Transcript Highlights:

• But it doesn't talk specifically about including statistics on the reduction of long-term costs by the
• But it doesn't talk specifically about including statistics on the reduction of long-term costs by the
• But it doesn't talk specifically about including statistics on the reduction of long-term costs by the
• difficult time getting liability difficult time getting liability insurance.<01:20:21.520> And
• When liability markets harden, that impact is felt acutely, as I've mentioned.

Keywords: 1189, house, all

Transcript Highlights:

• Because there's not a big reduction in blue shirts, right? Corrections officers.
• My first comment is any reduction in corrections officers shouldn't happen.
• liability.
• uh there is no liability on the injured<01:24:06.639> workers<01:24:06.960> part.
• So, the insurance carrier is accepting liability for the medical service that's been rendered.

Keywords: 1189, house, all

Transcript Highlights:

• It will extend a sunset on the liability fund that has never been touched, and it will make it easier
• counties reportedly already stopped issuing bench warrants in infraction cases without evidence of reductions

Summary: The Assembly convened, initially lacked a quorum, then completed the roll call and prayer, adopted routine procedural motions, and moved through the daily file with many bills passed and retained or passed outright. Early measures included AB 2417 on community college faculty retirement information, AB 1579 expanding the Children’s Crisis Pilot Program, AB 2041 on emergency medical services reporting, AB 1547 on a UC medical school feasibility study in Kern County, and AB 1552 directing higher education segments to report on civic engagement and democracy education. The body also took up SB 73, an urgency elections-security bill, where supporters argued it would protect ballots, voting systems, and election workers from interference, while opponents said it could be unconstitutional, partisan, and overly restrictive of local and federal investigations. SB 73 passed with urgency and immediate transmittal to the Senate. The Assembly then approved a long series of policy bills, many with unanimous or near-unanimous votes, including AB 1554 on California Earthquake Authority transparency, AB 1584 on civil rights duties at the Air Resources Board, AB 1592 on the California Indian Cultural Center, AB 1629 on direct payment to dentists, AB 1645 on prison visitation physical-contact rules, AB 1688 on foster care notice and accountability, AB 1699 on prescribed and cultural burns, AB 1738 on virtual final inspections for single-family homes, AB 1741 on charging sexual battery during a residential break-in as a wobbler, AB 1802 on mitigation lands endowments, AB 1813 on community renewable energy program changes, AB 1899 creating a youth homelessness prevention office, AB 1904 on a credentialing apprenticeship program, AB 1941 on organized metal theft, AB 2043 on drone-attack prevention for mass gatherings and critical infrastructure, AB 2054 on paid family leave for military relatives, AB 2081 on home-based Medi-Cal care, AB 2116 on predatory lending, AB 2122 limiting bench warrants for vehicle-code infractions, AB 2176 on student housing coordination, AB 2187 on tribal public-contract exemptions, AB 2221 on charitable fundraising processing deadlines, AB 2232 on advance parole hearing reporting, AB 2235 on confidentiality of judges’ home addresses, AB 2250 on cannabis/hemp enforcement cleanup, and AB 2266 on electricity. Most measures were described as support or bipartisan bills and passed with little or no opposition. A few bills drew notable debate or recorded opposition, including AB 1813, AB 2122, and SB 73, though all ultimately passed. After finishing 35 items, the Assembly announced it would return the following week with a much larger file, noted upcoming floor amendment deadlines, and adjourned until Tuesday, May 26 at 1 p.m. A post-adjournment vote change was also recorded, changing Assembly Member Dixon’s vote on AB 2041 from aye to no.

Transcript Highlights:

• It will extend a sunset on the liability fund that has never been touched, and it will make it easier
• counties reportedly already stopped issuing bench warrants in infraction cases without evidence of reductions

