Video & Transcript Research : 'foreclosure surplus'
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AL
Alabama 2025 Regular Session
Alabama House Ways and Means Education Committee Feb 26th, 2025
Ways and Means Education
Keywords:
HB226, homestead exemption, ad valorem tax, property tax, property tax relief, widow, widower, unremarried spouse, surviving spouse, senior exemption, elderly, disabled, permanently and totally disabled, blind taxpayer, deed ownership, principal residence, school tax, county tax, municipal tax, Alabama Department of Revenue
FL
Florida 2025 Regular Session
Community Affairs Jan 14th, 2025
Transcript Highlights:
- BUT WE DO KEEP TRACK EVERY QUARTER, MORTGAGE BANKERS ASSOCIATION COMES OUT WITH DELINQUENCY AND FORECLOSURE
- WE ALWAYS COMPARE VERY FAVORABLY TO THE OVERALL STATEWIDE AVERAGE OF DELINQUENCY AND FORECLOSURES.
- LOOK AT OUR PORTFOLIO SENATOR AND LET YOU KNOW HOW MANY ACTUALLY PAID OFF OR SOLD OR WENT INTO FORECLOSURE
HI
Transcript Highlights:
- It clarifies that condominium associations that have obtained title to a unit through foreclosure may
- <00:16:09.280>
through obtained title to a unit through obtained title to a unit through foreclosure may <00:16:10.320>retain <00:16:10.720>rental <00:16:11.000>income foreclosure- may retain rental income foreclosure may retain rental income prior<00:16:11.720>
to <00:16:11.880
Bills:
SB888, SB2479, SB2489, SB2519, SB2521, SB2527, SB2575, SB2591, SB2611, SB2665, SB2667, SB2695, SB2697, SB2713, SB2730, SB2751, SB2765, SB2795, SB2797, SB2806, SB2812, SB2818, SB2835, SB2849, SB2851, SB2896, SB2922, SB2970, SB2972, SB2973
Keywords:
SB888, Hawaii, consumer protection, smart home security, smart household security device, home security camera, video doorbell, Ring, Nest, connected devices, internet of things, IoT, privacy, data privacy, law enforcement access, police requests, search warrant, judicial warrant, subpoena, emergency disclosure
Summary:
The Judiciary Committee met in decision-making only session and took up a long list of Senate bills, mostly advancing them with either no amendments or committee amendments. Early measures included SB 888, which bars smart household security device operators from sharing user data with law enforcement without consent or a warrant, and SB 2479, which allows certain defendants to seek reduced sentences based on family violence, dating violence, or child abuse history; both were adopted, with SB 2479 amended for technical and procedural changes. The committee also adopted SB 2489 on invasive species provisions in Department of Agriculture and Biosecurity leases, SB 2519 on Law Enforcement Standards Board deadlines, SB 2521 and SB 2527 on CDL-related exemptions and training/policies for emergency personnel, and SB 2575 on firearm-related mandatory minimum penalties, which was amended to clarify scope and set a far-future effective date.
Several transportation and public safety bills were also approved. SB 2591 created a Waikiki refuse-collection pilot program; SB 2611 expanded criminal trespass rules for school premises to weekends and holidays, though one member raised concerns about use of school property as a park; SB 2665 required driver-license renewal applicants with recent citations to complete a road-safety course, later narrowed to moving violations only; SB 2667 restricted towing vehicles from far-left lanes; SB 2695 clarified crosswalk duties; SB 2697 prohibited driving on shoulders except in limited cases; and SB 2812 required driver testing on dangers posed by larger vehicles, with court-ordered timing for re-examination. Most of these measures passed unanimously or with one or more members recording no votes or reservations, but they were still adopted.
The committee also advanced SB 2713 on restricting certain pesticide use near elderly care facilities, SB 2730 on warrantless arrest and detention factors for petty misdemeanors and violations, SB 2765 on condominium foreclosure rental income, SB 2795 on flag display rights in housing associations with health and safety carve-outs, SB 2797 on gift card fraud, SB 2806 on real estate listing restrictions, SB 2818 on boating and ocean recreation penalties, SB 2835 on liquor licensing and education funding, SB 2849 on public meeting notice requirements, SB 2851 on a deafness designation for vehicle registration, SB 2896 lowering the commercial driving age to 18, SB 2922 on cooperative association definitions, SB 2970 on state contracting conflicts involving relatives, SB 2972 on temporary Oahu spearing restrictions for certain fish, and SB 2973 on banning jug-line fishing. A few bills drew objections over breadth or penalties, especially the boating and fishing measures, but the committee still adopted the recommendations. SB 2751 on workers’ compensation prescription drug rules was deferred indefinitely, and the meeting ended with the chair noting upcoming joint and committee meetings for the next day.
