Transcript Highlights:

• Executive Director David Peltz, is it just you testifying today?
• Executive Director David Peltz, is it just you testifying today?
• I'm David Seltz.
• So, as David mentioned, our Office of Patient Protection is responsible for regulating and administering

Keywords: 995, all

Summary: The Joint Committee on Ways and Means held a Health and Human Services budget hearing in Clinton, with opening remarks from Chairs Meg Kilcoyne and Robin Kennedy, local officials, and many House and Senate members introducing themselves. The hearing focused on Governor Healey’s FY27 EOHHS and MassHealth budgets, with repeated themes of rising health care costs, federal funding uncertainty, workforce shortages, and access to care in underserved regions. Members also raised concerns about primary care shortages, rural and regional disparities, behavioral health access, maternal health, food insecurity, and the impact of federal policy changes on Massachusetts programs. EOHHS Secretary Kiame Mahaniah said the FY27 EOHHS budget totals $33.7 billion, reflecting mostly non-discretionary growth from health care costs, labor costs, caseload increases, and provider rate pressures. He highlighted targeted investments in foster care, family resource centers, maternal health, youth services, nutrition programs, immigrant legal services, and human service workforce rates, while warning that federal actions could strip roughly $3.5 billion annually from the state’s health care funding. In response to questions, he defended the administration’s cooperation with federal audits and program integrity efforts, discussed the primary care crisis, and said the state is trying to preserve core services while preparing for a more difficult FY28 budget cycle. MassHealth Undersecretary Mike Levine then described two major FY27 challenges: double-digit cost growth and the expected effects of the federal One Big Beautiful Bill Act. He said MassHealth’s proposed $22.7 billion gross budget includes a 7.5% increase and relies on a moratorium on new expansions plus targeted reductions, including a $1,000 annual adult dental cap, ending GLP-1 coverage for weight loss only, reducing care management to peer-state levels, and work groups to slow growth in PCA, adult foster care, and adult day health spending. Members questioned the impact on Boston Health Care for the Homeless, preventive care, and regional access; Levine said the changes are meant to preserve sustainability, that children and certain disabled populations remain protected, and that the administration will continue working with providers, advocates, and the Legislature on implementation and longer-term reforms.

Transcript Highlights:

• Next, we have Mary Nikolai, who will be followed by David Zimmer.
• have Mary Nikolai who will be followed have Mary Nikolai who will be followed by<00:37:40.560> David
• by David Zimmer. by David Zimmer.

Keywords: 1183, house

Summary: The committee took up House File 3415, a bill aimed at limiting immigration enforcement activity at child care centers. House Research explained the DE1 amendment, which defined key terms and barred child care employees from consenting to civil immigration enforcement entry without a judicial warrant, while requiring officials to identify themselves and state their purpose; the amendment also clarified that it would not block officials administering child care programs. After brief debate, members adopted the DE1 amendment. The bill author, Representative Sensor Mura, said the measure was intended to address fear and disruption in child care settings caused by recent immigration enforcement activity and to keep those spaces safe for children and families. Supporters, including a pastor, a Children’s Defense Fund representative, parents, child care workers, and an ACLU policy counsel, testified that immigration enforcement near daycares has caused fear, staff absences, lockdowns, and emotional harm to children. They argued the bill would not stop lawful enforcement but would require warrants and basic identification before entry, protecting children from witnessing raids or arrests and giving providers clear rules. Several witnesses described specific incidents involving ICE activity near Spanish immersion daycares in Minneapolis and St. Paul, including staff members being detained, parents organizing safety watches, and children showing distress. Testimony emphasized that many affected children are U.S. citizens in immigrant families and that visible enforcement can create toxic stress and separation anxiety. No final action on the bill was taken in the portion of the meeting provided beyond adoption of the DE1 amendment and continuation of testimony.

Transcript Highlights:

• Wyoming Retirement System Director David Swendell has written me saying, consequently, this benefit increase
• Wyoming retirement system director<00:56:13.200> David<00:56:13.599> Swendell director
• David Swendell director David Swendell has<00:56:15.839> written<00:56:16.160> me<00:56

Keywords: 916, all

Transcript Highlights:

• My name is David Tamasi. I'm the executive director of the North Dakota Catholic Conference.
• Chairman, and David.
• My name is David Hogue, a state senator from District 38.
• That is true of My name is David Hogue, a state senator from District 38. That is true.

