Video & Transcript Research : 'premium structure'

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MN

Minnesota 2025-2026 Regular Session

House Taxes Committee 4/7/26

Taxes

Transcript Highlights:
  • We continue to ask our families to do more with less, and that structure is unsustainable."
  • We continue to ask our families to do more with less, and that structure is unsustainable."
  • We continue to ask our families to do more with less, and that structure is unsustainable.
  • is more with less, and that structure is unsustainable." unsustainable." unsustainable."
  • a society that pays means to structure a society that pays for<01:06:45.840> itself.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Wednesday, May 21, 2025 - Part 2)

US Federal House Floor Meeting

Transcript Highlights:
  • They can't afford higher co-pays or premiums, to the seniors who have nowhere to go because their Medicaid
  • Premiums will rise and cost more.
  • Thousands more will see premiums soar.
  • Thousands more will see premiums soar.
  • Premiums for health insurance, car insurance, and housing are going up, making it harder to make ends
NH

New Hampshire 2025 Regular Session

House Children and Family Law (01/21/2025)

Transcript Highlights:
  • If a family structure has an order for child support and the court has ordered that child support be
  • Going to page three, I want to just talk briefly about the structure of the judicial branch.
  • I like to think of our structure as a bit of a triangle.
  • I want to just talk briefly about the structure of the judicial branch.
  • I like to think of our structure as a bit of a triangle.
Keywords: 928, house, all
Summary: The meeting began with committee process reminders from the chair, including rules for questioning witnesses, time limits for testimony, and how motions and committee reports are handled. The chair also discussed the committee’s history, emphasized a cooperative approach with agencies and the Judiciary, and noted that a special committee on the Family Division of Circuit Court had previously done useful work; he said a new subcommittee could be appointed later to continue looking at judicial-system issues. He also mentioned that the Speaker’s office was expected to name members to the DHHS oversight committee by Friday at 1. The substantive presentation was from the Department of Health and Human Services’ Bureau of Child Support Services. Attorney John Williams introduced the bureau team, and Bureau Chief Lisa Dekowski described the program’s mission: encouraging responsible parenting, family self-sufficiency, and child well-being by locating parents, establishing paternity, setting or modifying support orders, and enforcing court-ordered child and medical support. She said the bureau operates statewide under Title IV-D of the Social Security Act, works with courts, employers, and other partners, and serves both in-state and out-of-state cases, with some international and tribal coordination. She also cited program scale, saying the bureau dispersed about $76 million to families in New Hampshire in fiscal year 2023 and that most collections go directly to families. Members asked about enforcement tools, especially passport denial. In response to a question about a case involving a very small shortfall, the bureau said the federal passport-denial threshold is $2,500 in arrears, not a few cents, and that denial remains in place until the balance is resolved or an arrangement is made with the agency, with hardship factors potentially considered. The bureau also explained that either parent can apply for services when a child support order exists and that the bureau can help initiate income withholding orders. No votes or formal actions were taken during this portion of the meeting.
NH
Transcript Highlights:
  • <02:23:18.600> of<02:23:18.680> the<02:23:18.800> state organizational structure
  • of the state organizational structure of the state within<02:23:19.279> the<02:23:19.399>
  • It changes the whole bill fee structure and eliminates Section IV-A, which would mandate puppies be rabies
  • problem with problem with it<03:41:09.359> the<03:41:09.479> fee<03:41:09.840> structure
  • I mean, if they were to change the fee structure, I think we'd probably consider not opposing that.
Keywords: 928, house, all
Summary: The committee held a work session on a bill arising from the Lee case involving animal seizures and humane society involvement. Members and the commissioner discussed concerns about due process, lack of clear notice to animal owners, the need for owners to understand when they are surrendering ownership, and whether humane agents should have additional training or certification. Several members also questioned the role of the NH SPCA and humane societies, the absence of oversight, and whether there was any financial or policy conflict in their involvement. The commissioner said the Department of Agriculture does not have a direct relationship with humane societies, but does coordinate with police on seizures, and noted that problems tend to arise when agencies do not consult the department first. Testimony and discussion focused on possible fixes to the bill, including clearer written notice of rights, requiring a third-party qualified veterinarian or other neutral evaluator, establishing the condition of animals at the time of seizure for later court proceedings, and possibly using teleconferencing with a veterinarian in limited circumstances. Some members suggested the bill may need a broader study committee, while others said it should be amended now rather than delayed. The chair said the bill would be worked on further and sent to the subcommittee for more detailed review. The committee then opened a hearing on HB 250, which would allow local governing bodies to regulate dog muzzling. Representative Jodi Newell testified that the bill was intended to let municipalities respond to dangerous dogs, citing Keene’s attempt to require muzzling after a serious incident but lack of clear authority under current law. Deborah LeBlanc also testified about a dog attack that seriously injured her dog and said a muzzle requirement could have prevented the attack. Committee members asked about the incident, existing dog-control laws, and whether the dog had been leashed; the discussion suggested the bill was meant to clarify local authority over muzzling as a public safety measure.
TX

