Transcript Highlights:

• Um, and then it also addressed some overly prescriptive language around leadership councils.
• schools to build a council that kind of best reflects their site needs. also addressed some overly prescriptive
• also addressed some overly prescriptive language<00:28:44.399> around<00:28:44.720> leadership

Keywords: 1187, senate, all

Transcript Highlights:

• committee can kind of get past the grandstanding and actually dig into, uh, some of the policy prescriptions
• policy actually dig into uh some of the policy actually dig into uh some of the policy prescriptions
• 43:19.840> be Representative Elkins said that the committee should be considering policy prescriptions

Keywords: 1183, house

Transcript Highlights:

• It's not prescriptive on our part, so we're not going to tell them we think you should go to this college
• It's not prescriptive on our part, so we're not going to tell them we think you should go to this college
• It's not prescriptive on our part, so we're not going to tell them we think you should go to this college

Keywords: 1183, house

Transcript Highlights:

• My doctor gave me a prescription.
• Unlike smartphones or handheld cameras, these devices are often designed to look like ordinary prescription

Keywords: 987, senate, all

Summary: The Senate convened with a quorum present, offered a prayer and the Pledge of Allegiance, and then proceeded through gubernatorial appointments and third-reading measures. Three appointments to the California Housing Finance Agency Board and the State Mining and Geology Board were confirmed by unanimous or near-unanimous votes. The body then considered a series of bills on criminal procedure, military authority, housing, refinery safety, land use, music festivals, homelessness planning, solar tax assessment, HOA assessments, privacy, utility accounts, refrigerant disposal, law enforcement training, natural gas planning, school transfers, and regional transportation planning. Among the more debated measures, SB 1173 on lesser related offense instructions passed 25-10 after opposition centered on judicial discretion and consistency. SB 1354, limiting out-of-state military or law enforcement activity without the Governor’s permission, passed 29-9 after supporters framed it as a sovereignty measure and opponents argued federal command authority controls. SB 1090, the Altadena disaster-speculation bill, passed 29-9; supporters said it would curb predatory investor purchases after wildfire disasters, while opponents raised concerns about property rights and market effects. SB 966 on refinery worker participation in safety standards passed 30-9 amid a dispute over worker protections versus regulatory burden, and SB 1256, a local housing/subdivision bill, passed 32-0 despite concerns about fire-safety amendments. The Senate also approved SB 865 on music festivals, SB 866 on homelessness planning with a commitment to exempt smaller cities, SB 1007 on HOA assessment transparency and homeowner approval thresholds, SB 923 on privacy deletion rights, SB 1098 on utility balancing accounts, SB 1010 on refrigerant recovery, SB 937 on flashbang and breaching-device restrictions, SB 1082 on inter-district transfer timelines, and SB 1087 on modernizing regional transportation planning. SB 1329 on solar farm property tax assessment drew extensive debate over county revenues, solar development certainty, and fairness to rural communities, but ultimately passed after the call was lifted. Several measures were supported by authors and committee chairs as balancing consumer, worker, or local government protections against concerns about costs, regulatory stability, and local control.

Transcript Highlights:

• Without adequate medical and prescription drug coverage, managing this disease becomes financially impossible
• Without adequate medical and prescription drug coverage, managing this disease becomes financially impossible

