Transcript Highlights:

• <00:26:58.240> they provide insightful analysis they provide insightful analysis they typically
• Cooperative we exist to meet the needs Cooperative we exist to meet the needs needs<02:41:49.399
• <04:19:01.800> two makes it clear that you need two makes it clear that you need two Commissioners
• a Commissioners you need to make a Commissioners you need to make a decision<04:34:40.840> and
• and when you need and when you don't<04:34:42.600> need<04:34:43.561> to<04:34:44.561>

Keywords: 1189, house, all

Transcript Highlights:

• across Different needs that are needed across here, uh, that need to be addressed.
• It can go where there is a need. If there's a need in Ren County, we can go there.
• the needs go.
• the needs go.
• our capacity because we need that. our capacity because we need that.

Keywords: Meeting Start 00:00:07 Roll Call 00:00:14 Discussion of Pro-Growth Housing Policies 00:02:01 Discussion of Historic Rehabilitation Tax Credit 01:11:13 Adjournment 01:40:27, 958, all

Summary: The Kentucky Housing Task Force met and heard first from the Kentucky Chamber of Commerce, which presented findings from a housing study done with the Home Builders Association. The chamber said housing is now a major economic-development issue, citing survey results that 90% of community leaders said their region could not absorb a major job announcement and 66% said housing is holding back Kentucky’s economy. The chamber described Kentucky’s housing shortage, rising home prices, declining permits since 2008, and the need for more production to support growth. It urged policy changes including zoning and land-use reform, tax incentives, regional approaches, and especially a residential infrastructure fund modeled on Indiana’s low-interest loan program to help communities finance roads and other infrastructure needed for new housing. Members asked about the severity of the problem, workforce shortages in permitting and construction, the loan interest rate, repayment, and whether Kentucky could replicate Indiana’s results; the witness said the issue is a crisis and that the program would be a revolving public-private partnership, likely around 3% interest, with implementation details still to be worked out. The Kentucky Bankers Association then testified that the housing gap is especially acute for households at 80% of area median income and below, which it said represents about 70% of Kentucky’s housing need. It emphasized that the shortage affects both urban and rural counties and pointed to examples such as Rowan County, where workers at major employers must commute long distances because local housing is unavailable or unaffordable. The bankers said high interest rates remain a major barrier and proposed a $20 million bank commitment for a revolving fund tied to tax credits to finance new housing, not refinances. They cited Hope of the Midwest as an example of a successful tax-credit housing model with a long track record and no defaults, and said the proposal would leverage public-private partnerships to create new units. Committee members questioned how the proposed fund would compare with industrial revenue bonds and whether it could be structured like Kentucky’s tobacco settlement fund, with seed money, a review board, scoring criteria, and possible population thresholds to ensure smaller communities benefit. The bankers said the proposal would be another tool for cities and counties, specifically tied to residential infrastructure, and that larger cities should not be able to capture all of the resources. No formal votes or actions were taken during this portion of the meeting.

Transcript Highlights:

• State funding those who need them.
• <01:20:56.560> RX analysis estimated that roundtable RX analysis estimated that roundtable
• <01:27:16.080> a a person comes to you and they need a a person comes to you and they need
• interpreting needs are changing. interpreting needs are changing.
• The need for school or clinics.

Keywords: 1183, house

Transcript Highlights:

• staff analysis,<00:15:59.720> um, analysis, um, analysis, um, if<00:16:00.600> we<00:16
• Counties that have an older need.
• We need to help with our roads, we need help with our schools, we need help with everything.
• or needs to mentioned, the EMS need or needs to rebuild<00:58:58.120> our<00:58:58.280> infrastructure
• a fire or someone needs uh medical care? a fire or someone needs uh medical care?

Keywords: 1183, house

Transcript Highlights:

• This slide here, it looks like all of our highest needs students have increased year over year, it's
• Know are going to have higher service needs if we're not increasing the budget, so we're going to be
• I can restate it if need be. So I've had the opportunity to be in this role about 100 days.
• And so I think we need to standardize it.
• To better connect our students to careers and how the workforce that we need.

