Transcript Highlights:

• And I'll also acknowledge the central staff members who are here from IGO and finance.
• And I'll also acknowledge the central staff members who are here from IGO and finance.
• The bill is referred to finance. Next, S.1787. Sponsor: Senator Hinchey.

Keywords: 993, senate, all

Summary: The committee met with a light attendance and acknowledged committee members, clerk Joyce Andrea, and central staff from IGO and finance. The chair noted an 18-bill agenda, with 17 repasses and one new bill, S.8555, described as a local tax extender for Suffolk County that had been overlooked the prior year. Once three members were present, the committee proceeded with normal motions and seconds. The agenda included a range of measures on alcohol and cannabis regulation, public officers law, executive law, tax law, state law, and highway naming. Bills reported included S.315 on a temporary New York craft beverage permit, S.349 on expanding the definition of agency, S.566 on Address Confidentiality Program eligibility for election officials, S.1130 on renter protections tied to housing subsidies or public assistance, S.1787 on a veteran suicide awareness flag, S.2640 on including veterans in the definition of military status for discrimination purposes, and several cannabis-related bills including S.3261, S.5277, S.6181, and S.6283. S.1418A, concerning attorney’s fees in certain proceedings, was referred to finance. Most bills were reported unanimously, though several had one nay or one without recommendation, including S.2271, S.234, S.2447, S.3261, S.5277, S.6181, and S.8555. The committee also reported S.2364 designating the Honor and Remember flag as an official state flag, S.55 renaming a highway in New York City, and S.8276 regarding qualifications for an assistant county attorney in Rockland County. The chair closed by thanking members and staff and noting the committee would meet again in a few weeks.

Transcript Highlights:

• legislative council service To pay mileage and per diem to members of the House Appropriations and Finance
• Committee and the Senate Finance Committee for their attendance at meetings of those standing committees
• Is there a motion to approve the per diem and mileage for the two finance committees?

Keywords: 996, all

Transcript Highlights:

• Once we have a winner selected, it will go to the State Board of Finance, and then it will come to this
• this may be an RFQ, it still has to be approved by this subcommittee, full ALC, the State Board of Finance
• know for a fact that we've got a very active state agency that does a lot of things in the area of finance

Summary: The State Insurance Programs Oversight Subcommittee of the Arkansas Legislative Council met to consider a request from the Office of Property Risk to use a request for qualifications (RFQ) process to procure auditing services for the state captive insurance program. Grant Wallace, Director of the Employee Benefits Division and Office of Property Risk, explained that the captive insurance statute requires an independent audit and that an RFQ was appropriate because of the program’s specialized nature and the need for auditors familiar with FASB standards and insurance-company audits. Members asked about the requirement to include a projected cost in the request, how the market research was conducted, and whether Arkansas firms could receive preference. Wallace said the cost estimate is required for approval, that the market research was nationwide, and that the solicitation could be written to give some preference or advantage to local firms if desired. Members emphasized that professional auditing standards still require qualified auditors and noted that the process should not ignore cost. Senator Hickey confirmed the contract would cover a four-year term and that the projected amount was for the full term, not annually. Wallace also clarified that the RFQ process was only the first step; any selected firm would still need approval from the State Board of Finance, the subcommittee, and the full Arkansas Legislative Council before the contract could be finalized. The subcommittee then approved the request by motion, and the meeting adjourned.

Transcript Highlights:

• Once we have a winner selected, it will go to the State Board of Finance, and then it will come to this
• this may be an RFQ, it still has to be approved by this subcommittee, full ALC, the State Board of Finance
• know for a fact that we've got a very active state agency that does a lot of things in the area of finance

Summary: The State Insurance Programs Oversight Subcommittee of the Arkansas Legislative Council met to consider one item: a request from the Office of Property Risk to use a request for qualifications (RFQ) process to procure auditing services for the state captive insurance program. Grant Wallace, Director of the Employee Benefits Division and Office of Property Risk, explained that the captive insurance statute requires an independent audit and that an RFQ was appropriate because of the program’s unusual nature and the need for auditors familiar with FASB standards and insurance-company auditing. Members asked about the requirement to include a projected cost, the basis for the market research used to estimate the contract value, and whether Arkansas firms could receive preference. Wallace said an amount must be included in the procurement request, that the market research was nationwide, and that the solicitation could be written to give local firms some advantage if desired. Members also clarified that the proposed contract would cover four years and that the total projected cost was for the full term, not annually. The committee discussed that the RFQ process would still require later approvals from the State Board of Finance, the subcommittee, and the full Arkansas Legislative Council before any contract could be finalized. After discussion, a motion was made and approved by voice vote, and the meeting adjourned.