NM
New Mexico 2025 Regular Session
IC - Indian Affairs Aug 14th, 2025
House Government, Elections & Indian Affairs
Transcript Highlights:
- , we hear from the state agencies, why isn't homeownership taking track, or why do we have high foreclosure
- we want to see districts use their extra land for housing developments, and counties to use their surplus
MN
Minnesota 2025-2026 Regular Session
Committee on State and Local Government - 02/18/25
State and Local Government
Transcript Highlights:
- Remember there were 4 million home foreclosures.
- , if you lived on the block with a foreclosure, your home value dropped, so you paid for it even though
- <01:08:37.400>
and <01:08:37.520>if were 4 million home foreclosures and if were 4 - million home foreclosures and if your<01:08:37.839>
home <01:08:38.199>and <01:08:38.319 - a foreclosure your home value with a foreclosure your home value dropped<01:08:47.640>
so <01:
FL
Florida 2025 Regular Session
December 11, 2025 - 09:00 AM
Transcript Highlights:
- The bill also revises the foreclosure procedure, allowing foreclosure after three months if the lien
- remains unpaid and requiring foreclosure if the nuisance is not abated after two years.
Summary:
The Intergovernmental Affairs Subcommittee heard a full agenda of local and policy bills, with most measures receiving favorable reports. Early in the meeting, the committee approved HB 4019, capping Lake County inmate health care and emergency transport reimbursements at percentages tied to Medicare; HB 97, allowing small counties to opt back into transportation concurrency; HB 267, expanding SHIP/local housing assistance eligibility to mobile home owners paying lot rent; HB 351, creating a framework for concurrent state jurisdiction over certain matters involving military installations, with an amendment changing the bill to say the state “may accept” jurisdiction; HB 4013, revising and merging fire district boundaries in Lee County; HB 481, increasing public nuisance fines and strengthening nuisance abatement and foreclosure procedures; HB 4025, conveying state land to the Village of Tequesta for continued park use; and HB 4017, repealing an obsolete Nassau County recreation and water control district, as amended.
The most extensive discussion centered on HB 299, the “Blue Ribbon Projects” bill, which would create a voluntary framework for very large developments that dedicate 60% of land to conservation while allowing compact, walkable development and affordable housing on the remainder. The sponsor argued it would balance growth, conservation, and housing affordability without new bureaucracy, while opponents from Audubon Florida, county groups, and local governments warned the bill could weaken local planning, lack enforceable conservation safeguards, and allow nonconservation uses within reserved areas. Supporters said it could preserve large tracts of land at no taxpayer cost and improve long-range planning. The committee adopted an amendment clarifying reserve areas, allowing use of the state’s Rural and Family Lands Protection Program, requiring easements be provided without charge, and aligning affordability definitions with existing programs. The bill then passed favorably as amended, with some members voting no.
The committee also approved HB 4023, a local bill adjusting the boundaries of the Ave Maria Stewardship Community District in Collier County, with no change to the district’s powers and duties. Several bills drew supportive testimony from local officials, industry groups, or affected residents, and some had amendments adopted without objection. At the end of the meeting, the chair noted it was the last interim committee week meeting, thanked members and staff, and encouraged continued stakeholder engagement ahead of session.
NJ
Transcript Highlights:
- Their surplus is lower. A large structural deficit remains.
- And the so-called surplus we keep hearing about isn't really $6 billion.
- He said that we have a healthy surplus of $6 billion.
- We need more than 10% in the surplus.
- Certain numbers, such as a $6 billion surplus. Nice round number.
