Video & Transcript Research : 'Family Code'

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AL

Alabama 2025 Regular Session

Alabama House Ways and Means Education Committee Feb 12th, 2025

Ways and Means Education

Transcript Highlights:
  • The Alabama Law Enforcement Family Scholarship...
  • basically state code that was the wrong code in the original bill.
  • Replace line 44 on page two with, again, the code replacing the current code with the code that you see
  • code here, which is 36... current code here, which is 36, 21222.
  • Replace line 175 on page 7 with the following: again, replacing the code.
Bills: HB188, HB52
HI

Hawaii 2025 Regular Session

House Chamber - Thu Apr 10, 2025, 12:00PM HST - Day 48

Hawaii House Floor Meeting

Transcript Highlights:
  • And I want to also have his father, who is the backbone and does the coding.
  • And I want to also have his father, who is the backbone and does the coding.
  • And I want to also have his father, who is the backbone and does the coding.
  • And I want to also have his father, who is the backbone and does the coding.
  • And I want to also have his father, who is the backbone and does the coding.
Keywords: 910, house, all
CA

California 2025-2026 Regular Session

Assembly Health Committee Jul 8th, 2025

Transcript Highlights:
  • DHCS recently reported that 62% of family petitions were dismissed.
  • I'm co-founder of Families Advocating for the Seriously Mentally Ill.
  • QR code and just put it on your digital menu.
  • What we have proposed is called the National Model Food Code.
  • I'm a family member.
Summary: The committee heard several health-related measures. SB 27 by Senator Umberg would revise and expand California’s CARE Court by limiting the expansion to people with bipolar I disorder with psychotic features, clarifying the definition of “clinically stabilized,” and narrowing the role of nurse practitioners and physician assistants. Supporters, including behavioral health officials and family members, said the bill would reduce dismissals and better serve people with severe illness; opponents warned the expansion would strain county staffing and housing resources and could undermine voluntary engagement. The bill passed on a do pass motion to the Committee on Public Safety. SB 503 by Senator Weber Pierson would require AI tools used in health care facilities to be identified, monitored, and mitigated for bias when used in clinical decision-making or resource allocation. The author and supporters from Kaiser Permanente and the California Medical Association said the bill would help prevent discriminatory outcomes and improve trust and safety. The committee discussed the need to clarify developer and deployer responsibilities, and the bill passed as amended to Privacy and Consumer Protection. SB 68 by Senator Menjivar would require restaurants to provide written allergen information for the top nine food allergens, with tiered flexibility for smaller establishments. The bill was supported by patients, families, nurses, and allergy organizations, who described severe reactions and the difficulty of relying on verbal disclosures alone. The California Restaurant Association opposed unless amended, seeking broader use of the national model food code and additional liability language. The bill passed as amended to Appropriations. The committee also heard SB 403 by Senator Blakespear, which would remove the sunset from the End of Life Option Act; supporters described the law as a compassionate, well-functioning option for terminally ill patients, while faith-based groups opposed it. The bill passed to Judiciary. Later, SB 41 by Senator Wiener was introduced to rein in pharmacy benefit manager practices that steer patients to mail-order pharmacies and reimburse community pharmacies below cost; community pharmacists and several health organizations testified in support, describing pharmacy closures and patient access problems.
MA