Keywords: 914, all

Transcript Highlights:

• We may or may not need to do do that.
• And why we're here is because we realize that there is a need for regulation and there is a need for
• need for regulation and there is a need need for regulation and there is a need for<00:21:24.559
• going to say you need to uh do the 990. going to say you need to uh do the 990.
• it's likely that there will be need it's likely that there will be need there<01:07:40.319> needs

Keywords: 1189, house, all

Summary: The subcommittee took up the pooled risk management program bill and reviewed a new amendment drafted with input from the Insurance Department and Legislative Services. Department witnesses explained that the proposal would move oversight of pooled risk management programs from the Secretary of State’s office to the Insurance Department, add a licensure requirement, preserve the programs’ non-insurer status, and exempt them from third-party administrator licensure. They also described a series of solvency tools in the draft, including financial reporting, risk-based capital standards, minimum capitalization, investment limits, commissioner examination and enforcement authority, rulemaking authority, merger and affiliate-transaction review, confidentiality protections, and a separability clause. A major theme of the discussion was that pooled risk management programs differ from commercial insurers because the risk remains with the member local governments rather than being backed by a state guarantee fund. Witnesses said the bill is designed to emphasize solvency over return of premium and to give the Insurance Department a regulatory “toolbox” to prevent insolvency, including a proposed $5 million excess or stop-loss coverage benchmark, optional accessible policies, and a requirement that boards vote on dividends or premium returns when capital exceeds 600% of risk-based capital. Members questioned how this approach differed from the original Secretary of State bill and whether assessments on towns would still be possible; the department responded that the new framework would allow more flexible oversight and alternatives to immediate court action. The committee also discussed why the statute should continue to say the programs are not insurers, with the department explaining that this preserves their autonomy and avoids applying unrelated insurance laws and premium taxes. Members asked about the department’s workload and were told the department believed it could absorb the new duties without additional funding. No vote or final committee action was taken in the portion provided.

Transcript Highlights:

• This meeting is being streamed live on YouTube, and in the unlikely event that we need to abruptly end
• The hearing is being streamed live on YouTube, and in the unlikely event that we need to abruptly end
• um but at the moment as analysis um but at the moment as currently<00:16:10.279> drafted<00:16
• and duplication that our want or need and duplication that our Regulators<00:19:54.200> should
• <00:42:32.480> to<00:42:32.640> pay Real Estate Commission needs to pay Real Estate

Keywords: 912, senate, all

Summary: The committee heard several insurance and condominium-related bills. SB 1137 would require insurers to notify policyholders of approved rate changes within 30 days and at least 30 days before the effective date. The Insurance Division supported the bill, while testimony focused on condominium master policies and whether the notice period would be enough for associations to respond to rate increases. The division said the bill would mainly affect admitted carriers, not surplus lines insurers that write many condominium master policies, and warned against limiting the nonadmitted market. SB 293, requiring sellers to disclose when USPS cannot deliver mail or packages to a residential property, was also heard with HAAI Realtors commenting. SB 752 would extend notice periods for cancellation or nonrenewal of property-casualty policies; the Attorney General’s Office raised concerns about contractual impairment and retroactive application. The committee also heard SB 575, which would allow authorized insurers to offer building and hurricane damage coverage for condominium buildings at a lower rate than prior surplus lines coverage. The Insurance Division stood on written testimony, and a condominium owner urged amendments to require a membership vote before such coverage changes, citing concerns about condominium self-governance. SP 1046 would require managing agents to notify unit owners and the Real Estate Commission when a condominium association fails budget and reserve reporting requirements. The Real Estate Commission said the bill was administratively workable as drafted but noted ambiguity over who counts as the “managing agent”; several testifiers opposed the measure, arguing it could disrupt the principal-agent relationship and impose legal judgment on nonlawyers, while others supported it. SP 150, dealing with captive insurance companies seeking exemption from examinations, drew the most detailed discussion. The Captive Insurance Council supported the bill as a way to reduce duplicative oversight and improve Hawaii’s competitiveness, while the Insurance Division opposed it as drafted, citing concerns about broad commissioner discretion, possible missed issues between exams, staffing shortages, and the need to preserve oversight. A committee member asked about a possible middle ground, including a shorter exemption period or limiting the bill to self-attestation companies; the division said it would need more information and that annual filings and approval requirements would still provide oversight. The committee also heard SP 212, which would require at least two Real Estate Commission members to be licensed engineers or architects; testimony included support and a concern about conflicts of interest among people who serve in multiple roles in the condominium and real estate sectors. No votes or final actions were taken in the portion provided, and the chair moved from one measure to the next after testimony and questions.

