Video & Transcript : 'Hubert H. Humphrey' :
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OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 13 Feb 23rd, 2026
Oklahoma House Floor Meeting
Transcript Highlights:
- Hardin here, Harris, Harris, Hasenbeck here, Hays here, Hefner, Hefner, Hildebrant here, Hill here, Humphrey
- Humphrey. Members wishing to vote or change their vote, the chair is preparing to close.
Summary:
The House convened, opened with prayer, the Pledge of Allegiance, and several recognitions, including Veteran of the Week First Sergeant Jeff Osterdock, Nurse of the Day Madison Lehman, Psychologist of the Day Dr. Jennifer Steber, and a large group of student pages and visitors. Members also made personal announcements and welcomed guests from schools and community groups.
On the floor, the House considered and adopted Senate amendments to House Bill 1484, a schools measure, and passed it 96-1; the emergency clause also passed 96-1. The House then took up House Bill 1085 on contracts, which would standardize service warranty fees with a delayed phase-in schedule, adopted the Senate amendments, and passed the bill 8-1.
The House also considered Senate Bill 133 on groundwater permits. After an amendment and debate, members discussed how the bill would apply to commercial water wells and how it would interact with marijuana-related licensing and notification to the Oklahoma Water Resources Board. The bill passed 85-12, and the emergency clause also passed by the same vote. The chamber then adjourned until February 24, 2026, at 9:30 a.m.
NM
New Mexico 2026 Regular Session
House - Appropriations and Finance Feb 6th, 2026 at 04:27 pm
House Appropriations & Finance
Transcript Highlights:
- And you've got the Humphreys Wildlife Management Area.
- H-A-F-C on hold.
- Good, H-A-F-C on hold.
Keywords:
general appropriation, budget, Medicaid, education funding, public safety, SB193, acequia, community ditch, irrigation works construction fund, water infrastructure, ditch infrastructure, irrigation, New Mexico water law, agricultural water, farmers, Rio Grande, acequia association, forest land protection revolving fund, state fund transfer, irrigation projects
OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 43 Apr 20th, 2026 at 01:30 pm
Oklahoma House Floor Meeting
Transcript Highlights:
- Humphrey, Humphrey. Jenkins here. Johns, Johns. Kane, Kaine. Kennedy, Kennedy. Kelley here.
- Presenting Miller II, presenting Humphrey, Representative Osora.
Keywords:
Oklahoma City, terrorism, Alfred P. Murrah Federal Building, memorial, remembrance, first responders, community support, child abuse, reporting requirements, sexual misconduct, law enforcement, school personnel, confidentiality, student safety, fossil fuels, liability protection, climate change, energy independence, oil and gas, 914
OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 28 Morning Session Mar 24th, 2026 at 09:30 am
Oklahoma House Floor Meeting
Transcript Highlights:
- Humphrey. Humphrey. Jenkins. Here. Johns. Johns. Kain. Kain. Kennedy. Kennedy. Kelly. Here.
- Representative Humphrey, recognized for a question on the.
Bills:
HB3329, HR1039, HR1040, HB3413, HB3414, HB3415, HB3416, HB3417, HB3418, HB3419, HB3420, HB3706, HB3711, HB4139, HB1268, HB3660, HJR1023, HB3298, HB3056, HJR1084, HB3934, HB3919, HB4118, HB4119, HB3791, HB4260, HB4178, HB4215, HB4324, HB3270, HB4352, HB4305, HB2955, HB3315, HB3066, HB1245, HB4125, HB3075, HB3129, HB3239, HB4153, HB3265, HB4491, SB680, HB4263, HB4268, HB1675, HB3885, HB2984, HB3697, HB2959, HB3671, HB3852, HB2933, HB3057, HB3802, HB4294, HB4285, HB3708, HB3979, HB3977, HB3986, HB3985, HB3588, HB3742, HB3845, HJR1070, HB3590, HB3595, HB3391, HB3183, HB3764, HB3765, HB1002, HB4434, HJR1086, HB4060, HB3881, HB3500, HB4408, HB3648, HB3127, HB3606
AZ
Transcript Highlights:
- And is Tim Humphrey here? Tim Humphrey? Joshua Beck? Okay.
- And is Tim Humphrey here? Tim Humphrey? Joshua Beck? Okay.
