Video & Transcript : 'creditor negotiation' :
Page 12 of 376
TX
Transcript Highlights:
- Getting a $20,000 cap with a $30,000 surgery means that they become creditors, and they're chased by
- Because that is the median of provider contracts that have been negotiated between insurance companies
Bills:
HB4806
Committee:
House Judiciary & Civil Jurisprudence
CA
Transcript Highlights:
- preparing for meetings analyzing budgets, reviewing policies, engaging with students and families, negotiating
- Yeah, I just want to say we have heard a lot of things from the creditor career and yes we had a hearing
- example, we had students walking out creating prototypes of things that they were already working and negotiating
Committee:
House Education
FL
Florida 2025 Regular Session
Appropriations Committee on Criminal and Civil Justice Mar 5th, 2025
Transcript Highlights:
- HAVEN'T READ THIS REPORT WHATEVER THE MIAMI HERALD DATE, IS THE $5000 NUMBER OF STARTING BID FROM OUR CREDITOR
MN
Transcript Highlights:
- think about it is anything that's competing for money against the bondholder, against, you know, the creditor
- against you uh against the bond holder against you know<01:27:27.719><c> the</c><01:27:28.000><c> Creditor
- 29.480><c> so</c><01:27:29.679><c> you</c><01:27:29.880><c> have</c><01:27:30.480><c> uh</c> know the Creditor
- um and so you have uh know the Creditor um and so you have uh pension<01:27:31.000><c> liabilities</
Committee:
Senate Capital Investment
NH
Transcript Highlights:
- But by negotiating a 30% discount on that, presumably they're passing that on to the insurance carriers
- But by negotiating a 30% discount on that, presumably they're passing that on to the insurance carriers
- But by negotiating a 30% discount on that, presumably they're passing that on to the insurance carriers
- But by negotiating a 30% discount on that, presumably they're passing that on to the insurance carriers
- alike could be homeowners and creditors alike could be sure<05:10:53.520><c> that</c><05:10:53.718><
NM
Transcript Highlights:
- And the question then becomes, do the creditors then have the right to collect against this house or
- And the question then becomes, do the creditors then have the right to collect against this house or
Summary:
The Senate convened on the 30th day of the 2026 session, established a quorum, heard an invocation from Chaplain Harry Eberts, and received several announcements and House messages. The chamber then took up multiple concurrence and third-reading items, including Senate Bill 273, Senate Bill 37, Senate Bill 100, Senate Bill 41, House Bill 34, House Bill 20, House Bill 43, House Bill 38, and House Bill 256. The body also heard that House Joint Memorial 2 was moved from the President’s table to the calendar, and later received messages from the House on several other Senate and House measures.
The most contentious action was concurrence on Senate Bill 273, which concerns correction facility loss of revenue for counties affected by the loss of ICE detainees. Senators debated the economic impact on Torrance, Otero, and Cibola counties, with supporters arguing the bill provided partial relief and critics saying it did not come close to replacing lost jobs and revenue. The Senate ultimately concurred with the House amendments by a vote of 22-18. On Senate Bill 100, which would have expanded burglary-related definitions to include an “extension of a dwelling,” several senators argued the House language was too broad and legally vague, and the Senate voted not to concur, sending the bill back to the House. Senate Bill 41, with a technical correction and addition of second-degree criminal sexual penetration, was concurred with by voice vote.
Among the bills passed on third reading, House Bill 34 updated school nurse licensure rules and supervision pathways and passed 38-0. House Bill 43, a PERA cleanup bill, clarified retirement and survivor-benefit provisions, and passed 39-0 after questions about whether it affected PERA’s unfunded liability; sponsors said it did not. House Bill 38 expanded insurance coverage for powered mobility devices and prosthetics, including coverage for batteries and in-state provider requirements, and passed 38-0. House Bill 256 expanded cardiac emergency response planning and AED requirements to athletic activities and schools, including private schools on a phased-in basis, and was debated over cost and scope before passing. House Bill 20, which would allow Native American designation on driver’s licenses and IDs, prompted extended discussion about tribal support, documentation, and possible profiling concerns; the transcript cuts off before final disposition of that bill.
