Video & Transcript : 'agronomic rate' :
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KY
Kentucky 2026 Regular Session
Senate Standing Committee on Banking and Insurance. (2-24-26)
Banking & Insurance
Transcript Highlights:
- from a public policy standpoint, makes it easier for prospective buyers to buy down their mortgage rate
- Can I buy down my rate a quarter percent?
- </c> pay to again reduce their interest rate pay to again reduce their interest rate by<00:02:18.080>
- So, uh, just my rate a quarter percent?
- </c> we can offer this buy down for your rate we can offer this buy down for your rate and<00:05:04.880
Committee:
Senate Banking & Insurance
CA
California 2025-2026 Regular Session
Joint Legislative Committee on Climate Change Policies Feb 23rd, 2026
Joint Legislative Committee on Climate Change Policies
Transcript Highlights:
- So I think if there's one thing that Cap-and-Invest should protect, it's electricity rates.
- Are there other reasons that rates may increase?
- lower or driving electric rates down.
- So what does this mean for ratepayers in California and specifically POU rate payers?
- Rate increases are a real possibility.
Summary:
The committee heard an overview and discussion of CARB’s proposed amendments to California’s Cap-and-Invest program, implemented under AB 1207 and SB 840. Chairs and members emphasized the program’s role in meeting climate targets while balancing affordability, and CARB described the proposal as intended to preserve market certainty, strengthen cost containment, address utility affordability, and support the state’s 2045 carbon-neutrality goal. CARB also noted the public comment period, the planned board hearing, and the goal of an effective date of September 1, 2026.
Members questioned CARB on several implementation issues, including whether the rulemaking would be completed on time, the treatment of carbon capture and sequestration, the timing of the transfer of allowances from natural gas utilities to electric utilities, and the impact on ratepayers. CARB said it was on track to meet the May deadline, that CCUS/CDR could be further refined in the proposal and would also be addressed in a separate SB 905 rulemaking later in the year, and that it was seeking to protect ratepayers while inviting more utility data during the comment period. The committee also discussed refining-sector leakage risk, gasoline imports, and how imported fuel is accounted for under cap-and-invest versus the low-carbon fuel standard.
A second panel of outside experts and stakeholders then testified. The Legislative Analyst’s Office and IEMAC representatives explained the major statutory changes, including putting offsets under the cap, shifting allowances from natural gas to electric utilities over time, and changing how allowance value is divided among utilities, industry, and the Greenhouse Gas Reduction Fund. They stressed that CARB has significant discretion in setting the allowance “pie,” and that more free allocations to utilities or industry reduce GGRF revenues. EDF’s representative argued the proposal should be adopted this spring, said the utility transition should happen faster, and urged a tighter near-term emissions cap. SCAPA, representing publicly owned utilities, opposed the proposed utility allocation changes, saying they would reduce expected allowances, undermine long-term planning, and could force higher rates or reduced decarbonization investments.
NM
New Mexico 2025 Regular Session
IC - Investments and Pensions Oversight Aug 13th, 2025
Investments & Pensions Oversight Committee
Transcript Highlights:
- The rate was set at 3.75 percent, and we partnered with the Loan Fund to make COVID-19 loans available
- If it's in an urban location, the base reimbursement rate is 50%.
- Pre-COVID, we saw a recruitment rate of between 65% and 70%, meaning that. 45% to 50% of the positions
- I get a really good rate of return off of some of the banks now.
- Even our banks are giving us a return on investment, but it's a higher interest rate. Okay, okay.
MN
Minnesota 2025-2026 Regular Session
Legislative Commission on Pensions and Retirement - 04/07/26
Minnesota Senate Floor Meeting
Transcript Highlights:
- </c> lowers the employee contribution rates lowers the employee contribution rates from<00:14:19.200>
- You know, we've talked about the assumed rate of return as a commission before.
- assumed rate of return as a commission assumed rate of return as a commission before. before. before.
- </c> and 1/2% is different than the 7% rate and 1/2% is different than the 7% rate of<00:26:22.560><c
- </c> rates of return. rates of return.
MO
Transcript Highlights:
- First one I want to speak to is the 100% rating that was mentioned several times.
- Those are the ones that are 100% rated for rating but are paid to 100% rate because they're not able
- Maybe your rating is a little higher.
- that initial rating.
- that argument, but once they're at that 100% rating, that's not going to change.
