Video & Transcript Research : 'Consumer Financial Protection Bureau'

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AL

Alabama 2025 Regular Session

Alabama House Children and Senior Advocacy Committee Feb 26th, 2025

Children and Senior Advocacy

Transcript Highlights:
  • HB317 focuses on protecting minors with HB317 focuses on protecting minors with online app purchases
  • This is about protecting our children.
  • We do different things to protect our children, all to come up with one goal: to protect our children
  • To protect your constituents and to protect the children of the state, that work must proceed within
  • If I don't think that's the group we’re trying to protect; the ones we’re trying to protect are the ones
Bills: HB285, HB317
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 2/24/26

Commerce Finance and Policy

Transcript Highlights:
  • Members, this is a homeowner and consumer protection bill.
  • consumer protection bill. consumer protection bill.
  • which directly addresses the consumer which directly addresses the consumer protection<00:18:47.280
  • > and consumer protections for homeowners and consumer protections for homeowners and solid<01
  • just say this is a good consumer just say this is a good consumer protection<01:38:20.880> bill
Bills: SF1750, HF704, HF3479
AL

Alabama 2025 Regular Session

Alabama House Children and Senior Advocacy Committee Mar 19th, 2025

Children and Senior Advocacy

Transcript Highlights:
  • protective services or DHR in the course of their children growing up.
  • I mean, the ones who are abusive, we want those children protected. Absolutely.
  • And as God-fearing adults, that's our job number one: to protect those children.
  • It would limit emergency protections for children. It emergency protections for children.
  • But certainly I would not... ...protecting the children.
Bills: SB140, HB235, HB276, HB317, HB340
HI

Hawaii 2026 Regular Session

CPN-EIG, CPN DEFER, CPN DEFER Public Hearings 02-04-2026

Commerce and Consumer Protection

Transcript Highlights:
  • This is our Hawaii State Senate Committee on Commerce and Consumer Protection, Wednesday, February 4th
  • So, if you have it in front of you, basically consumer cost protections, equity and access standards,
  • <00:13:04.560> cost<00:13:04.880> protections, >> basically consumer cost protections
  • , >> basically consumer cost protections, equity<00:13:05.760> and<00:13:06.000> access
  • >> Well, it's not my impression, it's my community. >> So there's a consumer protection bills for solar
Summary: The committee first reconvened on SB 2471 and SB 2829, both relating to the powers of artificial persons. After discussion with the Attorney General’s office and a prior Q&A period, the chair said the committee would defer decision-making again, with the intent to return with amended versions of both bills that could gain support from the administration and its lawyers. The measures were deferred to Tuesday, February 10, 2026, in Conference Room 229 at 9:30 a.m. The committee then took up SB 2180, relating to deposits of public funds. Members noted late testimony from the prior day’s joint hearing with the Housing Committee and moved to pass the bill out with amendments, including a defective effective date. The motion carried unanimously among those voting: the chair, vice chair, Senator Lamosao, and Senator Awa voted aye; Senator McKelvey was excused. The measure was adopted. A joint hearing followed on SB 2033, relating to renewable energy and a streamlined grid-ready homes interconnection process. The PUC supported the bill’s intent but raised concerns about the time, resources, and stakeholder input needed to establish the proposed process, and asked for clarification of terms such as “grid-ready homes” and the role of HERA. Hawaiian Electric said it supported the intent but opposed the proposed process and HERA funding use. The Hawaii Solar Energy Association strongly supported the bill, arguing that faster interconnection is needed to meet rooftop solar goals and lower costs over time. Testimony totaled 27 in support, two in opposition, and four with comments. Members questioned costs, consumer protections, and whether the bill would burden low- and moderate-income households; the bill’s supporters said amendments could clarify the definition of grid-ready homes and add guardrails, while acknowledging that upfront costs and interconnection costs would still need to be addressed.
HI

