Video & Transcript : 'commissioner disclosure' :

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VT

Vermont 2025-2026 Regular Session

House Session - 2026-04-01 - 1:00PM

Vermont House Floor Meeting

Transcript Highlights:
  • consider the relationship of the petitioner to the decedent and the decedent's family, whether disclosure
  • </c><00:40:50.960><c> Whether</c><00:40:51.440><c> disclosure</c><00:40:52.000><c> is</c> deedent's family
  • Whether disclosure is deedent's family.
  • Whether disclosure is necessary<00:40:52.880><c> for</c><00:40:53.119><c> the</c><00:40:53.280><c> public
  • interferes with an ongoing disclosure interferes with an ongoing criminal<00:41:46.079><c> investigation
MN

Minnesota 2025-2026 Regular Session

Clarity on sample ballot mailings the goal of HF931 2/26/25

Minnesota House Floor Meeting

Transcript Highlights:
  • A disclosure on the envelope and on the forms would greatly reduce the number of calls.
  • </c><00:03:48.040><c> statements</c><00:03:48.439><c> on</c> 931 requires disclosure statements on 931
  • requires disclosure statements on envelopes<00:03:49.080><c> and</c><00:03:49.280><c> materials</c><
  • election during the busiest times of an election season<00:04:40.680><c> a</c><00:04:40.840><c> disclosure
  • on the envelope and season a disclosure on the envelope and on<00:04:42.479><c> the</c><00:04:42.560
HI

Hawaii 2025 Regular Session

ECD Public Hearing - Fri Jan 31, 2025 @ 10:00 AM HST

Economic Development & Technology

Transcript Highlights:
  • What I will be amending is to add Section C under disclosure required, that liability under this section
  • 00:51:27.640><c> under</c> amending is to add section C under amending is to add section C under disclosure
  • required</c><00:51:30.400><c> that</c><00:51:30.640><c> liability</c><00:51:31.240><c> under</c> disclosure
  • required that liability under disclosure required that liability under this<00:51:31.839><c> section
  • we also want to required disclosures we also want to make<00:51:51.240><c> sure</c><00:51:51.599><c>
Summary: The House Committee on Economic Development and Technology heard testimony on several measures, including HB 671 on Native Hawaiian data tabulation, HB 639 on AI chatbot disclosures and consumer protection, HB 1391 on a proposed Hawaii/Irish trade commission, HB 1361, HB 1384 on an AI advisory council, HB 1292, and HB 1308 on online sports wagering. Testimony on HB 671 focused on clarifying how Native Hawaiian categories should be defined for data purposes, with Eugene Tian noting Census data can tabulate Native Hawaiians alone but not those in combination with other races without special tabulation. HB 639 drew support from DCCA’s Office of Consumer Protection, which said the bill should advance but may need amendments to align with existing consumer protection law and preserve OCP enforcement authority. HB 1384 received support from ETS, which said an AI advisory council would help establish governance and standards for state AI use. HB 1391 drew comments in support from DBEDT and one testifier who urged a broader U.S./Hawaii/EU framing rather than a bill focused on Ireland. HB 1361 was heard with no testimony in the excerpt, and HB 1292 received support from the Hawaii Community Development Authority and opposition from HGA, which warned the measure could open the door to privatizing or outsourcing government services. HB 1308 drew extensive testimony both for and against, with supporters arguing legalized online sports betting could generate revenue for education, housing, health care, child care, and problem gambling treatment, while opponents raised concerns about regulation, oversight, and the social impacts of gambling. Supporters included BetMGM, DraftKings, and the Iron Workers Stabilization Fund, while the Department of Taxation and Office of Information Practices also provided comments. The committee then moved into decision-making and adopted the chair’s recommendations to pass HB 671, HB 639, HB 1391, and HB 1384 with amendments, while HB 1361 and HB 1292 were deferred. For HB 1308, the chair outlined a substantial HD1 with changes including limiting the bill to internet-connected mobile or digital wagering platforms, shifting regulatory responsibility from DBED to DCCA, adding confidentiality language tied to UIPA, and using committee notes to reference other states’ tax percentages and agency testimony; members discussed the need for guardrails, and one member changed from a no vote to reservations, but the excerpt ends before the final vote is shown.
KY
Transcript Highlights:
  • Thank you, Commissioner.
  • ><c> be</c><00:19:21.040><c> acceptable</c> Commissioner Lee, would it be acceptable Commissioner Lee
  • Is that correct, Commissioner?
  • Is that correct, Commissioner? Commissioner? Commissioner?
  • So, yes, Commissioner Lee. >> That's okay, thank you.
Summary: The Medicaid Oversight and Advisory Board met on January 12, 2026, to approve the December 10, 2025 minutes and continue finalizing its findings and recommendations. Members reviewed findings on administrative inefficiencies, Medicaid and workforce participation under HR 1, Medicaid budget growth, rural health transformation fund development, and provider tax/state-directed payment changes. The board approved a motion to change “pilot” to “partnership” in the workforce-related recommendation, and also adopted a technical amendment clarifying overlapping HCBS services by removing reference to adult daycare waiver services and revising the language to focus on reducing duplication, simplifying provider contracting, and standardizing processes across programs. A separate technical correction was noted to change “DMS” to “DPH” in the rural health transformation finding, to be handled in the final edits. Several findings drew discussion but no final substantive vote during the meeting. On the rural health transformation fund, Dr. Berg said Kentucky had done well in federal funding and noted limits on what could be shared publicly, while Commissioner Lee said a public website had been created and recommended the department reference be changed to the Department for Public Health. Finding five prompted extended discussion about provider taxes, state-directed payment reductions under HR 1, and whether the board should address the relationship between actuarial studies, MCO payments, and actual provider reimbursement more directly. Senator Meredith and others argued for a broader, more transparent baseline review of rates across provider groups, while Commissioner Lee said CMS will require certain fee schedule comparisons to Medicare beginning July 1, 2026, and that quarterly expenditure reports already go to LRC. The board did not finish resolving finding five during the meeting and agreed to return to it after staff prepared more explicit language. Members also discussed the possibility of an all-payers claims database as a better way to understand what is being paid across payers and services. No final vote on the full findings package was taken in the portion of the meeting provided, but the board did adopt the noted amendments and continued working through the remaining language.
MN

