Transcript Highlights:

• have uh future promises being a change have uh future promises being a change packet<00:20:21.600
• He said it has changed his life and should remain able to change more lives onward.
• And, of course, we're the legislature; we can change those programs.
• We can change them.
• We can change them.

Bills: HF1936, HF849, HF989, HF1130, HF1223, HF1907, HF1847, HF1957

Keywords: workforce development, youth employment, career guidance, education, job skills, Duluth Promise, education funding, career training, employment support, youth apprenticeship, economic development, minority support, internship program, Bloomington, funding, youth mentorship, job training, disadvantaged youth, Big Brothers Big Sisters, Youthprise

Transcript Highlights:

• changing the definition over time. changing the definition over time.
• With a commitment of embracing change With a commitment of embracing change and<01:17:57.800>
• including likely effects on enrollment including likely effects on enrollment and<01:24:51.120><
• This policy change blurs that line.
• This policy change blurs that line. This policy change blurs that line.

Keywords: 926, house, all

Summary: The House resumed consideration of H.606 on firearm procedures and first took up Section 3 and its effective dates. A member from Northfield spoke at length in support, arguing the provision is narrowly tailored, based on actual dangerousness rather than mental illness alone, and is more limited than federal law because it applies only to specific court findings and is temporary, with rights restorable upon recovery. The House then approved Section 3 and its effective dates, approved the remainder of the Judiciary Committee report, and ordered third reading. The chamber then moved through third readings and passed H.385 on remedies and protections for victims of coerced debt, H.556 on exceptions to the state minimum wage, H.559 on the parole board, H.723 on posting of land, and H.757 on manufactured homes and limited equity cooperatives. On H.814, relating to neurological rights and AI in health and human services, the House adopted an amendment offered by the member from Burlington that required the advisory council to include proposed definitions for neurotechnology, artificial intelligence, and related terms in its report; the House Health Care Committee reported the amendment favorable 11-0-0, and the bill then passed. H.816, regulating the use of artificial intelligence in the provision of mental health services, also passed, as did H.927, technical corrections for the 2026 session. The House then took up H.930 on chronic absenteeism. The committee member from Manchester described the bill as an AOE proposal responding to high post-pandemic absenteeism rates and their impact on learning, and outlined provisions adding definitions, updating compulsory attendance language, requiring a state model policy, strengthening notification and truancy procedures, and preserving existing penalties. The member said the Education Committee heard from a wide range of education and child welfare witnesses and passed the bill 11-0. After a brief clarification on the absences section, the House proceeded toward third reading of H.930.

Transcript Highlights:

• AB 554 is about changing that.
• AB554 is about changing that.
• I represent a community where 335,000 people are enrolled in Medi-Cal.
• I think it's a sea change of an opportunity for us from a policy ...
• So this bill changes that.

