Transcript Highlights:

• As people increasingly consume entertainment via licensed digital goods, further consumer protection
• Consumers didn't like it.
• Consumers didn't like it.
• Our servicer members service loans for third-party mortgage investors.
• Services Los Angeles, Jewish Family Services of San Diego, Jewish Family Services of the Desert, Jewish

Keywords: 988, house, all

Summary: The committee heard several bills, with extensive testimony on AB 1557, AB 1770, AB 2075, AB 1864, and AB 1709. AB 1557 would clarify e-bike power limits and set lower speed restrictions for Class 1 and 2 e-bikes; the author and police chiefs framed it as a youth safety measure in response to severe injuries and deaths, while bicycle industry representatives warned it could conflict with federal standards and disrupt California businesses. AB 1770 would place large health care service plans’ binding arbitration under Attorney General oversight and require compliance with the California Arbitration Act; supporters described patient harm and biased arbitration, while Kaiser Permanente and the Civil Justice Association said they were still reviewing amendments and had concerns. AB 2075 would require fire suppression equipment to be kept on or near tractors and other work sites to prevent wildfire spread, and AB 1864 would require screening of gene synthesis orders to prevent misuse for bioterrorism; both were presented as common-sense safety measures, with AB 1864 drawing support from biosecurity experts and some industry groups raising amendment concerns. The most extensive discussion was on AB 1709, which would prohibit social media accounts for users under 16 on platforms with harmful addictive features and create an e-safety commission. The author and supporters argued that social media companies intentionally design addictive products that harm children’s mental health, citing internal company documents, research, and recent court rulings; teen, medical, and advocacy witnesses described cyberbullying, addiction, and other harms. Opponents, including EFF and other civil liberties and industry groups, argued the bill is overbroad, violates the First Amendment, increases data collection, and could cut off access to community and information for youth, especially LGBTQ+ youth and other vulnerable groups. Committee members raised questions about out-of-state users, parental use, dark web harms, and how to preserve community resources for teens; the author said the bill targets platform design rather than speech and emphasized continued work with stakeholders. No final votes were taken during the portion of the meeting provided. The chair repeatedly noted that motions would be taken later when quorum and agenda timing allowed, and several authors asked for aye votes or said they would continue working with opponents on amendments and clarifications.

Transcript Highlights:

• the local unit for those services.
• , low-acuity services, moderate-acuity services, and perform care, and eliminate the requirement that
• They do not spy on consumers.
• By no means should a consumer, after being provided or offering access to By no means should a consumer
• Consumer Brands, opposed, no need to testify.

Keywords: 1146, all

Transcript Highlights:

• I would like to officially begin this hearing of the Joint Committee on Consumer Protection and Professional
• And most importantly, a service manager cautioned.
• Right now, Massachusetts consumers have Clean energy goals.
• We service homeowners and businesses across the Commonwealth.
• I would add, though, that this bill is anti-consumer.

Keywords: 995, all

Summary: The Joint Committee on Consumer Protection and Professional Licensure held a hearing on late-filed bills and home rule petitions, with both in-person and remote testimony. Committee chairs reviewed logistics for public testimony and then heard a series of bill presentations on topics including nitrous oxide sales, liquor license extensions and alcohol license density, cosmetology licensure compacts, electronic textbooks, HVAC supervisor licensing, and automotive warranty reimbursement rates. Several members asked questions about the public health, consumer protection, economic mobility, and regulatory impacts of the proposals. Representative John Barrett testified in support of H. 4907, which would regulate the sale of nitrous oxide, arguing it is a public health measure aimed at reducing recreational misuse by young people while preserving legitimate culinary, medical, dental, and industrial uses. Southbridge officials Peg Dean and David Adams supported a local liquor license extension bill, saying delayed revitalization and staffing disruptions from the pandemic-era “Great Resignation” had slowed development and postponed demand for the licenses. MassPack supported H. 4597 to limit new alcohol retail licenses near existing stores after 2026, citing oversaturation and public health concerns, while the committee also heard testimony on a cosmetology compact bill from industry and state-government representatives who said it would improve workforce mobility, especially for military spouses, though members questioned its fee structure and interaction with existing reciprocity rules. Representative Mindy Domb testified for H. 559, which would create a commission to study electronic textbooks and automatic textbook billing, arguing that digital course materials can limit consumer choice, raise costs, and reduce students’ ability to share or resell materials. Student testimony echoed those concerns. The committee also heard strong support for H. 4719, a bill to create HVAC construction supervisor licensing, from industry witnesses who said it would improve consumer protection, accountability, and clean-energy implementation; and opposition testimony on H. 4019, which would change how auto dealers are reimbursed for warranty work, with dealers supporting a fix to manufacturer reimbursement practices and manufacturers warning the bill would raise costs and allow overpayment. At the end of the hearing, the chairs read the agenda items and the committee adjourned by unanimous voice vote.