Minnesota 2025-2026 Regular Session

House Floor Session 2/19/26

Minnesota House Floor Meeting

Transcript Highlights:
  • /c> We will now take up the reports relating to appointments to the Campaign Finance and Public Disclosure
  • on elections finance and government operations to which was referred Campaign Finance and Public Disclosure
  • </c> public disclosure board be now adopted. public disclosure board be now adopted.
  • </c><00:08:13.840><c> board</c><00:08:14.319><c> be</c> finance and public disclosure board be finance
  • and public disclosure board be now<00:08:14.800><c> adopted.
AZ

Arizona 2026 Regular Session

02/02/2026 - Senate Floor Session

Arizona Senate Floor Meeting

Transcript Highlights:
  • SB 1489, Ballot Measure Circulators Revenue Disclosure. Judiciary and Elections.
  • SB 1544, Probation Records Disclosure Exemptions. Public Safety.
  • SB 1508, Utilities Annual Disclosure Requirements.
Summary: The Senate opened with prayer, the pledge of allegiance, and an electronic roll call showing 26 members present and four excused. The journal for January 29, 2026, was approved, and the chamber recognized Lucid Motors Day at the Capitol, highlighting the company’s Arizona operations, investment, and job creation. The Senate also received a gubernatorial nomination for Troy L. Campbell to the State Liquor Board, which was referred to the Committee on Regulatory Affairs and Government Efficiency. A large number of bills were introduced and read for the first time, covering topics such as commerce, E-Verify, municipal self-certification, voter registration text notices, immigration enforcement training, school eligibility and testing, campaign finance, vulnerable adults, temporary vehicle plates, tribal flags, water projects, public works apprenticeships, housing and water supply, special plates, controlled substances research, and election-related resolutions. One bill, SB 1429, was further referred to the Committee on Finance. The Senate also placed many measures on second reading, including bills on roads, labor and collective bargaining, tax relief, education data, assisted living, liquor policy, public pensions, housing, utilities, and election and redistricting proposals. The President noted that it was the final day to submit bills by the 5:00 p.m. deadline and announced upcoming caucus and committee meetings for February 3. During a personal privilege statement, the Majority Leader criticized the Attorney General’s recent remarks as dangerous and confusing, argued she should retract them, and said elected officials should lower the temperature around rhetoric that could contribute to violence. The Senate then adjourned by motion until Tuesday, February 3, 2026, at 1:15 p.m.
AZ

