Transcript Highlights:

• for legislative affairs and then chief of staff, showcased the full breadth of her expertise.
• So, yes, we do continue to meet with ClassWallet regularly, our staff with their staff, and provide updates
• So we prefer to keep that in-house and with our staff.
• Department is committed to ensuring we have enough staff to review expenses.
• Good morning, Allison Hatfield, Chief of Staff, Commerce. I'm over this way.

Committee: All ARKANSAS LEGISLATIVE COUNCIL (ALC)

Summary: The meeting began with a quorum call, prayer, and approval of the previous minutes. Members then adopted a resolution honoring Lori McDonald of the Department of Human Services for nearly 28 years of state service, with remarks praising her legislative work, constituent services, leadership, and emergency response roles. McDonald thanked the committee, and the Senate also presented her with a citation, flag, and commemorative coin. The committee received the May 2026 revenue report, which showed gross adjusted collections of $7.76 billion year-to-date, up 4.4% from the prior year, and a projected surplus of $585.8 million. The executive subcommittee report was adopted, covering emergency rules for DHS and the Department of Education, school district waiver requests, committee fund allocations, cancellation of the July ALC meeting, and authorization for subcommittees to meet in July on urgent matters. The administrative rules report was also adopted after members noted that most rules were approved, with a few pulled by agencies or held. Members then heard a lengthy exchange on the Arkansas Education Department’s ClassWallet contract and delays in expense review for education savings account payments. Department officials said they were meeting regularly with ClassWallet, enforcing contract standards, keeping some reviews in-house, and adding staff and technology improvements to speed processing while maintaining oversight. The committee also adopted reports from Game and Fish and State Police, Hospital/Medicaid/Developmental Disabilities, Lottery Oversight, Occupational Licensing Review, Peer Review, Review, State Insurance Programs Oversight, and Personnel, including a Department of Commerce reallocation tied to a broader shared-services realignment. Under review of communications, members filed several retirement system investment items as reviewed, approved rural community grant funding, gave favorable advice for state park additions, approved special maintenance funding for state parks, and filed Office of State Technology service-rate changes as reviewed. The meeting concluded with no new business and adjournment.

Transcript Highlights:

• Staff will call the roll. Rep. Paul votes aye. Rep. Nance votes aye. Rep.
• Staff will announce the vote. Staff will announce the vote. Mr. Chair, there are 17 ayes.
• Staff will announce the vote. Mr. Chair, there are 17 ayes. Staff will announce the vote. Mr.
• Staff will announce the vote. Mr. Chair, there are 11 ayes and 6 nays.
• Staff will announce the vote. Mr. Chair, there are 17 ayes. Staff will announce the vote. Mr.

Bills: HB2438 , HB2422 , HB2525 , HB2586 , HB2427 , HB2458 , HB2474 , HB2540 , HB2589

Committee: House Postsecondary Education & Workforce

Keywords: education, scholarship, early childhood, funding, higher education, early education, support, degree seekers, private security, security guard, armed security guard, security company, licensing fees, license renewal, endorsement fee, fingerprints, background check, workforce retention, low-wage workers, public safety

Transcript Highlights:

• Staff will call the roll. Rep. Paul votes aye. Rep. Nance votes aye. Rep.
• Staff will announce the vote. Staff will announce the vote. Mr. Chair, there are 17 ayes.
• Staff will announce the vote. Mr. Chair, there are 17 ayes. Staff will announce the vote. Mr.
• Staff will announce the vote. Mr. Chair, there are 11 ayes and 6 nays.
• Staff will announce the vote. Mr. Chair, there are 17 ayes. Staff will announce the vote. Mr.

