Video & Transcript Research : 'insurance programs'

Page 117 of 500
MN

Minnesota 2025-2026 Regular Session

Committee on Finance - 05/08/26

Finance

Transcript Highlights:
  • addressing areas that relate to program addressing areas that relate to program integrity<00:03:
  • proposal relating to enhancing program proposal relating to enhancing program integrity<00:07:36.479
  • proposal related to enhancing program proposal related to enhancing program integrity<00:10:48.560
  • Then I guess I assistance program.
  • counties are financing these programs counties are financing these programs already?
Keywords: 1187, senate, all
NM

New Mexico 2025 Regular Session

IC - Water and Natural Resources Jun 3rd, 2025

Water & Natural Resources Committee

Transcript Highlights:
  • Uh, I would highlight, um, the fire insurance issue.
  • to find other insurance.
  • and maybe they could do some research on how to bring a thinning program in.
  • Conservation programs, things like that.
  • Um, if we have to absorb more federal programs into New Mexico in our budget.
KY
Transcript Highlights:
  • In our Kentucky Children's Health Insurance Program, we receive 80% of those funds from the federal government
  • Program.
  • <00:03:52.560> program<00:03:53.079> we children's health insurance program we children's
  • health insurance program we receive<00:03:53.959> 80%<00:03:54.959> of<00:03:55.159>
  • our Kentucky children's health insurance our Kentucky children's health insurance program<00:04:
Keywords: 958, all
Summary: The Budget Review Subcommittee on Health and Family Services met with a quorum still coming together and first handled roll call and minutes. The main presentation came from the Department for Medicaid Services, with Commissioner Lisa Lee and CFO Steve Beckle giving an overview of Kentucky Medicaid, its federal-state financing structure, and the department’s 1915(c) home- and community-based waiver programs. They explained FMAP funding levels for traditional Medicaid, administration, IT, expansion adults, and CHIP, and noted the size of the program, including more than 600,000 Kentucky children eligible for Medicaid or CHIP, about 485,000 expansion adults, over 69,000 enrolled providers, and $18.5 billion in 2024 expenditures. A major focus was the waiver system, including the acquired brain injury waivers, model waiver, independence waiver, Michelle P. waiver, and Supports for Community Living waiver. The department said these waivers are intended to keep people with physical or developmental disabilities in home and community settings rather than facilities, and that many services are not covered by Medicare or commercial insurance. Officials described participant-directed services, interagency administration, and eligibility rules, including that some waiver programs use the child’s income only rather than family income. They also reported an unduplicated waiver wait list of 13,930 people and said the General Assembly had added waiver slots in the last budget, including 650 ABI slots and 1,275 more to be allocated July 1, 2025. The department also discussed a waiver rate study conducted by Guidehouse, explaining that CMS requires a defensible rate methodology because there is no Medicare or commercial benchmark for many waiver services. They said the study used cost and wage surveys, provider and stakeholder input, and aimed to improve transparency, provider stability, and rate parity. Officials reviewed prior COVID-era Appendix K rate increases and budget-driven increases, and said the budget ultimately funded rates at about 70% of the benchmark study, while preserving higher existing rates where needed so no provider would be cut. They highlighted larger differences in behavioral support and case management rates, and said a public report is available. Members asked several questions about the potential impact of federal FMAP changes, especially possible reductions in the enhanced match for expansion adults and Medicaid IT/admin activities. DMS said any FMAP reduction would require more state general fund dollars, estimating about $75 million for each 1% drop in the expansion match, while impacts on administrative IT funding would depend on the systems being built or implemented in a given year. Members also pressed for clarification on waiver wait-list procedures, funded versus filled slots, and what happens when someone on the wait list is later found ineligible. DMS said people on the wait list may not yet have been assessed, can be reevaluated if conditions change, and are still eligible for regular Medicaid state-plan services if they qualify, even if they are waiting for waiver services.
CA