Transcript Highlights:

• Uh, I'm here with Deputy Director PJ4, our finance and administration director, Don Sales, Jr., and our
• When we're looking at finances, we actually determined the commission determined that risk is a more
• appropriate measurement for finances and for fiscal matters.
• 23:10.640> we<00:23:10.960> actually looking at finances, uh we actually looking at finances
• <02:05:03.520> to had to work with budget and finance to had to work with budget and finance

Keywords: 910, house, all

Bills: HR19, HR20, HR21, HR22, HR23, HR24, HR25, HR26, HR27, HR28, HR29, HR30, HR31, HR32, HR33, HR34, HR35, HR36, HR37, HR38, HCR15, HCR16, HCR17, HCR18, HB115, HB208, HB465, HB832, HB964, HB965, HB966, HB967, HB968, HB969, HB970, HB971, HB972, HB973, HB974, HB975, HR14, HR15, HR16, HR17, HR18, HCR14, SCR4, SCR7, SCR8, HB362, HB963, HB207, HB300, HB331, HB428, HB464, HB587, HB618, HB629, HB801, HB853, HB891, HB78, HB112, HB148, HB149, HB190, HB221, HB346, HB354, HB355, HB356, HB358, HB384, HB427, HB657, HB675, HB716, HB901

Keywords: HR19, House Resolution 19, Louisiana Nursery and Landscape Association Day, LNLA, nursery industry, landscape industry, horticulture, green industry, environmental stewardship, beautification, sustainability, state capitol, special day resolution, commemoration, trade association, wholesale growers, landscape architects, grounds maintenance, interiorscapers, Louisiana agriculture

Bills: HB145, SB29, SB37, SB64, HB279, HB292, SB35, SB40, SB43, SB48, SB96, SB143, HB132, SB20, SB21, SB101, SJR1, HJM1, HM7, HM17, HM4, HM22, HM23, HM24, HM26, HM2, HM16, HM32, HM13, HM47, HM20, HM51, HM1, HM31, HM35, HM36, HM46, HM53, HM54, HM39, HM29, HM43, HM59, HM30, HM52, HM11, HM14, HM21, HM34, HM50, HB2, SB264, SB241

Keywords: high-wage jobs, tax credit, job creation, New Mexico, economic development, SB29, math requirements for teaching license, teacher licensure, teacher endorsement, mathematics methods, elementary education, secondary education, special education, early childhood education, reciprocity, Public Education Department, Mathematics and Science Education Act, mathematics instructional leadership framework, professional learning plan, K-3 screening

Bills: HB145, HR1, SB29, SB37, SB193, SB58, SB64, HB195, HB234, HB279, HB287, HB292, HB303, SB30, SB35, SB40, SB43, SB48, SB96, SB143, HJM1, HM7, HM17, HM4, HM22, HM23, HM24, HM26, HM2, HM16, HM32, HM13, HM47, HM20, HM51, HM1, HM31, HM35, HM36, HM46, HM53, HM54, HM39, HM29, HM43, HM59, HM11, HM14, HM21, HM34, HM50, HB332

Keywords: high-wage jobs, tax credit, job creation, New Mexico, economic development, House Resolution 1, HR1, House investigatory subcommittee, special committee, legislative investigation, subpoena power, public corruption, criminal activity, Zorro ranch, Santa Fe County, public accountability, government oversight, impeachment power, children and vulnerable persons, public funds

Transcript Highlights:

• In addition, he challenged the state's public school financing system, fought to regulate college tuition
• HB85 is dealing with the traveling housing finance corporations, that's Housing Finance Corporation.
• And it is a housing, as I understand it, the Housing Finance Corporation.
• SB 2073 by Zaffirini relating to the authority of an appraisal district to finance the purchase or lease
• of real property or to finance the construction and improvements of real property for the Subcommittee