Texas 89th Regular

State Affairs Apr 7th, 2025

State Affairs

Transcript Highlights:
  • This regulatory structure will also mean... ...maintain the federal restriction on THC of no more than
  • House Bill 28 is creating a tax and fee structure that is similar to that for alcohol.
  • They change the molecular structure in these deltas, and then they add chemicals, and that's what makes
  • And how does that plant fit into the regulatory structure that's being contemplated today?
  • Has Colorado's regulatory structure been reviewed or treated from a constitutional standpoint?
Bills: HB28, SB3, SB 3
HI
Transcript Highlights:
  • This bill provides a legal structure needed for locally owned enterprises to grow and contribute to a
  • This bill provides a legal structure needed for locally owned enterprises to grow and contribute to a
  • If our LLC law said you could be a consumer LLC and that was the structure, it would be confusing.
  • <00:24:11.520> Um, structure, it would be confusing.
  • Um, structure, it would be confusing.
Bills: SB3275, SB3105
Summary: The Senate Committee on Commerce and Consumer Protection reconsidered two condominium bills and adopted recommendations to pass both with amendments. For SB 2433, members approved amendments clarifying that condominium unit owners’ interests are to be recognized and protected in educational and related programs by the Real Estate Commission and DCCA, while making technical changes and changing the effective date. For SB 2838, the committee replaced the bill’s broader substantive language with a narrower requirement that associations provide electronic copies of specified documents, including master leases, reserve studies, audited financial statements, contracts, leases, and other agreements, along with technical changes and an amended effective date. Both measures were adopted unanimously by the members present, with Senator McKelvey excused. The committee then heard SB 2710 on animal issues, which would define and regulate dog breeders, set care standards, create county licensing authority, require records, and establish an animal abuser registry and related penalties. Testimony was mixed: the Public Defender and the American Kennel Club opposed the bill, arguing for stronger enforcement of existing laws rather than harsher penalties and warning that the bill would burden responsible breeders; the Hawaiian Humane Society supported the bill’s breeder regulation and registry provisions but urged removal of the hoarding section; and the committee noted 26 written testimonies in support, 14 in opposition, and four comments. In decision-making, the committee passed SB 2710 with amendments that blanked the license fee, deleted the animal abuser registry and shelter/pet store/breeder compliance checks, struck the hoarding provisions and proposed criminal penalty changes, and made technical changes with a deferred effective date. The committee also heard SB 2209 on rental discrimination, which would allow attorney’s fees to a prevailing party in source-of-income discrimination cases, and SB 2884, which would create a nonrefundable income tax credit for wind-resistant retrofits or hurricane shelters. The Hawaii Civil Rights Commission supported SB 2209, and the committee later passed it with a deferred effective date. SB 2884 drew support from DCCA’s Insurance Division, the Department of Taxation, HEMA, the Climate Change Mitigation and Adaptation Commission, and a public witness who urged hurricane preparedness; it was passed with the Department of Taxation’s proposed amendments and a deferred effective date. Finally, the committee heard SB 2922 on cooperative associations, which would create a general cooperative associations framework. DCCA offered comments, while the Hawaii Co-op Hui, Purple Maya Foundation, Enliven Cooperative, and Hawaii Farmers Union supported the measure and argued that current law is too limited for worker, producer, and multi-stakeholder co-ops. After discussion about using the existing chapter 421C structure rather than creating a new regulatory scheme, the committee passed SB 2922 with amendments adopting changes proposed in testimony from the Hawaii Farmers Union and deferred the effective date.
MO