Summary: The Assembly Budget Subcommittee on Health held a May Revision hearing covering several health-related budget proposals and broader concerns about the state’s budget structure. The Chair opened by praising some May Revision changes, such as added health IT funding, county administration support tied to Medi-Cal changes, a delay in Medi-Cal cuts for some lawfully present immigrants, and additional support for Covered California subsidies, while criticizing proposed increases in Medi-Cal premiums, changes to senior eligibility, the lack of a Medi-Cal dental solution, and other reductions affecting counties, mobile crisis units, workforce incentives, and physician shortages. The Legislative Analyst’s Office said the state’s budget condition remains weak despite progress on the structural deficit, and the Department of Finance said the May Revision uses a mix of reductions, reforms, revenue proposals, and fund shifts to cut out-year deficits. The committee first heard Department of State Hospitals proposals, including adjustments to county bed billing authority, contract exemption language for online clinical/pharmacy subscriptions, reversion of unspent funds, a revised Metro Central Utility Plant replacement project, electronic health record implementation, and workforce development funded partly through Behavioral Health Services Act resources. DSH also described savings and realignments in incompetent-to-stand-trial and conditional release programs, including extending the independent placement panel program and shifting funds to support additional bed capacity and a mental health rehab center. Members asked about the use of BHSA funds for workforce programs, and the department said the proposal would replace General Fund support with BHSA reimbursements. The Emergency Medical Services Authority proposed funding for statewide behavioral health crisis response guidance and for enterprise system development, and the Department of Managed Health Care proposed modernization of its complaint system and claims-settlement data system to improve oversight and comply with AB 3275. The largest discussion centered on the administration’s BHSA spending plan under Proposition 1, including state-directed prevention, workforce, and other uses, plus General Fund offsets for existing programs. The LAO questioned whether some proposed offsets fit Proposition 1’s non-supplant and eligible-use requirements, while the administration argued the uses were consistent with the measure and that the state-directed share can be adjusted annually. The Commission for Behavioral Health’s proposals drew the most public and member concern. The administration proposed cutting the commission’s Innovation Partnership Fund from $20 million to $10 million and reducing the Community Advocacy Program by $6.7 million, while redirecting BHSA dollars to other state purposes and direct services. Commissioners, advocates, and several members argued the cuts would weaken community voice, reduce support for underserved populations, and disrupt grants already in process; they also objected to using BHSA funds to backfill General Fund commitments. Public commenters, including youth, disability, behavioral health, LGBTQ, tribal, veteran, immigrant, and community-based organization representatives, overwhelmingly opposed the cuts and urged preservation of prevention, advocacy, mobile crisis, and innovation funding. No votes or final actions were taken during the hearing.

Transcript Highlights:

• First of all, the scope of the problem with the prescription drug cost is enormous in New Hampshire.
• First of all, the scope of the problem with the prescription drug cost is enormous in New Hampshire.

Keywords: 1191, senate, all

Transcript Highlights:

• instructions includes a clear common-sense rule: never use alcohol, over-the-counter drugs, or prescription
• Condoning this behavior... ...the counter drugs or prescription drugs before or while shooting.

Summary: The committee heard several public safety measures, beginning with housekeeping items and the adoption of a four-bill consent calendar. Bills on the consent calendar included AB 476 on metal theft, AB 619 on California Conservation Corps training for formerly incarcerated people, AB 1192 on child abuse or neglect reporting, and AB 1239 on human trafficking data. Several bills were pulled by the authors before hearing, and the committee also announced that AB 379 would be heard with a file notice waiver and AB 63 would be for testimony only. The most extensive discussion was on AB 366, which would require ignition interlock devices for anyone convicted of DUI. The author, Senator Archuleta, and a MADD representative gave emotional testimony about family members killed by drunk drivers and argued the bill would save lives. Support came from law enforcement, fire, medical, auto club, and safety groups. Opposition from public defenders and criminal justice advocates focused on loss of judicial discretion, costs for low-income drivers, and concerns about vendor oversight and effectiveness. The committee voted to pass AB 366 as amended to Appropriations. The committee also heard AB 1380, which would create a permanent pathway into firefighting careers for formerly incarcerated people who served on Cal Fire hand crews. The author and supporters said the bill would recognize service, improve reentry, and reduce recidivism; a fire labor group withdrew its opposition after amendments were discussed. The measure passed to Appropriations, though it remained on call pending one additional vote. AB 461, which would remove criminal penalties for parents of truant K-8 students and replace them with supportive responses, drew broad support from education and justice advocates but no opposition testimony; it was also passed to Appropriations and left on call pending one more vote. ACR 60, recognizing the Downey Police Department’s special-needs communication program for interactions with people with disabilities or sensory challenges, was adopted unanimously. The committee then heard AB 746 on creating an inmate cooperative program and a green reentry reserve for incarcerated workers. Supporters said it would build job skills, dignity, and reentry success; there was no opposition testimony. The bill passed to Appropriations and was left on call pending votes. Finally, AB 379 on human trafficking drew strong support from survivor advocates, law enforcement, and local officials for creating a survivor services fund and targeting buyers, but also strong opposition from survivors and civil liberties groups who warned it would criminalize vulnerable people and revive harmful loitering enforcement. The committee discussion continued with members weighing survivor support, public safety tools, and concerns about the bill’s amendments and scope.