Transcript Highlights:

• Services, and Housing Agency makes.
• Ensuring consumer safety, product integrity, and market transparency.
• Consumers are often quoted one price, but ultimately pay much more.
• Without this data, consumers cannot make informed choices about their internet service.
• This bill is a consumer protection bill.

Summary: The Assembly Business and Professions Committee heard a full agenda of bills focused on reproductive health, professional licensing and sunset reviews, consumer protection, and business regulation. Early testimony centered on AB 260, which would protect access to medication abortion, mifepristone, and telehealth reproductive care in California; supporters emphasized state protections against federal restrictions, while an opponent argued the bill removed safety safeguards. The committee also heard AB 714 on closing a loophole in regulation of low-cost commercial driving schools, AB 968 on allowing pharmacists to prescribe non-hormonal contraception, AB 671 on streamlining restaurant permitting, AB 1027 on strengthening cannabis product testing oversight, AB 1271 on broadband pricing and speed transparency, and AB 1332 on narrowly allowing medicinal cannabis shipments for seriously ill patients. Several sunset bills were also taken up, including AB 1482 on animal shelter and breeder transparency, AB 1501 on the Podiatric Medical Board and Physician Assistant Board, AB 1502 on the Veterinary Medical Board, AB 1503 on the Board of Pharmacy, and AB 1504 on the Massage Therapy Council. Testimony was largely in support of the measures, with many bills drawing co-sponsors or support from industry, consumer, or professional groups. AB 1503 generated the most sustained opposition, with nurses, physicians, and drug industry representatives objecting to expanded pharmacy technician ratios, standard-of-care language, and therapeutic interchange authority; supporters argued the bill would modernize pharmacy practice and expand access. AB 1504 also drew mixed testimony, with massage therapy groups supporting continuation of the council but raising concerns about proposed public records and governance provisions. AB 1271 drew a policy dispute over whether broadband reporting requirements duplicated federal FCC processes, while supporters argued California needed its own consumer-facing data and complaint system. After quorum was established later in the hearing, the committee began taking roll-call votes. AB 1271, AB 1332, AB 1482, AB 1501, and AB 1502 were all reported out on due-pass motions, with AB 1271 amended and the others generally amended or as introduced as noted. Earlier bills including AB 260, AB 671, AB 714, AB 968, and AB 1027 also received motions and were approved once the quorum was present. The chair repeatedly noted the lack of quorum during the hearing, but once one was secured, the committee completed votes on the agenda items and advanced the measures to Appropriations.

Transcript Highlights:

• <00:04:34.840> and teams focused on improved services and teams focused on improved services
• MAD, as we affectionately call it, is a fee-for-service consulting group which provides services, supports
• <00:37:30.480> informally years by helping consumers informally years by helping consumers
• the the the Consumer Finance protection board<01:09:47.159> um<01:09:47.880> Consumer<
• <01:11:20.440> we agree to a grass cutting service we agree to a grass cutting service we

Keywords: 1187, senate, all

Transcript Highlights:

• gutting of various consumer protection agencies, including, very sadly, the Consumer Financial Protection
• The DCFA reduces the interest rate on consumer debt judgments.
• Greater Boston Legal Services represented a client who was arrested.
• The DCFA reduces the interest rate on consumer debt judgments.
• , based here in Boston, and Greater Boston Legal Services.

Keywords: 995, all

Summary: The Senate opened with the Pledge of Allegiance and a ceremonial welcome for the Duxbury Bay Maritime School crew team, which was congratulated for winning the 2025 Massachusetts Public School Rowing Association spring championship. The chamber also adopted several congratulatory resolutions honoring Eagle Scouts Henry Skolsky, Gregory de Rochman, Colin Bauker, and Gabriel Bennett. The Senate then took up and passed two sick leave bank bills for Massachusetts Department of Transportation employees: House No. 4104 for Daniel Yender and House No. 4161 for Mark Kratman. It also ordered a series of other calendar items to third reading without debate. The chamber later considered Senate No. 2550, the Uniform Child Custody Jurisdiction and Enforcement Act, with Senator Preen explaining that the bill would align Massachusetts with other states, reduce forum shopping, and better protect left-behind parents; the bill was amended by Ways and Means, ordered to a third reading, and passed to be engrossed by a roll call vote of 39-0. The Senate next took up Senate No. 2551, the Debt Collection Fairness Act. Senator Eldridge described provisions to raise garnishment protections, lower post-judgment interest rates, prohibit imprisonment for consumer debt, and shorten the statute of limitations on debt collection, while noting support from consumer advocates and the Attorney General. After adopting a technical Ways and Means amendment, the Senate ordered the bill to a third reading and passed it to be engrossed by roll call vote. The chamber also adopted committee reports placing Senate Bills 137 and 1034 on the Orders of the Day and advanced a Ways and Means-recommended substitute draft for a bill on police interactions with people with autism spectrum disorder. The session adjourned in memory of Mark Sullivan.