Transcript Highlights:

• We discover what was always true: we need each other, even when we choose not to see it.
• It is really the good medicine that we need right now.
• IT IS REALLY THE GOOD MEDICINE THAT WE NEED RIGHT NOW.
• Builders need to know that we're providing regulatory certainty and cost-effective solutions.
• COST ANALYSIS ON THE LOW END.

Keywords: 993, senate, all

Summary: The Senate opened with an invocation focused on memory, gratitude, and recognizing the unseen people who sustain public life, then approved the prior day’s journal and moved through introductions of guests, including domestic violence advocates, medical scholars, and student advocates. Senator Webb’s Resolution 1633, designating February 23, 2026 as Domestic Violence Awareness and Prevention Day, was adopted after remarks describing the scope of domestic violence in New York and the need for more survivor services. The chamber also adopted memorial Resolution 1558 honoring Margaret D. Williams, a vocalist, public servant, and community leader, and Resolution 1630 marking the 20th anniversary of Park and Public Lands Advocacy Day, with comments emphasizing the health and community benefits of parks and green space. The Senate then took up a series of bills on the calendar, passing measures including amendments to the Environmental Conservation Law, Labor Law, Education Law, Administrative Code of New York City, General Municipal Law, Tax Law, Cannabis Law, and Executive Law. Senator Ramos explained her support for the labor bill as the Anti-Waiver of Employment Rights Act, which would prevent employers from forcing workers to waive labor and human rights protections in applications or onboarding documents. Several bills were passed by wide margins, while some were laid aside for the day. The chamber also restored Senate Print 438 to the third reading calendar after reconsideration. A contested amendment to Calendar 234, Senator Comrie’s Executive Law bill, was ruled non-germane by the chair; Senator Walczyk appealed, arguing the amendment addressing the state energy code and all-electric building mandate was relevant to housing costs, but the Senate voted 20 to sustain the chair’s ruling. The underlying bill was then returned to the non-controversial calendar and passed. Finally, the Senate adopted a concurrent resolution electing two members to the Board of Regents, with supporters praising the nominees’ experience and critics objecting to the limited vetting time; the resolution passed 42-15. The Senate then adjourned until Thursday, February 26 at 11:00 a.m.

Transcript Highlights:

• So I think part of our analysis at the MRA is the gap analysis on each project.
• So that will tell us if that particular developer needs 10 years or needs 14 or 7.
• And so these are areas in need of rehab.
• I mean, and we need to do this.
• And all I need, Madam Pro Tem and Mr.

Bills: SB101, SB58, SB55

Keywords: SB 101, Health Care Delivery and Access Act, repeal of repeal, sunset repeal, delayed repeal, health care, healthcare, access to care, medical services, provider regulation, state health law, New Mexico, SB58, metropolitan redevelopment, redevelopment property, property tax exemption, payments in lieu of taxes, PILOT, municipal redevelopment, local government

Transcript Highlights:

• At some point, you need a warrant. Does this not rise to that level?
• I need to take some enforcement action here, potentially."
• Do you need an MOU to work with them, or is there one in place right now?
• Some kind of significant problem or need, we can move them in there.
• This is a good bill and this is something that we need to look at definitely passing, because we need

Transcript Highlights:

