Transcript Highlights:

• Participation in the pilot program is completely voluntary.
• Participation in the pilot program is completely voluntary. July 1, 2026.
• Participation in the pilot program is completely voluntary.
• Yes, this bill does not change the pilot program, and that's how it existed in the pilot program.
• If they don't want to participate in it, they don't need to participate.

Summary: The Senate opened with prayer, the Pledge of Allegiance, and several recognitions, including interns, Denim Day awareness, a resolution honoring Vietnam veterans exposed to Agent Orange, and a remembrance of former Senator Karen Johnson Gendron. The chamber then moved to special order bills. CS/HB 687 on transportation offenses involving death was substituted for SB 138, amended to add warnings and penalties for refusal of breath or urine tests, and passed 37-0. CS/SB 306 on Medicaid providers, requiring broader after-hours access and network availability for Medicaid enrollees, also passed 37-0. The Senate then took up CS/CS/HB 913 on condominium associations, a major post-Surfside reform bill. Senator Bradley explained that the measure was intended to provide financial relief and flexibility while preserving safety and accountability. The bill was substituted for SB 1742, amended several times to limit milestone inspections and structural integrity reserve studies to buildings three habitable stories or more, and then passed 37-0 after extensive debate. Senators from both parties praised Bradley, Pizzo, Garcia, and staff for years of work on condo safety and affordability, with several members describing the bill as a balance between protecting residents and avoiding financial hardship. The final major item was CS/HB 1205, the bill on amendments to the state constitution and citizen petition drives. Sponsors Gates and Grohl argued the bill was needed to combat fraud, identity theft, and misuse in the petition process, citing a lengthy Office of Election Crimes and Security report. The House bill was substituted for SB 7016, and the chamber considered a long series of amendments and substitute amendments addressing petition circulator registration, volunteer participation, submission deadlines, invalid-signature thresholds, voter notification, and fiscal impact statements. Several amendments were adopted, while others were debated over whether they would protect access to the citizen initiative process or strengthen election integrity. The transcript ends during debate on the main substitute amendment, before final disposition on the bill is shown.

Transcript Highlights:

• OVER 2000 PARTICIPANTS HAVE COMPLETED THE COURSE AND WAS TO 4000 PARTICIPANTS ARE CURRENTLY ENROLLED.
• THERE ARE CURRENTLY 60 EDUCATORS PARTICIPATING IN OUR FIFTH COHORT.
• I WOULD BE SAFE TO SAY THAT IT'S, THERE IS NO ONE PROGRAM OR ONE THING.
• BUT WE'VE CHANGED ASSESSMENT PROGRAMS MULTIPLE TIMES AND THAT BASICALLY RESET THE CLOCK.
• THAT BEING SAID UNLIKE PRIOR ASSESSMENT PROGRAMS WE DO A WEALTH OF INFORMATION AT P.M.

Transcript Highlights:

• <00:50:44.880> based previously had a similar program based previously had a similar program
• program.
• education, or participation in society. education, or participation in society.
• This bill allows our state to participate in industry-supported recycling programs, which will be of
• It allows New Hampshire to participate in a producer-run battery stewardship program, the kind that already

Keywords: 1189, house, all

Transcript Highlights:

• and a home visiting program?
• Madam Chair, House Leader, Skowski, the FIT program is a very specific program that is not available
• That was why we used 'or' so that it could be the FIT program or a home visiting program that is established
• Complying with the program, what happens.
• The CAA program is critically important.

Transcript Highlights:

• In developing the training program, a program allows the students to earn badges that designate that
• We have some programs, for example.
• This will not affect our private vpk bird programs at all.
• in after-school programs, including sports.
• My rule communities have outside of step Scott been scrapped programs.

Keywords: 999, senate, all

Transcript Highlights:

• construction for the homes in that program is around $50,000 for the participating counties.
• the pilot program, but I... ...program in terms of the funding for the pilot program, but I question
• to increase the uptake of program participation.
• in the program.
• This was a great program.