Transcript Highlights:

• DDS adult eligibility includes a wide range of services that evolve with our consumers' changing needs
• These services allow us to work with consumers who are interested in and seeking and obtaining employment
• and a substantial amount of independent living services, allows us to place many of our consumers into
• These services are extremely important to those consumers.
• our consumers who are blind and have other disabilities can also take advantage of services from our

Keywords: 995, all

Summary: The hearing was an informational and oversight session of the Joint Committee on Children, Families, and Persons with Disabilities, with chairs and members hearing agency updates from several commissioners. The Department of Public Health’s Bureau of Family Health and Nutrition described its maternal and child health work, including home visiting, early intervention, WIC, newborn hearing screening, and cross-agency efforts on prenatal substance exposure, respite care, children’s vision, and maternal health initiatives. DPH emphasized that federal grant cuts, layoffs, and the loss of data systems such as PRAMS would weaken services and planning, and members asked about Title V funding and the impact of federal uncertainty. The Massachusetts Commission on the Deaf and Hard of Hearing highlighted communication access services, interpreter and CART referrals, emergency after-hours support, family navigation, and independent living services. Commissioners and members discussed the shortage of ASL interpreters and the need to expand training pipelines, including partnerships with colleges and possible ASL programming for younger students. The Department of Developmental Services reported serving nearly 50,000 people and focused on youth and adult services, transition-age supports, autism services, self-direction, respite, and new high-acuity residential models. Members asked about respite availability, self-direction outcomes, and workforce shortages; DDS said it was expanding clinical capacity and provider rates while monitoring possible federal Medicaid, SNAP, and immigration-related impacts. The Commission for the Blind described services for about 28,000 legally blind residents, most of whom are older adults, including social rehabilitation, orientation and mobility training, children’s services, assistive technology, vocational rehabilitation, and Turning 22 supports. The commissioner discussed a UMass-based effort to build the workforce pipeline for blindness services and said the agency was watching federal restructuring but had not yet seen direct cuts. MassAbility’s leadership then warned about major federal changes affecting Social Security disability determinations, including staff restructuring, office closures, and a new overpayment repayment policy, and said the agency was preparing for possible increases in claims and uncertainty around reallotment dollars that help fund services. The Disabled Persons Protection Commission closed the hearing with an update on its abuse investigations and protective services for adults with disabilities. DPPC reported rising hotline calls and investigations, a growing caseload, its sexual assault response team, the abuser registry, and a new interagency protective services integration system funded by ARPA dollars through 2027. The agency also flagged new federal rules that could affect funding eligibility and said it may need statutory changes to comply. Members asked about funding, reporting pathways, and how complaints reach DPPC, and the commissioner said the agency uses both mandated reporting and proactive outreach to identify and respond to abuse.

Transcript Highlights:

• And we certainly witnessed in 2022 consumer harm when the Financial Services Committee heard unprecedented
• harm when the financial consumer harm when the financial services<00:30:13.200> committee<00:
• I may consume. I may consume.
• I may consume. I may consume.
• . services. services.

Keywords: U.S. House of Representatives Floor Proceedings on Thursday, July 17, 2025, 1012, house, all

Transcript Highlights:

• of friends from the Consumer Attorneys, but also look at CEDEC, which is a nonprofit legal services
• In consumer debt collection cases, improper service has played a central role in the staggering 70% default
• In consumer debt collection cases, improper service has played a central role in the staggering 70% default
• service.
• or no service at all.

Summary: The committee heard several bills, beginning with AB 2, which would create enhanced civil penalties for large social media companies when negligence proven in court causes harm to children and teens. The author and supporters argued the bill is needed to address addictive algorithms and harmful content, while opponents warned it was vague, could chill speech, and might be preempted by federal law. Members largely focused on whether the bill changed the standard of care or burden of proof; the bill passed out of committee on a roll call vote, with some members noting concerns but supporting it to continue the discussion. AB 282, dealing with housing vouchers and source-of-income discrimination, would clarify that housing providers may prioritize applicants who qualify for rental assistance without violating fair housing law. Supporters from housing authorities, local governments, and advocacy groups said it would help voucher holders find units and improve use of housing funds. There was no opposition, and the bill passed to Appropriations on a roll call vote, with two no votes. The committee also considered AB 882 on court reporter availability and electronic recording in certain cases when a court reporter is unavailable. Supporters said the bill is a temporary, narrowly tailored response to a shortage of reporters and would preserve access to accurate records, while opponents argued it was too narrow, raised access-to-justice concerns, and should be broadened. Members from both sides emphasized the importance of court reporters and electronic recording as a backup; the bill passed with an urgency clause and was sent to Appropriations. The committee then heard AB 325 on algorithmic price fixing, AB 935 on civil rights data clarity, AB 1414 on tenant choice of internet service provider, and AB 67 on Attorney General enforcement of the Reproductive Privacy Act; each drew support from sponsors and advocacy groups, opposition centered on overbreadth or policy concerns, and each advanced on committee votes, with several members requesting further amendments or clarification.

