Video & Transcript : 'rate instability' :
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MN
Minnesota 2025-2026 Regular Session
Committee on Housing and Homelessness Prevention - 02/11/25
Housing and Homelessness Prevention
Transcript Highlights:
- </c> the do you know the interest rate the do you know the interest rate difference<00:19:39.880><c>
- Housing instability leads to higher rates of homelessness, increased reliance on emergency shelters,
- housing instability leads to higher<00:49:01.119><c> rates</c><00:49:01.359><c> of</c><00:49:01.520>
- <c> homelessness</c><00:49:02.280><c> increased</c> higher rates of homelessness increased higher rates
- </c> experienced housing instability experienced housing instability firsttime<01:02:20.880><c> home<
Committee:
Senate Housing and Homelessness Prevention
TX
Transcript Highlights:
- when he understood those items, he then took a deeper dive until he could recite aquifer recharge rates
- When rural hospitals were closing at the rate of five per year, Senator Perry refused to accept the quiet
Bills:
SB27 , SB30 , SB293 , HB4 , HB2974 , HB5138 , SJR36 , SJR50 , SJR63 , SCR12 , SCR39 , SB2023 , SB62 , SB666 , SB847 , SB284 , SB854 , SB810 , SB1505 , SB583 , SB507 , SB1434 , SB1772 , SB2016 , SB1122 , SB731 , SB397 , SB508 , SB1436 , SB287 , SB1882 , SB393 , SB1791 , SB209 , SB2429 , SB1085 , SB1975 , SB2717 , SB1262 , SB636 , SB2056 , SB884 , SB1200 , SB1845 , SB2458 , SB801 , SB3014 , SB3013 , SB758 , SB2797 , SB2076 , SB2876 , SB1640 , SB1449 , SB1181 , SB1234 , SB2926 , SB2841 , SB1528 , SB1854 , SB317 , SB1250 , SB2082 , SB1237 , SB2819 , SB629 , SB2608 , SB1602 , SB2009 , SB867 , SB640 , SB1698 , SB2680 , SB913 , SB1071 , SB1086 , SB1087 , SB1483 , SB1444 , SB1553 , SB1556 , SB1703 , SB2133 , SB2297 , SB2298 , SB2622 , SB2955 , SB2334 , SB1367 , SB2044 , SB2363 , SB2565 , SB1888 , SB3036 , SB3057 , SB3043 , SB3063 , SB3035 , SB203 , SB2688 , SB2522 , SB2459 , SB2655 , SB2251 , SB1884 , SB2928 , SB2566 , SB2549 , SB2553 , SB2919 , SB1944 , SB1232 , SB1798 , SB2603 , SB2607 , SB2683 , SB1319 , SB3045 , SB3071 , HB796 , HB1523 , HB5294 , HB748 , HB3395 , HB180 , HB3171 , HB146 , HB5596 , HB5694 , HB 1135 , HB3225 , HB186 , HB1449 , HB3793 , HB 112 , HB 104 , HB3336 , HB3520 , HB3320 , HB5663 , HB2399 , HB 111 , HB3483 , HB4580 , HB3748 , HB632 , HB4730 , HB5690 , HB5689 , HB3385 , HB4359 , HB5381 , HB 123 , HB5606 , HB 1057 , HB3664 , HCR141 , HCR40 , HCR59
Keywords:
judicial conduct, judges discipline, judicial compensation, retirement benefits, judicial transparency, SJR 50, constitutional amendment, Texas Constitution, Article VIII, securities tax, transaction tax, occupation tax, financial markets, broker-dealer, stock exchange, securities exchange, trading platform, clearing agency, transfer agent, FINRA
CA
California 2025-2026 Regular Session
Assembly Military and Veterans Affairs Committee Mar 24th, 2026
Military and Veterans Affairs
Transcript Highlights:
- And without state intervention, these veterans face real risks of unemployment, housing instability,
- Enforces both commitments by helping prevent avoidable homelessness, unemployment, and instability among
- Into unemployment, housing instability, or long-term hardship just because of discriminatory policy.