Bills: HB1623

Keywords: HB 1623, North Dakota, rural health, rural health transformation program, medical facility infrastructure loan fund, medical facility infrastructure loan program, rural health loan program, Bank of North Dakota, Department of Health and Human Services, HHS, federal grant, health care infrastructure, rural hospitals, critical access hospitals, nonprofit health care providers, gap financing, loan fund, public health funding, healthcare financing, Medicaid

Summary: The committee first heard House Bill 1624, the “Universal Lunch Bill,” from Rep. Mike Nathie. He argued the proposal should be placed in Century Code rather than the Constitution so future legislatures can adjust it if state finances tighten, and said the bill would start the program a year earlier with a $65 million appropriation for one school year. DPI testified that the estimate did not include nonpublic schools that do not participate, and members questioned the impact on Title I, free-and-reduced applications, private-school accountability, breakfast mandates for schools that do not currently serve breakfast, and whether the funding could come from the DPI budget or other sources. Supporters, including North Dakota United, the North Dakota Catholic Conference, a pediatrician, and the American Heart Association, said universal meals improve student health and learning, reduce family costs, and are better handled in statute than by constitutional amendment. No opposition testimony was offered, and the chair closed the hearing for later work-session action. The committee then took up House Bill 1627, introduced by Rep. Tye Dressler, which would raise the income threshold for the state-funded school lunch program from 225% to 300% of poverty, with an estimated cost of about $7 million for 2026-27. Dressler said the bill is intended as a targeted, budget-friendly alternative to the ballot measure and emphasized that the state should maximize federal meal dollars while improving participation in the current program. Members questioned whether raising the threshold would actually increase utilization, whether a dollar amount would be clearer than a percentage, and how the change would affect federal reimbursements and application rates. DPI said it could quickly calculate additional percentage levels, and the chair closed the hearing, directing DPI to prepare more numbers for the work session. Finally, the committee opened Senate Bill 2403, presented by Sen. Schiable, to create a short-term bridge-loan program for financially distressed hospitals, centered on Jacobson Memorial Hospital in Elgin. The bill would authorize up to $5 million per loan, with a $10 million appropriation available on a first-come, first-served basis, and would run only through June 30, 2027. Schiable said the hospital’s debt and operating problems threaten local health care, ambulance service, and the community’s economy, and that the proposal was designed narrowly with Bank of North Dakota review to avoid creating a broad precedent. Committee members asked whether the appropriation could be reduced and whether the bank would still apply commercial feasibility and repayment standards; Schiable said yes, the bank would still evaluate the loan and could reject it if it was not sound.

Transcript Highlights:

• Without subsidies, David from Ben's monthly health insurance costs will go from $50 to $6 to $700 a month
• Without subsidies,<02:09:43.920> David<02:09:44.239> from<02:09:44.480> Ben's<02
• :09:44.960> monthly subsidies, David from Ben's monthly subsidies, David from Ben's monthly health

Keywords: U.S. House of Representatives Floor Proceedings on Friday, November 21, 2025, 1012, house, all

Transcript Highlights:

• So all of those statements, there's nudity depicted, such as the Statue of David.
• People have said we're going to put a fig leaf on David. It has nothing to do with those things.
• Sheriff David Vincent and his wife, Angel, please stand.
• Director David, please stand. Major Thomas Bosco, Detective Kyle, and Deputy Tom.

Bills: HB 29, HB 125, HB 145, HB 171, HB 255, HB 50, HB 796, HB 363, HB 116, HB 491, HB 589, HB 1495, HB 368, HB 1285, HB 1905, HB 1360, HB 2002, HB 917, HB 2723, HB 2067, HB 1238, HB 2337, HB 745, HB 1188, HB 1606, HB 2003, HB 2147, HB 2391, HB 2355, HB 2546, HB 2495, HB 2818, HB 2249, HB 1749, HB 3109, HB 3228, HB 3240, HB 1507, HB 658, HB 1748, HB 1851, HB 1922, HB 2001, HB 2798, HB 107, HCR 29, SB 5, SB 262, HB 11, HJR 72, HB 106, HB 18, HB 48, HB 27, HB 37, HB 1481, HB 581, HB 1696, HB 2216, HB 1035, HB 1633, HB 742, HB 754, HB 1689, HB 1690, HB 2669, HB 391, HB 517, HB 1024, HB 1607, HB 252, HB 1716, HB 1562, HB 4116, HB 1866, HB 1741, HB 2103, HB 2637, HB 2884, HB 503, HB 1089, HB 2986, HB 972, HB 502, HB 29, HB 125, HB 145, HB 171, HB 255, HB 50, HB 796, HB 363, HB 116, HB 491, HB 589, HB 1495, HB 368, HB 1285, HB 1905, HB 1360, HB 2002, HB 917, HB 2723, HB 2067, HB 1238, HB 2337, HB 745, HB 1188, HB 1606, HB 2003, HB 2147, HB 2391, HB 2355, HB 2546, HB 2495, HB 2818, HB 2249, HB 1749, HB 3109, HB 3228, HB 3240, HB 1507, HB 658, HB 1748, HB 1851, HB 1922, HB 2001, HB 2798, HB 107, HCR 29

