Transcript Highlights:

• It tied the interest rate increase to the federal funds rate with a cap of 5%.
• So just the interest rates, you know, they're just so high. Of course. Yeah.
• It's not just an interest rate increase.
• Are the interest rates—I heard something—are they the only costs they have?
• Interesting. Okay. Thank you. Thank you very much. statewide? Yes. Interesting. Okay. Thank you.

Bills: SB1113, SB1117, SB1206, SB1460, SB1802, SB1906, SB1917, SB2340, SB2455, SB2680, SB2690, SB705, SB748

Keywords: SB 1113, converter's license, converter license, motor vehicle dealer, auto dealer, vehicle conversion, converted vehicles, direct sales, retail sales, trailer, semitrailer, manufactured trailer, chassis, manufacturer's statement of origin, MSO, Occupations Code, Transportation Code, Texas Department of Motor Vehicles, dealer licensing, general distinguishing number

Summary: The committee took up pending business first and reported several bills favorably, including SB 2139, SB 2610, SB 1856, SB 2530, SB 2401, SB 2858, and SB 3016, with most of those measures moving out on committee substitutes and being sent to the local and uncontested calendar or to the full Senate. The committee also heard SB 1906 on expanding Chapter 342E consumer lending rates; supporters argued it would modernize Texas law and expand access to safe, regulated credit, while opponents from Texas Appleseed and AARP warned it would raise costs on already expensive loans and worsen debt burdens. SB 1906 was left pending after testimony. The committee also reconsidered and re-voted SB 1856 after a procedural issue, with the substitute ultimately adopted and the bill reported favorably. The committee then heard SB 1113, which would clarify that certain vehicle converters, including a Texarkana business, do not need an additional dealer license to sell converted vehicles. The bill’s supporters described a long-standing business model and said the new metal license plate rules had created problems, while the Texas Automobile Dealers Association opposed the bill in its current form and said it could be resolved through DMV action or narrower changes. DMV said it was still researching a possible administrative fix, and SB 1113 was left pending. The committee also heard SB 2680, a Public Information Act cleanup bill dealing with emergency deadlines, business-day exclusions, and litigation timing; broadcasters and other open-government advocates argued the issues were already addressed by prior law and court rulings, while the Attorney General’s office said the bill would help with catastrophe notices and timing conflicts. SB 2680 was left pending. Other bills heard included SB 1117, which would allow any Texas-licensed dentist to administer botulinum toxin neuromodulators for aesthetic purposes in the oral and maxillofacial region; the author and dental witnesses said it would clarify scope and improve access, and the bill was left pending. SB 2340 would clarify the Attorney General’s investigative authority over Texas corporations, including pre-suit depositions and sworn written questions; opponents raised due process and separation-of-powers concerns, and the bill was left pending. The committee also heard SB 705 and SB 748, both TDLR cleanup bills, and SB 1206, which would impose timelines and notice requirements on municipalities reviewing transmission projects; SB 1206 was supported by an electric cooperative and left pending. SB 1460, creating an ethics violation registry tied to licensing consequences, drew constitutional and due-process objections from several witnesses and was also left pending. After a recess, the committee heard SB 1802 on landlord duties to repair mobility assistance devices like elevators and ramps in rental housing, with the author describing prolonged outages affecting seniors; the bill was left pending. Finally, SB 2455, creating an Energy Waste Advisory Committee to coordinate efficiency and demand-response programs, drew support from energy-efficiency and environmental witnesses and was left pending, and SB 2690, targeting deceptive business-certification solicitations, was laid out and opened to testimony before the transcript ended.

Transcript Highlights:

• The process requires the person to secure a surety bond, which serves as a form of insurance to protect
• the interests of the owner or lien holder of the title.
• Insurance, and for the bill, Anne O'Ryan, 688 Texas. Lee, please state your name for the record.

