Transcript Highlights:

• The changes to the bill: the House bill authorizes a coach employed by a school or school district to
• Yeah, it requires school districts to submit. Thank you, Mr. President.
• With this bill, are we now preempting school districts from doing those types of things?
• But now that we are enforcing and requiring school districts... ...that have authorizers.
• But now that we are forcing and requiring school districts to share their optional levy with all charter

Summary: The Florida Senate convened with a quorum, opened with a prayer and Pledge of Allegiance, and heard several member introductions recognizing guests, interns, public servants, and a resolution honoring Indiana University quarterback Fernando Mendoza for winning the Heisman Trophy. The chamber then moved to the special order calendar and took up a series of bills, with some measures temporarily postponed and others advanced after brief debate and, in several cases, substitution of House companions for Senate bills. The first major bill passed was CS/CS/HB 355 on health care patient protection, which requires hospitals with emergency departments to have pediatric emergency care policies, training, equipment, and a designated pediatric coordinator; it passed 36-0. The Senate also passed CS/HB 1113 on public records, expanding confidentiality protections for victims and temporarily protecting the name of a law enforcement officer who becomes a victim in the line of duty; it passed 33-4. CS/CS/HB 1085 on local government cybersecurity was amended to place the program under the Florida Digital Service and to adjust grant timing, then passed 37-0. CS/CS/HB 925 on clerks of court passed 38-0 after amendments affecting revenue retention, legal notices, traffic citation distributions, and municipal fee sharing. CS/CS/HB 679 on trademark registration modernization and CS/CS/HB 589 on septic permit timing also passed unanimously. The most extensive debate centered on CS/CS/HB 991 / SB 1334, an elections bill that would use Real ID data to verify citizenship, change voter ID rules, alter candidate qualifying requirements, and revise election administration procedures. Senators offered and debated numerous amendments on documentation fees, senior exemptions, human review versus automated systems, student and retirement-center IDs, and effective dates; most were defeated, though one amendment adding stock-trading disclosure language for candidates was adopted. The bill’s sponsor cited election-crimes reports and specific prosecutions involving non-citizens as justification for the measure, while opponents argued it could disenfranchise eligible voters, especially students and seniors. The transcript ends during continued questioning and debate on that elections bill, before final disposition is shown.

Transcript Highlights:

• The changes to the bill: the House bill authorizes a coach employed by a school or school district to
• The changes in the bill: the district school board may adopt a fee schedule for non-enrolled students
• With this bill, are we now preempting school districts from doing those types of things?
• But now that we are enforcing and requiring school districts, That have authorizers.
• But now that we are forcing and requiring school districts to share their optional levy with all charter

Summary: The Senate convened with a quorum, opened with prayer and the Pledge of Allegiance, and featured a series of member introductions recognizing guests, interns, firefighters, a newly awarded PhD, and the day’s doctor. The chamber also adopted a Senate resolution honoring Indiana University quarterback Fernando Mendoza for winning the Heisman Trophy. After routine business, the Senate moved to special order bills. The first measures taken up were CS/SB 68 on health care patient protection, which required hospitals with emergency departments to adopt pediatric emergency care policies, training, readiness assessments, and a designated pediatric coordinator; it passed 36-0. CS/SB 350 on public records, protecting victim identities and temporarily exempting the names of law enforcement officers who are victims in the line of duty, passed 33-4 after questions about access for victims’ attorneys. CS/SB 576 on local government cybersecurity established a state-administered cybersecurity protection program for local governments, prioritized rural and fiscally constrained communities, and was amended before passing 37-0. CS/SB 532 on clerks of court, allowing clerks to retain all revenue above projections and incorporating related provisions on legal notices, traffic citation distributions, and municipal fee splits, passed 38-0. CS/SB 696 on trademark registration modernized the filing system and passed 38-0. CS/SB 698 on septic system permits, addressing permit delays and aligning House and Senate language on liability if construction begins early, also passed 38-0. The longest debate centered on CS/SB 1334 / CS/HB 991 on elections and election integrity. The bill would use REAL ID data to verify citizenship for voter registration and list maintenance, revise candidate-qualification rules, change acceptable voter IDs, add citizenship markers to driver licenses and ID cards by July 1, 2027, and make other election-administration changes. Multiple amendments were offered and defeated, including proposals to allow attestations in lieu of documentation, exempt seniors, require human review over automated systems, preserve student and retirement-center IDs, and delay implementation to July 1, 2027. One amendment was adopted to retain a stock-trading disclosure for candidates. The chamber then continued debate on the underlying bill, with supporters citing state reports of non-citizen registrations/voting and opponents warning of disenfranchisement for students, seniors, and others who may lack the required documents.