Transcript Highlights:

• purchases services.
• purchases services.
• concerns expressed by Office of Consumer concerns expressed by Office of Consumer Protection<00:
• Marketplace and um consumer protection Marketplace and um consumer protection rights<00:23:53.679>
• 55.000> access rights that consumers should have access rights that consumers should have access

Keywords: 910, house, all

Summary: The joint hearing of the House Committees on Tourism, Housing, and Economic Development and Technology began with House Bill 604, which would raise the transient accommodations tax by 1 percentage point starting January 1, 2026 and direct the revenue to the Hawaiian Homes General Loan Fund. The Department of Hawaiian Home Lands supported the bill as a source of consistent funding, while the Grassroots Institute of Hawaii and the Tax Foundation of Hawaii opposed it, warning that Hawaii already has very high tourism taxes and that further increases could hurt visitors, workers, and the broader economy. The committees later voted to pass HB 604 with amendments as an HD1 and to defer the date; the vote was adopted, with one member noted as having reservations in the housing committee vote and one no vote in that committee. The committees then heard House Bill 973, which would require transient accommodations brokers and others to display all resort fees, taxes, and government-imposed charges upfront in advertised prices and would establish penalties. The Office of Consumer Protection expressed concerns about the bill’s intent requirement and noted a forthcoming federal FTC rule on junk fees; the Hawaii Hotel Alliance strongly supported the measure as promoting transparency and uniformity, and a public witness also supported price transparency while questioning the size of the penalties. After questions about federal rescission of the FTC rule and enforcement authority, the committees voted to pass HB 973 with amendments as an HD1, including removal of the intent requirement and technical changes, and the recommendation was adopted unanimously. House Bill 594, relating to hotel service disruptions, would require hotel keepers to give notice of disruptions to guests and third-party vendors and allow damages. The Attorney General’s office recommended amendments to add a purpose section and savings clause to address First Amendment and contract clause issues, and Unite Here Local 5 supported the bill, saying guests are not always notified of disruptions and that the measure would improve transparency; the union agreed with the legal amendments. The committees voted to pass HB 594 with amendments as an HD1 and to defer the date, adopting the recommendation. The final measures were House Bill 448 and House Bill 449, both related to technology enablement and economic development for small businesses, including tourism-related businesses. HTDC strongly supported both bills but emphasized that technology should be targeted to the actual problem and coordinated with sister agencies rather than applied broadly; the Hawaii Food Industry Association and Chamber of Commerce also supported HB 448, and HB 449 received support from HTDC and HFIA. The committees adopted amendments to HB 448, including moving a $250,000 appropriation to the committee report, and to HB 449, including deleting duplicative language tied to HB 448 and moving a $500,000 appropriation to the committee report; both bills were passed as HD1s with deferred dates, and the hearing adjourned after the votes were adopted.

Transcript Highlights:

• services without benefit of federal aid. services without benefit of federal aid.
• This increased forecast reflects a higher forecast for consumer spending on goods and services subject
• consumer spending on goods and services consumer spending on goods and services subject<00:15:39.600
• services in the 202425 school year. services in the 202425 school year.
• services forecast. services forecast.

