Video & Transcript Research : 'retroactive coverage'

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FL

Florida 2026 Regular Session

Rules Mar 3rd, 2026

Rules

Transcript Highlights:
  • If they believe any of their administrators need coverage, they can purchase those protections.
  • the benefit from coverage in the NICA program.
  • Because vaccination coverage was high enough to protect communities. 114 cases right now.
  • When vaccination coverage declines, then we have what we see now.
  • Because vaccination coverage was high enough to protect communities. 114 cases right now.
Summary: The committee first took up SB 354, the “Blue Ribbon Projects” bill, which creates a framework for large planned communities on at least 15,000 contiguous acres with 60% reserved area and a streamlined local review process. Senator McLean presented the bill and a strike-all amendment, and members raised concerns about local control, conservation enforceability, data centers, concurrency, multi-county projects, and whether reserve lands could later be converted. Audubon Florida and 1,000 Friends of Florida opposed the bill, arguing the conservation protections were not permanent enough and that the reserve areas could be changed later; small-county representatives also worried about tax-base impacts. Supporters argued the bill would better manage growth, preserve green space, and provide a more orderly alternative to sprawl. After debate, the committee voted to report the bill favorably. The committee then approved SB 620 on candidate qualifying, which requires candidates for federal, state, county, district, judiciary, school, and school board offices to disclose any non-U.S. citizenship. Amendments added disclosure about whether federal candidates intend to trade stock if elected and adjusted 2026 congressional qualifying procedures in the event of redistricting, including a new qualifying window and petition rules. The bill was reported favorably after brief support from a member of the public and discussion about candidate vetting. The committee also reported favorably CS/CS/CS/SB 1452, a Department of Financial Services bill with amendments addressing My Safe Florida Home notices, condo pilot eligibility, firefighter hiring, unclaimed property, and related financial-services provisions. Next, the committee approved CS/CS/SB 1620, a school board members’ bill of rights. A substitute amendment narrowed the bill to access to records, fiscal transparency, and nondisclosure agreements, while preserving board members’ rights to timely documents, budget information, and public comment, and setting deadlines for records requests. Superintendents and a school board member testified in support, saying the bill clarifies roles and prevents board members from being frozen out. The committee also passed CS/HB 245, which replaces the term “child pornography” with “child sexual abuse material”; one senator supported the terminology change but warned about preserving legal precedent and avoiding appellate issues. The committee then reported favorably SB 1548, an update to the Live Local affordable housing law expanding eligible sites and clarifying setbacks, airport proximity, and fair-housing protections. Finally, the committee took up the veterinary medicine bill creating veterinary professional associates. The bill allows trained master’s-level VPAs to perform limited veterinary services under a veterinarian’s supervision, and an amendment tightened the standard to immediate supervision on premises. Supporters said the measure would expand access to care, especially in rural areas with vet shortages, while opponents argued it added unnecessary regulation. After testimony from veterinary educators and others, the bill continued with support expressed by committee members, including praise for the direct-supervision amendment.
TX

Texas 89th Regular

Trade, Workforce & Economic Development Apr 30th, 2025

Trade, Workforce & Economic Development

Transcript Highlights:
  • market fluctuations and events outside the state's control, resulting in higher premiums and less coverage
  • It's really incredible what you will learn about the lack of insurance coverage in the state of Texas
TX

Texas 89th Regular

Insurance Apr 23rd, 2025

Insurance

Transcript Highlights:
  • property loss, because in appraisal, all they're deciding is what is the amount of the loss, not coverage
  • Appraisals are there to resolve these cost disputes, not coverage and causation.
TX

Texas 89th Regular

Insurance Apr 23rd, 2025

Insurance

Transcript Highlights:
  • Title VIII of the Insurance Code by adding Chapter 1373, which would expand health benefit plan coverage
  • It seeks to activate health insurance coverage during these instances.
  • Concerns about coverage gaps, especially concerns about therapies that require continuity for success
  • Carriers are leaving the state, reducing coverage, raising deductibles, accounting for coverage in parts
  • We're seeing increased rates and reduced coverage from private insurance. ...insurers will exacerbate
TX