Transcript Highlights:

• Many of you might feel that it's very minimal, but for me, for my district, district, for my people,
• priorities or missions may vary from district to district as they should.
• their individual districts.
• to district as it should.
• That soil and water district, if there are dams within their district—and they're not in all districts—if

Transcript Highlights:

• presidential physical fitness test in physical education courses in elementary, middle, and high schools
• And do we have feedback from DPI and from the schools?
• I've had some discussions with Levi Bachmire.
• And from a general perspective, he is very excited about physical activity and diet in the schools and
• When you talk to a school administrator, they'll always say we have so many requirements, so that is

Summary: The committee reviewed four bill drafts for the Rural Health Transformation effort. The first required the presidential physical fitness test in PE classes; members asked about DPI and school support, then moved and approved the draft. The second required physicians to complete one hour of continuing education on nutrition and metabolic health each renewal cycle and included legislative intent encouraging other health boards to consider nutrition-related CE; it was approved after brief discussion. The third bill adopted the Physician Assistant Licensure Compact. Members discussed a separate issue involving occupational therapy compact background checks and whether that fix could be added now or would need to wait until later; the committee also discussed Board of Medicine input and the compact’s workforce benefits. The draft was moved forward to the full committee. The fourth bill expanded pharmacists’ prescriptive authority and therapeutic substitution. Legislative Council explained the draft, and Senator Roars proposed substantial amendments to narrow motion sickness, UTI, diabetes supply, and substitution provisions. Members debated whether to vote on amendments now or wait for the special session public hearing; concerns were raised about transparency, stakeholder input, and avoiding premature action. No amendment vote was taken, and the bill was left for later consideration. The committee then recessed until the next day.

Transcript Highlights:

• We're present in schools and community centers, neighborhoods.
• My district has a huge problem around human trafficking.
• I know it's a bit uncharacteristic to co-author a district bill, but I feel so strongly about local districts
• The attendance levels in schools are low. Not going to happen.
• The attendance levels in schools are low in my district because people are living in fear.

Committee: House Elections

Transcript Highlights:

• and schools.
• </c><00:54:53.920><c> and</c> counties and special districts and counties and special districts and schools
• . schools. schools.
• </c> $120 million in cuts to local school $120 million in cuts to local school district<01:20:47.679>
• </c> relating to education requiring school relating to education requiring school districts<02:40:41.200

Transcript Highlights:

• We have two schools and we have multiple green spaces.
• I mentioned the four museums, the four stadiums, the two schools, all of those.
• This is far away from my district, but I grew up at Expo Park.
• We do have a school that we operate on site, a neighborhood elementary school in partnership with LA
• So maybe there was a knowledge deficit or something that didn't occur during school.

Transcript Highlights:

• Um, so the conservation district statutes were promulgated in 1941.
• </c> says no contract with the district says no contract with the district supervisors supervisors supervisors
• to go onto the ballot for a mill levy.
• for</c><00:59:19.920><c> a</c><00:59:20.000><c> mill</c><00:59:20.240><c> levy.
• I'm here today representing the Wyoming Association of Conservation Districts.

