Video & Transcript : 'homeowner financing' :
Page 113 of 500
TX
Transcript Highlights:
- We had an interesting hearing yesterday in finance.
- Because of our finance hearing on gold yesterday, I'm just playing around on the computer last night
- It authorizes up to $500 million in pre-event financing and $1 billion in post-event financing, with
- Second, it would create catastrophic charges to repay state-funded financing. something.
- House Bill 2518 seeks to eliminate the use of third-party financing for TWIA premiums.
Bills:
HB 106 , HB144 , HB145 , HB252 , HB1732 , HB2221 , HB2467 , HB2468 , HB2517 , HB2518 , HB2963 , HB3016 , HB3689 , HB3960 , HB4386 , HB4490 , HB4751 , HB5247 , HJR175 , HB2213 , HB106 , HB144 , HB145 , HB252
Committee:
Senate Business & Commerce
MN
Transcript Highlights:
- increases the Homestead Credit and the renters credit in order to provide property tax relief to homeowners
- control local property tax increases, but we can play a role in making sure that whether you're a homeowner
- </c><00:02:53.519><c> or</c><00:02:53.840><c> a</c><00:02:54.080><c> renter,</c> you're a homeowner or
- a renter, you're a homeowner or a renter, that<00:02:57.200><c> you</c><00:02:57.360><c> get</c><00:
- um address those Minnesota's homeowners um address those uh<00:24:50.320><c> rising</c><00:24:50.720
Committee:
House Taxes
HI
Transcript Highlights:
- Yamashita, and distinguished members of the Senate Committee on Ways and Means and the House Committee on Finance
- Good afternoon, Ways and Means Committee Chair Dela Cruz and Vice Chair Moriwaki, Finance Committee Chair
- Debris removal was critical to expediting the arduous process of returning homeowners to their properties
- And so I don't have any specific ask around that because we're still meeting with our finance team.
- </c><01:18:26.159><c> team</c> we still meeting with our finance team we still meeting with our finance
TX
Transcript Highlights:
- I am now a homeowner and have achieved this without any government assistance.
- I am the Vice President of Regulatory and Finance for AEP Texas, and I am testifying in support of this
- In their report, Moody's explained the way that we have. ...financed our company, consistent with the
- Utilities are free to finance their operations and investments with a mix of debt and equity as they
- We will have to finance that with a lot of debt and a lot of equity, and the rating agencies have made
Bills:
HB551 , HB 1281 , HB1378 , HB1617 , HB2868 , HB2881 , HB3374 , HB4439 , HB4726 , HB4732 , HB4878 , HB4914 , HB4921 , HB4958 , HB5200 , HB5318 , HB5360 , HB5402 , HB5568 , HB5573 , HB5623 , HJR218
Committee:
House State Affairs
Keywords:
political contributions, address privacy, Texas Ethics Commission, election transparency, campaign finance, international organizations, World Health Organization, jurisdiction, state law, enforcement, United Nations, World Economic Forum, attorney general, Texas attorney general, state sovereignty, legal enforcement, Texas Attorney General, electric energy storage, municipal regulation, county regulation
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/25/25
Commerce Finance and Policy
Transcript Highlights:
- [Music] Good morning and welcome to the March 25th, 2025, meeting of the House Commerce Finance and Policy
- The minutes are from the March 20th, 2025, meeting of the House Commerce and Policy Finance Committee
- </c><00:36:26.920><c> the</c><00:36:27.040><c> lender</c> and you're seeking financing the lender and
- you're seeking financing the lender typically<00:36:27.880><c> doesn't</c><00:36:28.160><c> hold</c>
- knows that they were not U homeowner knows that they were not U their<00:42:38.480><c> appraisal</c>
Committee:
House Commerce Finance and Policy
CA
California 2025-2026 Regular Session
Senate Revenue and Taxation Committee Mar 25th, 2026
Transcript Highlights:
- This has been of great benefit to homeowners who are navigating, obviously, a very difficult time dealing
- Yeah, I just want to say I really appreciate this and, you know, talking to homeowners in Los Angeles
Summary:
The committee met with a quorum and heard SB 1053 by Senator Nilo, which would let county boards of supervisors in counties affected by a governor-declared disaster on or after January 1, 2026, extend by up to three years the five-year deadline for transferring a property tax base-year value to replacement property. The author said the bill is needed because recent wildfires and other disasters make the current five-year rebuilding window too short, and several members supported the measure as a common-sense local-control response to disaster recovery. There was no opposition, and the committee voted 5-0 to send SB 1053 to the Committee on Appropriations.
The committee then heard SB 888 by Senator Seyarto, as amended in committee, which would exclude VA service-connected disability compensation from household income when determining eligibility for the low-income disabled veterans’ property tax exemption. The author argued the current law creates a catch-22 for disabled veterans whose benefits can push them over the income limit despite fixed incomes and high medical costs. Members from both parties praised the bill as fair and supportive of veterans, and there was no opposition testimony. The committee voted 5-0 to pass SB 888 as amended to the Committee on Military and Veterans Affairs.
Afterward, the committee adopted a consent calendar containing SB 999, SB 1073, and SB 881. The roll was called on the consent items and the calendar was adopted. The meeting concluded with SB 1053 being called again for final action, where it was reported out on a 5-0 vote.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Thursday, July 17, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- </c> of global finance. Uh furthermore uh Mr. of global finance. Uh furthermore uh Mr.
- </c> future of finance in the web 3 world. future of finance in the web 3 world.
- space and the new era of digital finance.
- space and the new era of digital finance.
- It cracks down illicit finance, economy.
