Video & Transcript Research : 'purchasing pool'
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MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Financial Services Jun 21st, 2026 at 10:30 am
Joint Committee on Financial Services
Transcript Highlights:
- realtor to make sure that an oil tank professional is coming out to take a look at that tank prior to purchasing
- I had to do a GoFundMe to purchase this running blade right here.
- After purchasing this running blade, my life and activity changed overnight.
- actually ran the 10K in under an hour, and due to the generosity of my community, I was able to purchase
- These include a pool, a walking, and a running group dedicated for our patients with limb loss.
Summary:
The hearing opened with the Senate and House chairs of the Joint Committee on Financial Services explaining that the day’s agenda would focus on health insurance and other insurance matters, with a large number of witnesses and a request for brief testimony. Legislators were taken out of order to accommodate their schedules, and the committee heard testimony on several bills, including coverage for hair prostheses for alopecia (H. 1223/S. 832), medically necessary oral and dental care for head and neck cancer survivors (H. 1258), modernizing fertility and family-building coverage (H. 715/H. 1190 and related bills), coverage for prosthetic devices to support physical activity for people with limb loss (the “So Everybody Can Move” bill), remediation coverage for home heating oil releases (S. 813/H. 1302), and expanded access to physical therapy for Ehlers-Danlos syndrome (H. 1170). A separate bill on sickle cell care and registry development (S. 788) was also discussed by Senator Liz Miranda.
Witnesses largely offered personal stories and expert testimony in support of the bills. Advocates for alopecia coverage described the medical and emotional impact of hair loss, the high cost of quality wigs, and the argument that scalp and facial hair prostheses should be treated like other medically necessary prosthetics. Cancer survivors and supporters of H. 1258 said oral and dental care after head and neck cancer treatment is a quality-of-life issue and often not covered despite major out-of-pocket costs. Fertility specialists, LGBTQ+ advocates, and legislators supporting the modern family-building bills said the current infertility definition is outdated and discriminatory, excluding same-sex couples, people needing donors or gestational carriers, and others with medical barriers to conception. For the limb-loss bill, parents and adults with prosthetic needs stressed that activity-specific prostheses are essential for children and adults to run, swim, play sports, and stay healthy, but are often excluded from coverage.
The home heating oil testimony focused on the financial devastation caused by residential oil spills and the need to make spill coverage automatic in homeowners policies. Environmental professionals and homeowners described cleanup costs ranging from tens of thousands to hundreds of thousands of dollars, the strict liability homeowners face, and the fact that many policyholders do not know the rider exists. The insurance industry testified in opposition to the mandatory-coverage approach, arguing for clearer distinctions between first- and third-party coverage, risk-mitigation standards, a delayed effective date, and more emphasis on education and notification rather than mandates. Committee members pressed the industry witness on why agents do not routinely tell customers about the rider and suggested that the issue may require broader disclosure by insurers, agents, and fuel dealers. No votes were taken during the hearing; the committee heard testimony and discussed possible compromise language and future action.
MN
Transcript Highlights:
- We have built-in additional eligibility requirements in this bill to narrow down the pool and be more
- went through huge concerns on paid family leave, what it was doing to their budgets, county-based purchasing
- 00:58:13.359>
uh, <00:58:13.440>county <00:58:13.680>based <00:58:14.000>purchasing - budgets, uh, county based purchasing. budgets, uh, county based purchasing.
NM
New Mexico 2025 Regular Session
House - Appropriations and Finance Feb 4th, 2025
House Appropriations & Finance
Transcript Highlights:
- Is $810,000 recommended by the executive for RLD to purchase vehicles and equipment for the Cannabis
- Additionally, I'll note there is a $202.6 million recommendation for the purchase of law enforcement
- The workload or the jury pools that are used, and I'm just curious as to where else this might be funded
- On that item, there's also $12 billion for equipment purchases and $50 million for the wildlife corridor
- And four of these parcels were purchased with funds from the governor's office for the proposed land
NH
New Hampshire 2025 Regular Session
Senate Health and Human Services (02/05/2025)
Health and Human Services
Transcript Highlights:
- You can purchase a supplemental Medigap policy.
- You can purchase a supplemental Medigap policy.
- At the time, my peers were planning weddings, purchasing their first homes, and having kids.
- Sometimes I had to decide between going to the doctor, paying rent, or purchasing groceries.