Transcript Highlights:

• It also addresses some overly prescriptive language surrounding leadership councils that allow schools
• It also addresses some overly prescriptive language surrounding leadership councils that allow schools

Keywords: 1187, senate, all

Transcript Highlights:

• project and allows them to be involved in the process so that they can determine that the best prescription

Keywords: 988, house, all

Transcript Highlights:

• Prescription drugs are still an issue, but a lot of those are going to fentanyl now.

Summary: The committee met to review the Attorney General’s budget and related agency operations, beginning with Legislative Council staff walking members through compliance reports and a blue-sheet base budget document. Staff highlighted current-biennium items such as FTE changes, one-time appropriations, litigation funding, opioid settlement receipts, continuing appropriations, and major special and federal funds. Members asked for clarification on items including the Missing Indigenous People Grant Fund, the Internet Crimes Investigation Fund, and the Medicaid Fraud Control Unit grant funding. Assistant Attorney General Clare Ness then gave an overview of the office’s structure, staffing, and budget pressures. She emphasized the office’s broad statutory duties, the value of its legal services to state and local government, and concerns about attorney pay lagging behind other agencies. Members discussed whether attorney compensation should be benchmarked more consistently across state government and whether some legal work could be consolidated within the AG’s office. Ness also addressed questions about AG opinion turnaround times, boards-and-commissions training, the new-and-vacant FTE pool, operating expense cuts, office leases, and the state’s criminal justice information systems. The crime lab presentation drew significant attention. Director Jennifer Penner described severe space, safety, and infrastructure problems at the current lab, including cramped work areas, glycol leaks, outdated fire and burglar alarms, air-handling limits, and equipment failures that have delayed toxicology work. She said the 2024 study projected a much larger facility would be needed and that the preferred location would be near the current health department site, but in a new building. Members asked about possible evidence risks, backlog status, and whether the proposed building would solve the current problems; Penner said it would and noted backlogs have improved overall, though some delays remain. The committee also heard from the new Medicaid Fraud Control Unit director, who described the unit’s civil and criminal work, federal-state funding split, and examples of fraud such as billing for services not provided or upcoding. The gaming division reported continued growth in charitable gaming and e-tabs, with members expressing concern about large trust-account balances, site competition, and possible misuse of proceeds. Finally, BCI outlined its caseload, cybercrime work, missing Indigenous persons task force, and the surge in CSAM cyber tips; members asked about AI-generated CSAM, and the AG’s office noted that last session’s law increased penalties and expressly allowed AI-generated CSAM to be prosecuted like other CSAM. No formal votes or actions were taken beyond approval of the minutes.