Bills: SB215, SB1104, SB1351, SB1931, SB2245, SB2589, SB2707, SB2807, SB1423, SB1568

Keywords: education, funding, school districts, local control, equity, digital identification, identity verification, Department of Public Safety, Texas legislature, wireless communication, Texas, technology, identification program, fee structure, wireless devices, public safety, hunting license, handgun license, fingerprinting, dealer license

Transcript Highlights:

• have public hearings, and we had the first public hearing ever in December of 2023 to hear from interested
• We heard a lot from interested parties, mostly family members of those that are incarcerated.
• parties. ...board among interested parties and, you know, just doing my due diligence.
• Parents' insurance goes up when maybe the driving school was available if they'd have just showed up.
• The parent is going to know at some point anyway because they're going to hit their insurance.

Bills: SB324, HB395, HB222, HB310, HB285, HB144, HB251, HB380

Keywords: parole, pardons, paroles board, board of pardons and paroles, Alabama criminal justice, sentencing reform, prison reform, reentry, recidivism, risk assessment, validated risk and needs assessment, supervision, probation, parole denial, parole reconsideration, medical parole, violent offense, nonviolent offense, law enforcement member, board appointments

Transcript Highlights:

• Okay, and these well-represented interests...
• I think the way the insurance companies work.
• So the insurance companies are making massive profits, but insurance premiums are not going down.
• There is no insurance available on the domestic or international insurance market for a mom-and-pop trucking
• Insurance companies and trucking companies.

Bills: SB39, SB2129, SB2141, SB2246, SB2323, SB2439, SB2722, SB 39

Keywords: commercial motor vehicle, truck liability, motor carrier, trucking, civil liability, respondeat superior, negligent entrustment, negligent maintenance, negligent loading, negligent repair, bifurcated trial, exemplary damages, punitive damages, personal injury, collision, employer liability, vicarious liability, Civil Practice and Remedies Code, Texas tort reform, commercial truck accident

Transcript Highlights:

• Awfully interesting that we're having this fight now when the city's at odds with the county.
• All three of these are against the public interest. But that's not the worst flaw in this bill.
• It is common practice for them to get reimbursed by insurance companies. So my question is...
• Despite no fault of the crew members, they are publicly blamed, harassed, and even face increased auto insurance
• We did work with various other interested parties to make sure that... enforcement, victims of accidents

Bills: SB39, SB2129, SB2141, SB2246, SB2323, SB2439, SB2722, SB 39

Keywords: commercial motor vehicle, truck liability, motor carrier, trucking, civil liability, respondeat superior, negligent entrustment, negligent maintenance, negligent loading, negligent repair, bifurcated trial, exemplary damages, punitive damages, personal injury, collision, employer liability, vicarious liability, Civil Practice and Remedies Code, Texas tort reform, commercial truck accident

Transcript Highlights:

• Section 544.002 of the Insurance Code is intended to protect individuals from having insurance companies
• at two types of auto insurance and two types of homeowners insurance to see whether or not Credit scores
• Credit-based insurance scores have been used in insurance for a few decades.
• American National Insurance. Okay.
• I've noticed with interest...

Bills: HB712, HB722, HB946, HB1687, HB1809, HB1899, HB2528, HB2583, HB2741, HB2750, HB3021, HB3150, HB3265, HB3658, HB3812, HB3960, HB4392, HB4432

Keywords: prostate cancer, health benefit plans, insurance coverage, cost sharing, preventive health care, auto insurance, total loss evaluation, disclosure, insurance materials, vehicle appraisal, HB 946, Texas Insurance Code, automobile insurance claims, oral release, written release, settlement agreement, claim release, property damage, bodily injury, psychological injury

Transcript Highlights:

• I just tell the patient to get on the phone and call the insurance company because what the insurers.
• The first thing is with the other disclosures that are required that an insurer provide to an insured
• So, all this does is just require the insurer to notify the insured that you have a right to request
• assign to single insureds.
• We've just had a good discussion about the loophole in the Texas insurance code that allows insurance