LA
Transcript Highlights:
- Do we— is medical debt reported to credit, to creditors? It is. It is? Yeah. That's interesting.
Committee:
Senate Judiciary B
Summary:
The Senate Committee on Judiciary B met on May 21 with a quorum present, approved the May 14 minutes, and then took up a long agenda of bills and resolutions. It first reported Senate Resolution 125 favorably, which urged the Navy to expedite funding and implementation of medium-unmanned surface vessels, citing jobs and private investment tied to Conrad Shipyard in Morgan City. The committee then heard House Bill 1253, the Gracie Claire Rushing Act, from Chairwoman Butler and Crystal Romero, who described the painful history of Gracie’s death, exhumation, and discovery that her heart had not been returned after autopsy; the bill was reported favorably without objection.
The committee also reported favorably House Bill 89, a local retirement health insurance measure for the Third and 30th Judicial Districts; House Bill 1257, barring elected officials and immediate family members from owning interests in electronic monitoring companies; House Bill 1029, as amended, creating a moratorium on alcohol beverage licenses in House District 3 until 2027; House Bill 1011, making a juror-per-diem donation program for CASA permissive statewide; House Bill 1064, creating a domestic violence intervention court pilot in East Baton Rouge Parish with support from the Criminal Justice Coordinating Council and YWCA; House Bill 816, prohibiting foreign adversaries from buying land near military installations; and House Bill 940, creating a counter-unmanned aircraft system task force to coordinate law enforcement response to drone threats.
The committee then heard House Bill 1247, which addresses the shortage of sexual assault nurse examiners by creating a statewide SANE coordinator in the Attorney General’s office and a response standards subcommittee; after adopting a technical amendment set, it was reported favorably with amendments. House Bill 335, expanding public-benefit eligibility verification to entities administering benefits and adding legislative auditor oversight, was also amended after concerns from food banks and disaster-response nonprofits, with members agreeing to work on additional floor amendments to protect essential services during emergencies. House Bill 623, a tobacco-related deadline fix, was voluntarily deferred to allow more time for drafting. The committee also reported favorably HCR 64, extending a report deadline for the Supreme Court drug and specialty court office.
Later, the committee reported favorably House Bill 243, changing recusal procedures so cases go first to the Attorney General rather than a private lawyer; House Bill 451, allowing hearing notices to be sent more than 30 days in advance and electronically; House Bill 1251, reducing permit costs for very small in-state distillers; House Bill 1053, allowing salons, barbers, and boutiques to offer limited complimentary wine or champagne without a permit; House Bill 153, barring criminal-justice debt from being reported to credit agencies; House Bill 59, authorizing East Baton Rouge Parish to transfer funds to the public defender’s office; HCR 50, a task force request; HCR 102, continuing the Senior Task Force on Fraud Prevention; and House Bill 1098, part of the aerospace package addressing liability related to sonic booms. The meeting ended with adjournment after a brief exchange about LSU and McNeese football.
LA
Transcript Highlights:
- Do we, is medical debt reported to credit to creditors? Senator Talbot: It is? Witness: Yeah.
Committee:
Senate Judiciary B
FL
Florida 2026 5th Special Session
Finance and Tax Apr 15th, 2025
Transcript Highlights:
- There are a variety of statutes in place to protect folks from creditors as it relates to their homestead
Summary:
The Finance and Tax Committee considered several tax-related measures. SB 674, allowing county property appraisers to budget for and pay hiring or retention bonuses with Department of Revenue approval, was supported by property appraisers and reported favorably. C.S. for SJR 318, as amended, would create a tangible personal property exemption for agricultural land used in agricultural production or agritourism; the amendment clarified the property’s location and allowed the Legislature to define conditions, and the resolution was reported favorably with support from Farm Bureau and the Florida Chamber.