Summary: The Assembly Budget Subcommittee on Climate Crisis, Resources, Energy, and Transportation held an oversight hearing on home hardening and defensible space as wildfire mitigation strategies. The chair opened by stressing that California has reached a tipping point, with repeated community-scale wildfire losses, rising insurance costs, and growing utility wildfire mitigation expenses. The hearing was organized around four panels: what home hardening and defensible space are, community risk reduction and coordination, evaluation of current defensible space programs and proposed investments, and the future of home hardening and the California Wildfire Mitigation Program. The first panel featured IBHS, the Legislative Analyst’s Office, and local wildfire mitigation advocates. IBHS described wildfire spread through embers, flames, and radiant heat, emphasizing that structure separation, removing combustible materials within the first five feet of a home, and combining multiple mitigation measures significantly reduce loss. It highlighted its Wildfire Prepared Home and Wildfire Prepared Neighborhood standards, including an “essential” and “enhanced” level, and said California is ahead of other states but still needs scalable, standardized, and sustainably funded mitigation. The LAO outlined key policy questions for the Legislature, including the state’s role, intergovernmental coordination, cost-effectiveness, program design, measurement of success, long-term sustainability, and barriers to implementation. The chair and panelists discussed estimated costs, including roughly $15,000 for a basic retrofit and about $50,000 for more extensive ignition-resistant construction, and whether state funding should focus on the most cost-effective initial measures. The second panel focused on scaling adoption through local coordination, education, financing, and community-based programs. Megafire Action argued that home hardening is a market adoption problem and said the state should not try to pay for every home, but instead target high-leverage interventions across the “customer journey,” including education, financing, trusted certification, and neighborhood network effects. Ventura Regional Fire Safe Council described free home assessments, small retrofit grants, Firewise community support, and the importance of neighborhood-level action, local capacity, and cultural change. Marin Wildfire Prevention Authority described its locally funded model, grant program, public education efforts, and an Ember Ready program that helps residents navigate home hardening and Zone Zero compliance. The chair repeatedly emphasized the need for a coordinated statewide marketing campaign, stronger incentives, better insurance discounts, and more use of local, utility, federal, and private funding sources. The third and fourth panels addressed Cal Fire’s defensible space inspection program, the proposed defensible space financial assistance program, and broader state investments. Cal Fire said homes lacking compliant defensible space are far more likely to be damaged or destroyed and requested ongoing funding and staffing to stabilize inspections statewide; the LAO suggested the Legislature consider alternative funding sources such as GGRF or a reinstated SRA fee. Cal Fire and the State Fire Marshal explained that Zone Zero sets a minimum standard, local governments cannot go below it, and grant prioritization will favor jurisdictions that submit inspections. Cal Fire also said the new defensible space financial assistance program would focus on ember-resistant zone-zero work and, in the Southern California counties covered by the legislation, would assist about 3,125 homes at an estimated $8,000 per home. In the final panel, the State Fire Marshal described California’s layered strategy of parcel-level home hardening, defensible space, and neighborhood-scale mitigation, along with technical support, financial assistance, and incentives such as insurance discounts and builder marketing. The overall theme was that California must move from isolated efforts to a coordinated, science-based, and scalable statewide approach to reduce wildfire losses.

Transcript Highlights:

• We have participants.
• We already participate in 10 of the compacts because they are a very important tool in being able to
• . ...who is on board already and will be asked to participate in the future, we'll be considering.
• There are several states that have had a program like this in place for some time, which means that a
• That can't participate, so I think we need to accommodate that as well.

