Video & Transcript Research : 'Texas Insurance Code'
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US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Monday, April 27, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- <03:26:02.720>
to if we are reforming our tax code to if we are reforming our tax code to - And then they run into the tax code.
- They're dealing with insurance claims. They're dealing with insurance claims.
- In Northern into the tax code.
- <04:07:17.600>
Last treatment under the tax code. Last treatment under the tax code.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Monday, June 9, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- The Speaker pro tempore: The gentleman from Texas is recognized. Mr. Williams: Thank you, Mr.
- PLEASURE TO INTRODUCE AND TO YIELD THREE MINUTES TO THE GENTLEMAN FROM TEXAS.
- THE SPEAKER PRO TEMPORE: THE GENTLEMAN FROM TEXAS IS RECOGNIZED. MR. WILLIAMS: THANK YOU, MR.
- SPEAKER, I ASK FOR UNANIMOUS CONSENT THE GENTLEMAN From Texas, Mr.
- THAT JUST BECAUSE YOU DON'T HAVE HEALTH INSURANCE, DOESN'T MEAN YOU DON'T GET SICK.
NM
New Mexico 2026 Regular Session
IC - Revenue Stabilization and Tax Policy Dec 15th, 2025
Transcript Highlights:
- Insurance company challenges, corporate medicine, versus receipts tax, and then malpractice insurance
- We have to work with insurance companies to try to collect for those patients, and each insurance company
- His colleague that practices both in New Mexico and Texas... ...shows his cost in Texas.
- His colleague that practices both in New Mexico and Texas shows his cost in Texas.
- insurance.
Summary:
The committee first approved the minutes from its fourth meeting, held October 27-28 in Santa Fe, with Representative Duncan moving approval and no opposition. The chair then introduced a panel on the cost of providing medical care in New Mexico, focusing on physician shortages, rising practice costs, and access problems, especially in southern New Mexico and Las Cruces. Panelists included family physicians, a pediatrician, a cardiologist/electrophysiologist, and a community health center medical director, who described their backgrounds and practices before turning to the policy discussion.
The doctors argued that New Mexico is losing physicians because of three main pressures: medical malpractice exposure, gross receipts tax on medical services, and low Medicaid reimbursement. They said malpractice premiums are much higher than in neighboring states, punitive damages and venue shopping increase risk, and the patient compensation fund and attorney fee structure create additional costs. They also described administrative burdens from insurance billing and referrals, the high debt and long training period for physicians, and the effect of corporate medicine and private equity on practice decisions. One panelist emphasized the economic impact of each physician on jobs and local spending, while another noted that shortages force patients into emergency rooms and delay specialty care.
The panel presented a list of proposed solutions: reform punitive damages, limit venue shopping and stacking, restore lifetime medical payments from the patient compensation fund, enact apology protections, cap attorney fees, continue Medicaid funding improvements, and eliminate gross receipts tax on medical and dental services. Committee members generally agreed the presentation was thorough and useful, but several noted that some proposals fall outside this committee’s jurisdiction and would likely need to move through other committees, especially judiciary and tax. Some members supported drafting legislation or working on separate bills, while others urged caution, requested more input from hospitals and economists, and raised concerns about local government revenue impacts from GRT changes. The chair concluded by encouraging members to continue discussions offline and noted that the tax-related issue would be taken up further in the next day’s work.
WY
Transcript Highlights:
- category code.
- Meyer, if if those laws, the US code<01:20:03.920>
or <01:20:04.239>or code or or code - Category codes.
- <01:35:59.760>
to codes and apply those codes to codes and apply those codes to construction - <01:36:20.880>
of <01:36:21.040>of has a code that's that's the code of of has a code
NH
Transcript Highlights:
- Codes code issues best address this by requiring the building code review board to update the code to
- There's a plumbing code, a mechanical code, electric code, and so forth.
- <02:39:38.800>
So code, electric code, and so forth. - So code, electric code, and so forth.
- building code. building code.
