Transcript Highlights:

• The current ban limits consumer education and raises First Amendment concerns.
• I think it's a step in the right direction. We'll hopefully talk a little bit more.
• I think it's a step in the right direction.
• And that's a direct result.
• There are some things that we believe could cause additional confusion to consumers.

Bills: S0266, S0394, S0540, S0632, S0642, S0832, S0834, S1028

Keywords: public adjuster, contract cancellation, state of emergency, vulnerable adults, disciplinary actions, financial regulation, information security, financial exploitation, licensing, transportation, insurance, TNC, ride-sharing, automobile liability, bail bond, insurance regulation, foreign insurers, financial disclosure, premium reporting, residential property insurance

Summary: The Committee on Banking and Insurance met with a quorum and took up several bills, beginning with SB 834 on insurance requirements for nonprofit religious organizations and health care sharing ministries. The bill repeals a recent restriction on licensed insurance agents marketing or selling faith-based health care sharing programs. Supporters argued the change restores free speech and consumer education while preserving existing fraud and disclosure protections; opponents said allowing agents and brokers could create consumer confusion and has been associated with bad actors. A title amendment was adopted, and after debate the committee reported the bill favorably. The committee also heard and passed SB 642, which extends reporting and duty requirements to foreign and alien bail bond insurers, and SB 394, a technical bill updating reinsurance intermediary manager law to match current DFS practice. SB 266, which lets vulnerable adults rescind public adjuster contracts without penalty, was reported favorably after testimony from supporters in the insurance and elder law communities and a public adjuster who said the intent was good but the bill may need refinement. SB 832, a residential property insurance transparency bill requiring rate breakdown reports and a consumer resource center, also passed after discussion about consumer clarity and whether the required cost categories can be compiled as written. Later, the committee approved SB 540, which creates cybersecurity requirements for mortgage and money service businesses, closes a regulatory gap for certain investment advisers, adjusts OFR examination-payment deadlines, changes de novo charter requirements, allows virtual credit union meetings, and makes other financial regulation updates. Several amendments were adopted, including a substitute amendment removing fintech sandbox provisions. Finally, SB 1028 on Citizens Property Insurance Corporation was reported favorably after debate over a commercial lines clearinghouse intended to reduce Citizens’ exposure and shift more business to the private market; members discussed taxpayer risk, market competition, and consumer protections. The meeting ended with adjournment.

Transcript Highlights:

• Employment compensation dollars.
• Stronger discipline policies are a step in the right direction.
• provisions, including... ...current law that ensures that increases in state funding are in part directed
• due to low post-secondary attainment that's putting a strain on our workforce and leading Texas employers

Bills: SB26, SB 26

Keywords: teacher compensation, education funding, public school educators, teacher retention, teacher designation, SB 26, Texas Property Code, colonia, colonias, Spanish translation, bilingual contract, real estate contract, executory contract, residential property, border county, international border, economically distressed area, consumer protection, language access, translator certified in Spanish

Transcript Highlights:

• Speaker Kyle Hilbert, the Oklahoma legislature extends to Morris Dean Neighborighbors best wishes and directs

Bills: HB2975, HB3405, HB3406, HB3728, HB3902, HB3977, SB397, HB1161, HB2938, HB2939, HB3306, HB3722, HB4113, HB4123, HB2293, HB3176, HB3545, HB3546

Keywords: poultry waste, nutrient management, environmental regulations, agriculture, water quality, pollution prevention, best management practices, noxious weeds, poison hemlock, kudzu, landowner responsibilities, environmental control, public nuisance, eradication, burn bans, fire danger, drought conditions, emergency declaration, scrap metal, regulation

Transcript Highlights:

• </c> the House Committee on Consumer the House Committee on Consumer Protection<00:04:11.240><c> and<
• </c> your job is to look out for consumers. your job is to look out for consumers.
• </c> for consumer protection actions, though. for consumer protection actions, though.
• </c> matters and consumer protection matters. matters and consumer protection matters.
• :03:25.240><c> consumers,</c> assume considered consumers, assume considered consumers, it<01:03:26.720