Committee:
House Veterans and Armed Forces
Summary:
The committee met with a quorum and first went into executive session, where it adopted committee substitutes and voted do pass on House Bills 383, 2940, and 1869 by unanimous roll-call votes. The chair then moved to public hearings and announced shortened testimony times because of the late hour.
A large portion of the hearing focused on several nearly identical proposals to provide property tax relief to disabled veterans and, in some versions, surviving spouses. Representatives Jobe, Crosley, Bolerking, Schmidt, and Jones described different approaches: tiered exemptions based on VA disability ratings, homestead-based exemptions, county opt-in or opt-out provisions, sunsets, and in some bills relief tied to assessed value or personal property/vehicle taxes. Committee members raised questions about acreage limits, transfer of benefits to new residences, remarriage of surviving spouses, annual recertification, and whether counties should have discretion. Several witnesses in favor, including veterans and veterans’ advocates, urged broader eligibility, especially for 100% permanent and total veterans and those with individual unemployability, and argued the benefit would help veterans remain in Missouri. A public advocate opposed the bills on fiscal grounds, citing large projected costs to local governments, school districts, and state funds.
The committee also heard testimony from veterans and advocates on the importance of recognizing spouses and families, and on the need to avoid burdensome county administration. Representative Schmidt presented two related bills, one offering a percentage-based property tax discount and another creating a homestead tax credit with county participation and a market-value cap; members discussed combining the measures and revising sunset and spouse language. Representative Jones presented bills extending relief to 100% disabled veterans and to personal property/vehicles, emphasizing that counties could opt in and that the credit should not shift costs to other taxpayers. The hearing ended before the final witness finished, and the committee adjourned.
FL
Transcript Highlights:
- Florida also has the highest fatal drowning rate in the nation for ages 1 through 4 and ages 0 through
- per year. ...to the present, drowning deaths in Florida have ranged between 350 and 500 per year, a rate
- He noted that recent reforms are bringing rates down and that agents in town last week testified about
- He added that recent reforms are lowering rates, that 150 agents were in town last week, and that their
- Murphy said rates are going down across the board, including in surplus lines and the admitted market
Committee:
Senate Fiscal Policy
Summary:
The Committee on Fiscal Policy met and reported a series of bills favorably, covering health care, public safety, insurance, coastal resilience, juvenile justice, drowning prevention, transportation designations, and beach management. Senator Harrell presented CS/SB 68, requiring hospitals with emergency departments to adopt pediatric emergency care policies, training, designated pediatric readiness personnel, and participation in a national readiness assessment; it passed. Harrell also presented CS/SB 340, requiring nursing students to complete two hours of human trafficking identification training before licensure; it also passed. Senator Sharif’s CS/SB 32 and SB 210, creating a new injunction for protection against serious violence by a known person and the related public records bill, were both reported favorably. Senator Garcia’s CS/CS/SB 302 on nature-based coastal resiliency, Senator Jones’s SB 418 on law enforcement interaction with individuals with autism and the Blue Envelope Program, and Senator Martin’s CS/SB 1734 updating juvenile probation and detention officer definitions and related cost-share language were also approved.
The committee then took up several drowning-prevention measures. CS/SB 606 by Senator Smith would add drowning prevention and safe bathing education to postpartum materials and direct the Department of Health to create standardized materials; an amendment removed a records-retention requirement, and the bill passed. SB 428 by Senator Yarborough would expand the state swim lesson voucher program from children ages 0-4 to ages 1-7; it received strong support from advocates, including a young swim instructor and autism advocates, and passed. The committee also approved CS/SB 246, a specialty license plate bill that was amended to include the UFC plate and a First Responders’ Resiliency Foundation plate, and CS/SB 1028, which revises Citizens Property Insurance and clearinghouse procedures to prioritize admitted carriers and prohibit public funds for the clearinghouse; that bill drew discussion about market competition, Citizens’ exposure, and potential impacts on policyholders.
Additional measures reported favorably included SB 628, designating a portion of South Navy Boulevard in Pensacola as Warrior Sacrifice Way to honor the sailors killed in the 2019 Naval Air Station Pensacola attack, and CS/SB 636 on beach management, which would create a proactive pathway for coastal communities to obtain erosion-related designations and align with federal programs. Beach industry testimony supported the bill’s intent but raised concerns about perpetual easements and funding shortfalls. At the end of the meeting, members recorded additional votes on selected bills, and the committee adjourned.