Keywords: water audit, water loss, water loss mitigation plan, municipally owned utility, municipal utility, water conservation, Texas Water Development Board, TCEQ, Texas Commission on Environmental Quality, water leakage, leak detection, billing data accuracy, utility validation, water audit validation, water scarcity, water management, infrastructure, public utility, conservation plan, administrative penalty

Summary: The Florida House of Representatives conducted legislative business including prayer, pledge, and voting on multiple bills. Key legislation included HB 1105 expanding Florida Bright Futures Scholarship eligibility, HB 443 on charter school regulations (passed 83-23), and HB 1539 on materials harmful to minors (passed 81-29) after extensive debate about book challenges in schools. Other bills addressed education funding, law enforcement benefits, parole guidelines, and various local issues. The Speaker announced budget negotiations with the Senate have stalled, with disagreements over spending levels and tax cuts. The House will not meet this weekend as originally planned. Session adjourned until tomorrow at 10 AM.

Transcript Highlights:

• David Dempsey, who received a 20-year sentence for assaulting a law enforcement officer, where he repeatedly
• David<00:25:47.440> Dempsey,<00:25:47.919> who<00:25:48.159> received<00:25
• :48.480> a<00:25:48.640> 20-year David Dempsey, who received a 20-year David Dempsey, who

Keywords: 1187, senate, all

Transcript Highlights:

• David Southerland, Mr.
• 33.399> please then proceed with your testimony please then proceed with your testimony please David
• David David Southerland<00:14:36.440> uh<00:14:36.560> Mr<00:14:36.800> chair<00

Bills: HF2382, HF639, SF1075, HF1243, HF1087, SF1360, HF739, HF2337, HF1220, HF712, HF1219

Keywords: accident reporting, law enforcement, data privacy, contracted service providers, public safety, HF639, Minnesota driver license, Department of Public Safety, driver medical review, loss of consciousness, voluntary control, seizure, nonepileptic seizure, epilepsy, antiseizure medication, physician statement, medical certification, commercial driver, CDL, medical examiner's certificate

Transcript Highlights:

• David Bullock, constituent of Senator Stern, also of the SFE Alliance.
• David Krieger for Waste Connections in support. Okay, do we have anyone in opposition?

Keywords: 988, house, all

Transcript Highlights:

• My name is David Seward.
• Thank you, David.

Keywords: 987, senate, all

Transcript Highlights:

• Hi, my name is David Johnson. I'm a nice meeting, Senator.
• Hi, my name is David Johnson. I'm a nice meeting Senator.

Keywords: 987, senate, all

Transcript Highlights:

• two witnesses to come up and speak in support of SB 1109: Alpine County Board of Supervisor Chair David
• My name is David Griffith, and I am the current Alpine County Board of Supervisors Chair.