Summary: The Assembly Health Committee heard a long agenda of health bills focused on access to preventive care, behavioral health, hospital services, and patient safety. Early items included AB 554, which would expand and protect access to HIV prevention drugs like PrEP, including injectable forms and coverage protections; supporters said it would shore up access amid federal threats, while insurers opposed it as a costly benefit mandate. AB 577 would limit insurer and PBM practices that steer medications away from physician offices and require more transparency and patient consent; doctors and patient advocates supported it, while health plans and insurers warned it could raise drug costs and disrupt specialty pharmacy networks. AB 546 would require coverage for portable HEPA purifiers for vulnerable enrollees during declared emergencies, especially wildfire smoke events, with support from air quality and public health groups and opposition from insurers concerned about benefit expansion and cost. The committee also heard AB 224, which would codify California’s updated essential health benefits benchmark plan after a public review process, adding infertility treatment, hearing aids, and durable medical equipment if approved by CMS for the 2027 plan year. DMHC said the state had completed the review and needed legislation to meet federal timing, and the measure drew broad support. AB 1032 would require plans and insurers to reimburse up to 12 additional behavioral health visits for enrollees in wildfire-affected counties for a limited period after an emergency; supporters argued it would fill gaps in trauma care after disasters, while insurers said existing parity and continuity-of-care rules already address the issue and that the bill could create inequities. AB 849 would require trained chaperones for sensitive ultrasound exams and training on how to observe and intervene; it was backed by a survivor and patient advocates, with hospitals and health districts raising staffing concerns. Later, AB 1196 would direct the Department of Public Health to update outdated rules requiring three surgeons for certain heart surgeries using cardiopulmonary bypass; supporters said the rule no longer reflects modern practice and strains staffing, while cardiology representatives had no formal opposition but wanted to review amendments. AB 1113 would codify a right to wear a mask for health reasons in public spaces, with support from disability and public health groups. AB 1386 sought to add perinatal care to the list of basic hospital services, prompting testimony about maternity ward closures, workforce shortages, and rural access; the author said the bill would be amended further and that the committee would need to revisit timelines and implementation details. The committee also heard AB 1429, which would address Kaiser’s repeated mental health parity violations and improve access to behavioral health care, though the transcript cuts off before any action on that bill is shown. Several bills were moved with motions and seconds, but many were held for quorum; AB 1196, AB 1113, and AB 1386 were among the measures advanced to a roll call or held on call, and the committee repeatedly noted that final votes would occur when quorum was available.

Transcript Highlights:

• going to be uh our Medicaid uh enrolled going to be uh our Medicaid uh enrolled providers<00:26:
• <01:11:06.080> in they recently have a change in they recently have a change in leadership
• Did they change their findings?
• That will change in the state's budget.
• I don't know if that changes<01:38:21.760> things changes things changes things for<01:38:24.480

Keywords: 1189, house, all

Summary: The committee chair opened by explaining that the committee has expanded from a traditional audit-follow-up role into an oversight role focused on whether audit recommendations are implemented and whether controls are in place to detect fraud. He said the committee was concerned about fraud uncovered in social service programs in other states and wanted to understand New Hampshire’s safeguards, especially around major contracts and program performance. Charles Buchanan, director of the New Hampshire Medicaid Fraud Control Unit, and investigator Tim Brackett described the unit’s structure and mission. Buchanan said the unit, housed in the Attorney General’s Criminal Justice Bureau, investigates and prosecutes fraud by health care providers serving Medicaid beneficiaries, as well as abuse, neglect, and financial exploitation of residents in health care facilities. He outlined common Medicaid fraud schemes such as billing for services not rendered, upcoding, using unqualified staff, drug substitution, kickbacks, supplemental charges, and inflated customary charges. He also described resident abuse/neglect and drug diversion in hospitals, nursing homes, and assisted living settings. Brackett said his role is financial investigator/auditor and noted the unit is grant-funded and must include a prosecutor, investigator, and auditor. The witnesses then explained how cases reach the unit and how they are handled. Most referrals come from the state Department of Health and Human Services’ program integrity unit and from managed care organizations’ special investigations units, which look for fraud, waste, and abuse and refer credible allegations. Other sources include qui tam whistleblower actions, the national Medicaid Fraud Control Units association, citizen complaints, provider referrals, adult protective services law-enforcement referrals, local law enforcement, and federal agencies. Once a referral is received, the unit can accept or deny it; accepted matters may be investigated criminally or civilly, while nonviable matters can be referred back to HHS or other agencies for administrative action, including repayment demands and reimbursement offsets. No votes or formal committee actions were taken in the portion provided.

Transcript Highlights:

• education making up the biggest changes education making up the biggest changes but<00:20:24.400
• <00:22:55.200> we panium uh but due to a lot of changes we panium uh but due to a lot of changes
• <00:23:41.080> that directly related to those changes that directly related to those changes
• Those can be changed if you feel like that is something we have to address.
• They typically don't take into account potential changes, so they will...

