Video & Transcript Research : 'Consumer Financial Protection Bureau'
Page 132 of 500
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 6 on Public Safety May 18th, 2026
Transcript Highlights:
- California consumers and businesses.
- The last item is for the Victims of Consumer Fraud Restitution Fund, and it is a request for trailer
- fraud. to allow for timely restitution to victims of consumer fraud.
- And just one clarification on the $1.2 million for the Victims of Consumer Fraud Restitution Fund.
- So I... ...pending right now over some of those homicides due to failure to protect from CDCR.
NH
New Hampshire 2025 Regular Session
House Finance (03/12/2025)
Transcript Highlights:
- <00:27:04.880>
the made to those who serve and protect the made to those who serve and protect - would help ensure the financial would help ensure the financial stability<00:42:29.240>
and okay and call a loved one or Protective okay and call a loved one or Protective Services<00:42:44.280 - <01:26:32.600>
of budget for the BDS Bureau of budget for the BDS Bureau of Developmental< - community support for limited financial community support for limited financial means<02:41:50.880
Summary:
The House Finance Committee opened a public hearing on House Bills 1 and 2, which concern the governor’s proposed FY 2026-2027 budget. The chair explained that the committee must fit the budget to House Ways and Means revenue, which is about $800 million below the governor’s estimate in an almost $16 billion budget. He also noted a projected current-budget overspend, the impact of recently passed legislation, possible fee updates, no new tax proposals at that time, and the importance of federal funding and Medicaid stability. Testimony was limited to three minutes, with the chair asking speakers to avoid duplication.
Much of the testimony focused on Medicaid, disability services, and home- and community-based care. Speakers urged the committee to restore or protect funding for transportation, Medicaid, day programs, in-home supports, and behavioral health services. Several individuals and providers described how cuts would affect people with disabilities, medically fragile children, and families who rely on services to remain employed and avoid institutional care. A home care provider argued that a proposed 3% Medicaid cut would increase hospitalizations and costs, while a behavioral health representative asked for sustainable Medicaid rates, uncompensated care support, housing resources, and continued funding for community behavioral health clinics.
Another major topic was the Group II retirement provisions in HB 2 for public safety workers. Representatives from police, fire, corrections, probation/parole, and related associations testified in support, saying prior pension changes hurt recruitment and retention, pushed experienced workers to neighboring states, and should be reversed to restore promised benefits. They argued the provisions would help keep public safety careers viable and honor commitments made to first responders. An executive counselor also warned that when the state shifts costs away from itself, local property taxpayers bear the burden, and she opposed cost shifts such as Medicaid premiums and universal vouchers. A separate speaker urged funding public schools rather than universal vouchers, arguing vouchers can leave other students behind as resources are diverted.
NM
New Mexico 2025 Regular Session
IC - Radioactive and Hazardous Materials Oct 15th, 2025
Radioactive & Hazardous Materials Committee
Transcript Highlights:
- The Bureau of Land Management (BLM) at the federal level also leases land.
- They do conduct some research, but we protect by law.
- Like, and here we are protecting... The polluters. So, thank you for that.
- Is there a way to protect people from contaminated wildlife?
- Some conversations with Game and Fish can work out more protective, proactive things to do to protect
NM
New Mexico 2025 Regular Session
IC - Legislative Finance Dec 10th, 2025 at 08:35 am
Transcript Highlights:
- They've got their financials unified so that they're sharing resources.
- Ultimately, it protects folks from out of the state who are drawn here by what we have.
- policy divisions and financial aid, which is incredibly important.
- and the volume of healthcare that you consume goes up significantly.
- Bureau of Indian Education schools and independent charter schools.
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 5 on State Administration Mar 25th, 2025
Transcript Highlights:
- So I'm going to start off by going through the California Consumer Protection Agency.
- But the focus of this protection agency is to enhance consumer protection focus by creating a nimble,
- swift, impactful actions to protect California's consumers.
- swift, impactful actions to protect California's consumers.
- One would be particularly under the California Consumer Protection Agency.
