Transcript Highlights:

• The work that we've done has helped us mitigate some of that concern to the best of our ability, but
• One thing in particular I want to call out is the work around continuing the commitment to offshore wind
• on behalf of the Port of Long Beach, which is a member of Offshore Wind California.
• We very much appreciate the $225 million for the offshore wind.
• Port infrastructure for the development of offshore wind in Prop 4, so thank you for that.

Keywords: 988, house, all

Transcript Highlights:

• How high-wind events these helicopters could handle?
• I mean, at some point the wind is blowing so hard it doesn't matter what they're dropping.
• But I experienced that wind-driven ember shower that is the bane now of California.
• It wasn't a wall of flame. these wind-driven embers, spot fires.
• The fire, the winds were blowing parallel with his street.

Summary: The Emergency Management Committee met to adopt its rules and hear a series of disaster- and public safety-related bills. Several measures were placed on consent and approved, including bills sending items to Appropriations, Natural Resources, Judiciary, Labor and Employment, and Environmental Safety and Toxic Materials. AB 262, by Assembly Member Caloza, proposed a California Individual Assistance Act to create a state grant program for disaster-related costs when federal aid is unavailable; supporters cited Rio Dell’s earthquake recovery as an example, while some members raised concerns about eligibility, cost, and whether the bill could aid undocumented residents. The bill passed to Appropriations on a 4-2 vote. AB 549, by Assembly Member Gabriel, would create an interagency coordination framework for major sporting events such as the 2026 World Cup, 2027 Super Bowl, and 2028 Olympics, with supporters emphasizing public safety and anti-trafficking planning. An opposition witness argued the bill could be used to justify prostitution arrests and misuse trafficking funds, but the committee members largely supported the coordination concept, and the bill passed 6-0 to Arts, Entertainment, Sports, and Tourism. AB 270, by Assembly Member Petrie-Norris, would establish a three-year pilot for autonomous aerial firefighting helicopters overseen by the Orange County Fire Authority; supporters described it as a way to extend wildfire response into conditions where crewed aircraft are limited, and the bill passed 6-0 to Privacy and Consumer Protection. Later, AB 367, by Assembly Member Bennett, sought to require Ventura County water districts in high fire-risk areas to top off tanks during red flag warnings, maintain backup generators, and harden critical water infrastructure. Water agencies opposed the bill unless amended, citing cost, flexibility, and liability concerns, while the author argued the requirements were necessary after failures during the Thomas Fire; it passed 6-1 to Utilities and Energy. AB 615, by Assembly Member Davies, required emergency response plans to be submitted with initial applications for battery energy storage and other energy facilities and to be reviewed with local responders; it passed 7-0 to Utilities and Energy. AB 1075, concerning privately contracted firefighters, also passed on consent to Natural Resources. Finally, AB 1143, by Assembly Member Bennett, would create a voluntary statewide home hardening certification program through the State Fire Marshal; supporters called it a best-practices approach to reduce wildfire losses and insurance risk, and it passed to Natural Resources. The committee then completed roll calls for absent members and adjourned after all bills were moved out.

Transcript Highlights:

• improve the hurricane resilience of eligible condominiums by providing financial assistance for mitigation
• This amendment adds wind-driven rain mitigation devices for sliding glass doors as an eligible improvement
• Chair, and all this language does is it allows these wind-driven rain mitigation devices to be an eligible
• But I really appreciate your flexibility on that issue with the wind-driven rain mitigation devices.
• Your flexibility on that issue with the wind-driven rain mitigation devices, that is going to save property

