Transcript Highlights:

• can be used appropriately to protect...
• They charged him with a FACE Act violation. Why?
• By saying all FBI employees should be protected?
• What they were guilty of is protecting this nation.
• ...is protected by the Second Amendment.

Transcript Highlights:

• think, an act to amend the Public Housing Law. >> Read the last section. >> Section 2, this act shall
• >> SECTION 2, THIS ACT SHALL TAKE EFFECT IMMEDIATELY. >> CALL THE ROLL.
• >> SECTION 2, THIS ACT SHALL TAKE EFFECT IMMEDIATELY.
• "This act shall take effect immediately." "Call the roll."
• Lewis Voting Rights Act provides for assistance for language minority groups currently.

Keywords: 993, senate, all

Summary: The Senate convened, approved the prior journal, and adopted a resolution calendar with several exceptions before taking up a series of ceremonial resolutions and bills. Members welcomed student visitors from the YWCA of White Plains’ Voices Unfiltered Policy Program, then adopted resolutions honoring Senegalese independence and the Senegalese community, MWBE Advocacy Day, John Coltrane’s 100th birthday, the Sing Sing Prison Museum, I Love My Park Day, Animal Advocacy Day, Neuromyelitis Optica Spectrum Disorder Awareness Month, and Denim Day. Speakers emphasized cultural recognition, public service, environmental stewardship, animal welfare, rare disease awareness, and support for survivors of sexual violence; each resolution was adopted. The chamber then moved through the regular calendar, passing a number of bills on broad roll-call votes. Among the measures approved were bills amending the Penal Law, Executive Law, Public Housing Law, Retirement and Social Security Law, Social Services Law, Environmental Conservation Law, General Municipal Law, Railroad Law, Election Law, Labor Law, and Public Service Law. Several bills passed unanimously or nearly so, while a few drew notable opposition, including a public health measure that passed 39-19 and the labor-related bill on ghost job postings that passed 39-19 after extended debate. The most detailed floor debate centered on the Labor Law bill addressing “ghost jobs,” requiring employers with 100 or more employees to disclose whether postings are for current vacancies, expected future openings, or general resume collection, with Department of Labor enforcement and civil penalties. Supporters argued it would protect job seekers from deceptive postings; opponents said it was unnecessary, burdensome, and could invite litigation or penalties disproportionate to the problem. The Senate also debated and passed a bill expanding election-language assistance under the John R. Lewis Voting Rights Act to Haitian Creole and Middle Eastern and North African communities, with supporters citing growing language-access needs and opponents raising concerns about scope and local costs. The Senate then adjourned until the next day.

Transcript Highlights:

• Um with our educational protections.
• <00:10:06.880> and the the current state protections and the the current state protections
• protection under state law.
• Rights Act? Rights Act?
• of 1991, the Blue Water Navy Act of 2019, and the PACT Act of 2022.

Bills: HF3540, HF3522, HF3544

Keywords: veterans rights, employment discrimination, human rights, Minnesota laws, protected classes, veterans, Minnesota Department of Veterans Affairs, veterans affairs, Secret War in Laos, SGU veteran, Hmong veterans, Laotian veterans, honor guard, military funeral honors, state veterans cemetery, burial eligibility, veterans home, temporary closure, state active service, National Guard

Transcript Highlights:

• It protects the consumers and the pharmacists as well.
• The title would be the Darwin Award Act.
• My amendment is reopening that consumer protection pathway.
• They acted in... That they acted in a reasonably prudent manner.
• Representative Schaffner, are you aware of Wynne trying to act?

