Video & Transcript Research : 'gap financing'
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NE
Nebraska 2025-2026 Regular Session
Legislative Morning Session Apr 7th, 2026
Nebraska Unicameral Floor Meeting
Bills:
LB815A, LB838A, LB912A, LB972A, LB1126A, LB962A, LB1114, LB921, LB937, LB803, LB803A, LB1032, LB1032A, LB1075, LB1075A, LB889, LB878, LB933, LB304, LB304A, LB1096, LB1096A, LB1165, LB1165A, LB958, LB958A, LB762, LB1187, LB966, LB929, LB962, LB753, LB788, LB913, LB1055, LB1195, LB429, LB721, LB722, LB727, LB743, LB745, LB749, LB778, LB787
Keywords:
LB815A, LB815, appropriation, appropriations bill, Nebraska Department of Revenue, Motor Fuel Tax Enforcement and Collection Cash Fund, motor fuel tax, gas tax, fuel tax, tax enforcement, tax collection, cash fund, budget, state spending, per diem, salaries, fiscal year, enrollment and review, final reading, Nebraska
NE
Nebraska 2025-2026 Regular Session
Legislative Afternoon Session Apr 7th, 2026
Nebraska Unicameral Floor Meeting
Transcript Highlights:
- So can you help me understand really why you feel this additional legislation is needed, or what gaps
- First revision affects elements of Senator Ibaugh's LB 1116, which deals with the Sports Arena Financing
- And many cities throughout our state of Nebraska, because of constraints on financing or their efforts
- It is a simple bill to close the loophole in our campaign finance laws.
- So this is an opportunity for us to hopefully retain and attract a workforce where there are gaps.
Bills:
LB815A, LB838A, LB912A, LB972A, LB1126A, LB962A, LB1114, LB921, LB937, LB803, LB803A, LB1032, LB1032A, LB1075, LB1075A, LB889, LB878, LB933, LB304, LB304A, LB1096, LB1096A, LB1165, LB1165A, LB958, LB958A, LB762, LB1187, LB966, LB929, LB962, LB753, LB788, LB913, LB1055, LB1195, LB429, LB721, LB722, LB727, LB743, LB745, LB749, LB778, LB787
Keywords:
LB815A, LB815, appropriation, appropriations bill, Nebraska Department of Revenue, Motor Fuel Tax Enforcement and Collection Cash Fund, motor fuel tax, gas tax, fuel tax, tax enforcement, tax collection, cash fund, budget, state spending, per diem, salaries, fiscal year, enrollment and review, final reading, Nebraska
HI
Transcript Highlights:
- And so, once we've secured release by OAM and finance, we can vote.
- We've sent in our finance committee request. Okay. Thank you. We're done.
- So, can we roll this over to tomorrow, noting that this requires finance release?
- noting that this requires finance noting that this requires finance release. release. release.
- Can we roll this and Finance approval.
Keywords:
immigration enforcement, sanctuary policy, detainer, ICE, federal immigration authorities, 8 U.S.C. 1357(g), 8 U.S.C. 1373, 8 U.S.C. 1644, deportation, undocumented immigrants, noncitizen, migrant rights, local police cooperation, law enforcement cooperation, hold request, judicial warrant, probable cause, civil immigration enforcement, county police, state police
Summary:
The committee first took up SB 148 on combat sports, but members said they had agreement only in principle and were waiting on a conference draft and money committee release, so the bill was rolled to the next day. HB 1810 on charitable solicitation was then described as regulating professional solicitors who sell donated non-perishable tangible property, including prompt payment, financial reporting, disclosure, and contract requirements; the committee adopted the conference draft and passed it unanimously. SB 2607 on landscape architects was also passed with a conference draft after members agreed to align licensure qualifications with the uniform standard used by the Council of Landscape Architectural Registration Boards.
Later, HB 1642 on consumer protection and crypto kiosks was passed with amendments to ban the purchase of cryptocurrency through crypto kiosks, and SB 2396 on property was deferred because members said they were aligned on the policy but still needed to sort out enforcement, with the issue to be left to a task force. SB 2961 on insurance was deferred to the next day pending release, and SB 2471 on the powers of artificial persons was rolled to the next day while the House and Senate sought legal clarification to make the bill more defensible; members said they agreed on the goal of addressing dark money but wanted to avoid harming Hawaii or local companies.