- Okay, Supervisor Humphrey, I think you're behind the pillar. There you are.
- This is Supervisor Tim Humphrey, I'll introduce him from Gila County.
- My name's Tim Humphrey. I live an hour and a half away. It's taken me eight years to get here.
Bills:
SB1067, SB1234, SB1285, SB1295, SB1392, SB1413, SB1436, SB1470, SB1476, SB1489, SB1512, SB1535, SB1540, SB1556, SB1568, SB1569, SB1570, SB1573, SB1585, SB1609, SB1627, SB1634, SB1635, SB1644, SB1647, SB1648, SB1650, SB1653, SB1654, SB1655, SB1656, SB1657, SB1658, SB1661, SB1662, SB1664, SB1666, SB1667, SB1669, SB1709, SB1720, SB1723, SB1725, SB1743, SB1746, SB1748, SB1755, SB1786, SB1820, SB1822, SB1829, SCR1027, SCR1040, SCR1048
Keywords:
tax lien, property tax lien, real property tax lien, foreclosure, right of redemption, redeem, excess proceeds, county abatement lien, abatement lien, lien priority, assessment lien, easement, county treasurer, certificate of purchase, tax delinquency, delinquent property taxes, property owner equity, judgment foreclosure, title report, Arizona Revised Statutes
OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 19 Mar 4th, 2026 at 01:30 pm
Oklahoma House Floor Meeting
Transcript Highlights:
- Hardin, Harris, Harris, Hassenbeck, Hassenbeck, Hayes, Heffner, Heffner, Hildebrandt, Hill, Humphrey,
- Humphrey, Jenkins, John's, Kane, Kennedy, Kelly, Kelly.
Bills:
HB4358, HB2398, HB3557, HB3129, HB3312, HB2210, HB1937, HB3021, HB4246, HB4230, HB3617, HB3657, HB2976, HB3391, HB4459, HB4128, HB3989, HB2989, HB4060, HB3145, HB2992, HB3464, HB3552, HB2984, HB4124, HB3934, HB3448, HB3131, HB4200, HB4201, HB3011, HB1912, HB3380, HB3881, HB3538, HB3851, HB3907, HB4430, HB4431, HB4457, HB2947, HB2951, HB2980, HB3082, HB3519, HB3644, HB3882, HB3661, HB3996, HB4335
Keywords:
screen time, education, public schools, child development, digital learning, youth health, academic performance, credential of value, workforce development, labor market, government reporting, Oklahoma Agricultural Extension, local funding, financial institutions, county extension services, state funds, free expression, colleges, security fees, public forums
TX
Texas 89th Regular
S/C on County & Regional Government Mar 17th, 2025
S/C on County & Regional Government
Transcript Highlights:
- say that some of these areas that are 30 miles from Houston would like to see... their mayor in the H-E-B
- Lamb, we show you as registered Trey Larry attorney with Alan Boone Humphrey.
Keywords:
law enforcement, sheriff, constable, contracts, county governance, HB 554, fireworks, Juneteenth, Juneteenth holiday, retail fireworks permit, Texas Occupations Code, Local Government Code, county commissioners court, drought conditions, Texas A&M Forest Service, fire safety, holiday sales, seasonal fireworks sales, Fourth of July, Independence Day
MA
Massachusetts 2025-2026 Regular Session
Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses Apr 7th, 2026
Transcript Highlights:
- Drew Humphreys—thank you. Drew Humphreys, are you online, Drew? I see you online.
- I'm going to back up to Drew Humphreys. Drew, are you online? Drew Humphreys? Yes, I am.
Summary:
The commission met to continue studying credit card payments, interchange fees, fraud, chargebacks, and the impact of card processing costs on small businesses, especially restaurants and retailers. Members heard extensive testimony from credit unions, retailers, restaurant owners, payment-industry representatives, and an airline trade group. Supporters of reform argued that swipe fees are a major and rising expense, that businesses are paying fees on sales tax and tips that are merely pass-through amounts, and that merchants have little negotiating power. Several restaurant and retail witnesses described thin margins, higher costs for card-not-present transactions, and chargebacks that they said usually favor cardholders and leave merchants absorbing losses and fees.