Summary: At the February 3 meeting of the Postsecondary Education and Workforce Committee, members reviewed several bills for possible executive session and noted that House Bill 2538 would be heard later in the session, while no action would be taken that day on House Bills 2422, 2427, and 2589. Staff walked the committee through proposed substitutes and amendments on multiple bills, including HB 2438 (early childhood education degree seekers scholarship), HB 2525 (heritage orchard program at WSU), HB 2586 (Passport to Careers and Washington College Grant alignment), HB 2458 (expanding Washington College Grant eligibility to certain non-degree credential programs), HB 2474 (student consumer protections and tuition recovery for school closures), and HB 2540/2450 relating to EMT recertification timing. Members discussed fiscal impacts, use of the GET account, student aid access, support for trades and vulnerable students, and protections for students when institutions or programs close. The committee adopted a proposed substitute for HB 2438 and reported it out on a 13-4 vote, with supporters emphasizing early childhood workforce shortages and opponents raising concerns about using GET account funds. HB 2525’s proposed substitute and a null-and-void amendment were adopted, and the bill was reported out unanimously. HB 2586 was reported out on a 17-0 vote, with members citing benefits for students experiencing homelessness and foster care. HB 2458’s amendment was adopted and the substitute bill passed out of committee on an 11-6 vote, despite objections about available financial aid funding. For HB 2474, members withdrew several amendments, adopted REN 076 to narrow exemptions for certain private institutions, and then reported the substitute bill out on a narrow 9-8 vote after debate over student protections versus institutional flexibility. The final bill considered, relating to EMT recertification intervals, was reported out of committee by voice vote with 17 ayes. Throughout the meeting, the committee generally advanced the bills with do-pass recommendations, while recording split views on funding sources, student consumer protections, and the scope of aid eligibility.

Transcript Highlights:

• That's why we have a great staff, right?
• ...so our staff can do that when this sharing those comments now.
• So I think there's a lot that needs to be done in that analytical study that we ask our staff.
• For our staff to keep us focused, we're coming to a close on the committee discussions.
• I call the meeting adjourned, and thanks to our great staff as well. Thanks, Melinda.

Committee: Joint Select Committee on Pension Policy

Summary: The Select Committee on Pension Policy executive committee met to approve the November minutes, which were adopted by voice vote. The committee then received an update from the Attorney General’s Office on two ongoing cases, Fowler and Joel Lynn, with briefing and oral argument timelines still pending. Michael Harbour of the Office of the State Actuary provided an actuarial update focused on ESSB 5357, explaining that the bill raised the assumed investment return from 7% to 7.25%, suspended UAL contribution rates for four years, and changed amortization for past benefit improvements; members asked for clarification on how those changes would affect long-term funding and contribution rates, especially for Plan 1 systems. A substantial portion of the meeting was devoted to committee discussion of interim priorities and the need for more analysis of recent pension legislation. Members emphasized the importance of understanding the fiscal impacts of ESSB 5357 and related pension changes before the September economic experience study, and several asked staff to provide a more preliminary walkthrough of the bill’s effects. The committee also discussed the LEOFF 1 study and broader questions about overfunding, including when a plan should be considered overfunded and whether overfunding should be addressed through merger or closure proposals. One member suggested reviewing the operating budget’s excess compensation proviso during the interim as well. Staff reviewed the draft 2025 interim work plan, proposing June topics including election of officers, a presentation on SB 5357 and its actuarial implications, and an initial LEOFF 1 study kickoff based on SB 5085 and HB 2034. The committee also placed excess compensation and demographic experience study items in a parking lot for possible later scheduling. The June agenda was adopted by roll call vote, with three ayes and three members absent or excused, and the meeting adjourned after no further business.

Transcript Highlights:

• Elena Bucker, committee staff.
• Jeff Olson, staff of the committee.
• Jeff Olson, staff to the committee.
• For the record, Elena Becker, committee staff.
• We'll now take a staff report on House Bill 2343.

Summary: The Senate Agriculture and Natural Resources Committee held public hearings on several House bills. ESHB 2238 would require the Department of Agriculture to develop a statewide food security strategy, monitor food system performance, and report on agricultural regulatory costs and competitiveness; the sponsor and many stakeholders from agriculture, food banks, school nutrition, counties, and advocacy groups supported it as a coordinated response to food insecurity and farm viability, while one requested amendment was addressed on the House floor. HB 2199 would expand the derelict vessel removal program by changing the definition of derelict vessel to allow earlier intervention when vessels are unregistered for two annual periods; ports, local officials, and environmental advocates testified in support, and the bill had no fiscal impact noted. HB 2104 would remove the sunset from the Aviation Assurance Funding Program for wildland fire response, with support from fire chiefs and the sponsor emphasizing its value for rapid initial attack and cost savings. HB 2554 would repeal statutes from Initiative 456 that conflict with treaty fishing rights; the Attorney General’s Office, Department of Fish and Wildlife, and the sponsor supported repeal as necessary to remove unenforceable anti-tribal language, while testimony comments showed substantial opposition. HB 2619 would create a legislative task force to review regulatory stress in agriculture and recommend changes; the sponsor linked it to farmer mental health and suicide prevention, and there was no public testimony. HB 2343 would require public game farms operated by Fish and Wildlife to obtain water discharge permits and meet manure/runoff controls; staff noted it would apply to the known public facility and carry modest compliance costs, with no public testimony. The committee also unanimously waived the five-day notice rule for HB 2104, 2554, 2619, and 2343, and closed the hearings without taking final votes, planning to consider all six bills in executive session at a later meeting.