Hawaii 2026 Regular Session

EEP Public Hearing - Fri Apr 17, 2026 @ 10:05 AM HST

Energy & Environmental Protection

Transcript Highlights:
  • Convening the Committee on Energy and Environmental Protection.
  • recommendations on the establishment of dust monitoring stations in and around Waimanalo Gulch to protect
  • protection. My name is Andrew Kahapea. protection. My name is Andrew Kahapea.
  • We stand on our Consumer Advocacy.
  • risk Hawaii residents while financial risk Hawaii residents while meeting<00:11:06.640> state
Summary: The Committee on Energy and Environmental Protection held its final hearing of the session on April 17, 2026, and took up a series of Senate concurrent resolutions focused on environmental protection, waste reduction, and energy policy. Measures discussed included SCR 142 on dust monitoring near Waimanalo Gulch, SCR 39 on a mattress stewardship program, SCR 40 on banning disposable bodyboards, SCR 83 on a lithium-ion battery disposal facility, SCR 168 on a demolition waste reduction working group, SCR 96 on reporting on the Hawaii Electric Reliability Administrator, SCR 166 on PUC considerations for a generational energy commitment, and SCR 172 on a comprehensive analysis to reduce costs and financial risk while meeting state goals. Testimony was generally supportive of the environmental and waste-management measures. The Department of Health supported SCR 39 and provided comments on SCR 142; Climate Protectors Hawaii supported SCR 39, SCR 83, SCR 168, and SCR 172; the Office of Planning and Sustainable Development and Hawaii Reef and Ocean's Coalition submitted comments or support on SCR 168; and the Public Utilities Commission provided comments on SCR 96 and SCR 166. On SCR 166, Greenpeace Hawaii testified in opposition to LNG, arguing it would worsen pollution and climate impacts, while Earthjustice supported the intent but suggested amendments. Earthjustice also supported SCR 172 and offered friendly amendments to improve the study language. In decision-making, the chair recommended deferral of SCR 142 because an existing regulatory framework already addresses the issue. The committee then voted to pass SCR 39, SCR 40, SCR 83, SCR 96, and SCR 166 unamended. SCR 168 was passed with amendments to reflect OPSD's requested changes and to make the working group temporary, with a two-year term and annual reports due before session. SCR 172 was passed with amendments accepted from Earthjustice. Rep. Quinlan was noted as excused for the votes, and the committee adjourned after adopting the final recommendation.
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 16th, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • Or parody are exempted from the bill and protected from liability.
  • In similar protection cases, in natural disasters, that creates somewhat of a problem.
  • General in these consumer protection cases. All right, see where's the scope?
  • protection violations if we don't limit it to natural disasters.
  • In a consumer protection public enforcement action, when our office investigates one of these cases and
AL

Alabama 2026 1st Special Session

Alabama House Insurance Committee Jan 28th, 2026

Insurance

Transcript Highlights:
  • Basically, it's protecting the dollars of an existing HSA, and it's basically a consumer protection bill
  • Basically, it's protecting the dollars of an existing HSA, and it's basically a consumer protection bill
  • Basically, it's protecting the dollars of an existing HSA, and it's basically a consumer protection bill
  • Basically, it's protecting the dollars of an existing HSA, and it's basically a consumer protection bill
  • Basically, it's protecting the dollars of an existing HSA, and it's basically a consumer protection bill
LA

Louisiana 2026 Regular Session

Finance May 13th, 2026

Finance

Transcript Highlights:
  • As a financial advisor myself, that is what you would allow to do.
  • kiosk available where people can exchange cash for a preloaded card at no additional fee to the consumer
  • What we're doing is increasing the cap from $6 million to $8 million, and then tying it to the consumer
  • Then the state, unfortunately, has to take responsibility for these and clean them up to protect the
  • Lastly, the salary equalization of the assessors will have no financial impact to the state and will
TX

Texas 89th 2nd C.S.

S/C on Academic & Career-Oriented Education Mar 5th, 2025

S/C on Academic & Career-Oriented Education

AL

Alabama 2025 Regular Session

Alabama House Apr 10th, 2025

Alabama House Floor Meeting

Transcript Highlights:
  • of the consumer of about the protection of the consumer of about the protection of the consumer of the
  • I it stronger to protect the consumers? I it stronger to protect the consumers?
  • is protected the best way the consumer is protected the best way the consumer is protected the best
  • is protected if the provider consumer is protected if the provider consumer is protected if the provider
  • protection for consumer protection for consumer protection but when you say you have a contract but
TX

Texas 89th Regular

89th Legislative Session Apr 10th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • Wiener. to protect young Texans from substance abuse.
  • It helps families learn to take care of themselves financially.
  • It helps families to understand the financial burdens that they may face raising a child.
  • Did you think it would be consumed in their existing budget?
  • What this is about is about protecting working class people who don't have a choice.
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Tue Mar 31, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • Protection, Consumer Affairs.
  • <00:50:37.360> Protection, Department of uh Consumer Protection, Department of uh Consumer
  • for consumer protection actions, though. for consumer protection actions, though.
  • <01:02:25.560> protection<01:02:26.160> action consumer protection action consumer protection
  • matters and consumer protection matters. matters and consumer protection matters.
Summary: The committee first heard HCR 168 and HR 158, which would create a temporary working group to study utility capacity, coastline infrastructure lifespan, and the costs of needed expansions. Public Utilities Commission staff said the commission was not the right entity to direct all of the work because it lacks authority over many affected agencies. Members discussed whether the study should be limited to a coastal area or broadened to the whole island, and in decision-making the committee amended the measure to focus on the County of Honolulu, correct references to the Public Utilities Commission, and revise the working group membership to include the PUC chair, legislative designees, and directors or designees from DLNR, DOT, HIEMA, and DCCA Consumer Advocacy. The committee then passed both resolutions with amendments; the vote was adopted unanimously, with some members excused. The committee next considered HCR 145 and HR 137, which would convene a working group on climate change impacts on insurance availability and affordability. The Insurance Division stood on its written comments, the Climate Change Mitigation and Adaptation Commission supported the intent, and the Attorney General opposed the measure, warning that a working group could create discoverable materials that might complicate the state’s climate litigation and noting a technical ambiguity in the reference to the Hawaii Hurricane Relief Fund administrator. After questions about discovery and the lawsuit, the committee amended the resolutions to replace the administrator reference with the chair of the Hawaii Hurricane Relief Fund Board of Directors, remove the Attorney General as convener while keeping the office as a member, and have the working group share findings and recommendations with the House CPC and Senate CPN committees instead of issuing a report. The committee passed the measures with amendments, with Rep. Martin voting with reservations. In the later agenda, the committee heard SB 2607, SD 1 on landscape architect licensure. The Board of Professional Engineers, Architects, Surveyors, and Landscape Architects supported the bill, explaining it modernizes licensure requirements to align with national standards and clarifies the profession’s design-focused role. The bill was discussed as distinguishing landscape architecture from groundskeeping and from civil engineering drainage work. No opposition was heard. The committee also heard SB 2031, SD 2 on consumer protection and price transparency for live ticket events and short-term lodging. The Office of Consumer Protection supported the bill, saying it largely mirrors an FTC rule requiring all-in pricing and would give the state enforcement authority and remedies. The Hawaii Financial Services Association opposed the bill as drafted and sought a limited exemption for credit card issuers relying on third-party hotel information, while the Hawaii Hotel Alliance supported the measure but asked for language deeming compliance with the federal rule sufficient for short-term lodging. Committee members questioned whether those proposed exemptions would conflict with federal law or weaken state enforcement, and the discussion focused on preemption, liability, and the value of state remedies such as restitution.
TX