Bills: HB25, HB48, HB149, HB254, HB26, HB192, HCR3, HCR4, HCR5, HCR6, HCR8, HCR14, HCR16, HR1, HR2, HR3, HR4, HR6, HR7, HR8, HR9, HR12, HR11, HR13, HR14, HR15, HR16, HR20, HR22, HR23, HR24, HR25, HR26, HR27, HR28, HR29, HR30, HR31, HR32, HR33, HR45, HR48, HR49, HR51, HR52, HR55, HR56, HR57, HR59, HR60, HR61, HR62, HR63, HR64, HR65, HR66, HR70, HR71, HR72, HR74, HCR2, HCR7, HR10, HR21, HR35, HR36, HR37, HR38, HR39, HR40, HR42, HR43, HR44, HR46, HR47, HR50, HR53, HR54, HR67, HR69, HR75, HCR 5, HCR 6, HCR 8, HCR 14, HCR 16, HR 1, HR 3, HR 4, HR 6, HR 7, HR 8, HR 9, HR 12, HR 11, HR 13, HR 14, HR 15, HR 16, HR 20, HR 22, HR 23, HR 24, HR 25, HR 26, HR 27, HR 28, HR 29, HR 30, HR 31, HR 32, HR 33, HR 45, HR 48, HR 49, HR 51, HR 52, HR 55, HR 56, HR 57, HR 59, HR 60, HR 61, HR 62, HR 63, HR 64, HR 65, HR 66, HR 70, HR 71, HR 72, HR 74, HCR 7, HR 10, HR 21, HR 35, HR 36, HR 37, HR 38, HR 39, HR 40, HR 42, HR 43, HR 44, HR 46, HR 47, HR 50, HR 53, HR 54, HR 67, HR 69, HB 25, HB 48, HB 149, HB 254, HB 26, HB 192

Keywords: ivermectin, pharmacist authority, prescription-free, healthcare regulation, patient access, HB 48, Texas alert notification systems, emergency alerts, public warning systems, alert fatigue, notification fatigue, Texas Division of Emergency Management, Department of Public Safety, DPS alerts, emergency management, State of Texas Emergency Assistance Registry, STEAR, disaster notifications, weather alerts, Amber Alert

Transcript Highlights:

• Senate Enrolled Act No. 64, being original Senate File 101, an act relating to the protection of constitutional
• rights, amending the Second Amendment Protection Act as specified, creating exceptions to the Second
• Amendment Protection Act, creating civil penalties, creating criminal penalties, creating an exception
• <00:37:16.640> Act<00:37:16.880> as Second Amendment Protection Act as Second Amendment
• <00:37:20.400> Act, Second Amendment Protection Act, Second Amendment Protection Act, creating

Keywords: 916, all

Transcript Highlights:

• relating to data, enacting the Consumer Information and Data Protection Act, providing processes for
• energy, amending the Rural Electric Cooperative Act and the Renewable Energy Act to include natural
• human rights, enacting the Protection of Women's Sports Act, providing definitions, requiring equal
• relating to human rights, enacting the protection of women's sports act, providing definitions, requiring
• Act and recommendations to improve consumer protections from per- and polyfluoroalkyl substances.

Bills: HM3, HM11, HM14, HM15, HM21

Keywords: nurses, health care workers, healthcare workers, frontline workers, hospital staff, clinicians, allied health professionals, support staff, public health, workforce shortage, nursing shortage, safe staffing, patient safety, rural health care, frontier communities, behavioral health, mental health, substance use disorder, substance abuse, health care memorial

Transcript Highlights:

• Senate Bill 198, which is an act Senate Bill 198, which is an act relating<00:01:39.760> to
• For municipalities, however, that protection is inadequate.
• In practice, that is not a strong protection.
• amendment that would provide protections amendment that would provide protections that<00:07:45.680
• And this bill does support protections.

