Video & Transcript Research : 'insurance code'
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ND
North Dakota 2025-2026 Regular Session
Administrative Rules Committee Jun 11th, 2026
Transcript Highlights:
- Appeal that occurred in North Dakota Administrative Code 407-34-1.
- It's just reiterated in administrative code because all of our HR stuff is in administrative code.
- A regulatory analysis was not required by North Dakota Century Code.
- We proposed a new chapter of North Dakota Administrative Code.
- The next, we have one update to the RHIC, the retiree health insurance credit section of our code, which
Summary:
The Administrative Rules Committee met on June 11 and first approved the March 12, 2026 minutes by voice vote. It then granted the Board of Medicine an extension of time to implement rules tied to recent legislation, including North Dakota’s participation in the physician assistant licensure compact and a new physician nutrition continuing education requirement. The Board said it was waiting on compact rules and fee information before finalizing its own changes.
The committee heard a lengthy presentation from the Office of Management and Budget on broad personnel rule revisions, including salary administration, recruitment, leave, sick leave, funeral leave, service awards, appeals, and shared leave. OMB said the changes modernize HR language and implement recent legislation such as enhanced annual leave for hard-to-fill positions and new hire leave. Members questioned the hard-to-fill leave provisions, but OMB and counsel said those standards come from statute, not the rules. The committee also heard and accepted rule packages from the Lottery, the Board of Examiners for Audiology and Speech-Language Pathology, the State Electrical Board, the Industrial Commission, PERS, and Health and Human Services, with each agency describing mostly technical, clarifying, or statutory-conforming changes and noting the public notice and comment process.
The most significant action came during the Gaming Commission rules presentation. After questioning whether the commission had authority to raise the poker tournament buy-in limit from $300 to $1,500, members moved to void Section 99-01.3-09-01 on the ground that the agency lacked statutory authority for that change. The motion passed on a roll call vote. The committee also discussed several gaming-related issues, including online raffles, kiosk use, advertising restrictions, and the broader policy question of whether charities should be allowed to own bars, but took no further formal action on those topics.
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 4 on Climate Crisis, Resources, Energy, and Transportation Apr 23rd, 2025
Transcript Highlights:
- And that crisis is one of home insurance and business insurance costs literally soaring out of control
- It's the insurance companies that we're going to hear from, right?
- That code works and we have the data and the research to show that.
- with our insurance industry partners, we've worked hard with the Department of Insurance, we all want
- to make sure that our building code remains very viable.
WY
Wyoming 2026 Regular Session
House Corporations, Elections & Political Subdivisions, February 13, 2026
Corporations, Elections & Political Subdivisions
Transcript Highlights:
- I'm just trying to think of how, because municipalities are already insured. They're self-insured.
- I'm just trying to think of how, because municipalities are already insured. They're self-insured.
- <01:09:09.359>
They're <01:09:09.520>self-insured. already insured. - They're self-insured. already insured. They're self-insured.
- ><01:09:51.440>
are insurance the insurance amounts are insurance the insurance amounts are already
Bills:
SF0082
MS
Mississippi 2026 Regular Session
Appropriations - Room 216, 2 February, 2026; 1:30 PM
Appropriations
Transcript Highlights:
- But if you are insured, insured, insured, your<00:26:03.760>
insurance <00:26:04.400>will <00:27:26.320>- And I think they would insurance too.
- :10.000>
companies <00:27:10.400>first to their insurance companies first to their insurance- Um, so exhausted all their insurance.
first you need to go to your insurance first you need to go to your insurance
Summary:
The committee first took up Senate Bill 2189, described as a transfer bill that brings forward code sections tied to the various funds used to compose the budget. With no questions, the committee adopted a title sufficient do pass motion and reported the bill.
The committee then considered Senate Bill 2190, which would raise Mississippi’s rainy day fund cap from 10% to 15% of general fund revenue. The chair explained that the change would gradually build the reserve over time to a little over $1 billion, and clarified in response to questions that the figure did not include money being used for PERS or capex. The bill received a title sufficient do pass recommendation.