Keywords: 908, all

Summary: The Health Care Task Force reconvened to hear reports from its divisions. The Appropriations Division reviewed a draft bill appropriating $198 million in federal grant funds for the current year and another $198 million for the next grant year, authorizing DHS to transfer funds within its budget, allowing OMB to adjust federal fund authority for related grants, speeding procurement and bulk purchasing, requiring grant recipients to acknowledge the temporary nature of the funding, and mandating periodic reporting. After questions were answered to the division’s satisfaction, the committee voted to forward the appropriations bill draft to Legislative Management. The Policy Division then reviewed four bills. One would require the presidential physical fitness test to be included in high school physical education; another would require physicians to complete one hour of continuing education on nutrition and metabolic health each renewal cycle; a third would add physician assistants to the interstate licensure compact framework; and a fourth would authorize limited pharmacist prescriptive authority and therapeutic substitution. Members generally supported the first three measures and noted that the pharmacist bill had been amended in discussion but was left in its current form so stakeholders could comment before the special session. The division also discussed that all four policy bills were tied to the federal grant funding and that failure to pass them, or changing them in a way that reduced CMS scoring, could reduce or eliminate funding. Department officials confirmed that if any of the bills failed or were altered in a way that lowered the score, the state could lose money and could not make up the points elsewhere. Members raised concerns about the physical fitness bill, including possible exemptions for students with severe illnesses or physical limitations, and noted the need for DPI input. Leadership indicated the special session hearings would likely begin Wednesday morning. The committee then approved a motion for Legislative Council to prepare a committee report for Legislative Management and adjourned, noting the task force may need to remain available during the special session.

Transcript Highlights:

• construction for the homes in that program is around $50,000 for the participating counties.
• the pilot program, but I... ...program in terms of the funding for the pilot program, but I question
• to increase the uptake of program participation.
• This program is working.
• And so I go to: to what end do we keep doing this program and expanding this program?

Keywords: 988, house, all

Transcript Highlights:

• This program provides eligibility for up to 150 participants who have committed a felony or a first-degree
• , and the Hillsborough County Sheriff's Office will manage the program.
• This program provides eligibility for up to 150 participants who have committed a felony or a first-degree
• Participants who have alcohol-related incidents are tested twice daily. hearing related to the program
• , and the Hillsborough County Sheriff's Office will manage a program.

Summary: The committee heard and voted on a long agenda of criminal justice, public safety, and civil justice bills. Among the measures reported favorably were SB 984, which adds aggravating factors for capital sentencing when a murder occurs during religious, school, or public government gatherings; SB 1140, creating a Hillsborough County pilot program to address substance abuse among offenders on probation; SB 1180, expanding child pornography laws to cover lewd altered or filtered images and solicitation; SB 10, providing compensation to Sidney Holmes for a wrongful conviction; SB 500, creating a Spectrum Alert system and training for missing children with autism; SB 1054, increasing penalties for tampering with electronic monitoring devices; SB 1072, establishing an expedited DNA testing grant program; and SB 240, the Haven Act, which aligns domestic and dating violence protections and creates a feasibility study for a discreet emergency contact system for victims. Several bills were amended before passage, including funding for the Spectrum Alert program and technical changes to the DNA, juvenile justice, and other proposals. Members also advanced SB 494, creating a statewide FDLE animal abuse database and increasing sentencing consequences for aggravated animal cruelty, with strong support from animal welfare groups and county officials. SB 1422 was reported favorably to strengthen penalties for unmanned aircraft over critical infrastructure and for weaponized drones, though members raised concerns about the bill’s “reasonable force” language. SB 1268 updated FDLE statutes and increased reimbursement for retired police dogs. SB 1252 was amended into a feasibility study for a statewide pawn data database, and SB 1386 increased penalties for assaults and batteries on utility workers, drawing support from utility and industry groups. The committee also approved SB 1084 on sexual cyber harassment, which criminalizes dissemination of intimate images and digitally forged intimate images, and SB 1654, which revises sexual offender and predator registration rules, including online reporting for certain in-state travel residences. SB 1650 expanded the vexatious litigant law, and SB 1652 created a public records exemption for stricken non-criminal court filings. Finally, SB 1284, expanding Florida’s Wrongful Death Act to allow civil claims for the death of an unborn child, drew extensive testimony both for and against; supporters called it a life-affirming measure, while opponents warned it could increase litigation, affect abortion-related care, and discourage physicians from practicing in Florida. The bill was heard with multiple public comments, but the transcript excerpt does not show a final vote on SB 1284.