Keywords: 1183, house

Summary: Minnesota Management and Budget officials presented the February 2026 budget and economic forecast, saying the state remains in a strong financial position but faces continued structural imbalance and significant uncertainty. Commissioner Aaron Campbell said the FY 2026-27 balance is now projected at more than $3.7 billion, up about $1.3 billion from November, and the FY 2028-29 planning period is projected to end with a $377 million positive balance. He emphasized that the improvement comes largely from higher projected revenues, especially individual income and corporate franchise taxes, but warned that the state is increasingly reliant on more volatile sources such as capital gains, interest income, and corporate profits. State Economist Dr. Anthony Becker said the national outlook improved slightly, with stronger projected GDP, consumer spending, and investment, but weaker payroll growth and ongoing trade-policy uncertainty. He noted that the forecast was complicated by missing federal data because of the federal shutdown, and that tariffs, immigration policy, equity markets, and possible AI-related shifts all present risks. Revenue projections were raised for the current biennium, including individual income tax receipts, sales tax revenue, corporate franchise tax revenue, and other revenues, while Becker stressed that federal funding threats, especially involving Medicaid and other entitlement programs, could materially alter the outlook. State Budget Director Anna Mingi said general fund spending in the current biennium is projected to be $68 million lower than previously estimated, but planning-year spending is up $152 million. The biggest spending changes came from education, where special education costs rose sharply after updated local spending data, and from human services, where a new prepayment review process for certain Medicaid benefits reduced projected spending by $133 million this biennium and $105 million in the next. She also said discretionary inflation is now estimated at $1.04 billion, up $104 million from November. Campbell closed by saying the state’s reserve remains at a record $3.8 billion and that Minnesota’s AAA bond rating and reserve policy help protect against downturns. He cautioned, however, that the long-term structural imbalance remains about $3.4 billion in the planning years, or $2.3 billion excluding discretionary inflation, and urged policymakers to offset any new spending with reductions. No votes or formal actions were taken; the meeting was a presentation and question-and-answer session on the forecast.

Transcript Highlights:

• It's also a consumer protection bill.
• I would just note that in addition to our sports service—sports service delivers food, beverage, retail
• so sports service delivers food beverage retail experience at TD Garden in addition to the sports service
• I mean, I have never been in beer service... What is it? I mean, I have never been in beer service.
• Manufacturers continue to make changes to address consumer demand while offering consumers a safe and

Keywords: 995, all

Summary: The committee heard testimony on House Bill 452, a right-to-repair bill for agricultural equipment. Farm Bureau and several manufacturers’ representatives opposed the bill, arguing that existing memorandums of understanding already provide farmers access to parts, diagnostics, and repair information, and warning that broader software access could increase emissions tampering and safety risks. Supporters, including repair advocates, a legislator, and a farmer representative, argued that the MOUs are not binding, that farmers need enforceable repair rights to avoid costly delays during critical harvest periods, and that owners should be able to repair equipment they bought without dealer lock-in. No vote was taken during the hearing. The committee also heard testimony on bills to limit or eliminate “grab-and-go” alcohol sales at large venues, including House Bill 325 and Senate Bill 225. Union workers from Fenway Park and the TD Garden described self-checkout alcohol kiosks as creating public safety and compliance problems, including underage access, over-serving, theft, and difficulty monitoring intoxication in crowded settings. They said workers are often understaffed and bear discipline when violations occur. In contrast, the Boston Red Sox and Aramark defended the supervised self-checkout model, saying it speeds service, is widely used, and operates with multiple layers of supervision, training, and regulatory oversight; they said they had not received violation notices and that any incidents are isolated. Senator Edwards also testified in support of House Bill 369, aimed at restricting marketing of certain harsh cosmetic products to children, and in support of the grab-and-go bill. She argued that children should not be targeted with products containing toxic chemicals and that alcohol service should remain supervised by trained staff to protect consumers and jobs. Senator Collins and other legislators also spoke in favor of restricting grab-and-go alcohol service, citing concerns about underage drinking and overconsumption. The hearing additionally included a separate bill on Sunday morning alcohol service, with Representatives Scanlon and Lewis arguing for allowing sales beginning at 8 a.m. on Sundays rather than 10 a.m., but that bill was only discussed briefly and no action was taken.

Transcript Highlights:

• These right-to-repair bills are very, very pro-consumer.
• These right to repair bills are very, very pro-consumer.
• For instance, this came to be from a consumer.
• These claims do not provide meaningful benefits to consumers.
• I’m hoping to look at this from a pro-consumer standpoint, that the bill is pro-consumer.

Summary: The Commerce and Tourism Committee heard and reported favorably several bills. SB 386, by Sen. Trumbull, would create consumer rights and manufacturer obligations for defective farm equipment, modeled on lemon-law concepts, and passed without opposition. SB 528, also by Sen. Trumbull, would strengthen Florida’s manufacturing sector through Department of Commerce responsibilities, a chief manufacturing officer role, workforce grants, and reporting requirements; it drew questions about whether it differed from last year’s bill and was supported by several appearance forms before passing favorably. SB 806, a right-to-repair bill for portable wireless devices and agricultural equipment, drew the most testimony: supporters said it would expand consumer choice and repair access, while dealers and industry representatives argued existing manufacturer agreements already provide access and warned the bill could disrupt dealer/manufacturer relationships and future technology; it nevertheless passed favorably. The committee also approved SB 696 on trademark registration, which would modernize the trademark classification system, allow online applications, and clarify document verification procedures, and SB 930, which creates a 15-member Florida Retirement Savings Task Force to study retirement coverage gaps and recommend policy options without imposing employer mandates. SB 826, by Sen. Leak, would address reward cards that function like gift cards but expire, while excluding loyalty programs; the Florida Restaurant and Lodging Association raised concerns about unintended consequences and the need for tighter definitions, but the bill was reported favorably after the sponsor said the language would be refined. SB 874 would expand professional licensure reciprocity for experienced out-of-state surveyors and mappers to address workforce shortages, and it also passed favorably. After a pause, the committee took up CS/SB 838 on electronic payments of retail installment contracts. Sen. Yarbrough said the bill clarifies that reasonable convenience fees for optional electronic payments are permissible, provided they are disclosed and a fee-free option remains available, to reduce ambiguity and litigation. Members questioned whether the bill could authorize or expand fees and whether the “reasonable” standard was sufficiently clear; the sponsor said the fees are tied to processor costs and are not intended as revenue. An amendment adding the word “retail” was adopted, and the committee substitute was reported favorably. Several members later asked to be recorded as voting in the affirmative on bills they had missed, and the meeting adjourned.

