Video & Transcript Research : 'premium stabilization'

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MN

Minnesota 2025-2026 Regular Session

Child Committee Meeting - 2025-04-02

Children and Families Finance and Policy

Transcript Highlights:
  • I am testifying to express my strong support. which seeks to establish the Rural Child Care Stabilization
  • 2732 offers a real solution: to provide direct ongoing support to rural providers, helping us to stabilize
  • support to relative foster caregivers to complete licensing and receive family support that assures stability
  • and ensure basic needs are met for families, and they can experience well-being and the kind of stability
MN

Minnesota 2025-2026 Regular Session

House Children and Families Finance and Policy Committee 4/2/25

Children and Families Finance and Policy

Transcript Highlights:
  • to express my strong support for House File 2732, which seeks to establish the Rural Child Care Stabilization
  • Helping us to stabilize pay our staff a fair wage and continue serving our communities.
  • <01:37:58.080> and support that assures stability and support that assures stability and well-being
  • that<01:42:40.199> benefits<01:42:40.679> children<01:42:41.000> and of stability
  • that benefits children and of stability that benefits children and families<01:42:42.280> for
NH

New Hampshire 2026 Regular Session

House Commerce and Consumer Affairs (05/06/2026)

Commerce and Consumer Affairs

Transcript Highlights:
  • increase in premium.
  • So we're talking about dollar 25 premium So we're talking about dollar 25 premium increase<00:21
  • Dollar 25 premium.
  • It protects market stability and premium predictability.
  • :47.160> premium protects market stability and premium protects market stability and premium predictability
Keywords: 1189, house, all
MN

Minnesota 2025-2026 Regular Session

Working Group on Omnibus Commerce and Consumer Protection Bill - 05/29/25

Minnesota Senate Floor Meeting

Transcript Highlights:
  • security plan account into the premium security plan account the<00:06:30.000> special<00:06:
  • <00:06:47.840> security<00:06:48.240> plan existing in the uh premium security plan
  • existing in the uh premium security plan account<00:06:49.440> and<00:06:49.919> federal
  • The task force is regarding insurance, and their task is to work on stabilizing and strengthening the
  • The task force is regarding insurance, and their task is to work on stabilizing and strengthening the
Keywords: 1187, senate, all
FL

Florida 2025 Regular Session

Ethics and Elections Jan 14th, 2025

Transcript Highlights:
  • THIS WENT OVER DRAMATICALLY BUT HAS STABILIZED.
  • BUT TODAY WITH THE REFORMS AND OTHER THINGS IN OTHER MARKET CONDITIONS THAT HAVE STABILIZED WE ARE AT
  • WHY DID MY PREMIUM GO UP? WHY DID IT COST MORE?
  • OUR PROFITS CONSIDERED IN TERMS OF WHEN THEY ARE COLLECTING PREMIUMS AND IS THERE A MANDATORY REPORTING
  • TO MAKE SURE THAT WHEN THEY COLLECT THE PREMIUMS FROM THE NEWLY INSURED PERSONS THAT THEY ARE TAKING
Keywords: 999, senate, all
NM

New Mexico 2025 Regular Session

IC - Revenue Stabilization and Tax Policy Aug 14th, 2025

Revenue Stabilization & Tax Policy Committee

Transcript Highlights:
  • All right, next on slide 10 is the insurance premium tax.
  • insurance premium really applies to privately provided health insurance, right?
  • tax policy and revenue stability.
  • More than double that, but we only let half of it in to try to stabilize.
  • And so it's very important to stay focused on how to ensure that stability.
NM

New Mexico 2026 Regular Session

Senate - Education Feb 6th, 2026 at 09:10 am

Senate Education

Transcript Highlights:
  • Senator Hickey: Premium increases—I don't remember the baseline here offhand.
  • Now, is the $73 million the total insurance premium, or is it the increase in the Mr.
  • then the increase in the property risk premiums.
  • Senate Bill 241 will create stability in child care services for eligible New Mexican families.
  • What it will do is codify the child care assistance program, and it will create stability.
Bills: SB204, SB241, HB34
FL

Florida 2026 Regular Session

FL House Floor Session - 2025-06-16 (7:00PM Session)

