Video & Transcript Research : 'protected cell'
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NE
Nebraska 2025-2026 Regular Session
Health and Human Services Committee - Room 1510 Jun 30th, 2026
Health and Human Services
Transcript Highlights:
- facilitate today's hearing, I ask that you abide by the following procedures: please silence your cell
- But back to my question about the facilities and the staffing: I think if we're going to protect the
- back to my question about the facilities and the staffing, you know, we, I think if we're going to protect
- youth, we have to We're going to be able to be the staffing, you know, we, I think if we're going to protect
OK
Oklahoma 2026 Regular Session
Appropriations Subcommittee on Public Safety and Judiciary Feb 11th, 2026 at 09:00 am
Transcript Highlights:
- It mandates buying that there is a way to divert these people and still successfully protect the public
- And we need to protect that kiddo.
- And guys, I'm not, I'm not gonna Tell you that there aren't dangerous people that we have to protect
- That was multiple busts of everything from K2 to ice to tobacco to cell phones.
FL
Florida 2025 Regular Session
October 15, 2025 - 11:30 AM
Transcript Highlights:
- The statute talks about opening protection is the words that it uses.
- I did not recognize vice chair of the cell ranking member. >> Being here today.
- residential property insurers for a portion of their catastrophic hurricane losses for the purpose of protecting
- viable and in order made that 17 billion just in this example here is I say we're going to just that protected
TX
Transcript Highlights:
- This bill is a work product of the Interim Select Committee on Protecting Texas LNG.
- So whether that be hydrogen fuel cell or electric or other advanced technologies, we really are making
- HB 5033 is a safeguard for taxpayers. protections on the road, and not a gamble.
- It seeks to protect current waste service providers. from sudden displacements.
Keywords:
solid waste management, exclusive contracts, public agency, contract amendment, notification requirements, Texas Health and Safety Code, Texas Emissions Reduction Plan, TERP, air quality, emissions reduction, clean fleet, alternative fuel, natural gas vehicles, hydrogen fuel, hydrogen infrastructure, diesel replacement, fleet grants, TCEQ, Texas Commission on Environmental Quality, clean school buses
MN
Transcript Highlights:
- And thank you for not giving up on handheld cell phones, which took you 11 years to pass.
- And thank you for not giving up on handheld cell phones, which took you 11 years to pass.
- And thank you for not giving up on handheld cell phones, which took you 11 years to pass.
- And thank you for not giving up on handheld cell phones, which took you 11 years to pass.
- And thank you for not giving up on handheld cell phones, which took you 11 years to pass.
LA
Louisiana 2026 Regular Session
Transportation, Highways and Public Works Apr 21st, 2026
Transportation, Highways & Public Works
Transcript Highlights:
- Please silence your cell phones.
- My deal has always been, I was on the commission, I protected St.
- Are we going to take public purpose away for CPRA to build coastal protection?
- Are we going to take public purpose away from CPRA to build coastal protection?
- This is just something uniform that would protect us with police officers.
Bills:
HCR32, HB493, HB679, HB745, HB896, HB1000, HB1024, HB1050, HB1159, HB1172, HB1173, HB1207, HB1208, HB1218
Keywords:
Saint Claude Avenue Bridge, Port of New Orleans, backup motors, infrastructure, traffic management, expropriation, property rights, Amite River Basin, drainage, East Feliciana Parish, St. Helena Parish, government authority, traumatic brain injury, identification card, law enforcement training, medical verification, disability rights, special permits, transportation, tandem loads
Summary:
The House Transportation Committee met on April 21 and considered a series of transportation, licensing, tolling, and public safety measures. It reported favorably House Bill 745, extending special permits for tandem loads hauling containers to and from port facilities; House Bill 1000, a DOTD cleanup bill that clarifies Highway Priority Program reporting and raises the letter-bid contract threshold from $1 million to $3 million; and House Bill 1050, which clarifies commercial driver’s license rules, including age and intrastate/interstate driving limits. The committee also approved House Bill 1172 naming a portion of U.S. Highway 165 in Oberlin the Coulin Brooks Manuel Memorial Highway, House Bill 1218 naming a portion of Louisiana Highway 1090 the Lewis Pat Miramon Memorial Highway, House Concurrent Resolution 32 urging backup motors for the St. Claude Avenue Bridge, and House Bill 1207 on public contracting standards and competition in public bidding.