Missouri 2026 Regular Session

Commerce May 6th, 2026

Commerce, Consumer Protection, Energy and the Environment

Transcript Highlights:
  • ... ...it costs the state of Missouri about an extra $1.2 to $1.3 million annually in additional premiums
Summary: The Commerce Committee heard testimony on Senate Bill 916, which would limit contractor liability on Missouri Department of Transportation projects when contractors are following approved plans and standards, and would also clarify that contractors are not required to indemnify the state as a condition of bidding or beginning work. Senator Berger and several supporters argued the bill would align responsibility with control, reduce unnecessary litigation, and lower insurance and project costs for contractors who are sued for conditions they did not create. They emphasized that the bill would not protect negligence, defective workmanship, or concealment, and the sponsor described examples of contractors being drawn into lawsuits before work began or after projects were complete. Supporters included representatives of construction firms, the Missouri Asphalt Payment Association, the AGC of Missouri, the Missouri Municipal League, the Missouri Chamber of Commerce and Industry, and engineering groups. Contractors described cases where they were sued over alleged design issues or incidents occurring after completion, saying they had no ability to change the design but still incurred legal and insurance costs. One municipal league witness also explained a separate provision clarifying that a public entity does not waive sovereign immunity merely by being named as an additional insured on a contractor’s policy. MoDOT’s deputy director testified for informational purposes, warning that removing indemnification could expose the state to more litigation during construction. After the committee established a quorum in executive session, a motion was made to vote Senate Bill 916 do pass. The committee approved the bill unanimously, 8-0, and then adjourned.
FL

Florida 2026 4th Special Session

January 13, 2026 - 01:00 PM

Transcript Highlights:
  • program allows businesses that are taxpayers in Florida and beverage and corporate income tax insurance premium
FL

Florida 2026 Regular Session

Transportation Mar 25th, 2025

Transportation

Transcript Highlights:
  • Will this have any effect on rate insurance premiums for drivers?
Summary: The committee met with a quorum present and heard a series of transportation-related bills, most of which were reported favorably. SB 532 would exempt 100% disabled veterans from paying Florida tolls. SB 1738 would allow certain counties that previously opted out of transportation concurrency to opt back in by maintaining current levels of service, though there were concerns about congestion and future growth. SB 1696 aimed to reduce transportation network company driver impersonation, allow transit authorities to contract with ride-share platforms, and permit those platforms to participate in state-funded paratransit trips. SB 1378, as amended, would allow courts to order restitution in standard leaving-the-scene crashes; the amendment made restitution discretionary and required that the driver caused or contributed to the crash. SB 1210 would increase penalties for red-light and stop-sign crashes and require bodily injury insurance for drivers who cause such crashes. SB 1820, via strike-all amendment, addressed dealer-manufacturer relations by requiring written explanations of performance measures, prohibiting retaliation against dealers asserting statutory rights, and limiting franchise termination or nonrenewal to substantial breaches. SB 1246 created a specialty license plate for safe coastal wildlife, with proceeds going to the Zoo Miami Foundation for conservation work and an amendment allowing up to 10% for administrative and marketing costs. The committee also considered SB 574, which would allow Florida residents with Purple Heart license plates to pass tolls free of charge; the bill was amended to change the plate reference to a specialty plate and was reported favorably. SB 1662, the FDOT department bill, was substantially revised by strike-all amendment covering a wide range of transportation issues, including USF’s role in the Florida Transportation Research Institute Consortium, Florida Transportation Commission provisions, seaport and airport-related changes, strategic space infrastructure, sewer lines in rights of way, small county road assistance, aggregate supply chain programs, and Jacksonville Transportation Authority board appointments. Testimony on SB 1662 included support from USF and the Florida Public Transportation Association, which raised concerns about added oversight and bureaucracy for transit systems. Most bills received support from affected stakeholders, and several were amended before final favorable votes. Roll calls were taken on each measure, and all of the listed bills were reported favorably by the committee. At the end of the meeting, senators requested to be recorded as voting in the affirmative on several bills, and the committee adjourned after a brief personal privilege remark from Chair Collins.
NH

New Hampshire 2026 Regular Session

House Executive Departments and Administration (01/15/2026)

Executive Departments and Administration

Transcript Highlights:
  • And it will produce clear structure.
  • Who are going to be leading this charge and ensure that the legislature has that structure in place to
  • He said that economic performance, how people structure their income, and how many sales occur are very
  • > The<02:27:02.399> information<02:27:02.880> gained<02:27:03.280> from structure
  • The information gained from structure.
Keywords: 1189, house, all
CO

Colorado 2026 Regular Session

Colorado Senate 2026 Legislative Day 120 May 14th, 2026

Colorado Senate Floor Meeting

Transcript Highlights:
  • Even my insurance premiums include taxes and regulatory... ...premiums include taxes and regulatory costs
  • Um, and mind you, I just want to be clear with how the taxing structure works from a local piece.
Keywords: 981, all
HI