Witnesses from the Cooperative Credit Union Association cautioned that state-level interchange regulation could reduce revenue used for fraud prevention, compliance, and member services, and could lead to higher rates or reduced access. Retail and restaurant representatives countered that fees have risen sharply, that statements are difficult to decipher, and that rewards programs and card-network pricing are subsidized by merchants and ultimately by all consumers. The Massachusetts Restaurant Association and independent operators urged legislation to bar fees on tax and tip portions of transactions and to allow businesses to pass along card fees if they choose, saying this would improve transparency and fairness and help keep small restaurants open.
Other testimony came from the National Restaurant Association, which supported interchange reform and said modern point-of-sale systems can already separate tax and tip amounts, and from a payments-industry group that emphasized the broader economic benefits of digital payments and warned against state-by-state rules. Airlines for America opposed changes that could undermine airline credit card rewards programs. Commission members asked detailed questions about fee structures, card types, chargebacks, POS systems, and whether consumers paying cash are also affected. No votes or formal actions were taken at the meeting.
MN
Minnesota 2025-2026 Regular Session
FULL INTERVIEW: Election Protection | Senator Liz Boldon Apr 17th, 2026
Minnesota Senate Floor Meeting
Transcript Highlights:
- 39.520><c> UFM</c> in Minnesota, um a report from the UFM in Minnesota, um a report from the UFM Humphrey
- 40.840><c> of</c><00:13:40.920><c> Public</c><00:13:41.200><c> Affairs</c><00:13:42.000><c> found</c> Humphrey
- School of Public Affairs found Humphrey School of Public Affairs found that<00:13:42.440><c> over</c
TX
Transcript Highlights:
- The chair calls Cynthia Humphrey. Thank you. Good morning.
- I have you registered as Cynthia Humphrey, and you're with the Association of Substance Abuse Programs
- My name is Cynthia Humphrey.
Keywords:
dentistry, botulinum toxin, aesthetic treatments, dental regulation, training, medical staff privileges, hospital administration, healthcare regulation, Texas Health and Safety Code, consistency in privileges, SB 672, Texas hospital emergency operations plan, hospital diversion, emergency department, cyberattack, cyber security, power outage, electrical outage, patient diversion, hospital preparedness
MN
Transcript Highlights:
- Members, my name is Buck Humphrey. I am the representative of the Minnesota Pharmacy Alliance. Dr.
- Humphrey can explain what the mechanism is. Vice Chair Nadeau, go ahead.
- Humphrey. No, they're included, the single pharmacy benefit administration.
AR
OK
Oklahoma 2026 Regular Session
Judiciary and Public Safety Oversight Apr 14th, 2026 at 10:30 am
Judiciary and Public Safety Oversight
Transcript Highlights:
- Humphrey votes aye. Representative, I'll report that bill as a due pass, 10 to 1. Let's see.
- Representative Humphrey. Who pays for the device?
Bills:
SB137, SB504, SB1213, SB1216, SB1221, SB1224, SB1232, SB1238, SB1255, SB1256, SB1258, SB1264, SB1266, SB1325, SB1441, SB1448, SB1450, SB1460, SB1496, SB1543, SB1589, SB1597, SB1621, SB1655, SB1679, SB1687, SB1716, SB1730, SB1733, SB1769, SB1921, SB1932, SB1936, SB1980, SB2011, SB2030, SB2084, SB2112, SB2170, SB2182
Keywords:
electronic monitoring, Department of Corrections, criminal justice, rehabilitation, public safety, SB504, marriage, child marriage, minor marriage, age of consent, minimum marriage age, underage marriage, teen marriage, parental consent, judicial approval, marriage license, Oklahoma Title 43, family law, juvenile justice, Department of Human Services
OK
Oklahoma 2026 Regular Session
Judiciary and Public Safety Oversight Apr 14th, 2026
Judiciary and Public Safety Oversight
Transcript Highlights:
- Humphrey votes aye. Representative, I'll report that bill as a due pass 10 to 1. Let's see.
- Representative Humphrey: Who pays for the device?