A major portion of the meeting focused on House Bill 896, which responds to tolling issues at the Belle Chasse bridge project. The bill would require toll signage, local toll customer service centers, dispute procedures, and limits on administrative fees, with amendments addressing effective dates, in-person assistance, appeal deadlines, law-enforcement exemptions, and limits on certain charges. The author and witnesses described high administrative fees, long travel distances to customer service locations, and problems with toll bills, while committee members noted the issue was complex and ongoing. The committee reported the bill favorably as amended.
The committee also heard House Bill 1159, allowing Jefferson Parish municipalities to use automated speed enforcement devices again under local control. Supporters from Gretna, Westwego, Harahan, and Kenner said photo enforcement reduced crashes, improved safety, and helped limited police resources, while opponents were not emphasized in the transcript. After discussion about whether the measure should be voluntarily or involuntarily deferred, the committee ultimately deferred the bill. House Bill 493, which would prohibit expropriation by the Amite River Basin Drainage and Water Conservation District in East Feliciana and St. Helena Parishes, drew extensive testimony about reservoir fears and local opposition; the committee voluntarily deferred it. House Bill 679, as substituted, created a driver’s license designation for people with brain injuries and required related law-enforcement training; witnesses described personal experiences with brain injury and the need for officers to recognize communication and behavioral effects, and the committee reported the substitute favorably. House Bill 1173, which waives late fees for certain reinstatement-relief payment plans for driver’s licenses, was also reported favorably, and House Bill 1024 creating a Louisiana Democratic Party prestige plate was approved as well.
FL
Florida 2026 4th Special Session
February 12, 2026 - 09:15 AM
Transcript Highlights:
- Chair: For everyone in the audience and here on the dais, please make sure all cell phones and other
- As part of the city leadership, I feel very protective of our residents in our city...
- They store and move fresh water, help recharge groundwater, and protect drinking water supplies.
- We have spent billions of dollars in Everglades restoration and these projects should be protected.
- And that is the preservation and protection of our Everglades. And this bill simply does that.
KY
Kentucky 2026 Regular Session
Senate Standing Committee on Economic Development, Tourism, and Labor (1-22-26)
Economic Development, Tourism, & Labor
Transcript Highlights:
- Um, just as a reminder, those in the audience, please silence all cell phones if you're interested in
- the agency, to protect the resource, and to provide accommodation, if you will, for those people we
- the agency, to protect the resource, and to provide accommodation, if you will, for those people we
- the agency, to protect the resource, and to provide accommodation, if you will, for those people we
- the agency, to protect the resource, and to provide accommodation, if you will, for those people we
Summary:
The Senate Standing Committee on Economic Development, Tourism, and Labor met with a quorum and first heard a brief presentation from Vice Chair Frommeyer on a resolution recognizing January as Kentucky Mentoring Month. She highlighted mentoring as important for personal, academic, and professional development and cited partnerships such as Northern Kentucky University’s Norse Network Hub and local community mentoring efforts.
The committee then took up Senate Bill 39, sponsored by Senator Gary Boswell, which would treat fish in private lakes and ponds as the property of the landowner and allow landowners to extend fishing rights by written or electronic permission. Boswell and supporter Jason Kenner argued the bill would strengthen property rights, reduce burdensome regulation, support selective harvest and stocking decisions, and could boost tourism, local economies, and aquaculture. Kenner also described bass fishing’s economic impact, youth fishing growth, and examples of tournaments and habitat projects in Kentucky. Boswell said the bill does not change fishing license requirements and does not alter invasive species rules except to clarify that largemouth bass, including F1 Florida bass, are not invasive.
Commissioner Rich Storm and other members raised concerns that the bill’s language could affect the Department of Fish and Wildlife’s fee-based funding, federal grant eligibility, enforcement authority, and creel-limit cases, especially if written permission on private waters were interpreted broadly. Senator Webb said she supported the idea of bass stocking but wanted more guardrails and a pilot approach. Senator Howell asked whether Boswell would consider further work on the language, but Boswell declined to accept a committee substitute or amendment at that time. The committee then voted 8-1 with one pass to report the bill favorably, and the chair announced the bill would be reported with favorable expression that it should pass.