Summary: The Committee on Regulated Industries met with a quorum and took up several bills, beginning with CS for SB 592, the My Safe Florida Condominium Pilot Program. The bill was explained as revising condominium eligibility and grant rules, lowering the approval threshold to 75%, changing roof project rules, capping reimbursement at $175,000 per association, and excluding detached units. Two amendments were adopted, including one clarifying the three-story threshold and another adding wind-driven rain mitigation devices for sliding glass doors as an eligible improvement. A late-filed amendment to appropriate $500 million for the program was adopted on a roll call vote, but the bill itself was then reported favorably. Testimony generally supported the program, with members noting strong demand and the need for more funding, though one amendment drew concern from a window manufacturer and some members about product approval and fairness. The committee then approved CS for SB 622 on pari-mutuel permit holders, which would allow certain facilities to be leased to Hialeah permit holders and other same-class permit holders, with an amendment making the lessee eligible to apply for, rather than automatically receive, a license for inter-track wagering or Hialeah games. CS for SB 1404 on illegal gambling was also reported favorably after amendments added a declaratory judgment process for veterans organizations, strengthened ethics/revolving-door restrictions for Gaming Commission personnel, and then withdrew a late amendment concerning a Miami casino property. Prosecutors and the Gaming Control Commission supported the bill as a tool to target criminal gambling operations, while amusement machine operators and veterans groups raised concerns about overbreadth and uncertainty for lawful operators. SB 604 on residential swimming pool requirements was temporarily postponed after questions about how the new sale/transfer disclosure and safety-feature requirement would work in practice, especially for cash transactions and whether home inspectors would be involved. SB 1682, adding 911 dispatchers to the definition of first responder, was reported favorably with support from dispatchers and members who emphasized the trauma and public safety role of telecommunicators. SB 818 on utility relocation and SB 1228 on spring restoration were both reported favorably, with counties opposing the utility bill as a cost shift to taxpayers and the spring bill drawing support from JEA. The committee also approved CS for SB 948 on flood disclosures for tenants and condo buyers, and CS for SB 1742, a major condominium and cooperative association reform bill that would adjust reserve funding rules, allow temporary reserve pauses after milestone inspections, require substitute budgets over a certain threshold, permit lines of credit in lieu of reserves through 2028, expand disclosure and data reporting, and add conflict-of-interest and governance changes. The condo bill drew extensive discussion and testimony, with supporters praising the flexibility and transparency provisions and some owners urging additional relief for inland, lower-rise buildings; it was ultimately reported favorably.

Transcript Highlights:

• <00:54:07.440> uh fall within these um offshore wind uh fall within these um offshore wind
• hits to the state is um, offshore wind hits to the state is um, offshore wind turbine<00:54:20.960
• ,<00:58:05.440> resilience adaptation, mitigation, resilience adaptation, mitigation, resilience
• mitigation and adaptation. mitigation and adaptation.
• Um, and that will be primarily mitigation focused.

Keywords: 912, senate, all

Summary: The Judiciary and Agriculture and Environment committees held an informational briefing on how recent federal policy changes, funding delays, cancellations, and layoffs are affecting Hawaii’s climate mitigation and adaptation efforts, and on the legality of some of those federal actions. Chair Carl Rhodes and Chair Mike Gabbard opened the meeting by framing it as part of an interim series on the rule of law and Hawaii’s response to federal actions. They noted there would be no public testimony, only invited presenters, and that questions would be held until the end. No votes or formal committee actions were taken. State climate change coordinator Leah Laramie described broad impacts from federal actions, including grant cancellations, litigation over terminated funding, staff cuts at NOAA and EPA, and the effect of the federal tax and spending law she said would raise energy costs, reduce grid reliability, and threaten renewable energy and transportation projects. She highlighted the loss or expiration of incentives for EVs and other clean-energy technologies, the termination of the Solar for All program and other rescissions, and the risk to major Hawaii projects such as Carbon Smart Commodities and other energy and land conservation programs. She also said the state’s attorneys general had taken numerous climate-related legal actions, including suits challenging federal cuts and the oil companies’ role in the climate crisis. Retired Justice Michael Wilson focused on the rule of law and climate justice, arguing that Hawaii is on the front line of climate change and that fossil fuel companies pose the greatest long-term threat. He said the state lacks a comprehensive climate protection plan despite the urgency of the crisis, cited UN and scientific warnings about a limited time horizon and severe warming, and pointed to projected local harms such as sea-level rise, beach loss, infrastructure damage, and major economic losses in Waikiki. His remarks emphasized the need for stronger planning and legal accountability, especially in light of federal rollbacks and the influence of fossil fuel interests.