Bills: SB2607, SB2031, SB2043, SB2623, SB2876, SB2396, SB2964, SB2089

Keywords: landscape architecture, licensure, educational requirements, examination, professional standards, consumer protection, junk fees, live-event tickets, short-term lodging, transparency, pricing disclosure, deceptive practices, insurance, captives, regulations, policyholders, SB2623, Hawaii pharmacy law, Board of Pharmacy, registered pharmacy technician

Summary: The committee first heard HCR 168 and HR 158, which would create a temporary working group to study utility capacity, coastline infrastructure lifespan, and the costs of needed expansions. Public Utilities Commission staff said the commission was not the right entity to direct all of the work because it lacks authority over many affected agencies. Members discussed whether the study should be limited to a coastal area or broadened to the whole island, and in decision-making the committee amended the measure to focus on the County of Honolulu, correct references to the Public Utilities Commission, and revise the working group membership to include the PUC chair, legislative designees, and directors or designees from DLNR, DOT, HIEMA, and DCCA Consumer Advocacy. The committee then passed both resolutions with amendments; the vote was adopted unanimously, with some members excused. The committee next considered HCR 145 and HR 137, which would convene a working group on climate change impacts on insurance availability and affordability. The Insurance Division stood on its written comments, the Climate Change Mitigation and Adaptation Commission supported the intent, and the Attorney General opposed the measure, warning that a working group could create discoverable materials that might complicate the state’s climate litigation and noting a technical ambiguity in the reference to the Hawaii Hurricane Relief Fund administrator. After questions about discovery and the lawsuit, the committee amended the resolutions to replace the administrator reference with the chair of the Hawaii Hurricane Relief Fund Board of Directors, remove the Attorney General as convener while keeping the office as a member, and have the working group share findings and recommendations with the House CPC and Senate CPN committees instead of issuing a report. The committee passed the measures with amendments, with Rep. Martin voting with reservations. In the later agenda, the committee heard SB 2607, SD 1 on landscape architect licensure. The Board of Professional Engineers, Architects, Surveyors, and Landscape Architects supported the bill, explaining it modernizes licensure requirements to align with national standards and clarifies the profession’s design-focused role. The bill was discussed as distinguishing landscape architecture from groundskeeping and from civil engineering drainage work. No opposition was heard. The committee also heard SB 2031, SD 2 on consumer protection and price transparency for live ticket events and short-term lodging. The Office of Consumer Protection supported the bill, saying it largely mirrors an FTC rule requiring all-in pricing and would give the state enforcement authority and remedies. The Hawaii Financial Services Association opposed the bill as drafted and sought a limited exemption for credit card issuers relying on third-party hotel information, while the Hawaii Hotel Alliance supported the measure but asked for language deeming compliance with the federal rule sufficient for short-term lodging. Committee members questioned whether those proposed exemptions would conflict with federal law or weaken state enforcement, and the discussion focused on preemption, liability, and the value of state remedies such as restitution.

Transcript Highlights:

• No, but I believe consumers deserve a choice. Thank you for your time. Members, any questions?
• compiles a consumer report using information sourced from another consumer reporting agency or a third
• In our increasingly digital society, consumer reports play a pivotal role.
• So this is a consumer protection bill. I like to call them constituent protection bills.
• Representative Giovanni Caprigliano, I don't know how to grade the last session specifically towards direct-to-consumer

Bills: SB315, SB584, SB1228, SB1484, SB1860, SB1802

Keywords: DNA privacy, genetic privacy, genetic testing, genetic material, DNA ownership, property right in DNA, genetic consent, biological sample, genomics, genetic data, HIPAA, health information privacy, health care provider, research ethics, human subjects research, law enforcement DNA, forensic DNA, paternity testing, medical examiner, genetic discrimination

Transcript Highlights:

• Representative Howard mentioned, Senate Bill 989, which passed in the 88th legislative session, directed
• Then there's a second section of the bill that directs an insurer or Medicaid to consider things like
• That's offered by their employer or through some other program, so they have insurance.
• Again, these agents, their number one responsibility is to that client, to the consumer, and we lose
• It's not direct licensing, but more registration.