NM
New Mexico 2025 Regular Session
IC - Revenue Stabilization and Tax Policy Dec 16th, 2025 at 09:08 am
Revenue Stabilization & Tax Policy Committee
Transcript Highlights:
- Insurance premium taxes were increased.
- The patient pays 20, the insurance pays 80, or whatever their insurance dictates.
- So to answer that question, the insurance companies dictate the co-pay, deductible, and co-insurance
- We are essentially a self-funded insurance pool, and those we cannot regulate as an insurance company
- That is the number for the co-insurance addition.
TX
Texas 89th Regular
Congressional Redistricting, Select Jul 26th, 2025
Congressional Redistricting, Select
Transcript Highlights:
- fails to rectify the racial gerrymandering of Texas 9, Texas 18, Texas 29, and Texas 33.
- That is the Texas I believe in, but that is not. the Texas I see before me.
- That is not Texas.
- Texas 9 is a community of interest. Texas 9 is a community of interest.
- It should truly represent the reality of Texas as Texas has changed.
TX
Transcript Highlights:
- Natural Resources Code 91.
- Railroad Commission of Texas.
- , Barnett Shale in North Texas, or the Hainesville-Busier in East Texas?
- Thank you. ...Texas or the Hainesville-Busier in East Texas?
- Todd Staples, Texas Oil and Gas Association, you do. ...Texas Oil and Gas Association.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Thursday, June 4, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- <02:09:09.280>
seek does the gentleman from Texas seek does the gentleman from Texas seek - from Texas, Miss Fletcher. from Texas, Miss Fletcher.
- insurance.
- That line of auto insurance bill.
- <04:51:10.400>
insurance.
TX
Transcript Highlights:
- Um, uh, my name is Mike Moath, commissioner of the Texas Education Agency.
- There's a $23 million initiative for uh Texas Strategic Leadership.
- Um, uh, is, is governed by chapter 37 of the Education code.
- And do private schools follow the Texas Education code?
- I can't remember if it's in the Family code or the education code, but there are, there are laws that
NM
New Mexico 2025 Regular Session
House - Appropriations and Finance Feb 4th, 2025
House Appropriations & Finance
Transcript Highlights:
- Of Insurance. You'll actually see two lines here, lines 93 and 96.
- This is also to the Office of the Superintendent of Insurance.
- Chair, Joey, that we're going to supplement insurance premiums, that we are supplementing insurance premiums
- Every medical code that can be funded out of that $80 million.
- Where we have energy codes coming from one department and building codes coming from another department
FL
Florida 2026 5th Special Session
Rules Feb 17th, 2026
Transcript Highlights:
- Code, you know, different things that we put in here.
- Code 36.
- Senator, you mentioned this is something that happened in Texas.
- Senator, you mentioned this is something that happened in Texas.
- And a judge is going to know exactly how much insurance the defendant has.
Summary:
The committee took up a long agenda of retained bills and several new measures, with most receiving favorable reports after amendments. Major debate centered on CS/SB 706, which preempts airport naming to the state and designates Palm Beach International Airport as the Donald J. Trump International Airport subject to FAA and trademark-related conditions. Senator Jones offered amendments to avoid private royalty benefits, but both failed. Senators Berman, Osgood, Jones, and Pizzo spoke against the bill, raising concerns about naming an airport after a sitting president, lack of local input, and ethical issues; Senator Mayfield defended the bill as cost-free to the airport and noted the naming agreement. The committee ultimately voted the bill favorably. The committee also approved CS/SB 546 on conservation land notice requirements and CS/SB 1014 on municipal utility service to properties outside city limits, both with amendments and some opposition from the Florida League of Cities on the utility bill.
Several other bills were heard and reported favorably with little controversy. CS/SB 1500 would streamline uncontested probate proceedings; SB 962 would exclude farms and farm operations from certain zoning definitions tied to affordable housing preemption; CS/SB 820 would strengthen reporting for problem-solving courts; SB 840 would revise portions of last year’s hurricane-related land-use law to narrow its scope and sunset temporary restrictions; and SB 856 would require online property listings to show estimated ad valorem taxes, with an amendment excluding social media platforms and broadening liability protections. SB 110 would clarify homestead exemption eligibility for 98-year or longer residential leases. SB 394 would exempt certain underwriting managers handling limited facultative reinsurance from licensure requirements, and SB 434 would prevent wind-hardening improvements from increasing assessed value for residential property tax purposes.