Next, Senate Bill 2717 was presented as a modernization of the My Kids youth court information system, which was described as 35 to 40 years old and antiquated. Senator Wiggins said the bill follows an audit and would support an $8 million replacement effort, with a three-year implementation and training period, and that the new system would be cloud-based and allow better data sharing among youth court-related agencies while preserving county-level protections. Senators raised concerns about prior ARPA funding, disclosure of youth court records, and the effect of a repealer in current law; Wiggins and others said related disclosure issues were being addressed in separate Judiciary A bills. The committee then voted title sufficient do pass.
The committee also advanced Senate Bill 2896, a DPS-requested measure tied to pay increases for highway patrol, Bureau of Narcotics, and Bureau of Investigation personnel, with the chair saying the proposal would keep the bill alive through a reverse repealer in the committee substitute. Finally, the committee considered companion bills Senate Bills 2898 and 2924 to provide $20 million to MEMA’s Disaster Assistance Trust Fund in response to the recent ice storm and to cover state disaster expenses. Members discussed federal disaster reimbursement rules, the distinction between individual assistance and public assistance, insurance requirements, and the need for local governments to document eligible expenses. Both bills were adopted by title sufficient do pass, and the committee also passed Senate Bill 2917, which changes Mississippi Valley State University’s request from a new residence hall to repair and renovation of existing residence halls. The chair then set remaining bills aside for a later meeting and the committee rose and reported.
FL
Transcript Highlights:
- That was, there was one of these providers said it's not insurance. So is this insurance?
- It is not considered an insurance product the way that we regulate insurance typically under Florida
- insurance agents to sell something that's not insurance?
- non-insurance insurance... ...an insurance agent can make if they sell one of these non-insurance insurance
- We are debating whether or not licensed insurance agents should be able to sell these non-insurance insurance
Summary:
The Senate convened with an opening prayer, pledge, and several introductions recognizing visitors, students, local officials, and professional groups in the gallery. The chamber then took up a report from the Ethics and Elections Committee confirming 42 executive appointments; the report was adopted by a vote of 36-0. The Senate also adopted a resolution honoring the Ripple Project for childhood cancer awareness and funding.
The bulk of the meeting was spent on special-order bills, many of them open-government sunset review measures and policy bills. The Senate passed bills preserving or updating public records exemptions for aquaculture records, trade secrets, and cybersecurity information; a child-abuse reporting statute of limitations bill; a commercial driving schools bill; a human trafficking training requirement for nursing graduates; a new injunction for protection against serious violence by a known person and its companion public-records bill; a nature-based coastal resiliency bill with an amendment restricting dredge-and-fill in Terra Ceia Aquatic Preserve; a chiropractic patient-funds bill; specialty license plate legislation; a one-time waiver for late financial disclosure fines; public school personnel compensation changes; the Florida Farm Bill with amendments protecting Everglades lands and technical corrections; homestead exemption clarification for long-term leaseholders; disability presumption clarifications for firefighters and law enforcement; reinsurance intermediary manager conformity changes; patriotic displays in public schools; ADS-B aviation fee restrictions; autism-related law enforcement training and a blue envelope program; public post-secondary safety policy requirements; and a bill allowing licensed agents to market health care sharing ministries. Several bills were temporarily postponed, including local vessel restrictions, temporary certificates for practice, and domestic animals.
Members debated a number of measures, especially the health care sharing ministries bill, where opponents raised consumer-protection and commission concerns and supporters argued for free speech, religious liberty, and expanded consumer choice; it passed 32-5. Other debated bills included the autism law enforcement bill, the school athletics bill addressing coach support for student-athletes, and the Farm Bill, where senators discussed surplus land safeguards and biosolids timing. Most bills passed overwhelmingly, often 37-0 or 38-0, with a few closer votes such as the patriotic displays bill (36-2) and the health care sharing ministries bill (32-5).
CA
California 2025-2026 Regular Session
Assembly Insurance Committee Jun 17th, 2026
Transcript Highlights:
- Thank you to the insurance industry stakeholders and to the Department of Insurance, who...
- insurance with more than one insurance company—independent agents.