Transcript Highlights:

• He said providers must give that disclosure to consumers.
• There is strong consumer protections in place against the ministries, but there's really no consumer
• The use of agents and brokers causes consumer confusion.
• The use of agents and brokers causes consumer confusion, which naturally leads to consumer complaints
• So healthcare sharing services provide coverage of health care costs to its most Sharing services provide

Summary: The committee heard and advanced several bills. SB 624, by Senator Yarborough, would allow batterers intervention programs to offer optional supplemental faith-based activities, with no participant required to take part; supporters said it would expand provider options amid a shortage of certified programs, while opponents raised concerns about government speech and mixing religion with court-ordered programming. After debate, the bill was reported favorably 7-2. The committee also considered CS/SB 834, which repeals a 2022 restriction preventing licensed insurance agents from marketing or selling health care sharing ministries; supporters framed it as restoring choice and free speech, while opponents warned about consumer confusion, commissions, and lack of insurance protections. It was reported favorably 8-2. The committee next approved CS/SB 502, via a strike-all amendment, to give Florida concurrent jurisdiction over certain juvenile offenses on military installations so juveniles can be handled in state juvenile court rather than federal court; the amendment and bill both passed unanimously. CS/SB 52 also passed unanimously after testimony from church leaders and security personnel supporting an exemption from Class D/G licensing for unpaid armed security volunteers at places of worship. Supporters said the bill would clarify legal gray areas and help churches afford security, while members noted the broader concern that houses of worship need armed protection at all. Finally, the committee reported favorably SB 840, which revises last year’s emergency/local planning law by narrowing its application after storms from 100 miles to 50 miles of the storm track and exempting certain water, flood, and state/federal planning matters; local government representatives supported the clarification, and the bill passed 9-0. CS/SB 758, as amended, updated the membership of the Justice Administration Commission to better reflect the entities it oversees, and it also passed 9-0. The meeting ended with a recorded affirmative vote from Senator DeSigley on SB 624.

Transcript Highlights:

• normal consumer normal consumer loans<00:08:31.599> this<00:08:31.800> avoids<00:08
• :32.399> critical<00:08:32.919> consumer loans this avoids critical consumer loans this
• <00:10:56.519> and products services and products services and Insurance<00:10:58.560>
• Consumer Consumer Protection<00:11:34.399> okay<00:11:35.399> you<00:11:35.519> can
• can lead to more options for consumers can lead to more options for consumers can<00:27:25.240><

Keywords: 928, house, all

Summary: The committee held a public hearing on HB 733-FN, a bill on third-party litigation financing (TPLF). Representative Cole, the prime sponsor, described TPLF as outside investors financing lawsuits in which they have no personal stake, arguing that the practice is largely unregulated, can involve foreign entities, and contributes to litigation abuse, higher insurance costs, and what he called a “tort tax.” He said the bill is modeled on an NCOIL proposal and would require disclosure of TPLF agreements, with specific references to foreign-entity restrictions, consumer-protection guardrails, and reporting requirements. He also noted a few technical fixes to the draft, including adding the word “knowingly” and restoring a section that had been omitted. Committee members questioned how the bill’s foreign-entity language would work, including whether a governor or the Department of Safety would designate countries of concern, and whether the bill would bar foreign parties from using litigation funding. Cole and others clarified that the bill was intended as a reporting measure, not a ban on litigation funding itself, and that the goal was to disclose who is funding lawsuits and to what extent. Representative Sal asked whether the bill would prevent a litigant from getting outside financing; Cole answered no, emphasizing disclosure rather than prohibition. Brandon Grat of the Attorney General’s Consumer Protection and Antitrust Bureau testified that the bill’s enforcement provisions were too limited. He said the draft appears to give the Attorney General only a civil-penalty remedy, likely too small to deter violations, and not the broader Consumer Protection Act tools such as injunctions, restitution, or investigation authority. He also raised concerns about whether the Attorney General or Insurance Department would have proper jurisdiction, given that the product may be financial or insurance-related. Insurance Commissioner DJ Benton Court said the department sees possible benefits from transparency because disclosure of litigation funding could help insurers assess risk, improve underwriting, and potentially ease hard-market pressures, especially for nonprofits and child care providers. He also said the bill’s language likely needs further work to clarify agency authority and suggested involving the Attorney General, Insurance Department, and banking regulators. Opposition testimony came from the New Hampshire Trial Lawyers Association. Marissa Chase and Samantha Hering argued the bill is one-sided because it requires disclosure only on the plaintiff side and not from defendants or insurers. They said New Hampshire already has court rules and discovery procedures that cover relevant disclosures, making the bill unnecessary, and questioned whether the existence of a funding contract is even relevant in litigation. The hearing ended with the committee continuing to discuss possible revisions and enforcement options, but no vote or final action was taken in the transcript.