Summary:
The Assembly Subcommittee on State Administration held a budget hearing focused heavily on housing, homelessness, and related administrative proposals. HCD reported that California housing production has increased, with 2023 completions up 13% from 2022 and entitlement and construction timelines improving, while members and advocates criticized the Governor’s January budget for zeroing out or sharply reducing several housing programs. Public testimony urged funding for affordable housing production, preservation, youth housing, CalHome, LIHTC, HAP, and related programs, and several speakers argued the state should not pull back after recent progress.
A major policy item was trailer bill language to allow HCD to access “excess equity” in existing affordable housing projects and recycle those funds into new or preserved housing. HCD and the LAO said the proposal could unlock tens or hundreds of millions of dollars, but members wanted guardrails and clearer statutory direction to ensure the funds stay within the intended housing purposes. The committee also discussed encampment resolution funding; HCD said the proposal would shift expenditure deadlines to the date of award rather than appropriation, while the LAO raised concerns about limited outcome data and urged the Legislature to use upcoming reporting before deciding on future funding.
The hearing also covered HCD trailer bills to consolidate default reserve funds into a centralized continuously appropriated account and to clarify reporting requirements for early rounds of the Homeless Housing, Assistance and Prevention program. HCD requested funding to implement chaptered legislation, including a new tribal housing program and reporting-related bills, and also sought extensions for certain reappropriations, including Homekey and REAP 2 deadlines. Public commenters and regional agencies supported flexibility for REAP 2 timing and other housing-related adjustments.
Finally, the Business, Consumer Services and Housing Agency presented the Governor’s reorganization proposal to split the current agency into a Housing and Homelessness Agency and a Consumer Protection Agency. The administration said the change would improve focus, efficiency, and coordination, but the LAO and several members questioned whether it would truly save money or improve accountability, especially given the need for new leadership, possible staffing changes, and the fact that the plan had not yet been formally submitted for review. No votes were taken during the hearing.
FL
Transcript Highlights:
- We generally deal with advertisers, broadband, business organizations, commercial activity, consumer
- protection, and some consumer services, a lot of economic development issues, tickets, event tickets;
- We deal with their Division of Consumer Services and their Division of Licensing.
- Under Consumer Services, we handle motor vehicle repair shops, charitable organizations, pawnbrokers,
- Whether it's businesses that are, whether it's an incentive or some other kind of financial tool like
Summary:
The Commerce and Tourism Committee met to hear an overview of its jurisdiction and then focused primarily on Florida manufacturing. Secretary of Commerce Alex Kelly described manufacturing as central to a more resilient, diversified economy, citing the 2023 Florida Manufacturing Report and noting strong growth in manufacturing businesses, jobs, exports, and workforce programs. He emphasized that most Florida manufacturers are small businesses, that the sector is increasingly STEM- and technology-driven, and that the state’s main challenge is workforce aging and the need to retain trained talent. Members also discussed how to better expose students and parents to manufacturing careers, improve startup access to capital, and strengthen regional manufacturing corridors and transportation links.
Kevin Carr of FloridaMakes said Florida is on track to become a top-five manufacturing state, but warned that productivity, technology adoption, and workforce shortages remain key issues. He said a proposed manufacturing bill would create a chief manufacturing officer and help address workforce, technology, and market-visibility challenges. Bain Beecher of PGT Innovations described the company’s growth and community role, but highlighted obstacles such as affordable housing, insurance costs, permitting delays, supply-chain disruptions, and limited awareness of manufacturing careers among students and parents. Andrew Kosowski of Veterans Metal focused on small- and medium-sized manufacturers, citing labor shortages, the cost of adopting new technology, regulatory burdens, and cybersecurity compliance as major pressures, and urged support for the draft manufacturing bill.
Brian Giuliani of the Port of Tampa Bay outlined the port’s cargo mix, infrastructure investments, and role in moving fuel, construction materials, and manufactured goods, saying the port’s expansion and transloading plans could better connect Florida manufacturers to suppliers and markets. Committee members repeatedly stressed the need to promote manufacturing careers earlier in school, improve public perception of the industry, and reduce barriers to investment. No formal vote was taken during the discussion, but the panelists broadly supported the draft manufacturing legislation and the committee’s focus on manufacturing policy.