- worse by their time in uniform, and nearly half of those veterans, about 174,000, have disability ratings
- What we looked at was anyone 70% or higher, and that was 174,000 that have a disability rating of 70%
Committee:
House Military and Veterans Affairs
MN
Minnesota 2025-2026 Regular Session
House Human Services Finance and Policy Committee 4/3/25
Human Services Finance and Policy
Transcript Highlights:
- </c> housing instability and homelessness. housing instability and homelessness.
- </c> seriously diminished by a 50% rate seriously diminished by a 50% rate reduction<00:55:47.760><c>
- And those rates vary by facility.
- And those rates vary by facility.
- </c> getting the special rate. getting the special rate.
Committee:
House Human Services Finance and Policy
WA
Washington 2025-2026 Regular Session
Select Committee on Pension Policy May 20th, 2025 at 10:00 am
Select Committee on Pension Policy
Transcript Highlights:
- Beginning in 2030, the rates are reset and then reamortized over a 15-year period.
- There was no expected impact on contribution rates for that, and the bill was signed April 22.
- That'll pertain to the... ...state actuary's recommended investment rate of return.
- It's basically, it allows us to manage the instability in the markets and sometimes the instability in
- As we saw in 2008, instability in the housing market has broad impacts, and people's...
Committee:
Joint Select Committee on Pension Policy
Summary:
The Select Committee on Pension Policy opened its 2025 interim with roll call, approval of the prior minutes, and a brief administrative update on meeting procedures, new members, and a planned change to hold officer elections in June rather than immediately. Staff then presented a high-level recap of the 2025 legislative session, focusing on pension-related bills affecting Plans 1, 2, and 3, including the failed Plans 1 COLA and month-of-death bills, enacted changes on retire/rehire rules, state actuary appointments, service credit purchases, excess compensation, and a budget proviso directing study of proposed LEOFF 1 merger/termination concepts. Staff also highlighted ESSB 5357, which changes funding policy and the assumed rate of return, and noted that a deeper briefing on that complex bill may be needed.
The committee then received an interim kickoff presentation explaining the SCPP’s role, membership, meeting structure, public participation, and the typical process for studying issues. Staff reviewed the draft interim work plan, which will be shaped by statutory studies, annual agency reports, legislative outcomes, stakeholder requests, and committee goals. Key upcoming work includes the mandated study of LEOFF 1 merger and termination concepts, the state actuary’s odd-year economic assumption recommendations, annual updates from DRS, OSA, the LEOFF 2 Board, and the State Investment Board, and other recurring reports such as the DRS benchmarking study and actuarial valuation materials. Members also discussed the importance of understanding asset smoothing and long-term funding impacts, and staff said updated contribution projections will be available later in the fall.
During public comment, several speakers urged the committee and the State Investment Board to address climate-related financial risk and divest from fossil fuels, arguing that current coal, oil, and gas holdings are too large and that existing screening methods undercount exposure. One commenter also asked the committee to consider climate risk in the upcoming long-term economic assumptions study. Another public commenter, representing school retirees and administrators, urged continued study of COLA proposals and asked the committee to review the recently enacted funding bill and a separate bill related to COLA financing. The meeting concluded with a short break and adjournment of the full committee portion before the executive committee session.
CA
California 2025-2026 Regular Session
Joint Hearing Senate Health Committee and Assembly Health Committee Mar 10th, 2026
Transcript Highlights:
- So we're slowing the spending growth rate by, first of all, being able to measure that.
- So we're slowing the spending growth rate. we see health care really outpacing that.
- Small business rates have been lower.
- It's still a significant rate increase, but it's manageable.
- We appreciate the focus of today's hearing because instability in coverage quickly becomes instability
Summary:
The joint informational hearing focused on the cost of uncertainty in California health care, especially the effects of federal policy changes on coverage, access, and affordability. Opening remarks from committee leaders and members emphasized that California’s uninsured rate had fallen to historic lows under the Affordable Care Act and state policies, but that the expiration of enhanced federal subsidies, H.R. 1, and other federal regulatory changes could reverse those gains. Members repeatedly cited rising premiums, skipped care, medical debt, and the strain on low-wage workers, families, clinics, hospitals, and public programs.