Keywords: 988, house, all

Summary: The Assembly convened after a quorum call, prayer, and pledge, then moved quickly through a long Third Reading File. Early measures included AB 2417 on community college faculty retirement information, AB 1579 expanding the Children’s Crisis Pilot Program, AB 2041 on EMS compliance reporting, AB 1547 directing a feasibility study for a UC medical school in Kern County, and AB 1552 on civic education and democracy engagement in public higher education. All of these passed, with AB 1547 and SB 73 treated as urgency measures requiring 54 votes. A major floor debate centered on SB 73, an elections security bill presented by Assembly Member Pellerin. Supporters said it would protect ballots, voting systems, and voter data from unlawful seizure or political interference, while opponents argued it could hinder investigations, create constitutional problems, and reduce local law enforcement flexibility. After extended debate, the bill passed 54-16 on both the urgency and the measure, with immediate transmittal to the Senate. Other notable bills passed included AB 1554 on California Earthquake Authority transparency, AB 1584 on civil rights duties at the Air Resources Board, AB 1592 on the California Indian Cultural Center, AB 1629 on direct payment to dentists, AB 1645 on prison visitation contact rules, AB 1688 on foster care notice requirements, AB 1699 on prescribed and cultural burns, AB 1738 on virtual home inspections, AB 1741 on sexual battery during residential break-ins, AB 1802 on mitigation lands, AB 1813 on community renewable energy, AB 1899 creating a youth homelessness office, AB 1904 on teacher apprenticeship credentialing, AB 1941 on organized metal theft, AB 2043 on drone threats to mass gatherings and infrastructure, AB 2054 on paid family leave for military relatives, AB 2122 on bench warrants for infractions, AB 2176 on student housing planning, AB 2187 on tribal contracting exemptions, AB 2221 on charitable fundraising processing deadlines, AB 2232 on parole hearing reporting, AB 2235 on judicial home address confidentiality, AB 2250 on hemp enforcement cleanup, and AB 2266 on electricity. Most measures passed overwhelmingly, many unanimously. A few drew limited opposition, including AB 1552, AB 1584, AB 1813, and AB 2122, but all still passed. The Assembly then retained or passed through the remaining file items, announced upcoming deadlines for floor amendments, and adjourned until the next scheduled session.

Transcript Highlights:

• The reduction in the herd size has been achieved through natural attrition and fertility control management
• It is limiting the liability that a person has done to each and every one of us and has spewed it as

Summary: The House met, opened with prayer and the Pledge, approved the prior journal, and first took up a motion to request Senate consent for an extended adjournment. Representative Volk opposed the motion, arguing members should keep working on unfinished business, while Speaker Montenegro said the House had completed its current budget work and was waiting on the governor to return to negotiations. The motion passed 31-20, and the House also agreed to a related Senate adjournment request and to return HB 2415 to the Senate for reconsideration. The chamber then went into Committee of the Whole and considered several Senate bills. SB 1199, concerning the Salt River wild horse herd, was amended to pause removals for a genetic diversity study and received a do-pass recommendation. SB 1399 on Medicaid spending transparency, SB 1496, SB 1497, SB 1582, SB 1713, and SB 1798 were also amended and advanced. SB 1713 drew the most debate, with supporters saying it would expand pharmacist access to basic care and improve rural and veteran access, while opponents warned it expanded scope of practice beyond pharmacists’ training. The House later adopted the Committee of the Whole report, ordered several bills engrossed, and sent SB 1399 to third reading. In a second Committee of the Whole, SB 1214 and SB 1670 were further amended and advanced. The House then moved to third reading and voted on multiple bills. SB 1006, SB 1037, SB 1171, SB 1242, SB 1270, SB 1419, SB 1429, SB 1445, SB 1452, SB 1478, and SB 1566 passed, while SB 1099 and SB 1635 failed on the initial vote. Members then used reconsideration motions to place SB 1006 and SB 1635 back on the third-reading calendar. The session ended with personal privilege remarks recognizing correctional officers, Cinco de Mayo guests, Missing and Murdered Indigenous Peoples Awareness Day, and other tributes, followed by adjournment until June 1, 2026.

Transcript Highlights:

• Why did that reduction occur while all the other assessment ratios remained the same?
• This bill also does not create new funding for schools but instead shifts tax liability in a way that

Bills: SB1221, SB1293, SB1294, SB1430

Keywords: taxpayer protection, law interpretation, transparency, public hearings, tax policies, GPLET, abatement, tax incentives, local government, property improvement, central business district, property tax, assessment, destruction, proration, Arizona Revised Statutes, Arizona tax corrections act, transaction privilege tax, sales tax, use tax