Transcript Highlights:

• to the recent announcement that almost $700 million has been clawed back, or withdrawn, in offshore wind
• And how we can mitigate flooding through reducing impervious surface, or...?
• And how we can mitigate flooding through reducing impervious surface, or?
• . participate in a state-led working group to mitigate the impacts of air quality from Logan Airport.
• Like other towns, Fairhaven has developed mitigation plans to protect our community.

Keywords: 995, all

Summary: The committee hearing focused on a broad set of climate, energy, and environmental justice proposals. Early testimony strongly supported the Climate Change Superfund or “Polluter Pays” bill (H.1014/S.58), which would assess the largest fossil fuel emitters for a one-time fee based on historic emissions to fund climate adaptation. Sponsors argued the bill is modeled on Superfund cleanup principles, would target only the largest multinational polluters, would not be passed on to consumers, and would direct a significant share of funds to environmental justice communities. Committee members asked about the number of companies covered, consumer impacts, and whether the bill would address other forms of environmental destruction; sponsors said it was limited to major fossil fuel companies with a Massachusetts footprint and did not cover other pollution sources. The committee also heard testimony on a fusion energy compact proposal (S.673) that would direct the administration to develop a framework for a New England regional compact to accelerate fusion research, workforce development, and supply-chain growth. Supporters from MIT and the Association of Independent Colleges and Universities said fusion could become a major clean-energy and economic opportunity, but acknowledged the technology is not yet commercially viable and still has unresolved technical, cost, and waste-management questions. Members pressed on environmental impacts, siting, waste, costs, and whether the bill would create a compact or only a framework; sponsors said it would only create the framework and that the administration would need to negotiate with other states. Another major topic was a pilot program for nature-based climate solutions (H.971/S.??), backed by legislators, Boston Harbor Now, and UMass Boston’s Stone Living Lab. Witnesses said the bill would help speed permits for research and demonstration projects such as living shorelines, marsh restoration, and hybrid “green-to-gray” flood protections, while maintaining safeguards and protecting Indigenous and historic resources. Committee members asked how the proposal would interact with other permitting reforms and whether it could conflict with housing or wetland-related streamlining; supporters said it was complementary and aimed at making projects faster, more affordable, and more data-driven. The hearing also covered climate-safe buildings and climate adaptation funding bills. Supporters of H.1004/S.583 said current building codes do not adequately account for future flooding, heat, and wind, and the bill would add climate expertise to the building board, allow stretch resilience codes, expand floodplain standards, and create a retrofit program. Related testimony backed H.938/S.572, which would create a dedicated climate and community resilience fund financed by a small fee on property insurance premiums; advocates said it would provide stable long-term revenue for adaptation, especially in environmental justice communities, and help replace unreliable federal funding. One witness from CLF supported the climate-safe buildings and funding bills but opposed S.560/H.939 as too broad. The committee also heard testimony on airport air-quality legislation (H.997) calling for more monitoring and mitigation of ultra-fine particulate pollution around Logan Airport and Massport communities. No votes were taken during the hearing.

Transcript Highlights:

• And what we try to do is mitigate. If there's anything that we as an agency, We try to mitigate.
• That has been made available to us through HMGP, Hazard Mitigation Grant Program.
• Mitigation works. We have to put these controls in place. We have to elevate. We have to harden.
• And we received a sustained Category 4 with winds near 140 miles an hour at the time of landfall.
• What that doesn't highlight is the steps that we have taken to mitigate.