Massachusetts 2025-2026 Regular Session

Senate Committee on the Census Jun 21st, 2026 at 10:30 am

Senate Committee on the Census

Transcript Highlights:
  • And what this gives us is the residential... ...residential use code or the residential status.
  • So we can have a whole conversation separately about life safety codes and building codes.
  • Watertown has a lot of two-family zoning districts with single-family houses, so it's very easy to convert
  • a single to a two-family.
  • And in the green dash box, you see the abbreviated code RES, which stands for residential.
Keywords: 995, all
Summary: The Senate Committee on the Census held a hearing on September 22, 2025 focused on preparations for the 2030 census, with an emphasis on Massachusetts’ role in building a complete address list and improving local participation in census-related address review programs. Chair Brownsberger and witnesses from the Secretary of the Commonwealth’s office, the UMass Donahue Institute, Watertown, and MassGIS described the importance of accurate address data for congressional apportionment, federal funding, and state and local planning. They also discussed the first major upcoming step, the Block Boundary Suggestion Project, and the later Local Update of Census Addresses (LUCA) process, both of which rely on municipalities reviewing and correcting census geography and address files. John Rosenberry of the Secretary of the Commonwealth’s office said outreach to cities and towns is beginning now, with a likely December start for the block boundary process based on the 2020 cycle. He stressed that local officials, clerks, building inspectors, housing authorities, and GIS staff should be engaged early, especially to capture new development and conversions created under the state’s housing policies. Susan Strait of UMass Donahue explained that LUCA allows local governments to compare their address lists with the Census Bureau’s master address file, and that Massachusetts had very high participation in 2020; she cited examples where local review added hidden or newly built housing units and noted that Boston later corrected a group-quarters undercount of about 6,000 students through a post-census review program. In response to questions, she clarified that those corrections affected annual estimates and funding formulas, but not the 2020 apportionment count. Watertown City Manager George Proakis described how local address review is complicated by accessory dwelling units, single-family to two-family conversions, and large multifamily projects, and urged continued state support for local governments doing this work. Dan Marrier of MassGIS then outlined the Massachusetts Master Address Database, explaining that it combines multiple sources, including E911, assessor, voter, and municipal data, to create a standardized residential address repository used for census preparation and other state functions. He said the database has helped improve census accuracy, including by updating more than one million Census Bureau address-point locations before 2020, and noted that local municipalities remain the final authority on addresses even as MassGIS standardizes and reconciles variants across the Commonwealth.
CA

California 2025-2026 Regular Session

Assembly Floor Session May 12th, 2025

California House Floor Meeting

Transcript Highlights:
  • of placing foster youth with family members.
  • AB 562 will help improve outcomes and ease transitions for children and families.
  • Several hours of ethics and code study.
  • This could be true depending on the zip code that you live in because maybe you have a zip code with
  • As one of her family members noted, Jean, a devout Catholic, was surrounded by her family and loved ones
Keywords: 988, house, all
FL

Florida 2025 Regular Session

Judiciary Apr 1st, 2025

Transcript Highlights:
  • Mother's Day of family picnics together it just as for families to give rights when their families and
  • Chair Aaron Di Pietro with Florida family voice.
  • I have served those families and others in the Big Bend ever sent.
  • On uniform commercial code by Senator Grall Senator Grall.
  • We'll show Amendment bar code 2, 7, 4, 3, 24 by Senator Ingoglia withdrawn.
Keywords: 999, senate, all
FL

Florida 2026 4th Special Session

February 24, 2026 - 03:00 PM

Commerce Committee

Transcript Highlights:
  • All Amendment bar code 4, 0, 6, 4, 5, 5, >> Thank you, Chair, members.
  • I come from a labor family. A frontline worker.
  • Bar Code 9, 6, 8, 6, 6, 7. You're recognized to explain the amendment.
  • All Amendment bar code 4, 1, 5, 8, 1, 9, >> Thank you, chair.
  • Amendment bar code 6, 6, 6, 2, 6, 7. Thank you, Sir. Mr.
TX
Transcript Highlights:
  • To the families of those that we've lost and recovered, and to the families still awaiting word on their
  • KCSO issues Code Red alert.
  • But no Code Red was issued, correct?” “But no Code Red was issued, correct?”
  • The Code Red went out at 5:01.
  • I stand for my Texas family.
Summary: The joint Senate and House disaster preparedness and flooding hearing opened with quorum calls, prayer, testimony time limits, and remarks from legislative leaders emphasizing decorum, respect, and the goal of learning from the July 4 flood to prevent future loss of life. Lieutenant Governor Dan Patrick and Speaker Dustin Burrows said the special session and hearings were intended to hear directly from local officials and residents, and that the state would pursue immediate and longer-term legislation and continue working beyond the current session. The committee then heard invited testimony from Kerr County, Kerrville, Kendall County, Real County, and the Upper Guadalupe River Authority, followed by member questions. Kerr County Judge Rob Kelly, Sheriff Larry Leitha, and emergency management coordinator William B. Thomas described the flood as a sudden, unprecedented event that overwhelmed local systems before many officials or residents understood the danger. They said the county received multiple National Weather Service and IPAWS alerts, but the rain fell in remote upstream areas with limited gauges, and the flood rose too quickly for normal response. They detailed the emergency response, including dispatchers handling heavy call volumes, deputies and volunteer firefighters conducting rescues, and state and federal partners assisting. County officials said 108 people died, including 37 children, and two remained missing. They called for better real-time flood detection, stronger rural emergency management resources, improved broadband and cell coverage, and more funding for swift-water rescue and warning systems. Kerrville Mayor Joe Herring and City Manager Dalton Rice said the city had floodplain rules, emergency plans, and prior preparedness efforts, but the event exposed gaps in communications and regional warning capacity. They urged the Legislature to fund a flood warning system, whether sirens, automated alerts, or a hybrid, and asked for support for predictive weather modeling, broadband expansion, a hazard mitigation fund, and disaster recovery resources. The Upper Guadalupe River Authority said it had long funded gauges and pursued flood-warning and mitigation projects, including a new software-based flood prediction system and possible retention dams, and planned to dedicate reserve funds to feasibility studies and infrastructure improvements. Kendall County Judge Shane Stolarczyk said his county’s emergency action plan and early alerts helped prevent deaths there, and he recommended easier access to alerting tools, a river-wide warning system, simpler grant applications, and regional coordination. Real County Judge Bella Rubio said rural counties face major challenges because of limited cell service, broadband, staffing, and funding, especially for camps and visitors along the Frio and Nueces rivers, and argued that reliable alert systems should be treated as a necessity, not a luxury. Members asked about the timeline of the flood, low-water crossings, communications failures, sirens, bridges, and funding, and several witnesses said the key lessons were better communications, better warning systems, and more investment in rural flood mitigation and emergency response.
NM