NH
New Hampshire 2025 Regular Session
House Finance (02/11/2025)
Transcript Highlights:
- Some pertain to financial matters, and delegating that authority to help a patient navigate financial
- matters to the institution—would that be the Attorney General's Office of Consumer Protection, for example
- matters to the institution—would that be the Attorney General's Office of Consumer Protection, for example
- matters to the institution—would that be the Attorney General's Office of Consumer Protection, for example
- matters to the institution—would that be the Attorney General's Office of Consumer Protection, for example
Summary:
The Finance Committee held a hearing on House Bill 619, which would appropriate $1 million to the Solid Waste Management Fund for matching grants to municipalities and businesses for waste diversion projects, with 50% of the money prioritized for food waste diversion. Representative Karen Ebel, the sponsor, said the fund would help New Hampshire meet its solid waste diversion goals, preserve landfill capacity, and support composting, recycling, and related local business activity. She cited New London’s composting program as an example, saying 172 families participated and 32 tons of food waste were diverted in 2024, reducing tipping and trucking costs.
Committee members asked about possible alternative funding sources, including a surcharge on landfill tipping fees. Ebel said many other states use such surcharges to fund recycling and solid waste programs, while New Hampshire relies on general funds. She also said the current fund balance was about $900,000 because some money had been used for staffing, and that the grant program was still in rulemaking. Questions also focused on how household composting works and whether municipalities could generate revenue from compost; Ebel said participation is optional, most programs use buckets and transfer stations, and the main benefit is cost savings from reduced disposal rather than compost sales.
Testimony in support came from the New Hampshire Municipal Association and the Northeast Resource Recovery Association. Both said municipalities are interested in food waste diversion and composting, that these programs can reduce long-term disposal costs and property tax pressure, and that there is growing demand for technical assistance and grant support. The Northeast Resource Recovery Association said food waste makes up about 24% of municipal and business waste, that fewer than two dozen communities and fewer than two dozen businesses currently offer such services, and that a City of Lebanon pilot program saw about 30% savings by composting on site. The Department of Environmental Services said it was not taking a position but is working on rulemaking for the grant program and expects strong interest from municipalities, private composters, farmers, and anaerobic digester operators. No vote or final action was taken at the hearing.
NH
New Hampshire 2025 Regular Session
House Commerce and Consumer Affairs (01/15/2025)
Transcript Highlights:
- These are issues that involve consumer protection, disclosure, and the core elements of what regulation
- <01:46:36.119>
protection <01:46:36.480>and doj and the consumer protection and doj - and the consumer protection and antitrust<01:46:37.320>
Bureau <01:46:38.320>I <01:46:38.400 - <01:46:48.880>
protection <01:46:49.440>act <01:46:49.800>RSA consumer protection - <01:50:14.400>
protection exemption under the consumer protection exemption under the consumer
Summary:
The House Commerce Committee opened a public hearing on House Bill 310, sponsored by Representative Keith Ammon, which would create a study commission to develop a legal framework for stable tokens and tokenized real-world assets. Ammon described stable tokens as blockchain-based digital tokens backed by U.S. dollars or treasuries, and tokenized real-world assets as representations of ownership in items such as gold, real estate, or artwork. He said the bill is intended to help New Hampshire get ahead of emerging financial markets while waiting to see how federal legislation develops.
Committee members asked about the purpose of the bill, the difference between this proposal and Bitcoin, whether state regulation could be preempted by federal law, and whether the commission could be balanced and avoid becoming a vehicle for fraud or money laundering. Ammon said the proposal is blockchain-agnostic, could apply to multiple networks, and is meant to regulate asset-backed tokens rather than create a state-issued coin. He emphasized that the state would not be guaranteeing the underlying assets, but would set rules requiring audits, proof of reserves, and honest representation of backing, with the Secretary of State’s securities office involved in oversight.