The committee also advanced C.S. for SB 1664, as amended, which requires locally approved discretionary taxes to be reauthorized by voters when they expire and sets rules for taxes tied to revenue bonds. Local government and tourism-related groups raised concerns about impacts on tourist development taxes, beach funding, transportation surtaxes, and long-term planning, while supporters argued voters should periodically reaffirm taxes; the bill was reported favorably. C.S. for SJR 1510 and its implementing bill, SB 1512, were both amended to sharply narrow a proposed long-term lease property tax exemption to one qualifying property and to single-family homes, mobile homes, and condominiums; counties and cities opposed the measures as tax shifts, but both were reported favorably.
The committee then took up SPB 7034, the Senate tax package, which includes permanent sales tax exemptions for certain clothing and bullion, multiple tax holidays, a temporary motor vehicle fee reduction, a property tax study, corporate and insurance tax credit changes, a communications services tax freeze, and other tax provisions, with staff estimating $2.1 billion in total revenue reduction. Testimony included support for studying property taxes and strong opposition to the firearm and ammunition tax holiday from students and advocacy groups, who argued it was unsafe and inappropriate; others urged adding combined reporting or removing tourist development tax changes. After debate, the committee reported the package favorably and also approved a motion to submit it as a committee bill. The meeting ended after Senator Bernard recorded an affirmative vote on tab 5 and the committee adjourned.
FL
Transcript Highlights:
- The FCCPA, which applies to any person, which is an original creditor, such as this loan shark, is the
Committee:
Senate Commerce and Tourism
Summary:
The Committee on Commerce and Tourism met with a quorum present and considered several bills. It first took up SB 232 on debt collection, where the sponsor explained a strike-all amendment and the committee adopted a Gruters amendment clarifying that email communications may be sent at any hour while other off-hours communications remain restricted. Testimony was sharply divided on a proposed change from “any person” to “debt collector,” with consumer advocates, legal aid, and the Florida Justice Association warning it would narrow Florida’s consumer protections, while supporters said the bill and amendment would address ambiguity affecting businesses. After debate, the committee rejected the broader amendment, adopted the email-only clarification, and reported CS for SB 232 favorably by roll call vote.
The committee then heard and unanimously reported favorably CS for SB 126, which would allow prescription hearing aids to be sold and distributed by mail after a Florida-licensed audiologist or hearing aid specialist conducts the required examination, including remotely through telehealth. Supporters said the bill would improve access and reduce barriers for seniors and others with hearing loss, and no opposition was heard. The committee also heard SB 600 and SB 602 on manufacturing, which would create and fund a statewide Office of Manufacturing, a promotional campaign, workforce grants, and related fees; multiple industry and economic development groups appeared in support, and both bills were reported favorably.
Next, the committee considered CS for SB 92 on hit-and-run accountability in vehicle repair shops. The sponsor described the bill as a response to rising hit-and-run incidents and explained that repair shops would have to complete a transaction form or retain a crash report for certain repairs, with a clarifying amendment adopted without objection. Prosecutors and law enforcement supporters said the bill would help identify offenders, while auto dealer representatives argued it could impose burdens and penalties on repair shops. The committee nevertheless reported CS for SB 92 favorably. Finally, the committee heard SB 412, the Motorized Wheelchair Right to Repair Act, which would require manufacturers to provide repair manuals, diagnostic tools, and parts to owners and independent repair providers under fair and reasonable terms. Disability advocates and wheelchair users testified that repair delays can leave users stranded for weeks or months, and the committee reported the bill favorably by roll call vote before adjourning.
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Mar 26th, 2026 at 12:10 pm
Oklahoma Senate Floor Meeting
Transcript Highlights:
- Original text: PBMs were intended to help negotiations between pharmacies and manufacturers.
- I've watched contracts that you cannot negotiate and pricing you cannot see.
- I've watched contracts that you cannot negotiate and pricing you cannot see.
- PBMs were intended to help negotiations between pharmacies. and manufacturers.
- I've watched contracts that you cannot negotiate and pricing you cannot see.