Transcript Highlights:

• , and the staff did amazingly well.
• And the staff did amazingly well.
• So it's additional education to our staff.
• And a lot of it comes down to what are we doing for our staff? How are we taking care of our staff?
• Because if I'm taking care of my staff, my staff is going to take care of the kids in a much healthier

Committee: Senate Appropriations Committee on Criminal and Civil Justice

Summary: The Appropriations Committee on Criminal and Civil Justice met to hear budget presentations from the Florida Department of Law Enforcement (FDLE), an FDLE update on the Uniform Arrest Affidavit and Florida Incident-Based Reporting System (FIBERS), the Department of Juvenile Justice on Florida Scholars Academy, and the Clerks of Court Operations Corporation. FDLE requested funding for a wide range of items, including a new Fort Myers regional operations center lease, technology upgrades for missing persons alerts and criminal justice data systems, replacement breath-test instruments, recurring support for critical public safety contracts, cybersecurity, a career offender registry unit, expanded wellness and peer support for law enforcement, cryptocurrency seizure efforts, vehicle replacement, forensic lab and digital forensics upgrades, a repaired Jacksonville firearm range, and additional resources for criminal alien detection, fentanyl enforcement, and other operational needs. Senators questioned FDLE about the reported 79% increase in officer misconduct cases, body cameras, masking by officers, public records request burdens, and the status of criminal alien detection funding. FDLE’s second presentation explained that FIBERS is Florida’s incident-based crime reporting system and that 61% of agencies, covering 74% of the population, have transitioned to it. The agency also described the Uniform Arrest Affidavit initiative, which standardizes arrest data for statewide sharing. Senators asked about NCIC/FCIC access, hate crime reporting requirements, and why more agencies have not adopted the UAA and FIBERS systems; FDLE said it is working with law enforcement associations and vendors to address technology and implementation barriers. The committee also heard from DJJ Secretary Matt Walsh, who praised FDLE’s wellness program and then reported on Florida Scholars Academy’s first year, including unified education across 39 residential facilities, security fixes after early website access issues, strong enrollment and graduation numbers, and extensive support for students with disabilities. Walsh said the program still faces staffing shortages and a wait list for residential beds, and estimated about 260 additional beds are needed. The final presentation came from Clerk of Court and Comptroller Stacey Butterfield, who said clerks are operating with outdated funding levels and requested $22 million to stabilize operations. She highlighted reimbursement shortfalls for injunctions for protection and other high-risk cases, rising postage and summons costs, and the need to fund clerk staffing for 37 new judges under the “fund the entire courtroom” concept. Senators asked about SB 532, a CPI-based court-fee bill, and about collections of court fines and fees. Butterfield said clerks work with defendants on payment plans and collections, but the system still faces a structural deficit. After the presentations and questions, the committee adjourned without taking any substantive votes or other action.

Transcript Highlights:

• So if Senate staff, I don't. I pass that opportunity. Mr. Floor, you got some jokes?
• So I know you're watching, Senate staff. Go find yourself.
• Patients risk the potential for discriminatory encounters with pharmacy staff on a monthly basis simply
• On behalf of Los Angeles County I want to thank the senator and her staff for her continued dialogue
• Chair, members and staff, you've had an opportunity not only to hear from myself, but from witnesses

Committee: House Business and Professions

Transcript Highlights:

• The staff report over and over. But we're gonna transportation, right?
• And we started with and good afternoon Chair Collins committee members, staff.
• Our staff are assigned to the Department for administrative purposes.
• During this process commission staff gather data and information from the department.
• The staff is so small the costs can be prohibitive.