- insurance with more than one insurance company—independent agents.
- of insurance.
- For the insurance transaction data, it's regulated under IIPPA under the existing codes, and this brings
Summary:
The Assembly Insurance Committee heard several bills, with most of the discussion focused on insurance transparency, claims handling, privacy, and regulatory enforcement. SB 877 and SB 878 by Senator Pérez addressed post-disaster claims practices: SB 877 would require insurers to disclose original and revised loss estimates and related claim materials to policyholders, while SB 878 would add automatic interest penalties for delayed claim decisions or payments and require written identification of disputed items. Fire survivors, consumer groups, AARP, the Department of Insurance, and other advocates supported both bills, while insurer groups moved to neutral after amendments. Both bills were voted out on roll call and reported to the Committee on Appropriations.
The committee also considered SB 1054 by Senator Cabaldon, which would expand data sharing and reporting to improve workforce program evaluation and help counties verify work requirements for Medi-Cal and CalFresh using employer-reported hours worked. County officials, workforce advocates, and the Department of Insurance supported the measure, and no opposition was heard. The bill passed on a due-pass-as-amended motion to the Committee on Labor and Employment.
SB 1209 by Senator Allen, presented with Insurance Commissioner Ricardo Lara, would give the commissioner stronger enforcement tools to require insurers to carry out corrective actions identified in market conduct examinations, including fines and hearings for noncompliance. The commissioner and author said the bill would close an enforcement gap and improve accountability; there was no opposition testimony, but the bill was left on call after the roll. The committee also heard SB 354 on insurance privacy, presented by Senator Padilla on behalf of Pro Tem Limón, which would modernize insurance privacy rules by expanding consumer rights over personal data, limiting sale and use of sensitive information, and increasing disclosure requirements. Supporters said the bill updates outdated 1980s-era rules, while insurers, agents, and business groups raised concerns about scope, compliance burdens, and small-business impacts. Members indicated the bill was still being negotiated and would return in a revised form in the Privacy Committee.
CA
Transcript Highlights:
- insurance with more than one insurance company: independent agents.
- of insurance.
- For the insurance transaction data, it's regulated under IIPA under the existing codes, and this brings
- So-called insurance interrupters are starting to sell insurance products more and more.
- able to access insurance.
TX
Transcript Highlights:
- Well, that's true with any insurer, correct? Yes.
- I'm not concerned at all about the definitions in the penal code.
- There are definitions in the penal code.
- marital status following the death of the insured spouse.
- penalty, for the Committee on Insurance.
Summary:
The House convened with a quorum, offered an invocation, led the pledges, and approved a series of routine motions, including excusing absent members and granting permission for several committees to meet while the House was in session. Members also adopted several memorial and recognition resolutions, including H.R. 1023 honoring Christian Beerbill, H.R. 1033 recognizing International Bereaved Mother’s Day, and H.R. 877 recognizing Urban League Advocates Day. The House also recommitted SB 17 and HB 4211 to committee and postponed SCR 27 and HB 2145 for later consideration.
The chamber then took up a long third-reading calendar of bills covering a wide range of topics, including Sunset review measures, health care workforce and pricing, child custody and family law, Medicaid, rural ambulance grants, energy reporting, public information requests, trail development, virtual meeting disruptions, occupational licensing, protective orders, county leave pools, animal cruelty, infrastructure, and higher education. Most bills were explained briefly by their authors and passed with broad support, though several drew notable opposition, including HB 5265, HB 2402, HB 3000, HB 3237, HB 3326, HB 1056, HB 281, HB 3308, HB 1043, HB 1234, HB 1193, HB 294, HB 809, HB 334, HB 2037, HB 285, HB 1353, HB 3960, HB 4044, HB 4264, HB 2807, HB 3349, HB 4406, HB 1593, HB 1899, HB 1201, and others.