Texas 89th Regular

Insurance Apr 2nd, 2025

Insurance

Transcript Highlights:
  • There are people willing to write coverage, or people who are completely unable to get coverage because
  • Texans who receive coverage for gender transition. treatments should be given the same coverage to treat
  • versus trans-affirming coverage.
  • The current law requires them to have insurance coverage at that time, at $1 million in coverage.
  • But to require in period two that amount of coverage, a million dollars worth of coverage, when they
TX

Texas 89th Regular

Insurance Apr 2nd, 2025

Insurance

Transcript Highlights:
  • What this does is it creates a uniform windstorm insurance coverage plan.
  • HB3388 authorizes group property... ... casualty coverage for personal lines.
  • incidental liability coverage.
  • That means that for personal line group policies, the coverage limit you buy is your coverage.
  • For example, TWIA offers a fairly substantial discount on their coverage.
MN

Minnesota 2025-2026 Regular Session

Commerce Committee Meeting - 2025-03-27

Commerce Finance and Policy

Transcript Highlights:
  • People should be able to review their coverages and look at it."
  • Cocking, would I also receive updates in my regular billings upon renewals and stuff if coverages have
  • focused on the statement that's in there and the price tag on that much more than they are on the coverage
  • They really need to be focusing on both because they purchased that coverage to make sure that they're
  • Cocking would have been someone who would have had carriers that would have written coverage in that
OK

Oklahoma 2026 Regular Session

Business and Insurance 2ND REVISED Feb 19th, 2026 at 09:30 am

Business and Insurance

Transcript Highlights:
  • at here is just putting in liability insurance, making sure that there's at least some Monetary coverage
  • Understanding the deductibles, understanding the coverage levels, there's so many variables that make
  • Make sure they have coverage. And, of course, we do mandate it for drivers.
  • would cap the profits over a three-year period, but we would not allow insurance companies to retroactively
  • We would not allow insurance companies the ability to retroactively surcharge customers.
ND

North Dakota 2025-2026 Regular Session

House Appropriations Apr 15th, 2025 at 08:30 am

Appropriations

Transcript Highlights:
  • So I think you could leave... ...Section 3 so that it's still retroactive.
  • would become Section 1 again, and then Section 3 will become Section 2, and would state that it's retroactive
  • This coverage is still provided at no cost to the employees.
  • So you get young people on plans and mandate that they... ...have the coverage so you're spreading that
  • So you get young people on plans and mandate that they have the coverage so you're spreading that cost
Keywords: 908, all
Summary: The committee met to consider four policy bills and discussed a possible later return to handle DOCR amendments and budget work. They first took up HB 1327, funding for the Agricultural Diversification and Development Fund, and adopted an amendment striking language that would have capped up to $10 million for agricultural infrastructure grants to political subdivisions. The bill was then passed as amended on a 22-0 vote, with Rep. Belts assigned as carrier. Next, the committee considered SB 2256, the Research Technology Park grant. Rep. Stemen offered an amendment reducing the appropriation amounts from the original figures to $10 million and $5 million levels, citing available funding; the amendment passed 19-3. The bill then passed as amended 22-0, and Rep. Stemen agreed to carry it. The committee then debated SB 2093, which combined a retired peace officers/surviving spouses benefit with an added income tax reduction. Rep. Munson moved to remove the income tax portion, and the committee agreed 17-4. The remaining peace officer benefit portion was then passed as amended 21-0, with Rep. Kempenich carrying it. Finally, the committee considered HB 2160, changing the state health plan from grandfathered to non-grandfathered status. Members discussed cost shifting, employee retention, out-of-pocket exposure, and the updated fiscal note; the committee adopted an amendment updating the appropriation figures to match the current PERS/Deloitte analysis, then passed the bill as amended 15-7-1, with Rep. Worry originally the carrier.
FL