Summary: The committee held its first meeting of the session, with members introducing themselves and expressing support for veterans, military families, first responders, space industry growth, and domestic security. The first presentation was from the Florida Division of Emergency Management on the 2024 hurricane season and recovery efforts. Officials described response and recovery operations for Hurricanes Debbie, Helene, and Milton, including sheltering, meals, water, tarps, power restoration, flood control, debris removal, and public assistance funding. They emphasized that recovery is ongoing, that mitigation and resiliency investments are critical, and that Florida’s shelter space remains in deficit in many counties, especially for special needs populations. Senators asked about improving logistics capacity, technology for grant processing, HOA/private property debris issues, drainage and culvert maintenance, and ways to expand shelter capacity; the witness said more technology, better local coordination, and county-by-county planning would help, while noting limits on state authority over private property and county emergency manager qualifications. Committee members praised FDEM’s response and asked how the Legislature could help, including whether more logistical hubs, pumps, and flood-control equipment were needed. The witness said technology investments could reduce fatigue and improve grant and recovery processing, but that manpower would still be necessary. The committee also discussed the statewide emergency shelter plan, the use of schools as shelters, and the need to identify vacant commercial space and other facilities for future sheltering and special-needs needs. The witness said FDEM works with counties and commerce partners to identify available space and uses legislative funding for shelter retrofits and new construction when needed. The second presentation was from Blue Origin on its Florida operations. The company outlined its work in New Glenn, New Shepard, Blue Ring, lunar landers, and engine production, highlighting its Space Coast presence, more than 3,600 Florida employees, and over $3 billion invested in facilities. Blue Origin also described partnerships with Space Florida, public school Space Academies, internships, SkillBridge, and STEM outreach through Club for the Future. Members asked about the upcoming New Glenn launch window, which the company said was targeted for later that week, and the committee expressed interest in Blue Origin’s role in Florida’s space economy. The meeting ended with no further business and a motion to adjourn, which was adopted.

Transcript Highlights:

• Is that going to trickle down into local mitigation and prevention plans?
• We've got the multi-jurisdictional hazard mitigation plans.
• We've got the multi-jurisdictional hazard mitigation plans.
• Other communities to best mitigate risk from future wildfires.
• Please support whatever you can to mitigate that.

Keywords: 988, house, all

Summary: The hearing focused on lessons from the 2017 Tubbs Fire and how Santa Rosa, Sonoma County, and state partners have changed wildfire prevention, recovery, and rebuilding practices since then. Opening remarks emphasized that catastrophic wildfire is now a statewide issue, that California has shifted more toward prevention and resilience, and that Sonoma County’s recovery has become a model for other communities. Panelists included fire, water, permitting, community recovery, and insurance experts, who described how local experience has informed broader policy discussions. Santa Rosa fire and city officials described major changes in prevention and preparedness, including stronger public education, a vegetation management ordinance, an ignition-free/Zone Zero approach, and more detailed community wildfire protection planning. They said these efforts helped reduce damage in later fires, such as the Glass Fire, and noted ongoing challenges with prescribed burning, smoke management, grant delays, and maintaining vegetation treatments over time. Santa Rosa Water described improvements in regional coordination, backup power, generator redesign, and wildfire contamination response protocols after the city became the first utility to identify wildfire-related contamination in its water system. Community recovery leaders stressed the importance of block captain networks, neighborhood organization, and trusted local information in helping residents rebuild and avoid fraud. They argued for more formal support, training, and funding for block captain programs, as well as better long-term financing for local mitigation work and utility upgrades. Permit Sonoma officials said the county tried to balance speed and safety in rebuilding by streamlining permits, reducing fees, and helping residents rebuild to stronger standards, though they noted the loss of a major BRIC grant has slowed home-hardening outreach. Insurance advocate Amy Bach said wildfire risk reduction is increasingly influencing insurer behavior, with some companies offering discounts or more favorable treatment for Firewise communities and homes meeting wildfire-prepared standards. She urged continued funding for mitigation grants, better disclosure when insurers use aerial imagery to non-renew policies, and caution against removing wildfire coverage from standard homeowners policies. No formal votes or legislative actions were taken in the hearing; it was an informational discussion intended to gather testimony and policy recommendations.