Arizona 2026 Regular Session

02/02/2026 - Senate Floor Session

Arizona Senate Floor Meeting

Transcript Highlights:
  • SB 1489, Ballot Measure Circulators Revenue Disclosure. Judiciary and Elections.
  • SB 1544, Probation Records Disclosure Exemptions. Public Safety.
  • SB 1508, Utilities Annual Disclosure Requirements Commission.
AR

Arkansas 2026 Regular Session

ARKANSAS LEGISLATIVE COUNCIL (ALC) Jun 19th, 2026

ARKANSAS LEGISLATIVE COUNCIL (ALC)

Transcript Highlights:
  • I made the following disclosure to the subcommittee regarding items A1R and F1D.
  • Additionally, the subcommittee approved one member disclosure from Representative Andrew Collins.
  • I made the following disclosure to the subcommittee regarding items A1R and F1D.
  • Additionally, the Subcommittee approved one member disclosure from Representative Andrew Collins.
Summary: The meeting began with a quorum call, prayer, and approval of the previous minutes. Members then adopted a resolution honoring Lori McDonald of the Department of Human Services for nearly 28 years of state service, with remarks praising her legislative work, constituent services, leadership, and emergency response roles. McDonald thanked the committee, and the Senate also presented her with a citation, flag, and commemorative coin. The committee received the May 2026 revenue report, which showed gross adjusted collections of $7.76 billion year-to-date, up 4.4% from the prior year, and a projected surplus of $585.8 million. The executive subcommittee report was adopted, covering emergency rules for DHS and the Department of Education, school district waiver requests, committee fund allocations, cancellation of the July ALC meeting, and authorization for subcommittees to meet in July on urgent matters. The administrative rules report was also adopted after members noted that most rules were approved, with a few pulled by agencies or held. Members then heard a lengthy exchange on the Arkansas Education Department’s ClassWallet contract and delays in expense review for education savings account payments. Department officials said they were meeting regularly with ClassWallet, enforcing contract standards, keeping some reviews in-house, and adding staff and technology improvements to speed processing while maintaining oversight. The committee also adopted reports from Game and Fish and State Police, Hospital/Medicaid/Developmental Disabilities, Lottery Oversight, Occupational Licensing Review, Peer Review, Review, State Insurance Programs Oversight, and Personnel, including a Department of Commerce reallocation tied to a broader shared-services realignment. Under review of communications, members filed several retirement system investment items as reviewed, approved rural community grant funding, gave favorable advice for state park additions, approved special maintenance funding for state parks, and filed Office of State Technology service-rate changes as reviewed. The meeting concluded with no new business and adjournment.
CA

California 2025-2026 Regular Session

Assembly Banking and Finance Committee Apr 28th, 2025

Banking and Finance

Transcript Highlights:
  • A 2023 study conducted by the Urban Institute, which reviewed 2023 Home Mortgage Disclosure Act data,
  • A recent Home Mortgage Disclosure Act analysis shows that California credit unions exceed or equal CRA-compelled
  • But funding disclosure is limited and is often the result of dissatisfied investors feuding after the
  • the American Property Casualty Insurance Association supports this important step towards full disclosure
TX

Texas 89th Regular

89th Legislative Session Mar 17th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • committee on public education hb 2411 by little really to the enforce ability of certain to non-disclosure
  • district of the committee on intergovernmental affairs, AB 2422. by Goodwin relating to the seller's disclosure
  • Jurisprudence, HB 2447 by. immediately relating to eligibility of criminal defendants of a non-disclosure
  • AB 2519 by Holt relating to the disclosures required to record an instrument conveying real property
AZ