KY
Kentucky 2026 Regular Session
Senate Standing Committee on Health Service (3-11-26)
Transcript Highlights:
- The first way is being the healer of brain cells and neurotransmitters, as I have explained.
- 17.039>
brain first way is being the healer of brain first way is being the healer of brain cells neurotransmitters <00:24:18.480>as <00:24:18.640>I <00:24:18.799>have cells- and neurotransmitters as I have cells and neurotransmitters as I have explained.<00:24:19.360>
The
Summary:
The committee first reviewed preferred administrative regulations and, hearing no concerns, considered them reviewed. It then took up House Bill 388, described as a Casper cleanup bill. The sponsor said it would exempt charitable health care providers from e-prescribing requirements, allow Casper data sharing with certain federal entities, update references to hydrocodone’s schedule status, clean up drafting errors, and clarify practitioner registration with Casper. The bill passed 9-0 and was then approved for consent.
Next, House Bill 134 was presented as a follow-up to a prior study on shortages of sexual assault nurse examiners and SANE-ready hospitals. The sponsor and a representative from the Kentucky Association of Sexual Assault Programs said the bill would create a statewide SANE coordinator. The committee adopted a substitute, then passed the bill unanimously and sent it to consent. Senate Bill 147 was then heard as an administrative update to vital records, modernizing certified-copy requests, adjusting fees, and requiring the Cabinet for Health and Family Services to send the annual death report to the State Board of Elections by July 1 each year. It passed unanimously and was also moved to consent.
House Bill 280, a Kentucky Board of Nursing cleanup bill, would let the board investigate out-of-state nurses applying for Kentucky licenses, clarify licensing language, and update school rescue medication provisions, including inhalers, nebulizers, glucagon, Solu-Cortef, and nasal epinephrine. A committee substitute narrowed the bill to glucagon updates, and one senator asked whether the bill also covered child care centers; the sponsor said it addressed school medications only but was open to further discussion. The bill passed 10-0 and was reported favorably.
Finally, Senate Bill 77 drew extended testimony. The sponsor and supporters argued that ibogaine research and treatment could help address addiction, PTSD, and depression, citing studies, personal recovery stories, and a proposed public-private partnership funded through opioid settlement money. The committee substitute removed the bill’s appropriation request and emergency clause, and members asked questions about whether PTSD is an addiction, whether smoking was included, whether the bill was authorizing research rather than funding, and how the treatment works. The sponsor said the substitute was only creating a structure for research, not appropriating money, and supporters described ibogaine as a one-time, medically supervised treatment. The transcript cuts off before a final vote on Senate Bill 77 is shown.
KY
Kentucky 2025 Regular Session
House Standing Committee on State Government (3-6-25)
Transcript Highlights:
- Remember to silence your cell phones during the meeting, especially all of the folks in the room and
- :37.000>
your seated please remember to silence your seated please remember to silence your cell - 38.480>
during <00:00:38.760>the <00:00:39.239>meeting <00:00:40.239>uh cell - phones during the meeting uh cell phones during the meeting uh especially<00:00:40.960>
all <00
Keywords:
Consideration of HB 491 02:14
Consideration of HB 738 07:58
Guest presentation by Taiwan Consul General Elliott Wang 25:20
Consideration of HCR 50 36:37
Consideration of SB 19 49:29, 958, all
Summary:
The House State Government Committee met with a quorum and first considered House Bill 491 by Representative Steve Riley. The committee adopted a proposed committee substitute, then heard that the bill would raise the threshold for certain capital project and equipment purchases from $200,000 to $500,000, remove a requirement for a special board meeting when replacing a board of regents member, allow certain employees or contractors to perform capital construction work up to $500,000, remove limits on retired police officers working at postsecondary institutions, and speed release of pension information to employers. Members asked about reporting and oversight of the higher threshold, and the witness said the records are maintained by institutions and available upon request. HB 491 passed on a 19-0 roll call vote.
The committee then heard House Bill 738 by Representative Griffey, relating to state personnel and the constitutional officers. The bill would give independently elected constitutional officers more flexibility to hire unclassified employees and set salaries for classified employees up to the midpoint without Personnel Cabinet approval, while leaving pay scales, appropriations, and funding limits unchanged. Representative Griffey and witnesses from the auditor’s office said the measure was intended to reduce red tape, address salary compression, improve pay equity, and help recruit and retain staff; they also said it would allow offices to fill policy roles needed for audits and other work. Members questioned the fiscal note, salary caps, and whether the bill would affect future budget requests. The bill passed 18-1, with one pass, and the chair noted it would move favorably to the House floor.