Summary: The House Ways and Means Committee heard several tax-related bills. SB 1293 would prohibit abating Government Property Lease Excise Tax revenues attributable to school districts, while still allowing abatements for counties, cities, towns, and community college districts. Supporters, including the sponsor, Arizona Tax Research Association, and NFIB, argued that GPLET shifts costs to other taxpayers and the state general fund through school aid backfill, while opponents from the City of Phoenix, City of Mesa, Greater Phoenix Economic Council, and the League of Arizona Cities and Towns said GPLET is an important redevelopment tool that supports urban projects, housing, and long-term tax base growth. After extensive debate over tax shifts, school backfill, and local redevelopment impacts, the committee passed SB 1293 on a 5-3 vote. The committee then considered SB 1294, a clarification to property tax classification rules for property destroyed by fire, flood, or other verifiable accident. The bill would allow assessors to keep the pre-destruction classification in place for up to five years or until a verifiable change in use occurs. The sponsor and Arizona Tax Research Association said the measure restores the prior intent of the law and corrects an inadvertent change. The committee approved SB 1294 with a due pass recommendation by a 6-1 vote, with one present and one absent. Finally, the committee took up SB 1430, an annual technical corrections bill for tax statutes administered by the Department of Revenue. An amendment was adopted to remove a disputed unclaimed-property limitations provision after the sponsor said he would strip out any nontechnical item that drew concern. The Department of Revenue supported the bill and the amendment, and the committee passed SB 1430 as amended by a 7-0 vote, with one present and one absent.

Transcript Highlights:

• flexibility for water agencies to adequately prepare for a power shutoff and protect agencies from legal liability
• then walked in with a bill that said, and in order to help the water districts afford this risk reduction

Keywords: 988, house, all

Transcript Highlights:

• several different designs, several different commercial activities, but none of them have proven liability
• really hope the New Mexico way on data centers isn't unlimited pollution, unlimited air quality reductions
• really hope the New Mexico way on data centers isn't unlimited pollution, unlimited air quality reductions

Bills: SB78, SB235, SB22, SB310

Keywords: nuclear energy, renewable energy, sustainability, carbon emissions, energy regulation, microgrid, zero carbon resources, Public Regulation Commission, energy generation, electric utilities, motor vehicle manufacturers, licensing, dealers, franchise agreements, consumer protection, water supply, sewage improvements, environment, funding, Mora County

Transcript Highlights:

• One of them is first, there's an on the savings and efficiencies reduction of outside counsel, and then
• like you ought to be able to look from a prior year how much was spent and see whether there was a reduction
• with those agencies, do we have agreements in place that will protect the state of Oklahoma from liability

Keywords: 914, all

Transcript Highlights:

• So again, exploring ways to reduce our fiscal kind of liability within that legal structure.
• I think many of you have probably been seeing announcements and media talking about reductions of services
• Announcements and media talking about reductions of services, layoffs from hospitals, and that is, I'll

Summary: The committee heard a JLARC presentation on the Department of Health’s oversight of hospital inspections, complaints, and reporting. JLARC said DOH was late on 72% of acute care hospital inspections as of December 2024, had not verified that third-party accrediting standards were substantially equivalent to state standards, did not consistently require proof of those inspections, did not review adverse health event corrective plans, and could make hospital data more accessible. JLARC also raised a possible language-access barrier in the complaint system. Members asked about complaint filing by staff, the meaning of adverse health events, inspection outcomes, and whether the audit compared DOH to other agencies. JLARC said it had not reviewed inspection results or cross-agency comparisons, but noted inspectors were dedicated and working long hours. DOH later said it concurred with the recommendations and outlined a strategic plan with target dates for improving timeliness, verifying accreditation standards, expanding language access, reviewing adverse event laws, and improving public data access, with annual reporting to the Legislature expected. The committee then heard a Department of Health presentation on certificate of need modernization. DOH described the current certificate of need process, which reviews need, financial feasibility, quality, and cost containment for certain facility changes and new services, and said the program has not been modernized since the 1980s. DOH proposed 10 statutory modernization recommendations, including clarifying the program’s purpose, creating a planning entity, adding flexibility, reducing legal costs, updating access-to-care standards, expanding oversight to freestanding emergency departments and urgent care, addressing equity, improving cost control coordination, strengthening long-term funding, and using better data systems. Members asked about oversight of freestanding urgent care and EDs, funding sources, and whether the process could be streamlined or made more responsive to complaints or other triggers. A third panel discussed artificial intelligence in health care. Lucy O’Rourke of the Coalition for Health AI described CHAI’s work on responsible AI principles, technical standards, model cards or “nutrition labels,” testing and governance tools, and educational resources for providers. She said the group is focused on trust, transparency, fairness, safety, security, and privacy, and noted Washington’s AI-related policy work as among the more progressive in the country. No questions were asked. The final portion focused on the financial impact of federal and state health care policy changes. The Washington State Hospital Association said hospitals are facing low or negative operating margins, service reductions, layoffs, and closures, and that state cuts and taxes enacted in 2025, combined with federal HR1 changes, will significantly worsen finances. Providence Swedish leaders described staffing reductions, service cuts, delayed capital investments, and pressure from denials, tariffs, and reimbursement changes, while emphasizing that frontline staffing cuts are tied to service reductions rather than nurse-to-patient ratio changes. The Washington Health Benefit Exchange then began a presentation on expiring federal ACA premium tax credits, state Cascade Care Savings assistance, and eligibility changes affecting lawfully present non-citizens, with examples showing large premium increases for customers if federal subsidies expire.