New Mexico 2026 Regular Session

Senate - Judiciary Feb 13th, 2026 at 04:06 pm

Senate Judiciary

Transcript Highlights:
  • Now, peace officers so far have not been a defined term in our election code.
  • Other envelopes as required by the election code.
  • It's about the safety of our families, friends, and neighbors.
  • Family-owned and operated producer based here in Farmington, New Mexico.
  • There are several areas in the criminal code where there are special protections given.
Bills: SB23, SB221, SB261, SB264
TX

Texas 89th 2nd C.S.

89th Legislative Session Mar 14th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • HB 1701 by Flores relating to the administration enforcement of fire code referred to the Committee on
  • Refer the subcommittee on Family and Fiduciary Relationships.
  • violence or for the subcommittee on Family and fiduciary Relationships.
  • HB 1863 by Moody relating to the duration of a protective order against family violence.
  • Refer to the Subcommittee on Family and Fiduciary.
MN

Minnesota 2025-2026 Regular Session

Bill proposes Minnesota constitutional amendment to fund affordable housing 4/8/26

Minnesota House Floor Meeting

Transcript Highlights:
  • Um, two, to build the rental and multi-family housing, affordable multi-family housing that we need.
  • <00:05:01.800> housing, uh rental and uh multi-family housing, uh rental and uh multi-family
  • that<00:05:03.880> we affordable multi-family housing that we affordable multi-family housing
  • Families have to keep buying clothes, and then you tax them, tax them, tax them.
  • Families have to keep buying clothes, and then you tax them, tax them, tax them.
Keywords: 919, house, all
Summary: The committee heard House File 3279, the “Our Future Starts at Home” constitutional amendment, which would ask voters to approve a 3/8 of 1% statewide sales tax increase to create a dedicated housing revenue stream. Chair Howard said the proposal is intended to address Minnesota’s housing shortage through predictable, long-term funding, estimated at about $400 million annually for 25 years, and would be administered through a council that would fund housing vouchers, rental and supportive housing, and affordable homeownership. Supportive testimony came from coalition and nonprofit advocates, including Nelima Sitati Munene, Ben Helvick Anderson, Dakota Morgan, and Chris Berggren. They argued that Minnesota’s housing crisis requires permanent, sustained investment rather than one-time grants, and said the amendment could produce thousands of vouchers, supportive housing units, rental units, and starter homes over time. Testifiers also emphasized the need for community voice and lived-experience representation in how funds are distributed, and described the bill as a way to prevent homelessness and stabilize families statewide. Several members raised concerns that the proposal would add another regressive tax burden on residents already struggling with affordability. Representatives Johnson, Nash, Dotseth, and Myers argued that sales taxes hit lower-income Minnesotans hardest and said the state should focus more on zoning, regulatory reform, and other cost reductions instead of new taxes. Chair Howard responded that housing costs themselves are already highly regressive and that both policy reform and public investment are needed. The bill was laid over and no vote was taken.
KY
Transcript Highlights:
  • It's also a building codes issue, etc., etc.
  • <00:21:00.159> Next safer for you and your family. Next safer for you and your family.
  • Building codes. Uh, quick story there.
  • , Um again focusing on building codes, Um again focusing on building codes, land<00:27:09.120>
  • ,<01:03:05.599> but with that clear and concise code, but with that clear and concise code
Keywords: 958, all
Summary: The interim task force on disaster prevention and resiliency met for its fourth meeting and focused heavily on insurance markets, affordability, and mitigation. Cochairs noted they are working toward recommendations for a later fall meeting. The main presentation came from David Snyder of the American Property Casualty Insurance Association, who said the insurance industry sees itself as part of the problem and part of the solution because it ultimately pays for losses created by natural conditions, development choices, and construction practices. Snyder described rising losses from natural catastrophes, inflation-driven increases in rebuilding and repair costs, more development in disaster-prone areas, wildfire exposure, severe convective storms, hail, and roof damage. He argued that Kentucky should avoid the mistakes he attributed to California, where regulatory responses contributed to a strained insurance market and greater reliance on the FAIR Plan. He said Kentucky’s private market appears to be functioning better, with relatively few FAIR Plan policies, and urged lawmakers to preserve that market through risk-based rates and policies that do not worsen availability. He recommended a broad mitigation strategy involving stronger building codes, land-use decisions, stormwater infrastructure, public access to risk data, and incentives for resilient construction. He highlighted programs such as the Insurance Institute for Business and Home Safety, fortified-home standards, wildfire-prepared community practices, and examples from Alabama, Louisiana, and Florida showing that mitigation can produce quick returns and insurance discounts. He also suggested catastrophe savings accounts, flexible coverage options, and a whole-of-government approach that includes the insurance department, building-code agencies, first responders, FEMA, NFIP, and NOAA. In questions, a legislator asked about the prognosis if carriers continue exiting markets and if nothing is done to address affordability and accessibility. Snyder said he could not predict market exits but stressed that regulators should monitor the market closely, use available data, and focus on loss prevention and mitigation. He said insurers want to do business in Kentucky and that the long-term solution is coordinated action among public and private stakeholders to reduce risk and keep coverage available.
TX