Keywords: 926, house, all

Summary: The House opened with a moment of silence and handled several bill referrals and procedural matters. House Bill 957, relating to amendments to the charter of the town of Williston, received first reading and was referred to the Committee on Government Operations and Military Affairs. Senate Bill 255, establishing a pilot law enforcement government’s council in Windham County, was referred to Ways and Means under House Rule 35A because it materially affects municipal revenue. The House also noted that Senate Bill 198, on regulation of tobacco products and tobacco substitutes, had been reported favorably with amendment by Commerce and Economic Development. The chamber then suspended rules to take up Senate Bill 198 and committed it to the Committee on Human Services pending its entry on the notice calendar. The House also adopted in concurrence Joint Senate Resolution 49, setting weekend adjournment so that when the two houses adjourn on Friday, April 17, 2026, they must reconvene no later than Tuesday, April 21, 2026. During consideration of Senate Bill 218, relating to reducing chloride contamination of state waters, Representative Boutin offered a floor amendment aimed at strengthening municipal liability protections for towns participating in salt-reduction efforts. Supporters said the existing affirmative defense was too weak and could leave municipalities exposed to negligence claims despite their efforts to reduce salt use. Opponents, including members speaking for Judiciary and House Environment, argued the issue was legally complex, involved tort and insurance questions, and needed more vetting than a floor amendment; they also said the current bill already supports municipalities through certification and best-management-practices provisions. Both committees reported the amendment unfavorable, with Judiciary citing a 7-3-1 vote and House Environment a 10-1-0 vote. The session ended with announcements recognizing guests in the gallery and a notice that House Democrats would caucus in Room 11, while Republicans and Progressives would not, followed by a recess until the gavel fell again.

Transcript Highlights:

• When it comes to the Voting Rights Act in particular, the U.S.
• , you violated the Equal Protection Clause.
• the Equal Protection Clause, and the other way works too?
• This isn't about protecting voters. It's about protecting power. And that is not democracy.
• Those protections exist for this moment to stop this.

Summary: The Select Committee on Congressional Redistricting met to consider HB 1D, which would establish Florida’s congressional districts using the governor’s proposed map, EOG PCRP 26. Representative Persons-Mulicka briefly introduced the bill, and Jason Jazeel and Jason Pareda of the governor’s office presented the legal rationale and map details. Jazeel argued that mid-cycle congressional redistricting is not prohibited, that the governor’s position is to draw districts without considering race, and that federal equal-protection principles should control over state race-based redistricting provisions. Pareda said he drew the map alone using 2020 census data and census blocks, while also considering population growth estimates, traditional redistricting criteria, and county/city boundaries where feasible. Pareda described the map as race-neutral and said it keeps 48 counties whole, 382 cities whole, and has a boundary-analysis score of about 85.7%. He walked through regional changes, including major revisions in South Florida, adjustments in Central Florida, and changes in the Tampa Bay area, explaining that population shifts and the need for exact congressional population equality drove many of the district configurations. Members questioned the timing of the special session, the use of 2020 census data versus newer population estimates, the role of the legislature versus the governor, the legal basis for mid-decade redistricting, and whether the map complies with the Voting Rights Act and Fair Districts amendments. Motions to place witnesses under oath and to extend the committee meeting by 30 minutes both failed. During public testimony, every speaker who was heard opposed the map. Commenters argued that the proposal was a partisan power grab, would reduce Democratic and minority representation, and violated the Florida Constitution and voting rights protections. Several speakers criticized the short notice and lack of public input, while others said the map would confuse voters or split communities. The chair repeatedly reminded attendees to maintain decorum and limited each speaker to about one minute.

Transcript Highlights:

• AB 2530, Colosa, Warren Act, held in committee.
• AB 1896, Mark Gonzalez, GTFO Act, do pass out on a B roll call.
• AB 2243, Haney, State Bank Act, held in committee.
• AB 2221, Irwin, Charitable Purposes Act.
• AB 2169, Lowenthal, Digital Choice Act, held in committee.

Summary: The Assembly Appropriations Committee held a suspense-file hearing on May 14, 2026, reviewing hundreds of Assembly bills and a few committee bills. The chair opened by explaining the committee’s budget constraints and the factors used in suspense decisions, including fiscal impact, return on investment, effects on constituents, and protection of the state’s social safety net. The agenda was organized alphabetically by author, and the committee noted that results would be posted later that day online. The committee then acted on a very large number of measures, sending many bills to the Assembly floor on do pass or do pass as amended motions, while holding many others in committee. Topics covered a broad range of policy areas, including housing, health care, education, labor, public safety, wildfire mitigation, water, energy, transportation, cannabis, immigration, and state governance. Many bills were amended to narrow scope, make implementation contingent on appropriations or existing resources, remove provisions, or clarify agency responsibilities; several bills were held without further action. Among the notable actions, the committee advanced bills on items such as Medi-Cal services, child care, wildfire-related programs, housing financing, school and college issues, public safety and criminal justice, environmental and energy policy, and various consumer and business regulations. Some measures were sent out on A or B roll calls, with Republicans often not voting on amended bills. The hearing concluded after the committee reported that a large number of bills had been moved to the Assembly floor, either as do pass or do pass with amendments, and the committee adjourned.