- purchasing purchasing groceries<04:24:45.080>
those <04:24:45.279>aren't <04:24:45.640>
MN
Minnesota 2025-2026 Regular Session
Committee on Health and Human Services - 04/09/26
Health and Human Services
Transcript Highlights:
- There is a small uncompensated care pool.
- We had all but 15 services submit to that pool, which is not going to come close to what we actually
- <01:30:17.000>
I is a small uncompensated care pool. - I is a small uncompensated care pool.
- ,<01:30:27.240>
which services did submit to that pool, which services did submit to that
HI
Transcript Highlights:
- c><00:56:47.760>
convert <00:56:48.079>all <00:56:48.240>CES <00:56:48.520>Pools - all CES Pools by 2050 we're<00:56:49.680>
going <00:56:49.799>to <00:56:49.920>have - <00:58:35.599>
um <00:58:36.200>environmental lot of sess pools um environmental lot - of sess pools um environmental hazards<00:58:37.400>
include <00:58:37.799>poor <00:58: - ination of cess pools um with sea<00:59:22.760>
level <00:59:22.960>rising <00:59:23.319
NH
New Hampshire 2026 Regular Session
House Science, Technology and Energy (02/10/2026)
Science, Technology and Energy
Transcript Highlights:
- <03:59:47.359>
Um <03:59:48.720>so purchasing in the dayhead market. - Um so purchasing in the dayhead market.
- Other folks go to the market and they contract, like Constellation, and they purchase that stability.
- like constellation and they purchase like constellation and they purchase that<04:03:16.080>
- PUC, you know, allow them to purchase PUC, you know, allow them to purchase energy<04:33:43.840>
AR
FL
Transcript Highlights:
- which at minimum must include the increased risk of drowning for infants and toddlers in bathtubs, pools
- But I just think that these bipartisan efforts to enhance safety around swimming in pools, especially
Summary:
The Senate convened with a quorum, opening prayer, Pledge of Allegiance, and a doctor of the day announcement. Members also observed a moment of silence for former Senator Charlie Dean, with tributes offered to his service and family. Several introductions were made, including guests in the gallery and visiting students.
On the special order calendar, the Senate temporarily postponed bills on Citizens Property Insurance, artificial intelligence, public records, and data centers, then took up and passed several measures. SB 198/HB 505 on virtual currency kiosks was substituted to the House bill, amended to adopt the Senate language, and passed 37-0 to address fraud, registration, transaction limits, warnings, receipts, and refunds for scam victims. SB 382 on electric bicycles passed 37-0 after amendment to broaden the task force to micro-mobility devices and collect crash data. SB 844 on sickle cell disease continuing education passed 37-0, requiring one-time board-approved training for certain licensed health professionals. SB 1014 on municipal utility service outside city limits passed 37-0, prohibiting cities from denying water or wastewater service solely because an owner refuses annexation, subject to service and funding conditions.
The Senate also passed SB 428 on the swimming lesson voucher program by 36-0 after amendments expanding eligibility to ages 1 through 7 and adding postpartum drowning-prevention education and safe bathing guidance. SB 540 on the Office of Financial Regulation passed 36-0, creating cybersecurity program and oversight requirements for certain financial licensees and clarifying anti-money-laundering enforcement. SB 1440 on public records passed 35-1 after technical amendments, extending cybersecurity-related public records exemptions and reporting provisions. SB 1594 on veteran benefit payments to minor clients passed 36-0, directing benefits received on behalf of foster youth toward post-secondary education or aftercare rather than agency reimbursement.
At the end of the session, the Rules Chair moved to waive rules so all bills passed that day would be immediately certified to the House and the postponed bills would remain on the special order calendar; both motions were adopted. The Senate then adjourned until the next morning for committee meetings and other business.
MN
Minnesota 2025-2026 Regular Session
House Health Finance and Policy Committee 3/23/26
Health Finance and Policy
Transcript Highlights:
- Before they had that, it was county-based purchasing, and that was passed.