Bills: HB813, HB1680, HB3569, HB4074, HB4635, HB5178, SB527, SB1307, SB1822

Keywords: autism, health insurance, coverage, medical treatment, health benefit plan, HIV prevention, prescription drug, prior authorization, health benefits, insurance coverage, insurance, contract termination, property and casualty, insurance agents, discrimination, appraiser, umpire, licensing requirements, continuing education, admin penalties

Transcript Highlights:

• It's really a clear directive that the program is highly monitored, that's for sure.
• Members, this requirement may have at one point been aimed at consumer protection.
• , consumers of their rights and responsibilities.
• What goes out to the consumer, the Consumer Financial Protection Bureau nationally promulgated a standardized
• Again, members, HB3002 is a consumer protection bill.

Bills: HB1342, HB2889, HB3002, HB3254, HB4820, HJR40, HJR40

Keywords: private activity bonds, housing, residential rental projects, low-income, affordable housing, bond measures, funding equality, political subdivisions, public communications, election fairness, debt collection, consumer rights, disclosures, Fair Debt Collection Practices Act, settlement agreements, State Board of Education, group benefits program, health insurance, state employees, dependents eligibility

Transcript Highlights:

• So we're taking another shot at making sure consumers aren't being taken advantage of by anti-competitive
• The patients and consumers who can't afford to keep paying the bills. sky-high prices for their prescription
• For too long, consumers have been a threat.
• Increasing options for consumers and lowering prices.
• competition that gave money to the generic and the only one that gets screwed in the whole thing is the consumer

Bills: SB1040, SB1041, SB1095, SB1096, SB1097, SB527

Keywords: drug competition, product hopping, generic drugs, biosimilars, federal regulations, FTC Act, patent, biological products, healthcare access, affordable prescriptions, Medicare, Federal Trade Commission, sham petitions, competition, public health, unfair competition, healthcare, pharmaceutical, antitrust law, pay-for-delay

Summary: The meeting focused on addressing the high cost of prescription drugs and the abusive practices that contribute to elevated prices affecting American families. Several bills were presented, including proposals to end pay-for-delay deals and to enhance transparency in the operations of pharmacy benefit managers (PBMs). The discussion was notable for its emphasis on consumer protection and ensuring that cheaper generic drugs reach the market more effectively. Members expressed frustration over past attempts to pass similar legislation stalling in the Senate, leading to renewed efforts to push these bills forward.

Transcript Highlights:

• And before we go on to our other members that have questions, I'm going to direct your attention to the
• members that have questions, I'm going members that have questions, I'm going to<00:17:49.280><c> direct
• your attention to the findings to direct your attention to the findings of<00:17:51.040><c> fact</c>
• Um, but there's been an increase of over 100% in the consumer.
• </c> distribution equipment, and consumables distribution equipment, and consumables staged<01:06:19.400

Bills: SB8

Keywords: utilities, public service commission, energy regulation, appointment, emergency declaration, tax increases, consumer protection, Meeting Start 00:00:00 Attendance Roll Call 00:00:51 Approval of Minutes 00:02:07 Legislator Comments 00:02:18 LIHEAP Public Hearing 00:04:19 PSC Update on RS 26 SB 8 00:32:18 WaterStep Presentation 01:04:08, 958, all

Bills: HCR96, SB431

Keywords: roundabout, traffic safety, public education, driving rules, Louisiana Department of Transportation, SB 431, Act 768, towing, tow truck companies, storage fees, nonconsensual towing, private property towing, vehicle release, impound, vehicle storage, gate fees, consumer protection, Louisiana State Police, Public Service Commission, stored vehicles

Summary: The House Transportation Committee met on May 18, 2026, with a quorum present and took up Senate Bill 431 by Senator Foil. The bill, as amended in the House, would apply only to non-consensual private-property tows and require towing companies to have someone available on weekends to release vehicles within 90 minutes of a call if they want to charge storage fees for Saturday and Sunday. Senator Foil said the measure was intended to help vehicle owners retrieve cars and belongings sooner, while not forcing companies to stay open; Lieutenant John Nelson of Louisiana State Police explained that payment would still occur at the yard and that the bill did not change the fee structure. Amy Seals of Riverside Towing opposed the bill, citing safety concerns, burdens on office staff, and fairness issues because it would not cover police-initiated tows; she suggested limiting weekend release hours to daytime. Despite her concerns, the committee moved SB 431 favorably without objection. The committee then considered House Concurrent Resolution 96 by Representative Adams, which urges the Department of Public Safety and Corrections, Office of Motor Vehicles, to provide educational materials on proper roundabout use. Adams said the resolution was meant to help drivers in smaller parishes and elsewhere who struggle with roundabouts. Several members supported the idea, noting confusion about roundabout navigation in their areas, and one member asked whether driver education already covers the topic. The resolution was moved favorably without objection. Before adjourning, the chair recognized a new DOTD staff member and a visitor from the Florida Women’s Republican group. Representative Spells then moved to adjourn, and the committee adjourned without objection.