After those bills, the committee briefly welcomed Taiwan’s consul general, Elliot Wang, and Representative Adam Bowling spoke about Kentucky’s relationship with Taiwan, including trade, investment, and prior assistance during disasters. Wang described Taiwan’s economic ties with the United States, ongoing trade and investment developments, defense and education cooperation, and people-to-people exchange programs, noting Kentucky was the first state to sign an education cooperation MOU with Taiwan in 2021.
KY
Kentucky 2025 Regular Session
Senate Standing Committee on Education (3-6-25)
Transcript Highlights:
- Please silence your cell phones. No signs are allowed in committee rooms.
- Please silence your cell<00:00:53.840>
phones. - 54.719>
signs <00:00:55.039>are <00:00:55.280>allowed <00:00:55.520>in cell - No signs are allowed in cell phones. No signs are allowed in committee<00:00:56.000>
rooms.
Summary:
The Senate Education Committee heard House Bill 132, which would change home and hospital instruction funding so schools can be reimbursed sooner when students miss school for short-term mental health-related stays. Representative Nick Wilson said current law requires a student to be out five days before funding begins, leaving schools unpaid when they provide instruction during 2- to 4-day absences. The committee gave HB 132 favorable expression unanimously.
The committee then heard House Bill 193, a cleanup bill on dual credit scholarships. Representative J.T. Payne and KHEAA’s director explained that the bill consolidates academic and CTE dual credit scholarships into one statute to reduce administrative confusion, since the programs have been funded together in recent budgets. HB 193 passed unanimously with favorable expression.
House Bill 241 drew the most discussion. The committee first adopted a substitute, which members said changed the bill to give the Commissioner of Education discretion, rather than a mandate, to grant calamity days. The bill and substitute centered on virtual instruction and Cloverport Virtual Academy: supporters said the school was a pilot project that needed more time and that a prior agency effort to cap virtual instruction would have effectively shut it down, while opponents argued the substitute would reward a low-performing virtual model and extend NTI/virtual learning too broadly. Testimony from an Oldham County parent criticized NTI quality and opposed adding more virtual days. No final vote on HB 241 was included in the portion provided.
HI
Transcript Highlights:
- Things like have better tracking on your phone so it'll be more like Uber rather than bouncing off cell
- more like uber rather than<00:05:21.120>
bouncing <00:05:21.479>off <00:05:21.639>cell - <00:05:21.960>
towers <00:05:22.319>it'll than bouncing off cell towers it'll than - bouncing off cell towers it'll basically<00:05:23.440>
track <00:05:23.720>your <00:05:23.880
Summary:
The committee heard and discussed three nominations to the 911 Board: Matthew Kurara (Governor’s Message 505), Re Mahuna (Governor’s Message 614), and Rebecca Liberman/Weberman (Governor’s Message 661). Kurara, a Honolulu Police Department communications captain, said he would bring PSAP and dispatch experience to the board, with a focus on Next Generation 911, better coordination among PSAPs, and recruiting and retaining telecommunicators. Mahuna, a longtime Hawaiʻi Police Department officer and current board member, emphasized his emergency-response experience during disasters on the Big Island and his support for improving communication through Next Generation 911, including the new joint call center on Hawaiʻi Island. Liberman, the board’s VoIP representative and a Charter/Spectrum government affairs director, said she was continuing her second term and would keep working on legislative and government issues, including the statutory change removing “enhanced” from the board’s name to better support Next Gen efforts.
Members asked each nominee about rural coverage, redundancy, training, broadband, radio-system limitations, and how Next Generation 911 would affect service in places like Puna and other rural areas. The nominees generally said the system is designed with redundancy so service would revert to backup systems if new technology fails, and that the main challenges in rural areas are often broader communications or radio issues rather than 911 itself. Kurara and Mahuna both said each PSAP currently handles much of its own training, though there is interest in more standardization and national best practices. Liberman explained that VoIP calls generally work over the internet and may benefit from Next Gen, but that location/address issues for some internet-based calling services may still need further review.