Keywords: 1183, house

Summary: The Ways and Means Committee began with member and staff introductions, including several new members and committee staff. Representative Zach Stevenson, the DFL lead, objected to the day’s presentation, saying he was disappointed the committee was starting with a group he viewed as aligned with Republicans rather than a nonpartisan budget presentation. The chair responded that the committee had a bipartisan agreement and that hearing a different perspective was appropriate. The committee then proceeded to a presentation from economists with the Center of the American Experiment, with questions held until the end. The presentation focused on Minnesota’s budget outlook, arguing that the state faces a structural imbalance and a projected $5.14 billion deficit in the 2028-29 biennium. The presenters said spending has outpaced revenues, highlighted a large increase in general fund spending since 2023, and argued that inflation-adjusted per-capita spending remains above pre-2024 levels through the forecast period. They said the biggest growth areas are E-12 education and especially Health and Human Services, with HHS projected to become the largest budget category and much of its growth tied to Medicaid and long-term care waivers. The presenters also argued Minnesota spends more than most states on welfare and Medicaid, citing comparisons showing the state near the top nationally in spending per person in poverty and in several Medicaid categories. They said some of the HHS growth reflects policy changes from the 2023 session, while other pressures come from enrollment growth, health care prices, federal debt, and an aging population. No votes or formal committee actions were taken during the portion of the meeting shown.

Transcript Highlights:

• You're not changing the amount of money.
• Someone produces proof of enrollment.
• In some of the years, you know, the changes.
• Chairman, the cap changes over time. The PCF has The cap changes over time.
• Chairman, the cap changes over time.

Bills: HB1

Keywords: feed bill, legislative appropriations, legislative branch, New Mexico Legislature, general fund, legislative council service, legislative finance committee, legislative education study committee, house chief clerk, senate chief clerk, per diem, mileage, session expenses, interim committees, district staff, capitol complex, capital outlay data system, legislative processing system, redistricting, census redistricting

Transcript Highlights:

• And so it can change year to year. And it does vary.
• That's what we're changing here. We're just changing from one agency to the other.
• It's not the intent to change any taxation. Okay. That's good to hear. Thank you.
• We are not changing anything by this move from DEP to FDACS for the requirements in BMAP areas.
• Nothing changes in the BMP. Absolutely nothing. And enforcement doesn't change.

Bills: S0544, S0636, S0848, S0546

Keywords: golf courses, best management practices, fertilizer regulation, Department of Agriculture, environmental protection, certification, beach management, beach erosion, beach nourishment, coastal resilience, shoreline protection, critical erosion, critically eroded beach, Florida DEP, Department of Environmental Protection, coastal flooding, compound flooding, storm surge, inlet management, coastal engineering

Summary: The Environment and Natural Resources Committee met with a quorum and took up several bills. SB 636 on beach management, by Senator Leek, would create additional pathways for counties and municipalities to obtain critically eroded beach or area of critical state concern designations, shifting the process toward a more proactive approach. Senator Smith and Senator Harrell raised concerns about local capacity and funding, and the Florida Shore and Beach Preservation Association said the bill was an alternative pathway but emphasized the need for more recurring funding. The bill was reported favorably. The committee then considered SB 544, which transfers the Golf Course Best Management Practices Certification Program from DEP to FDACS and establishes certification and training standards there. Senator Smith and Senator Harrell asked about environmental oversight, taxation, and whether the change would affect state park restrictions; the sponsor said it would not change tax treatment or park rules and that DEP would still handle enforcement if BMPs are not followed. The Florida Springs Council opposed the bill, arguing golf courses are not agriculture and warning of weaker protections for springs, while the Florida Golf Course Superintendent's Association supported the move as a continuity and participation measure. After adopting a technical amendment, the committee reported the bill favorably, with Senator Smith voting no. SB 848 on stormwater treatment, also by Senator Trunow, was amended to clarify the role of water quality enhancement areas while stormwater rules are still being finalized and to make public-land project review forward-looking. Resource Environmental Solutions supported the amendment and bill as providing a clearer market for water quality credits, and the Florida Home Builders Association supported the measure. The committee adopted the amendment and reported the bill favorably. SB 546 by Vice Chair Mayfield would require 30-day public notice before meetings reviewing the sale or exchange of state conservation lands, including at water management districts; after a technical amendment, it received support from conservation groups and was reported favorably. The committee also received a DEP presentation on the State Park Amenities Report, which said Florida’s 175 state parks drew over 28 million visitors and generated a $3.6 billion economic impact. DEP identified nearly $759 million in needed repairs and upgrades over 10 years and $1.39 billion in contemplated new construction and development in unit management plans. No votes were taken on the presentation, and the meeting adjourned after no further business.