Transcript Highlights:

• on somebody else tell you that you have to take a vaccine that could have a negative impact on prescription

Keywords: 1182, all

Transcript Highlights:

• dare somebody else tell you that you have to take a vaccine that could have a negative impact on prescription

Summary: The House convened, approved the prior journal, received gubernatorial communications, and then moved into an additional Committee of the Whole to consider Senate bills on two calendars. In that committee, members adopted floor and committee amendments and reported SB 1100, SB 1160, and SB 1178 out as amended. On the second calendar, the committee considered SB 1200, SB 1560, SB 1627, and SB 1723, adopting amendments on SB 1200, SB 1627, and SB 1723 and reporting all four measures out, while SB 1725 was retained on the calendar. The House then adopted the committee reports and sent the amended bills to engrossing or third reading as appropriate. The chamber then took up a long series of third-reading votes. Several bills passed with recorded votes and some member explanations focused on public safety, parental rights, school safety, health care, local control, property rights, and wildlife management. Among the measures that passed were SB 1013, SB 1015, SB 1046, SB 1094, SB 1095, SB 1124, SB 1186, SB 1214, SB 1275, SB 1280, SB 1315, SB 1318, SB 1205 on reconsideration, SB 1327, SB 1416, SB 1418, SB 1582, SB 1613, SB 1662, SB 1664, SB 1670, SB 1711, SB 1741, SB 1821, and several concurrent memorials. A number of bills failed, including SB 1052, SB 1170, SB 1457, SB 1074, SB 1540, SB 1649, and SB 1663. Debate on several bills drew pointed partisan and policy disagreements. Members opposing health-related bills argued they targeted LGBTQ people or medical decision-making, while supporters framed them as protecting children or bodily autonomy. On SB 1170, members said the bill contained a drafting error that would create extreme penalties and strain prison capacity. On SB 1280, supporters and opponents split over Mexican gray wolf management and federal conservation efforts. On SB 1199, the Salt River horse herd bill, members discussed herd management, heritage, property impacts, and a required emergency clause; it passed with the needed two-thirds majority. The House also adopted a group concurrence motion on numerous House bills and passed several House bills on final reading, including HB 2013, HB 2016, HB 2028, HB 2086, HB 2118, HB 2140, HB 2170, HB 2226, HB 2244, HB 2248, HB 2249, HB 2327, HB 2379, HB 2380, and others, forwarding them to the Governor.

Transcript Highlights:

• working in addiction recovery, helping people escape heroin, fentanyl, alcohol, methamphetamine, and prescription

Summary: The committee heard a long agenda of criminal justice measures, with several bills and resolutions reported favorably and others rejected or deferred. Representative Baham’s HB 255, as substituted, would enhance penalties for certain felony or rioting offenses committed while wearing a mask to evade identification, with exceptions for religious, motorcycle, and medical coverings; it was reported favorably after opposition from the ACLU and support from law enforcement groups. His HB 378, as amended, narrowed a vehicle-obstruction offense to first responders and was also reported favorably. HB 1090, increasing penalties for arson of a religious building, was reported favorably with support from the Louisiana Conference of Catholic Bishops. HR 272, requesting a study of parental discipline, abuse allegations, and juvenile delinquency, was reported favorably after sponsor testimony about confusion over current law. HB 479, the “Fiscal Truth and Sentencing Act,” sought quarterly reporting on incarceration costs and sentencing impacts; despite support from the ACLU and opposition from clerks of court over an unfunded mandate, it failed on a 4-7 roll call. HR 278, asking the Attorney General to review electronic monitoring laws and make recommendations, was reported favorably after testimony from advocates and supporters of tighter oversight. HR 273, creating a task force to study work-release programs, was also reported favorably, while SB 278 was voluntarily deferred. The committee also considered several high-profile social policy measures. HB 261, by Representative Boyd, would create an exception to abortion restrictions for rape and certain sex offenses; the hearing featured extensive emotional testimony from survivors, clergy, and legislators on both sides, but the bill was rejected on a 2-10 vote. HCR 100, as amended, urged the Gaming Control Board to ensure due diligence in proposed casino acquisitions with attention to economic development, job creation, and community benefit; the amendment resolved industry concerns and the resolution was reported favorably. SB 448, concerning the Office of the State Public Defender, was amended to add procedures for expert-witness funding disputes, sealed contradictory hearings, and interlocutory review, then reported favorably. SB 135, which would redirect sports wagering revenue away from a capped sports fund and toward early childhood seats, drew opposition from university-related interests but no motion was made. Finally, HB 778 on kratom was presented as a narrower approach that would ban synthetic and semi-synthetic kratom while allowing regulated natural products; testimony included concerns about harm, business impacts, and claimed benefits for pain management and PTSD, and the discussion was still underway at the end of the transcript.