- We'll now move to... countybased purchasing um who are countybased purchasing um who are administering
- haven't been following this and looking at other options as far as this whole landscape of these purchases
- for gene therapies across the purchases for gene therapies across the country.<00:47:06.319>
But< - another step closer to addressing the shortage, particularly in rural communities, and expanding the pool
Keywords:
healthcare, WIC, community health, licensing, speech-language pathology, audiology, contract term limits, healthcare services, provider enrollment, disenrollment, premium payments, medical assistance, substance use disorders, mental health, children's mental health, early childhood, early intervention, consultation grants, Head Start, child care
CO
Colorado 2026 Regular Session
Colorado Senate 2026 Legislative Day 105 Apr 29th, 2026
Colorado Senate Floor Meeting
Transcript Highlights:
- base of customers visiting those tasting rooms, where they can have an opportunity to sample or purchase
- And so what this bill does is this bill has this pool of funds to try to help cover that delta so that
- this<02:41:52.720>
bill <02:41:53.040>has <02:41:53.600>these <02:41:54.080>pool - c><02:41:54.560>
funds <02:41:55.200>to <02:41:55.439>try this bill has these pool - of funds to try this bill has these pool of funds to try to<02:41:55.760>
help <02:41:55.920><
Summary:
The Senate convened, approved the journal, and received a series of committee and conference committee reports. Committee reports advanced several bills, including House Bill 106 from Education; House Bills 1312 and 1322 from Judiciary; Senate Bill 172 from Transportation and Energy; and a large group of bills from Appropriations, many of which were sent to the Committee of the Whole, some placed on the consent calendar. The chamber also received a conference committee report on House Bill 1410, the state budget bill, which was later taken up for repassage.
A special order consent calendar was then considered and adopted, advancing Senate Bills 154, 156, and 157. Those bills were described as dealing with Colorado Channel Authority Board appointments, State Workforce Development Council practices, and abandonment of a town with critical water infrastructure. The Committee of the Whole report on those bills was adopted, and they were ordered engrossed and placed on the calendar for third reading and final passage.
The Senate also adopted the first conference committee report on House Bill 1411, which concerns health insurance benefits for certain low-income individuals who are ineligible for medical assistance due to immigration status and adjusts appropriations. The report was adopted 34-0, and the bill was repassed 32-2. House Bill 1410, the long bill, was then adopted from conference committee and repassed after extended debate on funding for the ID community and related developmental disability and transition funding; the final repassage vote was 23-11. During debate, senators discussed the difficulty of the budget decisions and the need to revisit the issue with better information in the interim.
Later, the Senate considered Senate Bills 17, 45, and 91 in Committee of the Whole. SB 17, concerning out-of-network health care dispute resolution, received committee amendments and was adopted. SB 45, concerning workforce development opportunities in Colorado’s nuclear sector, was amended to include a one-year sunset if funding is not raised for the School of Mines program, then adopted. SB 91, concerning exclusion of certain printed news deliverers from employee definitions in labor and employment law, drew debate: supporters said it would help preserve local newspapers and independent contractor delivery models, while opponents argued it would weaken worker protections and favor large newspaper owners. The transcript cuts off before the final vote on SB 91.
MD
Transcript Highlights:
- Does the bill in its current form that we're voting on use public funds to purchase over-the-counter
- Senate Bill 262, Income Tax, Subtraction Modification for Classroom Supplies Purchased by Teachers.
- Though I will say that I don't think she knows as much about vernal pools as I do.
- <02:52:32.480>
as <02:52:32.680>I knows as much about vernal pools as I knows as much - about vernal pools as I do. do. do.
Summary:
The House opened with the Pledge of Allegiance and a prayer, then the Speaker noted a long day ahead and asked members to be patient as the chamber worked through several remaining bills. The House then handled routine business, including reading the journal and taking up a resolution honoring Delegate Susan K. McComas for her 24 years of service representing Harford County. Members from the Harford County delegation praised her work on behalf of families and children, her service as a former mayor of Bel Air, and her long legislative career. McComas briefly spoke in response, reflecting on her service and thanking colleagues.
The chamber then moved through a series of consent calendar items and Senate amendments. House Bill 193 on state procurement transparency, House Bill 261 on competitive proof-of-concept procurement, House Bill 266 on the Information Technology Investment Fund, House Bill 998 on Baltimore City alcoholic beverages districts, and House Bill 1422 on procurement and personnel liquidated damages all received concurrence in Senate amendments and were passed, with roll calls showing overwhelming support; HB 1422 drew nine negative votes, and HB 266 drew one negative vote. The House also received committee reports advancing several Senate bills, including measures on child care credential funding, speed monitoring systems, driver skills examinations, school bus fire safety, veterans cemeteries, IT investment fund uses, Baltimore City alcohol regulations, hospital immigration enforcement policies, and board of education compensation changes.