Transcript Highlights:

• One of the bills is the Cooper-Davis Act.
• What we need now is the will to act.
• Of the Communications Decency Act, and what it was meant to do was to protect free speech.
• The Kids Online Safety Act is to try to protect them from all of this nefarious... ...activity and these
• That's why I hope that this committee supports the Halt Fentanyl Act, an act to permanently classify

Transcript Highlights:

• Act, or laws governing the sunset process.
• before the executive acts.
• before the executive acts.
• So how do we provide that protection? How does this new division provide that protection?
• Thus, the written consent protects the doctor.

Summary: The Senate convened with an invocation, received a House message that H.B. 422 had passed the House, and heard gubernatorial nominations for the Council on Sex Offender Treatment. The chamber also recognized the Doctor of the Day and several visiting groups and adopted a resolution designating June 20, 2025, as Texas Nuclear Legislative Day. Members then considered and passed several bills and resolutions, often by suspending the regular order and the constitutional three-day rule. SB 311 passed to final passage on the Texas Supreme Court’s writ power. SB 883, on off-label prescription access for COVID-19 treatment, passed to engrossment. SB 1706, creating an Open Meetings Act exception for certain defense, military, and aerospace deliberations, passed despite concerns from Sen. Eckhardt that the bill’s use of “deliberate” could weaken open-government protections. CS SB 1677, directing a study on diabetes-related amputations, passed with support from Sen. Menendez. SB 1967 expanded flood infrastructure fund eligibility to certain multipurpose projects, and SB 1255, a cleanup bill on mold assessor and remediator regulation, passed unanimously. The Senate also approved CS SJR 40 and CS SB 871, which would change emergency and disaster law to require legislative involvement after prolonged or widespread emergencies and to limit gubernatorial suspension powers, with Sen. Eckhardt questioning whether the bill could slow urgent business closures during a disaster. Additional measures passed included SB 1426 transferring management of the First Capital State Historic Site to the Texas Historical Commission, SB 249 requiring TxDOT to fund memorial markers for fallen peace officers, SB 1592 centralizing collection of hotel occupancy taxes from accommodation intermediaries, SB 1271 allowing concurrent jurisdiction on military installations for certain juvenile matters, SB 745 creating a higher penalty for intoxication manslaughter involving multiple deaths, SB 365 shortening the academic fresh start waiting period at public colleges, and SB 1171 adjusting compensation and standards for certain Texas Juvenile Justice Department inspector general employees. CS SB 36, creating a Homeland Security Division within DPS, passed after questions about its relationship to federal homeland security and its focus on border security and critical infrastructure. The latter part of the session focused heavily on CS SB 38, a major eviction and squatter-related bill. Sen. Bettencourt described widespread squatter cases and argued the bill, with a Moody amendment, would clarify notice and eviction procedures while balancing property-owner and tenant rights. Sen. West said he supported addressing squatters but worried the broader eviction changes could harm vulnerable renters, especially single mothers, and said he would vote present not voting. The discussion continued with additional testimony from Sen. Kolkhorst about the need for a balanced eviction process.

Transcript Highlights:

• Welcome to the Assembly Privacy and Consumer Protection Committee hearing.
• You're relying on the unfair competition act. And is that sufficient?
• First of all, I think this is a good consumer protection bill.
• Our laws must provide protection from an invasion of privacy.
• Good afternoon, Acting Chair Lowenthal and members of the Privacy and Consumer Protection Committee.