Arizona 2026 Regular Session

04/14/2026 - Senate Floor Session

Arizona Senate Floor Meeting

Transcript Highlights:
  • But the bill requires very specific language about disclosures, disclosing, hey, homeowner, you're going
  • So there’s disclosure requirements in the bill, and that’s a good thing, but I fear that the average
  • In fact, the disclosure language in the law says that, In fact, the disclosure language in the law says
  • that the disclosure has to state that the actual taxes, assessment fees, and charges on the property
AR

Arkansas 2026 1st Special Session

HOUSE RULES Apr 15th, 2026

HOUSE RULES

Transcript Highlights:
  • So in Arkansas, we are one of, I believe, 12 states that is a disclosure state.
  • We are a non-disclosure state, but when you're a homeowner as a realtor, I get, if you're selling your
  • property, I say, here's a disclosure of your property, but if there is a homeowner's insurance or a
  • trying to do here, and I'm not against the nature of what you necessarily want to do with public disclosure
  • And if we're trying to worry about disclosures for Sharia law, I would also like to... ...about disclosures
Committee: All HOUSE RULES
Summary: The committee first considered House Resolution 1016, which would have allowed introduction of a bill by Representative Richmond addressing disclosure and restrictions for certain real-estate arrangements where buyers purchase interests in entities rather than direct ownership of property. Richmond said the measure was aimed at transparency, consumer protection, and preventing private tribunals or discriminatory practices, while several members questioned whether it would affect homeowners associations, hunting clubs, arbitration clauses, or duplicate existing law. After discussion, the committee voted down the resolution. House Resolution 1006, sponsored by Representative Schultz, proposed increasing the Homestead Tax Credit by $75, from $600 to $675, using a fund created by Amendment 79 and supported by sales tax revenue. Schultz argued the fund could support the increase now and that families needed relief amid high prices. The committee approved the resolution. The committee then heard House Resolution 1007, presented by Senator King and Representative Eaton, which sought to change how turnback funds are distributed to counties, with a focus on giving counties more predictable annual funding for roads, jails, water, sewer, public safety, and other infrastructure. Members raised concerns about taking $150 million off the top of sales tax revenue and about whether the bill should be handled through budget language instead; the resolution failed. House Resolution 1008, by Representative Wooten and Senator King, would have amended the LEARNS education program to reduce costs, limit or change eligibility, and add performance-based requirements and reporting for certain school-choice funding. Supporters said the program was financially unsustainable and needed accountability, while opponents argued the proposal would create larger problems and that the issue should be handled in the regular session. The resolution failed after a point of order prevented reading a supporting letter into the record. Finally, House Resolution 1009 and House Resolution 1013, both tied to Senator Bryant’s proposals on local control over crypto mines and data centers, were discussed together with testimony about water use, energy demand, and local opposition; both failed. House Resolution 1015, which would have amended the IDEA economic-development bill to remove eminent domain authority and address board accountability, also failed after members said more concerns remained to be worked out.
AR