Later, the House considered additional amended bills and adopted the committee amendments before advancing them to third reading. These included Senate Bill 212 on tuition exemptions for spouses and dependents of safety employees and the Maryland Fallen Heroes Death Benefits Act, House Bill 1599 and Senate Bill 558 creating a Chesapeake Bay Enhancement Program and Maryland Seafood Industry Financial Assistance Fund, Senate Bill 366 establishing an intelligent speed assistance pilot program, Senate Bill 431 on endangered and threatened species and migratory birds regulations, Senate Bill 947 on Maryland Transit Administration reform, Senate Bill 480 on physician licensure for foreign-trained doctors, Senate Bill 898 on Medicaid reimbursement for registered behavior technicians, Senate Bill 204 on the Maryland Civic Excellence Program, and Senate Bill 890 on captive insurer premium tax study. In several cases, amendments were described as technical or as clarifying reporting, deadlines, eligibility, or program structure. One member asked about SB 890 after amendments removed the proposed tax moratorium, and the floor leader explained that the bill was now only a study requiring a report back to the General Assembly. The session ended with a quorum call showing 133 members present and the House still in session.
NH
Transcript Highlights:
- place, anyone can bring a can of paint to a participating retailer for recycling, even if it was purchased
- participating retailer for recycling even<04:14:06.319>
if <04:14:06.720>the <04:14:06.960>purchased - Towns charge for and pay to dispose of everything from tires to pool chemicals, fluorescent bulbs to
- <04:21:22.000>
from <04:21:22.239>tires <04:21:23.040>to <04:21:23.359>pool - dispose of everything from tires to pool dispose of everything from tires to pool chemicals,<04:
MA
Massachusetts 2025-2026 Regular Session
Senate Committee on the Census Jun 21st, 2026 at 09:30 am
Senate Committee on the Census
Transcript Highlights:
- In the summer, we were telling people, don't go to the pool, don't go to the parks, don't go out unless
- In the summer, we were telling people, don't go to the pool, don't go to the parks, don't go out unless
- In the summer, we were telling people, don't go to the pool, don't go to the parks, don't go out unless
- In the summer, we were telling people, don't go to the pool, don't go to the parks, don't go out unless
- You have in this pool line, and tomorrow you'll see it in the news, but we'll probably have over 2,000
Summary:
The Senate Committee on the Census held an early planning hearing on how Massachusetts can maximize participation in the 2030 census, with Chair Will Brownsberger and Vice Chair Rebecca Rausch emphasizing the need to start well in advance. The first panel, made up of leaders from the Massachusetts Voter Table, MassVOTE, MIRA, and MESA, stressed that grassroots community organizations are trusted messengers and should be funded early to do multilingual outreach, training, and direct assistance in hard-to-count communities. They described lessons from 2020, including the shift to internet response, reduced federal census infrastructure, the importance of coordinated statewide networks, and the need to begin messaging several years before Census Day because building trust and staffing outreach takes time.
Panelists repeatedly warned that immigrant communities are facing heightened fear because of federal immigration enforcement and the possibility of a citizenship question or other federal changes, making census participation more difficult. They said 2020 funding arrived too late to fully staff and train outreach teams before the pandemic, and argued that future resources should be deployed earlier and more flexibly. In response to committee questions, they estimated Massachusetts should invest roughly $8 million to $10 million or more in state census outreach, with one proposed model of about $3 million to $5 million at the start, additional funding in the middle years, and a larger final push closer to 2030. They also suggested that funding should support communications infrastructure, translation, social media and ethnic media outreach, and possibly a permanent complete count structure or trust fund to preserve institutional knowledge.
A second panel from Common Cause Massachusetts and the ACLU of Massachusetts echoed the call for stronger, earlier investment and stronger privacy protections. They urged the legislature to expand existing census line items, consider a trust fund or other dedicated funding stream, and coordinate census outreach with other state programs that already work through trusted community messengers. The ACLU testimony focused on racial inequities in census counts and warned that federal efforts to exclude non-citizens or add a citizenship question would deepen distrust and undercount immigrant communities. Committee members asked about the 2020 overcount/undercount results, funding levels, timing of grant distribution, and whether census outreach should be routed through the Secretary of the Commonwealth or other state mechanisms; no votes were taken, and the hearing moved on to a later panel on immigrant-community outreach.