Transcript Highlights:

• find recovery, a 12-step program.
• Participation in the pilot program is completely voluntary. July 1, 2026.
• Participation in the pilot program is completely voluntary.
• Yes, this bill does not change the pilot program, and that's how it existed in the pilot program.
• If they don't want to participate in it, they don't need to participate.

Summary: The Florida Senate opened with prayer, the Pledge of Allegiance, and several recognitions, including interns, Denim Day awareness for sexual assault survivors, a resolution honoring Vietnam veterans exposed to Agent Orange, and a memorial proclamation for former Senator Karen Johnson Gendron. The chamber then moved to special-order bills, with senators also briefly discussing the session’s pace and thanking staff and colleagues for their work. The first major bill, on driving and boating offenses, was amended and passed 37-0. As amended, it increases penalties for repeat DUI/BUI manslaughter and vehicular homicide/vessel homicide offenses, and adds notice requirements and misdemeanor penalties for refusing lawful breath or urine tests. Senators also passed SB 306 on Medicaid providers 37-0, requiring Medicaid managed care plans to offer more after-hours and holiday access and ensuring more primary care appointment availability outside regular business hours. The Senate then passed a major condominium and cooperative associations bill, also 37-0, after extensive debate and multiple amendments. The measure extends deadlines for structural integrity reserve studies, adds flexibility for reserve funding and budgeting, tightens rules for managers and inspectors, limits certain requirements to buildings of three or more habitable stories, and extends the rescission period for condo purchases. Senators from both parties praised the bill’s sponsors for years of work responding to post-Surfside safety and affordability concerns. The longest and most contentious item was SB 7016/HB 1205 on constitutional amendment petition procedures. Sponsors said the bill responds to fraud and abuse in the citizen initiative process by tightening circulator rules, requiring faster submission of signed petitions, adding voter notification, increasing penalties, and shifting costs to sponsors. Opponents argued it would burden volunteers and make it harder for citizens to qualify initiatives. The chamber adopted a series of amendments, including changes to the petition-circulator threshold, volunteer protections, submission timing, invalid-signature investigation thresholds, and notice/cure provisions, while debate continued over whether the overall package would protect election integrity or suppress citizen-led amendments.

Transcript Highlights:

• who have gone through the program.
• I'll skip the overview of the grant program itself.
• 36 programs.
• in the cohort two program, and then a recidivism rate of 15.3%, which is out of 20,000 program participants
• in the cohort two program, and then a recidivism rate of 15.3%, which is out of 20,000 program participants

Keywords: 987, senate, all

Transcript Highlights:

• Pilot Program Overview. Pilot Program Overview.
• KPIs were program accreditation, assessment performance, student enrollment, co-curricular participation
• KPIs were program accreditation, assessment performance, student enrollment, co-curricular participation
• The unit breakdown is 65 Army programs, 15 Navy programs, 12 Air Force programs, and five U.S.
• > Force<00:36:12.960> programs, 15 Navy programs, 12 Air Force programs, 15 Navy programs

Keywords: 958, all

Summary: The committee heard an Office of Education Technology presentation on the Kentucky Education Technology System (KTS) and a request to increase its annual budget from $15.4 million to $30 million, including an additional $14.6 million. The witness described KTS as a statewide service model that provides districts with student information and financial systems, internet bandwidth, regional support, cybersecurity, online registration, learning management and email services, and collaborative instructional technology support. He argued the state’s centralized purchasing saves districts 40% to 60% compared with buying services individually, and said federal internet discounts and district matching funds create a strong return on investment. He also said KTS has faced long-term funding cuts, has not received a cost-of-living increase since 1992, and is now at a “breaking point” where some services may have to be shifted to districts at higher cost. The request was broken into six main items: restoring funding for the computer science and information technology academy; strengthening cybersecurity defenses in response to sharply rising attacks on K-12 systems; funding online registration through Infinite Campus; stabilizing ongoing support costs for Infinite Campus; providing cost-of-living increases for KTS services; and increasing the KTS financial assistance sent to districts, which requires local matching funds. Members asked about the current appropriation, and the witness said it is $15.4 million. One member praised the office’s work and support for districts, while another noted the district had been an early adopter of one-to-one technology. The committee then received an overview of the KRS 156 salary schedule and step-and-rank system for state-operated career and technical education staff at area technology centers. Officials explained that salaries are set under statute and regulation based on years of service and educational rank, with annual calculations tied to statewide teacher salary averages and retroactive adjustments to July 1. They said the current ABR request is $325,000 over the biennium to cover step and rank increases. The presentation noted that KRS 156 salaries are generally comparable to local districts but are less competitive with business and industry, making recruitment and retention difficult, especially for instructors coming from the trades. Members agreed that trade instructors are underpaid relative to the market and said the issue deserves further review, with department officials indicating they are considering possible statutory revisions and a delayed implementation in a future biennium.