Transcript Highlights:

• SSD staff have also reached out to me with concerns regarding their class size.
• Yeah, well, to begin with, I really feel like they have some of the most highly skilled staff.
• So when I speak about this, I'm talking about staff—the staff that support my daughter are in a completely
• They are available in these other settings because SSD has those trained staff.
• SSD has those trained staff.

Committee: House General Laws

Transcript Highlights:

• Chief of Staff Julie Emerson. I don't see her in the audience. Chief of Staff Julie Emerson.
• Well, I guess the only question is where is the Chief of Staff?
• Your legislative auditor and his staff have a great team. There was.
• Closely on, your legislative auditor and his staff have a great team.
• And so that's what I was wondering about the current staff you had.

Committee: House Appropriations

Transcript Highlights:

• I just really want to give a hats off to the staff, the nonpartisan staff really do a good job, and the
• ,</c> want to give a hats off to the staff, want to give a hats off to the staff, the<00:20:56.159><c
• :57.600><c> a</c><00:20:57.760><c> good</c> the nonpartisan staff really do a good the nonpartisan staff
• Let's not forget our staff<00:25:18.480><c> for</c><00:25:18.640><c> the</c> staff for the staff for
• In closing, I want to thank our nonpartisan staff who, without them, we could not do this job.

Transcript Highlights:

• </c> and staff in the classroom. and staff in the classroom.
• </c> By February 9th, we had 157 staff By February 9th, we had 157 staff injuries.<00:15:24.839><c> 110
• ,</c><00:41:15.800><c> are</c> teachers, administrative staff, are teachers, administrative staff, are
• Then we had 157 staff, and I think it was 110 at the K-3 level, of staff that were hurt by kids.
• </c> of staff that were hurt by kids. of staff that were hurt by kids.

Summary: The committee heard House File 3493, the Safe Schools Revenue Increase bill, and first adopted the DE amendment before moving the bill on for re-referral to Ways and Means. Representative Lawrence described the bill as a multi-layered school safety package for all students and schools, including public, nonpublic, charter, and tribal schools, with increased safety funding, mental health support, anonymous threat reporting, school safety plans, and student discipline changes. Several supporters emphasized the need for flexible safety funding and cited real-world safety concerns, including anonymous tip systems that had generated many reports, classroom evacuations, staff injuries, and the need for more resources for mental health and safety infrastructure. Some supporters, including charter school leaders and Catholic Conference testimony, argued the bill’s flexibility and broader safety approach were important, while others supported the K-3 suspension language as a needed tool in severe cases. Opponents focused heavily on the bill’s repeal of Minnesota’s K-3 suspension ban and non-exclusionary discipline requirements. Legal aid, disability advocates, and education groups argued that suspensions harm young children, worsen disparities, and disproportionately affect students of color and students with disabilities, and they urged the committee to keep restorative and non-exclusionary practices in place. Disability advocates also asked that any safety planning explicitly account for students with disabilities and that the bill remain aligned with IDEA protections and individualized education decisions. Several testifiers opposed using public funds for private schools, saying public money should stay in public programs. Other testimony came from school administrators and staff who supported restoring limited suspension discretion, describing serious elementary incidents, classroom evacuations, and injuries that they said required a short-term removal option to stabilize classrooms and plan for students’ return. Mental health and school support personnel witnesses stressed that safety and mental health funding should remain distinct and that more counselors, social workers, and related staff are needed to address student crises. No final vote on the bill itself was taken in the portion provided beyond adoption of the DE amendment and the motion to re-refer the bill.

Transcript Highlights:

• Some are provided by school staff.
• ><c> and</c><00:09:14.000><c> supported,</c> When staff are trained and supported, When staff are trained
• </c><00:19:22.559><c> to</c> schools to provide more school staff to schools to provide more school staff
• Thank you. or school staff need to think about. So or school staff need to think about.
• And and yet I inherited staff right?

Transcript Highlights:

• You're now proposing a very dramatic elimination of the staff who work on these grants.
• Those staff are dedicated to providing technical assistance to grantees in those programs.
• It could be the employer and their staff.
• It could be the employer and their staff.
• support the expansion of that staff.