• There is an important issue that needs to be made very clear: this bill states that nuclear energy is
• We do not need nuclear power in Hawaii. We don't need to study it.
• that but uh anyway we do not need that but uh anyway we do not need nuclear<00:20:45.039> power
• a fullscale analysis of every possible<00:25:39.320> energy<00:25:39.720> source<00:25
• I mean, the largest energy sucker in the future is AI, and in the next two years AI's need for energy

Keywords: 912, senate, all

Summary: The committees heard testimony on several measures, with the main discussion centered on energy policy. SB 993 on geothermal exploration drew support from the State Energy Office and others, who described geothermal as a key low-cost, firm renewable resource and said the state should fund community outreach and resource research. However, the chairs deferred further action on SB 993 because a similar bill, SB 1068, had already passed the prior week. SB 202 on renewable energy also received broad support, including testimony that net energy metering benefits households and helps clean energy adoption, while Hawaiian Electric opposed the bill’s changes to the NEM forfeit feature as unfair to non-solar customers. SB 1588 on nuclear energy drew sharply divided testimony: supporters argued the bill would only study nuclear options and that the state should consider all tools, while opponents from 350 Hawaii and Greenpeace said nuclear is unsafe, costly, and inconsistent with Hawaii’s clean energy goals and constitution. The committee also heard SB 73 on county permits, SB 100 on intoxicating liquor, SB 1234 on government efficiency, and SB 1336 on a greenhouse gas sequestration task force. SB 100 was described as helping a Maui nonprofit recruit board members by addressing liquor commission-related fingerprinting or background-check issues, and the Attorney General’s technical amendments were accepted. SB 1234 was framed as improving coordination among state, federal, and local agencies, though HGEA opposed it as an opening to privatize government services. SB 1336, which would establish a task force to study greenhouse gas sequestration and related mitigation topics, drew some questions about its scope but was supported as a way to study climate mitigation and green infrastructure. In the later portion of the meeting, the committee took votes and adopted recommendations on several bills. SB 73 was passed with an amendment setting a defective date of May 13, 2040. SB 100 was passed with amendments, SB 202 was passed with amendments including technical changes and allowing the PUC to set the customer credit rate, SB 1234 was passed with amendments and a defective date of May 13, 2040, SB 1336 was passed as is, and SB 1588 was passed with amendments and a defective date of May 13, 2040. The committee also took up SB 161 on county permitting and inspection, agreeing to a package of amendments that would soften exemption language, remove some inspection and certificate-of-occupancy provisions, add flood-hazard language, require reporting and a working group, and set a defective date of May 13, 2040; the bill was then passed with those amendments. SB 635 on energy efficiency was passed with amendments assigning the State Energy Office to lead a survey and prioritizing first responder facilities, and SB 700 on renewable energy was introduced with proposed amendments, though the transcript cuts off before its final disposition.

Transcript Highlights:

• <00:10:07.040> and would be needed and would be needed and biomass<00:10:08.880> is
• The need is of portion of the bill.
• <00:32:00.200> to issues, the loss of a job, the need to issues, the loss of a job, the need
• But we need actions.
• <01:34:57.360> and think there was a lot of analysis and think there was a lot of analysis

Keywords: 1187, senate, all

Transcript Highlights:

• need to satisfy the state requirements first?
• You need, you know, there's all sorts of different criteria that you need to meet outside of the LSAT
• Do we need to tweak something? Do we need to make it faster? Is this slowing us down?
• It needs to come to the board and we need to evaluate whether this applicant goes forward or not.
• We need to look... This is why I'm pitching it as a pilot study. We need to look.

Keywords: 908, all

Transcript Highlights:

• Okay, there's the gable if you need it. Okay, there's the gable if you need it.
• needs and program. needs and program.
• um costs and uh needs. um costs and uh needs.
• This isn't a minor need.
• How many do you need?