Transcript Highlights:

• "This constitutional amendment will change the cap from 10% to 15%.
• Senate to be able to advocate on their behalf for changes in state law and state policy.
• So there is a mechanism to make changes.
• I mean, we didn't change much. Any objection? Hearing none, the amendment is adopted.
• This will equate to about 40 additional high school students enrolled in the FAST program.

Summary: The Senate convened with an invocation, received a House message that H.B. 422 had passed the House, and heard gubernatorial nominations for the Council on Sex Offender Treatment. The chamber also recognized the Doctor of the Day and several visiting groups and adopted a resolution designating June 20, 2025, as Texas Nuclear Legislative Day. Members then considered and passed several bills and resolutions, often by suspending the regular order and the constitutional three-day rule. SB 311 passed to final passage on the Texas Supreme Court’s writ power. SB 883, on off-label prescription access for COVID-19 treatment, passed to engrossment. SB 1706, creating an Open Meetings Act exception for certain defense, military, and aerospace deliberations, passed despite concerns from Sen. Eckhardt that the bill’s use of “deliberate” could weaken open-government protections. CS SB 1677, directing a study on diabetes-related amputations, passed with support from Sen. Menendez. SB 1967 expanded flood infrastructure fund eligibility to certain multipurpose projects, and SB 1255, a cleanup bill on mold assessor and remediator regulation, passed unanimously. The Senate also approved CS SJR 40 and CS SB 871, which would change emergency and disaster law to require legislative involvement after prolonged or widespread emergencies and to limit gubernatorial suspension powers, with Sen. Eckhardt questioning whether the bill could slow urgent business closures during a disaster. Additional measures passed included SB 1426 transferring management of the First Capital State Historic Site to the Texas Historical Commission, SB 249 requiring TxDOT to fund memorial markers for fallen peace officers, SB 1592 centralizing collection of hotel occupancy taxes from accommodation intermediaries, SB 1271 allowing concurrent jurisdiction on military installations for certain juvenile matters, SB 745 creating a higher penalty for intoxication manslaughter involving multiple deaths, SB 365 shortening the academic fresh start waiting period at public colleges, and SB 1171 adjusting compensation and standards for certain Texas Juvenile Justice Department inspector general employees. CS SB 36, creating a Homeland Security Division within DPS, passed after questions about its relationship to federal homeland security and its focus on border security and critical infrastructure. The latter part of the session focused heavily on CS SB 38, a major eviction and squatter-related bill. Sen. Bettencourt described widespread squatter cases and argued the bill, with a Moody amendment, would clarify notice and eviction procedures while balancing property-owner and tenant rights. Sen. West said he supported addressing squatters but worried the broader eviction changes could harm vulnerable renters, especially single mothers, and said he would vote present not voting. The discussion continued with additional testimony from Sen. Kolkhorst about the need for a balanced eviction process.

Transcript Highlights:

• We have a small change to make.
• . enrollment. enrollment.
• but now there's a bunch of new changes. but now there's a bunch of new changes.
• change cost, where are they going to go? change cost, where are they going to go?
• conformant changes on that motion. conformant changes on that motion.

Keywords: 1187, senate, all

Transcript Highlights:

• Signing of enrolled acts.
• I'm about to sign Senate Enrolled Act 2, same being original Senate File 2.
• <00:33:43.440> that and especially now with the changes that and especially now with the changes
• Are there any changes? Closing vote. Vote closed.
• As you not change over the lunch hour.