Bills: HJR98, HJR8, HJR133, HB23, HB33, HB144, HB 109, HB 103, HB148, HB3809, HB1686, HB2217, HB2156, HB220, HB2421, HB2363, HB3773, HB421, HB2584, HB2615, HB2455, HB3711, HB2559, HB3747, HB2775, HB2886, HB3126, HB3666, HB3595, HB3260, HB3506, HB1638, HB3376, HB3826, HB3628, HB1349, HB3770, HB1831, HB1762, HB2614, HB3113, HB267, HB322, HB431, HB869, HB 1203, HB 1201, HB 1244, HB1875, HB1950, HB2152, HB2290, HB2341, HB2436, HB2809, HB2856, HB3012, HB2954, HCR56, HCR102, HB 107, HB1587, HB3684, HB658, HJR99, HB1399, HJR5, HJR2, HJR6, HJR31, HB1971, SJR3, HB1775, HJR72, HB502, HB3109, HJR98, HJR8, HJR133, HB 118, HB388, HB 114, HB205, HB2789, HB2791, HB499, HB2960, HB3163, HB3135, HB2427, HB1618, HB1672, HB1722, HB1338, HB787, HB2618, HB879, HB 1126, HB4134, HB3513, HB718, HB1536, HB1445, HB1640, HB1893, HB1734, HB3229, HB3306, HB 1276, HB3272, HB3276, HB3516, HB4145, HB1585, HB4810, HB2989, HB2558, HB3014, HB2742, HB1695, HB23, HB33, HB144, HB 109, HB 103, HB148, HB3809, HB1686, HB2217, HB2156, HB220, HB2421, HB2363, HB3773, HB421, HB2584, HB2615, HB2455, HB3711, HB2559, HB3747, HB2775, HB2886, HB3126, HB3666, HB3595, HB3260, HB3506, HB1638, HB3376, HB3826, HB3628, HB1349, HB3770, HB1831, HB1762, HB2614, HB3113, HB267, HB322, HB431, HB869, HB 1203, HB 1201, HB 1244, HB1875, HB1950, HB2152, HB2290, HB2341, HB2436, HB2809, HB2856, HB3012, HB2954, HCR56, HCR102

Keywords: Article V, federal government, fiscal restraints, constitutional amendment, term limits, nuclear energy, electric generation, funding, Texas nuclear development fund, advanced reactors, HJR 133, Texas constitutional amendment, ad valorem tax, property tax exemption, homestead exemption, surviving spouse, veteran, veterans benefits, service-connected death, presumed service-connected condition

Transcript Highlights:

• ...counties, townships, water resource districts, the Department of Environmental Quality, Public Finance
• So we did and executed a financing agreement with them.
• I'll start with regional governance and finance.
• So just as a reminder, what was in I'll start with regional governance and finance.
• Obviously, most of our discussion today is on budgeting, cost share, governance, and finance.

Summary: The Water Topics Overview Committee met to review several interim studies and receive updates from the Department of Water Resources. The committee approved the March 26, 2026 minutes, observed a moment of silence for the late Representative Conmy, and welcomed Representative Hansen to the committee. Staff then reported that the watershed management study and the stormwater/wastewater study had both satisfied the presentation requirements in their study directives, with no further required testimony unless members wanted additional information. The department’s main presentation focused on major water projects and agency operations. Reese Haas and staff updated members on the NAWS project, the Southwest Pipeline Project, Devils Lake outlet operations, low-head dam safety work, floodplain management repository implementation, data center water use, and the 2027 Water Development Plan. Members asked detailed questions about NAWS funding sources, remaining project costs, capacity concerns for All Seasons and other users, and whether current construction is being designed for future demand. The department said NAWS remains on track for substantial completion by October, that remaining NAWS funding will come from a mix of federal, state, and local sources, and that current construction is designed for ultimate capacity while some future components will be adjusted for increased demand. A large portion of the meeting was devoted to the department’s cash management, Resources Trust Fund revenues, carryover balances, and the State Water Commission’s cost-share program. The department reported $340.6 million in carryover remaining, explained that much of it is already obligated to long-term projects, and noted that oil price forecasts and stripper-well exemptions will affect future revenues. Members raised concerns about large carryovers, affordability for local sponsors, and whether the state should continue obligating money multiple bienniums ahead. The department said it is working with the commission on a revised prioritization framework, including high/moderate/low project categories and a two-tier pre-construction/construction approach, to better manage obligations and affordability. The committee also reviewed Deloitte’s finalized studies on regional governance/finance and cost-share policy. Deloitte presented options for Southwest, NAWS, and Red River governance, with stakeholders generally favoring keeping NAWS largely as is, using the current Southwest model with improvements, and pursuing a more structured governance option for Red River. On cost share, the department said Deloitte’s recommended package would cover projected needs through the 2030s, but would require policy changes such as lower percentages for some project types, a 25% replacement-project rate with a cap, and possible bonding or delayed reimbursement strategies. No votes were taken on these policy questions, and the chair indicated the committee would continue the discussion at future basin meetings and the September Water Topics meeting.