Bills: SF0025 , SF0027 , SF0043 , SF0066

Committee: Senate Travel, Recreation, Wildlife & Cultural Resources

Transcript Highlights:

• He explained that there can be a trade-off, especially for individual tax districts and school districts
• Dwayne Emmons said there can be a trade-off, especially for individual tax districts and school districts
• Collectively, our school districts are the only recipient of common school trust revenues and the largest
• These public working forests generate revenue for counties, school districts, fire districts, ports,
• board of the Methow Valley School District.

Summary: The committee held public hearings on House Bill 2170, which would authorize DNR to enter ecosystem service and carbon contracts on state trust lands, and House Bill 2578, which would add tribal members and alternates to the Fish and Wildlife Commission. For HB 2170, the Department of Natural Resources and supporters said the bill would diversify revenue, help meet climate goals, and allow DNR to participate in emerging carbon and ecosystem markets without necessarily eliminating timber harvest. Opponents, including counties, school districts, timber companies, loggers, and forest industry groups, argued the bill could reduce harvest levels, harm rural jobs and mill supply, and lower revenues for schools and other trust beneficiaries; several said any new authority should be limited to additive projects with stronger safeguards. Supporters included environmental groups and some local officials who said the bill would provide a more stable revenue stream and better align land management with climate and watershed benefits. The chair noted there are two related vehicles in committee, HB 1508 as the negotiated version and HB 2170 as the department version, and the public hearing on HB 2170 was closed after extensive testimony. For HB 2578, staff explained that the bill would add four tribal commissioner positions and four alternates to the Fish and Wildlife Commission, with representation from federally recognized tribes on both sides of the Cascades and staggered terms. Prime sponsor Rep. Deborah Lekanoff said the measure would strengthen co-management and the state’s government-to-government relationship with tribes, while acknowledging there are other related bills and ongoing legal issues involving WDFW. The chair asked whether the bill would affect existing tribal consultation obligations, and Lekanoff said it would not replace government-to-government consultation; she also said she would follow up on how the governor would make appointments. The hearing on HB 2578 was then suspended so the committee could return to HB 2170 testimony. The committee also heard staff briefing and sponsor testimony on House Bill 2544, which would create a pilot process for the Upper Columbia River water rights adjudication. Staff said the bill would require Ecology to run the adjudication in two phases, starting with tribal and federal claimants and allowing time for settlement before bringing in other claims, with a report due by June 2035. Rep. Larry Springer said the bill is intended to establish a baseline of water use more efficiently in a process that can otherwise take decades. After the briefing and sponsor remarks, the committee began public testimony on the bill, with tribal representatives and other stakeholders queued to testify.

Transcript Highlights:

• Francis High School.
• in a local high school not too long ago.
• in a local high school not too long ago.
• Colleagues, this is a district bill.
• Colleagues, this is a district bill.

Summary: The Senate convened with prayer, the Pledge of Allegiance, guest recognitions, and several ceremonial presentations. Members welcomed Jack and Jill of America’s Far West Region and a large education bus trip from Senate District 15. The body also adopted SCR 151 designating May 2026 as ACL Injury Awareness Month, SR 105 declaring May as National Tennis Month, SCR 175 recognizing Behavioral Health Awareness Month, SCR 176 designating May as Small Business Month, and SCR 178 recognizing Jewish American Heritage Month. These resolutions drew broad support, with many senators speaking to the health, civic, economic, and cultural themes in the measures, as well as concerns about anti-Semitism, Islamophobia, and solidarity across communities. The Senate also confirmed three gubernatorial appointees unanimously: Siva Gunda to the California Energy Commission, Tony Sertich as Executive Director of the California Housing and Finance Agency, and Craig Snellings to the Workers’ Compensation Appeals Board. In addition, the chamber approved a motion to suspend Joint Rule 62(a) so the Committee on Local Government could hear AB 1768, after debate over the procedure and a roll call vote. On legislation, the Senate passed a series of bills on unanimous or near-unanimous votes, including SB 922 on local cost recovery for street damage from public service operations, SB 932 on litigation transparency, SB 1311 on updates to consumer affairs boards and licensing rules, SB 1143 on access to forensic interview recordings in child abuse cases, SB 1307 on clearing forged real estate documents, SB 1177 on high-speed rail reporting, SB 971 on community networks for older adults, SB 1400 on Alameda Health System governance, SB 1228 on existing outdoor advertising displays in former redevelopment areas, SB 997 on lien authority for a groundwater sustainability agency, SB 1115 on public cemetery district governance, SB 1088 on advance care planning forms, SB 1242 on family participation in CARE Court, SB 1364 on parental rights in rape-related custody cases, SB 993 on protecting mental health professionals’ identifying information, SB 1094 on prescription drug biosimilar use, SB 1117 on ADU fee calculations, SB 1244 on broker compensation disclosures for public agency health plans, SB 1315 on automated driving system software update reporting, and SB 1398 on recognizing Green Globes as an equivalent state building certification. Earlier, a motion by Senator Strickland to withdraw SB 1035 from committee failed on a 22-22 vote.