Transcript Highlights:

• help to mitigate the risk. help to mitigate the risk.
• legislative trends including mitigating legislative trends including mitigating risk,<00:24:48.080
• > insurance mitigation factors that insurance mitigation factors that insurance companies<01:02
• humidity and uh hurricane force winds humidity and uh hurricane force winds might<01:04:36.319><
• <01:43:59.920> reduction the risk mitigation reduction the risk mitigation reduction um um

Keywords: 1183, house

Transcript Highlights:

• But it is very important that we understand the programs in place that help us mitigate the impacts of
• That's what we're looking at any place where wind get into the house during hurricane.
• We want to keep the wind out. So that's what we're trying to do here with these grants.
• So what is the program doing to mitigate?
• So it is a port for that money to be appropriate from the fund for mitigation of some time.

Transcript Highlights:

• And really it revolves around two features: wind and water.
• So how do we mitigate impacts of storm surge?
• So we design and build structures to withstand high winds and water.
• Well, we have extreme wind and extreme storm surge during hurricanes.
• Well, we have extreme wind and extreme storm surge during hurricanes.

Summary: The Senate Committee on Transportation met to hear presentations from the Florida Department of Transportation on rural arterial roadways and transportation resiliency, followed by a panel discussion on metropolitan planning organizations (MPOs). FDOT’s Will Watts described the state’s growing population and travel demand, emphasizing that rural arterials are critical for connectivity, freight movement, evacuation routes, and congestion relief. He outlined FDOT’s project selection factors, noted thousands of identified rural arterial needs with billions in unfunded demand, and explained that the department uses community input and long-range planning to prioritize safety, capacity, and economic development. Watts then discussed resiliency planning for hurricanes and flooding, focusing on structural design, storm readiness, and drainage. He highlighted efforts such as elevated bridges, wave attenuators, coastal armoring, drainage upgrades, and materials testing at FDOT’s research facilities to extend service life and reduce storm damage. Committee members asked about local project selection, materials research, LiDAR use, and legislative support; Watts said local coordination drives project priorities and asked lawmakers to protect the Transportation Trust Fund. The MPO panel, led by FDOT’s Kim Holland, explained that MPOs are federally required in urban areas over 50,000 population and that Florida has 27, the most in the nation. Holland said MPOs identify and prioritize transportation needs through long-range plans and public engagement, and she noted that several regions are exploring consolidation after the 2020 Census, especially in Tampa Bay and Southwest Florida. Representatives from MetroPlan Orlando, Forward Pinellas, Pasco MPO, and Hillsborough discussed their structures and the potential benefits and challenges of merging, including representation, governance, funding, and maintaining local voice. Members generally supported regional collaboration, urged patience as studies continue, and emphasized the need for transparent public engagement, while the committee adjourned after no further business.

Transcript Highlights:

• If giving a little bit of money can help mitigate the damage they cause, it seems like a small price
• about homes in 130 mph wind zones and below need to be built to withstand Category 3 hurricanes.
• Winds of 200 miles per hour they're Winds of 200 miles per hour they're coming<00:30:48.000> to
• get stronger and bathrooms now winds get stronger and stronger<00:31:19.240> as<00:31:19.360>
• <00:54:30.160> What's<00:54:31.160> um climate mitigation What's um climate mitigation