Several members raised concerns about the risks of stablecoins, including money laundering, tax evasion, and possible harm to the dollar or confusion about whether the state was endorsing a new currency. Ammon responded that the bill would not undermine the dollar and argued that tokenization could actually expand demand for U.S. currency by making it easier to use globally. He also said the state would not be in the business of weighing assets or directly valuing them, only ensuring a valid audit trail and one-to-one backing. The discussion ended with general agreement that the subject is complex and that a commission could help develop future legislation, but no vote or final action was taken in the hearing.
NH
New Hampshire 2026 Regular Session
Senate Health and Human Services (01/21/2026)
Health and Human Services
Transcript Highlights:
- I am the bureau chief for the Bureau of Adult and Aging Services at DHS.
- I am the bureau chief for the Bureau of Adult and Aging Services at DHS.
- I am the bureau chief for the Bureau of Adult and Aging Services at DHS.
- must be a financial agreement in place. must be a financial agreement in place.
- full financial and social cost alone. full financial and social cost alone.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Revenue Jun 21st, 2026 at 10:30 am
Joint Committee on Revenue
Transcript Highlights:
- We want to protect people from discrimination in the workforce.
- We believe that family caregivers deserve recognition, financial support, and legal protections.
- The Consumer Financial Protection Bureau reported in their 2024 Making Ends Meet survey that the overall
- financial health of consumers has deteriorated to the levels of 2019 after they had been rising sharply
- Children are consuming up to 10 times the recommended amount of added sugar.
Summary:
The Joint Committee on Revenue held a public hearing focused largely on tax-credit proposals tied to children, families, caregivers, child care, health care workforce development, and public health. A major portion of the hearing concerned bills to expand the state earned income tax credit and child and family tax credit, including H. 3073/S. 1957 and S. 1975. Testimony from advocacy groups, legal services, tax assistance organizations, and health providers supported increasing the EITC match from 40% to 50% of the federal credit, expanding eligibility to immigrant and mixed-status ITIN filers, larger families, younger and older workers, and SSI recipients, and raising the child and family tax credit to $600 per child with inflation adjustments and possible advance payments. Witnesses said these changes would reduce poverty, improve health and educational outcomes, and help families meet basic expenses; committee members asked questions about ITIN filers and expressed support for the policy goals.
The committee also heard extensive testimony on S. 1938/H. 3159, An Act Supporting Family Caregivers. Speakers described the scale of unpaid caregiving in Massachusetts and supported a package that would create a refundable tax credit, respite vouchers, workplace and housing protections, unemployment insurance access for those who leave work to care for relatives, a permanent advisory council, and a provision allowing spouses to be paid caregivers under MassHealth. Several witnesses shared personal caregiving experiences, and committee members responded favorably, noting the emotional and financial strain on caregivers and the importance of supporting them as Medicaid and long-term care systems face pressure.
Additional bills discussed included H. 3174 on a child and dependent care tax credit, which was presented as a way to offset the high cost of child care; H. 3197/S. 2019 to improve the financial security of family child care providers through a tax credit; H. 3218/S. 1960 to create tax credits for health care preceptors to address workforce shortages; S. 2064 to establish a living organ donor tax credit; S. 2034 to promote healthy alternatives to sugary drinks through a tiered tax; H. 3015 to create a tax-return checkoff for the YMCA Youth and Government Program; and several public testimony ideas including vaccination, literacy, and grade-improvement tax credits. No votes or formal committee actions were taken during the hearing, which ended after all testimony was heard.
MN
Minnesota 2025-2026 Regular Session
Fraud Committee Meeting - 2025-07-08
Fraud Prevention and State Agency Oversight Policy
Transcript Highlights:
- Violations, and the abuse, neglect, and financial exploitation of vulnerable adults.
- He has wide experience managing complex financial investigations.
- , and CDs, and identify unreported financial accounts.
- They can share it with the Bureau of Criminal Apprehension (BCA), which has expanded reporting.
- Right now, it's very cumbersome, time-consuming, and staff-intensive to make systems changes.