Several bills prompted extended debate or amendments. HB 3237, extending public energy-use reporting for state and higher-education buildings, passed after questions about its public-sector-only scope and energy savings. HB 3326, addressing public service loan forgiveness credit for adjunct professors, initially failed on a 69-70 vote but later passed after verification and machine corrections. HB 3211, concerning optometrists in managed care plans, adopted a Buckley amendment before passing. HB 2213 on Texas Windstorm Insurance Association board composition adopted a Metcalf amendment requiring certain board members to be Texas residents. HB 412, dealing with harmful materials and sexual performance of a child, generated extensive questioning about its scope, existing legal standards, and effects on educators and medical professionals; the excerpt ends during that debate.
NH
Transcript Highlights:
- <01:36:18.720>
to code review board to amend the code to code review board to amend the code - doesn't apply to the building code. doesn't apply to the building code.
- <01:37:22.680>
Uh the code side. Uh the code side. - the Insurance Department. the Insurance Department.
- regulated as if they're insurance. regulated as if they're insurance.
MS
Mississippi 2026 Regular Session
MS Senate Floor - 1 April, 2026; 10:00 AM
Mississippi Senate Floor Meeting
Transcript Highlights:
- Weeks depending on code section.
- Section three is the Medicaid code section. It's rather lengthy.
- codes if you are north of the six coastal counties.
- And we need to make sure that the Department of Insurance... ...Insurance is working with our insurance
- This is going to lower insurance costs...
MN
Minnesota 2025 1st Special Session
House Floor Session 5/14/25 - Part 2
Minnesota House Floor Meeting
Transcript Highlights:
- industry you work in and what zip code industry you work in and what zip code you<00:10:37.279><
- ability to have unemployment insurance. ability to have unemployment insurance.
- <00:10:49.680>
you're shouldn't matter what zip code you're shouldn't matter what zip code - , funding for unemployment insurance, funding for unemployment insurance, putting<00:25:35.520>
- Members, this unemployment insurance<00:27:12.880>
extension insurance extension insurance extension - Members, this unemployment insurance<00:27:12.880>
AL
Alabama 2026 1st Special Session
Alabama House Boards, Agencies and Commissions Committee Jan 28th, 2026
Boards, Agencies and Commissions
Transcript Highlights:
- 32.800>
1975 <00:09:34.000>relating <00:09:34.399>to <00:09:34.480>the code - of Alabama 1975 relating to the code of Alabama 1975 relating to the Alabama<00:09:35.120>
Cickle - question too, as far as people getting reimbursed for the insurance as well?
- be able to build for insurance be able to build for insurance reimbursement. reimbursement. reimbursement
- <00:21:11.280>
section gist of it is under the code section gist of it is under the code section
Bills:
SB54, SB126, SB128, SB101, SB102, SB104, HB282, HB298, SB54, SB126, SB128, SB101, SB102, SB104, HB282, HB298
Keywords:
sunset law, Alabama Surface Mining Commission, environmental regulation, mining, state commission, Alabama Private Investigation Board, regulatory oversight, agency review, continuation, sickle cell disease, healthcare, regulatory commission, public health, regulation, electrical contractors, state agencies, home medical equipment, board continuation, boards, commissions
FL
Transcript Highlights:
- We're the 17th largest independent insurance agency in the United States.
- officials, is how will this benefit our code approach, i.e., how can we make the code better?
- The second is the skyrocketing insurance costs.
- cost, you know, the insurance over the last several years is unsustainable.
- on their mortgage, the insurance cost, the HOA fee, etc.
Summary:
The Committee on Regulated Industries met for a panel discussion on current issues affecting Florida condominiums. DBPR Secretary Melanie Griffin highlighted the department’s expanded condo education, complaint, and ombudsman services under HB 1021, including new online resources, board member certification, increased outreach, and broader complaint jurisdiction. She said the division has filled most of its new positions and that the new condo website is intended to improve transparency and access to records and information.
Other panelists focused on insurance, inspections, and market impacts. Insurance agent Mike Clarkson said the condo insurance market remains difficult, especially for older buildings, and raised concerns about roof replacement demands, Citizens’ depopulation practices, and the mismatch between reserve studies and insurer timelines. Building officials representative Ron Laceca described challenges with phase one and phase two inspections, including incomplete databases, limited contractor capacity, and the need for local flexibility and better recordkeeping. University of Florida researcher Bill Hughes said his data show the condo market has not suffered a major overall decline from the new laws; he argued the rules have made costs more transparent and may strengthen the market over time.