AZ
Transcript Highlights:
- The second way is through a trust or a pool, where they pool that risk together, and sometimes it may
- make sense for certain districts to pool with other districts.
- We keep asking schools to teach pool We keep asking schools to teach pool safety, gun safety, CPR, unsafe
Summary:
The committee began with brief announcements and thanks to staff and members as this was described as the last regular House Education Committee meeting of the 57th Legislature. Chad Heinrich of the University of Phoenix invited members to an upcoming lunch-and-learn on artificial intelligence and education. The chair and ranking member both offered closing remarks recognizing staff, pages, and public testimony over the session.
The committee then heard SB 1497, which requires school districts with at least 300 employees and a self-insurance program to seek quotes for health coverage and related services at least every four years, with some exceptions for certain self-insurance arrangements. The sponsor and supporters said the bill is intended to increase competition, transparency, and better benefits for school employees. There was no opposition testimony, and the bill passed 10-0 with a due pass recommendation.
Members next considered SB 1711, which directs the State Board of Education to compile age-appropriate resources on preventing and recognizing inappropriate contact, including sexual conduct, and requires schools to make those resources available to students and parents. Supporters said it would provide vetted, voluntary resources without mandating curriculum; opponents argued it was too limited and should include more robust, trauma-informed, age-appropriate sex education and accessibility requirements. The bill passed 7-3. SB 1798, creating a FAFSA awareness program and school designation for schools that promote FAFSA completion, also passed after testimony from a college student and the Arizona Board of Regents in support; the vote was 8-2.
The committee also heard SB 1143, which requires schools to submit federal civil rights data collection information to ADE and directs ADE to publish an annual school safety report. Supporters framed it as a transparency measure for parents and policymakers, while opponents said it was duplicative, could be misused, and should apply to private schools as well. It passed 7-3. Finally, SB 1684, as amended, creates a private right of action against public schools for serious physical injury caused by bullying after a prior report and a negligent failure to respond; an amendment narrowed the bill to on-campus or school-sponsored events and removed verbal reports from the definition of prior report. Trial lawyers and the ACLU opposed it, warning about litigation and zero-tolerance discipline, while supporters said it would hold schools accountable for serious bullying. The amended bill passed 6-3.
KY
Kentucky 2025 Regular Session
Budget Review Subcommittee on General Government, Finance, Personnel and Public Retirement (8-20-25)
Transcript Highlights:
- It provides the plan the opportunity to assertively negotiate rates um allows for a larger risk pool
- negotiate rates um allows for a larger negotiate rates um allows for a larger risk<00:06:07.919>
pool - >
also <00:06:09.759>allows <00:06:10.479>um <00:06:10.720>offset risk pool - um that also allows um offset risk pool um that also allows um offset of<00:06:11.759>
our <00 - Um, all of that risk pooling and diversification with a large population base allows us to keep premiums
Keywords:
Meeting Start 00:00:00
Attendance Roll Call 00:00:30
Personnel Cabinet 00:03:25
Department of Veterans Affairs 00:12:40
Auditor of Public Accounts 00:22:39
State Treasurer 00:42:24, 958, all
Summary:
The committee first heard from Personnel Cabinet officials on House Bill 6, which required the Kentucky Employees Health Plan to offer a qualified high-deductible health plan by the 2026 plan year. Officials said the plan was already added for 2025, described it as the lowest-premium option with higher deductibles, and explained that federal rules prevent first-dollar coverage except for limited preventive services. They said 264 members had selected the plan out of about 142,000, and noted it also allows health savings accounts. Members asked about the plan’s benefits, what “catastrophic” meant, the deductible amounts, and whether employees were aware of the option; the cabinet said it would continue to highlight the plan in communications and that the deductible is above $8,000 for individuals and above $16,000 for families.
The committee then received an update from the Kentucky Department of Veterans Affairs on the Bowling Green veterans center. Officials said the current target is to move into the building on October 28, with first admissions about two months later, pending final fixes and certification steps for Medicare, Medicaid, and the VA. They explained that about $7 million in FY25 appropriations lapsed because of construction delays, staffing ramp-up was postponed to avoid unnecessary spending, and the unspent funds should be considered in the next budget request. Members praised the project and asked about annual operating costs; officials said the current operating budget is about $15 million, though they do not expect to spend all of it this year. The commissioner also announced the fifth annual state commanders conference in Lexington, focused on veterans issues and featuring state, federal, and advocacy leaders.