Texas 89th 2nd C.S.

S/C on County & Regional Government Mar 31st, 2025

S/C on County & Regional Government

Transcript Highlights:
  • has seen only minimal updates, most notably a recodification into the Special District Local Laws code
  • provisions relating to procurement and public notice for chapters 2269 and 2253 of the government code
  • I think it's, uh, local government code.
  • To standardize the code, bless you, to standardize the code and hopefully spread their risk, bless you
  • The fees, court fees under 133 of the criminal code pay for the salary, so it's not.
TX
Transcript Highlights:
  • We continued our interviews of any survivor family that wanted to talk to us.
  • Some of them had lawyers that were family friends helping them.
  • Let's refer again back to the administrative code that applied here.
  • So I wish to say that may God bless the families who continue to mourn.
  • May God rest his soul, and may God give peace to his family.
Keywords: 1185, senate, all
AR

Arkansas 2026 1st Special Session

ALC-CLAIMS REVIEW/LITIGATION REPORTS OVERSIGHT Mar 16th, 2026

ALC-CLAIMS REVIEW/LITIGATION REPORTS OVERSIGHT

Transcript Highlights:
  • I mean, I don’t know what legislation or code set this up or how long we’ve been doing it.”
  • You can make a motion for the overage to be given to the family.
  • to recover that land for my family.
  • Okay, so land was fraudulently taken from your family. Yes."
  • One of the heirs fraudulently represented the family.
Summary: The committee first reviewed litigation reports from the Department of Labor and Licensing involving wage claims brought under the Arkansas Minimum Wage Act. Members questioned the department’s authority, jurisdiction, use of attorney fees and costs, and whether defendants had to be licensed. The department explained it has long enforced wage and overtime laws, that the claims were small-dollar cases handled by investigators and counsel, and that one case had been paid and dismissed while others were unresolved or had service issues. The committee voted to review or batch-file the labor cases after discussion. The University of Arkansas System then reported three pending lawsuits: an age- and race-discrimination claim by a tenured professor that was resolved early; an ADA/FMLA retaliation claim by a former employee that survived in part on a motion to dismiss and was moving into discovery; and a Section 1983 claim against a UAMS sergeant arising from a parking-ticket dispute, with the university explaining that only punitive damages could create personal exposure for the officer. The committee reviewed each report and voted to accept them. The Department of Finance and Administration presented a proposed tax settlement reducing a sales-and-use tax assessment from about $48,000 to $20,000 and waiving interest and penalties, which the committee approved for review. The Claims Commission then presented several claims: an unpaid salary differential for a Department of Health employee, reissued warrants, unpaid DHS bills, and multiple negotiated settlements involving ATRS, UAMS, Arkansas State Police, and ARDOT. Members approved or affirmed most of these items, including a $65,000 settlement in the Tetronics/ATRS matter, a $150,000 medical-negligence settlement, and several vehicle-accident settlements. The most extended debate involved a tax-delinquent property sale claim by Sharon Greer and relatives. The claimant argued they were not properly notified and sought the $4,200 excess from the 2009 sale. Land Commissioner counsel explained the excess had escheated to the county after the statutory claim period expired, while members debated sovereign immunity, standing, heirs, and whether the committee could or should award money anyway. The committee ultimately chose to hold the matter over for further review in a future joint session rather than decide it immediately. The committee also heard appeals from dismissed claims, including a UAMS medical-negligence claim, a land-sale notice claim, a pothole claim against ARDOT, and a judicial-immunity claim against the Court of Appeals; most dismissals were affirmed, and the Simpson matter was held over for additional review after the claimant testified.
AR