The committee also advanced several public-safety and transparency measures. CS/CS/SB 658 and 608, a combined water-safety bill, would require safety features for rental properties with pools or nearby water bodies and authorize DBPR enforcement; supporters framed it as a response to Florida’s high child-drowning rates, and Airbnb waived in support. SB 748 would place constitutional language on restoration of voting rights on sentencing score sheets, with broad support from voting-rights and civil-rights groups. CS/SB 824 would require annual reporting of unimproved school-district land inventories, and CS/SB 848 would create a framework for off-site stormwater treatment and related credits, with support from builders and mitigation bankers. The committee also heard CS/SB 1036 on school counselors, which clarifies certification requirements and performance criteria after a delete-all amendment.
FL
Florida 2026 5th Special Session
Regulated Industries Jan 20th, 2026
Transcript Highlights:
- And so Texas found themselves in the same position. And they passed this bill.
- And so Texas found themselves in the same position. And they passed this bill.
- I would say Texas rivals Florida as the tort reform champion of the United States.
- In regard to Florida's public utility code, the bill creates...
- We just saw Google pledge to do this in Texas and Microsoft across the nation.
Summary:
The Committee on Regulated Industries heard and voted on several bills. SB 986 would prohibit smoking or vaping marijuana in public places and also restrict smoking in rooms and bars; the sponsor said it is intended to protect public health and outdoor spaces, while the Florida Restaurant and Lodging Association supported the goal but raised concerns about impacts on designated smoking areas, and cannabis advocates warned about unintended effects on patients and property rights. The committee reported SB 986 favorably.
The committee also passed SB 678, which restores statutory authority for DBPR’s long-standing rule allowing alcohol distributors to deduct unsellable alcohol from monthly excise taxes; a strike-all amendment was adopted, including retroactive application to January 1, 2025, and the bill was reported favorably. SB 800, which increases penalties for repeat unlicensed engineering practice and creates an engineering student loan assistance program for engineers working for state agencies and water management districts, was amended and reported favorably as well.
Members then considered SB 408 on vaccine advertising and liability. The sponsor argued the bill would address declining public trust in vaccines by allowing claims against manufacturers that advertise in Florida, while opponents said the measure is preempted by federal law, raises First Amendment concerns, and would create unnecessary litigation. After extensive testimony and debate, the committee reported SB 408 favorably. The committee also heard SB 484 on data centers, which would set PSC tariff requirements so large load customers pay their own costs, preserve local planning authority, and limit water permits for large data centers; testimony was mixed, with supporters emphasizing ratepayer protections and economic benefits and critics warning about overregulation and confidentiality limits. The bill was reported favorably.
Finally, the committee approved SB 1118, which creates a time-limited public records exemption for certain data center development information held by local governments, after the sponsor said it was meant to prevent extended NDAs while still allowing local notice and input. SB 1050, requiring veterinarians to provide written prescriptions so pet owners can choose their pharmacy, was also reported favorably. The meeting ended after several members recorded votes on bills they had missed.
AZ
Transcript Highlights:
- And for regarding insurance that was talked about, all state employees only And regarding insurance that
- We have what's called the Health Insurance Trust Fund, and it's a self-insured health care program for
- There needs to be reforms in the health insurance trust.
- But all insurance plans are based on large numbers.
- The insurance premium tax is being reduced here.
NY
Transcript Highlights:
- Texas is already eating our lunch in the financial world.
- JP Morgan has more employees in Texas now than they have in New York.
- You're going to drive more folks to China, to Texas.