TX
Transcript Highlights:
- the authority to destroy those sensitive data devices. ...that have been determined as salvage or surplus
Bills:
SB1079, SB1243, SB1504, SB1579, SB1708, SB1844, SB1851, SB1879, SB1921, SB1951, SB2237, SB2238, SB2406, SB2407
Keywords:
SB 1079, Texas, county government, commissioners court, Local Government Code, Chapter 263, surplus property, salvage property, data storage device, hard drive, electronic media, digital records, confidential information, protected information, privacy, records retention, information security, data destruction, device disposal, sensitive data
TX
Bills:
SB 1079, SB 1243, SB 1504, SB 1579, SB 1708, SB 1844, SB 1851, SB 1879, SB 1921, SB 1951, SB 2237, SB 2238, SB 2406, SB 2407
Keywords:
SB 1079, Texas, county government, commissioners court, Local Government Code, Chapter 263, surplus property, salvage property, data storage device, hard drive, electronic media, digital records, confidential information, protected information, privacy, records retention, information security, data destruction, device disposal, sensitive data
MN
Minnesota 2025-2026 Regular Session
House Agriculture Finance and Policy Committee 3/9/26
Agriculture Finance and Policy
Transcript Highlights:
- farmers and their lenders, or Main Street, and sees if we can do something other than a bankruptcy or foreclosure
- this last week, one farm had been working on a case for a couple of months, and they got their foreclosure
- them options on how to manage their debt instead of having to just declare bankruptcy or go into foreclosure
- them options on how to manage their debt instead of having to just declare bankruptcy or go into foreclosure
Bills:
HF3692
Keywords:
Farmer-Lender Mediation Act, mediation, agriculture finance, debt relief, civil law, 1183, house
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Wednesday, May 20, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- There are another avoid foreclosure.
- their mortgages or in the foreclosure their mortgages or in the foreclosure process<00:37:37.760
- Veterans are experiencing record foreclosures.
- experiencing record record foreclosures. experiencing record record foreclosures.
- veterans are headed toward foreclosure. veterans are headed toward foreclosure.
HI
MN
Minnesota 2025-2026 Regular Session
Housing Committee Meeting - 2025-04-08
Housing Finance and Policy
Transcript Highlights:
- HECAP funds are critical to Habitat's mortgage foreclosure prevention program, allowing us to educate
- homeowners about their Rights when it comes to preserving their home against foreclosure.
DE
Delaware 2025-2026 Regular Session
House of Representatives Legislative Session - Session 2 - 42nd Legislative Day Jun 30th, 2026
Delaware House Floor Meeting
Transcript Highlights:
- I believe that any foreclosure that would happen would result in a, so it's a pretty lengthy, foreclosure
- I believe that any foreclosure that would happen would result in a, so it's a pretty lengthy, foreclosure
- But if ...Foreclosure is a pretty lengthy process anyway.
- I'm not a foreclosure expert, but yes, I would believe that's the case.
- But Delaware also has a right of redemption for foreclosures as well, so usually, without having it right
Summary:
The House convened with quorum, offered prayers and moments of silence for community members who had recently died, and recognized several guests and family members in the chamber. After routine communications and passage of consent calendar 29, the chamber took up a series of measures on the main and colored agendas, with several bills and resolutions passing by voice vote or roll call.
Among the measures approved were House Concurrent Resolution 157, which as amended requested a State Lottery report on options to support traditional lottery retailers; Senate Bill 53 on the Delaware Farm to Community Program; Senate Bill 307 on PSC authority for Lifeline telecommunications carriers; Senate Bill 339 clarifying health directive forms in mental health facilities; Senate Bill 235 on manufactured home community rent increases; Senate Bill 325, as amended, updating fire prevention and volunteer fire/EMS background check rules; Senate Bill 309 on inmate work and discharge of incarceration-related balances; Senate Bill 324 on deadly weapons and constable agency representatives; Senate Bill 293 on youth camp child care licensing; Senate Bill 94 on respiratory care practitioners and ECMO medication delivery; and Senate Substitute 2 for Senate Bill 100, proposing a constitutional amendment protecting the right to marry regardless of race or gender while preserving religious freedom. House Bill 188, changing Delaware primary elections to allow unaffiliated voters to choose a party primary, also passed after debate.
Two measures drew extended discussion and amendments. Senate Bill 233, requiring snow and ice to be removed from vehicles, was tabled once, then later amended and passed after debate over whether the law was workable for truck drivers and other vehicle operators; a proposed truck-related exemption amendment failed. House Substitute 1 for House Bill 404, creating a pilot program for artificial intelligence and extended reality in schools, passed after testimony from the Department of Education emphasizing guardrails, privacy, and educator oversight, alongside concerns from members about data, bias, and long-term effects. Several items were tabled or reconsidered during the session, and the House adjourned after completing the day’s business.
OK
Oklahoma 2026 Regular Session
Local and County Government Feb 24th, 2026 at 02:00 pm
Local and County Government
Transcript Highlights:
- simply requires that lien holders will also be notified if a lien on a property is filed before any foreclosure
- by you know Monday, we're already 3 days, 4 days into that process and we certainly don't want foreclosure
Keywords:
zoning, municipal compensation, property rights, financial impact, reversion ordinance, solid waste management, municipal authority, regulatory fees, waste reduction, environmental impact, restrictive covenants, discriminatory covenants, racially restrictive covenants, housing discrimination, Fair Housing Act, plats, subdivision plats, residential additions, county clerk, municipal ordinance
CA
California 2025-2026 Regular Session
Assembly Banking and Finance Committee Mar 3rd, 2025
Banking and Finance
MD
Transcript Highlights:
- Senate Bill 819, Senator Hayes, judicial and rem tax foreclosure notice requirements, favorable.