HI
Bills:
HB2315, SB2471, HB306, HB1692, HB1842, HB2171, HB2207, HB2343, HB2296, HB389, HB469, HB1510, HB1573, HB1705, HB1858, HB1875, HB1946, HB1961, HB1962, HB2001, HB2093, HB2096, HB2097, HCR200, HCR144, HCR33, HCR154, HCR165, HCR186, HCR206, HCR166, HCR31, HCR85, HCR103, HCR117, HCR180, HCR112, HCR18, HCR105, HCR173, HCR137, HCR179, HCR32
Keywords:
vacation payout, down payment assistance, state employee benefits, housing crisis, homeownership, Department of Health, SB2471, Hawaii, corporate powers, artificial persons, business entities, election spending, political spending, campaign finance, ballot measure, ballot issue, electioneering, corporations, nonprofit corporations, LLC
HI
Bills:
HB2315, SB2471, HB306, HB1692, HB1842, HB2171, HB2207, HB2343, HB2296, HB389, HB469, HB1510, HB1573, HB1705, HB1858, HB1875, HB1946, HB1961, HB1962, HB2001, HB2093, HB2096, HB2097, HCR200, HCR144, HCR33, HCR154, HCR165, HCR186, HCR206, HCR166, HCR31, HCR85, HCR103, HCR117, HCR180, HCR112, HCR18, HCR105, HCR173, HCR137, HCR179, HCR32
Keywords:
vacation payout, down payment assistance, state employee benefits, housing crisis, homeownership, Department of Health, SB2471, Hawaii, corporate powers, artificial persons, business entities, election spending, political spending, campaign finance, ballot measure, ballot issue, electioneering, corporations, nonprofit corporations, LLC
HI
Bills:
HB2315, SB2471, HB306, HB1692, HB1842, HB2171, HB2207, HB2343, HB2296, HB389, HB469, HB1510, HB1573, HB1705, HB1858, HB1875, HB1946, HB1961, HB1962, HB2001, HB2093, HB2096, HB2097, HCR200, HCR144, HCR33, HCR154, HCR165, HCR186, HCR206, HCR166, HCR31, HCR85, HCR103, HCR117, HCR180, HCR112, HCR18, HCR105, HCR173, HCR137, HCR179, HCR32
Keywords:
vacation payout, down payment assistance, state employee benefits, housing crisis, homeownership, Department of Health, SB2471, Hawaii, corporate powers, artificial persons, business entities, election spending, political spending, campaign finance, ballot measure, ballot issue, electioneering, corporations, nonprofit corporations, LLC
HI
Bills:
HB2315, SB2471, HB306, HB1692, HB1842, HB2171, HB2207, HB2343, HB2296, HB389, HB469, HB1510, HB1573, HB1705, HB1858, HB1875, HB1946, HB1961, HB1962, HB2001, HB2093, HB2096, HB2097, HCR200, HCR144, HCR33, HCR154, HCR165, HCR186, HCR206, HCR166, HCR31, HCR85, HCR103, HCR117, HCR180, HCR112, HCR18, HCR105, HCR173, HCR137, HCR179, HCR32
Keywords:
vacation payout, down payment assistance, state employee benefits, housing crisis, homeownership, Department of Health, SB2471, Hawaii, corporate powers, artificial persons, business entities, election spending, political spending, campaign finance, ballot measure, ballot issue, electioneering, corporations, nonprofit corporations, LLC
HI
Bills:
HB2315, SB2471, HB306, HB1692, HB1842, HB2171, HB2207, HB2343, HB2296, HB389, HB469, HB1510, HB1573, HB1705, HB1858, HB1875, HB1946, HB1961, HB1962, HB2001, HB2093, HB2096, HB2097, HCR200, HCR144, HCR33, HCR154, HCR165, HCR186, HCR206, HCR166, HCR31, HCR85, HCR103, HCR117, HCR180, HCR112, HCR18, HCR105, HCR173, HCR137, HCR179, HCR32
Keywords:
vacation payout, down payment assistance, state employee benefits, housing crisis, homeownership, Department of Health, SB2471, Hawaii, corporate powers, artificial persons, business entities, election spending, political spending, campaign finance, ballot measure, ballot issue, electioneering, corporations, nonprofit corporations, LLC