Transcript Highlights:

• The hospitals that are participating in the program, 13 of them are critical access hospitals, which
• , as I mentioned, routine audits of hospitals that participate in the program.
• participate in the 340B program. participate in the 340B program.
• in the Medicare or want to participate in the Medicare or Medicaid<02:52:39.680> program,<02:
• to Medicaid program, they have to participate<02:52:41.520> in<02:52:41.840> 340B.

Keywords: 1189, house, all

Transcript Highlights:

• . programs. programs.
• how family child care programs operate. how family child care programs operate.
• Basically, to make sure that the program is doing what we intended the program to do.
• in this program.
• program. Thank you. program. Thank you.

Keywords: 958, all

Transcript Highlights:

• In Indiana, this means a program where the median earnings of graduates In Indiana, this means a program
• What does a low-earning program mean?
• program is, we are showing the value in that program.
• program and still continue it, so the university's and move it to under another program and still continue
• Are participating in that.

Keywords: 964, all

Transcript Highlights:

• education program.
• can also participate.
• Does anybody have a program like that? Mr.
• And I do want to reaffirm with this program.
• And so we're also looking at braiding the programs that already exist.

Summary: The committee began with a presentation on the 520 Native American Language and Culture certificate, created to let proficient tribal language and culture speakers teach in K-12 schools without a bachelor’s degree. LESC staff, PED, and HED described the certificate’s statutory basis, the role of tribes and pueblos in setting proficiency standards, and ongoing challenges such as uneven MOAs, limited professional development, rural access barriers, data gaps, and retention concerns. PED said oversight of 520 is moving from the licensure bureau to the Indian Education Division, and HED reported that the tribal education technical assistance centers authorized in 2023 are still in procurement but are expected to be awarded in early 2026. A student, Alonzo Hughes, testified about how learning Tewa from 520-certified teachers helped him understand his culture and speak with elders, and members praised the program’s role in language revitalization and asked about funding, teacher pathways, and whether similar models exist in other states. Committee members then discussed several PED rule updates. Staff reviewed an adopted rule implementing HB 54 on AEDs and cardiac emergency response plans, including staff training requirements and staggered compliance dates, and a proposed rule for school nurse licensure under HB 195 that would create a three-tier system and align nurse pay with teacher pay. They also reviewed proposed changes to the Community Schools Act rule, including a full-time community school coordinator requirement, updated grant language, and broader coalition membership criteria; PED said the broader language would not conflict with the Martinez-Yazzie work. A proposed bilingual teacher rule would standardize coursework requirements, add trans-languaging and culturally relevant curriculum competencies, and allow Native American language certification applicants to demonstrate proficiency using tribal standards. In questions, members raised concerns about AEDs being present at athletic events, the need for the amended school nurse bill to move experienced nurses directly into higher levels, and whether the community schools rule’s broader coalition language could affect current education litigation. Members also asked about funding for 520 programs, teacher residency or cohort models, and how to support advanced language instruction and sustainability. PED said the Indian Education Fund and school budgets can support some of the work, but additional strategic funding and cross-training are needed. The committee also heard that New Mexico’s 520 system is unusually robust compared with other states, and members encouraged staff to present the model at national conferences. The meeting ended with the director’s report, which noted a flat budget request of $2,024,300, staff turnover including Natasha Davalos’s departure, and appreciation for the committee’s work before adjournment for the holidays.