Bills:
SB65 , SB248 , SB330 , SB378 , SB844 , SB1330 , SB1410 , SB1475 , SB1476 , SB1565 , SB1618 , SB1623 , SJR39 , SJR47 , SB2084 , SB1655 , SB1679 , SB2174 , SB1775 , SB1873 , SB1204 , SB1884 , SB1916 , SB1937 , SB1447 , SB1500 , SB2007 , SB2074 , SB1944 , SB2018 , SB1984 , SB2026 , SB2045 , SB2049 , SB2062 , SB2112 , SB2118 , SB2127 , SB2134 , SB2135 , SB2139 , SB2154 , SB1195
Keywords:
SB65, naloxone, Narcan, opioid overdose, overdose reversal, opioid antagonist, emergency opioid antagonist, substance abuse services, harm reduction, public health, overdose prevention, good samaritan, civil immunity, criminal immunity, controlled substances, addiction treatment, fentanyl, opioid crisis, school overdose response, first aid
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Mar 26th, 2026 at 08:30 am
Oklahoma Senate Floor Meeting
Transcript Highlights:
- about enforcing the agreement that this nonprofit who desperately wanted your donation was happy to negotiate
- I don't know the full extent to how they're involved, but there are still a lot of negotiations Happening
Bills:
SB65 , SB248 , SB330 , SB378 , SB844 , SB1330 , SB1410 , SB1475 , SB1476 , SB1565 , SB1618 , SB1623 , SJR39 , SJR47 , SB2084 , SB1655 , SB1679 , SB2174 , SB1775 , SB1873 , SB1204 , SB1884 , SB1916 , SB1937 , SB1447 , SB1500 , SB2007 , SB2074 , SB1944 , SB2018 , SB1984 , SB2026 , SB2045 , SB2049 , SB2062 , SB2112 , SB2118 , SB2127 , SB2134 , SB2135 , SB2139 , SB2154 , SB1195
Keywords:
SB65, naloxone, Narcan, opioid overdose, overdose reversal, opioid antagonist, emergency opioid antagonist, substance abuse services, harm reduction, public health, overdose prevention, good samaritan, civil immunity, criminal immunity, controlled substances, addiction treatment, fentanyl, opioid crisis, school overdose response, first aid
US
US Federal 2025-2026 Regular Session
Business meeting to markup an original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2025 and setting forth the appropriate budgetary levels for fiscal years 2026 through 2034. Feb 12th, 2025 at 09:00 am
Senate Budget
Transcript Highlights:
- And Democrats are prepared to negotiate in good faith with our Republican colleagues.
- But one of the first key steps we need in this process is for Republicans to finish negotiating with
- Negotiations for prescription drugs under Medicare.
- Medicare program to be able to negotiate on behalf of the American people.
- This is the provision that creates a point of order against getting rid of the negotiating authority
Committee:
Senate Senate Budget
FL
Florida 2026 Regular Session
Joint Legislative Auditing Committee Jan 13th, 2025
Transcript Highlights:
- And the reports can help investors, along with bond rating agencies and creditors who expect payment
Summary:
The Joint Legislative Auditing Committee met to receive annual overviews of its oversight responsibilities and the work of the Auditor General and OPAGA. Committee staff reviewed the committee’s authority over state and local governments, enforcement of audit-report filing requirements, repeated audit findings, Transparency Florida reporting, and lobbying compensation audits. Auditor General Cheryl Norman described her office’s independence, audit standards, quality control, and major audit areas, including the state’s annual financial and single audits, school district and university audits, operational and performance audits, and attestation work. She also noted staffing shortages, recruitment efforts, and a request for carry-forward funds to study salaries.
Members asked about whether audits can quantify recoverable dollars, how school district spending comparisons are handled, and how to raise concerns about DCF-related audits or a local city audit that has been pending for years. Norman said her office can quantify findings when possible, sometimes compares costs across districts in operational audits, and that members can bring specific concerns to the appropriate deputy auditor general or the committee. She also explained that citizen or local-government audit requests may require payment of audit costs.