Summary: The committee hearing covered several bills related to privacy, consumer protection, and online harms. SB 259 by Senator Wahab would prohibit surveillance pricing based on device data such as geolocation or battery level; supporters argued it would curb discriminatory and predatory pricing, while opponents raised concerns about geolocation definitions, legitimate location-based pricing, and impacts on discounts and loyalty programs. The bill was moved on a due pass motion to the Judiciary Committee and passed 8-1, with members noting amendments and ongoing discussions with stakeholders. SB 22 by Senator Laird would raise the amount of gift cards that can be redeemed for cash, with the author saying the goal is to update the long-standing $10 threshold for inflation and preserve consumer value. Consumer advocates supported the bill, while retailers, restaurants, grocers, and chambers of commerce opposed or opposed unless amended, citing fraud concerns, safety issues, and the need for clarification on donated or returned gift cards. The committee voted the bill out on a 6-1 vote and kept it on call. SB 576 by Senator Umberg would apply broadcast-style loudness rules to streaming advertisements. The author said the bill is intended to prevent ads from being much louder than programming, especially for children, while the opposition argued that streaming ad insertion is technically different and that existing industry standards and FCC oversight already address the issue. The bill passed 8-0. SB 683 by Senator Cortese would clarify that people can seek injunctive relief, including a TRO, for unauthorized use of name, image, or likeness; supporters said it strengthens privacy protections, while opponents warned about prior restraint and First Amendment concerns. The bill was moved out on a due pass motion and kept on call. The final bill discussed, SB 771 by Senator Stern, would clarify that existing civil rights and hate-related laws apply to social media platforms and their algorithms, with higher penalties for intentional or reckless violations. Supporters, including the Simon Wiesenthal Center and the Islamic Networks Group, described online hate as fueling real-world violence and urged stronger accountability; opponents argued the bill could conflict with Section 230, chill lawful speech, and create vague standards. Members raised questions about constitutionality, definitions, and whether the bill would be workable, but several expressed support for the author’s goals.

Transcript Highlights:

• We will protect our public infrastructure, our taxpayers, and each other.
• , and the Nurse Anesthetist Act, to name a few.
• Today, I am delighted to present AB 432, the Menopause Equity Act.
• This is the 1993 NIH Revitalization Act.
• It is a public health concern and a consumer protection issue.

Summary: The committee heard a long agenda of bills, with most measures drawing support from industry, professional, local government, and advocacy witnesses, and several receiving committee amendments before moving forward. AB 8 on hemp and cannabis drew the most extensive debate: supporters said it would close loopholes around intoxicating hemp products, strengthen enforcement, and bring THC products into the regulated cannabis supply chain; opponents, including small cannabis farmers and environmental groups, warned it could undermine Proposition 64’s closed-loop system, harm California cultivators, and reduce tax revenues for youth, environmental, and law enforcement programs. The author said the bill was intended to protect consumers and children and to work further with stakeholders. AB 476 on copper theft was presented as a public safety and infrastructure bill to tighten reporting, documentation, and penalties for scrap metal theft; supporters from cities, utilities, broadband, and recycling-related groups described major losses and outages from copper theft, and the remaining opposition moved to neutral after amendments, with the bill advancing with committee support. The committee also heard AB 985, which would allow nationally certified anesthesiologist assistants to practice under direct supervision of licensed anesthesiologists to address anesthesia workforce shortages. Supporters, including the California Society of Anesthesiologists, medical groups, students, and patients, said it would expand access and bring California in line with other states; nurse anesthesiology groups expressed concerns and sought further clarification, but there was no formal opposition at the hearing. AB 506, aimed at online pet sales, would void contracts that fail to disclose an animal’s origin or veterinary records or that require non-refundable deposits; animal welfare groups said it would curb puppy mill pipelines and deceptive online sales, and there was no opposition. AB 876, on certified registered nurse anesthetists, generated the sharpest health care policy dispute: supporters said it would codify existing practice and clarify CRNA duties, while physicians and medical associations argued it would expand scope too far and reduce patient safety. After a roll call, AB 876 passed the committee 9-0, as amended, to Appropriations. Other bills advanced with broad support after amendments. AB 432, the Menopause Equity Act, would require continuing medical education on menopause-related care for certain physicians; the author and medical experts said the bill addresses widespread gaps in menopause treatment and research, while CMA and ACOG opposed the mandate as an inappropriate CME requirement, though they agreed the underlying problem is real. The bill passed on call, as amended, to Health. AB 759 would allow eligible architectural candidates to use the title “architect in training” to encourage completion of licensure and improve diversity in the profession; it passed unanimously, as amended, to Appropriations. AB 967 would create an optional expedited licensure fee for out-of-state physicians to reduce delays in bringing doctors into California’s workforce; supporters said it would help address shortages and improve patient access, and the bill was presented with support from medical stakeholders.