Florida House Floor Meeting

Transcript Highlights:
  • So, right, this is the break-glass, things are bad stabilization fund.
  • So, right, this is the break-glass, things are bad stabilization fund.
  • Is the Medicaid Premium Assistance Program active?
  • Does the Medicaid premium assistance program cover Medicaid?
  • Does the Medicaid program require a premium to get Medicaid right now?
Summary: The House convened on the final day of session, observed a moment of silence for the Minnesota House Speaker Melissa Hortman and her husband, and for Representative Rosenwald’s father, then swore in and seated new members Boyles and Hodgers. The Speaker also outlined the chamber’s end-of-session priorities, including action on the budget and related conforming bills. The House then took up H.J.R. 5019, a constitutional amendment to expand Florida’s budget stabilization fund by raising the cap, requiring annual transfers, and allowing withdrawals for critical state needs. After sponsor explanations and questions about what would qualify as a critical need and how the fund might respond to possible federal funding cuts, the House adopted an amendment that added more flexibility for suspending transfers and withdrawals. The joint resolution then passed on final passage. Members next considered HB 7031, the tax package conference report. The bill repeals the business rent tax and aviation fuel tax, delays the natural gas fuel tax, creates or extends several sales tax exemptions and holidays, and makes changes affecting property taxes, local taxes, pari-mutuel taxes, and revenue distributions. Debate focused heavily on the new permanent exemption for ammunition and hunting-related items, the elimination of recurring housing trust fund and transit-related distributions, and the shift of some funding from recurring to nonrecurring status. Supporters argued the package provides tax relief and preserves annual budget flexibility, while opponents criticized the ammunition exemption and the reductions in recurring housing and transit support. The conference report was adopted and the bill passed. The House then passed HB 5017, which creates a debt reduction program funded by a recurring transfer from general revenue to retire state bonds early, and HB 5015, the state group insurance conforming bill, which directs DMS to develop a formulary management plan and codifies the administrative health insurance assessment. Finally, the chamber began explanation and questions on the General Appropriations Act conference report for fiscal year 2025-26, described as a $115.1 billion budget that is down from the current year and includes more than $12 billion in reserves. Subcommittee chairs summarized major budget areas, including K-12 education, health care, transportation and economic development, agriculture and natural resources, higher education, state administration, justice, and information technology, highlighting funding for school choice, Medicaid, housing, transportation infrastructure, Everglades restoration, workforce programs, cybersecurity, and technology modernization.
TX

Texas 89th 2nd C.S.

Insurance May 20th, 2025

Insurance

Transcript Highlights:
  • It exempts TWIA from insurance premiums and maintenance taxes.
  • Um, it exempts TWIA from insurance premiums and maintenance taxes.
  • We think there are better ideas, um, about, uh, we do agree that we need to improve the stability of
  • It exempts TWIA from insurance premium maintenance taxes under 0.017.
  • It also eliminates $27.7 million in State revenue, according to LBB estimate, due to the premium tax
Summary: The committee first took up several bills and voted them out favorably without amendment: SB 2857, relating to prescription drug purchasing proof for certain health benefit plan issuers and employers; SB 1307, relating to the biennial health coverage reference guide; and SB 527, relating to health benefit coverage for general anesthesia for certain pediatric dental services. Each of those motions passed on a 7-0 roll call. The main discussion centered on SB 1643, which would require prior approval from the Texas Department of Insurance for property and casualty rate changes above 10% from a previously filed rate. The chair framed it as a response to rate volatility and rising homeowners and auto premiums, while several members questioned whether it would slow a market that is already stabilizing and could encourage insurers to file repeated increases just under the threshold. Witnesses from consumer groups supported tighter oversight and argued for a lower threshold, while insurance industry representatives opposed the bill, saying Texas’s file-and-use system and competitive market work better and that the proposal could increase costs or create uncertainty. After testimony, SB 1643 was left pending. The committee then heard SB 1642, which would replace the single Texas Department of Insurance commissioner with a three-commissioner structure and an executive director. Supporters said it could improve accountability and transparency, while opponents argued the current single-commissioner model is more efficient and avoids confusion and added cost. Witnesses also raised concerns about open meetings issues, administrative expense, and the lack of a clear model from other states. SB 1642 was also left pending. Finally, the committee heard SB 2530, the Texas Windstorm Insurance Association omnibus bill. The bill would make a number of changes to TWIA’s governance and finances, including exempting TWIA from certain taxes, moving its headquarters to a coastal county, changing board composition and voting rules, and lowering the probable maximum loss standard from 1-in-100 to 1-in-50. Supporters said the bill would strengthen TWIA’s reserve funding and improve local relevance, while opponents warned it could increase assessments, reduce reinsurance protection, and create operational risks by relocating the headquarters to the coast. The bill was left pending, and the committee then adjourned.
FL