The committee also discussed public education about text-to-911, the use of technologies such as FirstNet, and whether the E911 special fund ceiling needed to be raised again. Mahuna said he did not see a current need to raise the ceiling further. Written testimony was received in support of all three nominees, including support from public officials, law enforcement, county agencies, and private individuals. No opposition testimony was noted, and the chair said decisions would be made later with the other nominees.
CO
Colorado 2026 Regular Session
Colorado House 2026 Legislative Day 119 May 13th, 2026
Colorado House Floor Meeting
Transcript Highlights:
- And then you had to protect your claim.
- It's not their protected because the life that was lost wasn't a protected life.
- And we were elected to protect and create safeguards for the people of the state of Colorado.
- This cell phone has been displayed. What I mean, what are we looking at? >> Rep.
- Act. ...under the Consumer Protection Act than is generally applicable under the Consumer Protection
NH
Transcript Highlights:
- It's about practicality and protecting what we all value: a system that works well, like we all want
- 17.639>
about <00:05:17.960>practicality <00:05:18.680>and <00:05:18.960>protecting - it's about practicality and protecting it's about practicality and protecting what<00:05:20.120>
- It does have in there some qualified immunity protections at the very last section, so we don't have
- so now that we've burned up some brain so now that we've burned up some brain cells<03:49:51.960>
NH
Transcript Highlights:
- It protects intellectual freedom, provides professional recognition and protection.
- It protects intellectual freedom, provides professional recognition and protection.
- It protects intellectual freedom, provides professional recognition and protection.
- <01:09:22.600>
intellectual ideas it protects intellectual ideas it protects intellectual - protect protect children children children um<01:31:43.560>
I <01:31:43.760>had <01:31:
HI
Hawaii 2026 Regular Session
TRN Public Hearing - Thu Feb 19, 2026 @ 9:00 AM HST
Transcript Highlights:
- It's a bay; it is a protected water area.
- It's a bay; it is a protected water area.
- It's a bay; it is a protected water area.
- It's a bay; it is a protected water area.
- So um those protective and workable.
Summary:
The committee heard testimony on HB 1588, which would establish a Department of Transportation noise detection program using cameras to enforce noise control laws. DOT supported the measure and said it is already piloting the technology at eight locations, with about 10 sites costing roughly $2 million to $2.5 million to install and operate. The Department of Health said it was willing to work with DOT but noted its current regulations are not designed for vehicular noise sources and that the bill may need clearer standards to be enforceable. Members raised concerns about the lack of a specific decibel threshold and whether the system could accurately identify the source of noise; DOT said the pilot can pinpoint vehicles and that the program would align with existing health standards, but no final number was identified during the hearing.
The committee then heard HB 1696, which lowers the minimum age for a commercial driver’s license from 19 to 18 and removes a restriction tied to vehicle category, while requiring DOT rule changes. DOT, the City and County of Honolulu, the Hawaii Transportation Association, Teamsters Local 996, and other stakeholders testified in support. The Hawaii Transportation Association suggested adding a training requirement for drivers ages 18 to 20, proposing at least 320 hours of employer training and recordkeeping. Members sought clarification that the bill would apply to intrastate, not interstate, licensing.
For HB 233, the committee considered a measure authorizing DOT to designate airport special district zones statewide to prevent unauthorized access and improve security. DOT and the City and County of Honolulu supported the bill, explaining that defined boundaries would help law enforcement address trespassing, disruptions, fires, theft, harassment, and other incidents around airports and terminals; DOT said commercial airports are ready to implement the proposal, while some general aviation sites would need further work. Members asked about the scope of the boundaries, existing enforcement, and whether the measure would cover state-owned or non-state parcels near airports. The committee also heard HB 2332, which renames the Harbors Division as the Commercial Ports Division and distinguishes “harbor” from “port” in statute. DOT, the Maritime Group, and harbor users supported the bill, saying the change would reduce confusion between commercial cargo/cruise facilities and recreational small boat harbors, and could help with clarity and possibly federal grant competitiveness. Members asked about impacts on small boat harbors and cruise activity, and DOT explained that the bill is aimed at purpose-built commercial ports, not recreational facilities.