Arkansas 2026 Regular Session

HOUSE RULES Apr 15th, 2026

HOUSE RULES

Transcript Highlights:
  • So in Arkansas, we are one of, I believe, 12 states that is a disclosure state.
  • We are a non-disclosure state, but when you're a homeowner, as a realtor, I get—if you're selling your
  • And if we're trying to worry about disclosures for Sharia law, I would also like to...
  • About disclosures for Sharia law, I would also like to cover the white supremacists up near Ravenden,
  • It would allow my brother's on the quorum court, and full disclosure, so it would be to do something,
Committee: All HOUSE RULES
Summary: The committee first considered House Resolution 1016, presented by Rep. Marcus Richmond, which sought permission to file a bill aimed at consumer protection in certain housing arrangements where buyers purchase an interest in an entity rather than the property itself. Richmond said the measure was intended to improve transparency, prevent deceptive real estate practices, and ensure disputes would be handled in Arkansas or federal courts rather than private tribunals. Members raised concerns about overlap with existing law, possible effects on homeowners associations, arbitration clauses, hunting clubs, religious organizations, and the bill’s 25-acre exemption. After discussion, the committee voted down the resolution. House Resolution 1006, by Rep. Bart Schultz, proposed increasing the homestead tax credit by $75, from $600 to $675, using a fund created for property tax relief. Schultz argued the increase was supported by the annual report on the fund and was timely because of higher costs for gas and groceries. Members asked about using special language instead, whether the increase could be made retroactive later, and whether the governor had included it on the call. The committee approved the resolution. The committee then heard House Resolution 1007, presented by Sen. Brian King and Rep. James Eaton, which would have changed how turnback sales tax revenue is distributed to counties, with the first $150 million of sales tax revenue going into a fund for county infrastructure and each county receiving an equal share. Supporters said it would help counties with roads, jails, water, sewer, and other critical needs, while opponents questioned whether taking revenue off the top would harm other state services and whether the issue was urgent enough for a fiscal session. The resolution failed. House Resolution 1008, by Rep. Jim Wooten and Sen. King, sought changes to the LEARNS Act and school choice funding, including performance-based eligibility and reporting requirements. Wooten argued the program was financially unsustainable and that accountability was needed; members questioned whether the proposal would create a larger emergency and whether it should instead be handled through budget language. The resolution failed after a point of order interrupted the closing remarks. Finally, House Resolution 1009, presented by Rep. Ron McNair and Sen. King, aimed to restore local control over crypto mines and data centers, citing concerns about water use, electricity demand, Chinese ownership, and litigation tied to prior legislation. Members questioned whether the issue was truly emergent and whether the resolution was the right vehicle. The resolution failed. House Resolution 1015, by Rep. Howard Beatty, proposed amending the prior IDA bill to address concerns raised by constituents, including board accountability and removing eminent domain authority. Supporters said it would improve the bill before next session, but the resolution also failed. The committee then adjourned.
FL

Florida 2026 5th Special Session

Commerce and Tourism Feb 4th, 2026

Transcript Highlights:
  • For example, we support requiring that puppies be sourced from reputable breeders, requiring the disclosure
  • For example, we support requiring that puppies be sourced from reputable breeders, requiring the disclosure
  • App age ratings are often inaccurate, undermining parental control, safety, and privacy disclosures are
  • minors without parental consent, requires notice to parents of material app changes, and clear disclosure
  • Parental consent requires notice to parents of material app changes and clear disclosure of app content
Summary: The committee first took up SB 1236, which would condition state economic development incentives on employers at subsidized companies using secret-ballot union elections and prohibiting neutrality agreements. The sponsor said the bill is meant to protect workers and taxpayer dollars, and he noted he would amend the Attorney General enforcement language to allow appeals. Supporters argued it protects secret ballots and transparency, while opponents said it is a form of union-busting, could conflict with federal labor law, and would burden contractors and workers. After debate, the committee reported the bill favorably on a roll call vote, with Senators Bracey Davis, Smith, and Errington voting no and the remaining recorded votes in favor. The committee then heard CS/SB 198, which regulates cryptocurrency kiosks to combat fraud, especially against seniors. The bill requires kiosk registration, fraud warnings, blockchain analytics, transaction limits, receipts, and refund protections for certain first-time transactions involving non-U.S. wallets. Supporters from consumer and senior advocacy groups said the bill would help stop widespread scams, while one industry witness praised the bill’s fraud protections but suggested narrowing the daily limits and new-customer period. The committee reported the bill favorably by roll call vote. Next, the committee considered CS/SB 1356 on dog breeding, pet sales, and breeder registration. The sponsor described it as a work in progress aimed at ending inhumane breeding conditions, improving consumer disclosures, and creating breeder standards and penalties; an amendment removed state oversight of local animal shelters. Pet store representatives supported many animal welfare provisions but objected to the three-day financing waiting period, shelter-space requirements, expanded reimbursement, and litigation exposure. Animal welfare supporters backed the bill, and the committee reported it favorably. The committee also heard SB 1722 on app stores and minors’ access to apps. The bill requires age verification, parental consent for minors, notice of app changes, and enforcement by the Department of Legal Affairs. Supporters said it would better protect children online and help enforce existing age-based restrictions, while opponents warned it could require overcollection of personal data, create privacy and constitutional problems, and duplicate tools parents already have. After debate, the committee reported the bill favorably. Finally, the committee took up CS/SB 422, which would bar use of ADS-B aviation data to calculate or collect certain airport fees, with an amendment adding departures to the covered activities. A pilot supported the bill as a safety and privacy measure, while airport advocates opposed it, saying it would undermine airport finances and force less efficient fee collection methods. The transcript ends during testimony on this bill, before final action is shown.
WA