Bills:
SB137, SB504, SB1213, SB1216, SB1221, SB1224, SB1232, SB1238, SB1255, SB1256, SB1258, SB1264, SB1266, SB1325, SB1441, SB1448, SB1450, SB1460, SB1496, SB1543, SB1589, SB1597, SB1621, SB1655, SB1679, SB1687, SB1716, SB1730, SB1733, SB1769, SB1921, SB1932, SB1936, SB1980, SB2011, SB2030, SB2084, SB2112, SB2170, SB2182
Keywords:
electronic monitoring, Department of Corrections, criminal justice, rehabilitation, public safety, SB504, marriage, child marriage, minor marriage, age of consent, minimum marriage age, underage marriage, teen marriage, parental consent, judicial approval, marriage license, Oklahoma Title 43, family law, juvenile justice, Department of Human Services
Summary:
The committee heard a long series of Senate bills covering criminal justice, public safety, family law, and administrative changes. Measures discussed included penalties for impersonating a notary or law enforcement officer, consolidating DUI charges, allowing motor carriers to represent themselves at Corporation Commission hearings, drone trespass penalties over critical infrastructure, expanding protections for contract employees under assault and battery laws, copper theft felony penalties, raising the marriage age to 18 with no exceptions, expanding the definition of great bodily injury for domestic abuse cases, post-adoption contact for services, driver’s license and testing changes, expungement system automation delays, consumer protection clarifications, gambling penalty updates, OSBI authority and fee changes, gift card protections, medical parole eligibility decisions, firearm transport on boats, caps on wrongful termination settlements at public institutions, GPS monitoring for certain domestic violence defendants, mandatory school reporting of inappropriate employee contact with students, expedited driver’s license delivery and tracking numbers, DOC credit modifications, drug court discretion, repeat peeping Tom and clandestine recording penalties, open pasture signage requirements, supervised visitation after DHS findings of sexual abuse, and victim notification by email from the Pardon and Parole Board.
Most bills were presented by members as request or cleanup measures, with brief explanations and limited debate. Several bills drew questions about implementation, due process, costs, and scope, especially the domestic violence GPS monitoring bill and the DOC credit bill. The committee also discussed a bill to lower the age for marriage, which was reported out 10-1, and a domestic violence-related GPS tracking bill that passed 12-0 after questions about monitoring and payment. Another domestic violence bill expanding great bodily injury definitions passed 12-0, and a bill requiring supervised visitation after a DHS sexual abuse finding passed 13-0.
Nearly all measures were reported out with unanimous or near-unanimous votes, including multiple 11-0, 12-0, 13-0, and 14-0 recommendations. A few bills had split votes, including the marriage-age bill at 10-1, the gambling penalty bill at 12-1, the OSBI record-check fee bill at 13-0, and the wrongful termination cap bill at 8-5. Several bills were laid over for a later meeting, and the committee adjourned after announcing it would continue work on Thursday.
OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 15 Feb 25th, 2026
Oklahoma House Floor Meeting
Transcript Highlights:
- Humphrey here. Jenkins here. John's here. Cain here. Canady. Kennedy. Kelly here. Kendricks here.
- Humphrey, aye. Members, motion to vote or change or vote chair is preparing to close.
Bills:
HB1411, HB3143, HB3144, HB3901, HCR1019, HB3981, HB4248, HB3194, HB3849, HB4095, HB4302, HB3342, HB3344, HB3287, HB3645, HB3647, HB3930, HB3931, HB1818, HB4454, HB4336
Keywords:
True Grit Trail, Oklahoma, tourism, signage, Department of Transportation, state parks, historical sites, economic development, medical marijuana, license transfer, Oklahoma Medical Marijuana Authority, moratorium, business regulation, commercial grower licenses, licensing restrictions, agriculture, psychological autopsy, mental health, suicide prevention, state health department
Summary:
The House convened, completed the roll call, prayer, and Pledge of Allegiance, and then took up several second- and third-reading items. Senate Bill 392 was assigned to Administrative Rules. Members also heard personal privileges and introductions, including a remembrance request for Oakland Ray Domer, recognition of a long-serving House staff member, and introductions of guests from Eastern Oklahoma State College, Associated Builders and Contractors of Oklahoma, the Doctor of the Day, and the Nurse of the Day.
The chamber passed several measures. House Bill 1411 created a True Grit Trail for tourism, with supporters saying signage would be privately funded and installed at no cost to the state; it passed 92-0. House Bill 3143 extended the moratorium on new medical marijuana grow licensing to August 1, 2028, with supporters arguing it would help curb oversupply and black market activity; it passed 82-8. House Bill 3144, also related to medical marijuana, set a cap framework for when the moratorium ends so the industry would not return to rapid expansion; it passed 82-15.