Transcript Highlights:

• There's a lot of examples of this in other states that are leading in arts and prescription and social

Keywords: 987, senate, all

Summary: The Joint Committee on the Arts held an informational hearing on California’s first sector-specific creative economy strategic plan, “California’s Future: Creative Strategies for Cultural Resilience, Economic Growth, and Global Leadership.” Chair Allen opened by framing the creative economy as a major state asset and urged support for arts funding in the May Revision, including California Humanities, museums, public media, cultural districts, LA28 arts programming, and AB 2319, which would create a $100 million post-production incentive. He also emphasized the need for next-step funding to implement the strategic plan and noted concerns about federal headwinds and declining creative-sector jobs. California Arts Council Director Danielle Brazel, Institute for the Future’s Rachel Hatch, CDE’s Allison Frenzel, and Workforce Development Board representative Michael Weoff described how the plan was developed through AB 127 and related legislation, a 30-plus-member work group, and an interagency process. They outlined the plan’s phased approach and six priority areas, including preparing the workforce, stabilizing businesses, increasing revenue through cultural tourism, leveraging state incentives, defining and tracking ROI, and building state capacity. Testimony highlighted workforce pipelines, apprenticeship and pre-apprenticeship programs, digital badging, and cross-agency coordination, with speakers stressing that the sector is shaped by AI, climate change, affordability, capital access, and social cohesion. A second panel of artists and advocates described on-the-ground implementation and the need for better data and support. Ricarlo Handy discussed the Handy Foundation’s apprenticeship pipeline into film and TV jobs and the difficulty of capturing freelance and 1099 creative work in state data. Joanna Reynolds described Arts for LA’s Creative Jobs Collective, which aims to create 10,000 living-wage creative jobs in Los Angeles County by 2030. Alejandro Gutierrez Chavez urged the state to embed artists in health, aging, behavioral health, and climate resilience systems, and Roxanne Messina Kaptur spoke about the need to treat arts careers as viable professions and expand residency and school-based artist programs. Senator Rubio, who joined the hearing later, shared her own background in teaching and the arts, supported arts education and small theaters, and raised concerns about AI, asking how schools and educators can adapt. In the final panel, Rebecca Ratzkin reported on 26 town halls across eight regions, where more than 1,100 people attended and generally affirmed the plan while asking for better access to information, new financial models, clearer definitions and data, and stronger networks. Julie Baker of California for the Arts and California Arts Advocates argued the plan is an urgent blueprint for a sector that generates $288 billion and more than 820,000 jobs, but remains below pre-pandemic employment levels and is losing market share. She and others called for funding, statewide definitions, better data collection, and cross-agency implementation, while committee members and witnesses repeatedly emphasized that the plan will require political will and resources to move from strategy to action.

Transcript Highlights:

• The things that are concerning about this bill and the way that it's written is that it's pretty prescriptive