HI
Bills:
HB2315, SB2471, HB306, HB1692, HB1842, HB2171, HB2207, HB2343, HB2296, HB389, HB469, HB1510, HB1573, HB1705, HB1858, HB1875, HB1946, HB1961, HB1962, HB2001, HB2093, HB2096, HB2097, HCR200, HCR144, HCR33, HCR154, HCR165, HCR186, HCR206, HCR166, HCR31, HCR85, HCR103, HCR117, HCR180, HCR112, HCR18, HCR105, HCR173, HCR137, HCR179, HCR32
Keywords:
vacation payout, down payment assistance, state employee benefits, housing crisis, homeownership, Department of Health, SB2471, Hawaii, corporate powers, artificial persons, business entities, election spending, political spending, campaign finance, ballot measure, ballot issue, electioneering, corporations, nonprofit corporations, LLC
HI
Bills:
HB2315, SB2471, HB306, HB1692, HB1842, HB2171, HB2207, HB2343, HB2296, HB389, HB469, HB1510, HB1573, HB1705, HB1858, HB1875, HB1946, HB1961, HB1962, HB2001, HB2093, HB2096, HB2097, HCR200, HCR144, HCR33, HCR154, HCR165, HCR186, HCR206, HCR166, HCR31, HCR85, HCR103, HCR117, HCR180, HCR112, HCR18, HCR105, HCR173, HCR137, HCR179, HCR32
Keywords:
vacation payout, down payment assistance, state employee benefits, housing crisis, homeownership, Department of Health, SB2471, Hawaii, corporate powers, artificial persons, business entities, election spending, political spending, campaign finance, ballot measure, ballot issue, electioneering, corporations, nonprofit corporations, LLC
HI
Bills:
HB2315, SB2471, HB306, HB1692, HB1842, HB2171, HB2207, HB2343, HB2296, HB389, HB469, HB1510, HB1573, HB1705, HB1858, HB1875, HB1946, HB1961, HB1962, HB2001, HB2093, HB2096, HB2097, HCR200, HCR144, HCR33, HCR154, HCR165, HCR186, HCR206, HCR166, HCR31, HCR85, HCR103, HCR117, HCR180, HCR112, HCR18, HCR105, HCR173, HCR137, HCR179, HCR32
Keywords:
vacation payout, down payment assistance, state employee benefits, housing crisis, homeownership, Department of Health, SB2471, Hawaii, corporate powers, artificial persons, business entities, election spending, political spending, campaign finance, ballot measure, ballot issue, electioneering, corporations, nonprofit corporations, LLC
HI
Transcript Highlights:
- Erana from Triple S Livestock, Randy Cabral and Janet Ashman and Brian Miyamoto from Hawaii Farm Bureau
- Erana from Triple S Livestock, Randy Cabral and Janet Ashman and Brian Miyamoto from Hawaii Farm Bureau
- Erana from Triple S Livestock, Randy Cabral and Janet Ashman and Brian Miyamoto from Hawaii Farm Bureau
- Erana from Triple S Livestock, Randy Cabral and Janet Ashman and Brian Miyamoto from Hawaii Farm Bureau
- Erana from Triple S Livestock, Randy Cabral and Janet Ashman and Brian Miyamoto from Hawaii Farm Bureau
Bills:
HB2315, SB2471, HB306, HB1692, HB1842, HB2171, HB2207, HB2343, HB2296, HB389, HB469, HB1510, HB1573, HB1705, HB1858, HB1875, HB1946, HB1961, HB1962, HB2001, HB2093, HB2096, HB2097, HCR200, HCR144, HCR33, HCR154, HCR165, HCR186, HCR206, HCR166, HCR31, HCR85, HCR103, HCR117, HCR180, HCR112, HCR18, HCR105, HCR173, HCR137, HCR179, HCR32
Keywords:
vacation payout, down payment assistance, state employee benefits, housing crisis, homeownership, Department of Health, SB2471, Hawaii, corporate powers, artificial persons, business entities, election spending, political spending, campaign finance, ballot measure, ballot issue, electioneering, corporations, nonprofit corporations, LLC