House Bill 3901 established a five-year pilot project for psychological autopsies within the State Department of Health to improve suicide prevention, but members raised concerns about privacy, rulemaking, and the bill’s breadth; it passed 73-24. House Concurrent Resolution 1019 supported naming a planned turnpike segment the Toby Keith Expressway in honor of the late singer’s music career, patriotism, charity work, and support for Oklahoma communities. House Bill 3981 created a locality incentive program for assistant district attorneys in areas of need and passed 83-11. The House then adjourned until February 26, 2026, at 9:30 a.m.
MN
Transcript Highlights:
- And now I'd like to invite forward the three Humphrey policy fellows: Sarah Erickson, Nebiha Mohamed,
- I'm a 2025-2026 Humphrey policy fellow and, in my day job, I'm the manager of workforce and economic
- My name is Nebiha Mohamed, and I am a Humphrey policy fellow and a director of programs at HealthGuard
- I'm also a Humphrey policy fellow with this wonderful group.
- this also a Humphrey policy fellow with this wonderful<00:47:36.280><c> group.
OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 19 Mar 4th, 2026
Oklahoma House Floor Meeting
Transcript Highlights:
- Harris, Harris, Hasenbeck, Hasenbeck, Hays here, Hefner, Hefner here, Hildebrant here, Hill here, Humphrey
- I, Humphrey, aye. Williams, aye. Travis, aye. Any members wishing to vote or change their vote?
Bills:
HB4358, HB2398, HB3557, HB3129, HB3312, HB2210, HB1937, HB3021, HB4246, HB4230, HB3617, HB3657, HB2976, HB3391, HB4459, HB4128, HB3989, HB2989, HB4060, HB3145, HB2992, HB3464, HB3552, HB2984, HB4124, HB3934, HB3448, HB3131, HB4200, HB4201, HB3011, HB1912, HB3380, HB3881, HB3538, HB3851, HB3907, HB4430, HB4431, HB4457, HB2947, HB2951, HB2980, HB3082, HB3519, HB3644, HB3882, HB3661, HB3996, HB4335
Keywords:
screen time, education, public schools, child development, digital learning, youth health, academic performance, credential of value, workforce development, labor market, government reporting, Oklahoma Agricultural Extension, local funding, financial institutions, county extension services, state funds, free expression, colleges, security fees, public forums
Summary:
The House convened, took the roll, heard an invocation and the Pledge of Allegiance, and then moved through a series of introductions and floor presentations recognizing visitors, students, local officials, and the Luther cheer team. The chamber also introduced the Doctor of the Day, Dr. Lydia Dennis, and several members made personal announcements later in the day.
The House then considered and passed several bills, mostly by wide margins. Measures included HB 2947 on behavioral health, allowing Medicaid billing for supervised mental health interns; HB 2951 cleaning up Department of Corrections prison listings in statute; HB 2980 allowing DMVs to accept valid physical proof of insurance; HB 382 barring fire departments from employing people who must register as sex offenders; HB 3519 changing the abandoned medical marijuana grow cleanup process from a bond to a fee; HB 3644, the Blake Burgess Act, requiring clot and embolism training and reporting; HB 3882 creating a revolving fund for ODOT lake and industrial access grants; HB 3661 removing a sunset from the forestry equipment tax provision; and HB 3996 memorializing OIDS obligations in capital appeal cases. Several bills drew brief questions about fiscal impact or implementation, and title-striking motions were made on some measures.
The most debated item was HB 4335 on pet shops and local regulation. Supporters said it created a framework for municipalities and counties to regulate pet shops without outright bans, while opponents argued it undermined local control and favored a commercial retailer. After debate from both sides, the bill passed 60-26. The House also adopted the emergency on HB 3882, and at the end of the day the chamber adjourned until March 5, 2026, at 9:30 a.m.
MS
Mississippi 2026 Regular Session
MS House Floor - 13 January, 2026; 2:00 PM
Mississippi House Floor Meeting
Transcript Highlights:
- Lady from Humphreys, Miss James Jones. Good afternoon. Um, Mr.