Summary: The committee adopted the consent calendar and then heard several bills on child care, aging, child welfare, food access, and youth services. SB 1200 by Sen. Menjivar would redefine infant and toddler age categories in child care licensing to allow providers to serve children beginning at 18 months in the toddler category, with supporters saying it would increase capacity and help family child care businesses stay open; it passed 4-0 to Appropriations. SB 971 by Sen. Choi would authorize counties to offer optional adult education and technology training programs for adults 55 and older through local partnerships; supporters said it would reduce isolation and improve digital literacy, and it passed 4-0 to the floor. SB 1234 by Sen. Alvarado-Gil would require fentanyl to be included in court-ordered drug testing in dependency cases, with testimony from an angel family and law enforcement about child deaths and exposure risks; it passed 4-0 to the floor. The committee also heard SB 1109 by Sen. Alvarado-Gil, which would require additional state review for short-term residential therapeutic programs in very small rural counties or facilities with repeated serious citations. The author and county officials from Alpine County argued that rural counties lack the hospitals, schools, and 24-hour emergency response needed to safely support these placements, while providers opposed the bill as overly broad and potentially destabilizing to STRTP capacity. After the author accepted committee amendments, members voted 4-0 to send the bill to Appropriations as amended. SB 961 by Sen. Ashby would require students applying for financial aid to be notified that they may also be eligible for CalFresh; student and advocacy witnesses described widespread food insecurity on campuses, and the bill passed 4-0 to Appropriations. The committee then heard SB 1099 by Sen. Gomez Reyes, which clarifies local governments’ authority to provide state or local public benefits to all residents under PRWORA-related exemptions; supporters said it would reduce legal uncertainty for local safety-net services, and the bill was voted 2-0 with the remaining members absent, leaving it on call. SB 1190 by Sen. Grove would create a licensing and regulatory framework for youth transport companies that move minors to out-of-state residential facilities; survivors testified about traumatic transports, supporters called for basic guardrails, and the bill passed 4-0 to Public Safety. Finally, SB 1325 by Sen. Jones would create a narrow pathway for Feeding San Diego to participate in CalFood, with supporters saying it would expand hunger relief in San Diego County and opponents warning it could divert limited food bank resources; the discussion focused on broader funding concerns, and no final vote was recorded in the excerpt.

Transcript Highlights:

• My name is David Gaudy, the head of St. Mark Lutheran School in Conoi.
• My name is David Gaudy, the head of St. Mark Lutheran School in Conoi.

Bills: SB3123

Keywords: conditional gifts, private education, scholarships, donor conditions, Hawaii education law, 912, senate, all

Summary: The Judiciary Committee took up three measures in decision-making. SB 2678, which would create a Judiciary working group to improve family court processes and youth access to legal representation in the child welfare system, was recommended for passage with amendments. The amendments would clarify that members with lived experience are those who have navigated the state child welfare system, replace an actively serving guardian ad litem with a former GAL, allow co-chairs to invite additional experts, and provide compensation for lived-experience members. The committee report would also recommend a $20,000 appropriation, and the motion passed without objection. SB 2528, a Campaign Spending Commission proposal to expand the partial public financing program and raise expenditure limits, was also recommended for passage with amendments and adopted without objection. The committee’s changes would increase the public-funds match to 4:1, raise the maximum public funding available to 20% for statewide executive offices and 25% for legislative and certain county offices, blank out the appropriation in the bill, and instead recommend $7.2 million in the committee report. Technical amendments would also rename the program for consistency and set the bill’s effective date to March 22, 2075. In a joint Judiciary/Education hearing, SB 3123 drew extensive testimony in support from the Governor’s office, Office of Hawaiian Affairs, the Hawaii Association of Independent Schools, Hawaiian Council, Kamehameha Schools, and many private-school and community representatives. Supporters said the bill would clarify that donor-funded scholarships, grants, and tuition-free educational programs are charitable gifts rather than contractual obligations, giving donors and schools greater certainty and preserving educational access. Some members questioned whether the bill could affect Kamehameha Schools’ admissions practices or allow schools to avoid donor conditions; witnesses responded that the measure is intended to clarify donor intent, not change admissions, and that an opt-out clause would preserve the ability to create contractual agreements if the parties choose. The discussion ended with the bill still under consideration, with no final vote reflected in the transcript excerpt.

Transcript Highlights:

• I want to thank David Abbey and the governor in helping get us that. So that helps somewhat.
• I want to thank David Abbey and the governor in helping get us that. So that, that helps somewhat.