Keywords: 919, house, all

Summary: The committee heard House File 3492, which would create a $25 million grant program for school safety and security improvements, funded by a reduction in a prior appropriation for the Northern Lights Express rail project. The bill would allow grants of up to $500,000 through the Department of Education for school districts, charter schools, cooperative units, tribal contract schools, and nonpublic schools. Staff explained that the bill uses the language of clause 7 of the safe schools revenue statute, focusing on facility security enhancements such as laminated glass, public announcement systems, emergency communication devices, and related equipment and modifications. Testifiers and members generally supported the goal of improving school safety, but there was disagreement about the bill’s scope. Supporters, including a superintendent and a nonpublic school principal, said the bill would help pay for one-time hardening costs like secure entrances, door locks, redesigned offices, and other physical security upgrades, and argued that all schools and students should be eligible. Several members raised concerns that the bill is too narrow and too competitive, could disadvantage districts without grant writers, and should also allow broader uses such as counselors, social workers, SROs, or mental health supports. Others said the bill should prioritize physical security and that one-time dollars are best used for one-time facility improvements. No vote was taken. The chair indicated the bill would be laid over, and the discussion ended with the author saying the proposal is not a fix-all but a starting point for school safety investments.

Transcript Highlights:

• House Bill 388 should pass, an act relating to prescription drugs.

Keywords: Convene 00:00 Senate Message 04:45 Calendar/2nd Readings 05:20 Report of Committees 07:05 Orders of the Day 08:23 HB 214 08:33 HB 416 12:26 HB 281 16:20 HB 134 18:13 Motions, Petitions, and Communications 21:08 Introduction of New Bills and Resolutions 37:01 Recess for ConC/Rules Meeting 39:15 ConC/Rules Report 42:29 Floor Amendments 44:27 Correction to Introduction of New Bills and Resolutions 46:14 Adjournment 46:40, 958, all

Summary: The House convened, heard an invocation focused on recovery from a recent storm, and recited the Pledge of Allegiance. A quorum was established with 94 members present, absent members were excused, and the rules were suspended to allow co-sponsorships and vote modifications. The journal was approved, and the clerk reported a Senate message transmitting Senate Joint Resolution 23 for concurrence. The chamber then received second-reading reports on a wide range of bills covering pharmacist reimbursements, grooming a minor, local government liability, water fluoridation, solid waste, highway markings, fiduciary bonds, motor vehicle titles, hearing aid coverage, eating disorder coverage, public safety, pedestrians, cigar bars, backyard chickens, and county law libraries. Committee reports also advanced several bills, including measures on elections, local government, state-operated mental health facilities, prescription drugs, Alzheimer’s services, electric generating unit decommissioning costs, reemployment of retired police officers, and the Kentucky Communications Network Authority. Those favorable reports were treated as first readings and placed on the calendar. The House passed several bills unanimously by roll call, including House Bill 214 on a program to help disabled veterans obtain and install home wheelchair ramps, House Bill 416 on educator preparation and early assessments, House Bill 281 on streamlining food donations by churches and nonprofits for shelters and disaster victims, and House Bill 134 on sexual assault nurse examiners, creating a statewide coordinator, registry, and regional access plan. In each case, sponsors explained the bills and members voiced support; floor amendment 1 to House Bill 416 was adopted before passage. Clinchers were applied after passage of the bills. The House also adopted House Resolution 33 recognizing cancer patients, survivors, and families and designating January 29, 2026 as Suits and Sneakers Day, and adopted House Resolution 43 recognizing the economic and cultural partnership between Kentucky and Japan. Members offered additional citations honoring Newport Central Catholic High School and the YMCA, and the chamber observed a moment of silence for Boone County Sheriff Michael Helmig after a citation honoring his service and legacy. Announcements included committee meetings after adjournment, birthday wishes, and the introduction of numerous new bills and resolutions, including measures on kindergarten, bridges, revenue, retirement benefits, concealed deadly weapons, local taxes, motor vehicles, fiscal reporting, SNAP, families and children, vision testing, and a balanced budget amendment application.

Transcript Highlights:

• we'll find illegal drugs, narcotics, from crystal meth to fentanyl to a lot of additional harmful prescription

Keywords: 912, senate, all

Transcript Highlights:

• Senate Bill 103, an act relating to prescription drugs. Senator Wheeler.