FL
Florida 2025 Regular Session
April 16, 2025 - 08:00 AM
Transcript Highlights:
- In communication services taxes, the bill extends the current freeze on rate increases for local CST
- In the pari-mutuel card room taxes space, the bill reduces the card room tax rate on the monthly gross
- In the paramutual card room taxes space, the bill reduces the card room tax rate on the monthly gross
- Would they see a higher or lower rates, like what they're paying out of pocket?
- In those counties where the 80 to 120 exists, or for the supply, that can be market-rate housing.
Summary:
The Ways and Means Committee met on April 16, 2025, with one agenda item: PCB WMC-2502, the committee’s tax package. Chair Duggan presented the bill as a broad tax measure covering sales tax, tourist development taxes, ad valorem/VAB procedures, affordable housing property tax changes, tangible personal property, special assessments, fuel taxes, communication services taxes, corporate income tax updates, pari-mutuel/card room taxes, local incentives, and a redistribution of horse industry trust fund money. He also noted emergency rulemaking authority for the Department of Revenue and estimated a recurring state impact of $34.6 million in FY 2025-26.
Members questioned several provisions, including the aviation fuel tax repeal, the delay of the natural gas fuel tax, the extension of the local communication services tax freeze, the charitable trust corporate income tax clarification, the reduction in card room taxes, and the affordable housing changes tied to the Live Local Act. Public testimony included support from airlines, UPS, child care management, and others, while the Florida Restaurant and Lodging Association opposed the lifeguard/TDT change, the Florida Association of Counties and Florida League of Cities opposed the missing-middle exemption changes, and local government representatives raised concerns about revenue impacts and the loss of local opt-out authority. The committee also adopted Amendment 1 by Representative Rizzo, which limits certain special assessments on RV parks when based on square footage.
During debate, members split on some provisions but generally supported the package, with comments focused on aviation competitiveness, preschool assessment relief, lifeguard funding, affordable housing, and the horse industry funding shift. Representative Duggan closed by emphasizing that the bill was only the beginning of the process and would continue through conference and floor consideration. The committee then voted 16-1 to report PCB WMC-2502 favorably, with Representative Alvarez voting no.
NM
New Mexico 2025 Regular Session
House - Rural Development, Land Grants And Cultural Affairs Jan 23rd, 2025
House Rural Development, Land Grants And Cultural Affairs
Transcript Highlights:
- It's rated AAA by Standard & Poor's and AA1 by Moody's.
- What we're able to provide your communities is an interest rate lock.
- finally price that loan, it will be the lesser of that cap or whatever the current market rates are.
- But in the most recent years, we have seen significant fluctuations in interest rates, and there have
- Generally, our interest rates are below market.
ND
North Dakota 2026 1st Special Session
Information Technology Committee Jul 8th, 2026 at 10:00 am
Information Technology Committee
Transcript Highlights:
- Beyond the rate comparison, and maybe I will stop one more time at the rate comparison, when you click
- on that exploring the rate comparison link, there are some of our rates in here where it talks to comparisons
- So I am going to come off of the rate piece.
- So I am going to come off of the rate piece.
- We've certainly seen those participation rates drop.
Committee:
Joint Information Technology Committee
CA
California 2025-2026 Regular Session
Senate Budget and Fiscal Review Subcommittee No. 3 on Health and Human Services Apr 30th, 2026
Transcript Highlights:
- , which include the IMD rate and the quality assurance fee rate.
- These rates both support the program's licensure.
- rate in order to agree to serve our population.
- at fiscal year, and also to be able to meet answer rates at target rate that is expected from SAMHSA
- a 40% answer rate on chat and text.
CA
California 2025-2026 Regular Session
Joint Hearing Senate Health Committee and Assembly Health Committee Mar 10th, 2026
Transcript Highlights:
- the Affordable Care Act to expand coverage, strengthen consumer protections, and bring our uninsured rate
- The bill cut that rate in half, from 16 percent to 7.7, and as we heard just moments ago, even lower
- So we're slowing the spending growth rate by, first of all, being able to measure that.
- Small business rates have been lower.
- It's still a significant rate increase, but it's manageable.
Summary:
The joint informational hearing of the Senate and Assembly Health Committees focused on the cost of federal instability for California health coverage, access, and affordability. Opening remarks from members of both houses emphasized that California’s coverage gains under the Affordable Care Act are now threatened by federal policy changes, including the expiration of enhanced premium tax credits, H.R. 1, and new federal regulatory actions. Members repeatedly cited rising premiums, skipped care, medical debt, and the risk that low-income, immigrant, and working Californians could lose coverage or be pushed into less comprehensive plans.