Transcript Highlights:

• This will amend the definition of consumer on page two, lines 23 and 24.
• It will delete those lines and change the definition of consumer to: consumer means a person who purchases
• So is there a way that a consumer can find out all those subscriptions that they're subscribed to?
• I have a guest here who I'm helping do the bill with from Consumer Defense.
• This bill is an important and common-sense consumer protection measure.

Bills: HB220, HB259, HB463, HB536, HB750, HB830, HB950

Keywords: child exploitation, online reporting, platforms, cyber crime, PROTECT Act, excavation, demolition, infrastructure repair, BEAD Program, utility damage, construction coordination, contact point, emergency services, telephone charge, wireless service, reporting requirements, communications district, wireless communication, school safety, community permits

Transcript Highlights:

• The first is coverage from employer.
• You're going to have trouble with what you are getting from your employer, even though your employer
• </c> employer, um even though your employer employer, um even though your employer provides<00:45:31.040
• </c> restrictions only apply to consumer restrictions only apply to consumer purpose<01:18:35.520><c>
• </c> undue financial burden on consumers. undue financial burden on consumers.

Bills: HF3766, HF3972, HF3437, HF4118

Keywords: travel insurance, regulation, insurance licensing, consumer protection, travel assistance, short-term rental, vacation rental, home sharing, rental marketplace, online platform, property damage guarantee, damage waiver, reimbursement insurance, insurance regulation, commerce department, platform user, Airbnb, Vrbo, host protection, rental home marketplace

Transcript Highlights:

• rights for senior independent housing residents, authorizes enforcement of those rights under the Consumer
• Violations of these rights may be enforced under the State Consumer Protection Act, which allows for
• But as a friendly reminder, this bill is the direct result of months and months and months of engagement
• No, there was never clear direction from the housing authority or to...
• Having consumer protections that enforce these contracts is critical to the residents.

Bills: HB1542, HB2527

Keywords: senior housing, independent living, 55 and older, older adults, elderly, retirement housing, retirement community, resident rights, tenant protections, consumer protection act, unfair or deceptive practices, housing discrimination, assisted living distinction, Department of Commerce, Washington RCW, housing provider, community living, security cameras, resident meetings, anonymous complaints

Transcript Highlights:

• Where it is to the benefit of the consumer.
• This bill will protect consumers from predatory actions and enable consumers to maintain their rights
• Walk me through, as the consumer, the consumer education element of this legislation, the consumer enactment
• have access to the most robust consumer protections as well as consumer-friendly travel insurance products
• So, for the benefit of the consumer...

Bills: HB2428, HB2399, HB2087

Keywords: life insurance, policy lapse, policy cancellation, nonpayment of premium, premium grace period, lapse notice, termination notice, third-party notice, third-party designee, beneficiary protection, consumer protection, insurance regulation, insurer notice requirements, policyholder, beneficiary, Washington RCW, insurance code, unintentional lapse, coverage continuation, premium delinquency

Transcript Highlights:

• Let me be direct.
• We know there are stable coin issuers making money off consumers.
• The co-sponsors of this bill, I think, started in the right direction.
• I urge the committee to give a yes vote to this amendment. consuming.
• This bill needs stronger consumer protections.

Bills: SB875

Keywords: banking regulation, federal agencies, reputational risk, financial services, supervision, FIRM Act, bank supervision, depository institutions, federal banking agencies, FDIC, OCC, Federal Reserve, NCUA, CFPB, credit unions, Operation Choke Point, financial discrimination, safety and soundness, supervisory guidance, examination manual

Summary: This meeting focused on the markup of the Genius Act and the FIRM Act, two significant pieces of legislation addressing stablecoin regulation and the financial industry's regulatory framework. The Chairman noted the importance of providing clarity to the digital asset community and protecting American consumers, while also promoting innovation and competition within the financial sector. Members of both parties expressed varying viewpoints, with some highlighting concerns related to national security and the potential risks associated with stablecoins.