California 2025-2026 Regular Session

Senate Budget and Fiscal Review Committee Jun 17th, 2026

Budget and Fiscal Review

Transcript Highlights:
  • all of our health and safety net programs.
  • further reductions to the Medi-Cal program.
  • get their insurance.
  • Share on their insurance, whether it's Blue Cross, Blue Shield, I don't care where they get their insurance
  • That's always been a state-funded program.
Keywords: 987, senate, all
MN
Transcript Highlights:
  • So, do off of their health insurance.
  • That means that we as people who have health insurance and pay for health insurance are going to pay
  • we as people who have health insurance we as people who have health insurance and<00:12:25.000><
  • :26.240> we're and pay for health insurance, we're and pay for health insurance, we're going<00
  • That, you know, that the SNAP program.
Keywords: 918, senate, all
Summary: Senate DFL senators discussed the Health and Human Services supplemental budget on the floor, framing it as a response to federal HR 1 and related Trump administration policies that they said shift costs to states, counties, hospitals, and families. Senators Liz Bolden, Lindsey Port, Erin Murphy, Alice Mann, and Rob Kupec argued the bill is needed to backfill cuts to Medicaid and SNAP, stabilize hospitals, and prevent property tax increases and service disruptions. They said the package totals about $700 million, with more than $250 million aimed at hospital support and roughly $300 million to help counties absorb food-support cost shifts. Members described the federal changes as adding red tape and work-reporting requirements that would cause eligible people to lose coverage, with estimates cited of more than 150,000 Minnesotans losing Medicaid and about 62,000 losing individual-market coverage due to higher premiums. They also said counties would face new administrative burdens and hiring needs, and that rural hospitals, safety-net providers, and EMS systems would see more uncompensated care. One senator noted Dakota County could face an additional $11 million next year and property tax increases, while another said Minnesota hospitals could see charity care rise by more than $269 million next year. The discussion also covered specific funding in the bill, including $300 million for hospital stabilization, with $150 million for HCMC, nearly $115 million for other hospital stabilization grants, almost $18 million for community safety-net providers, and $15 million for rural EMS uncompensated care. Senators said these funds are short-term measures, not long-term fixes, and that if the state did nothing, the health care system and SNAP administration could collapse. They said they do not expect Republican support in the Senate and suggested longer-term options could include federal changes after the next election or state-level tax changes on the ultra-wealthy. No vote outcome was stated in the excerpt, but the senators indicated the bill would move forward with DFL support.
NV

Nevada 2025 Regular Session

Senate Floor Session Jun 2nd, 2025 at 12:00 pm

Nevada Senate Floor Meeting

Transcript Highlights:
  • This bill revises provisions relating to health insurance. Any further remarks?
  • Assembly Bill 428 requires public and private health insurance plans, including Medicaid, and insurance
  • It creates a policy that benefits insurance companies, not patients.
  • requests to the Division of Insurance.
  • Major insurance companies like American National, Shelter Insurance, and AAA have already left or significantly
Keywords: 909, all
MN

Minnesota 2025-2026 Regular Session

Committee on Education Finance - 03/19/25

Education Finance

Transcript Highlights:
  • And I might be stealing my program.
  • Not just another program.
  • programming for students, etc. programming for students, etc.
  • We have jobs for people to do in the... programs. This puts local boards in a programs.
  • program for the state.
Keywords: 1187, senate, all
MN

Minnesota 2025-2026 Regular Session

Minnesota House passes commerce policy, finance bill during special session 6/9/25

Minnesota House Floor Meeting

Transcript Highlights:
  • able to extend the reinsurance program able to extend the reinsurance program for<00:03:38.400><
  • large number of things in the insurance large number of things in the insurance realm.<00:03:47.840
  • for these insurance policies.
  • really just listened to the insurance really just listened to the insurance companies,<00:08:59.680
  • customers for these insurance policies. customers for these insurance policies.
Keywords: 1183, house
FL