The committee also took testimony on HB 2283, which clarifies DOT’s consultative role with the Department of Commerce and Consumer Affairs in setting port pilotage standards and requirements. DOT, DCCA, Matson, the Hawaii Pilots Association, and others supported the measure, saying it would improve coordination and ensure pilot licensing standards reflect operational realities in the harbors. Finally, after a recess, the committee heard HB 2217, which would allow driver’s permits, licenses, and ID cards to include a notation for a non-apparent disability. The Hawaii State Council on Developmental Disabilities opposed the bill as drafted, saying voluntary alternatives such as Smart 911 may be better and that the category is too broad. The Attorney General’s office supported the intent but recommended limiting the notation to medically recognized, specifically defined conditions so agencies can train personnel and avoid confusion or escalation.
NH
Transcript Highlights:
- they're not on their cell phones. they're not on their cell phones.
- It's got all kinds of security items set up to make sure that we're protecting the students.
- It's got all kinds of security items set up to make sure that we're protecting the students.
- It's got all kinds of security items set up to make sure that we're protecting the students.
- <00:41:11.520>
Um <00:41:11.920>and <00:41:12.160>it Protecting the students
CA
California 2025-2026 Regular Session
Assembly Health Committee Jul 1st, 2025
Transcript Highlights:
- We seek to protect the rights of all who participate in the legislative process so that we can have effective
- SB 313 is a vital step toward protecting the privacy and security of California families.
- The motion is due pass to the Committee on Privacy and Consumer Protection.
- The motion is due pass to the Committee on Privacy and Consumer Protection. Bonta, aye.
- The motion is due pass to the Committee on Privacy and Consumer Protection. Bonta, aye.
Summary:
The committee heard several health-related bills, with extensive testimony on maternal health, prenatal safety, privacy, valley fever, Medi-Cal contracting, anti-discrimination protections, and health data sharing. SB 32 would require time-and-distance standards for labor and delivery units in health plan networks; the author and supporters said it would address maternity care deserts and improve access, while health plans opposed. SB 646 would require testing and public disclosure for toxic elements in prenatal vitamins; supporters emphasized fetal and maternal safety and transparency, while industry opponents warned it could confuse consumers or lead to reduced nutrient content. Both bills drew broad support from medical and public health groups, and both were advanced on party-line or near-unanimous votes after committee discussion.
The committee also approved SB 313, which moves a parent’s birthplace on birth certificates into the confidential section to protect privacy, and SB 297, which directs CDPH to identify high-incidence valley fever regions and publish them for screening and awareness; valley fever experts and supporters stressed rising cases and the need for earlier diagnosis, while local health jurisdictions raised concerns about mandates. SB 324, dealing with Medi-Cal enhanced care management and community supports, would prioritize local community-based organizations and clarify contracting and data practices; it received strong support from nonprofits and community health advocates, with children’s hospitals and health plans seeking amendments, and it was sent forward after amendments were discussed.
The committee then considered SB 418, which would codify ACA nondiscrimination protections in state law and allow up to a 12-month prescription supply for hormone therapy when medically necessary. Supporters framed it as protecting continuity of care for transgender patients and others using hormone therapy, including IVF and menopause patients, while opponents argued it would conflict with federal policy and promote harmful treatments. The bill passed to the next committee. Finally, SB 660 would strengthen the California Health and Human Services data exchange framework by creating governance and accountability for data sharing across health and social service entities; supporters said it would reduce duplication and improve care coordination, while some providers and hospital groups raised concerns. It was approved and sent to the Privacy and Consumer Protection Committee. The consent calendar and the other measures were also voted out, with the committee recording the required roll-call votes and sending the bills onward.
NH
Transcript Highlights:
- referenced was, the state is protected referenced was, the state is protected in<00:32:23.679>
in place uh relative to the protection in place uh relative to the protection of<01:32:23.440> cell phone plan. cell phone plan.- Sure that we're using the taxpayer funds wisely to protect taxpayers in the administrative role.
- They're all off the payroll, even off my cell phone plan.
MN
Minnesota 2025 1st Special Session
Cmte on Rules - Subcommittee on the Federal Impact on Minnesotans and Economic Stability - 11/13/25
Transcript Highlights:
- It protects our environment. It protects our forests and our lakes.
- <00:36:00.720>
It <00:36:00.880>protects protects we were up in Duth. - It protects protects we were up in Duth. It protects our<00:36:01.599>
environment. - Cells can't take a working on is lost.
- <02:03:27.760>
For limited deferment protections. For limited deferment protections.