- Next item, Print Number 4850 by Senator Chris Ryan: an act to amend the insurance law in relation to
- Law in relation to prohibiting discriminatory practices by insurers and to coverage for treatment for
Summary:
The New York State Senate Finance Committee met with Senator John Liu presiding for Chair Liz Krueger, joined by members of the majority and minority. The committee considered a broad agenda of bills covering agriculture, public health, technology, taxation, corrections, education, housing, transportation, and civil rights. Among the measures discussed were a youth agriculture entrepreneurship summer employment program, a Bronx asthma study commission, a statewide multi-factor authentication requirement for governmental entities, a tax on noise emissions from certain helicopter and seaplane flights, a requirement that state events serving alcohol include New York-produced alcohol, a veterans and service members alternative resolution program, packaging reduction and recycling infrastructure legislation, limits on certain debt-collection practices involving foreign sovereign debt, commissary rules in correctional institutions, school energy performance contract recovery periods, a senior rent cap tied to income, a dental health demonstration project, farm succession planning, Operation SNUG gun violence prevention grants, expanded breast cancer screening coverage, direct Medicaid billing for creative arts therapists, a vacant storefront registry, academic credit for volunteer firefighters and EMTs, a plan to expand wheelchair-accessible vehicles outside New York City, STAR exemption notification, restrictions on certain tropical hardwoods in state contracts, a PSC guidebook on gas and electric rate making, gender-affirming care coverage and anti-discrimination provisions, and state leave for Civil Air Patrol members on airport-assigned missions.
Most of the meeting focused on the packaging reduction and recycling infrastructure bill, which drew extended debate. Supporters said the bill had been revised after months of discussion with industry, included waivers for food safety and federal-law conflicts, and could save local governments money through producer responsibility funding. Opponents argued it would raise costs, harm food packaging flexibility, threaten food safety, and hurt manufacturers and small businesses, citing examples from dairy, meat, and coffee businesses. The sponsor’s representative said the bill had been updated and that some small businesses would be exempt, while acknowledging not all concerns were resolved. The committee also discussed the fiscal impact, with testimony that upfront state costs would be reimbursed and localities could see savings.
Several other bills prompted brief policy discussion, including the helicopter/seaplane noise tax, where staff explained it would be assessed per ticket or up to $200 per flight and exempt quieter aircraft meeting DOT standards, and the sovereign debt/claims bill, where a senator warned it could drive financial activity out of New York. The committee also heard concerns about the packaging bill’s effect on New York food manufacturers and the availability of waivers. After discussion, the committee voted to report the bills; the transcript indicates the measures passed, generally with some members recorded as without recommendation or opposed, and all listed bills were moved to the floor before the meeting adjourned.
TX
Transcript Highlights:
- Texas is proud of their accomplishments. They've represented the college well.
- Respectfully submitted, Greg Abbott, Governor of Texas.
- Respectfully submitted, Greg Abbott, Governor of Texas, to nominations.
- It moves a reference from Chapter 151 of the Finance Code to Chapter 152 of the Finance Code.
- It moves a reference of Chapter 151 of the finance code to Chapter 152 of the finance code.
Summary:
The Senate opened with an invocation by Senator West, approved the previous day’s journal, and then adopted several recognitions, including Senate Resolution 625 honoring the McLennan Community College Dance Team for winning two 2025 National Dance Alliance national titles. The chamber also recognized University of Texas Rio Grande Valley interns, the doctor of the day, and the San Antonio Coalition for Veterans and Families. The governor’s withdrawal of a Texas Lottery Commission nomination was received and the nomination was returned, and the Senate appointed numerous conference committees on pending bills.
The body then took up and passed several measures, often by suspending the rules and the constitutional three-day rule. Senate Bill 4 and Senate Bill 23 were concurred in House amendments as part of property tax relief, with supporters emphasizing homeowner savings. House Bill 20 creating the Applied Sciences Pathway Program passed after a floor amendment and was described as a way to expand career and technical education and help students earn industry certificates in high-demand trades. House Bill 2594 passed to expand venue options for prosecuting certain theft and cybercrime cases, and House Concurrent Resolution 167 was adopted to correct a typo in House Bill 1314.