Transcript Highlights:

• And that again, you know, if it comes down to finances for the state, that is something we'd be happy
• So whatever we can do to help get it to be something that's more amenable and fits into the finances
• And that again, you know, if it comes down to finances for the state, that is something we'd be happy
• So whatever we can do to help get it to be something that's more amenable and fits into the finances
• discussion at the most recent um finance discussion at the most recent um finance committee<01:15

Keywords: 1191, senate, all

Transcript Highlights:

• to allow a higher level finance to allow a higher level oversight<00:39:33.680> and oversight
• I just want to correct the record that the testimony from the Hawaii Housing and Finance Development
• <01:09:02.960> and<01:09:03.279> Development Hawaii Housing Finance and Development
• Hawaii Housing Finance and Development Corporation<01:09:05.359> which<01:09:05.679> this<
• from the um Hawaii Housing and Finance from the um Hawaii Housing and Finance um<01:09:50.159>

Keywords: 910, house, all

Transcript Highlights:

• those Appropriations are made by Finance those Appropriations are made by Finance by<00:21:23.720
• Again, Finance—did I miss? Finance is at the bottom, so don’t flip the page over.
• <00:29:51.679> I'm again Finance did I Mis Finance I'm again Finance did I Mis Finance I'm
• of<01:21:50.760> finance finance division of finance finance division of finance uh<01:21
• <02:29:33.560> uh represents another form of financing uh represents another form of financing

Keywords: 928, house, all

Summary: The committee met with New Hampshire DOT Commissioner Bill Cass and Finance Director Danielle Shandra to review the agency’s FY 2026 budget. Cass gave a high-level overview of DOT’s mission, organization, funding structure, and staffing trends, noting the agency has about 650 employees across five divisions. He said the Governor’s recommended FY 2026 budget totals $95.99 million, essentially flat from FY 2025, with funding primarily from Turnpike funds, Highway funds, federal sources, and a small General Fund share for non-highway units. Members asked about how Turnpike and Highway funds are treated in state accounting, and DOT explained that while they are enterprise funds restricted to their purposes, they are considered unrestricted from the statewide perspective and are appropriated through the budget process. A major topic was staffing and budget targets. DOT said its full-time staffing level has remained relatively flat since 2014 even as vehicle miles traveled increased and vacancies rose. To meet budget targets, the department unfunded seven permanent positions and nine temporary full-time positions, and later noted additional reductions in Finance, including the elimination of two full-time positions, reduced print shop equipment purchases, and deeper cuts to overtime, temporary help, equipment, and supplies in FY 2027. DOT also explained that it shifted funding for one unmanned aerial system position from General Funds to Highway Funds, saying the change was workable because the position supports highway-related work and federal-aid-eligible activities. Members asked for clarification on the state transit operating match, and DOT explained that the Legislature had previously provided about $1.8 million annually in General Funds to help local transit agencies meet federal match requirements, but that funding was not included in this budget. DOT said that could reduce the ability to draw down some federal transit funds, though the impact may not be immediate because those funds can be used over several years. The department also described its unmanned aerial system program, saying it has been used for about five years for mapping, survey work, construction oversight, and storm damage assessment, and that it now has about five drones and two full-time positions supporting the program. DOT said it is expanding cross-training so more employees can operate drones without adding positions. No votes or formal actions were taken in the portion provided.