Hawaii 2025 Regular Session

JDC-AEN Informational Briefing 10-16-2025

Hawaii Senate Floor Meeting

Transcript Highlights:
  • Second, where are the vulnerabilities in our current structure that make us especially sensitive to these
  • <00:11:57.760> that<00:11:58.000> make<00:11:58.160> us current structure that
  • make us current structure that make us especially<00:11:58.880> sensitive<00:11:59.279> to
  • So the bottom line we're seeing is trade policy is defining the future of premium Hawaii exports.
  • So the bottom line we're seeing is trade policy is defining the future of premium Hawaii exports.
Keywords: 912, senate, all
Summary: The joint informational briefing focused on how federal policy changes, tariffs, funding cuts, the federal shutdown, and delays in the farm bill are affecting Hawaii agriculture and food access. Opening remarks emphasized Hawaii’s heavy dependence on imported food and farm inputs, the state’s vulnerability to disruptions in USDA services, and the need for stronger state, county, and community coordination. Speakers also noted that immigration enforcement and broader global supply-chain pressures can affect local farm labor, production, and food availability. Sharon Herd, chair of the Department of Agriculture and Biosecurity, described both positive and negative federal impacts. She said Hawaii has benefited from some recurring grants and a large new $8.8 million federal grant, but also reported about $22 million in losses from suspended or terminated grants, including farm-to-school and water-related projects. She said some USDA programs, such as microgrants for food security and FISMIP, are currently suspended, while the specialty crop block grant remains active. She also said Hawaii farms declined from 7,328 to 6,569 between the 2017 and 2022 censuses and argued the state cannot rely on imports alone to feed its people. Amanda Shaw of Agriculture Stewardship Hawaii presented findings from federal funding cut reports. She said the first report, in March, identified about $88 million in potential cuts, and the newer report found $64.7 million in confirmed cuts and about $175 million in potential cuts. She said federal shifts are creating uncertainty for farmers, food-system organizations, and school and community food programs, and noted that 4,000 to 5,000 Hawaii farmers could receive less money because of changes to payment-factor provisions for socially disadvantaged farmers. She also said Hawaii has lost 18% of local USDA staff since September 2024, with possible further national reductions expected. No votes were taken; the meeting was informational only, and the chair noted that any legal questions, including the reported SNAP changes, would be for the Judiciary Committee to assess later.
MN

Minnesota 2025-2026 Regular Session

House Education Finance Committee 3/12/26

Education Finance

Transcript Highlights:
  • Yet our formula still largely assumes a uniform cost structure.
  • When labor markets differ significantly, districts in higher-cost regions are placed at a structural
  • Yet our formula still largely assumes a uniform cost structure.
  • Over the last 10 years, that compounding gap has become structural.
  • The compounding gap has become structural.
MN

Minnesota 2025-2026 Regular Session

Committee on State and Local Government - 03/26/26

State and Local Government

Transcript Highlights:
  • Manufacturers and distributors evaluating where to expand facilities or to establish operations put a premium
  • <01:02:31.760> operations<01:02:32.880> put<01:02:33.040> a<01:02:33.080> premium
  • <01:02:33.680> on to establish operations put a premium on to establish operations put a premium
Keywords: 1187, senate, all
MN