Summary: The subcommittee heard a series of budget and trailer bill presentations focused on labor and public employment programs. The first item covered EDD Next modernization, where EDD described progress on customer service improvements, fraud prevention, language access, and the Integrated Claims Management System. The LAO urged stronger legislative oversight as the project enters its most difficult phase, and members questioned the revised schedule, total cost, change orders, stress testing, SB 1090 implementation, and how race and ethnicity data will be protected. EDD said the overall project cost remains about $1.2 billion, that the work is being phased with disability insurance and paid family leave first, and that fraud has been greatly reduced since pandemic-era programs ended. Members also asked for follow-up information on SB 590 outreach and equity impacts. The committee then reviewed the California Workforce Development Board’s request to reduce staffing as one-time grant workloads wind down, along with trailer bill language to streamline reporting requirements. The board and Department of Finance said the staffing reductions reflect the end of surge funding and that the proposal would consolidate roughly 10 to 12 reports into one annual report, with additional reporting only if new funds are appropriated for certain programs. Senator Durazo questioned the policy direction of reducing workforce staffing, while the administration said the positions were tied to temporary grant programs and that current staffing is sufficient for ongoing duties. Members also asked about the board’s role in AI-related workforce planning and the rationale for using state funds for the High Road Construction Careers Program. A major portion of the hearing focused on the Subsequent Injury Benefits Trust Fund reforms and related staffing request at DIR. The administration and LAO described rapid growth in applications, backlog, and liabilities, saying the program’s eligibility has expanded beyond its original intent and that liabilities could reach about $30 billion by 2030 without reform. The trailer bill would tighten eligibility, apply the changes to open cases, and use the QME process and contemporaneous evidence to document preexisting disabilities. Members raised concerns about fairness to pending claimants, evaluator capacity, and the relationship to other SIBTF legislation, while the LAO said the proposal largely aligns with its prior recommendations. DIR also presented a request to eliminate vacant positions under a statewide vacancy sweep, which drew criticism from members who argued the cuts could weaken enforcement and backlog reduction efforts; the committee asked DIR to return with more detail on impacts and on its use of temporary-help authority. The final items addressed a request for additional Cal/OSHA investigative staff and a trailer bill to make permanent the revised Workers’ Compensation Appeals Board petition timeline. DIR said the BOI staffing would help investigate fatalities and serious injuries more quickly, while members emphasized the importance of family contact and timely investigations. For the WCAB item, the chair explained that the 2024 change to Labor Code section 5909, which starts the 60-day decision clock when a case is transmitted rather than when a petition is filed, has reduced pending cases and should be made permanent; the remaining backlog was reported at 460 cases, down from 637 before the change.

Transcript Highlights:

• And I realize Emily did all that this year with her staff.
• So, I'm just very grateful to the staff, Mr.
• I'm the Chief of Staff for the Public Regulation Commission.
• Thank you very much, Chief of Staff. And thank you, Ms. Pascarenas.
• Thanks to the LFC staff. We'll see everybody tomorrow morning.

Transcript Highlights:

• I appreciate the committee staff works on this measure and accept the committee's amendments.
• Chair, and thank you staff, and thank you to our witnesses here today.
• Want to thank the Assemblymember and her staff, and your staff, Ms.
• They are geographically isolated and staff teach classes with multiple levels.
• It was unbelievable what these students were able to do from their of staff.

Committee: House Education

Transcript Highlights:

• But I first want to thank my staff, including my campaign staff, super volunteers, and interns, all..
• But I first want to thank my staff, including my campaign staff, super volunteers, and interns all over
• The committee staff, policy analysts, legal staff, Sergeant Hosford and his staff, thank you.
• and his staff.
• My family and my staff.