Texas 89th 2nd C.S.

State Affairs May 9th, 2025

State Affairs

Transcript Highlights:
  • This is a pro-consumer bill, and I'm happy to answer any questions and reserve the right to close.
  • But the CBDC could allow for unprecedented levels of federal control over our, our financial lives.
  • And protects folks who are being scammed by salesmen, uh, putting up roofs, uh, solar panels on roofs
  • It's time to tighten up regulations, expand consumer trust, and ensure transparent transactions with
  • This bill mirrors many of the principles we've advocated for roofing in years, consumer protection, professional
TX

Texas 89th Regular

State Affairs May 9th, 2025

State Affairs

Transcript Highlights:
  • This bill addresses consumers regarding the rates of a transmission and distribution utility.
  • This is a pro-consumer bill, and I'm happy to answer any questions and reserve the right to close.
  • The relationship between the Federal Government and consumers is at stake.
  • This would result in increased levels of federal control over our financial lives.
  • protection, professional accountability, and a consistent statewide standard.
KY
Transcript Highlights:
  • So, we think there needs to be transparency and we think that we need to have those financial protections
  • <00:09:06.080> protectance<00:09:07.120> protections<00:09:07.760> to and financial
  • protectance protections to and financial protectance protections to our<00:09:08.320> land<00
  • need to have those prote financial need to have those prote financial protections<00:09:39.920><
  • Several of these lie in the office that I work for, which is consumer and environmental protection.
Summary: The committee heard first from Kentucky Farm Bureau leaders, who outlined the organization’s current priorities and recent work on farmland transition. Eddie Melton said Farm Bureau is working through 983 county and advisory committee resolutions and highlighted support for the updated selling farmer tax credit, now law through House Bill 775, as well as Senate Bill 28’s agriculture economic development provisions. He said Farm Bureau’s likely priorities include maintaining the 50% share of the tobacco settlement fund for agriculture, protecting funding for the Kentucky Department of Agriculture, preserving sales tax exemptions on farm inputs, keeping property taxes controlled, and exploring additional tools to keep farmland in active farmers’ hands, including possible loan or inheritance-tax changes. He also raised concerns about eminent domain transparency, nuisance deer permits, and access to agricultural inputs and crop protection products. Alita Bots described the farmland transition initiative in more detail, saying the revised state tax credit is generating strong interest and that a new federal tax provision now allows eligible land sales to actively engaged farmers to spread capital gains taxes over time. She said the initiative has reached 22 counties and more than 1,300 people this year through outreach and meetings, and that Farm Bureau is pairing policy work with resources to help farm families plan transitions and prepare wills and other estate documents. Drew Graham added that the effort is also meant to bridge the rural-urban divide and support rural communities, and Farm Bureau invited members to its annual meeting in early December. Members asked about rising insurance costs and deer damage. Farm Bureau representatives said severe convective storms, inflation, and higher repair and material costs have driven insurance rate increases, citing five major storm events since 2021 and a recent Owensboro hailstorm that caused about $350 million in losses; they said the company is moving toward percentage deductibles to help moderate increases. On deer, they said crop-loss totals are hard to quantify but acknowledged the problem and discussed possible coordination with the Department of Fish and Wildlife and Hunters for the Hungry. Commissioner Jonathan Shell then began the Department of Agriculture presentation, reporting gains from the department’s school agriculture outreach program, including a 23% increase in county participation between March and September and improved teacher-reported student learning, before continuing into the department’s legislative priorities.
OK

Oklahoma 2026 Regular Session

Senate Legislative Session Feb 4th, 2026 at 01:30 pm

Oklahoma Senate Floor Meeting

Transcript Highlights:
  • protection.
  • What we're trying to do is to protect that worship service.
  • This bill goes beyond just protecting churches.
  • This is a protection of religion, a protection of worship bill. We saw what happened in Minnesota.
  • Any man is going to protect his church.