Florida 2026 Regular Session

Transportation Mar 25th, 2025

Transportation

Transcript Highlights:
  • You mentioned insurance companies.
  • Will this have any effect on rate insurance premiums for drivers?
  • Senator Jones. somebody to have insurance.
  • It removes language amending the department's current landscaping program.
  • It removes language amending the department's current landscaping program.
Summary: The committee met with a quorum present and heard a series of transportation-related bills, most of which were reported favorably. SB 532 would exempt 100% disabled veterans from paying Florida tolls. SB 1738 would allow certain counties that previously opted out of transportation concurrency to opt back in by maintaining current levels of service, though there were concerns about congestion and future growth. SB 1696 aimed to reduce transportation network company driver impersonation, allow transit authorities to contract with ride-share platforms, and permit those platforms to participate in state-funded paratransit trips. SB 1378, as amended, would allow courts to order restitution in standard leaving-the-scene crashes; the amendment made restitution discretionary and required that the driver caused or contributed to the crash. SB 1210 would increase penalties for red-light and stop-sign crashes and require bodily injury insurance for drivers who cause such crashes. SB 1820, via strike-all amendment, addressed dealer-manufacturer relations by requiring written explanations of performance measures, prohibiting retaliation against dealers asserting statutory rights, and limiting franchise termination or nonrenewal to substantial breaches. SB 1246 created a specialty license plate for safe coastal wildlife, with proceeds going to the Zoo Miami Foundation for conservation work and an amendment allowing up to 10% for administrative and marketing costs. The committee also considered SB 574, which would allow Florida residents with Purple Heart license plates to pass tolls free of charge; the bill was amended to change the plate reference to a specialty plate and was reported favorably. SB 1662, the FDOT department bill, was substantially revised by strike-all amendment covering a wide range of transportation issues, including USF’s role in the Florida Transportation Research Institute Consortium, Florida Transportation Commission provisions, seaport and airport-related changes, strategic space infrastructure, sewer lines in rights of way, small county road assistance, aggregate supply chain programs, and Jacksonville Transportation Authority board appointments. Testimony on SB 1662 included support from USF and the Florida Public Transportation Association, which raised concerns about added oversight and bureaucracy for transit systems. Most bills received support from affected stakeholders, and several were amended before final favorable votes. Roll calls were taken on each measure, and all of the listed bills were reported favorably by the committee. At the end of the meeting, senators requested to be recorded as voting in the affirmative on several bills, and the committee adjourned after a brief personal privilege remark from Chair Collins.
VT

Vermont 2025-2026 Regular Session

House Session - 2026-03-18 - 2:32PM

Vermont House Floor Meeting

Transcript Highlights:
  • insurance reforms. insurance reforms.
  • insurer insurer accountable.
  • insurance-style reporting.
  • insurance, but but clearly they're not. insurance, but but clearly they're not.
  • Program or VHIP. Program or VHIP.
Keywords: 926, house, all
Summary: The House resumed consideration of H.606 on firearm procedures and first took up Section 3 and its effective dates. A member from Northfield spoke at length in support, arguing the provision is narrowly tailored, based on actual dangerousness rather than mental illness alone, and is more limited than federal law because it applies only to specific court findings and is temporary, with rights restorable upon recovery. The House then approved Section 3 and its effective dates, approved the remainder of the Judiciary Committee report, and ordered third reading. The chamber then moved through third readings and passed H.385 on remedies and protections for victims of coerced debt, H.556 on exceptions to the state minimum wage, H.559 on the parole board, H.723 on posting of land, and H.757 on manufactured homes and limited equity cooperatives. On H.814, relating to neurological rights and AI in health and human services, the House adopted an amendment offered by the member from Burlington that required the advisory council to include proposed definitions for neurotechnology, artificial intelligence, and related terms in its report; the House Health Care Committee reported the amendment favorable 11-0-0, and the bill then passed. H.816, regulating the use of artificial intelligence in the provision of mental health services, also passed, as did H.927, technical corrections for the 2026 session. The House then took up H.930 on chronic absenteeism. The committee member from Manchester described the bill as an AOE proposal responding to high post-pandemic absenteeism rates and their impact on learning, and outlined provisions adding definitions, updating compulsory attendance language, requiring a state model policy, strengthening notification and truancy procedures, and preserving existing penalties. The member said the Education Committee heard from a wide range of education and child welfare witnesses and passed the bill 11-0. After a brief clarification on the absences section, the House proceeded toward third reading of H.930.
FL