The first panel reviewed the federal landscape and state response. A federal policy analyst described the ACA’s coverage gains and consumer protections, then outlined current threats: H.R. 1’s Medicaid and marketplace cuts, the end of enhanced premium tax credits, shorter open enrollment, more verification requirements, and changes affecting preventive services and vaccines. Covered California reported that the loss of subsidies is expected to nearly double average monthly premiums, reduce enrollment, and push more consumers into bronze plans with higher deductibles; it also noted that California’s $190 million affordability fund is helping the lowest-income enrollees. HCAI’s Office of Health Care Affordability explained its work on spending targets, market consolidation review, and primary care investment, saying the goal is to slow spending growth rather than impose price caps.
Committee members pressed witnesses on the practical effects of bronze plans, administrative burdens, immigration-related disenrollment, provider taxes, uncompensated care, and whether California can sustain current coverage levels without new revenue. Witnesses said bronze plans preserve essential benefits but shift more costs to consumers, and that H.R. 1’s verification and auto-renewal changes will likely reduce enrollment. They also said provider tax reductions could significantly weaken state financing over time, and that higher uninsured rates may increase uncompensated care and pressure premiums elsewhere in the system. The second panel, featuring UC Berkeley Labor Center and California Health Care Foundation experts, highlighted broader affordability problems across job-based coverage and Medi-Cal, citing medical debt, skipped care, and the role of underlying system costs, administrative waste, and lack of competition. They pointed to medical debt relief efforts such as Los Angeles County’s program as a short-term mitigation strategy while the Legislature considers longer-term policy and budget responses.
CA
California 2025-2026 Regular Session
Joint Hearing Assembly Health Committee and Senate Health Committee Mar 10th, 2026
Transcript Highlights:
- We're slowing the spending growth rate by, first of all, being able to measure that.
- So we're slowing the spending growth rate. we see health care really outpacing that.
- Small business rates have been lower.
- It's still a significant rate increase, but it's manageable.
- We appreciate the focus of today's hearing because instability in coverage quickly becomes instability
MN
Minnesota 2025-2026 Regular Session
Committee on Health and Human Services - 02/24/26
Health and Human Services
Transcript Highlights:
- </c> implementation, our payment error rate implementation, our payment error rate reduction,<00:37:57.680
- </c> error rate. error rate. Senator<00:45:02.480><c> Adi.</c> Senator Adi. Senator Adi.
- those rates um through training.
- Um rate which is a bit of a misnomer.
- </c> of unprecedented um federal instability. of unprecedented um federal instability.
Committee:
Senate Health and Human Services
MN
Minnesota 2025-2026 Regular Session
Committee on Health and Human Services - 02/19/26
Health and Human Services
Transcript Highlights:
- funding instability, policy Federal funding instability, policy shifts<00:07:34.440><c> causing</c><
- And they do this through what's called an air rate. And I would argue this air rate is a misnomer.
- And I would argue this air air rate.
- So, that's an 8% error rate.
- So, that's an 8% error rate.
Committee:
Senate Health and Human Services
MN
Minnesota 2025-2026 Regular Session
Human Committee Meeting - 2025-04-03
Human Services Finance and Policy
Transcript Highlights:
- My kids and I could finally be together again, without fear, without instability, without the constant
- However, this temporary rate restoration is necessary to meet the needs of our community.
- The supplemental rate would support 24/7 staffing, wrap-around culturally responsive services, health
- Chair, members, I believe the base room and board rate for housing support is $1,170. dollars a month
- on top of that, and those rates vary by facility.