Arkansas 2026 1st Special Session

ALC-CLAIMS REVIEW/LITIGATION REPORTS OVERSIGHT Mar 16th, 2026

ALC-CLAIMS REVIEW/LITIGATION REPORTS OVERSIGHT

Transcript Highlights:
  • You can make a motion for the overage to be given to the family.
  • to recover that land for my family.
  • to recover that land for my family.
  • Seeking to recover that land for my family.
  • One of the heirs fraudulently represented the family. There's fraudulently represented the family.
Keywords: 1204, all
CA

California 2025-2026 Regular Session

Assembly Public Safety Committee Apr 22nd, 2025

Transcript Highlights:
  • You take time away from your family.
  • Hi, Allie Geller from Families for Safe Streets National.
  • We have families. We have residential communities.
  • That's Penal Code Section 288, Subdivision (b)(2).
  • When they return to a family instead of a sidewalk, public safety rises.
Summary: The committee heard AB 82, which would expand privacy and safety protections for patients and providers of reproductive and gender-affirming care. The author and supporters said the bill is needed because of rising harassment, doxing, and threats, and because sensitive health data could be used by hostile actors; opponents argued it would create constitutional problems, enable abuse of safe-at-home protections, and improperly shield providers and records from scrutiny. Public testimony was heavily divided, with many advocates in support and many privacy, civil liberties, and anti-trafficking or sex-based policy groups in opposition. The bill was moved on a due pass recommendation and remained on call. The committee then heard AB 331, which would clarify that county election certification is a ministerial duty, prohibit misleading ballot return envelopes, and require voter information guides to be delivered to jails in an acceptable format. The Department of Justice and several good-government groups supported the measure, the Secretary of State had no position after amendments, and a committee member noted ongoing concerns but supported it after the changes. The bill passed on a do pass recommendation to Appropriations and was placed on call. AB 1178 followed, proposing to protect undercover peace officers’ names, images, and likenesses in public records while preserving disclosure of sustained misconduct records. Law enforcement and public safety groups supported the bill as a needed safety measure, while journalists, transparency advocates, and civil liberties groups opposed it, saying existing law already protects officers and the new language could lead to overbroad withholding. After discussion about the scope of undercover status and the need for judicial discretion, the bill passed as amended to Appropriations. The committee also adopted a consent calendar. Later, AB 981 was heard, creating a five-county pilot program requiring intelligent speed assistance devices for certain reckless driving convictions. Supporters, including traffic safety advocates and crash victims, said the bill could reduce repeat speeding and save lives; opponents raised concerns about cost, installer oversight, liability for automakers, and the breadth of the pilot. The bill passed as amended to Appropriations. AB 22, which would repeal Proposition 57 and restrict release of sexually violent predators and certain sex offenders, drew strong opposition from youth justice, public defender, and civil liberties groups who said it would be unconstitutional and harmful; the chair recommended no, no motion was made, and the bill was held. Finally, AB 897, a squatter-removal bill, was presented with the author arguing it would protect property owners through a faster due-process process; the transcript cuts off during early support testimony and does not show a final action on that measure.
TX
Transcript Highlights:
  • To the families of those that we've lost and recovered, and to the family still awaiting word on their
  • KCSO issues a Code Red alert.
  • But no Code Red was issued. No, there was a Code Red issued, I believe, about 5:01.
  • The Code Red went out at 5:01.
  • I stand for my Texas family.
Summary: The joint Senate and House disaster preparedness hearing convened in Kerrville with quorum, public testimony limited to three minutes and invited testimony to 10 minutes. Leaders from both chambers, along with the lieutenant governor and speaker, framed the hearing as an unprecedented joint effort focused on learning from the July 4 flood, honoring victims, and identifying actions to reduce future loss of life. The committee also heard opening remarks about decorum, logistics, and the intent to continue work in future sessions. The first panel included Kerr County Judge Rob Kelly, Sheriff Larry Leitha, Emergency Management Coordinator William B. Thomas IV, Kerrville Mayor Joe Herring Jr., Kerrville City Manager Dalton Rice, Upper Guadalupe River Authority representative William Rector, Kendall County Judge Shane Stolarczyk, and Real County Judge Bella Rubio. They described the flood as sudden and catastrophic, with Kerr County reporting 108 deaths and two missing. Local officials emphasized that they received no timely warning of the scale of the event, that responders and volunteers acted heroically under extreme conditions, and that communications, cell coverage, and rural emergency resources were strained. Several witnesses said the county’s existing alert systems were limited by geography, sparse broadband, and the speed of the flood. Testimony focused on possible improvements, including real-time flood gauges and predictive monitoring, stronger rural emergency management staffing and training, better interoperability and alerting tools such as IPAWS, CodeRED, WENS, and sirens, and expanded broadband and radio coverage. Kerrville asked for a flood warning system before next summer and state help for stormwater, floodplain, and disaster recovery funding. UGRA described its past and current flood-warning and mitigation efforts, including gauge funding, a new software-based flood prediction project, and consideration of additional retention dams. Kendall and Real counties highlighted successful or needed alerting and evacuation practices, while also stressing the difficulty of funding and maintaining such systems in small rural counties. Members asked detailed questions about the timeline of the flood response, low-water crossings, communications failures, sirens, bridges, and whether regional consolidation or additional infrastructure could improve future preparedness.
TX