Florida 2026 4th Special Session

February 3, 2026 - 02:30 PM

Transcript Highlights:
  • The Insurance and Banking Subcommittee will come to order. Kimberly, please call the roll.
  • Representative Redondo, Citizens Property Insurance Corporation.
  • Members, HB 943 is a bill that is intended to allow Citizens Property Insurance Corporation, which was
  • Do we have enough insurers for them at this time, or do you foresee that being a problem?
  • So this would not, unlike on the personal line side, where insurers are able to take policies out of
Summary: The Insurance and Banking Subcommittee met with a quorum present and heard four bills. HB 1231, relating to final disposition, funeral, and cemetery services, was presented as a consumer protection and workforce modernization measure. After questions about hospice/funeral provider exclusivity, direct disposal licensing, causes of action, and funeral director/embalmer licensure, the bill was amended by strike-all to remove some provisions and add authorization and regulation of natural organic reduction. Support came from funeral industry representatives, and the bill was reported favorably with the committee substitute. HB 943 would require Citizens Property Insurance Corporation to create a commercial lines clearinghouse by January 1, 2027, to move certain commercial residential and other commercial risks into the private market while maintaining current eligibility rules. The sponsor and members discussed Citizens’ remaining commercial exposure, surplus lines participation, and carrier financial-strength guardrails. A strike-all amendment conforming to the Senate version and making technical corrections was adopted, and the bill passed favorably with the committee substitute after supportive debate from members. HB 1221, a Department of Financial Services bill, was described as streamlining DFS processes, improving licensing, updating the My Safe Florida Home Program, strengthening public adjuster protections, and modernizing unclaimed property rules. Three amendments were adopted: notice before a My Safe Florida Home application is deemed abandoned, removal of a misdemeanor disclosure requirement for certain licensure applicants, and a provision allowing public officials to appoint or promote relatives to firefighter positions through a competitive process in a collective bargaining agreement. Testimony was generally supportive, including from firefighters and unclaimed-property claimants’ representatives, and the bill was reported favorably with a committee substitute. HB 99, concerning reinsurance intermediary managers, would exempt certain underwriting managers handling limited facultative reinsurance business from the intermediary manager statute and instead require an agency license. With no public testimony or debate, the bill was reported favorably. The meeting then adjourned.
MN

Minnesota 2025-2026 Regular Session

House Floor Session 4/23/26

Minnesota House Floor Meeting

Transcript Highlights:
  • travel insurance. travel insurance.
  • covered by the health insurer. covered by the health insurer.
  • Travel<02:03:41.600> insurance<02:03:42.120> also Travel insurance also Travel insurance
  • Insurers do not expect this bill to increase the cost of travel insurance.
  • insurance insurance industry. industry. industry.
Keywords: 919, house, all
Summary: The House convened with prayer, the Pledge of Allegiance, and a performance of the national anthem, then established a quorum and approved the previous day’s journal. Members handled routine business including second readings of several Senate files, first readings of House files 5067 through 5073, and messages from the Senate transmitting bills and requesting concurrence on House File 3437 and House File 1410. The House concurred in Senate amendments to HF 3437, a commerce bill with a technical cross-reference correction, and passed it 133-0. It also concurred in Senate amendments to HF 1410, a public safety bill on correctional officer procedures, and passed it 132-2 after members described the changes as clarifying and balanced for labor and management. The chamber then took up House File 3404, which increases penalties for impersonating a peace officer. The bill would raise the base offense from a gross misdemeanor to a felony, create aggravated offenses for impersonation involving unauthorized access, misleading orders, law-enforcement-style vehicles, or possession of a firearm, and add a duty for officers to identify themselves while protecting undercover work. Supporters, including the author and several members, tied the bill to the June 14, 2025 killings and said it was needed to restore public trust and protect both the public and legitimate law enforcement. The House passed HF 3404 134-0 after a moment of silence. The House also passed House File 3155, which closes a loophole in gift card fraud law by allowing prosecution based on the value stored on the card rather than just the plastic card itself. Supporters described organized retail crime schemes in which stolen gift cards are drained after activation and said the bill would help retailers, consumers, and law enforcement. The bill passed 134-0. Senate File 3958, which changes the deadline for a disaster assistance contingency account report from January 15 to January 31, also passed 134-0. Finally, the House considered House File 3875, the judiciary policy bill. An author’s amendment removed a section that had been unintentionally left in the bill, and members then discussed provisions allowing courts more flexibility in publishing notices, streamlining some notification requirements in dissolution cases, and making restitution orders permanent unless rescinded by court order. The transcript cuts off during discussion of the bill, before any final vote is shown.
TX

Texas 89th 2nd C.S.