Keywords: 958, all

Summary: The Senate convened, opened with invocation and the Pledge of Allegiance, called the roll, excused absent members, and approved the prior day’s journal. The clerk then reported second-reading bills, including measures on a residential safe room rebate program, planning commission membership, dual credit scholarship programs, missing persons, school transportation, and behavioral health conditional dismissal, which were referred to the Rules Committee. New bills and resolutions were also introduced, including Senate Bill 103 on prescription drugs and Senate Resolution 44 recognizing Kentucky Arts Day. The main floor debate centered on Senate Bill 7, which would allow county officials in counties without permanent regional licensing offices to handle driver’s license renewals and duplicates, including Real ID renewals, with a $25 fee on top of the existing license cost. Supporters argued the bill would reduce long drives, long lines, missed work and school, and restore local access and accountability; several members described it as a necessary but imperfect starting point and noted rural residents were especially burdened by the current system. Opponents or skeptics said the bill was only a band-aid, raised concerns about implementation and whether the executive branch should fix the issue administratively, and some noted they would prefer a stronger statewide solution. After extended debate and several questions about fees, online renewals, and the bill’s limited scope, the Senate voted on SB 7. The bill passed 34-1. Following passage, the Senate recessed briefly for Rules Committee and Committee on Committees meetings, then received committee reports referring additional bills and posting several measures for future consideration. The chamber also adopted Senate Resolution 43, honoring Graville Reed Jr., and announced it would not meet on Monday for Martin Luther King Jr. Day, with the next session scheduled for Tuesday at 4:00 p.m.

Transcript Highlights:

• Puerto Rico put in their laws, we saw a number of states trying to become more granular, more prescriptive

Summary: The committee began with a work session on the Joint Legislative Audit and Review Committee’s cannabis market study, presented by JLARC staff member Susanna Pratt. The report found Washington’s cannabis production in 2023 was likely two to three times higher than retail sales, with production estimated at 292,000 to 443,000 pounds of THC versus 139,000 pounds sold. Pratt explained that canopy data are inconsistent and that the Liquor and Cannabis Board’s traceability system is incomplete and unreliable, limiting data-driven regulation, tax verification, recall tracking, and diversion enforcement. JLARC recommended that LCB submit a plan by the end of 2025 for obtaining accurate licensee data by the end of 2026; LCB partially concurred and said a 2027 timeline may be more realistic. JLARC also concluded that the social equity producer licenses would likely have only a minimal effect on statewide production capacity, and suggested the legislature consider broader ways to increase equity in the industry. Members asked about the slow issuance of social equity licenses and about comparable traceability systems in other states. The committee then heard a series of presentations on fraud and scam prevention. Paul Benda of the American Bankers Association described the scale of fraud losses, the role of telecom spoofing, social media scam ads, SIM farms, and crypto ATMs, and argued for a shared-responsibility approach involving banks, telecoms, and platforms. Katie Clark of IQ Credit Union described member-to-member fraud, romance scams, and the operational and financial impacts on credit unions, and recommended better information sharing, safe harbors for returning scam-related funds, and stronger fraud education. Kyle Innes of SIFMA highlighted investor fraud and Washington’s 2009 report-and-hold law, which he said helped shape similar protections in most states, and emphasized the need for better communication among financial firms, APS, and law enforcement. Brian Gerard and Ali Higgs from the Department of Financial Institutions discussed “pig butchering” and other investment scams, focusing on how scammers build trust through social media, dating apps, fake websites, and crypto schemes before extracting funds. Across the fraud presentations, witnesses repeatedly stressed consumer education, interagency information sharing, and stronger controls on telecom, social media, and crypto ATM activity. Members asked about model laws from other states, the role of financial education in schools, and whether crypto ATMs should be regulated or banned. No votes or formal committee actions were taken during the meeting.

Transcript Highlights:

• I was an opiate addict who got prescriptions from doctors, and I had back surgeries.

Keywords: 985, all