Transcript Highlights:

• asking the legislature in certain circumstances with governmental contracts, whether it be civil liability
• I'm laying out House Bill 4880, which is a simple bill that will require that the temporary speed reduction
• not a perfect solution to all the traffic deaths, but I think it actually... might provide some reduction

Bills: HB2007, HB2863, HB2921, HB3331, HB3332, HJR144, HB3514, HB3528, HB3720, HB3751, HB3859, HB3947, HB4148, HB4346, HB4880, HB5603, HB4337

Keywords: commercial signs, county approval, transportation code, regulations, road signage, vehicle title, revocation, hearing process, Transportation Code, county assessor-collector, confidentiality, personal information, local government, airport data, public records, vehicle regulation, transportation, steel industry, state fees, safety standards

Transcript Highlights:

• THREE AND THEY TRULY DO NOT BELONG WITHIN THIS BILL AND THERE WILL BE UNINTENDED CONSEQUENCES AND LIABILITY
• I WANT TO SAY THANK YOU SENATOR GRUTERS FOR THE REDUCTION DOWN TO 300 FROM A 500.
• SO THE POSSIBILITY OF FIVE YEARS AND TWO YEARS PROBATION AND TWO YEARS ON PROBATION SO THERE IS A REDUCTION

Keywords: 999, senate, all

Transcript Highlights:

• We have seen an immediate reduction, measurable reduction in traffic fatalities by up to 20 to 25%.
• Many hospitals are now organizes under liability corporations which are not considered corporations.

Keywords: 999, senate, all

Transcript Highlights:

• There is no change or increase in their tax liability from yesterday to today or whenever this bill is
• President, I believe that it is inherent to the population that they serve and the liabilities that they
• Just out of curiosity, I was wondering what was maybe the catalyst or the impetus for the reduction?
• JUST OUT OF CURIOSITY, I WAS WONDERING WHAT WAS MAYBE THE CATALYST OR THE IMPETUS FOR THE REDUCTION?
• And again, I think when we team up a reduction in some of the grants and not offering the tax relief,

Keywords: 993, senate, all

Summary: The Senate opened with the Pledge of Allegiance and an invocation, then approved the prior day’s Journal and moved into motions, resolutions, and budget-related business. Senator Gianaris called up Senate Print 5898A for reconsideration; the Senate voted 59 ayes to restore the bill to the third reading calendar. Several amendments were also received on third-reading bills, and the Finance Committee was called into session while the chamber proceeded with resolutions. The Senate adopted Resolution J.2106 recognizing Second Chance Month and the mental health impacts of incarceration, with Senator Brisport speaking in support and a guest from the community recognized in the chamber. The body also adopted Resolution J.1492 designating May 27, 2026, as Taiwan Heritage Day, with remarks from Senators Sepúlveda, Stavisky, and Liu highlighting Taiwanese contributions to New York and expressing support for Taiwan amid current geopolitical tensions. The Finance Committee then reported several budget bills, including Senate Prints 9003D, 9004D, 9007C, and 9009C, which were moved to third reading. The remainder of the session focused on the supplemental and controversial budget calendars, especially tax and spending provisions. Senators debated the “Protecting Our Wallets” energy rebate, with supporters describing it as a one-time check for eligible taxpayers and critics arguing it was too small and not tied directly to utility bills; the chamber accepted the message of necessity and laid the bills aside. Members also debated extensions and changes to tax provisions affecting corporations, alternative fuel exemptions, Broadway and theatrical production tax credits, charitable deductions for certain 501(c)(3)s, nicotine pouch taxes, a new New York City pied-à-terre tax, and a standardbred horse-racing testing fee. Several senators criticized the budget as raising costs or favoring certain industries, while supporters defended the measures as revenue-raising, affordability, or public-health policies. No final votes on the controversial budget bills are shown in the excerpt beyond procedural rulings, adoption of the resolution calendar, and acceptance of committee reports.