Insurance May 20th, 2025

Insurance

Transcript Highlights:
  • Auto insurance rates increased by over 25%.
  • Auto insurance rates increased by over 25%.
  • health insurance right now, and it's one of the main drivers behind why health insurance rates...
  • rising property-casualty insurance costs.
  • In a 2021 study, it was found that 50% of state insurance commissioners nationwide had joined the insurance
Summary: The committee first took up several bills and voted them out favorably without amendment: SB 2857, relating to prescription drug purchasing proof for certain health benefit plan issuers and employers; SB 1307, relating to the biennial health coverage reference guide; and SB 527, relating to health benefit coverage for general anesthesia for certain pediatric dental services. Each of those motions passed on a 7-0 roll call. The main discussion centered on SB 1643, which would require prior approval from the Texas Department of Insurance for property and casualty rate changes above 10% from a previously filed rate. The chair framed it as a response to rate volatility and rising homeowners and auto premiums, while several members questioned whether it would slow a market that is already stabilizing and could encourage insurers to file repeated increases just under the threshold. Witnesses from consumer groups supported tighter oversight and argued for a lower threshold, while insurance industry representatives opposed the bill, saying Texas’s file-and-use system and competitive market work better and that the proposal could increase costs or create uncertainty. After testimony, SB 1643 was left pending. The committee then heard SB 1642, which would replace the single Texas Department of Insurance commissioner with a three-commissioner structure and an executive director. Supporters said it could improve accountability and transparency, while opponents argued the current single-commissioner model is more efficient and avoids confusion and added cost. Witnesses also raised concerns about open meetings issues, administrative expense, and the lack of a clear model from other states. SB 1642 was also left pending. Finally, the committee heard SB 2530, the Texas Windstorm Insurance Association omnibus bill. The bill would make a number of changes to TWIA’s governance and finances, including exempting TWIA from certain taxes, moving its headquarters to a coastal county, changing board composition and voting rules, and lowering the probable maximum loss standard from 1-in-100 to 1-in-50. Supporters said the bill would strengthen TWIA’s reserve funding and improve local relevance, while opponents warned it could increase assessments, reduce reinsurance protection, and create operational risks by relocating the headquarters to the coast. The bill was left pending, and the committee then adjourned.
HI