Transcript Highlights:

• Now, there are other consumer-type services that you could tax.
• <01:25:16.680> consumers, services consumers, services consumers, and<01:25:18.200> then
• The cost of the goods or services are more, and those costs are passed on to the consumers.
• The cost of the goods or services are more, and those costs are passed on to the consumers.
• The cost of the goods or services are more, and those costs are passed on to the consumers.

Keywords: 1187, senate, all

Transcript Highlights:

• <00:10:56.519> and products services and products services and Insurance<00:10:58.560>
• Consumer Consumer Protection<00:11:34.399> okay<00:11:35.399> you<00:11:35.519> can
• can lead to more options for consumers can lead to more options for consumers can<00:27:25.240><
• ability to enforce the consumer ability to enforce the consumer protection<00:30:03.279> act<
• consumers who are getting the Consumer consumers who are getting the Consumer Legal<00:48:36.640

Keywords: 928, house, all

Summary: The committee heard testimony on HB 733-FN, a bill concerning third-party litigation financing (TPLF). Representative Cole, the prime sponsor, described TPLF as outside investors funding lawsuits in which they have no personal stake, arguing that the practice is largely unregulated, can involve foreign entities, increases litigation abuse, and contributes to higher insurance and consumer costs. He said the bill is modeled on an NCOIL proposal and would require disclosure of TPLF agreements, with guardrails and reporting requirements on specified pages of the bill. He also noted a couple of drafting fixes, including adding the word “knowingly” and incorporating a missing section later. Members raised questions about the bill’s foreign-entity language, especially the provision allowing a governor or the Department of Safety to designate a country as a threat to critical infrastructure. Representative Cole said he would have lawyers review that issue. Another member asked whether the bill would prohibit a party from obtaining outside funding for a lawsuit; Cole clarified that the bill is intended as a reporting measure, not a ban, and that disclosure would be required. He also said the bill is aimed at American citizens rather than foreign-backed financing, and that some states had considered caps on such arrangements, though this bill does not. Brandon Gratz of the Attorney General’s office testified that the enforcement language appears too limited, because it would allow only civil penalties and not broader Consumer Protection Act remedies such as injunctions or restitution. He suggested the Attorney General may not have meaningful authority under the bill as written and raised possible insurance-law issues. Commissioner D.J. Benton-Court of the Insurance Department said the disclosure could help insurers better assess risk and potentially soften the hard insurance market by improving transparency, competition, underwriting, innovation, and claims management. He also said the bill likely needs further work on jurisdiction and enforcement, and that the committee may need to coordinate with the Attorney General, Insurance Department, and possibly banking regulators. No vote was taken in the portion provided.

Transcript Highlights:

• Billing administrators facilitate calculations, allocations, and transmissions of billing services.
• Most importantly, SB 546 continues to maintain existing consumer protection, and billing agents would
• Most importantly, SB 546 continues to maintain existing consumer protection and billing.
• So this bill is actually strengthening existing consumer protections.
• Hi, Megan Varvey with Kaiser Advocacy on behalf of the National Consumer Law Center in support.

Summary: The Assembly Banking and Finance Committee met with a quorum, took up its consent calendar, and passed SB 946 and SB 700 on a do-pass motion to the next committee. The committee then heard SB 546 by Senator Grayson, presented by Assembly Member Blanca Rubio, which would clarify that third-party billing administrators are not debt collectors when they are only performing administrative billing services. Supporters from Conservis Utility Billing Management and the California Apartment Association said the bill reflects the original intent of the Debt Collection Licensing Act, would reduce compliance uncertainty, and still preserves consumer protections by barring coercive collection practices. There was no opposition, and the bill passed on a unanimous roll call to the Committee on Appropriations. The committee also heard SB 505 by Senator Richardson, presented by Assembly Member Maggie Krell, which would require digital wallet providers and money transmitters operating in California to use two-factor or multi-factor authentication for logins. Support came from the National Consumer Law Center, while TechNet said it was currently opposed but working with the author on amendments. Members discussed balancing security with convenience for trusted devices and users. The bill passed unanimously on a do-pass motion to the Committee on Appropriations, and the committee then adjourned.