Keywords: 916, all

Transcript Highlights:

• affected by these changes. affected by these changes.
• eligibility,<00:16:06.440> which HR1 makes changes to eligibility, which HR1 makes changes
• That stability changed in 2025.
• We need privacy changes.
• We cannot change their addresses. We could change our phone numbers.

Keywords: 1187, senate, all

Transcript Highlights:

• year and a half, almost two years, regarding FFN and the different aspects of the process of how you enroll
• year and a half, almost two years, regarding FFN and the different aspects of the process of how you enroll
• H. 52, S. 3-1 would make two important changes to assist the system to support FFN providers and the
• H. 52, S. 3-1 would make two important changes to assist the child care system and support FFN providers
• So what I'm proposing is that we add language to H. 541 and S. 373 to change the focus away from finding

Keywords: 995, all

Summary: The Joint Committee on Education held its sixth public hearing and took testimony on a large slate of bills, with the chair moving H. 542/S. 341 on family, friend, and neighbor (FFN) child care to the top of the agenda so young constituents would not have to wait. Witnesses from labor, community organizations, and FFN providers strongly supported the bill, saying FFN care fills critical gaps for families working nonstandard hours, especially in low-income, immigrant, and BIPOC communities. Testimony emphasized that FFN providers are currently underpaid, often receive only about $24 per child per day, and should be guaranteed at least the state minimum wage. Witnesses also backed changes to the voucher system to allow families to combine formal and FFN care more flexibly, and they supported creating an FFN advisory council. Committee members asked about the difference between FFN and center-based care, registration requirements, fingerprinting/background checks, EEC’s ongoing study group, and the fiscal impact; witnesses said the current annual cost is about $1.8 million and could rise to about $6 million if all current FFN providers were paid minimum wage, still under 1% of the EEC budget. The committee then closed testimony on that bill. The committee next heard testimony on several preschool and universal pre-K bills, including H. 707 on public preschool facilities, H. 687/S. 339 on universal pre-K and mixed delivery, and related bills such as H. 606, H. 523, H. 618, H. 522, H. 510, and H. 615, many of which were later closed without additional witnesses. A Lowell school official testified that space and facilities funding are major barriers to expanding preschool and that the city has hundreds of children on voucher waitlists. Other witnesses and organizations, including the Early Care and Education Consortium and AFT Massachusetts, supported mixed-delivery universal pre-K and warned that public-school expansion should not undermine community-based providers, whose preschool tuition helps subsidize infant and toddler care. Several witnesses also urged stronger standards for preschool teachers, better staffing ratios, and more integrated special education and support services. The committee accepted written testimony on some bills and closed testimony on the others when no one else came forward. A major portion of the hearing focused on H. 541/S. 373, which would ban school exclusion in pre-K through third grade. Advocates from Massachusetts Advocates for Children, Mass Appleseed, Citizens for Juvenile Justice, AFT Massachusetts, and the Mental Health Legal Advisors Committee argued that suspensions and expulsions at young ages harm learning, worsen inequities, and contribute to the school-to-prison pipeline. They cited data showing disproportionate impacts on Black and Latinx students, students with disabilities, and low-income children, and described personal stories of children whose behavior improved when schools kept them in class and addressed underlying needs. Committee members asked for updated data on the number of students and districts affected, and witnesses said they would provide more detailed written information. After testimony on this and a few other bills, including S. 372, S. 357, and H. 275/S. 133, the committee closed testimony and adjourned.

Transcript Highlights:

• most of nurse midwives um but most of most of the<00:03:11.519> language<00:03:11.879> changes
• /c><00:03:12.519> only<00:03:12.799> just<00:03:13.000> reflect the language changes
• Once eligible, I enrolled in graduate midwifery school and completed my degree this year.
• Once eligible, I enrolled in graduate midwifery school and completed my degree this year.
• Once eligible, I enrolled in graduate midwifery school and completed my degree this year.