Florida 2026 5th Special Session

Community Affairs Jan 13th, 2026

Transcript Highlights:
  • What was the purpose of being retroactive?
  • Yeah, so the retroactivity was Senate Bill 180.
  • Why did you make it, why is What was the purpose of being retroactive?
  • Why did you make it, why is the bill making it retroactive to 2024?
  • Yeah, so the retroactivity was Senate Bill 180.
Summary: The committee heard and advanced several bills. SB 330, by Sen. Bradley, clarified the heart disease presumption for firefighters, law enforcement, and correctional officers, including allowing a prior physical exam to count if a transferring officer is not given a new one; an amendment declaring the act an important state interest was adopted, and the bill passed favorably. SB 594, by Sen. Burton, would make mobile home residents eligible for local housing assistance programs such as SHIP for lot rent and home repairs; it received supportive testimony from manufactured-home advocates and passed favorably. SB 840, by Sen. DeSigley, revised hurricane-related land-use restrictions from prior legislation by shortening the affected area from 100 miles to 50 miles, ending certain temporary limits on June 30, 2026, and exempting some water, flood, and state/federal planning matters; it passed favorably after supportive comments from local-government interests and members noting the need to fix unintended consequences of prior law. The committee also approved SB 526, by Sen. Grawe, which addresses no-damages-for-delay clauses in public construction contracts, creates a uniform commercial permit application, requires permit fee reductions when private providers are used, and adds mitigation to statewide product approval categories. County representatives testified with concerns about the contracting language, unfunded mandates, and fee reductions, but the bill passed favorably. SB 504, by Sen. Burgess, creates a statewide framework for code inspector body camera use, and SB 506, its linked public-records bill, exempts certain sensitive content from disclosure; both passed favorably with support from the sponsor and no opposition in committee. The most heavily debated measure was SB 354, by Chair McLean, which creates a “blue ribbon project” framework for very large developments that trade state preemption over local land-use regulation for reserving at least 60% of the land for conservation, agriculture, recreation, utilities, and related uses. The bill drew significant testimony from environmental groups, counties, smart-growth advocates, and local residents who argued it could weaken local control, reduce public review, and allow sprawl or inadequate infrastructure planning; supporters argued it could help address housing needs and preserve large amounts of land. The committee adopted two amendments clarifying reserve-area easements and requiring certain easements to be granted without charge, and the committee then reported the bill favorably, with some senators noting they supported it in concept but wanted further changes before later stops.
MN