The Senate also concurred in House amendments to Senate Bill 9, Senate Bill 40, Senate Joint Resolution 5, and Senate Bill 6. SB 9 and SJR 5 were presented as major bail-reform measures, with supporters saying they would strengthen public safety, clarify appeal procedures, and give judges and prosecutors more tools in serious cases; the debate included questions about records, counsel, and the standards for denying bail. SB 40 dealt with nonprofit bail-bond funding, and SB 6 addressed electricity and data-center growth. The chamber also passed House Bill 423 on digital asset service provider reporting and auditing, with amendments adding protections for cryptocurrency kiosks and a technical correction.
Additional bills passed included House Bill 4690 on motor fuel standards, House Bill 1094 on transportation protection agreements, Committee Substitute for House Bill 2731 on roadside vendors and solicitors in certain border counties, Committee Substitute for House Bill 127 on protecting higher education from foreign adversaries and trade secret theft, and House Bill 549 on airway clearance devices at public school campuses. The Senate granted or requested conference committees on a long list of other measures, including HB 4, HB 145, HB 493, HB 2974, HB 3071, HB 3372, HB 3556, and multiple Senate bills. The session ended with adjournment until the following Friday morning.
FL
Florida 2025 Regular Session
April 2, 2025 - 09:00 AM
Transcript Highlights:
- Texas is just a depository.
- Insurance Corporation.
- It is insured, and it will be insured by independent insurers.
- And it will be insured by independent insurers. That's under the Office of Financial Regulation.
- all risk through a nongovernmental operated insurer.
Summary:
The Ways and Means Committee met on April 2, 2025, with a quorum present and took up four bills. The committee first heard HB 4041, which would create the Corkscrew Grove Stewardship District in Collier County to finance and maintain infrastructure such as transportation, utilities, and stormwater systems without changing county regulatory authority. The bill drew no opposition, was reported favorably, and passed 14-0.
The committee then considered HB 1485, which repeals Florida’s aviation fuel tax provisions. The sponsor argued the change would simplify the tax code, attract airline investment, and support lower fares and more routes. Members raised concerns about the estimated recurring $22.8 million impact on the State Transportation Trust Fund and $2 million on general revenue, and airport representatives warned of reduced grant and development funding, especially for general aviation and municipal airports. Supporters said the change would increase competition and fuel sales in Florida. The bill was reported favorably on a 12-5 vote.
Next, the committee heard HB 999, which would recognize gold and silver as legal tender, allow electronic debit access to bullion accounts, and remove tax burdens on transactions involving precious metals. The sponsor and supporters described the bill as a way to protect purchasing power and provide an alternative parallel to the dollar, while opponents and some members raised concerns about consumer protections, predatory practices, privacy, and the role of the Office of Financial Regulation in rulemaking. After extensive testimony, the bill was reported favorably 19-0.
Finally, the committee considered PCB WMC 25-01, which would reduce the state sales tax rate from 6% to 5.25% and also lower several related taxes, including the business rent tax, nonresidential electricity tax, mobile home sales tax, and coin-operated amusement machine tax. The proposal was estimated to reduce revenue by about $5.5 billion annually. Members discussed impacts on the budget, education funding, and whether savings would reach consumers, while supporters emphasized relief for Floridians and business competitiveness. The bill passed unanimously 19-0 and was reported favorably. The chair then noted a prior procedural apology on the record, and the meeting adjourned.
TX
Transcript Highlights:
- We have the QR codes. up the code today. It is THC with a smidge of CBD.
- I was born and raised in Texas, currently living in Denton, Texas.
- Thirty of those families have insurance through Blue Cross in Blue Shield of Texas, and we generate over
- Of Tyler, Texas, yes. of Tyler, Texas. Milton Pfeiffer, representing Green Nation of Tyler, Texas.
- We already have testing requirements, QR code transparency, and can easily make age verification Texas
Keywords:
hemp regulation, consumable products, cannabinoids, state health, youth protection, licensing fees, criminal offenses, HB28, public testimony, committee decorum, bill substitute, legislative process
Summary:
The meeting featured significant discussions regarding HB28, where the chair outlined the plans to bring forward a substitute for the bill. The chair emphasized the importance of maintaining order and decorum during the proceedings. Members engaged in deliberations, and a number of public witnesses were invited to testify, thereby enriching the discussion around the bill. This interaction provided valuable insights into public sentiment regarding the issues at hand.