Keywords: 1183, house

Transcript Highlights:

• We don't change the form that...
• On the grounds the Rider changes General Law and Appropriations Bill.
• There are services out there to help identify the dual enrollment issue.
• Texas is failing, but we can change that. Fact.
• I went with her. medication list and we changed some of the medication.

Bills: SB1, HB500, SB1, HB1400, HB 1094, HB365, HB 1109, HB647, HB500

Keywords: appropriations, budget, state funding, education, healthcare, infrastructure, state budget, mental health funding, education funding, infrastructure improvements, public safety, groundwater, water conservation, financial assistance, Texas Water Development Board, innovation fund, local conservation districts, transportation protection agreement, funeral services, insurance exemption

Transcript Highlights:

• Additionally, we are also removing the requirement to submit a W-9 form per provider enrollment, and
• verifications with the IRS because they will no longer have to submit those W-9 forms as part of their enrollment
• Requirement to submit a W-9 form per provider enrollment, and that has caused several issues over the
• verifications with the IRS because they will no longer have to submit those W-9 forms as part of their enrollment

Summary: The committee opened with prayer and approved the minutes. It then heard an emergency rule from the Department of Human Services on hospital-based residential treatment for adolescents with substance use disorders. Paula Stone explained that the rule would allow Medicaid reimbursement for residential treatment services provided in a hospital unit for ages 12 and up, with Unity Hospital in Searcy expected to be the first provider. Members asked about licensure, length of stay, and cost; Stone said stays would be determined by ASAM criteria rather than a fixed cap, the projected rate submitted to CMS was $850 per day, and the unit would have 24 beds split between boys and girls with an on-site school. The committee next considered an electronic visit verification rule for in-home personal care, attendant care, respite care, and home health services. Elizabeth Pittman said the update was intended to keep the state compliant with federal EVV requirements, improve auditing and corrective action authority, and encourage more electronic claims submissions. She also noted the rule would remove the W-9 submission requirement for provider enrollment to allow IRS verification. Members asked whether EVV was federally required and were told Arkansas uses an open system that allows providers to use the state option or a third-party vendor. After the presentations, the committee took no further action beyond noting that the EVV rule stood reviewed. The meeting then adjourned.

Transcript Highlights:

• THE BILL MAKES CHANGES TO PERFORMANCE EVALUATIONS FOR TEACHERS AND CHANGES IT FROM 1/3 TO 1/2.
• Berman: AND DO YOU ANTICIPATE THAT WILL MEAN ANY CHANGES FOR THE VPK PROGRAMS BECAUSE IT WOULD NOW BE
• I KNOW WE'RE HAVING A LOT OF CHANGES, WHAT DO WE MEAN BY FULL PERIOD? >> Sen.
• GREAT FLORIDA PROMOTION POLICY, CHANGES THE GRADUATION REQUIREMENTS ARE TWO THINGS THAT ARE A LITTLE
• AND YOU KNOW, OVERALL WE DO RECOGNIZE THERE NEEDS TO BE SOME OF THESE REGULATORY CHANGES.

Keywords: 999, senate, all

Transcript Highlights:

• And the implementation of task force changes.
• changes.
• Disorder Treatment Program and service changes, and provider qualification changes.
• These are technical and clarifying changes.
• MinChoices needs to change.

Bills: HF2434

Keywords: healthcare, personal care assistance, worker retention, disability services, state funding

Transcript Highlights:

• Yes, and we would support that change. Thank you. Yes, thank you. Members, any other questions?
• Please help to change this by voting in favor of SB 1224. Thank you. Very good. Go ahead, yes.
• Senate Bill 747 applies to all Texas school districts and open-enrollment charter schools.
• Senate Bill 747 applies to all Texas school districts and open-enrollment charter schools.
• And the substitute makes a clarifying change in Section 4. Thank you, Mr.