Transcript Highlights:

• districts, the UC, and the CSU system.
• districts, the UC, and the CSU system.
• That has impacted a lot of our districts here in the state of California.
• So on behalf of the people of the 70th Assembly District, the districts you have served prior, the California
• District before coming up to the Legislature.

Summary: The Assembly convened, established a quorum, and opened with prayer and the Pledge of Allegiance. After routine procedural announcements and motions, members moved through a long concurrence and third-reading file, with many bills passing on largely bipartisan or unanimous votes. Early actions included rejecting a motion to strike SB 958 from the file, concurring in AJR 9 on national parks, and approving AB 1647 on juvenile transfer hearings, AB 1656 on human trafficking, AB 1660 on probate procedures, AB 1875 on marriage cooling-off period procedures, AB 1892 on common interest developments, AB 1908 on civil actions and urgency, AB 1954 on business reservations, AB 1957 on post-foreclosure home acquisition, AB 1977 on notaries public, AB 2001 and AB 2052 on criminal procedure, AB 2107 on pupil instruction, AB 2263 on housing, AB 2346 and AB 2595 on e-bike/vehicle issues, AB 1562 on elections, AB 2180 on local government finance, and AB 2624 on privacy protections for immigration support service providers. AB 2624 drew the most extensive debate, with supporters saying it expands Safe at Home protections for workers facing doxxing and threats, and opponents arguing it could chill speech and journalism; it ultimately passed 49-13 and was immediately transmitted to the Governor. The Assembly also adopted H.R. 134 designating November as California’s First-Generation College Celebration Month after supportive remarks about access to higher education and first-generation students. On the Senate side, the Assembly concurred in or passed measures including SB 932 on transparency in civil proceedings, SB 1400 on health authorities, SB 1154 on community college best-value procurement, SB 1264 on probate and child support notice, SB 599 on atmospheric river forecasting, SB 692 on emergency abatement of abandoned vehicles, SB 1263 on contractor accountability, and SB 1371 on solid waste service during labor disputes; SB 1371 prompted opposition over labor leverage and potential cost impacts but passed 41-14. Other notable Senate bills approved included SB 401 on emergency extensions for political reform filings, SB 945 on CPR/AED training in schools, SB 977 requiring healthier children’s meals at chain restaurants, SB 1192 on protections against abusive litigation by domestic violence abusers, SB 1194 on immigration legal services, SB 872 on water, SB 925 on a fusion energy roadmap, SB 934 strengthening conversion therapy protections, SB 1030 repealing the CalWORKs “man-in-the-house” rule, SB 1056 on protective orders for adult sexual assault materials, SB 1069 streamlining CARB approval for aftermarket auto parts, and SB 1135 creating a statewide wildlife coexistence program. The session ended with several items passed or retained on file and multiple procedural announcements, including guest permissions and adjournment-memory requests.

Transcript Highlights:

• districts, the UC, and the CSU system.
• districts, the UC, and the CSU system.
• That has impacted a lot of our districts here in the state of California.
• So on behalf of the people of the 70th Assembly District, the districts you have served prior, the California
• District before coming up to the Legislature.