- Senate Bill 819, Senator Hayes, judicial and rem tax foreclosure notice requirements, favorable.
- Senate Bill 819, Senator Hayes, judicial and rem tax foreclosure notice requirements, favorable.
- Senate Bill 819, Senator Hayes, judicial and rem tax foreclosure notice requirements, favorable.
- <02:03:13.640>
notice and rem tax foreclosure notice and rem tax foreclosure notice requirements
Summary:
The Senate convened on March 10, 2026, established a quorum, and began with an invocation by Reverend Damien Flowers, which was journalized without objection. The chamber then recognized several guests and honorees, including Dr. Courtney Glickman for being named 2025 Play Therapist of the Year, Sigma Gamma Rho Sorority, Dr. Sonja B. Santelises for her leadership of Baltimore City Public Schools, students shadowing legislators, Navy Alliance representatives, the Maryland Alliance for Advocacy for Sickle Cell, and Ms. Kimberly Body for her lupus advocacy. The Senate also journalized prior remarks about the 6888 regiment.
The Finance Committee report then moved several bills forward. Senate Bill 348 would allow hospitals and freestanding birthing centers to contact, rather than only call, patients after high-risk pregnancies; its amendments were adopted and the bill was ordered to third reading. Senate Bill 390 on Wicomico County liquor licenses was laid over under the rule. Senate Bill 492, addressing massage therapy advertising and prohibiting misleading sexual-service advertising, was amended and sent to third reading. Senate Bill 562, concerning pharmacist-prescriber agreements for opioid use disorder treatment, was amended and advanced. Senate Bill 773 would let pharmacists order certain vaccines, including intranasal flu vaccines, for self-administration and was advanced without amendment. Senate Bill 53, on Maryland Port Administration land acquisition notice in Anne Arundel County, was amended and advanced. Senate Bill 428 would bar cost-sharing for collaborative care model services under Medicaid and private coverage and was advanced without amendment. Senate Bill 473 would require human trafficking awareness training for for-hire and transportation network drivers; its amendments were adopted and it was sent to third reading. Senate Bill 585 would shift administration of the human relevant research fund from Health to Agriculture and was advanced. Senate Bill 606, the Easy Pass Commuter Fairness and Transparency Act, would require an MDTA report on commuter plans and unused trips; its amendment was moved as the transcript ended.
During debate on Senate Bill 917, which would expand the definition of audiology practice to include certain screenings and non-radiographic imaging, a senator questioned whether the bill would make Maryland the only state restricting a health occupation from performing Medicare-required screenings. The floor leader said the committee had heard that claim in testimony but had not verified it, and the senator moved to special order the bill for amendment, which was granted without objection. Most other bills were reported favorably, with committee amendments adopted without objection and several bills ordered printed for third reading.
TX
Transcript Highlights:
- I, I would not expect it to go through or be handled purely like a foreclosure.
- A lot of times, Speaker Plan in a foreclosure process, the full value of the real estate is not realized
- I think that's in my mind how it would, how it would go, not purely just through a foreclosure on the
- So when we say public sale, typically you think foreclosure. I don't think it has to be that way.
- I would expect that you would take care of in the same way you would have in any foreclosure that first
Bills:
HB 256, HB 1308, HB 1554, HB 1743, HB 2308, HB 2351, HB 2858, HB 3676, HB 3784, HB 4312, HB 4552, HB 4823, HB 4852, HB 5007, HB 5010, HB 5520, HB 5524, HCR 19
Keywords:
E-verify, employment verification, illegal employment, state contracts, government entities, license suspension, immigration compliance, state grant funding, E-Verify, compliance, penalties, immigration, government contracts, employee status, state contractors, E-verify program, legally present, employment practices, legal services, public money
CA
California 2025-2026 Regular Session
Assembly Judiciary Committee Jun 30th, 2026
Transcript Highlights:
- SB 880 follows several carefully negotiated policies that were enacted in California during the foreclosure
- The first-look program was codified in California and initially spurred by the GSEs during the foreclosure
- we're doing is taking the law that California codified in that rule that was in response to the foreclosure
- we're doing is taking the law that California codified in that rule that was in response to the foreclosure
- process that was also done in legislation enacted in California specifically related to foreclosure
Summary:
The committee heard testimony on several bills, beginning with SB 16, which would require county behavioral health directors to create clear pathways for clinicians to be authorized to initiate 5150 involuntary holds. The author and supporters argued the bill would reduce reliance on law enforcement and create more consistent crisis response standards statewide, while county behavioral health directors opposed it as an unfunded mandate that could increase law enforcement involvement and create implementation burdens. Members raised questions about county costs and funding, but the author emphasized the bill’s role in building a more clinical response system.