Bills: SB211, SB131, SB183, SB222, SB246, SB254

Keywords: appropriation, local government, Las Vegas, Rodriguez Park, public facilities, zoning reform, building regulations, residential apartments, commercial use, multigenerational housing, local government authority, healthcare, urgent care, emergency services, feasibility study, medical facilities, physician training, medical residency, New Mexico, massage therapy

Transcript Highlights:

• Speaker Pro Tempore of the Assembly presiding, Chief Clerk Sue Procker at the desk, Reading Clerk David
• I have not seen this much orange since Michael, Julian, David, Makai, Pierre, Elpidio, Gary, Luis, Isaac

Keywords: 988, house, all

Transcript Highlights:

• Campbell, director of publications and printing; Laura Winzheimer, director of purchasing and supply; David
• Laura Winzheimer, director of purchasing and supply; David Mazzie, director of Senate research; Austin

Summary: The Senate opened with an invocation and then took up several recognitions and memorial resolutions, including honoring retiring Senate staffer Kelvin Bass and Secretary of the Senate Patsy Spaw and her staff. Members also adopted a series of local and honorary resolutions, including designating Rockport as the Redfish Capital of Texas, San Antonio as Military City, Texas, and Bridge City as the Corn Dog Capital of Texas, along with memorial and medal-of-honor resolutions for Texans and service members. The chamber also received messages from the House reporting passage of various measures and conference committee actions. The bulk of the meeting focused on conference committee reports and related procedural resolutions. The Senate adopted reports and/or out-of-bounds resolutions on SB 293, SB 1610, HB 46, HB 145, HB 1545, SB 650, SB 1660, HB 40, SB 2217, HB 119, HB 493, HB 3642, HB 2963, SB 2024, SB 2972, HB 2516, HB 2885, and SB 2753, among others. Topics included the Texas Civil Commitment Office, the T-Cup prescription program, wildfire mitigation and utility liability, sunset scheduling, alcohol ID swiping at retail and package stores, business court jurisdiction, election administration and data consistency, foreign adversary lobbying, poll watcher qualifications, road naming, right-to-repair, disguised vape pens, and campus expressive activity rules. Several measures passed with near-unanimous votes, while others drew more opposition, including SB 268 on medical board enforcement and SB 2753 on election procedures. There was extended debate on SB 268, which would shift enforcement authority for scope-of-practice complaints to specialty boards rather than the Texas Medical Board. Senators raised concerns about whether the bill would weaken the Medical Board’s ability to stop unlicensed practice of medicine, while supporters argued that specialty boards should police their own licensees and that criminal referrals remain available for unlicensed practice. The Senate also discussed SB 2972 on expressive activities at public universities, with questions about content-neutral restrictions, who counts as the university community, and whether the bill provides a mechanism to challenge campus time, place, and manner rules. Both bills ultimately passed their conference reports, and the Senate later adopted a large package of resolutions by voice vote before adjourning further business.

Transcript Highlights:

• Chair opens up public testimony on House Bill 3898 and calls Adam Foster and David Earl.
• Chairman, David Earle, I'm general counsel for the Legacy Water Supply Corporation in Webb County, Texas

Summary: The committee met with limited attendance at first, then took up a series of water, agriculture, and rural affairs measures. HB 3898 would allow the Texas Water Development Board to provide financial assistance for brackish water desalination projects in certain border counties and related nonprofit suppliers even if the projects are not in the state water plan. Supporters said it is needed to address severe water shortages in places like Webb County and to support future planning; opponents, including the Texas Alliance of Groundwater Districts, argued it bypasses the regional and state water planning process. The bill was left pending after testimony. The committee also heard HB 5339, which would create a higher-education grant program for regenerative agriculture research. A rancher testified that regenerative methods improved soil health, water retention, and farm viability, while a senator noted existing university research but said better coordination could help. Public testimony was closed and the bill was left pending. Members then heard HB 1523, a temporary prohibition on TCEQ issuing Austin a Class 5 injection well permit for an aquifer storage and recovery project in Bastrop and Lee counties until December 2027. Local officials from Bastrop supported the pause, citing unanswered questions about water treatment, recovery rates, and impacts on the aquifer, while Austin Water opposed the substitute, saying the project is central to its long-term water plan and that stakeholder talks were already underway. TCEQ explained its ASR permitting process and said public participation is possible but not always used in the current authorization process. The bill was left pending. HB 5659, concerning the Northeast Texas Municipal Water District and requiring majority city-council approval before certain water sales or interbasin transfers, drew testimony from district officials who said the change could interfere with existing contracts and district authority, but the chair emphasized the need for local buy-in and said the stakeholders had reached a workable compromise; testimony was closed and the bill was left pending. The committee also heard HB 1690, which would expand notice requirements for groundwater export permits so neighboring landowners and potentially affected aquifer areas are informed by certified mail and publication. The sponsor tied the bill to impacts from the Vista Ridge project, and no one testified against it; it was left pending. HB 3333 would prohibit TCEQ from issuing new wastewater discharge permits directly into the Devils River in Val Verde County. The sponsor and a conservation witness said the bill protects one of Texas’s most pristine rivers and reflects a local stakeholder agreement, while TCEQ said it can ensure water quality but acknowledged the river’s unique sensitivity; the bill was left pending. The committee also heard HCR 108 urging continuation of the U.S.-Mexico tomato suspension agreement, with supporters warning of major Texas job and consumer-price impacts if it ends, and HCR 76 urging federal action on imported shrimp, citing public health and industry concerns; both were left pending. Additional measures heard and left pending included HB 4158 on compensation for Texana Groundwater Conservation District directors, HB 654 creating a dismissal path for certain first-time deer hunting violations after self-reporting and hunter education, HB 4530 requiring Texas Water Development Board review of groundwater rights placed in the Texas Water Trust, HB 2128 directing a study of rural versus urban firefighting and rescue disparities, and HB 278 requiring groundwater districts and management areas to track progress toward desired future conditions over shorter intervals. On HB 278, witnesses split over whether the bill’s interim tracking would improve accountability or create new triggers that could be used against local districts, but no final vote was taken and the bill was left pending.