The committee then passed SB 3001 on artificial intelligence with amendments. The conference draft renamed the regulated systems as “AI companions,” narrowed and clarified the definition, required reasonable measures to prevent outputs encouraging serious bodily injury, increased disclosure frequency for minors, added a feature restriction to discourage disengagement, removed provisions the Senate viewed as too broad or insufficiently articulated, shifted annual reporting to the Department of Health’s Behavioral Health Administration, and removed civil penalties. Members also said the romantic-relationship language had been removed for now but could be revisited later. SB 2433 on condominiums was discussed but rolled to the next day because the House and Senate were still considering changes related to DCCA authority and condo-owner disputes, and HB 1897 on condominium alternative dispute resolution was deferred for the session because the Senate was not ready and time was running out.
In the final portion, HB 1753 on social media data retention was passed with amendments setting limits on how long companies may retain user data, with exceptions such as domestic violence evidence. SB 1166 on insurance was rolled to the next day after discussion of historic weather damage and the need to avoid affecting ongoing litigation against oil companies; members noted they had received an AG opinion that the bill would not jeopardize that litigation. SB 2964 on property insurance was passed with a conference draft requiring insurers to periodically ask homeowners about significant improvements so coverage can be reassessed, and SB 3255 on currency was passed with a conference draft authorizing penny rounding to the nearest five cents, though one senator voted no because he preferred the Senate version that had included a separate cash-acceptance issue. The committee also discussed SB 2852 on website accessibility for people with disabilities as the next item, but the transcript cuts off before any action on that measure.
HI
Transcript Highlights:
- . >> Yes, and we do for finance as well. For finance as well.
Keywords:
immigration enforcement, sanctuary policy, detainer, ICE, federal immigration authorities, 8 U.S.C. 1357(g), 8 U.S.C. 1373, 8 U.S.C. 1644, deportation, undocumented immigrants, noncitizen, migrant rights, local police cooperation, law enforcement cooperation, hold request, judicial warrant, probable cause, civil immigration enforcement, county police, state police
HI
Transcript Highlights:
- So, we have agreement on this, and we also have finance clearance on our end.
- Okay, so we don't have finance approval on this one. Almost. We have half.
- /c><00:03:46.520>
we <00:03:46.680>don't <00:03:47.040>have <00:03:47.480>finance - Okay, so we don't have finance Chang.
- Okay, so we don't have finance approval<00:03:48.560>
on <00:03:48.760>this <00:03:48.960
Keywords:
immigration enforcement, sanctuary policy, detainer, ICE, federal immigration authorities, 8 U.S.C. 1357(g), 8 U.S.C. 1373, 8 U.S.C. 1644, deportation, undocumented immigrants, noncitizen, migrant rights, local police cooperation, law enforcement cooperation, hold request, judicial warrant, probable cause, civil immigration enforcement, county police, state police
HI
Transcript Highlights:
- I believe we have received our Ways and Means and Finance release.
- I believe we have received our Ways and Means and Finance release.
- I believe we have not received our finance clearance as of this time, so I propose that we uh roll over
Keywords:
immigration enforcement, sanctuary policy, detainer, ICE, federal immigration authorities, 8 U.S.C. 1357(g), 8 U.S.C. 1373, 8 U.S.C. 1644, deportation, undocumented immigrants, noncitizen, migrant rights, local police cooperation, law enforcement cooperation, hold request, judicial warrant, probable cause, civil immigration enforcement, county police, state police
HI
Transcript Highlights:
- Her experience reflects not only the technical expertise in finance and administration, but also a steady
- reflects not only the technical<00:02:50.080>
expertise <00:02:50.640>in <00:02:50.760>finance - <00:02:51.240>
and technical expertise in finance and technical expertise in finance and administration - Senator Henderson studied at and graduated from Punahou High School in 1946 and the Wharton School of Finance
Keywords:
immigration enforcement, sanctuary policy, detainer, ICE, federal immigration authorities, 8 U.S.C. 1357(g), 8 U.S.C. 1373, 8 U.S.C. 1644, deportation, undocumented immigrants, noncitizen, migrant rights, local police cooperation, law enforcement cooperation, hold request, judicial warrant, probable cause, civil immigration enforcement, county police, state police
HI
Transcript Highlights:
- I am still in discussions with House Finance about this because of the appropriations and additional
- I am still in discussions with House Finance about this because of the appropriations and additional
- I am still in discussions with House Finance about this because of the appropriations and additional
- Okay, do you want to roll it to tomorrow in the hopes that we can get Finance to release on your end?