SB 561 would require public guardians to acknowledge conservatorship referrals, make determinations within a reasonable time, and provide status updates on request. Supporters said the bill would reduce delays that leave vulnerable adults in limbo, while the opposition from public guardian representatives was removed after amendments. SB 381 drew extensive public testimony in support; it would allow California-born adoptees, and descendants of deceased adoptees, access to original birth certificates, with a nonbinding contact preference form for birth parents. Supporters framed the bill as a matter of dignity, identity, and health, and there was no formal opposition on the record.
The committee also discussed SB 880, which would give tenants and prospective owner-occupants notice and a first opportunity to make an offer when institutional investors sell certain homes. Supporters said it would expand homeownership opportunities and preserve neighborhood stability, while opponents warned about conflicts with federal law, bundled-sale restrictions, and impacts on build-to-rent and affordable housing projects. Members and the author discussed possible amendments to address those concerns. SB 1238 would impose a duty of care and additional transparency requirements on HOA managers and boards; supporters said it would protect homeowners from mismanagement, while the main opposition argued the duty should remain contractual and could increase litigation. Finally, SB 423 would require disclosure of emergency-service records related to private detention facilities, and SB 28 would make changes to the CARE Court process, including a statewide ombudsperson and expanded oversight; both drew support and opposition, with concerns focused on transparency, privacy, implementation, and the balance between treatment and coercion. SB 574, discussed at the end, would require disclosure and human oversight for AI use in courts and legal practice and create a complaint process for ADR providers, with the State Bar noting requested amendments related to complaint handling and confidentiality.
FL
Transcript Highlights:
- Every quarter, the Mortgage Bankers Association comes out with delinquency and foreclosure numbers, and
- And we always compare very favorably to the overall statewide average of delinquency and foreclosures
- look at our portfolio, Senator, and let you know how many actually paid off or sold or went into foreclosure
Summary:
The Committee on Community Affairs held its first meeting and heard presentations focused on affordable housing implementation under the Live Local Act. Florida Housing Finance Corporation described its role in administering rental and homeownership programs, including SAIL, SHIP, the Low-Income Housing Tax Credit program, disaster recovery efforts, supportive housing, and the Live Local funding and tax incentives. Officials said the first year’s $150 million Live Local rental allocation was fully committed to 23 developments producing 3,171 units with mixed-income set-asides, and they outlined how projects were selected through competitive solicitations tied to statutory priorities such as mixed-use development, publicly owned land, foster youth, rural areas of opportunity, redevelopment, and housing near military installations. They also discussed the tax credit contribution program, the missing-middle property tax exemption, sales tax rebates, and the year-one ad valorem exemption for qualifying affordable projects.
Members asked detailed questions about the data and program design, including the use of area median income figures, per-unit subsidy levels, county targeting, tenant relocation during redevelopment, and whether the programs were helping lower-income households. Florida Housing said it uses competitive scoring and data from the Schimberg Center and that redevelopment projects are supposed to include tenant relocation plans. The homeownership portion of the presentation covered the Hometown Heroes program, which provides down payment and closing cost assistance to first-time homebuyers, with exceptions for active-duty military and veterans. Staff said the program has assisted more than 21,000 families and leveraged over $6.5 billion in first mortgages, and members asked about repayment rates, credit scores, and whether participants were staying in homes long enough to show the program was serving intended buyers.
The committee then heard from OPAGA on two required Live Local evaluations: affordable housing strategies in other states and affordable housing policies in Florida. OPAGA reported that Florida has a high share of cost-burdened households, with 1.5 million households cost burdened and 1.4 million severely cost burdened, and that Florida’s counties and municipalities reported more than $1.4 billion in affordable housing expenditures in fiscal year 2023-24. The report identified 13 innovative out-of-state programs, with three considered high-potential for Florida implementation, and summarized Florida local government practices such as SHIP-funded homeownership and rental assistance, expedited permitting, mixed-income zoning, rehabilitation programs, and interlocal cooperation. No votes were taken, and the meeting adjourned after the presentations and questions.