Keywords: 1189, house, all

Transcript Highlights:

• YOU NEED TO WITHDRAW IT AND DEPOSITED INTO THE ESCROW ACCOUNT. OH MY GOSH, WELL HOW DO I DO THAT?
• WHAT BETTER POPULATION THAT WE NEED TO PROTECT MORE THAN THESE WHO HAVE BEEN TAKING ADVANTAGE FOR SO
• TO KNOW AI IS A TOOL BUT WE ARE GOING TO MAKE SURE WE PUT GUARDRAILS UP IN PLACES WHERE CONSUMERS NEED
• WHERE CLAIMS HAVE BEEN DENIED ERRONEOUSLY AND YOU NEEDED THAT HUMAN ELEMENT.
• WE NEED TO MAKE SURE THAT CONSUMERS ARE PROTECTED AND THAT GUARDRAILS ARE PUT UP IN THE AREAS AND IN

Transcript Highlights:

• I want to begin by accepting the suggested Amendments on page five of the committee analysis and I want
• We need to do more to instill in our youth the importance of voting and simplify the civic engagement
• Whoever needs to know, know. I don't know what you were asking me.
• You've made a good case that we need to make a change.
• We need a second. I know, so this bill clarifies that existing law empowers the voters.

Keywords: 988, house, all

Transcript Highlights:

• follow a strict cost benefit analysis follow a strict cost benefit analysis but<01:00:03.960>
• I don't need to get into the particulars about that.
• Just get rid of everything that we don't need and just move it forward.
• Now you need a voting sheet. Okay, is that the one, John T.? No, that's a different sheet.
• the number of police officers that need the number of police officers that need that I know that

Keywords: 928, house, all

Summary: The committee held a public hearing on House Bill 451, which would create a postconsumer paint stewardship program in New Hampshire. Prime sponsor Representative Karen Ebel described the bill as a bipartisan, broadly supported model based on PaintCare programs used in other states. She said consumers and businesses could drop off leftover paint at participating retailers or municipal household hazardous waste sites, with the paint then collected and recycled by the stewardship organization. She emphasized that the program is intended to reduce landfill disposal, improper dumping, and contamination of groundwater and soil, while also helping municipalities save on hazardous waste handling costs. Members asked several questions about how the program would work and how it would be funded. Ebel explained that the program would be financed by a small fee charged at the point of sale on paint products, not a general sales tax, and that retailers could either list it separately or roll it into the price. She said the fee would cover the Department of Environmental Services’ administrative costs, which were described as minimal, and that the program’s structure was developed with DES and industry input. Questions also addressed whether cans would be recycled and how collected paint would be processed; Ebel said the ACA and PaintCare representatives could provide more detail, but that the paint and containers would be handled through recycling or other approved disposal methods rather than landfilled. Representative Judy Aron, a co-sponsor and chair of the House Environment and Agriculture Committee, testified in support, saying the bill had been developed over several years with stakeholders and would keep toxic paint out of landfills while saving municipalities and taxpayers money. Representative Peter Bixby, the ranking member of Environment and Agriculture, also supported the bill, saying his committee had heard it many times and that it had strong bipartisan enthusiasm. No vote was taken during the hearing.

Transcript Highlights:

• we need to change know, we need to we need to change course.<00:41:45.680> So<00:41:45.920>
• We need maybe one new need 500 acres.
• I need you. All don't go anywhere. I need you.
• Wet indicated, you need a hydrogeologist to do the analysis.
• do the need a hydro geologist to do the analysis.<01:55:49.840> Our<01:55:50.080> job<

Keywords: 1191, senate, all

Transcript Highlights:

• They need stable housing. They need accessible healthcare.
• They need country don't need slogans.
• They need stable housing. They support. They need stable housing.
• They need us need accessible healthcare.
• We need more. So my question to the are. We need more.

Keywords: U.S. House of Representatives Floor Proceedings on Tuesday, May 20, 2025, 1012, house, all

Transcript Highlights:

• They need to be farming in Minnesota.
• We have need to be farming in Minnesota.
• Uh, it would be of great interest to have some analysis done, economic analysis done.
• Other economic analysis of it.
• They just have the facts of the matter that, through your analysis, the analysis that produces the numbers

Keywords: 1187, senate, all