Transcript Highlights:

• I'm the Deputy Secretary for Veteran Services at CalVet.
• We appreciate all your hard work and your service.
• So as a consumer, a $100 purchase turns into $146.
• And so there's a consumer disconnect.
• We never stopped working in service of communities.

Summary: The Assembly Budget Subcommittee 5 on State Administration held an informational hearing on budget issues for the Department of Veterans Affairs, the Department of Cannabis Control, the Department of Consumer Affairs, the Commission on the Status of Women and Girls, and the California Arts Council. The chair noted there would be no votes. CalVet gave an overview of its programs serving veterans and families, including transition assistance, county veterans service officers, education approvals, housing and homelessness programs, home loans, long-term care homes, and state veterans cemeteries. Members asked about future long-term care needs for aging veterans, staffing and recruitment challenges at veterans homes, and the Yountville steam infrastructure replacement project, for which CalVet sought a $38.8 million reappropriation and said federal reimbursement was expected. CalVet also discussed the role of county veterans service officers in helping veterans file claims and avoid predatory unaccredited representatives. The Department of Cannabis Control described its regulatory role from seed to sale and requested one position to implement SB 1064’s combined activities license. Members and public witnesses focused heavily on the illicit cannabis market, enforcement staffing, and the impact of taxes and fees on the legal market. DCC said it had roughly 87 enforcement positions with about a 15% vacancy rate and more than 200 compliance staff. Its economist presented the 2024 cannabis market report, which found licensed production and retail quantity were up, but retail value and prices were down, with an estimated 11.4 million pounds of illicit production and about 60% of California consumption still coming from the illicit market. Industry witnesses argued the legal market is in crisis, urged repeal of the scheduled excise tax increase, stronger enforcement against illicit cannabis and hemp-derived intoxicants, and expanded retail access. The Department of Consumer Affairs briefly presented nine budget proposals, including a $2.6 million ongoing request to maintain a business modernization system for several boards and bureaus. The Commission on the Status of Women and Girls described its work on economic and educational equity, health care, violence prevention, student rights, and archival and outreach projects, and said its budget request would convert limited-term positions to permanent. A member urged the commission to narrow its priorities toward current issues such as affordability, child care, and women’s health. The California Arts Council outlined its role as the state’s only statewide arts funder and requested restoration of $5 million in local assistance; supporters testified that the funding would leverage additional local investment and help sustain arts access, especially in rural communities. The hearing ended after the non-presentation items were noted and no further public comment was offered.

Transcript Highlights:

• ...directly as an additional cost to the consumer.
• Every time a consumer taps a card to a local business, the consumer believes three things: their information
• It's what feeds the consumer economy.
• It's what feeds the consumer economy.
• Because that's not the way consumers work.

Keywords: 995, all

Summary: The Special Commission on the future of payments and sales transactions by credit card heard extensive testimony from credit union, banking, retail, restaurant, and payments-industry representatives about proposals to limit interchange fees, especially on the tax and tip portions of transactions. Several witnesses opposed state-level restrictions, arguing they would create a patchwork of rules, burden state-chartered institutions, raise compliance complexity, and ultimately reduce resources for fraud prevention, cybersecurity, rewards, and access to credit. Others, including retail and merchant advocates, said swipe fees are a significant and growing cost for small businesses and that states should consider reforms such as limiting fees on taxes and tips, allowing surcharging, improving transparency in merchant contracts, and studying collection costs more closely. Witnesses also discussed recent legal and regulatory developments, including Illinois’s interchange-fee law, OCC and NCUA interim rules, and the ongoing Visa/Mastercard antitrust settlement. Industry representatives said the Illinois law has been delayed and is likely preempted for most transactions, while merchant advocates argued the state efforts and court rulings show that networks and banks do not set fees competitively. The proposed antitrust settlement was described by some as a meaningful but limited merchant victory, with temporary fee reductions and expanded surcharge/steering rights, while others said it still falls short of structural reform. The commission members pressed witnesses on the practical effects of fees, the cost of cash, whether merchants can pass costs through, and whether small businesses are actually seeing benefits from the current system. Members repeatedly emphasized the need for a fair middle ground that protects both small businesses and the payment system. No substantive votes or policy actions were taken beyond accepting testimony, and the meeting ended with adjournment after all scheduled witnesses had spoken.