Summary: The House convened with prayer, a moment of silence for Army Sgt. Benjamin Pennington, the Pledge of Allegiance, quorum call, and several recognitions, including law enforcement guests, a Spina Bifida Week presentation, and a salute to the 2025 IPSC Handgun World Shoot team. The chamber then adopted the special order report and moved to floor consideration of Senate bills. Members passed several bills unanimously or near-unanimously after brief debate and, in some cases, floor amendments. CS/SB 590 clarified that changes to the statute of limitations for mandatory reporters of child abuse apply prospectively and passed 111-0. SB 418 required law enforcement autism-interaction training and allowed the blue-envelope program to be offered in electronic or physical form; it passed 111-0. CS/CS/SB 1668 addressed NICA’s actuarial soundness and passed 112-0. CS/SB 1246 expanded the Linking Industry to Nursing Education fund to broader health science programs and passed 112-0. CS/CS/SB 1404 set baseline standards for memory care providers and passed 111-0. CS/CS/SB 1030 revised recovery residence rules, including MAT-related provisions, and passed 168-0. CS/CS/SB 178 changed FHSAA rules so school coaches may use limited personal funds for student welfare with parent consent and passed 112-0. CS/CS/SB 422 barred use of ADS-B data for airport billing and passed 108-2. CS/CS/SB 598 modernized funeral, cemetery, and consumer services licensing and passed 111-0. The House also considered CS/CS/SB 1134, a controversial bill restricting county and municipal DEI-related official actions and contracting. Sponsor Rep. Black described broad prohibitions with numerous exceptions, while members asked about effects on observances, special events, parade participation, and local economic-vitality offices. Rep. Gant offered an amendment to narrow the bill’s DEI definition by removing vague prongs, arguing the language was ambiguous and could chill local government action; debate on that amendment was underway when the transcript ended. The chamber then moved into farewell remarks, including an extended address from Rep. Eskamani reflecting on her service, family, staff, constituents, and policy priorities, followed by remarks from the Speaker praising her energy and preparation. Rep. Overdorf also delivered farewell remarks highlighting his work on environmental policy, human trafficking, development regulation, property rights, and property taxes, with the Speaker commending his contributions.

Transcript Highlights:

• Their staff can they're able to do so.
• staff time or other priorities required<01:00:04.960><c> the</c><01:00:05.200><c> staff</c><01:00:05.440
• So the staff want to try to do that.
• Our staff are not sitting around looking for stuff to do.
• </c> beyond even our staff helping out on it. beyond even our staff helping out on it.

Bills: HF3919 , HF3467 , HF3741

Committee: House Veterans and Military Affairs Division

Transcript Highlights:

• I want to thank staff. ...for a great conversation last week.
• I want to thank staff. to close on the bill as amended.
• I want to thank staff for a great conversation last week.
• By our staff director, Azar Khan, it's going to be a very brief presentation.
• I know the staff director has been meeting with, you know, several Thank you.

Committee: Senate Finance and Tax

Summary: The Senate Committee on Finance and Tax met and first considered CS for SB 1290, the Department of Highway Safety and Motor Vehicles agency package. The bill would align Florida law with IFTA and federal motor carrier rules, raise the crash-reporting damage threshold from $500 to $2,000, define “economically disadvantaged area,” update registration and email-notice procedures, and revise the definition of tank vehicles. An amendment was adopted to allow nonprofits to perform VIN inspections under an MOU and to create a DV-embossed specialty plate option for eligible disabled veterans. The bill, as amended, was reported favorably. The committee then passed SB 1292, which exempts certain email addresses collected by DHSMV for notification purposes from public records disclosure. The committee also considered two flood-resiliency measures by Senator DeSantis/DeSigley. SJR 174 would amend the Florida Constitution to allow the Legislature to exclude from assessed value improvements made to mitigate flood damage, with the proposed amendment to appear on the 2026 ballot. SB 176 provided the implementing details, including eligibility tied to flood-risk areas or prior flood damage, square-footage limits for rebuilt or elevated homesteads, and documentation requirements for property appraisers. Members asked about how rebuilding and square-footage caps would work, and the sponsor explained the intent was to encourage elevation and resiliency without allowing major expansion. A technical amendment was adopted to SB 176, and both measures were reported favorably. After the bills, staff director Azar Khan gave a brief presentation on the latest General Revenue conference results, noting collections were running ahead of forecast and explaining the main forecast adjustments, including increases in sales tax and investment earnings and a reduction in corporate income tax projections. No questions were raised on the presentation. The committee then noted that additional bills were still moving through earlier committees, invited members to follow up with staff, and adjourned without any recorded votes beyond the committee actions on the bills and amendments.

Transcript Highlights:

• c> provide</c> Or when staff regularly provide Or when staff regularly provide one-to-one<00:09:58.680
• </c> and so that staff can't take a break. and so that staff can't take a break.
• Staff are individuals in the home.
• Often staff cook meals with the eat.
• 24.360><c> three</c> currently employ five staff, three currently employ five staff, three part-time<

Bills: HF4110 , HF2113 , HF4569 , HF4414

Committee: House Workforce, Labor, and Economic Development Finance and Policy