Bills: HB712, HB722, HB946, HB1687, HB1809, HB1899, HB2528, HB2583, HB2741, HB2750, HB3021, HB3150, HB3265, HB3658, HB3812, HB3960, HB4392, HB4432

Keywords: prostate cancer, health benefit plans, insurance coverage, cost sharing, preventive health care, auto insurance, total loss evaluation, disclosure, insurance materials, vehicle appraisal, HB 946, Texas Insurance Code, automobile insurance claims, oral release, written release, settlement agreement, claim release, property damage, bodily injury, psychological injury

Transcript Highlights:

• If the insurer is unable to contact the insured, the insurer denies the third party's claim.
• Insured, there is the insured under the policy, so the insurer needs to work with the actual driver of
• It shifts the duties of both the insurer and the insured.
• An insurance company has a duty when their insured causes an accident and their insured gets sued.
• The insurance company has a duty to defend that insured.

Bills: SB458, SB819, SB1238, SB1642, SB1643, SB1644, SB1791, SB1810, SB1824, SB1825, SB758, SB1455, SB1706

Keywords: insurance appraisal, property insurance, auto insurance, homeowners insurance, residential property, disputed loss, loss valuation, appraisal clause, appraiser, umpire, Texas Department of Insurance, TDI, insurance dispute resolution, claims adjustment, total loss, windstorm insurance, FAIR Plan, surplus lines insurance, policyholder, insurer

Transcript Highlights:

• personal property is exempt from taxation, but a handful of intangible assets such as stock values of insurance
• Yeah, so maybe we should be compressing insurance rates.
• You thoughtfully go through things in a bipartisan way and you balance these different interests out,
• They, they're not interested in, in, in giving you more than it's worth.
• I, I want to drill down a little bit on that what you just said because it's, it's so interesting to

Bills: HB8, HB9, HJR1, HB 22

Keywords: HB 8, Texas public school accountability, school accountability, public school transparency, STAAR, state assessments, instructionally supportive assessment program, Student Success Tool, Texas Education Agency, TEA, accountability ratings, A-F ratings, through-year assessment, benchmark testing, norm-referenced assessment, college career military readiness, CCMR, local accountability plan, school district performance, campus turnaround

Transcript Highlights:

• There is no state insurance. What is this?'
• So it's not cheap insurance. Audits.
• So it's not cheap insurance. Audits.
• They have that insurance included in their service.
• So yes, they use Lloyd's in London to insure their facility right over there.

Bills: HB12, HB42, HB205, HB222, HB324, HB325, HB350, HB416, HB482, HB610, HB749, HB797, HB807, HB821, HB979, HB992, HB1193

Keywords: survivor benefits, law enforcement, reserve officer, auxiliary officer, public safety, phased retirement, Teachers Retirement System, faculty retention, administrative fees, public postsecondary education, Medicaid, dental coverage, healthcare access, medical necessity, Louisiana Department of Health, judicial salaries, judges, judiciary compensation, cost of living adjustment, COLA

Transcript Highlights:

• ] as same kind of interest [clears throat] as AGR.<01:41:59.199><c> So,</c><01:41:59.440><c> here's</
• The sewer fee rate increase has gone up, the homeowners insurance fees gone up, and so now we're just
• It was very interesting to hear, but I think the conversation should continue to go on.
• It was very interesting to hear, but I think the conversation should continue to go on.
• Conflict of interest.

Bills: HB1527, HB1823, HB2490, HB2223, HB2325, HB2104, HB2593, HB2592, HB1927, HB1553, HB1964, HB1918, HB1990

Keywords: gambling prohibition, Aloha Stadium, University of Hawaii, amateur athletics, state lands, coastal resilience, Maui, Mantokuji Bay, coastal erosion, environmental protection, Native Hawaiian, spiritual sites, historic preservation, economic development, burial sites, Department of Hawaiian Home Lands, cultural history, archaeology, Hawaii Revised Statutes, civil service