Minnesota 2025-2026 Regular Session

Legislative Commission on Pensions and Retirement - 03/17/26

Minnesota Senate Floor Meeting

Transcript Highlights:
  • This is sort of a special coverage section and instead requires coverage for members first employed as
  • Section 1 revises MSRS's coverage Section 1 revises MSRS's coverage positions<00:39:54.960> to
  • coverage by the fire marshal subplan. coverage by the fire marshal subplan.
  • This is sort of a special coverage This is sort of a special coverage section section section and
  • > for and instead requires coverage for and instead requires coverage for members<00:41:00.080
Keywords: 918, senate, all
Summary: The commission first approved the minutes and then took up several pension omnibus items. Representative Rapinski’s item, related to an I-RAP issue, was moved ahead of the agenda and passed without further information after members noted the State Board of Investment and Minnesota State had not identified additional facts; the bill, as previously amended, was recommended for inclusion in the 2026 Pension Omnibus Bill. The committee also corrected a procedural issue on Senator Gustafson’s bill, SF 3897/HF 3703, after realizing an amendment referenced earlier belonged to a different bill; the motion was restated without the amendment reference and the bill was then recommended to pass and be incorporated into the omnibus bill. The main policy discussion centered on SF 3897/HF 3703, which would change how terminating firefighter relief association plans value benefits for firefighters under age 50. Senator Gustafson said the current statute can unfairly reduce benefits by requiring present-value discounting and that the bill would instead allow benefits to be based on accrued benefit under the plan formula, while still leaving relief associations flexibility to use present value if they choose. Staff confirmed the bill applies only to relief associations under chapter 424B, not PERA or the statewide plan. Senator Rasmussen raised concerns about consistency between SVF and non-SVF reliefs and about differing treatment on termination; the bill author acknowledged the difference. The committee ultimately voted to recommend the bill for inclusion in the omnibus pension bill. The final major item was House File 4162, as amended by an A1 amendment, which requires employers of reemployed annuitants in TRA to make employer contributions during reemployment, including Minnesota State Colleges and Universities employees covered under section 354.445. Representative O’Driscoll argued the bill would direct existing education-formula pension dollars to TRA, prevent districts from using those funds elsewhere when retirees are rehired, and keep the employee neutral because the annuitant’s benefit would not change. Supporters said the measure would help pension funding and address situations where districts rehire retired teachers, often in hard-to-fill specialties. Opponents, including Senator Rasmusson, questioned the added cost to school districts, citing an estimated $5.385 million in annual TRA revenue from the change and warning it could reduce districts’ ability to hire or retain staff. After discussion, the committee had not yet taken final action on this item in the portion of the meeting provided.
NM

New Mexico 2025 Regular Session

IC - Federal Funding Stabilization Subcommittee Jul 1st, 2025

Federal Funding Stabilization Subcommittee

Transcript Highlights:
  • We currently provide up to 90 days of retroactive coverage.
  • potential 38,000 losing exchange coverage.
  • We still do have more coverage, and when we talk about the 88,000 New Mexicans rolling off of coverage
  • For coverage and for financial assistance.
  • Ultimately, that makes it harder to get coverage, harder to keep coverage, and harder to afford coverage
AZ
Transcript Highlights:
  • deposited into the state general fund for the payment of essential government services, with a retroactivity
  • deposited into the state general fund for the payment of essential government services with a retroactivity
  • Additionally, what the bill does is it repeals retroactively to tax year 2026...
  • The bill does is it repeals retroactively to tax year 2026 the corporate income tax credit for pollution
  • The bill also outlines program coverage, eligibility, capacity, and reporting requirements, and with
Keywords: 1182, all
AZ
Transcript Highlights:
  • deposited into the state general fund for the payment of essential government services, with a retroactivity
  • deposited into the state general fund for the payment of essential government services with a retroactivity
  • Additionally, what the bill does is it repeals retroactively to tax year 2026.
  • The bill does is it repeals retroactively to tax year 2026 the corporate income tax credit for pollution
  • The bill also outlines program coverage, eligibility, capacity, and reporting requirements, and with
Summary: The meeting covered a series of fiscal year 2027 budget and budget-related bills, beginning with the general appropriations and tax package. Staff and the chair highlighted a budget built around about $1.4 billion in tax cuts, a one-time 2.5% agency reduction, major funding for state employee health insurance, corrections, flood and wildfire relief, and other supplemental appropriations. The chair repeatedly urged support for the package, emphasizing the size of the tax cut and noting that the committee’s joint vote had only three no votes out of 28 members. Members then reviewed several smaller budget implementation bills affecting racing and gambling, capital outlay, commerce and defense innovation, corrections, environment and water policy, higher education, human services, K-12 education, county finance, tax administration, state data governance, and state office rent rates. Key provisions included extending or modifying funds and fee structures, transferring surplus or unneeded monies, creating or revising oversight boards and pilot programs, increasing K-12 funding by 2% for inflation, adjusting university retention limits, expanding SNAP and housing-related requirements, and changing tax conformity and credits. Several members asked clarifying questions about specific items such as electric vehicle charging funds, mobile home relocation payments, university funding, and the new health insurance oversight board. The chair also explained the tax bill’s major changes, including conformity to federal tax law, a larger dependent tax credit, changes to deductions, repeal of certain tax credits, veteran property tax relief, limits on data center tax incentives, and provisions affecting manufacturing infrastructure and unemployment insurance administration. The committee discussed the Budget Stabilization Fund, debt repayment, and education rollover balances, with the chair arguing for using surpluses to pay down debt. The final item discussed was a behavioral health bill creating a home and community-based services program for adults determined to be seriously mentally ill, with a stated FY 2027 total fund appropriation of $7.8 million contingent on federal approval and matching funds. The meeting ended with a reminder that floor action would begin the next day at 10 a.m.
NH