Transcript Highlights:

• I am the acting Senate Chair, Senator for the Berkshire, Hampden, Franklin, and Hampshire Senate districts
• That will really focus on schools, child care centers, nursing homes, and public housing.
• It has funded a number of meat processors, food access work, school districts, food rescue operations
• Your districts have received tens of millions of dollars from the MVP grant program.
• This amendment earmarks $40 million of the $120 million for Massachusetts school districts and child

Bills: S2542

Committee: Joint Joint Committee on Bonding, Capital Expenditures and State Assets

Keywords: climate resilience, resilience bond bill, environmental bond, infrastructure spending, flood control, coastal resilience, PFAS, clean water, wetlands, nature-based solutions, housing permitting, flood disclosure, land conservation, biodiversity, forest reserves, municipal vulnerability preparedness, MVP grant program, food security, agricultural resilience, solid waste

Transcript Highlights:

• It's the largest revenue in the restricted fund is for fines that we levy against insurance carriers
• restricted fund is is for fines that the restricted fund is is for fines that we<00:33:12.720><c> Levy
• against</c><00:33:14.360><c> uh</c><00:33:14.519><c> insurance</c><00:33:15.039><c> carriers</c> we Levy
• against uh insurance carriers we Levy against uh insurance carriers for<00:33:15.799><c> late</c><00
• There's also a requirement that schools have the same inspection requirements as shops, which everybody

Summary: The committee first heard from the Department of Labor on several House Bill 2 sections. Members discussed raising the annual elevator certificate fee, which had been $50 since at least fiscal year 2014; the commissioner said the Inspection Division generates more revenue than its costs, and members agreed to amend the fee to $75 and later voted unanimously to accept Section 137. The department also explained a proposed change to civil penalty/warning language in Section 139 to align enforcement across labor laws; that section was accepted unanimously. The commissioner then gave a detailed overview of the second injury fund, describing how it is financed by assessments on insurance carriers, how claims are reviewed for reimbursement, and how the fund is intended to reimburse certain workers’ compensation costs. Members questioned whether the program still serves its original purpose, whether it is revenue-neutral, and whether it should be sunset; the department said the fund is a mixed bag for the state and industry, but no sunset language was adopted. Sections 140 and 141 were then accepted unanimously. The committee next heard from the Judicial Council on Sections 125 through 127. The witness said the changes would streamline payment for indigent defense services other than counsel, reduce the number of bills requiring judge review, and expand the council’s ability to contract with providers for services such as translation and evaluations. He also explained a proposed fail-safe allowing the executive director to decline to process questionable invoices and send them to a judge instead. Members generally supported the streamlining, and Sections 125 through 127 were accepted unanimously. Toward the end of the discussion, members asked about the cost impact of changing the misdemeanor/felony threshold from $1,000 to a higher amount. The Judicial Council said felony cases are significantly more expensive than misdemeanors because they involve more hearings, more discovery, and more attorney time, with assigned felony cases costing several times more on average. No action was taken on that question in the excerpt.

Transcript Highlights:

• District Court... ...issued an injunction ordering the state to increase its efforts in removing culverts
• Ranking Member Barkis, Drew McEwen, Senator for the 35th District. Thanks for hearing this bill.
• With the approval of at least 60% of the voters within the district, an RTA may incur debt of up to 5%
• For the record, I'm Mark Olius, State Senator from the 21st District.
• Washington culvert decision, 35th District, 24th District, Grays Harbor County, etc.