Minnesota 2025-2026 Regular Session

House Floor Session 2/19/26

Minnesota House Floor Meeting

Transcript Highlights:
  • We get increasing premiums that are almost unsustainable for people who own small businesses and farmers
  • We get increasing<01:39:59.840> premiums<01:40:00.400> that<01:40:00.639> are<01
  • :40:00.800> almost increasing premiums that are almost increasing premiums that are almost unsustainable
Keywords: 1183, house
KY
Transcript Highlights:
  • It also supports our Integrated Health Insurance Premium Payment Program, the state-based marketplace
  • , or the qualified health plans with advanced premium tax credit, Supplemental Nutrition Assistance Program
  • It also supports our Integrated Health Insurance Premium Payment Program, the state-based marketplace
  • , or the qualified health plans with advanced premium tax credit, Supplemental Nutrition Assistance Program
Summary: The meeting began with approval of the prior minutes and then focused first on the Commonwealth Office of Technology’s legacy systems and two specific projects. COT officials said many agencies have made progress moving off legacy applications, with remaining mainframe systems slated to be retired through RFPs or other work orders. They also described a legacy funding pool of $10 million per biennium used to help agencies transition. The two projects discussed were the Kentucky aerial photography and elevation data program, which provides statewide aerial imagery and lidar data for GIS, E911, environmental, transportation, and other uses, and a citizen identity and access management system intended to give residents a single login for state services. Officials said the GIS program costs about $1.2 million annually to host and maintain, with data acquisition costing several million more per year, and that the citizen identity system would cost about $2.5 million per year after an initial three-year COT investment. Members asked about duplication of funding, licensing, local government use, and whether multi-factor authentication would be required; COT said the GIS data is being acquired as statewide unlicensed data and that MFA would be available but not yet mandated statewide. Committee members pressed COT on costs, overlap with cabinet-level IT spending, and the practical benefits of the GIS and identity projects. COT explained that GIS hosting is generally covered through enterprise assessments billed quarterly to agencies, while the new aerial data is intended to benefit the whole state and local partners. On the identity project, officials said it would centralize authentication for citizens who use state systems, improve compliance with zero-trust and NIST-related security expectations, and reduce help desk and maintenance burdens through self-service account tools. Members also discussed whether the system would extend to local governments; COT said it would be a Kentucky.gov-style state login for users inside the state identity infrastructure, not a local-government system. The Department of Education then testified that it does not operate mainframes or major legacy systems, having moved long ago to cloud-based, off-the-shelf products and vendor-supported services. KDE officials described a strong emphasis on staff cybersecurity awareness, standardized statewide systems, vendor risk-sharing, and reducing sensitive data exposure, including efforts to move away from student Social Security numbers. They also highlighted a transition from Microsoft Active Directory to Identity Automation, which they said will improve identity management and make multi-factor authentication universal across K-12. In response to questions about Kentucky Wired and internet service, KDE said all 171 school districts and KDE agencies have been moved to a new next-generation internet service through ENA by Zayo, with strong satisfaction, e-rate savings, and better reliability. Officials warned that any internet disruption would immediately affect attendance, grades, student records, payroll, security systems, and communications across the K-12 system.
MN
Transcript Highlights:
  • The Data Practices Act uh puts a premium on government transparency but also protects the privacy of
  • :11.840> a Act uh the data Practices Act uh puts a Act uh the data Practices Act uh puts a premium
  • on<00:02:12.480> government<00:02:12.840> transparency<00:02:13.520> but premium
  • on government transparency but premium on government transparency but also<00:02:13.959> protects
Keywords: 1183, house
NH

New Hampshire 2025 Regular Session

House Finance (04/03/2025)

Transcript Highlights:
  • It changes Medicaid coverage by requiring a 5% of family income premium for our lowest-income families
  • The Health and Human Services budget changes Medicaid coverage by requiring a 5% of family income premium
Keywords: 928, house, all
Summary: The House Finance Committee met for final approval of HB 1 and HB 2, with legislative budget staff Michael Kain reviewing the final amendment documents and surplus statements. Kain explained that HB 1474H and HB 1484H incorporated the committee’s prior votes and the Governor’s recommended sections, and he walked through the budget math for the general fund, education trust fund, Highway Fund, and Fish and Game Fund. He said the committee’s proposal remained balanced overall, though the current-year general fund showed a projected deficit that HB 2 would address by allowing a possible rainy day fund transfer if needed. He also noted that the committee’s revenue estimates were below the Governor’s, requiring reductions and adjustments to appropriations and lapse assumptions. Members discussed the rainy day fund provisions, including a section in HB 2 that suspends existing restrictions so a transfer can be made if the deficit materializes. Kain said the committee’s approach differed from the Governor’s because the state was not below the overall revenue plan, and the fiscal committee would retain a role in determining any transfer. He also summarized that the Highway Fund would end with about a $13 million balance and Fish and Game with about $3 million, both without additional general fund support. The committee then adopted two amendments to HB 2 unanimously: Amendment 1473H, a technical cleanup to the Group 2 retirement seven-year rule, and Amendment 1482H, a technical correction to the recreational services language. Amendment 1484H, which incorporated those changes into HB 2, was adopted on a 14-1 vote after minority members objected to the bill’s broader cuts and policy changes, including reductions to state agencies, health and human services, and education-related provisions. The committee also adopted Amendment 1474H to HB 1A on a 14-1 vote after similar debate over budget reductions, vacancies, university funding, and school spending limits. Finally, the committee voted 14-1 to report HB 1A and HB 2 as amended as ought to pass, with the minority voting no and the committee planning a full House presentation the following week.
WY

Wyoming 2026 Regular Session

Senate Floor Session-Day 10, February 20, 2026-PM

Wyoming Senate Floor Meeting

Transcript Highlights:
  • You start to get that illiquidity premium that we can invest that in longer securities.
  • start to get that illi liquidity premium start to get that illi liquidity premium that<02:08:01.040
  • It may be structured in very hard there.
  • President, that the legislature is really structured to be a good investment manager.
  • to be a good really structured to be a good investment<03:05:12.399> manager.
Keywords: 916, all
NM

New Mexico 2026 Regular Session

Senate - Finance Feb 15th, 2026 at 11:08 am

Senate Finance

Transcript Highlights:
  • So for most agencies, there was simply a backfill for the cost of the health premiums and if they had
Keywords: 996, all