Keywords:
immigration enforcement, sanctuary policy, detainer, ICE, federal immigration authorities, 8 U.S.C. 1357(g), 8 U.S.C. 1373, 8 U.S.C. 1644, deportation, undocumented immigrants, noncitizen, migrant rights, local police cooperation, law enforcement cooperation, hold request, judicial warrant, probable cause, civil immigration enforcement, county police, state police
HI
Transcript Highlights:
- program by removing the prohibition on combined loan-to-value ratios, clarifying the Hawaii Housing Finance
- 36.520>
Housing ratios, clarifying the Hawaii Housing ratios, clarifying the Hawaii Housing Finance - <00:11:37.000>
and <00:11:37.080>Development <00:11:37.400>Corporation's Finance - and Development Corporation's Finance and Development Corporation's authority<00:11:38.160>
to
Keywords:
immigration enforcement, sanctuary policy, detainer, ICE, federal immigration authorities, 8 U.S.C. 1357(g), 8 U.S.C. 1373, 8 U.S.C. 1644, deportation, undocumented immigrants, noncitizen, migrant rights, local police cooperation, law enforcement cooperation, hold request, judicial warrant, probable cause, civil immigration enforcement, county police, state police
TX
Texas 89th Regular
S/C on Disease Prevention & Women's & Children's Health Apr 17th, 2025
S/C on Disease Prevention & Women's & Children's Health
Transcript Highlights:
- Reimburse for PHP or IOP, creating a costly gap in our care.
- Texas has a real chance to reduce this gap.
- These gaps have led Texas to use the state's juvenile justice system as a form of mental health care
- Yeah, you just talk about... gap care needed.
- How much would this help y'all to give that gap care that's needed? I mean, it's huge.
Keywords:
HB 231, Texas Water Code, TCEQ, permit exemption, dam, reservoir, erosion control, flood control, floodwater control, sediment control, watershed protection, Natural Resources Conservation Service, NRCS, Watershed Protection and Flood Prevention Act, local sponsor, water appropriation, small dam, water diversion, maintenance, rehabilitation
TX
Texas 89th Regular
S/C on Disease Prevention & Women's & Children's Health Apr 17th, 2025
S/C on Disease Prevention & Women's & Children's Health
Transcript Highlights:
- When we talk about health, those living in gaps of our system were the nearest fresh.
- It calls on state health services to study the effects of food deserts on Texans' health and finances
- Before you today, House Bill 2036 closes an important gap in access to mental health.
Keywords:
food access, food deserts, communities of color, health disparities, socioeconomic impact, nutritious food, health effects, socioeconomic disparities, legislative recommendations, nutrition, access to food, Medicaid, multisystemic therapy, healthcare, reimbursement, mental health services, education, funding, local control, school system
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 14th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- Mortgage loans in amounts set by the finance code or the finance commission by rule.
- We are a sales-based financing provider.
- But that is completely more consumer financing versus what you call business financing, correct?
- They don't have access to the best kind of financing, you know, bond financing, bank loans, SBA loans
- Our members provide revenue-based financing. Many of our members also provide additional financing.