- Lady from Humphreys, Miss James Jones. Good afternoon. Um, Mr.
- Lady from Humphreys, Miss James Jones. Good afternoon. Um, Mr.
MA
Massachusetts 2025-2026 Regular Session
Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses Jun 21st, 2026 at 11:00 am
Transcript Highlights:
- Drew Humphreys—thank you. Drew Humphreys, are you online, Drew? I see you online.
- I'm going to back up to Drew Humphreys. Drew, are you online? Drew Humphreys? Yes, I am.
Summary:
The commission met for its second hearing to study the future of credit card payments and sales transactions and their impacts on small businesses. Members heard extensive testimony from credit unions, retailers, restaurants, and payment-industry representatives on interchange fees, processing fees, fraud, chargebacks, rewards programs, and the ability of businesses to pass fees on to customers. Several witnesses argued that swipe fees have risen sharply, are especially burdensome for restaurants and other small businesses, and are charged on taxes and tips that are merely pass-through amounts. They urged state action to prohibit fees on tax and tip portions, improve transparency, and allow surcharging or convenience fees, while opponents warned that state regulation could reduce fraud protections, increase compliance costs, and threaten consumer rewards programs.
Business owners and trade groups described thin margins, rising costs, and the difficulty of understanding merchant statements or negotiating with processors. Restaurant witnesses said card-not-present and online transactions create the greatest fraud and chargeback risk, with money often removed immediately from merchants’ accounts and disputes rarely resolved in their favor. Retail witnesses gave examples of rising effective rates, higher fees on rewards cards, and the burden of processing fees on low-value transactions. A representative from the Massachusetts Restaurant Association and others said restaurants are effectively paying fees on meals tax and gratuities, which they argued should not be subject to interchange charges.
On the other side, the Cooperative Credit Union Association said interchange revenue helps credit unions fund fraud prevention, rapid card replacement, and member protections, and warned that state limits on interchange could weaken those safeguards and lead to higher consumer costs or reduced services. Airlines for America testified that airline credit card rewards are popular, support travel and jobs in Massachusetts, and could be harmed by interchange reform. The National Restaurant Association and a payments-policy attorney countered that interchange fees are set by card networks rather than competitive markets, that banks remain highly profitable even with rewards, and that states can act after recent court decisions. No votes were taken; the hearing consisted of testimony and questions from commissioners.
MA
Massachusetts 2025-2026 Regular Session
Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses Apr 7th, 2026
Transcript Highlights:
- Drew Humphreys. Thank you. Drew Humphreys, are you online, Drew? I see you online.
- I'm going to back up to Drew Humphreys. Drew, are you online? Drew Humphreys? Yes, I am.
Summary:
The commission met to hear testimony on the future of credit card payments and swipe fees, with a focus on impacts to small businesses, especially restaurants and retailers. Members and witnesses discussed interchange fees, processing fees, chargebacks, fraud risk, rewards programs, and the growing use of card-not-present and digital wallet transactions. Several witnesses urged the commission to support legislation that would prohibit fees on the tax and tip portions of transactions and allow businesses to pass credit card fees on to customers if they choose, while others warned that state regulation of interchange could reduce fraud protections and harm consumer rewards programs.
Small business owners and trade groups described rising costs and thin margins, saying card fees are now among their largest expenses and are often charged on money that is merely passing through the business, such as sales tax and gratuities. Restaurant representatives said the current system shifts fraud and chargeback losses onto merchants, with little ability to negotiate rates or recover disputed funds, and argued that transparency and fee relief would help keep independent businesses open. Retailers gave similar testimony, citing rising swipe fees, complex statements, and the burden of online and phone transactions. A representative from the airline industry opposed interchange reform, arguing that airline credit card rewards are popular with consumers and support travel and jobs in Massachusetts.
Credit union representatives cautioned that state-level interchange limits could weaken fraud prevention and force higher rates or reduced services, while the National Restaurant Association and a payments-policy attorney countered that banks and networks already operate under fee caps in other contexts and that interchange rates are fixed rather than competitive. Commission members asked questions about how chargebacks work, how fees are broken down, whether businesses can negotiate with processors or POS providers, and how consumer behavior has shifted toward cards, online ordering, and delivery since the pandemic. No votes or formal actions were taken during the hearing.