Committee:
House Human Services Finance and Policy
AL
Alabama 2026 Regular Session
Alabama House Ways and Means General Fund Committee Feb 25th, 2026
Ways and Means General Fund
Transcript Highlights:
- Next bill, Miss Harper, 400, Representative Oliver, ambulance services and set minimum reimbursement rate
Bills:
HB44 , HB400 , HB444 , HB487 , SB249 , SB252 , SB58 , HB44 , HB400 , HB444 , HB487 , SB249 , SB252 , SB58
Committee:
House Ways and Means General Fund
Keywords:
teachers retirement, credit purchase, St. Clair County, DAY Program, pension reform, dental insurance, benefit rollover, healthcare, insurance policy, annual maximum, HB444, vaccines, vaccine exemption, religious exemption, religious liberty, private school, church school, faith-based school, parochial school, school immunization
NM
New Mexico 2026 Regular Session
House - Appropriations and Finance Feb 13th, 2026 at 05:31 pm
House Appropriations & Finance
Committee:
House House Appropriations & Finance
Keywords:
distance learning, virtual instruction, public education, student enrollment, school funding, education standards, pandemic education response, low-carbon construction, construction materials, rebate, environmental product declaration, EPD, embodied carbon, carbon intensity, greenhouse gas emissions, decarbonization, industrial incentives, clean manufacturing, cement, concrete
NM
Transcript Highlights:
- up to 14% on NCTI to reduce the incentive for a company to operate outside the U.S. for lower tax rates
- income in another country that is now being attributed also to New Mexico, that you can apply the tax rate
- I mean, if they're a foreign company or out-of-state company with New Mexico presence, their tax rate
Committees:
Senate Senate Finance , Senate House Appropriations & Finance
Keywords:
corporate income tax, franchise tax, gross receipts tax, tax credit, tax deduction, controlled foreign corporation, CFC, bonus depreciation, interest expense, apportionment, unitary group, high-wage jobs tax credit, local journalism, news media, newspaper printer, physician incentive, health care workforce, affordable housing, multifamily housing, construction materials
TX
Texas 89th Regular
Homeland Security, Public Safety & Veterans' Affairs Apr 2nd, 2025
Homeland Security, Public Safety & Veterans' Affairs
Transcript Highlights:
- Actually, this switch in the law and the enforcement of it on Iran. around birth rates is one of the
- Now I know what the response rates are with this.
- In Texas alone. 5.3 million acres, 3.41% of our land is. foreign-owned, a rate higher than the national
- average of 3.1 percent. this number is growing at a rate higher than we can even predict.
- Fair housing policy, that's the one which Remember, it shows that, like, it's limited the interest rate
Bills:
HB17 , HB34 , HB41 , HB 118 , HB 119 , HB 127 , HB 128 , HB 129 , HB 130 , HB132 , HB133 , HB17 , HB41 , HB118 , HB119 , HB127 , HB128 , HB129 , HB130 , HB132 , HB133
Keywords:
foreign ownership, real estate, national security, designated countries, Texas property law, lobbying, foreign adversaries, compensation prohibition, transparency, civil penalties, higher education, foreign adversary, research security, trade secrets, academic partnerships, HB 128, sister city, sister-city agreement, international exchange, municipal diplomacy
AL
Alabama 2025 Regular Session
Alabama House Ways and Means General Fund Committee Apr 1st, 2025
Ways and Means General Fund
Transcript Highlights:
- the Replace line 503 on page 18 with the following: delete these and add the most recent published rates
- Instead of calculating, they shall set an assessment rate. I'm on page four of the amendment.
- Yes, set an assessment rate, and that rate, in addition to setting it, is given the percentage that..
- Setting it is given the percentage that that assessment rate would be right.
- They may change the assessment rate each quarter to reduce the number of surplus assessments.
Committee:
House Ways and Means General Fund
Keywords:
Alabama budget, general fund appropriations, fiscal year 2026, state budget, appropriations act, HB186, executive branch funding, legislative branch funding, judicial branch funding, debt service, capital outlay, corrections, Medicaid, public health, mental health, transportation, education, law enforcement, tourism, veterans affairs
CA
California 2025-2026 Regular Session
Senate Budget and Fiscal Review Subcommittee No. 4 on State Administration and General Government Feb 26th, 2026
Transcript Highlights:
- That is more than twice as high as the national rate, and it is the fifth highest rate of the 50 states
- it compares to the rate for the state overall.
- The rate for Black Californians is 292% higher.
- But at a community level, does the rate in California increase because the rate of those challenges has
- support, continuing to expose me to housing instability concerns.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Children, Families and Persons with Disabilities Jul 1st, 2026
Joint Committee on Children, Families and Persons with Disabilities
Transcript Highlights:
- Poverty rates rose 0.7 percentage points in just one year.