Bills:
HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175, HB245
Keywords:
military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees, payroll deductions, retirement plans, fiscal transparency, local government, bond issuance
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 14th, 2025
Pensions, Investments & Financial Services
Bills:
HB245, HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175
Keywords:
property tax, delinquent taxes, ad valorem, penalties, interest cap, military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees
TX
Keywords:
SB 213, Texas insurance, Insurance Code, Chapter 551, Chapter 541, bundling, tying arrangement, cross-selling, homeowners insurance, residential property insurance, auto insurance, personal automobile insurance, consumer protection, unfair trade practice, deceptive insurance practice, property and casualty insurer, Lloyd's plan, county mutual, reciprocal exchange, farm mutual
MN
Transcript Highlights:
- phase of this project, we are requesting $4 million in assistance from the state to fill a funding gap
- ><01:05:58.440>
address <01:05:58.799>a <01:05:58.960>funding <01:05:59.440>Gap - <01:05:59.839>
in assistance to address a funding Gap in assistance to address a funding Gap - Initially, the City of Tracy is seeking $12 million in assistance from the state to fill a funding gap
- <01:11:28.440>
in from the state to fill a funding Gap in from the state to fill a funding
Bills:
HF458, HF459, HF461, HF449, HF450, HF965, HF1280, HF612, HF615, HF616, HF622, HF650, HF651, HF1045, HF972, HF851, HF644, HF1050
Keywords:
HF458, Henderson, water treatment facility, drinking water, municipal water, public infrastructure, capital investment, state bonds, bonding bill, Public Facilities Authority, water distribution system, well connection, local government grant, Minnesota capital budget, HF459, Carver levee, City of Carver, levee restoration, flood control, flood mitigation
HI
Bills:
SB2060, SB2342, SB2577, SB2580, SB2809, SB2397, SB2315, SB2442, SB2152, SB2380, SB2462, SB2055, SB2438, SB2533, SB2203, SB2087, SB768, SB877, SB1139, SB787, HB963, SB277, SB2663, SB2555, SB2140, SB2115, SB2761, SB2198, SB2032, SB2579, SB2671, SB2835, SB2356, SB2095, SB2093, SB2318, SB2323, SB2485, SB2309, SB2321, SB2405, SB2153, SB2129, SB2170, SB2259, SB2578, SB2544, SB2701, SB2861, SB2108, SB2089, SB2106, SB847, SB3326, SB2047, SB2695, SB2667, SB2919, SB2446, SB2146, SB2723, SB2210, SB2527, SB2645, SB3331
Keywords:
rental housing revolving fund, HHFDC, Hawaii Housing Finance and Development Corporation, mixed-income housing, mixed-income rental project, affordable housing, low-income housing, housing finance, housing development, preservation, rehabilitation, pre-development, construction financing, equity investment, credit enhancement, collateral, gap financing, area median income, AMI, perpetual affordability
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Wed Feb 18, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- I'm not saying it would totally close the gap, but if it's that or nothing, if you guys can't handle
- <01:43:38.880>
between <01:43:39.199>bronze option to bridge the gap between bronze - <02:35:58.720>
in <02:35:59.120>those gaps that were identified in those gaps that - <03:05:06.640>
Members, finance and to defect the date. - Members, finance and to defect the date. Members, any<03:05:07.439>
comments? any comments?
Bills:
HB20, HB2612, HB2404, HB2459, HB2194, HB1880, HB2284, HB1969, HB2458, HB1546, HB2161, HB1721, HB1641, HB2137, HB1782, HB2360, HB1965, HB1897, HB1513
Keywords:
lava insurance, homeowners, insurance market, subsidy, Hawaii, mortgage, debt, secured transactions, real property, Hawaii Revised Statutes, cooperative associations, electric utility cooperatives, agricultural cooperatives, mutual help, food innovation, agribusiness, food safety, market access, branding, economic diversification
Summary:
The committee heard testimony on HB 20, which would create a lava zone insurance subsidy/fund. The Insurance Division opposed the bill, arguing that lava zones 1 and 2 are the highest-risk areas, that a subsidy would not reduce the underlying risk or loss costs, that it could invite similar subsidy requests for other hazards, and that the bill may conflict with HICV by diverting funds from the CRF. Members discussed the lack of authorized homeowners insurance in those lava zones, the role of HPIA and the surplus market, and the difference between the proposed lava-zone subsidy and the Hawaii Hurricane Relief Fund. The chair noted 37 submitted testimonies in support and one in opposition, and the committee then moved on without taking a vote on HB 20 in the portion provided.
The committee then took up HB 2612, relating to mortgages, which would clarify that a mortgage does not exist independently of the debt it secures and is not independently enforceable from that debt. The Hawaii Credit Union League and Hawaii Financial Services Association opposed the bill, while several individuals testified in support, arguing it would restore Hawaii’s long-standing lien-state rule and prevent so-called “zombie mortgages” after the Hawaii Supreme Court’s White decision. Supporters said the bill would protect borrowers from delayed foreclosures and predatory lending practices, while opponents and the Insurance Division emphasized that foreclosure actions still require proof of standing and possession of the note, and that lenders generally pursue foreclosure without seeking deficiency judgments.