Summary: The committee first heard HB 1527 relating to gambling. The chair outlined hearing rules, including a two-minute limit and a warning that bills not heard would die. Testimony was overwhelmingly in support from a prosecutor, Honolulu Police Department, and Stop Predatory Gambling, all arguing that casinos and sports betting increase crime, sex trafficking, harassment of athletes, and broader social harm. No opposition testimony was presented, and the committee moved on without questions or action taken on the bill. The committee then heard HB 1823 relating to coastal zone management and HB 2490 relating to coastal resilience. For HB 1823, DLNR, the Office of Planning, and Maui County testified, with Maui County supporting the measure and its proposed amendments. For HB 2490, DLNR expressed concern about exempting a proposed Mokuji Bay pilot project from permits and regulation before a long-term plan is finalized, while the County of Maui, the Mokuji Soto Zen Mission, and the Office of Planning supported the bill as a coastal resilience pilot. The mission described severe erosion, sea-level rise impacts, and years of unsuccessful efforts to stabilize the shoreline; its consultant said the study is leaning toward nature-based and hybrid solutions. In questioning, members and DLNR discussed whether the bill should say the project “shall” or “may” be exempt, and the chair indicated the language would be adjusted to preserve DLNR discretion and to change the lead agency reference to OPSD. No vote was taken in the transcript. Finally, the committee took up HB 2223 relating to historic preservation reviews. SHPD said it stood on its written comments, while OPSD and DHHL supported the bill. DHHL argued the measure would streamline reviews, improve transparency, and help address long wait times for its projects, saying it could alleviate burden on SHPD and better serve beneficiaries. Representative Shimizu questioned whether the bill would create redundancy and expand government rather than strengthen SHPD, noting a separate staffing bill already exists. SHPD responded that DHHL is uniquely subject to 6E review and that the bill would not waive federal or state historic review requirements; the discussion also touched on possible federal-style grant support and the existing memorandum of agreement between SHPD and DHHL. The transcript ends during questioning, with no final committee action shown.

Transcript Highlights:

• Help us all to be considerate and act with the interests of others in mind. We pray, amen.
• Insurance plans are shared with local emergency services before camp begins.
• From the Texas Water Development Board that would have provided a $50,000 grant and a $150,000 zero interest
• for expenses with respect to emergency... ...communications, and it would authorize grants, low interest

Bills: HB1, HB 2, HB 3, HB 5, HB20, HB 22

Keywords: youth camps, emergency preparedness, safety standards, health regulations, camp licensing, disaster preparedness, emergency management, flooding, mass fatality, mass casualty, fatality tracking, body recovery, autopsy, justice of the peace, medical examiner, county judge, sheriff, mayor, emergency coordinator, emergency manager license

Summary: The committee meeting primarily focused on the discussion and passage of several key bills, including SB5, which pertains to supplemental appropriations for disaster relief. This bill was passed unanimously, highlighting the committee's commitment to addressing disaster preparedness. HB20, aimed at reducing fraudulent charitable solicitations during disasters, also saw significant debate, with positive sentiments expressed by its sponsor, Mr. Darby. Additionally, HB22, which expands the authority of the comptroller to fund emergency communication systems, was passed with overwhelming support, indicating a consensus on improving emergency response capabilities within the state. The session concluded with discussions about future legislative measures aimed at strengthening infrastructure against disasters.

Transcript Highlights:

• Help us all to be considerate and act with the interests of others in mind.
• Insurers' plans are shared with local emergency services... ...on emergency procedures.
• It would authorize grants, low-interest-rate loans, financial incentives for emergency communications
• It would authorize grants, low-interest-rate loans, financial incentives for emergency communications
• Well, grant, there's also low-interest loans. Low-interest loans.