Transcript Highlights:

• Scenario two, to the point of preferred financing... property to to finance over 25 years the property
• That was three minutes. of 1% improvement in financing of 1% improvement in financing associated<00:59
• > are And the finance organizations are And the finance organizations are beginning<01:07:05.359
• <01:07:12.319> organizations pocket. that the finance organizations pocket. that the finance
• ,<01:53:13.679> interconnection overhead, financing, interconnection overhead, financing,

Keywords: 1189, house, all

Transcript Highlights:

• This is the public hearing on the Joint Committee on Health Care Financing.
• Hearings will be recorded and posted publicly, archived on the Joint Committee on Health Care Financing
• Chair Lawn, Chair Friedman, and members of the Joint Committee on Health Care Financing, thank you for
• Chair Lawn, Chair Friedman, and members of the Joint Committee on health care financing, thank you for
• The council respectfully requests the Joint Committee on Health Care Financing report favorably on S.

Keywords: 995, all

Summary: The Joint Committee on Health Care Financing held a public hearing focused on two broad sets of issues: home- and community-based care, and school-based Medicaid reimbursement. In the morning session, legislators and advocates testified on bills affecting children and disabled enrollees, including proposals to clarify rate-setting for home health and home care services (H. 767/S. 870), allow family members and spouses to be paid caregivers under MassHealth (H. 1394/S. 886 and related bills), extend MassHealth coverage for applied behavior analysis and other therapies beyond age 21 for adults with autism and developmental disabilities (H. 1351/S. 871), and protect medically fragile children by improving access to continuous skilled nursing. In the later portion of the hearing, testimony shifted to a bill to improve MassHealth reimbursement for schools (S. 862), with speakers describing the school mental health crisis and the need to reinvest Medicaid funds directly into school health services. Witnesses on the home care rate-setting bill said current reimbursement methods are opaque and outdated, contributing to workforce shortages, unfilled shifts, long waitlists, and patients remaining in hospitals longer than necessary. Home care providers and trade groups argued the bill would not set rates directly but would require more transparent methodology and fuller consideration of real costs such as wages, benefits, taxes, training, and technology. On caregiver bills, many family members and provider organizations described the financial and emotional strain of caring for disabled or medically fragile relatives, especially when parents, spouses, or guardians are barred from being paid caregivers. They argued the bills would recognize existing unpaid care, help families remain at home, and reduce reliance on more expensive institutional care. Advocates for adult ABA coverage said services remain medically necessary after age 21 and that ending coverage at that age creates an inequitable “cliff” for MassHealth members compared with those with private insurance. For the PACE/community care bill, elder law attorneys and PACE advocates said current MassHealth income rules force some older adults with modestly higher incomes to spend down to $542 per month, making community living unrealistic and pushing people toward nursing homes. They supported changing the eligibility structure to a premium-based approach that would allow more people to remain in the community. On the school Medicaid bill, advocates said schools are providing effective, preventive mental health care, but reimbursement currently flows to municipalities rather than directly back to school health budgets, limiting districts’ ability to hire and retain staff. No votes were taken during the hearing; the committee heard testimony and several witnesses requested favorable reports on the bills.

Transcript Highlights:

• Welcome, everybody, to our Government Finance Transportation Study Subcommittee meeting.
• At the end here to request for the subcommittee's activities to be included in the full Government Finance
• summary of this subcommittee's activities for the 2025-26 interim for inclusion in the Government Finance
• to all the testimony and got that information, we can give a recommendation to the full Government Finance
• Subcommittee does recommend to the full Finance Committee that we do recommend that there should be some

Keywords: 908, all

Summary: The Government Finance Transportation Study Subcommittee met to review fixed-route transit systems and related funding needs. After approving the prior meeting minutes, the committee heard presentations from Cities Area Transit in Grand Forks/East Grand Forks, Bisman Transit in Bismarck-Mandan, and MATBUS/Fargo, along with comments from North Dakota Protection & Advocacy. The transit agencies described their routes, paratransit services, ridership trends, fare structures, fleet replacement needs, and rising operating costs, emphasizing that transit supports access to work, school, medical care, and other essential services. Testimony also noted that ridership fell during the pandemic and has been recovering, while vehicle and maintenance costs have risen sharply. Grand Forks transit reported 17 routes, a recent fare increase, and operating costs that exceed fare revenue, with paratransit service extending beyond the federal minimum service area. Bisman Transit outlined its fixed-route and paratransit operations, recent service expansions, local mill levies, sales tax support, and federal grant structure, and said it is seeking more stable funding and flexibility beyond paratransit-only support. Minot’s transit superintendent explained the state’s existing transit aid formula, the use of refurbished buses, and the challenges of driver recruitment and electric bus infrastructure. Fargo asked for additional state support for fixed-route urban transit. Committee members discussed whether ride-share services could replace transit, the cost per trip, local match requirements, and whether a separate state funding source should be recommended for the four urban fixed-route systems. The subcommittee ultimately approved a motion to have Legislative Council prepare a summary of its activities for inclusion in the full Government Finance Committee report, and members indicated they would seek more detailed funding figures from the transit agencies before making any specific recommendation.