- In light of continuing federal instability, it's critical to support our care infrastructure.
- That was the lowest rate of poverty we've had in recorded history.
- That was the lowest rate of poverty we've had in recorded history.
- That was the lowest rate of poverty we've had in recorded history.
Summary:
The Joint Committee on Children, Families, and Persons with Disabilities held a hybrid hearing on miscellaneous bills, including H. 5286, which would require DCF to consult a medical professional when a parent presents evidence of a pre-existing diagnosis that could explain symptoms mistaken for abuse or neglect. Representative Brian Mario said the bill would give DCF another tool in difficult cases. Jennifer Fernandes testified about her family’s experience with her grandson being removed after doctors initially suspected a skull fracture that later proved unfounded, saying the bill could help prevent similar outcomes. Committee members expressed sympathy and indicated interest in further discussion.
The committee then heard extensive testimony on H. 5085/S. 3095, the omnibus “An Act Significantly Alleviating Poverty.” Supporters described the bill as a comprehensive anti-poverty package built from the Poverty Commission’s work, combining higher cash assistance grants, matched savings, baby bonds, a guaranteed stipend for youth aging out of foster care, expanded tax credits, language access, clean slate record sealing, and worker protections. Senator Eldridge, Senator Miranda, Representative Decker, and many advocates argued that poverty is tied to housing instability, child welfare involvement, health harms, and racial and gender inequities, and that the bill would help families meet basic needs, build wealth, and reduce the benefits cliff.
Witnesses from social service, legal aid, labor, immigrant advocacy, and public health groups strongly supported the bill’s provisions. Several focused on specific sections: child support pass-through and a broader good-cause exception for TAFDC recipients; extending the state EITC to ITIN filers; creating baby bonds and matched savings programs; automating criminal record sealing; improving language access at state agencies; and ending the subminimum wage for farm workers. Former foster youth and service providers said the guaranteed stipend would help young adults avoid homelessness and transition more safely into adulthood. No votes were taken during the hearing, and the chairs repeatedly noted the limited time and encouraged written testimony and follow-up conversations.
MN
Minnesota 2025-2026 Regular Session
Committee on Commerce and Consumer Protection - 04/16/26
Commerce and Consumer Protection
Transcript Highlights:
- I think it's going to have a considerable impact more than what we think it's going to be on rates, but
- And I think that instability is unnecessary in the health insurance market.
- , rates, rates, uh,<00:19:38.840><c> uh,</c><00:19:39.080><c> for</c><00:19:39.360><c> the</c><00:19:
- And I think that instability is thing.
- </c> up rates uh for a lot of Minnesotans. up rates uh for a lot of Minnesotans.
Committee:
Senate Commerce and Consumer Protection
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 7 on Accountability and Oversight Jan 28th, 2026
Transcript Highlights:
- And we've taken initial steps to reunify our reimbursement rate structures.
- years, we've been experiencing fiscal instability from all the resources.
- We are under the national average with respect to those error rates.
- They actually create instability.
- Waste, fraud, and abuse, as my colleague here said, actually create instability.
MN
Minnesota 2025-2026 Regular Session
House Housing Finance and Policy Committee 2/18/26
Housing Finance and Policy
Transcript Highlights:
- It deepens the instability.
- Our benefit and long-term instability.
- > layered</c><00:28:07.520><c> on</c> profound economic instability layered on profound economic instability
- </c> homeless are also unsheltered at a rate homeless are also unsheltered at a rate of<00:34:20.399>
- :30.800><c> building</c><01:25:31.199><c> of</c> rate of investment and building of rate of investment
Committee:
House Housing Finance and Policy
Keywords:
HF3403, emergency rental assistance, rental aid, homelessness prevention, housing crisis, imminent risk of homelessness, eviction prevention, county aid, Tribal governments, local government aids, general fund appropriation, Minnesota revenue commissioner, poverty level, low-income housing, housing stability, family homeless prevention and assistance, emergency housing assistance, eviction, rent, redemption