Bills: HB1, HB2, HB3, HB5, HB20, HB22

Keywords: youth camps, emergency preparedness, safety standards, health regulations, camp licensing, disaster preparedness, emergency management, flooding, mass fatality, mass casualty, fatality tracking, body recovery, autopsy, justice of the peace, medical examiner, county judge, sheriff, mayor, emergency coordinator, emergency manager license

Summary: The House convened in special session with a gubernatorial proclamation adding subjects related to penalties for legislators who absent themselves, ivermectin access, and groundwater study authority. The chamber also handled routine motions, committee scheduling, and first-reading referrals before moving to the main floor calendar focused largely on disaster response and public safety legislation. The central theme throughout the day was the July 4 flooding and related tragedies, with repeated references to families of victims and the need for stronger preparedness and prevention measures. House Bill 1, on youth camp emergency plans and preparedness, was the most emotional and heavily amended measure. Members adopted changes requiring annual emergency plans for resident youth camps, staff training, parent notification, evacuation maps, floodplain-related disclosures, restrictions on sleeping quarters in flood-prone areas, and funding for enforcement. One proposed amendment to require air conditioning or heat in sleeping quarters failed, while another amendment on floodplain restrictions passed after debate over floodplain versus floodway language. HB 1 ultimately passed the House 136-1 on second reading and later 135-1 on final passage. Senate Bill 2 / House Bill 2 on disaster preparedness, response, and recovery also advanced after extensive discussion. The bill creates training for justices of the peace in mass-fatality events, establishes an emergency manager licensing system, sets local succession procedures, creates a statewide volunteer management system, authorizes drone interdiction in disaster zones, expands disaster loan eligibility, and adds review and planning provisions for certain infrastructure and weather-related issues. Members debated the scope of the training, drone impacts on press coverage, volunteer registration, and infrastructure-related amendments; some proposals were adopted and others tabled or withdrawn. SB 2 passed the House 130-4 on third reading and later 132-4 on final passage. The House also passed House Bill 3 creating the Texas Interoperability Council and a grant program for emergency communications equipment, House Bill 20 addressing disaster-related scams and fraudulent charitable solicitations, House Bill 22 expanding allowable uses of the broadband infrastructure fund for emergency communications, and Senate Bill 5 providing supplemental appropriations for disaster relief, including funds for local warning systems and weather monitoring. Each of these bills passed overwhelmingly, with only one or a few dissenting votes, and members repeatedly emphasized the need to improve coordination, communications, funding, and fraud prevention in the wake of recent disasters.

Transcript Highlights:

• It protects our natural resources and our economic interests.
• coastal zone and recognizes... ...the Gulf of America's critical role in both economic and security interests
• A regulatory framework is better suited to maintain free speech while safeguarding public interest.
• I didn't even know about it, and neither did any of my fellow Realtors, so it's kind of this interesting
• So I thought that was an interesting model that people are doing that. It's free market, right?

Bills: SB1361, SB2105, SB2690, SB2713, SCR38, SB2637, SB2881

Keywords: SB 1361, Texas disaster recovery loan, small business loan, micro-business loan, community development financial institution, CDFI, economic disaster assistance, post-disaster financing, business recovery fund, Texas Economic Development Bank, zero-interest loan, working capital, payroll support, health benefits, job retention, declared disaster, small business relief, microenterprise, franchise exclusion, private equity-backed business

Transcript Highlights:

• I know the committee is interested as we bring these great discipline reform bills forward. ...Like you're
• Interested parties can come together to address a student's disciplinary problems.
• If you have any ideas, I’m interested.
• That there's due process as we balance out these interests too.
• Texas Appleseed, first and foremost, is a public interest, data-driven organization. Of course.

Bills: HB1022, HB2856, HB3114, HJR5, HB6, HB120, HB210, HB1458, HB1188, HB3126

Keywords: HB 1022, Sul Ross State University, Rio Grande College, Texas State University System, Education Code, higher education, course levels, upper-level college, lower-division courses, community college-style courses, Del Rio, Eagle Pass, Uvalde, Board of Regents, academic programs, university expansion, HB 2856, Texas Higher Education Coordinating Board, clinical training placements, clinical rotations

Transcript Highlights:

• These consequences are not in the best interest of any student with a disability, and giving schools
• Under current law, there are concerns about potential conflicts of interest.
• unfair advantage and raise questions about whether taxpayer dollars are being spent in the best interest
• Or if a close relative of the trustee has a substantial financial interest in that vendor.
• Specifically, House Bill 210 defines a substantial interest as owning more than 10% of the voting interest

Bills: HB1022, HB2856, HB3114, HJR5, HB6, HB120, HB210, HB1458, HB1188, HB3126

Keywords: HB 1022, Sul Ross State University, Rio Grande College, Texas State University System, Education Code, higher education, course levels, upper-level college, lower-division courses, community college-style courses, Del Rio, Eagle Pass, Uvalde, Board of Regents, academic programs, university expansion, HB 2856, Texas Higher Education Coordinating Board, clinical training placements, clinical rotations

Transcript Highlights:

• If the claimant or the insured...
• Flood Insurance Program policies.
• It also under flood insurance policy would not just be limited to flood insurance program policies, but
• So, in essence, if insurance companies feel the need to raise insurance rates below a 5% threshold, they
• in a variety of insurance products.

Bills: HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635

Keywords: insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory

Transcript Highlights:

• Insurance will come to order. The clerk will call the roll. Dean. That's it.
• Members, healthcare provider insurance credentialing is a process by which insurers validate the qualifications
• The Texas Department of Insurance requires an insurer to determine a provider's eligibility within 90
• The insurer isn't required to include the applicant in its provider directory until approved under the
• Interested is Corey Rose from the Texas Car Project Association.

Bills: HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635

Keywords: insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory

Transcript Highlights:

• The interest rates in Chapter 342.
• TCCC members provide fixed interest, fixed rate, fully amortizing loans with equal pay.
• So just the interest rates, you know, they're just so high.
• We're seeing that Texas falls. you're looking at because it's a blended rate, 27% interest.
• Interest rates, I heard something. Are they the only costs they have?

Bills: SB 1113, SB 1117, SB 1206, SB 1460, SB 1802, SB 1906, SB 1917, SB 2340, SB 2455, SB 2680, SB 2690, SB 705, SB 748

Keywords: SB 1113, converter's license, converter license, motor vehicle dealer, auto dealer, vehicle conversion, converted vehicles, direct sales, retail sales, trailer, semitrailer, manufactured trailer, chassis, manufacturer's statement of origin, MSO, Occupations Code, Transportation Code, Texas Department of Motor Vehicles, dealer licensing, general distinguishing number

Summary: The meeting of the Senate Business and Commerce Committee was marked by discussions on several significant bills, with a keen emphasis on legislative updates and committee substitutes. Notably, Senator Blanco presented a new committee substitute for SB2610, which modifies the employee cap from 100 to 250 and extends the update timeline for cyber security programs for small businesses. This substitute was adopted unanimously, reflecting a collaborative agreement among the committee members. Additionally, there were discussions surrounding SB1856 as Senator Crayton provided insights into how stakeholder feedback influenced the bill's committee substitute. The committee ultimately voted in favor, pushing it towards the local and contested calendar, indicating the bill's progression through legislative channels.

Transcript Highlights:

• Delaying action is not in the best interest of our firefighters, our retirees, or the taxpayers of the
• You're paying interest for the next 30 years on something whose lifespan was two and a half years or
• Long-term interests and the short-term interests of the finances of their entity know how to do this.
• You know, the taxpayers will pay interest over 30 years for the school.
• They shouldn't be paying interest over 30 years for the computers.

Bills: HB886, HB1514, HB2434, HB2688, HB2802, HB3161, HB3221, HB4029, HB4339, HB4591, HB4774, HB4802, HB4853, HB5627, SB1737

Keywords: retirement, supplemental payment, benefits, Employees Retirement System, eligible annuitants, legislation, annuity, service credit, Employees Retirement System of Texas, employee benefits, pension reform, public retirement systems, municipality pensions, firefighters, police officers, retirement age, DROP program, actuarial studies, pension benefits, municipal retirement