Washington 2025-2026 Regular Session

Senate Law & Justice Jan 19th, 2026 at 10:30 am

Law & Justice

Transcript Highlights:
  • of saying that if, before a collector can get a default judgment, they have to give a bunch of disclosure
  • our existing law that protects folks against claims by debt buyers and contains some remedies and disclosures
  • The last part I would say on the confidentiality, I think this is the second bill around public disclosure
  • seek clarity on what is meant by confidentiality in Section 2, Provision 1, seems to allow for disclosure
  • Disclosure for investigation, but it says investigation or prosecution.
Bills: SB5720 , SB5833 , SB5936 , SB5993 , SB5735
MD

Maryland 2026 Regular Session

House Floor Session, 3/5/2026 #1

Maryland House Floor Meeting

Transcript Highlights:
  • Thank you. >> You said what the fee disclosures are.
  • The bill just requires you to provide fee disclosures for things that you would add into your lease as
  • >> Yeah, they're creating the disclosure form. So, the disclosure form will be created.
  • It's just a proper disclosure. >> Okay.
  • It's just a proper disclosure. disclosure. disclosure.
FL

Florida 2026 5th Special Session

Senate in Session Apr 29th, 2025

Florida Senate Floor Meeting

Transcript Highlights:
  • But he also is somebody that has been involved with FWC, not just as a commissioner, not just as the
  • chairman, but he's also been involved in other issues that As a commissioner, not just as the chairman
  • separate accounts, contracting with a licensed custodian, record keeping, and providing consumer disclosures
  • separate accounts, contracting with a licensed custodian, record keeping, and providing consumer disclosures
  • I can remember Commissioner Dixon, Secretary Dixon coming in and saying how he's understaffed.
Summary: The Senate convened with a quorum, prayer, the Pledge of Allegiance, and several member introductions recognizing interns, guests, and advocates. The Rules Chair added CS for CS for SB 622 to the special order calendar, and SB 80 on state land management was temporarily postponed. The chamber then moved through a series of bills, often substituting House companions for Senate bills when the measures were identical or nearly identical. The Senate passed SB 200/HB 295 on a comprehensive waste reduction and recycling plan, requiring DEP to develop a recycling and waste diversion roadmap by 2026; SB 492 on land development and mitigation banking, after adopting amendments related to mitigation credit use and former phosphate mine lands; and SB 494/HB 255 on aggravated animal cruelty, which increases sentencing consequences and creates a searchable FDLE database of convicted animal abusers, with an amendment clarifying the database language. The Senate also passed SB 500/HB 711 establishing the Spectrum Alert for missing children with autism, SB 524/HB 1089 adding Duchenne muscular dystrophy to newborn screening, SB 592/HB 393 revising the My Safe Florida Condominium Pilot Program, SB 742/HB 1145 on workforce education, SB 936/HB 827 on a statewide study of automation and workforce impact, SB 964/HB 181 on parole guidelines, SB 976/HB 901 on court-appointed psychologists, SB 1084/HB 1451 on sexual cyber harassment, and SB 1156 on a home health aid program for medically fragile children. Most of these bills were adopted after brief sponsor explanations, questions, and in some cases amendments or House-substitute motions. Debate centered on several policy issues. Senators raised concerns about the constitutional and environmental implications of mitigation banking credits in SB 492, the scope and privacy implications of the animal abuse database in SB 494, the funding and eligibility details of the condo resilience program in SB 592, and the public-school/charter-school balance in SB 822, which drew extensive questioning about enrollment, governance, discipline, accountability, and data sharing before being placed on the third-reading calendar after amendments. The Spectrum Alert bill drew support from members who compared it to the Purple Alert and emphasized the risks faced by children with ASD. The medically fragile children home health aid bill also drew strong support, with senators describing it as a long-needed fix to help families provide in-home care without losing Medicaid coverage. Votes on the measures reported in the transcript were overwhelmingly favorable, with bills passing by margins such as 38-0, 35-3, 37-0, 36-0, and 35-0.
AL