Transcript Highlights:

• <00:30:14.200> Committee<00:30:14.480> on<00:30:14.600> Finance consent calendar
• Committee on Finance consent calendar.
• Committee on Finance after<00:30:15.240> consideration<00:30:15.840> of<00:30:15.880>
• President, Committee on Finance has Mr.
• President, Committee on Finance has had<00:30:25.440> under<00:30:25.640> consideration

Keywords: 981, all

Transcript Highlights:

• The bill creates consumer protection for pet sales and financing agreements.
• When financing, the financing agreements must be terminated without penalty if the animal is returned
• The financing terms must be disclosed to the consumer before the sale, and all animal records must be
• There must be a mandatory three-day waiting period before signing financing agreements.
• Violations of the financing terms are a first-degree misdemeanor and are considered unfair trade practices

Summary: The committee first took up SB 1236, which would condition state economic development incentives on employers at subsidized companies using secret-ballot union elections and prohibiting neutrality agreements. The sponsor said the bill is meant to protect workers and taxpayer dollars, and he noted he would amend the Attorney General enforcement language to allow appeals. Supporters argued it protects secret ballots and transparency, while opponents said it is a form of union-busting, could conflict with federal labor law, and would burden contractors and workers. After debate, the committee reported the bill favorably on a roll call vote, with Senators Bracey Davis, Smith, and Errington voting no and the remaining recorded votes in favor. The committee then heard CS/SB 198, which regulates cryptocurrency kiosks to combat fraud, especially against seniors. The bill requires kiosk registration, fraud warnings, blockchain analytics, transaction limits, receipts, and refund protections for certain first-time transactions involving non-U.S. wallets. Supporters from consumer and senior advocacy groups said the bill would help stop widespread scams, while one industry witness praised the bill’s fraud protections but suggested narrowing the daily limits and new-customer period. The committee reported the bill favorably by roll call vote. Next, the committee considered CS/SB 1356 on dog breeding, pet sales, and breeder registration. The sponsor described it as a work in progress aimed at ending inhumane breeding conditions, improving consumer disclosures, and creating breeder standards and penalties; an amendment removed state oversight of local animal shelters. Pet store representatives supported many animal welfare provisions but objected to the three-day financing waiting period, shelter-space requirements, expanded reimbursement, and litigation exposure. Animal welfare supporters backed the bill, and the committee reported it favorably. The committee also heard SB 1722 on app stores and minors’ access to apps. The bill requires age verification, parental consent for minors, notice of app changes, and enforcement by the Department of Legal Affairs. Supporters said it would better protect children online and help enforce existing age-based restrictions, while opponents warned it could require overcollection of personal data, create privacy and constitutional problems, and duplicate tools parents already have. After debate, the committee reported the bill favorably. Finally, the committee took up CS/SB 422, which would bar use of ADS-B aviation data to calculate or collect certain airport fees, with an amendment adding departures to the covered activities. A pilot supported the bill as a safety and privacy measure, while airport advocates opposed it, saying it would undermine airport finances and force less efficient fee collection methods. The transcript ends during testimony on this bill, before final action is shown.

Transcript Highlights:

• I'm with the Legislative Finance Committee.
• And we also have from the Department of Finance and Administration, Mr. Eric Vasquez.
• Again, members of the subcommittee, my name is Ruby Ann Esquivel with the Legislative Finance Committee
• And then again, we also have with the Department of Finance and Administration, State Budget Division
• We will be discussing the Legislative Finance Committee and Executive Recommendations.

Keywords: 996, all

Transcript Highlights:

• To my left is Shawna Murphy, she is our finance manager.
• And then OSBI says you know we'd really I'd like to hire your finance director.
• I said, well, let's make a deal: you hire my finance director, and we'll share HR and finance.
• What we were financing our personnel out of a fund that was Unpredictable.
• They don't have the ability or the finances to receive training.

Keywords: 914, all