Keywords: 910, house, all

Summary: The joint hearing of the House Committees on Tourism and Water and Land was held on March 20, 2025, on SB 1396 SD3 HD1, which would raise transient accommodations tax revenues beginning in 2027, impose a $20 per-night tax on stays booked through loyalty or rewards points, and dedicate funds to DLNR for natural resource protection, management, and restoration. The Office of the Governor, DLNR, DBEDT, the Hawaii State Energy Office, Tax Department, Hawaiian Home Lands, HI-EMA, the Climate Advisory Team, Hawaii Green Infrastructure Authority, HCDA, the Hawaii Ocean Legislative Task Force, Resource Legacy Fund, KUA, and the Hawaii Tourism Authority all testified in support or with comments, generally emphasizing the need for dedicated funding for environmental stewardship, resilience, wildfire and climate preparedness, and community-based projects. Several supporters cited polling showing broad visitor willingness to pay additional fees to protect Hawaiʻi’s resources, and DLNR and the Attorney General noted the bill aligns with broader state land-management and fire-safety priorities. Opposition came from the Tax Foundation of Hawaiʻi and the Maui Chamber of Commerce, which argued the bill unnecessarily raises the TAT, places more burden on visitors and visitor-dependent businesses, and could harm Maui’s still-recovering economy. The Activities and Attractions Association of Hawaiʻi initially marked opposition but then said it had misunderstood the bill’s relationship to another measure and asked to resend testimony. Expedia Group did not oppose the TAT increase itself but raised operational concerns about the new tax on loyalty-point redemptions, calling it novel and difficult to administer. The American Hotel Lodging Association and Hawaiʻi Hotel Alliance were listed as having no comments present. Testifiers also suggested amendments, including dedicating the revenues to a special fund, ensuring community grants, and clarifying administrative provisions. One testifier urged the bill be used to fund hurricane shelters and stronger building standards, while another emphasized that the measure should support people and disaster resilience as well as environmental protection. During questions, members asked for the polling methodology and for a breakdown of current TAT allocations; staff indicated they could share the survey memo and began identifying existing statutory remittances. No vote or final committee action was taken during the excerpted portion of the hearing.

Transcript Highlights:

• Hurricanes and tropical storms cause DVs from wind and storm damage, as you can imagine, or storm surge
• Hurricanes and tropical storms cause DVs from wind and storm damage, as you can imagine, or storm surge
• So the end result is that quicker removal helps mitigate the negative impacts on our ecosystems.
• So the end result is that quicker removal helps mitigate the negative impacts on our ecosystems.
• on the water because maybe there's an area that's a great anchorage because it's protected from the wind

Summary: The Committee on Environment and Natural Resources received a presentation from the Florida Fish and Wildlife Conservation Commission on derelict vessels, enforcement challenges, and a long-term stored vessel study. FWC reported about 1,040 derelict vessels currently in its database, with roughly 600 new cases entering each year, and noted that hurricanes account for a large share of recent cases. The agency explained the legal definition of derelict vessels, the environmental and navigation hazards they create, and its enforcement process, including investigation, notice to owners, administrative hearings, removal authorization, and recovery of costs through registration holds. FWC also described prevention efforts such as at-risk vessel enforcement, nuisance vessel designations, public awareness campaigns, and the vessel turn-in program, which has received more than 250 applications and removed more than 145 vessels since rollout. Committee members asked about owner resistance to removal, rapid-response options for hazardous vessels, county differences in derelict vessel numbers, and how local governments participate. FWC said only a small percentage of owners contest removals, that the agency relies on contractors and does not generally have its own removal equipment, and that local governments may conduct removals with their own funding but must still provide due process. Members also asked where removed vessels go; FWC said they are taken to landfills, with recyclable materials recovered, and that storage is used only when necessary for public safety because it is costly. The presentation also highlighted the long-term stored vessel study, which found a strong correlation between long-term anchored vessels and later derelict vessels, especially in Monroe County. No votes were taken on the presentation, and the committee adjourned after Senator Errington moved to adjourn and there was no objection.

Bills: SB255, SB199, SB47, HB605, HB216, HB621, HB148, HB389, HB509, HB248, SB255, SB199, SB47, HB605, HB216, HB621, HB148, HB389, HB509, HB248, SB336, SB293, SB43, HB420, HB60, HB188, HB106, HB105, HB11

Keywords: SB255, cannabinoid, hemp, hemp-derived THC, THCa, delta-8 THC, HHC, CBD, THC, novel cannabinoid products, hemp products, intoxicating hemp, delta-8, retail license, Department of Revenue, Department of Agriculture and Industries, testing and labeling, third-party laboratory, product safety, public health

Transcript Highlights:

• him prove the hurricane resilience of eligible condominiums by providing financial assistance for mitigation
• Chair this amendment adds wind-driven rain mitigation devices for sliding glass doors as an eligible
• It's the it's the tracks that actually create the issue for wind-driven rain.
• All this language does is it allows these wind-driven rain mitigation devices to be out as an eligible
• With the with the wind driven rain mitigation devices that is going to save property and reduce the cost

Keywords: 999, senate, all

Transcript Highlights:

• We look exhaustively at mitigation discount programs.
• So the, the, what we call the mandatory mitigation credit program or the 1802 program, we're working,
• If you have an older home and you have a new roof, then you should definitely get the Florida wind mitigation
• That is a huge... ...should definitely get the Florida wind mitigation inspection.
• The wind mitigation form and the discounts are a great way for older homeowners, or excuse me, homeowners

Summary: The subcommittee held its first meeting on homeowners property insurance, with members from both parties introducing themselves and repeatedly noting that insurance affordability, roof condition, claims handling, and storm recovery are top concerns for their districts. Chair Yeager said the meeting was intended as an educational discussion rather than a legislative debate, and introduced a panel that included Insurance Commissioner Mike Yaworski, consumer Chad Carr, agent Mary Catherine Lawler, insurer executive Melissa Burt DeVries, and policyholder attorney Chip Merlin. The panel and members discussed major cost drivers in Florida homeowners insurance, including inflation, home age, roof age, mitigation features, claims history, litigation costs, reinsurance, and the Florida Hurricane Catastrophe Fund. Commissioner Yaworski said underwriting has become more sophisticated and that litigation costs, reinsurance, and replacement-cost inflation all affect premiums; he also said litigation is down about 30% and average requested rate increases have fallen from about 22.1% in 2022 to 0.8% today. DeVries said age of home, replacement cost, roof age, and coverage choices can materially change premiums, and explained that reinsurance is a major expense passed through to consumers. Merlin emphasized transparency concerns, argued that insurers are increasingly individualizing risk, and said consumers often struggle with coverage limits, deductibles, and claim denials. Members asked about flood coverage, hurricane deductibles, managed repair programs, mitigation credits, new insurer capitalization, and whether savings from reforms are reaching consumers. Yaworski explained that flood is generally excluded from homeowners policies and covered separately, that hurricane deductibles are mandatory in Florida and usually around 5%, and that the office tracks savings from reforms through rate filings and insurer discussions. He said the state is updating mitigation discounts and monitoring new entrants closely for solvency and market conduct. Several members and panelists said recent reforms have helped reduce some abuses and litigation, but many consumers are still seeing higher premiums because replacement costs and reinsurance remain elevated. No votes or formal actions were taken.

Transcript Highlights:

• And to help mitigate future risk here. So with that, let's go ahead and establish a quorum.
• and for significant periods of time we have to ground the aircraft because of the high winds.
• At some point, the wind is blowing so hard, it doesn't matter what they're dropping.
• But I experienced that wind driven For coming up on second and third plasterboard embershower that is
• And as a result of that, many homes caught on fire from these wind-driven embers, spot fires.

Keywords: 988, house, all

Transcript Highlights:

• You know, I'm still fine with wind. I'm fine with solar.
• You know, I'm still fine with wind. I'm fine with solar.
• You know, I'm still fine with wind. I'm fine with solar.
• I'm still fine with wind. I'm fine with solar.
• of 100% of how we generate energy wind of 100% of how we generate energy wind is<00:15:57.720>

Keywords: 1187, senate, all

Transcript Highlights:

• Hurricane Helene had max wind speeds at 140 miles an hour.
• However, max winds were around 120 miles an hour.
• We've got to mitigate risk. That's right.
• We can help mitigate future damages.
• It's the mitigation. It is the Elevate.