Summary: The Senate Education K-16 Committee heard several bills focused on school finance, transparency, student safety, and educator misconduct. SB 843 by Senator Kolkhorst would create a centralized TEA database for school bond elections, tax rates, and project details; supporters said it would improve transparency for taxpayers, while members discussed the fiscal note and suggested adding charter schools. SB 1224 by Senator Sparks would require superintendents to report alleged romantic, sexual, or abusive conduct between staff and students directly to law enforcement within 48 hours, with penalties for failure to report; testimony from advocates and survivors strongly supported the bill and urged that it also apply to private and charter schools. SB 747 by Senator Paxton on behalf of Senator King would require school district policies addressing AI-generated sexually explicit images of minors as cyberbullying and direct the School Safety Center to develop guidance; the committee heard emotional testimony from a student victim and discussed school authority to discipline off-campus conduct and the role of cell phones. The committee also heard SB 1636 by Senator Hinojosa, which would limit use of interest and sinking tax revenues to debt service for voter-approved capital projects and not deferred maintenance; school finance witnesses raised concerns that the bill’s language could restrict needed facility maintenance spending and asked for a clearer definition of deferred maintenance. SB 2185, also by Senator Hinojosa, would expand access to the bilingual education allotment for dual-language programs; district officials and educators testified in support, saying it would remove barriers to funding and better support bilingual instruction. SB 604 by Senator West would require the Permanent School Fund Corporation to publicly track bonds backed by the state guarantee program that are downgraded to speculative or junk status, with West arguing the information would provide an early warning sign of district financial distress. Across the hearing, much of the testimony centered on student protection and accountability in schools. Multiple witnesses described educator misconduct cases, failures to report abuse, and the need for outside law enforcement involvement rather than internal district investigations. Committee members repeatedly discussed extending reporting and safety requirements to private and charter schools, and several witnesses urged independent oversight. No bills were voted out; each measure heard was left pending, and the committee recessed subject to the call of the chair.

Transcript Highlights:

• So those are the minor changes, and I will yield to Senator Tichenor.
• I needed to pickup location changed.
• And those are the changes to the Senate Bill 181 revisions.
• change<00:46:52.359> in change when we're changing change in change when we're changing change
• They um from enrollment-related issues.

Keywords: 958, all

Transcript Highlights:

• >> Well, I mean, you could always change >> Well, I mean, you could always change the
• <00:35:12.800> the you proposing for us to change the you proposing for us to change the statute
• and ask us to change the law. and ask us to change the law.
• <00:35:57.520> in No, it it doesn't require a change in No, it it doesn't require a change
• sure you know the Fed rates are changing sure you know the Fed rates are changing dramatically<04

Keywords: 928, house, all

Summary: The subcommittee focused primarily on a bill concerning long-term care insurance rate increases and consumer notice. Members and staff discussed replacing or supplementing a proposed public hearing requirement with annual reporting, website updates, and consumer-facing disclosures about approved rate increases, carriers writing the products, and how the products work. Several participants emphasized that long-term care policies are long-term products, that rate increases can be spread over many years for actuarial reasons, and that consumers need better information about trends and the impact of increases. A major point of disagreement was whether the bill should try to cap premium increases. One member argued the real problem is unexpected increases of 15% to 20% and urged a statutory cap to protect consumers. Insurance department representatives and others responded that hard caps had been struck down in prior case law, that the department’s core responsibility is solvency, and that carriers need sufficient premium to pay future claims. They also said the market is struggling because many carriers stopped selling the product, leaving in-force policies to bear the cost, and that overly restrictive caps could cause insurers to withdraw from the state. The discussion then shifted toward a compromise requiring carriers to notify policyholders before a rate increase is approved and allowing a 60-day comment period. Participants debated whether the notice should come from the carrier, how confidentiality rules would apply before approval, and what the department should do with public comments. The department said it already reviews filings carefully and that submitted rates are often adjusted before approval; lawmakers noted that prior commissioners had pushed back on increases in some cases, including a seven-year moratorium. No final vote was taken in the excerpt, and the chair repeatedly tried to move the subcommittee along to other bills.