Summary: The committee heard testimony on Second Substitute Senate Bill 5690, which would require WSDOT to improve coordination with utilities on fish barrier removal projects and utility relocations, provide advance notice when feasible, and seek to maximize federal funding for relocation costs. Staff described the bill’s background, including the federal culvert injunction and WSDOT’s fish barrier work, and noted fiscal impacts tied to grant monitoring and possible revenue changes. Senator McEwen said the bill was narrowed from a prior version to reduce fiscal concerns and cited a district example where poor coordination allegedly wasted public and ratepayer funds. Utility representatives from PUDs testified in support, emphasizing better communication, advance notice for budgeting, and access to federal funds; no opposition was presented on this bill before the public hearing was closed. The committee also heard Senate Bill 6148, which would extend the maximum term for regional transit authority bonds from 40 years to 75 years and remove eligibility for regional mobility grant funds if an RTA uses bonds longer than 40 years. Staff and committee fiscal discussion focused on how longer terms reduce annual debt service but increase total interest paid over time, with examples comparing 25-, 40-, 50-, and 75-year bonds. Supporters, including Sound Transit board members, local officials, labor, and transit advocates, argued the bill would give Sound Transit flexibility to manage inflation, preserve project schedules, and align financing with long-lived infrastructure and the federal TIFIA loan program. Opponents argued the bill would increase long-term costs, shift burdens to future generations, and is premature because Sound Transit is still revising its plan and already has substantial cash and bonding capacity. The hearing ended after questions about debt safeguards, refinancing, and how the proposed authority would interact with TIFIA loans.

Transcript Highlights:

• It's several municipalities, and specifically, school districts that apparently there are bonds that
• districts.
• So, have there been any studies done to estimate the number of school districts that will become more
• But that'd be up on a county by county, school by school basis.
• I'm surprised if not well, maybe some of you don't have a private school in your districts.

Bills: SJR50 , SJR51 , SJR52 , SJR53 , SJR54 , SJR39 , SB1290 , HB4028 , HB4029 , HB4073 , HB4074 , HB4075 , HB4076 , HB4077 , HB4078 , HB1250 , HB2951 , HB2961 , HB3151 , HB3581 , HB3705 , HB3970 , HB3972 , HB3980 , HB3981

Transcript Highlights:

• The team is from Virginia Beach, located in House District 97.
• Speaker, from John Rolfe Middle School. Welcome to the Capitol. Welcome to the Capitol.
• Warm House welcome to the Surrey County High School Class of 2026.
• This goes straight to the heart of District of Columbia v. Heller.
• They'll pull into the schools; schools are closed.

Transcript Highlights:

• I have one of the fastest growing districts in this state.
• I literally live in a new congressional district.
• I live in Congressional District 38, and we have a burgeoning population growth.
• Again, we have a system in our county government where district judges sit on the purchasing board and
• The county auditor is also a district judge-appointed function, and that also has some independence.

Bills: HB1597 , HB2364 , HB2437 , HB3205 , HB3253 , HB3310 , HB3648 , HB3906 , HB4259 , HB5645

Committee: House S/C on County & Regional Government

Transcript Highlights:

• </c> taxes levied by a political subdivision. taxes levied by a political subdivision.
• ,</c> So those are the tiff districts, So those are the tiff districts, &gt;&gt; right?
• </c><01:21:22.239><c> to</c> when they're forming these districts to when they're forming these districts
• ,</c><01:21:51.920><c> the</c> example, the the NASA district, the example, the the NASA district, the
• </c><01:22:21.280><c> to</c> infrastructure growth bond districts to infrastructure growth bond districts

Bills: SB2190 , SB2338 , SB2424 , SB2356 , SB2981 , SB3028 , SB3187 , SB2378 , SB2398 , SB2192 , SB2155 , SB3219 , SB3218