Florida 2026 5th Special Session

FL House Floor Session - 2025-06-16 (7:00PM Session)

Florida House Floor Meeting

Transcript Highlights:
  • It's noteworthy that the budget stabilization fund was last tapped into during the Great Recession.
  • So, right, this is the break-glass, things-are-bad stabilization fund.
  • So, right, this is the break-glass, things-are-bad stabilization fund.
  • Is the Medicaid premium assistance program active?
  • Representative Campbell, I'm charged a premium to who?
Summary: The House met on the final day of session, swore in Representatives Boyles and Hodgers, and observed a moment of silence for the Minnesota House Speaker Melissa Hortman and her husband, as well as for Representative Rosenwald’s father. The chamber then moved into final budget work, with leaders outlining the plan to take up H.J.R. 5019, HB 7031, HB 5017, HB 5015, and then the general appropriations act once the Senate transmitted it. H.J.R. 5019, a proposed constitutional amendment to expand the budget stabilization fund, was explained and amended to raise the rainy day fund cap, require annual deposits, and allow withdrawals for critical state needs by a two-thirds vote; it passed 100-1. The House then adopted the conference report on HB 7031, the tax package. The bill repeals the business rent tax and aviation fuel tax, delays the natural gas fuel tax, creates or expands several sales tax holidays and exemptions, including permanent exemptions for disaster-preparedness items, hunting/fishing/camping items, and ammunition and firearms-related purchases, and makes changes to property, corporate income, local tax, and economic development provisions. Members debated the removal of recurring housing trust fund and transit-related revenue streams, the new ammunition exemption, and the data center tax changes; supporters argued the package reduces taxes and preserves annual budget flexibility, while opponents raised concerns about housing, transportation, and gun violence. The conference report passed 93-7. HB 5017, creating a debt reduction program funded by a recurring transfer to retire state bonds early, passed unanimously. HB 5015, the state group insurance conforming bill, which directs DMS to develop a formulary management plan and codifies the administrative health insurance assessment, also passed. The House then began explanation and questions on the fiscal year 2025-26 general appropriations act, described as a $115.1 billion budget that is down $3.8 billion from the current year and includes more than $12 billion in reserves. Subcommittee chairs summarized major spending areas, including pre-K-12 funding increases, health care funding for Medicaid, KidCare, nursing homes, opioid treatment, and mental health, transportation and economic development funding, environmental and water projects, higher education, state administration, justice, and information technology. Questions focused on school vouchers, inflationary pressures on school districts, and the adequacy of funding for housing, transportation, and other priorities.
NM