Transcript Highlights:

• David Krieger, here on behalf of United Wholesale Mortgage, we also support this reorganization.
• David Krieger, here on behalf of United Wholesale Mortgage, we also support this reorganization.

Summary: The joint hearing focused on the Governor’s 2025 reorganization plan to split the Business, Consumer Services and Housing Agency into two new agencies: a Business and Consumer Services Agency and a California Housing and Homelessness Agency. Administration officials said the change would give each side more focused leadership, improve consumer protection and regulatory oversight, and better align housing and homelessness policy with the state’s broader housing goals. Leaders from the Department of Consumer Affairs, Cannabis Control, Alcoholic Beverage Control, and Financial Protection and Innovation all voiced support for the business-side reorganization, while housing officials emphasized that the new housing agency would help streamline funding, compliance, and coordination across programs. Members raised concerns about timing, budget impacts, office space, and whether the split would actually reduce bureaucracy. The administration said the plan would be included in the May Revision, was intended to be cost-neutral, and would not require fee increases for licensees or additional office space. On the housing side, officials said the new Housing Development and Finance Committee would work toward a single application and more coordinated award process for affordable housing funding, while preserving CalHFA’s statutory and financial independence. They also said the reorganization would improve compliance monitoring, data collection, and coordination with local governments, including Los Angeles homelessness programs. Public testimony was largely supportive. Industry groups representing beverage distributors, craft brewers, wine, mortgage lenders, and housing organizations backed the business-side split, and housing advocates such as Housing California, the California Housing Partnership, and the California Housing Consortium supported the housing agency concept and the proposed one-stop-shop approach. Several witnesses urged that tax credits, bonds, and other funding sources be better coordinated, and some said the plan should be paired with additional state investment and implementation resources. No formal vote was taken; the hearing was informational.

Transcript Highlights:

• I show David Shepard. Fighting on behalf of Arthrex Incorporated against Senate Bill 2721.
• I'm curious for David Shepard and Cynthia Walker. How do you guys get your bodies?

Bills: SB2024, SB227, SB268, SB1467, SB1580, HB5537, SB1313, SB1677, SB918, SB331, SB2207, SB2721

Keywords: e-cigarettes, marketing prohibition, youth protection, criminal penalties, public health, school funding, education reform, state budget, property taxes, equity in education, health care, licensing, complaint procedure, disciplinary action, law enforcement, death records, vital statistics, healthcare, trauma facility, Medicaid

Transcript Highlights:

• David Stagg, Deputy Vice Chancellor for Research, is available as a resource for this.
• David Stagg: I serve as Deputy Vice Chancellor for Research at the Texas A&M University System.

Bills: SB1468, SB1612, SB1789, SB2530, SB2571, SB2717, SB2967

Keywords: utility systems, Texas A&M, regents authority, construction, improvement, construction contracts, trust funds, property rights, mechanics lien, contractors, trustee liability, mechanic's lien, liability, attorney's fees, windstorm insurance, Texas Windstorm Insurance Association, insurance regulation, administrative penalties, coastal counties, catastrophe year