The first panel reviewed the federal landscape and state response. Don Joyce described the ACA’s coverage expansions and warned that H.R. 1, regulatory changes, and broader federal retrenchment could reduce coverage and weaken meaningful benefits. Covered California Executive Director Jessica Altman said the loss of enhanced premium tax credits is driving major affordability problems, with average monthly premiums projected to rise sharply and enrollment already down, especially among middle-income consumers. HCAI’s Elizabeth Lansberg explained the Office of Health Care Affordability’s role in slowing spending growth, monitoring consolidation, and setting spending targets, including lower targets for high-cost hospitals and new primary care investment goals. Members asked about bronze plans, high-cost hospitals, administrative burdens, provider taxes, and whether federal advisory changes could affect required benefits such as immunizations.
The second panel examined population impacts and cost drivers. UC Berkeley Labor Center’s Miranda Dietz said most Californians get coverage through employers, Medi-Cal, or Covered California, and that affordability problems are widespread across all groups. She projected that California could have up to 2 million more uninsured residents by 2030, largely from Medi-Cal losses, and said higher premiums reduce wages and increase medical debt. Christoph Stremakis of the California Health Care Foundation highlighted survey data showing widespread concern about medical bills, skipped care, and medical debt, and argued that a large share of spending is wasted through administrative complexity, inflated prices, and underinvestment in prevention. Committee members pressed the panel on whether California can sustain coverage without new revenue, how cost-growth targets affect workers and families, how medical debt relief programs like Los Angeles County’s could be expanded, and how OCA can address uncompensated care, consolidation, and prior authorization burdens.
MN
Minnesota 2025-2026 Regular Session
House energy panel OK's bill to lift MN's moratorium on new nuclear power plants 1/21/25
Minnesota House Floor Meeting
Transcript Highlights:
- This bill will make our electric utilities better able to ensure reliability and lower rates by providing
- This bill will make our electric utilities better able to ensure reliability and lower rates by providing
- Xcel Energy has recently approached the PUC with a request to increase monthly rates by 9.5% in 2025
- </c><00:03:34.319><c> by</c><00:03:34.560><c> n</c> request to increase monthly rates by n request to
- </c> ...2053 or is at 2053 and 2054 at any rate.
WA
Transcript Highlights:
- The striker reduces the new tax rate on cigarettes to 1.25 cents per cigarette, effective January 1,
- 2027, instead of the rate of 9.875 cents, effective January 1, 2028.
- It also maintains the varying rates for the other tobacco products taxes and the vapor products taxes
- This changes the business and occupation preferential rate for critical access pharmacies from 0.25%
- This amendment is lowering the tax rate for some of the taxpayers.
Committee:
House Finance
AL
Alabama 2025 Regular Session
Alabama House Commerce and Small Business Committee Feb 19th, 2025
Commerce and Small Business
Transcript Highlights:
- other words, what this bill does is it removes any type of bias and just allows them to use a Nielsen rating
- or viewership rating to rate the advertisements.
- Viewership rating to rate where that ad dollars go.
- This term does not include organizations that rate media outlets for audience size, viewership, or demographic
- There was a letter left off; it should say "news" so it will provide rankings or ratings of news sources
Committee:
House Commerce and Small Business
Keywords:
government contracting, state agencies, local agencies, procurement, marketing contracts, advertising contracts, media monitoring, fact-checking, news ratings, bias ratings, misinformation, journalistic standards, news accuracy, vendor certification, contractor certification, public relations, media analytics, government procurement, Alabama, data privacy
MN
Minnesota 2025-2026 Regular Session
Committee on Jobs and Economic Development - 02/26/25
Jobs and Economic Development
Transcript Highlights:
- But we are asking for the addition of a fee or an interest-rate-based lending structure.
- just not clear if that is a fixed rate or if a variable rate does it reset every month, every quarter
- But it is a fixed rate. I do know that much. Okay, perfect.
- </c> pay the Wall Street Journal prime rate pay the Wall Street Journal prime rate is<00:31:44.240><c
- rate does it reset rate or if a variable rate does it reset every<00:31:54.600><c> month</c><00:31:54.919
Committee:
Senate Jobs and Economic Development
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Housing Jun 21st, 2026 at 01:00 pm
Joint Committee on Housing
Transcript Highlights:
- Decades ago, and you all know this, but decades ago, these homes were built at an extremely high rate
- Decades ago, and you all know this, but decades ago, these homes were built at an extremely high rate
- With today's construction costs and interest rates, this project would no longer be feasible.