State Auditor Allison Ball then outlined her office’s budget priorities. She said the office is primarily a billing agency that charges audited entities for its work, and warned that some agencies are now signaling they may refuse to pay for audits related to kinship care and the medical cannabis application process. She said the office plans to continue requesting outlier credits for unusually burdensome county audit fees, funding for the ombudsman office’s transition and expanded in-office operations, and revenue replacement for local government audits and possibly state audits and special examinations. Ball also said the office conducts about 500 audits, reviews, and examinations a year and wants to restore performance audits with seed funding, as well as add investigators to the ombudsman office to focus more on child abuse and neglect cases. Members discussed the value of performance audits, the possibility of raising certain board thresholds to account for inflation, and the need for additional capacity to handle more audits.
NH
Transcript Highlights:
- At present, people from out of state can purchase our transponder.
- <00:16:07.839>
I state can purchase our transponder. - I state can purchase our transponder.
- The credits have really not been used as a commodity for sale or purchase.
- They have a pool there. It's a fabulous facility.
NH
New Hampshire 2025 Regular Session
House Executive Departments and Administration (01/15/2025)
Transcript Highlights:
- We're purchasing a three-story building, which, as you can tell, has very easy access to the different
- /c><03:52:01.960>
since <03:52:02.359>then <03:52:02.640>we've contract for purchase - since then we've contract for purchase since then we've engaged<03:52:03.439>
in <03:52:03.680 - a threeory building um we're purchasing a threeory building which<03:52:31.800>
as <03:52:32.120 - The purchase price is $5 million, and we expect to close in March.
Summary:
The committee held an orientation for new and returning members of the House committee on agencies and administration, with introductions from members and staff. Chair Carol Maguire outlined her expectations for hearings: keep questions focused on the bill, be respectful to witnesses, and use the committee’s orientation opportunities to learn about the jail staff, retirement system, and Office of Professional Licensure. Members also discussed related assignments on other bodies, including the Joint Legislative Committee on Administrative Rules and the Joint Committee on Employee Classification, and noted that some members already serve on those panels.
A substantial portion of the meeting focused on the State Building Code and the committee’s upcoming workload. Members explained how the state code is intended to provide a common baseline while allowing limited local options, and why municipalities must formally adopt and publish any local amendments. They reviewed several anticipated bills: a consolidation bill to gather building-code enforcement materials in one place, a bill to update the state energy code, a bill to restrict municipal adoption of building-code changes, and a bill to update the electrical code. Members also discussed how building codes apply to older homes and commercial buildings, and why code updates are important for safety and clarity.
The chair said the committee had 36 bills currently scheduled, including many early bills that must move by March 6 because they will be heard by two committees. She said the committee would use subcommittees for harder bills, with three subcommittees this year: pensions, licensing, and likely state building code. She also outlined the hearing schedule, including lighter bills on February 12 and the expectation of executive sessions later in the month. No votes were taken during the orientation, but members were told that public hearings do not require a quorum and that hard copies of bills would be distributed by committee staff.
NH
New Hampshire 2025 Regular Session
Senate Executive Departments and Administration (04/23/2025)
Executive Departments and Administration
Transcript Highlights:
- A catastrophic event now would suck up the resources of this pool of money in one shot.
- now would suck up the resources<00:49:55.359>
of <00:49:55.680>this <00:49:56.240>pool - of money in in resources of this pool of money in in one<00:49:57.920>
shot. - It's just a pool of money available for these events. It doesn't restrict it to a single benefit.
- <00:52:20.640>
for <00:52:20.960>these pool of money available for these pool of money
MN
Minnesota 2025-2026 Regular Session
House Public Safety Finance and Policy Committee 3/12/25 - Part 1
Public Safety Finance and Policy
Transcript Highlights:
- My studies in public health taught me more healthy people in the insurance pool will spread the risk
- 19.239>
insurance more healthy people in the insurance more healthy people in the insurance pool - will spread the risk for everyone pool will spread the risk for everyone resulting<01:21:23.520>
- c> insurance undocumented immigrants in the insurance undocumented immigrants in the insurance pool
- who could be chilled out of their pool who could be chilled out of their policy<01:21:48.159>
or<