Community association manager Jamie Ballard said the biggest pressures on associations are rising insurance costs and early roof replacement requirements, and she supported board certification while opposing the continuing education exemption for long-tenured CAMs. In committee discussion, members pressed witnesses on whether recent condo laws caused insurance and roof-cost problems, and witnesses generally said those issues are driven more by the market than by the legislation. Senators also discussed possible reforms, including better data collection, clearer reporting duties for managers, and possible changes to insurance and reserve practices. No votes were taken, and the meeting ended with adjournment.
AL
Alabama 2026 1st Special Session
Alabama House Financial Services Committee Feb 25th, 2026
Financial Services
Transcript Highlights:
- types of maneuvers that insurance types of maneuvers that insurance companies<00:27:16.080>
are - different now than the other insurance different now than the other insurance what<00:32:28.080>
- :32:29.919>
have <00:32:30.000>the insurance agents that they have the insurance agents - other insurance companies Also, other insurance companies operating<00:43:42.560>
in <00:43:42.800 - state taxes through the insurance state taxes through the insurance premium<00:48:21.760>
tax
Keywords:
fishing, licensing, jubilee, Marine life, Alabama, regulations, sex offenders, employment restrictions, first responders, public safety, juvenile offenders, local laws, registration requirements, picketing, protesting, residential protest, noise amplification, amplified sound, residential picketing, harassment
LA
Transcript Highlights:
- House Bill 437 by Representative Melarine is an act to amend the Code of Civil Procedure and Code of
- It is referred to Insurance.
- require coverage for behavioral health crisis services referred to insurance.
- Members, this bill deals with the Children's Code, Article 327.
- It is an act to amend Title 18 relative to the Louisiana Election Code to make provisions to the code
MD
Transcript Highlights:
- code and figure out what violations are. code and figure out what violations are.
Fund Maryland Automobile Insurance Fund Maryland Automobile Insurance Fund Affordability,<01:- MAIF is designed to be that insurance carrier for those that do not qualify for commercial insurance,
- insurance, right?
- <01:39:31.200>
The to mutual insurers, favorable. The to mutual insurers, favorable.
Summary:
The House convened with 126 members present, heard the prayer, approved the previous day’s journal, and then took up a series of Senate messages and committee reports. Senate bills on consent calendars 21 and 22 were read the first time and referred to committees. The House then adopted favorable reports, often without amendment, on a wide range of bills including workers’ compensation evaluation procedures (HB 1325), a state shark designation (HB 97), several local alcoholic beverages measures, commemorative months for Muslim American Heritage and Jewish American Heritage (HB 661), and local license commissioner changes in Anne Arundel, Worcester, Harford, Baltimore City, and Prince George’s counties.
Several bills were amended before being ordered printed for third reading. HB 121 (Baltimore County alcohol sales) was amended to change the sponsor to the Baltimore County delegation. HB 1335 on Department of Information Technology workforce recruitment and retention was amended to convert the measure into a study and recommendations report. HB 1037 on PSC oversight of broadband and VoIP was similarly amended from direct oversight to a study and report. HB 1164 on water and sewage rate consolidation and limited-income mechanisms was amended to remove rate-consolidation provisions, require a PSC study, and delay implementation. HB 1381 on stopping or parking in bike lanes added exceptions for emergency, transit, disability pickup/drop-off, disabled vehicles, loading/unloading, and construction or maintenance; HB 1504 prioritized sidewalk and bicycle pathway projects near highways with complete streets or Vision Zero policies; HB 912 adjusted community cat trap-neuter-return rules; and HB 969 clarified electric vehicle charging billing and service fees.