Committee members questioned the Insurance Division about how the current market works, whether lenders could wait out the statute of limitations and then foreclose only on the mortgage, and whether equitable tolling or later defaults could allow refiling. The division said it is still trying to attract authorized insurers back into the lava-zone market, but has seen little progress. No vote or final action on HB 2612 was taken in the excerpt provided.
AL
Alabama 2026 1st Special Session
Alabama House Ways and Means General Fund Committee Feb 18th, 2026
Ways and Means General Fund
Transcript Highlights:
- This pretty extensive study we did dug into your finances, your cost, how much does it cost?
Keywords:
appropriation, transportation, judicial system, funding, state budget, Pickens County, local act, vehicle tag fee, registration fee, issuance fee, motor vehicle registration, license plate, replacement tag, transfer tag, renewal fee, county revenue, earmarked funds, ambulance service, emergency medical services, EMS
HI
Transcript Highlights:
- Some entities are financed by investors expecting specific returns within fixed timelines.
- Some entities are financed by investors expecting specific returns within fixed timelines.
- Some entities are financed by investors expecting specific returns within fixed timelines.
- Some entities are financed by investors expecting specific returns within fixed timelines.
- With just 10 years, there’s no way we’re going to get financing.
Bills:
HB1846, HB2205, HB1802, HB1571, HB2047, HB2434, HB2426, HB2361, HB2395, HB1712, HB2544, HB1619
Keywords:
coastal erosion, shoreline properties, regional planning, mitigation districts, sediment management, environmental impact, public access, community financing, shoreline erosion, emergency permits, coastal management, erosion control, Hawaii Revised Statutes, HB1802, conservation banking, conservation bank, mitigation banking, compensatory mitigation, incidental take permit, incidental take license
Summary:
The committee heard testimony on HB 1846, relating to shoreline mitigation districts. DLNR and the Office of Planning opposed the bill, arguing it would improperly shift regulatory roles between the agencies and prioritize private land interests over public trust and natural and historic resources. Supporters, including the Shoreline Preservation Coalition, Kahana Bay residents, and Hawaii Realtors, said regional planning is needed to address severe erosion, especially in Kahana, and that better coordination between state and county agencies could help move stalled projects forward. Testifiers emphasized that shoreline conditions vary by area and that science-based, region-specific solutions are needed.
Members asked questions about whether existing law already allows regional planning and emergency shoreline responses. DLNR said it already has authority to process regional projects and cited an existing draft EIS for Kahana Bay that would proceed through normal permitting and public hearing channels. Supporters responded that the bill would provide a clearer regional planning framework and help communities facing urgent erosion impacts. No vote was taken on HB 1846 in the portion provided.
The committee then took up HB 2205, relating to emergency erosion mitigation. DLNR opposed the bill, saying it already has authority to issue emergency permits and had recently done so quickly for a collapsed sidewalk at Queen Surf Beach, and warning that the bill’s language could weaken Act 16 by changing a prohibition on shoreline hardening to a requirement to merely minimize it. Kahana Bay representatives and other supporters argued the bill would create a limited, regulated short-term pathway for emergency shoreline solutions while long-term plans are developed, and said current permits have expired or stalled, leaving dangerous sandbags and no practical relief. Additional testimony from a private homeowner stressed that erosion is threatening homes and that private owners are often bearing the cost of protecting public shoreline access. The discussion remained focused on balancing emergency protection, public access, and long-term shoreline management, and no final action was taken in the excerpt provided.
NM
New Mexico 2026 Regular Session
Senate - Tax, Business and Transportation Feb 10th, 2026 at 04:43 pm
Senate Tax, Business & Transportation
Transcript Highlights:
- The other thing that I would point you to, and this bill is not going to Senate Finance, so I would point
- Okay, so that's the risk someone would take if they were in a, you know, an amount of gap plan and they
- Is that, Chair of Finance, 10% of our state's budget? A little more? Yeah. Well, a little more.
Keywords:
prior authorization, pharmacy benefits manager, PBM, health insurer, prescription drugs, step therapy, formulary, auto-adjudication, electronic portal, appeals, medical necessity, serious mental illness, mental health, schizophrenia, bipolar disorder, major depression, substance use disorder, addiction treatment, cancer, autoimmune disorder