Hawaii 2026 Regular Session

HHS-LBT, HHS DEFER, HHS Public Hearings 02-04-2026

Health and Human Services

Transcript Highlights:
  • We provide payment integrity programs to employers, insurers and government agencies.
  • We provide payment integrity programs to employers, insurers and government agencies.
  • We provide payment integrity programs to employers, insurers and government agencies.
  • the the pilot program? the the pilot program?
  • So, I know it's a whole new program. So, I know it's a whole new program.
Keywords: 912, senate, all
Summary: The joint HHS and LBT meeting opened with accessibility concerns, as several blind attendees arrived after the general public had already been seated. The chair apologized and said future hearings would try to seat blind members earlier. The committee also announced the hearing was being streamed on YouTube, testimony would be limited to one minute, and written testimony was available online. The first bill heard was SB 2281, relating to the use of artificial intelligence in healthcare. The Department of Health supported transparency for patients but preferred disclosure through provider websites and office signage rather than a new regulatory program. The Hawaii Medical Association and Healthcare Association of Hawaii generally supported the bill’s intent but raised concerns about administrative burden and suggested a working group or model policies. Hawaii Pacific Health said it already uses AI for note-taking and patient portal functions and worried that written notice requirements could create too much consumer information. In response, the chair emphasized that patients should be informed when AI is used, especially if it affects diagnosis or consequential decisions, and said AI should not be making medical decisions. The committee later voted to recommend SB 2281 pass with amendments, including narrowing the definition of consequential decisions, removing certain language requested by DOH, adding a two-year implementation period, and setting a far-future defective date for further discussion; both committees adopted the recommendation, with the chair voting aye and the vice chair voting with reservations. The second major bill was SB 2852, a civil rights measure focused on digital access for people with disabilities. The Hawaii State Council on Developmental Disabilities, Hawaii Civil Rights Commission, Hawaii Disability Rights Center, and the National Federation of the Blind of Hawaii all supported the bill, arguing that existing law clearly protects physical access but should also make digital access explicit. Blind testifiers described how accessible technology, such as VoiceOver on iPhones, allows them to participate independently in public processes and warned that inaccessible digital systems can create barriers for thousands of blind residents. One testifier, an attorney with disability-law experience, supported the bill’s intent but said the draft had flaws, including no exceptions for archived materials, no distinction between small and large businesses, and concerns about the timing and choice of accessibility standards; he suggested delegating regulatory authority to the Hawaii Civil Rights Commission. The bill’s sponsor said he supported DAB’s proposed amendments, and the committee indicated those amendments would address many of the concerns raised. No final vote on SB 2852 was taken in the portion provided. The committee then took up SB 2751, which defines compounded prescription drugs for workers’ compensation purposes. The Department of Labor and Industrial Relations supported the bill but requested clarifying amendments to keep pharmacists as the primary professionals authorized to compound in licensed pharmacies and to limit any physician compounding authority to the physician’s own patient. Supporters included the Work Injury Medical Association of Hawaii, while Solera Integrated Medical Solutions opposed the measure, arguing the current definition was already broad enough and warning about cost inflation, especially with 503B bulk compounding facilities and physician dispensing. In questioning, members asked about rural access, reimbursement for 503B products, and late testimony suggesting definitions for 503A and 503B facilities, limits on physician dispensing to 30 days post-injury, and pre-approval for non-FDA-approved drugs. DLIR said not every rural community has licensed pharmacists available, that products with a national drug code are reimbursed at 140%, and that 503B facilities raise concerns because they are bulk manufacturers rather than patient-specific compounding operations. The meeting then moved into decision-making on SB 2281; the chair’s pass-with-amendments recommendation was adopted by both committees, with the vice chair voting with reservations.
KY
Transcript Highlights:
  • > are<00:27:07.520> largely health insurance premiums are largely health insurance premiums
  • So, it was just the health insurance, the pensions, and I think life insurance, but just things that
  • I think life insurance, but just and I think life insurance, but just things<00:37:57.760> that
  • piloting the program five years ago now. piloting the program five years ago now.
  • growing the program with your support. growing the program with your support.
Keywords: 958, all
Summary: The Budget Review Subcommittee on Education met without a quorum, so the minutes were not approved. The main presentation was from retired economics professors John Garren and Dr. Kums, who discussed their Bluegrass Institute research on teacher compensation in Kentucky since the Kentucky Education Reform Act era. They said teacher base salaries, adjusted for inflation, have declined over the last decade, while state-paid “on-behalf” benefits such as pension and health insurance contributions have risen sharply; they argued total teacher compensation has increased modestly overall, but less than per-pupil funding. They also presented broader context on staffing growth, declining average daily attendance, Kentucky’s low share of teachers among total school staff, and flat or weak NAEP and ACT performance trends, including widening white-Black score gaps on NAEP. Members questioned the methodology and interpretation of the compensation figures. Representative Bojanowski argued the on-behalf calculations may overstate teacher compensation because they include insurance and pension costs that also benefit classified employees and retirees, and he asked for clarification on the denominator used to derive the per-teacher amount. Representative Truit said the presentation could be misleading if it implies teachers earn $94,000 in salary, and he objected to framing pension stabilization payments as teacher pay. The presenters responded that they were using total compensation, not salary alone, said they had divided total personnel-related on-behalf payments by the relevant staff count, and promised to review and send a technical explanation. Representative Truit and Chairman Typton both emphasized that compensation should be viewed as salary plus benefits, not salary alone, and noted that pension contributions are part of the cost of employing teachers. The presenters said their intent was to show the full compensation package and its relevance to labor supply and teacher shortages, not to claim that individual teachers earn the total compensation figure as salary. No votes or formal actions were taken beyond the decision to revisit the minutes at a later meeting due to the lack of quorum.
AR
Transcript Highlights:
  • I’ll get you an insurance card.
  • it's just not insurance fraud.
  • If I could, so health insurance is from private health insurance is my department.
  • That's our insurance department.
  • insurance against that, but we can't carry insurance against fraud losses for customers.
Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, regulators, law enforcement, AARP, and mortgage and insurance industry representatives. Witnesses described a wide range of scams, including spoofed bank calls and texts, fake websites and social media impersonation, romance and investment scams, business email compromise, gift card fraud, check fraud, wire fraud, reverse mortgage scams, and crypto kiosk schemes. Several speakers emphasized that fraud is increasingly organized, technology-driven, and amplified by artificial intelligence, and that seniors are disproportionately targeted and often suffer the largest losses. Testimony highlighted both prevention and recovery efforts. Bankers said institutions spend heavily on training, customer education, and fraud detection, but often cannot stop losses once customers have been convinced to authorize transfers. The Attorney General’s office described its Consumer Protection Division, a new Financial Fraud Task Force, and examples of recovering funds quickly from crypto kiosk and wire fraud cases. The State Bank Department and Securities Department said Arkansas’s 2025 crypto ATM legislation and related education requirements have helped, and they urged continued public education. The Insurance Department reported major insurance-fraud trends, including fake insurance cards, forged policies, premium-finance schemes, and staged auto accidents, and said it prosecutes these cases aggressively. Members asked about reporting scams, the security of tap payments, how fraud losses are tracked, the role of crypto kiosks, and whether Arkansas should pursue model legislation or stronger action against telecom and social media companies. Witnesses said tap payments are generally safer than chip or swipe, that crypto transfers are often unrecoverable, and that spoofed caller ID and impersonation ads remain major problems. Paul Benda of the American Bankers Association urged state and federal action against telecom and social media platforms and supported national scam legislation. No new bills were voted on at the meeting, but members approved the November 3, 2025 minutes and several witnesses offered to share model legislation, consumer education materials, and state-by-state fraud data with the committee.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Friday, December 12, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • Speaker, I yield. program. The Sentinel program is set to program.
  • It is an insurance enrichment scheme. It is an insurance enrichment scheme.
  • Insurance premiums have as a mean.
  • you<03:25:04.319> can insurance, real insurance that you can insurance, real insurance that
  • Which is stop subsidizing insurance companies, stop enriching insurance companies, stop enriching insurance
MN