Transcript Highlights:

• </c><00:03:54.079><c> to</c> which makes it easier for consumers to which makes it easier for consumers
• </c> challenges impact Minnesota consumers challenges impact Minnesota consumers who<00:07:49.680><c>
• </c> the stories that we hear in our consumer the stories that we hear in our consumer services<00:37
• I'm not blaming the consumer, but I'm just saying the consumer does have, and that has over the years
• </c><01:30:07.520><c> I've</c> consumer and I'm a smart consumer I've consumer and I'm a smart consumer

Bills: HF1865, HF2014, HF2028

Keywords: mortgage, qualified mortgage, QM, points and fees, conventional loan, consumer lending, home loan, residential real estate, lender fees, service charge, finance charge, closing costs, Minnesota Statutes 47.20, housing finance, borrower protections, cooperative apartment loan, contract for deed, real estate lending, foreclosure, notice requirements

Transcript Highlights:

• Retail is the second largest private employer in the state.
• It's bad for consumers.
• , prohibiting them from seeking better employment.
• working for a direct competitor.
• On behalf of the Washington Employment Lawyers Association, I represent employees with regard to employment

Bills: SB5437, SB6152, SB6058, SB5944, SB6039, SB6117

Keywords: noncompete, noncompetition agreement, restrictive covenant, nonsolicitation, employment contract, worker mobility, labor law, wage suppression, trade secrets, confidentiality agreement, franchise, independent contractor, employee mobility, economic growth, entrepreneurship, job mobility, restraint of trade, customer solicitation, post-employment restrictions, FTC noncompete rule

Transcript Highlights:

• And this piece is providing grants to employers to upskill existing employees.
• We have certainly been hearing it as we've been going around the state from employers.
• Employers absolutely love it up there.
• And let me start out by going another direction.
• And let me start out by going another direction.

Bills: HB316, HB549, HB646, HB752, HB824, HB873, HB1129, HB1157, HB1170

Keywords: literacy, adolescent, teacher education, high-dosage tutoring, reading intervention, workforce development, training programs, Bayou Growth Opportunity, funding, employment, skills gap, qualified employer, credential recognition, government growth limit, recurring revenue, state finance, Louisiana Income Tax Elimination Fund, fiscal responsibility, legislative sessions, regular sessions

Transcript Highlights:

• </c> direction of some of those employers direction of some of those employers that<00:12:53.680><c>
• </c> that is a direct cost passed down to me. that is a direct cost passed down to me.
• Republicans are for the end consumers Republicans are for the end consumers with<00:32:08.240><c> the
• </c> going against the consumer going against the consumer and<00:32:26.799><c> those</c><00:32:27.039
• language strategic direction for grant language strategic direction for grant making<01:01:55.359><c>

Bills: HF4598, HF4884, HF3732

Keywords: workers' compensation, Minnesota workers' compensation, Workers' Compensation Advisory Council, reinsurance association, Workers' Compensation Reinsurance Association, WCRA, occupational disease, presumption, first responders, firefighter cancer, PTSD, post-traumatic stress disorder, police officer, paramedic, emergency medical technician, correctional officer, security counselor, public safety dispatcher, temporary total disability, permanent partial disability

Transcript Highlights:

• A 2021 Mercer study of over 450 employers found that 97% of employers offering fertility coverage, including
• </c><00:08:57.040><c> found</c> Mercer study of over 450 employers found Mercer study of over 450 employers
• Our employer-sponsored insurance covered only a fraction of the amount that it cost.
• ><c> MDH</c><01:07:43.920><c> to</c> That legislation also directed MDH to That legislation also directed
• </c> how we're rolling out that directed how we're rolling out that directed payment<01:42:26.320><c>

Bills: HF4609, HF4401

Keywords: infertility, fertility treatment, fertility preservation, IVF, assisted reproductive technology, ART, oocyte retrieval, embryo transfer, egg freezing, sperm freezing, reproductive health, maternity coverage, health insurance mandate, health plan benefits, Medical Assistance, Medicaid, MinnesotaCare, family planning, oncology fertility preservation, chemotherapy