OPAGA Coordinator Kara Collins-Gomez outlined OPAGA’s role as a legislative research unit that conducts studies directed by law, the presiding officers, or the committee, and described its policy areas, methodologies, contract monitoring, and recurring statutory reports. Deputy Auditor General Matthew Tracy explained how to read operational audit reports, including findings, criteria, condition, cause, effect, recommendations, and management responses. Deputy Auditor General Greg Senators explained financial audit reports, including audit opinions, required supplementary information, internal control and compliance findings, federal program compliance, and management letters. The meeting concluded with thanks to the presenters and a motion to adjourn, which passed without objection.
MN
Minnesota 2025-2026 Regular Session
House Higher Education Finance and Policy Committee 4/14/26
Higher Education Finance and Policy
Transcript Highlights:
- MMB and CIP get regularly and consistently engage in good-faith negotiations over the terms and conditions
- 00:56:04.000><c> faith</c> consistently engage in good faith consistently engage in good faith negotiations
- </c><01:00:31.440><c> and</c> still bar um being in negotiations and still bar um being in negotiations
- They promise their creditors that they will pay back over the summer, but then they cannot, and they
- They promise their creditors that they will pay back over the summer, but then they cannot, and they
Committee:
House Higher Education Finance and Policy
Keywords:
higher education, public university, college campus, postsecondary institution, Minnesota State Colleges and Universities, University of Minnesota, town hall, town hall meeting, elected official, legislator, public forum, constituent meeting, campus access, free meeting space, parking fees, civic engagement, public outreach, chapter 135A, HF4368, Minnesota State
CA
California 2025-2026 Regular Session
Assembly Human Services Committee Apr 23rd, 2026
Transcript Highlights:
- In many cases, they go into debt to provide for their children, and the creditors that they rely on are
- In many cases, they go into debt to provide for their children, and the creditors that they rely on are
Summary:
The committee heard a series of child and family services bills, with testimony from authors, county officials, advocates, and members of the public. AB 2083 would authorize a regional child care special district for Marina Valley and Paris; there was no public opposition, but a vice chair raised concerns about lack of outreach to Riverside County and possible added fees for residents. The bill was held pending quorum and later noted as enjoying a due pass recommendation, though no final roll was taken in the excerpt.
AB 1579, which expands the Children’s Crisis Continuum Pilot Program to allow additional CDSS-approved residential models, drew strong support from San Francisco County, Seneca Family of Agencies, and several counties and advocacy groups, who argued the current crisis residential model is financially and operationally unworkable and leaves youth in hospitals or emergency departments. The Youth Law Center and allied organizations opposed the bill, saying it departs from the original small, community-based crisis model and could lead to more institutional care. The committee passed the bill 6-0 to Appropriations.
AB 1628 would extend California’s safe surrender window for newborns from 72 hours to 30 days. The author and fire service supporters said the change would better reflect postpartum recovery and help prevent unsafe abandonment; there was no opposition, and the bill passed 6-0. AB 1634, dealing with the “Kids” specialty license plate program, sought to raise plate fees and revise distribution formulas to generate more revenue for child safety and child care programs. Supporters said the update would modernize outdated 1992 pricing and expand county access, while a committee member objected that the bill would reallocate funds away from state agencies and private nonprofits; the bill was moved on a 5-0 vote with some members not voting.
AB 1643 would streamline child support enrollment by having courts transmit support orders directly to child support agencies unless a custodial parent opts out. Supporters said automatic enrollment would reduce poverty and remove paperwork barriers, while opponents warned it could undermine parent choice and create problems for families with sensitive circumstances. The committee passed the bill 6-0. AB 1708 would require regions receiving HHAP homelessness funds to more meaningfully engage smaller cities; many city officials supported it as a way to include jurisdictions that are doing local homelessness work, while Los Angeles’ mayor’s office opposed it. The bill passed 5-0. AB 2395 would standardize access to the child support debt reduction program; supporters described it as a way to help low-income obligors escape uncollectible government-owed debt, while receiving parents and child support agencies warned it could reduce money owed to families and needs more work. The bill passed 4-0. The committee then began AB 1914, which would require local governments to plan for child care in general plans; supporters framed child care as essential infrastructure, while at least one member raised concerns about state mandates on local jurisdictions, and the excerpt ends before any vote.