Transcript Highlights:

• placement of student, placement changes of the student, removal of an entire service, and either a reduction
• parental consent form shall not be required in situations where placement, removal, addition, change, reduction
• in services in the IEP of a child with a disability Change, reduction in services in the IEP of a child
• that I want to ask you about is there are two places in your bill where I see that there is some liability

Keywords: 959, house, all

Summary: The House convened with prayer and the Pledge of Allegiance, approved the House Journal for the previous day by a vote of 123-1, and then recognized a series of special guests, including a physician, several sheriffs, school groups, interns, and other visitors. The chamber then moved into third reading and perfection of bills, with some measures sent to the informal calendar before debate began on House Bill 1758, which would make daylight saving time permanent in Missouri. Supporters argued it would end the twice-yearly clock change and could improve productivity and convenience, while opponents raised concerns about dark winter commutes, safety, and health effects. The bill passed third reading by a vote of 107-31 with two present. The House next took up House Bill 3329, which repeals expired or unused tax credits to clean up the statutes and reduce Department of Revenue reporting work. Members from both parties generally supported the bill as a government-efficiency and accountability measure, though one member questioned whether removing credits from statute could make them harder to revive later. The bill was perfected and printed without opposition. The chamber then considered House Bill 3405, which clarifies that the state and local tax (SALT) pass-through entity provision is a deduction rather than a tax credit, with sponsors saying the change would streamline Department of Revenue processing and improve the accuracy of tax credit reporting. That bill was also perfected and printed after discussion about tax administration and fiscal note implications. Finally, the House debated House Bill 2426, a parental rights bill covering education, medical, privacy, and related decisions for children, and applying a strict-scrutiny standard to government actions affecting those rights. Debate focused heavily on whether the bill merely codified existing protections or expanded parental authority in ways that could affect school records, recordings, evaluations, truancy, medical consent, and district transparency requirements. The House adopted House Amendment 1 by a vote of 98-25 with six present, an amendment addressing IEP procedures and requiring parental consent for certain major changes unless due process requirements are met. Further debate continued on the underlying bill, with supporters emphasizing parental involvement and opponents warning about unintended consequences for schools, child welfare, and existing legal standards.

Transcript Highlights:

• workforce shortages, annual wage increases like cost-of-living adjustments, increased expenses for liability
• Those include covered service changes resulting in claims denials and revenue reductions without a commensurate
• Those include covered service changes resulting in claims denials and revenue reductions without a commensurate
• potential pharmaceutical spend, but it does not look at the overall potential for an overall spend reduction

Bills: SB1086, SB1193, SB1318, SB1345, SB1346, SB1451, SB1496, SB1611, SB1630, SB1631, SB1632, SB1672

Keywords: reimbursement, healthcare, laboratory services, noncontracting providers, Arizona health care cost containment, personal identifying information, PII, privacy, confidential records, public records exemption, commercial disclosure, data privacy, licensure, certification, health professions, health care licensing, Arizona Department of Health Services, ADHS, emergency medical care technician, EMCT