Transcript Highlights:

• So those students who are participating in virtual learning programs would not be counted for next year's
• funding. ...participating in virtual learning programs would not be counted for next year's funding
• are out there, which students are participating in those... ...to understand exactly how many programs
• are out there, which students are participating in those programs, where those students live.
• Some of the other pieces about just reporting about what students are participating in this program ensure

Bills: HB2, SB204, SB241, HB34

Keywords: general appropriation, budget, Medicaid, education funding, public safety, higher education, research funding, federal funding, New Mexico, appropriation, University of New Mexico, New Mexico State University, New Mexico Institute of Mining and Technology, child care, child care assistance, child care subsidy, early childhood education, early childhood care, daycare, preschool

Transcript Highlights:

• in this program for public safety needs?
• in this program for public safety needs?
• I know that we're growing this program very slowly.
• program, ...when we're investing this much growth into one particular program for only 40,000 students
• House Bill 3981 creates the locality incentive program.

Bills: SJR50, SJR51, SJR52, SJR53, SJR54, SJR39, SB1290, HB4028, HB4029, HB4073, HB4074, HB4075, HB4076, HB4077, HB4078, HB1250, HB2951, HB2961, HB3151, HB3581, HB3705, HB3970, HB3972, HB3980, HB3981

Keywords: Medicaid, federal funding, state law, healthcare, low-income adults, Oklahoma Constitution, healthcare regulations, Oklahoma Health Care Authority, permanent rules, joint resolution, OHCA, health care rules, administrative rules, major rule, Title 75, Title 317, Oklahoma Administrative Code, OAC 317:30, health policy, state health programs

Summary: The Senate convened with a quorum, prayer, pledges, and several floor recognitions, including the Doctor of the Day, Psychologist of the Day, and Nurse of the Day. Members also honored the OSBI Cold Case Team for its work on unsolved cases, recognized the 75th anniversary of the American College of Obstetricians and Gynecologists, and welcomed guests for the Prague-Kolache Festival. The chamber then moved into floor action on multiple measures and conference motions. The most significant item was Senate Joint Resolution 39, a property tax constitutional amendment. After extensive debate over the impact on homeowners, seniors, farmers, schools, local governments, and future revenue, the Senate adopted House amendments by a 27-19 roll call and then passed the resolution 40-8. However, the motion to order a special election failed 26-20, so the measure did not advance to a special election call. Senators also rejected House amendments to Senate Bill 2 and Senate Bill 215 and requested conference on both. The Senate passed Senate Bill 1290 unanimously as an emergency measure, and advanced or passed several House bills dealing with ARPA and funding reallocations: HB 4028, HB 4029, HB 4073, HB 4074, HB 4075, HB 4076, HB 4077, and HB 4078. Other approved measures included HB 1250 creating a Public Safety Technology Revolving Fund for local law enforcement grants, HB 2951 renaming Red Rock Prison as the Chief James Smith Correctional Center, HB 2961 creating a Gold Star Survivor tuition benefit, HB 3151 extending the school year to 173 days, and HB 3581 increasing penalties for riot-related offenses. The Senate also took up HB 3705, which would raise the Parental Choice tax credit cap from $250 million to $275 million, but the transcript cuts off during questioning on that bill.

Transcript Highlights:

• projects over there and um that program projects over there and um that program over<00:02:16.879
• and I know you all are of this program and I know you all are of this program too.<00:06:25.440>
• other compliance that does the programs other compliance that does the programs and<00:09:37.040
• <00:31:48.080> for thought why that that this program for thought why that that this program
• Um I will say programs that we fund.