Texas 89th 2nd C.S.

Land & Resource Management Mar 27th, 2025

Land & Resource Management

Transcript Highlights:
  • To, to, to address your question, they wouldn't have to sell it to a family member.
  • OK, so this is not code violations, it's just they've been outdated.
  • And this is based on the Dallas City Code.
  • But that's a lot of what these fire codes do.
  • And again, this is not meant to make it a, um, structured code enforcement.
Bills: HB24
MN

Minnesota 2025-2026 Regular Session

Task Force on Homeowners and Commercial Property Insurance 12/16/25

Minnesota House Floor Meeting

Transcript Highlights:
  • of building codes.
  • enforcement of building codes. enforcement of building codes.
  • building codes for uh several reasons. building codes for uh several reasons.
  • building code. >> Mr.
  • similar to the residential single family similar to the residential single family application<01
Keywords: 919, house, all
Summary: The task force approved the minutes from the previous meeting and then reviewed the structure and statutory requirements for its final report. Staff explained that the report must go to the commissioners of commerce, housing finance, and economic development, as well as relevant legislative leaders, and must include a summary of task force activities, adopted findings and recommendations, tort reform recommendations to reduce insurance costs, any draft legislation, and other necessary information. A draft report, likely excluding recommendations and draft legislation, is expected to be circulated before the first January meeting. Most of the meeting focused on the Fair Plan and whether it could be expanded to help homeowners associations, affordable housing, and common interest communities that are struggling to obtain coverage. Supporters said these groups are facing availability problems and often end up in the surplus lines market, which lacks the consumer protections of the admitted market. They argued the Fair Plan could serve as a third-market option with stronger protections and better access, especially for properties that are having difficulty getting quotes. Several members and witnesses raised concerns that the Fair Plan was never intended to be a broad affordability solution and warned against using it to artificially lower prices below risk-based levels. They said doing so could shift losses onto other policyholders through assessments and potentially weaken the broader insurance market. The Fair Plan administrator explained that any expansion would require substantial research, staffing, actuarial and underwriting expertise, reinsurance planning, IT changes, and likely assessments or other capitalization decisions, and that the plan would need to focus on a limited subset of properties rather than the entire market. No votes were taken on policy recommendations, and the discussion ended with agreement that more information and scoping work are needed before any formal recommendation is made.