MN
Minnesota 2025-2026 Regular Session
From AI to autonomous vehicles: New technologies are changing Minnesota; how Senators are responding Apr 10th, 2026
Minnesota Senate Floor Meeting
Transcript Highlights:
- health insurers.
- <00:04:15.720>
and know, uh even red states like Texas and know, uh even red states like Texas - regulating AI's use by health insurers. regulating AI's use by health insurers.
- how we want health insurance to work. how we want health insurance to work.
- We cannot let code names, aliases, year.
LA
Louisiana 2026 Regular Session
House Select Committee on Homeland Security May 26th, 2026
Transcript Highlights:
- The next one is in Carthage, Texas, and the other one is over near Timpson, Texas.
- What are the building codes?
- in East Texas.
- I assume you were talking about Texas in general, not East Texas.
- In 2012, Timpson, Texas had a 4.8, the largest earthquake ever in the state of Texas.
Summary:
The committee first heard an update on the Northwest Louisiana earthquake cluster. Laura Sori of the Department of Conservation and Energy said the agency has inspected Class II injection wells within 12 miles of the earthquakes, found no permit violations, and is requiring monthly reporting of daily injection data. LSU and Tulane researchers explained that the swarm includes about 50 earthquakes detected by USGS since December 2025, including a 4.9 magnitude event on March 5, and that better monitoring is needed because Louisiana has very limited seismic station coverage. Dr. Cynthia Ebinger said her temporary array has detected more small quakes than USGS, that the pattern looks more like a swarm than normal aftershocks, and that the data suggest pressure changes in the subsurface, though no definitive cause was identified. Keith Hall of LSU described how other states responded to suspected induced seismicity with more monitoring, more frequent reporting, injection limits or moratoria, and “traffic light” systems that escalate regulatory responses as seismicity increases. Members asked about depths, fault locations, possible links to injection or fracking, and whether more monitoring and data-sharing should be pursued; several speakers said Louisiana likely needs a denser monitoring network and more structured data collection. A Texas geoscientist, William Berger, also testified that Texas uses large-scale data analysis and AI to study injection-related seismicity and argued for secure sharing of operator data to improve forecasting and risk management.
The committee then took testimony on UAV and drone incursions over Barksdale Air Force Base. GOSEP said the incident was logged in WebEOC and the common operating picture, but that Barksdale did not request direct GOSEP resources and that the matter was handled through law enforcement channels. Louisiana State Police and the FBI said they were limited in what they could disclose, but confirmed multiple drone sightings on the morning and evening of March 9 and continued monitoring for several days. State Police said they have created a task force with the Police Chiefs Association, Sheriffs Association, GOSEP, and LSP, and that officers are receiving FBI-related training to help detect and, where authorized, mitigate drones. Members discussed whether the activity was nefarious, what counts as an incursion, and the need for better public education about drone restrictions near military and critical infrastructure sites. No formal action was taken, but members said the issue will continue to be tracked alongside pending legislation.
Finally, the committee received a one-year update on the merger of GOSEP with the Louisiana National Guard and Military Department. Major General Thomas Freelieu and Brigadier General Jason Maffus said the merger has reduced GOSEP from seven divisions to three, shifted administrative functions to the Military Department, and produced about $10.5 million in first-year cost avoidance. They said the agency has modernized its common operating picture, returned staff to in-person work, and continued statewide preparedness exercises. Freelieu highlighted Guard missions including cyber expansion, the new Air National Guard cyber squadron at Jackson Barracks, modernization of the 159th Fighter Wing, and ongoing support for homeland security missions in New Orleans and Washington, D.C. Maffus said GOSEP’s core mission remains emergency preparedness, response, and recovery, and that the merger is intended to make state support to parishes faster and more efficient.