Keywords: Meeting Start 00:00 Attendance Roll Call 00:18 KOAP Report 00:58 Approval of Minutes 53:58, 958, all

Summary: The Tobacco Settlement Agreement Fund Oversight Committee met on June 11 but did not have a quorum, so it could not approve the prior minutes. The committee then received a compliance and program update from Brandon Reed and Bill McClowski of the agricultural development board, who said the office is fully staffed, has digitized most records, and has added a Facebook page to share board actions, projects, and compliance work. They also reported that the board and finance corporation continue to operate with strong county-council participation and that the office had completed numerous site visits, program reviews, and project closeouts over the reporting period. The presenters reviewed monthly funding actions from December through May, including board approvals ranging from hundreds of thousands to several million dollars, with a December finance meeting delayed by a snowstorm. They highlighted that the Kentucky Agriculture Finance Corporation now has 57 loans generating more than $2 million per month in payments, and that the revolving loan program has grown to support more than $24 million annually in repayments available for relending. They also noted that 75% of the portfolio is in beginning farmer loans and that the office had recently surpassed 1,000 active loans. Several projects were discussed in detail. These included a grain facility in Callaway County supporting organic corn production for expanding egg-layer operations, a Union County cattle business expansion, a West Liberty Veterinary Clinic project to build a working cattle facility, a Grayson County farmers market project, a Casey County veterinary services project, and a packing warehouse for the Kanye family to support specialty crops. The presenters emphasized that county and state tobacco settlement funds are often combined, sometimes with participation loans, to leverage local investment. They also stressed the importance of supporting greenhouses, farmers markets, specialty crops, and large-animal veterinary services as key agricultural priorities. No votes or formal actions were taken beyond the lack of quorum and the informational presentations.

Transcript Highlights:

• The hurricane loss mitigation program is a state program.
• The hurricane loss mitigation program is a state program.
• in our program.
• You talked about a lot of programs and accessing those programs.
• in that program.

Summary: The Banking and Insurance Committee heard a series of presentations focused on mitigation, flood and wind resilience, and insurance discounts. Kevin Guthrie of the Florida Division of Emergency Management outlined several funding streams for mitigation, including federal Hazard Mitigation Grant Program dollars, BRIC grants, flood mitigation assistance, and the state hurricane loss mitigation program. He emphasized the new Elevate Florida initiative, which will use about $400 million initially to elevate or reconstruct flood-prone homes, starting with National Flood Insurance Program properties and severe repetitive-loss homes, with no current per-home cap. Guthrie said the state will contract directly with licensed vendors and aims to reduce future flood losses, lower insurance costs, and keep properties on the tax rolls rather than relying on buyouts. Insurance Commissioner Mike Yaworski described Florida’s windstorm mitigation discount program, explaining that the 1802 inspection form is used to assess a home’s overall “envelope” and determine statutory discounts. He said the office is updating the program based on a new wind loss study, with likely changes including greater recognition of roof types such as metal roofs and possible territorial risk adjustments. He also said the Legislature now requires the office to revisit the study every five years. Stephen Fielder of the Department of Financial Services reported on My Safe Florida Home, noting that the program offers inspections and grants for roof and opening protections, has completed more than 100,000 inspections, and has reimbursed hundreds of millions of dollars. He said the department has validated its discount calculations with insurers and that the program is intended to help homeowners reduce premiums through verified mitigation work. Michael Newman of the Insurance Institute for Business and Home Safety said Florida’s building code is nationally leading and that post-Ian surveys found no wind-driven structural damage in buildings built after adoption of the code. He argued that mitigation should be treated as a system, not isolated upgrades, and suggested adding Fortified designation to the state’s mitigation form to better document verified resilience improvements. Bill Truex, a county commissioner and builder, stressed the need to educate homeowners about floodproofing and roof choices, citing examples where flood panels prevented damage and noting that asphalt shingles often do not last as long in Florida as their marketing suggests. In panel discussion, senators asked about program eligibility, outreach to elderly and digitally challenged residents, contractor vetting, roof-life disclosures, and whether flood insurance should be more broadly required. Officials said outreach will include call centers and in-person assistance, and several participants urged better consumer disclosure and more data-driven guidance on roof and mitigation choices.