Summary: The committee received a program review from the Florida Division of Emergency Management on the 2024 hurricane season and FEMA reimbursement process. Deputy Director Keith Pruitt described the impacts of Hurricanes Debby, Helene, and Milton, including major storm surge, flooding, tornadoes, debris removal, power restoration, flood-control deployments, sheltering, and logistics missions. He emphasized that Florida’s approach is “federally funded, state managed, locally executed,” and said the division has already obligated large amounts of public assistance funding and mitigation dollars while continuing to work on remaining missions and reimbursements. A major focus of the discussion was how local governments can better document and vet debris-removal and other disaster costs so they are eligible for FEMA reimbursement. Chair DiCeglie and other senators raised concerns about local planning, commercial debris collection, and whether counties and municipalities that spend money up front will be reimbursed. Pruitt explained that eligibility depends on documentation, scope of work, insurance, and FEMA rules, and that the state’s FROC process is intended to help counties identify eligible work before costs are incurred. He also said commercial debris may be eligible in some cases but is not guaranteed, and that counties should coordinate early with FDEM and FEMA. Senators also asked about possible FEMA reforms, the age of outstanding reimbursement claims, and a proposed state fund to advance money to fiscally constrained counties while they wait for FEMA payments. Pruitt said Florida’s system is a national best practice, but that more county-level training and clearer coordination would help reduce de-obligations and audit problems. He said the reimbursement-advance idea is still being developed, and that the state continues to look at ways to streamline mitigation through programs like Elevate Florida. The committee took no formal action beyond hearing the presentation, and the meeting adjourned after closing comments from senators praising FDEM’s work.

Transcript Highlights:

• <00:31:32.399> and we talk about hazard mitigation and we talk about hazard mitigation and
• We were denied hazard mitigation, and all states have been denied hazard mitigation as this FEMA renew
• mitigation, $6 are saved in the future. mitigation, $6 are saved in the future.
• So hazard mitigation Fugat's area.
• Sorry to be so long-winded. I states. Sorry to be so long-winded.

Keywords: 958, all

Summary: The committee met with a quorum, approved the prior meeting minutes, and then spent much of the meeting recognizing members of the Falmouth Police Department and related support personnel. Representatives and senators described the department’s response to a May 17, 2025 shooting between two vehicles, saying officers secured the area, apprehended suspects, and prevented further harm within about 30 minutes. They also recognized Officer Jonathan Bis for helping rescue a person from a burning storage facility on May 3, and honored Chaplain Abram Croer and police administrator Marilyn Belure for their support roles. Members praised the officers’ service and presented citations; one member also noted the recent flooding in Falmouth and the strain on local responders. The committee also observed a moment of silence for a firefighter who died after a vehicle crash while responding to a call. The committee then recognized Sergeant Major Jimmy Thorne, USMC (Ret.), with a lengthy citation for his military service and community involvement. The citation highlighted more than three decades of service, including Vietnam, Lebanon, Somalia, multiple injuries, exposure to Agent Orange, and numerous decorations such as the Purple Heart and Meritorious Service Medal. Speakers also noted his continued civic work in Williamstown and Grant County. Thorne thanked the committee, said enlisting in the Marine Corps and moving to Kentucky were two of his proudest decisions, and received a committee coin. Members and guests offered additional remarks about his character and service. Finally, Brigadier General Charles Jones and Kentucky Emergency Management Director Eric Gibson gave an update on spring storm response and recovery. They said Kentucky has had three declared disasters and one undeclared event this year, with 113 of 120 counties affected in the last 12 months, including February flooding, April flooding, and May tornadoes; a January ice storm appeal was denied. Gibson emphasized the rising frequency and cost of disasters, citing about $350 million in public assistance over the first 10 years of the period reviewed versus about $2 billion in the last five years. He reported on sheltering, disaster recovery centers, FEMA and SBA assistance, and said about $57 million in individual assistance had been paid and nearly $69 million obligated, while public assistance projects were still moving through review and payment.

Transcript Highlights:

• which tends to be cheaper, and by wind which tends to be cheaper, and by wind and<00:09:56.800><
• Wind and solar is what can do that.
• wind and solar that were cut back. wind and solar that were cut back.
• little bit about how um we had mitigated little bit about how um we had mitigated against<00:43:
• is retiring and then reliance on wind is retiring and then reliance on wind and<01:10:46.239>

Keywords: 1187, senate, all