New Hampshire 2025 Regular Session

House Labor, Industrial and Rehabilitative Services (01/28/2025)

Labor, Industrial and Rehabilitative Services

Transcript Highlights:
  • sure that there would be a retroactive sure that there would be a retroactive payment<01:08:49.359
  • you had asked about the retroactivity you had asked about the retroactivity piece<01:12:50.120><
  • <03:39:07.279> pay payable meaning you get retroactive pay payable meaning you get retroactive
  • <03:39:12.960> pay four months worth of retroactive pay four months worth of retroactive pay
  • If there is retroactive cash benefits at issue, the 20% retroactive is what is awarded or can be awarded
Keywords: 1189, house, all
HI
Transcript Highlights:
  • So wouldn't that same logic apply now that we've expanded coverage to reduced and then expanded coverage
  • So wouldn't that same logic apply now that we've expanded coverage to reduced and then expanded coverage
  • So wouldn't that same logic apply now that we've expanded coverage to reduced and then expanded coverage
  • to reduced and then expanded coverage to reduced and then expanded<00:51:52.800> coverage<00:
  • cannot retroactive activate somebody's cannot retroactive activate somebody's registration<01:02
Keywords: 910, house, all
Summary: The committee heard testimony on HB 1783, which would expand public-private partnership options for charter school facilities. The Department of Education offered comments, the Charter School Commission and SFA supported the bill, and Hawaii Technology Academy, Hawaii Kids, Hawaii Children’s Action Network, HGA, Aloha Project, and several individuals testified in support, while UPW opposed it. Supporters said charter schools need faster and more flexible ways to address severe facility shortages and high costs, and SFA described the bill as a pilot model that could leverage developer partnerships and state contributions, citing Maryland as an example. Members asked whether the bill was limited to charter schools; DOE said the language could be read to include other public school facilities, but if focused only on charter schools, DOE was less concerned. The Charter School Commission also described an existing public-private preschool model through Parkway Village Preschool and PACTED. The committee then took up HB 1778, which would establish a CIP database for school facilities. SFA supported the bill, saying it would create a more disciplined, transparent basis for funding decisions by documenting facility condition, needed repairs, classification, and timing. DOE initially said it rested on its comments, then responded to questions by saying it already maintains deferred maintenance lists, uses systems such as Maximo, CPT, GIS, and finance software, and sends legislators project-status letters twice a year. DOE said it is working on improving its outward-facing dashboard and integrating its systems, but questioned whether the bill would add value beyond existing tools. Members emphasized the need for a publicly accessible, real-time transparency tool, while DOE said it was still evaluating its current systems and was not yet seeking funding for a new IT program. For HB 2344, creating an Independent Public School Realignment and Closure Commission, DOE said it wants to remain part of any consolidation process to keep students and education central, while SFA said the bill is timely and framed it as a restructuring response to changing conditions and possible federal funding cuts. SFA compared the proposal to the federal BRAC process for military base closures and said Hawaii has the same enrollment as in 1961 but many more schools, arguing that the state needs a more deliberate approach to school closures and land reuse. The Attorney General’s office raised technical concerns about several sections, including unclear references to administrative support, a governor-approval sequence, a possible conflict with existing statutes governing closed-school disposition, and a missing section number. Testimony on HB 2345, which would establish a geographic CIP district, began with DOE in opposition; DOE said the bill would duplicate existing work, add confusion by creating two agencies doing the same thing, and spend money inefficiently because district project coordinators and project lists already exist.
MN