New Mexico 2026 Regular Session

House - Appropriations and Finance Jan 15th, 2026 at 01:32 pm

House Appropriations & Finance

Transcript Highlights:
  • The Workforce Development Fund. the Tax Stabilization Reserve.
  • contribution and 19.6 million for risk premiums.
  • The premium credit will be reflected on an entity's FY27 risk invoice.
  • So, the risk premium credit questionnaire has already been implemented.
  • They'd also have to pay a premium I'm not sure what they're exactly paying right now in premium, but
Keywords: 996, all
MN
Transcript Highlights:
  • <01:11:48.320> our pool to support and stabilize our pool to support and stabilize our hospitals
  • <01:12:01.360> of actions to ensure the stability of actions to ensure the stability of hospitals
  • My single premium was $1,100 a of 2025.
  • And a lot of times those premiums still come with pretty high cost.
  • And a lot of times those premiums deal.
Keywords: 918, senate, all
Summary: The Select Subcommittee first took up adoption of three previously prepared nonpartisan committee summary reports dated October 15, November 13, and November 21. Senator Rasmusson objected to the lack of advance notice about the day’s testifiers and criticized the practice of having nonpartisan staff summarize what he described as a partisan agenda. The chair responded that the committee’s purpose is to gather information, not hear bills, and that the summaries were intended as neutral resources for the Senate. Senator Coopek moved adoption, the motion was opposed by Rasmusson and another member, and the motion passed. The committee then turned to the day’s hearing on federal impacts on Minnesota, with the chair focusing on federal funding threats and the effect of congressional budget actions on health care, especially in greater Minnesota. The first presentation came from the Minnesota Department of Health on the state’s rural health transformation work. Assistant Commissioner Carol Broom introduced the team and described the rural hospital transformation program as a major opportunity to invest in rural health, while acknowledging longstanding challenges such as demographics, transportation barriers, and the financing of care. Nitha Moibi outlined the state’s rural health chart book and data showing an aging population, workforce shortages, and many health professional shortage areas, and described proposed strategies including workforce pipelines, bridge payments for low-volume birth hospitals, telehealth access points, mental health urgent care, and chronic disease prevention. Acting Assistant Commissioner Anna Ashby of the Minnesota Management and Budget office explained the state’s application to CMS for the Rural Health Transformation Program, which was created in federal law and awarded Minnesota just over $193 million for federal fiscal year 2026. She said the application was shaped by public comments, stakeholder meetings, and legislative outreach, and included initiatives on preventive care, workforce, care access, behavioral health, and provider financial stability. She also reviewed implementation constraints, including a January 30 revised budget deadline, limits on administrative spending, restrictions on using funds to offset Medicaid losses, and the need to show measurable progress to remain eligible for future funding. The presentation noted that most year-one funding would go to rural hospitals, with additional support for federally qualified health centers, community mental health centers, tribal partners, and technical assistance.
TX

Texas 89th Regular

Senate Session (Part I) Apr 14th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • I'm aware of them, but there's also facts like this that Now, a pistol, if you add a brace, a stabilizing
  • If you add a stabilizing brace to it, it becomes. Illegal. And you have to, under this law.
  • And now what we have is the AFT changing the rules to make. him illegal because of a stabilizer.
  • They use a stabilizer. Isn't that the gist of the bill itself?
  • It could be for a short rifle, for a younger person, it could be a pistol with a stabilizing...
TX

Texas 89th Regular

Insurance May 20th, 2025

Insurance

Transcript Highlights:
  • You're going to have to adjust and then get the premiums back to the customers who paid too much in the
  • Yes, it ended in a $352 million settlement of payback of premiums to consumers. but it took 20 years
  • It exempts the Texas Windstorm Association Fund (TWAF) from insurance premiums and maintenance taxes.
  • We think there are better ideas, but we do agree that we need to improve the stability. of TOEA.
  • It exempts TWIA from insurance premium maintenance taxes under .017.
Bills: SB1642, SB1643, SB2530
NH

New Hampshire 2026 Regular Session

Senate Health and Human Services (02/04/2026)

Health and Human Services

Transcript Highlights:
  • It has to come from premiums.
  • It has to come from premiums.
  • there's less pressure on the premiums. there's less pressure on the premiums.
  • > go come from premiums.
  • And when premiums go come from premiums.
Keywords: 1191, senate, all
MN
Transcript Highlights:
  • So these are gross premiums, and then any federal premium tax credits and then any federal premium tax
  • So these are gross premiums, net premiums—that's like what an enrollee pays on their bill.
  • People have asked me about premiums. Are premiums high in Minnesota?
  • Several states are doing reinsurance, and as Commissioner Arnold showed, it stabilized premiums in the
  • premium subsidies, as well as HR1. premium subsidies, as well as HR1.
Keywords: 1187, senate, all
NH

New Hampshire 2026 Regular Session

Senate Finance (02/03/2026)

Finance

Transcript Highlights:
  • ,<00:20:35.840> reduce<00:20:36.320> retirement premiums, reduce retirement premiums, reduce
  • <01:14:13.440> exposure meantime again stabilizing the exposure meantime again stabilizing
  • for their use or use that for premiums for their use or use that for premiums in<01:39:44.639>
  • We used to as an stabilization.
  • It can be used for rate stabilization. stabilization. stabilization. uh<01:40:58.400> absolutely
Keywords: 1191, senate, all