Summary: The committee first approved the February 4 minutes and then heard Senate Bill 1086, which would require AHCCCS contractors to reimburse non-contracting providers for certain laboratory services when a member was referred by a contracting provider, and would bar prior authorization for diagnostic services and retaliation tied to such referrals. AHCCCS testified neutral but warned the prior-authorization ban could increase utilization and create fiscal and federal compliance concerns. The committee adopted the Warner amendment limiting non-contracting reimbursement to no more than contracting-provider rates, then passed SB 1086 as amended on a 4-2 vote. The committee next took up Senate Bill 1611, an emergency measure to require AHCCCS to contract with an administrative services organization for program integrity and case management functions for the American Indian Health Plan, while keeping AHCCCS ultimately responsible. The chair’s amendment expanded the ASO’s duties to include provider support, quality improvement, and data analytics, removed AHCCCS claims payment authority, added more tribal observers, and exempted IHS and tribal facilities. Testimony strongly supported reforming the system after fraud and overcorrection harmed Native members and providers, but AHCCCS raised concerns about the fast timeline, possible duplication of fraud-fighting functions, and the need for 45 days of tribal consultation. The committee adopted the amendment and passed SB 1611 as amended on a 5-2 vote. Senate Bill 1630 would create a Medicaid-funded home and community-based services program for adults with serious mental illness, capped initially at 250 members under the Angius amendment, with semiannual reporting and a process for future expansion only if costs are reduced or neutral. Supporters said the bill would help the sickest SMI patients avoid repeated hospitalizations, jail, and homelessness, and could save the state general fund by shifting costs to federal Medicaid funding; AHCCCS was neutral and said it was finalizing the fiscal estimate. The committee adopted the amendment and passed SB 1630 unanimously. The committee also passed SB 1193, protecting emergency medical care technician personal information from disclosure; SB 1318, repealing an outdated state dense-breast notification requirement to align with FDA language; and SB 1345, restricting anonymous complaints against health care institutions, though AHCCCS warned that federal law may still require investigation of complaints from any source and that the bill could reduce reporting and invite litigation.

Transcript Highlights:

• So the reason for the reduction was, again, twofold.
• Do we have, Madam Chair, do we maybe walk me through why there was a reduction?
• Do we have, Madam Chair, do we maybe walk me through why there was a reduction?
• They're not named in suits, while our private practice hospitals are really, really exposed to liability

Bills: SB37, SB29

Keywords: high-quality literacy instruction, science of reading, structured literacy, reading instruction, literacy assessment, dyslexia screening, phonics, phonemic awareness, fluency, vocabulary, comprehension, biliteracy, English language learner, ELL, bilingual education, dual language program, reading intervention, reading difficulty, reading improvement plan, literacy coach

Transcript Highlights:

• There's also provision that allows for earn time credit reductions.
• Um, you for earn time credit reductions.
• But with that, I liability concerns.
• liability of me being an employee there. liability of me being an employee there.
• What about are countless liabilities?

Keywords: 1191, senate, all

Transcript Highlights:

• note that you have, that Representative Shawnberger's verse addressed, does show that there's a reduction
• <00:58:34.480> in<00:58:35.280> uh does show that there's a reduction in uh does show
• that there's a reduction in uh in<00:58:35.839> the<00:58:36.240> in<00:58:36.400>
• in ETF revenue taking the the reduction in ETF revenue and<01:17:02.159> converting<01:17:02.560
• “As I understand the pilot statute, it would absolve you from tax liability, which would include SWEPT

Keywords: 928, house, all

Summary: The hearing focused on House Bill 302, which would allow the state treasurer to invest public funds in precious metals and digital assets. The sponsor was not present, so Representative Urs introduced the bill briefly and said he did not know much about it. No one from the Treasury Department testified, and members repeatedly noted the treasurer’s absence. Susan Elme testified against the bill, arguing that these investments are highly volatile and contrary to the treasury’s duty to remain stable and liquid. She said the bill should be killed. In questioning, she estimated the 5% cap in the bill would amount to roughly $10 million, depending on available funds, and said such investing would be more appropriate for an individual day trader than for the state treasury. Members also discussed prior legislative experience with Bitcoin-related proposals and raised concerns about whether the treasury had the staff expertise to manage commodity or digital asset investing. The committee did not take a final vote; instead, it agreed to hold a work session and seek additional information from the treasurer, with a plan to revisit the bill on April 1.

Transcript Highlights:

• the cost of goods and services that Texans buy, while Texas leaders have dedicated themselves to reduction
• It permits the legislature to determine the limit of liability for all damages and losses of the provider
• So you can limit not the liability; you could impose caps, let's say. Mr.
• It allows the legislature to essentially determine. limits of liability for non-economic damages, but
• words, it would be a constitutional amendment that prohibits you from determining the limits of liability

Bills: HB4806

Keywords: civil action, damages, health care services, noneconomic damages, negligence, legal standards, 1184, house, all