Minnesota 2025 1st Special Session

Committee on Commerce and Consumer Protection - 02/27/25

Commerce and Consumer Protection

Transcript Highlights:
  • Miss Whitney, any further comment on the retroactivity? I would ask Mr.
  • Cox if he knows why the retroactivity is.
  • <01:26:53.480> and could explain why it's retroactive and could explain why it's retroactive
  • <01:27:34.320> thought knows why the retroactivity is I thought knows why the retroactivity is
  • Association provides coverage Association provides coverage for<01:46:33.880> policy<01:46
Keywords: 1187, senate, all
WA

Washington 2025-2026 Regular Session

Senate Health & Long-Term Care Jul 22nd, 2025

Transcript Highlights:
  • And just knowing that it individual market coverage, which is going to be really tough.
  • And these rules are really built on lessons from pandemic continuous coverage.
  • It shortens the retroactive coverage period from three months to one month.
  • So we do expect some coverage loss due to this extra burden on clients.
  • It shortens the eligibility period of retroactive coverage from three to one month, and I mentioned changes
Summary: The committee first received an update on the effects of HR1 and related federal Medicaid and marketplace changes from Governor’s Office and Health Care Authority staff. Presenters said the most immediate coverage losses are expected in the individual market beginning in January, with premium increases and an estimated 80,000 people potentially unable to afford coverage. They warned that larger Medicaid impacts will follow over the next year and beyond, including tighter eligibility checks, work requirements, reduced retroactive coverage, limits on state-directed payments and provider taxes, new cost-sharing, and changes affecting certain non-citizen adults. They also said the state plans to seek a waiver or extension for work requirements and will continue to analyze impacts, including on rural providers and Planned Parenthood-related services. Members asked about the effect on nursing homes, rural hospitals, and how the state can help providers and enrollees navigate the new requirements; staff said timelines and a state-specific implementation chart are being developed. The committee then heard a report on the International Medical Graduate Work Group and Washington’s efforts to create pathways for internationally trained physicians. Testimony described the clinical experience license, the clinical evaluation assessment tool, grant funding for IMG support organizations, and a new hardship waiver process enacted this year. National presenters said many states have adopted similar pathways because of physician shortages, but Washington and Tennessee are among the few states that have actually issued licenses so far. They recommended clear guardrails, an employment offer before application, ECFMG certification, supervised practice, and data collection to avoid exploitation and protect patients. Members asked about state-to-state variation, retention of IMGs, and whether Washington should pursue dedicated residency or preceptorship options; presenters said the key next step is moving successful participants from supervised experience to a durable long-term license. The final topic was implementation of Washington’s Apple Health doula benefit and the statewide doula hub and referral system. Senator T’wina Nobles highlighted the state’s $3,500 per-birth Medicaid reimbursement rate for doulas and the importance of the hub for referrals, training, and billing. Health Care Authority staff said the benefit launched January 1, 2025, and covers prenatal intake, labor and delivery, postpartum visits, and telehealth-supported services. They reported 336 state-certified doulas, 134 enrolled in Apple Health, 287 unique clients served, and 641 claims paid so far. Testimony emphasized doulas’ role in improving birth outcomes, reducing unnecessary interventions, and addressing racial disparities in maternal health, while noting that implementation is still early and ongoing.
MN

Minnesota 2025-2026 Regular Session

Committee on Health and Human Services - 03/25/26

Health and Human Services

Transcript Highlights:
  • So this made a coverage restrictions.
  • The last change is related to retroactive coverage.
  • Current law allows for up to 3 months of retroactive coverage prior to the month of application.
  • HR1 specified that the federal retroactive coverage period would be 1 month for the adult expansion populations
  • retroactive periods. retroactive periods.
Keywords: 1187, senate, all