NH
Transcript Highlights:
- </c> I know there was some negotiations that went on. I don't think the state paid the $10 million.
- I don't remember how it all worked out, but I think some of the creditors might have taken some of the
- doing startups anymore. worked out, but I think some of the worked out, but I think some of the creditors
- :54.720><c> taken</c><00:26:55.039><c> some</c><00:26:55.279><c> of</c><00:26:55.360><c> the</c> creditors
- might have taken some of the creditors might have taken some of the equipment<00:26:56.400><c> back<
Committee:
House Finance
TX
Transcript Highlights:
- Able to negotiate a deal, and I hope you understand I was doing it in good fun.
- We can negotiate this, if you'd like. No, that's the whole point. No guns.
- And why much of their personal property cannot be seized by judgment creditors.
Bills:
HB32 , HB15 , HB171 , HB421 , HB581 , HB644 , HB745 , HB349 , HB917 , HB204 , HB923 , HB15 , HB171 , HB204
Committee:
House Judiciary & Civil Jurisprudence
Keywords:
eviction, landlord rights, tenant rights, justice court, property law, court procedures, chemical dependency, court-ordered treatment, mental health, health care, treatment facility, juvenile justice, criminal justice reform, deep fake, digital impersonation, age verification, private cause of action, explicit content, consumer protection, HB 581
WA
Washington 2025-2026 Regular Session
House Postsecondary Education & Workforce Jan 28th, 2026 at 01:30 pm
Postsecondary Education & Workforce
Transcript Highlights:
- So the state has a role that is different than the creditors, that is different from the federal government
Committee:
House Postsecondary Education & Workforce
Keywords:
ink of hope act, mental health, substance use, rehabilitation, community support, Washington college grant, postsecondary education, nondegree programs, student access, financial aid, consumer protections, school closures, educational programs, student rights, emergency medical services, EMT recertification, healthcare, first responders, public health, encampments
WA
Washington 2025-2026 Regular Session
House Postsecondary Education & Workforce Jan 28th, 2026
Transcript Highlights:
- So the state has a role that is different than the creditors, that is different from the federal government
Summary:
The committee held public hearings on several bills related to higher education, workforce training, student protections, campus encampments, and EMT recertification. HB 2427 would require tattoo artists to complete annual human trafficking awareness training through the Department of Licensing; the prime sponsor and supporters said tattoo artists may be among the few people trafficked survivors encounter and could help identify and refer victims, while one opponent argued the bill imposes compelled speech and burdens small businesses. HB 2458 would expand Washington College Grant eligibility to approved non-degree credential programs; supporters from community and technical colleges, workforce organizations, and employers said it would help low-income students access short-term training tied to high-demand jobs, while one member raised concerns about short-term credentials and their long-term value.
The committee also heard HB 2474, which would strengthen consumer protections when a private institution or program closes by expanding use of the Student Achievement Council tuition recovery trust fund, requiring teach-out or transfer options, and voiding certain student debts if closure rules are violated. The sponsor and agency witnesses said the bill responds to recent closures and gaps in federal oversight, while Independent Colleges of Washington opposed the bill as overly broad and potentially harmful to program innovation, and asked that private nonprofit campuses be excluded. Testifiers from student groups and a national higher-education advocacy organization supported the measure and argued that protections should also apply to public institutions.
HB 2589 would regulate campus encampments at institutions of higher education by requiring advance notice, limiting authorization to registered student organizations or recognized bargaining units, and allowing institutions to impose content-neutral time, place, and manner restrictions to protect safety and access. The sponsor said it codifies existing practice and does not ban protest, but several testifiers described recent encampments as disruptive or unsafe, while others warned the bill could chill student expression and should not apply to private nonprofit campuses. Finally, HB 2540 would extend EMT recertification intervals from every three years to every six years for EMTs certified in Washington for at least 10 years; firefighters and EMS supporters said it would reduce administrative burden without changing training requirements. The committee took no votes and adjourned after hearing all testimony, with a reminder about amendment deadlines for upcoming bills.