Alabama 2025 Regular Session

Alabama Senate Feb 6th, 2025

Alabama Senate Floor Meeting

Transcript Highlights:
  • military stability commission one by the military stability commission one by the protim uh the commissioner
  • of the State protim uh the commissioner of the State protim uh the commissioner of the State Department
  • the vice an ex officio and the serve as the vice an ex officio and the serve as the vice chair commissioner
  • mental health will be chair commissioner mental health will be chair commissioner mental health will
  • you know so if if that's disclosure you know so if if that's disclosure you know so if if that's everybody's
Bills: SB 2
CA
Transcript Highlights:
  • At Greenlining, we've analyzed the home mortgage disclosure data for years and consistently see that
  • At Greenlining, we've analyzed the home mortgage disclosure data for years and consistently see that
  • First, Section 22163 with respect to disclosure requirements.
  • We strongly support clear, transparent disclosures.
  • Our request is simple: clarify that this section aligns with existing commercial disclosure law or is
Summary: The committee heard AB 801, which would require the Department of Financial Protection and Innovation to conduct fair lending examinations of lenders on a regular schedule. The author and supporters, including the Greenlining Institute and several housing and consumer groups, argued the bill was needed because federal fair lending enforcement has weakened and California borrowers of color continue to face lending disparities. Banking and credit union representatives opposed the bill as duplicative and costly, though they acknowledged the author’s amendments and continued negotiations. The bill was approved on a vote and re-referred to Judiciary, with some members voting no or not voting at first and later the measure passing on a fuller roll call. The committee then heard AB 871, which would strengthen elder fraud protections by requiring financial institutions to report suspected financial abuse to the FBI’s Internet Crime Complaint Center and notify customers of the report. The author and county and adult protective services supporters said the bill would improve pattern detection and help stop or reverse scams more quickly. Bankers opposed the customer-notification requirement, warning it could alarm seniors and that the reporting process would add operational burden, but the author and supporters said victim information is important for investigations. The bill passed with committee support and was re-referred to Judiciary. AB 1842 and AB 1847, both related to mortgage forbearance after major disasters and the Eaton and Palisades fires, were also heard. AB 1842 would create a statewide framework for forbearance after federally declared major disasters, and AB 1847 would extend relief for wildfire survivors; both bills were amended to narrow triggers, clarify repayment and documentation issues, and remove some reporting requirements. Supporters included local officials, consumer groups, and housing advocates, while mortgage and banking groups remained in opposition on some implementation points but said they were working toward compromise. Both bills were approved and re-referred to Judiciary. Finally, AB 2116, dealing with merchant cash advances and small business financing transparency, was heard with broad support from small business and consumer advocates and partial support from some industry representatives after amendments; opponents still raised concerns about disclosure authority and unconscionability standards. The bill was also approved and sent to Judiciary. The committee additionally adopted a consent calendar of unrelated bills.
CA

California 2025-2026 Regular Session

Senate Banking and Financial Institutions Committee Jun 17th, 2026

Banking and Financial Institutions

Transcript Highlights:
  • At Greenlining, we've analyzed the Home Mortgage Disclosure data for years and consistently see that
  • At Greenlining, we've analyzed the home mortgage disclosure data for years and consistently see that
  • First, Section 22163 with respect to disclosure requirements.
  • We strongly support clear, transparent disclosures.
  • Our request is simple: clarify that this section aligns with existing commercial disclosure law or is