Transcript Highlights:

• file number 2370, a bill for an act file number 2370, a bill for an act relating<00:11:42.560>
• The an act relating to human services.
• The inspector motans are protected.
• It got hearings in two protections.
• to uh protect whistleblower protections to uh protect them<00:46:47.359> from<00:46:47.599>

Keywords: 1187, senate, all

Transcript Highlights:

• So the Protect Act of 2003 amended the definition of child pornography to include any digital image that
• In 2007, the Court upheld the PROTECT Act in response to a First Amendment challenge in United States
• Act were not overbroad and are categorically excluded from the First Amendment protection.
• And determined that the additional specificity and obscenity requirements provided in the PROTECT Act
• I can tell you that as a company like ChatGPT operating in the United States, I know the Protect Act

Keywords: 908, all

Transcript Highlights:

• The California Fair Lending Examination Act. You can just sit there. What the bill does...
• The California Fair Lending Examination Act.
• So how do we— the goal is to be effective and to protect people.”
• “We have to be effective and protect people, protect consumers, protect our older adults in the state
• and protecting consumers.

Keywords: 987, senate, all

Transcript Highlights:

• books protects books protects employees,<00:56:04.240> and<00:56:04.480> Mr.
• Senate Bill 23 doesn't protect children. Senate Bill 23 doesn't protect children.
• acts aren't treated like harmful acts aren't treated like isolated<01:04:57.680> incidents<01
• and with that comes the full protection and with that comes the full protection of<01:05:50.480>
• Thank you. time, passed a zoning act. So over a time, passed a zoning act.

Keywords: 1189, house, all

Transcript Highlights:

• A bassinet that acted like a refrigerator.
• The bill balances the constitutionally protected rights of parents with the need to protect children
• , depriving them of the legal protections afforded by state law.
• That is a criminal element, which usually is left for past acts.
• Stephanie Meath, Department of Family and Protective Services.

Bills: HB18, HB37, HB116, HB388, HB879, HB913, HB1151, HB2216, HB2358, HB2809, SB577, SB1590, SB1782, SB1887, SB2744, HB18, HB37, HB116

Keywords: rural health, hospital funding, healthcare access, mental health services, financial stability, perinatal bereavement, healthcare, hospital training, bereavement support, maternal care, fetal demise, stillbirth, neonatal death, parent-child relationship, involuntary termination, family law, child welfare, child protection, HB 388, HB388

Transcript Highlights:

• It does start a legal document trail, and you’re asking the courts for protection.
• We need to act early and surround them with care.
• We're asking teachers to protect children in classrooms from guns.
• We're asking teachers to protect students from sexual assaults from peers.
• That's not how I wanted to raise my daughter, seeing her dad acting like this.