Committee: House Housing

Summary: The House Housing Committee heard testimony on a series of housing-related Senate bills. SB 2190 SD2 on inclusionary zoning drew support from HHFDC, Hawaii YIMBY, Grassroot Institute, Housing Hawaii’s Future, and Hako Seed Center, with opposition from OHA and Aloha Independent Living Hawaii. SB 2338 SD1, dealing with housing agency personnel authority, received comments from the Attorney General cautioning that the bill should be clarified to avoid conflicts with civil service and collective bargaining laws and recommending removal of a provision limiting employment contracts; HHFDC said its comments addressed those concerns and supported the measure. SB 2424 SD1, concerning HHFDC, received broad support from housing, business, and community groups, with one opposition. Testimony focused on changing the definition of “qualified resident” so people who already own an HHFDC-assisted unit could later purchase another if their housing needs change; HHFDC said the current rule forces people to sell before buying again and that the bill would help people move up the housing ladder and encourage more housing development. SB 2356 on parking also drew broad support from state agencies, housing advocates, business groups, and local officials, with Unite Here Local 5 in opposition. SB 2981 on land use had strong support from many organizations and 67 individuals, with Unite Here Local 5 opposing. SB 3028 SD2 on property conveyance generated the most detailed policy debate. Supporters, including Catholic Charities Hawaii, Hawaii Children’s Action Network, Indivisible Hawaii, and others, backed restructuring the conveyance tax into a marginal rate system and urged changes to revenue allocations, including dedicated funding for homeless services, DHHL, and the rental housing revolving fund. The Tax Foundation of Hawaii supported the marginal-rate concept but opposed dedicated special-fund allocations and criticized the bill’s blank sections. Committee members questioned the historical purpose of the conveyance tax, and the Tax Foundation explained it was originally a modest tax tied to property-value tracking when the state still ran the property tax system. The committee also heard SB 3187 SD2 on off-site construction, SB 2378 SD2 on housing permitting, and SB 2398 SD2 on residential housing utilities. OPSD supported SB 3187 but said it preferred the House version and wanted clarification that off-site certification should apply to factories in Hawaii, not out of state, to avoid outsourcing labor; it also suggested starting with a small scope. SB 2378 SD2 drew support from engineering, housing, and labor groups, with testimony that the House version included needed fixes to make the program insurable. On SB 2398 SD2, the Board of Water Supply opposed the bill, saying it could require disclosure of sensitive infrastructure information beyond ordinary water-availability assessments and raise critical-infrastructure and cybersecurity concerns; developers and housing groups supported the measure. No votes or final actions were taken in the portion of the hearing provided.

Transcript Highlights:

• I'm joined by the chair of my house, Liam Murphy, who's out of school. Got to keep him busy.
• Doesn't mean you can't be opened in another district. Please, yeah. Thank you.
• I was also an attorney at the Federal Reserve and a proud graduate... ...of Boston College Law School
• Now, when I was in law school, funded that 100% through student loans, I can tell you the student loan
• Am I going to deny the future me that bridge loan that they needed to get through school?

Summary: The Special Commission on the future of payments and sales transactions by credit card heard extensive testimony from credit union, banking, retail, restaurant, and payments-industry representatives about proposals to limit interchange fees, especially on the tax and tip portions of transactions. Several witnesses opposed state-level restrictions, arguing they would create a patchwork of rules, burden state-chartered institutions, raise compliance complexity, and ultimately reduce resources for fraud prevention, cybersecurity, rewards, and access to credit. Others, including retail and merchant advocates, said swipe fees are a significant and growing cost for small businesses and that states should consider reforms such as limiting fees on taxes and tips, allowing surcharging, improving transparency in merchant contracts, and studying collection costs more closely. Witnesses also discussed recent legal and regulatory developments, including Illinois’s interchange-fee law, OCC and NCUA interim rules, and the ongoing Visa/Mastercard antitrust settlement. Industry representatives said the Illinois law has been delayed and is likely preempted for most transactions, while merchant advocates argued the state efforts and court rulings show that networks and banks do not set fees competitively. The proposed antitrust settlement was described by some as a meaningful but limited merchant victory, with temporary fee reductions and expanded surcharge/steering rights, while others said it still falls short of structural reform. The commission members pressed witnesses on the practical effects of fees, the cost of cash, whether merchants can pass costs through, and whether small businesses are actually seeing benefits from the current system. Members repeatedly emphasized the need for a fair middle ground that protects both small businesses and the payment system. No substantive votes or policy actions were taken beyond accepting testimony, and the meeting ended with adjournment after all scheduled witnesses had spoken.