Minnesota 2025-2026 Regular Session

Judiciary Committee Meeting - 2026-03-25

Judiciary Finance and Civil Law

Transcript Highlights:
  • I'll provide Office of Justice Programs.
  • <00:17:47.919> and workers uh compensation insurance and workers uh compensation insurance
  • programs, but we do all types of fraud. programs, but we do all types of fraud.
  • <00:49:05.680> Those insurance for the association. Those insurance for the association.
  • . ...unit owner's liability insurance has to be primary rather than the association's liability insurance
NH

New Hampshire 2025 Regular Session

Senate Health and Human Services (02/12/2025)

Health and Human Services

Transcript Highlights:
  • provided some flexibility this program provided some flexibility this program is<02:31:29.800>
  • We are, as insured members, the people behind us, a number of carriers that are either self-insured or
  • We are, as insured members, the people behind us, a number of carriers that are either self-insured or
  • onto the commercially insured.
  • talking about the private insurance talking about the private insurance cares<03:05:55.840> we
Keywords: 1191, senate, all
HI

Hawaii 2026 Regular Session

House Chamber - Tue Apr 14, 2026, 9:00AM HST - Day 44

Hawaii House Floor Meeting

Transcript Highlights:
  • No vote.” programs. Those protections already programs.
  • systems insurance uh medical insurance systems insurance uh medical insurance systems in<02:45:57.400
  • Benefits under the Medicaid program are provided without co-payments, deductibles, or co-insurance.
  • Benefits under the Medicaid program are provided without co-payments, deductibles, or co-insurance.
  • Benefits under the Medicaid program are provided without co-payments, deductibles, or co-insurance.
Keywords: 910, house, all