Summary: The committee met to discuss domestic violence with a focus on teen dating violence, healthy relationships, and the impact of technology on abuse. Chair Blanca Rubio opened by describing the urgency of the issue, including a recent teen murder in her district tied to domestic violence, and emphasized that restraining orders alone do not prevent abuse. The first panel featured Janica Morin Pasquale and Taylor Stone Mill, who described warning signs in teens such as constant monitoring through phones and social media, isolation from friends, jealousy normalized by online content, and control through gifts, food delivery, and access to passwords or tracking apps. They stressed that many teens do not tell parents, that parents often miss the signs, and that prevention should begin early and be reinforced in schools, homes, and youth activities. They also cited resources such as Love Is Respect, One Love, and Take It Down, and urged consistent funding and implementation of the California Healthy Youth Act rather than one-time lessons. The second panel shifted to the effects of domestic violence on children and the systems that respond to them. Joyce Blue of the Sacramento Regional Family Justice Center described the center’s wraparound services, including forensic interviews, legal help, housing support, child therapy, and high-risk response, and highlighted the prevalence and danger of strangulation, including cases with no visible injury. She explained that domestic violence is about power and control, that children often normalize abuse, and that safety planning must accompany restraining orders. Susie Flores of Inner Circle Children’s Advocacy Center explained the multidisciplinary forensic interview model used for child abuse cases, gave examples of severe abuse involving children exposed to domestic violence, and noted that many centers are overwhelmed by caseloads. She stressed the need for immediate trauma-informed services and more front-end intervention rather than waiting until long-term harm develops. Dr. Pamela Tate of Black Women Revolt Against Domestic Violence and other members discussed the need to support not only victims but also the systems and educators who are expected to respond. Several members shared personal experiences with domestic violence, sexual assault, and family trauma, and raised concerns about school implementation, immigrant families’ fear of reporting, and the need to address abusers’ behavior and trauma as well. The discussion also touched on statute of limitations issues, with panelists saying memory and trauma can delay disclosure for years and that rigid deadlines can prevent justice. No votes were taken; the meeting was informational and ended with members expressing support for continued collaboration, prevention funding, and stronger implementation of existing law.

Transcript Highlights:

• It makes consumer protection code.
• sooner, we can act much more quickly. sooner, we can act much more quickly.
• So we follow the Bank Secrecy Act. We follow the U.S. Patriot Act. We perform OFAC checks.
• was taken from model consumer protection was taken from model consumer protection legislation<00
• We follow the US Patriot Secrecy Act.

Keywords: Meeting Start 00:00 Call to Order and Roll Call 00:29 Discussion SB 153 01:25 Vote SB 153 10:35 Discussion SB 118 11:36 Vote SB 118 12:48 Discussion HB 380 13:40 Vote HB 380 40:12, 958, all

Summary: The House Standing Committee on Banking and Insurance met with a quorum and took up three bills. Senate Bill 153, sponsored by Sen. Greg Elkins, aimed to combat insurance fraud tied to post-disaster contractor scams. Testimony from the Attorney General’s Office and committee members described problems involving roofing, siding, and debris-removal scams, including vandalism used to create claims and companies that disappear before victims can recover losses. The bill would expand enforcement tools by making certain vandalism-related conduct criminal, giving the Attorney General concurrent jurisdiction with local prosecutors, creating a post-disaster contractor registry, and banning door-to-door solicitation during declared emergencies. The committee approved the bill by roll call and sent it forward with a favorable recommendation. Senate Bill 118, sponsored by Sen. Brandon Storm, addressed credit property insurance offered by consumer loan companies. The sponsor and a representative of the Kentucky Consumer Finance Association explained that the product has been offered for years and that the bill would provide statutory authority for its continued use. The committee raised no substantive objections, and the bill passed on a roll call vote with a favorable recommendation. House Bill 380, sponsored by Rep. Tom Smith, focused on regulating cryptocurrency kiosks in convenience stores to curb fraud against seniors. The committee heard emotional testimony from a sheriff and a fraud victim describing scams that led victims to deposit cash into crypto kiosks, often under pressure from callers posing as authorities or relatives. AARP Kentucky supported the bill, citing widespread losses to older adults and the need for guardrails. A committee substitute was adopted that would cap daily transactions at $2,000, require fee disclosure and customer consent, impose licensing and compliance requirements, mandate identification for transactions, and add criminal penalties and Attorney General enforcement. Members discussed the bill’s scope, including that it would not address gift card scams, and noted the delayed effective date was requested so regulators could write rules. The committee adopted the substitute and then passed the bill favorably on roll call.