- We managed to do it cheaper because of special conditions on a market-rate basis.
- They also have self-closing doors and fire-rated walls, like other modern multifamily buildings.
Committee:
Joint Joint Committee on Housing
Summary:
The Joint Committee on Housing opened a hybrid hearing focused on housing production bills, with Chairs Julian Cyr and Rich Haggerty emphasizing Massachusetts’ housing shortage and the need to produce more than 200,000 units over the next decade. The committee then heard testimony on a wide range of proposals, including social housing, starter homes and the “missing middle,” accessory dwelling units (ADUs), single-stair residential buildings, permanent affordability homeownership, and housing for people with disabilities. Several witnesses framed the bills as tools to expand supply, lower costs, and address racial and generational wealth gaps.
Representative Connolly testified for H. 1478 on the Massachusetts Social Housing Program, describing publicly owned, mixed-income housing financed through a revolving loan fund. Senator Feeney testified for S. 989 on missing middle starter homes, arguing for zoning changes, incentives, and affordability tools to support smaller starter homes and duplexes, triplexes, and fourplexes. Multiple witnesses, including housing advocates, real estate representatives, and local officials, supported the ADU trust fund bill and the single-stair study bill, saying they would reduce barriers, support homeowners, and enable more family-sized and infill housing. Some witnesses opposed bills they said would weaken ADU reforms or add new restrictions, while others urged broader deregulation to speed production.
A major portion of the hearing focused on H. 1576/S. 1010, the Homes for Lasting Affordability bill, which would create a permanent affordability homeownership program for low- and moderate-income buyers and support small developments with long-term affordability restrictions. Testimony from community land trust leaders, legislators, and housing advocates emphasized that permanent affordability can preserve public investment, stabilize neighborhoods, and help families build wealth over generations. Senator Miranda and Representative Worrell tied the bill to closing the racial wealth gap and expanding access to homeownership for Black and Latino residents. The committee also heard testimony on S. 971, which would reform the Housing Development and Incentive Program to require more affordability in Gateway City projects.
The committee additionally heard from Senator Kennedy and disability advocates on S. 1004, which would strengthen the Alternative Housing Voucher Program for people with disabilities by codifying project-based vouchers and aligning the program more closely with other voucher systems. Witnesses described long waitlists and the lack of accessible, affordable units as major barriers that can lead to homelessness or unnecessary institutionalization. No votes were taken during the hearing; the session was devoted to testimony and questions from committee members.
NM
New Mexico 2025 Regular Session
IC - Legislative Finance Aug 21st, 2025
Transcript Highlights:
- The free or reduced reimbursement rates that you're likely familiar with.
- There are high rates of CEP participation due to high rates of students participating in these programs
- Meals, which many already had high rates of participation, but still experienced modest increases in
- have been fully expended or completed, and 296 red-rated appropriations indicating no activity.
- Items in the packet you prepared for us with the red-rated projects.
MN
Transcript Highlights:
- rates.
- The provision to increase the medical assistance rate to Medicare rates? Yes.
- </c><01:55:41.920><c> Is</c><01:55:42.080><c> that</c> Medicaid rates, Medicare rates.
- Is that Medicaid rates, Medicare rates.
- rate to Medicare rates.<01:56:05.040><c> Yes.
Committee:
Senate Finance
NH
New Hampshire 2025 Regular Session
Senate Energy and Natural Resources (03/04/2025)
Energy and Natural Resources
Transcript Highlights:
- </c> absolutely uh you know electric uh rates absolutely uh you know electric uh rates fluctuate<01:21
- The rate is set in statute.
- The rate is set in statute.
- The rate is set in statute.
- payers and proceedings utility rate payers and proceedings concerning<01:42:41.639><c> rates</c><01:
Committee:
Senate Energy and Natural Resources
KY
Kentucky 2026 Regular Session
Senate Standing Committee on Banking and Insurance. (3-24-26)
Banking & Insurance
Transcript Highlights:
- </c> to a maximum of 10% for your fee of rate to a maximum of 10% for your fee of rate for<00:09:28.200
- </c> >> Your hourly rate just went up, Mr. >> Your hourly rate just went up, Mr.
- </c><00:44:51.680><c> they're</c> reimbursed at the same rate they're reimbursed at the same rate they're
- So that's kind comp compensation rate.
- </c> Both traditionally bill at higher rates. Both traditionally bill at higher rates.
Committee:
Senate Banking & Insurance