The most extended debate centered on HB 639, the Transportation Aviation Passenger Health and Safety Act. After amendments turned it into a reporting measure for fixed-base operators and aviation service companies regarding flights carrying detained individuals, warrants, refueling, and emergency-response documentation, members questioned its practical operation, safety implications, and possible federal preemption issues. The floor leader explained the bill as amended was intended to gather information for Maryland safety and emergency planning. On motion of the committee chair, the House agreed to special order HB 639 until the end of the session for further clarification. The House also amended and advanced HB 1063 on hunting management, including deer damage permits and Sunday hunting rules, and heard a brief statement from an Eastern Shore delegate about the Rural Caucus’s approach to offering amendments rather than opposing bills outright. The session ended with HB 972, creating the Maryland Fair and Agricultural Education Promise Fund, amended to rename the bill in honor of the late Delegate Charles Otto and to replace lottery funding with an annual appropriation; the House adopted the amendments and the favorable report.
NH
AR
Arkansas 2026 Regular Session
LEGISLATIVE JOINT AUDITING-COUNTIES AND MUNICIPALITIES Jan 8th, 2026
LEGISLATIVE JOINT AUDITING-COUNTIES AND MUNICIPALITIES
Transcript Highlights:
- That's my understanding of how the, once you worded it per the code, and that would be how the code would
- Pre-numbered receipts were not issued for all items of income as required by code.
- Arkansas Code... Izard County, 2024, under the Treasurer.
- Arkansas Code requires accounting management to maintain adequate financial records.
- I mean, I have the insurance on the buildings and how much they paid for the trucks.
Summary:
The committee first heard updates on delinquent private water and sewer reports. For reports due as of December 31, 2012, staff said five additional 2024 reports had been received since the December meeting, bringing the total of released escrow funds to 17 and leaving 26 still escrowed. For reports delinquent as of December 31, 2023, two more reports were received, bringing 59 of the original 64 into compliance and leaving five outstanding. Both update reports were filed without objection.
The committee then discussed Act 709 of 2021 and the town of Daisy’s repayment of street turnback funds. Staff said Daisy had made improper payments to a nonprofit, used restricted street funds for fire truck and fire department building costs, and had not adopted the required repayment ordinance or obtained approval for a reduced repayment percentage. Mayor Lisa Cogburn said the city council had not approved repayment because members disputed the amount, though she said the city had funds to pay. After questions from members and staff explaining the audit calculations, the committee adopted a motion requiring Daisy to repay 10% of unrestricted general fund revenues under the statute and to withhold turnback funds if the city fails to comply. The report was then filed.
The committee reviewed numerous deferred and current audit findings from cities, counties, and water systems. Several local officials appeared and described corrective steps, including Harrison district court, Carroll County airport, Izard County treasurer, Alexander district court, Town of 56 officials, Bull Shoals, Lone Oak County, Beaver, Central City, Gravette, Ralston Water Department, Thornton Waterworks, Ozan, and Lee County. Findings included missing or inaccurate reconciliations, unsupported credit card charges, payroll and compensation issues, improper use of public funds, missing receipts, and budget overruns. Some matters were referred to the prosecuting attorney and Attorney General, including Bull Shoals and Lone Oak County, while others were filed or deferred as appropriate. The committee also deferred two private water and sewer reports for lack of proper responses, filed 19 reports with resolved findings, and filed 53 reports with no findings.
Before adjourning, the committee set its next meeting for February 12, 2026.
NM
New Mexico 2025 Regular Session
IC - Revenue Stabilization and Tax Policy Dec 16th, 2025 at 09:08 am
Revenue Stabilization & Tax Policy Committee
Transcript Highlights:
- Insurance premium taxes were increased.
- The patient pays 20, the insurance pays 80, or whatever their insurance dictates.
- So to answer that question, the insurance companies dictate the co-pay, deductible, and co-insurance
- We are essentially a self-funded insurance pool, and those we cannot regulate as an insurance company
- That is the number for the co-insurance addition.
MN
Transcript Highlights:
- Uh, part of this bill has a task force to look at property insurance.
- <00:03:53.040>
rising um are affecting insurance rising um are affecting insurance rising - insurance<00:03:53.920>
costs insurance costs insurance costs um<00:03:56.560>based <00 - Will that be part of insurance costs?
- There's 200,000 one time in insurance.