WY
Wyoming 2026 Regular Session
House Travel, Recreation, Wildlife & Cultural Resources Committee, February 17, 2026
Travel, Recreation, Wildlife & Cultural Resources
Transcript Highlights:
- sentence, but it says the overall result of property tax revenue addition from the repeal of the 25% homeowners
- </c><00:04:44.320><c> of</c><00:04:44.400><c> the</c><00:04:44.480><c> 25%</c><00:04:45.360><c> homeowners
- </c> uh from the repeal of the 25% homeowners uh from the repeal of the 25% homeowners tax<00:04:46.120
MN
Minnesota 2025-2026 Regular Session
House panel hears proposed expansion of state broadband office 3/19/25
Minnesota House Floor Meeting
Transcript Highlights:
- It is a necessity for homeowners and businesses.
- It is a necess necessity<00:01:58.079><c> for</c><00:01:58.399><c> home</c><00:01:58.960><c> homeowners
- </c><00:01:59.439><c> and</c> necessity for home homeowners and necessity for home homeowners and businesses
CA
California 2025-2026 Regular Session
Senate Judiciary Committee Jun 23rd, 2026
Transcript Highlights:
- The over one million mobile and manufactured homeowners pay for the MRLPP and will continue to do so.
- The bill further addresses the growing practice of selling and financing medical liens by tying recoverable
Summary:
The Senate Judiciary Committee met as a subcommittee and announced a large agenda, including a consent calendar and several bills pulled for separate hearing. Early in the hearing, the committee heard AB 1876, which would codify federal nondiscrimination protections in state health care law. The author and supporters said it would protect access to coverage and services for all protected classes, including transgender people, while opponents argued it would force coverage of disputed gender-affirming treatments and impose penalties on providers and insurers. No vote was taken during the informational-style presentation, and the author requested an aye vote when a quorum was present.
The committee then heard AB 1650 on requiring rental vehicles used by government agencies for enforcement to be clearly marked, with supporters describing it as a transparency and public-trust measure in response to immigration enforcement activity and opponents later withdrawing opposition after discussions with the author. AB 635, dealing with the Mobile Home Residency Law Protection Program, would extend and revise a resident-funded legal assistance program for mobile home owners; supporters said it improves access to justice and enforcement, and there was no opposition. AB 1697 would extend the date for enforceability of certain employment contract provisions under AB 692 and add an urgency clause; the NFL supported it, SIFMA was support-if-amended, and the chair noted sympathy for some workers while expressing concern about high-paid executives.
The committee also heard AB 2784, the annual State Bar fee bill, which held fees flat while making governance and reporting changes; it drew support from the State Bar and no opposition. AB 2782, the Assembly Judiciary Committee civil omnibus bill, made minor clarifying code changes and also drew no opposition. Other measures heard included AB 2662 on monitoring and reporting federal immigration enforcement impacts, AB 2235 on allowing judges to use alternate mailing addresses for safety, AB 1544 on courthouse access and transparency, AB 2624 expanding Safe at Home protections to immigrant service providers, AB 1857 to block grocery restrictive covenants that prevent new grocery stores in underserved areas, AB 1892 clarifying HOA duties and election notice rules, AB 634 banning products containing tianeptine, AB 1684 limiting HOA restrictions on home cooling systems, AB 1752 increasing appraisal reimbursement in eminent domain cases, AB 1660 improving compliance by financial institutions with public guardian requests, AB 782 narrowing a prior housing redevelopment law for certain charter cities, and AB 2195 limiting occupational license suspensions for low-income parents owing child support. Across these bills, testimony was largely supportive, with several measures drawing “support if amended” or no opposition after negotiations; the transcript does not reflect final votes on the bills discussed here.
WA
Transcript Highlights:
- of investment is truly needed if we're going to be able to continue building more homes and more homeowners
- He's our new vice president for business and finance. If Max... there's Max.
Bills:
HB2295
Committee:
House Capital Budget
Keywords:
Washington capital budget, supplemental capital budget, capital appropriations, state building construction account, taxable building construction account, climate commitment account, natural climate solutions, housing trust fund, affordable housing, supportive housing, homelessness, manufactured home communities, mobile home parks, school construction, school modernization, school seismic safety, healthy schools, school electrification, SCAP, behavioral health facilities
WA
Washington 2025-2026 Regular Session
House Capital Budget Feb 24th, 2026
Transcript Highlights:
- of investment is truly needed if we're going to be able to continue building more homes and more homeowners
- He's our new Vice President for Business and Finance.
Summary:
The Capital Budget Committee held a hearing on Proposed Substitute House Bill 2295, the supplemental capital budget. Staff said the proposal totals nearly $911 million, including about $400 million in bonds and $511 million from other state and federal sources, with much of the increase over the governor’s proposal coming from Climate Commitment Act (CCA) funding. Major spending areas include housing and homelessness, K-12 construction, human services facilities, and CCA-funded clean energy, decarbonization, and habitat restoration projects. The chair said the committee would not take amendments at the hearing and planned to vote out the budget on Thursday, with a technical fix striker expected.
Testimony was largely supportive of the House proposal, with many witnesses asking the committee to preserve or increase specific items in final negotiations. Housing advocates urged support for the Housing Trust Fund, manufactured housing preservation, and projects such as Alliance Place, Cloverdale Cottages, Cherry Street Village, Somos, and the Thrive Center. Education and public facility witnesses backed investments in school seismic safety, small district modernization, Healthy Kids Healthy Schools, community college and university maintenance, and projects at Cascadia College, WSU, CWU, and UW. Health and human services testimony supported behavioral health, Tubman Center, HealthPoint, pregnant parenting treatment, and the Yakima Behavioral Health Hub.
Natural resources, climate, and infrastructure witnesses praised funding for Flood Plains by Design, community forests, trust land transfer, salmon recovery, the Skokomish land purchase, and the Lower Columbia River dredging project. Several local governments and organizations requested additional support or Senate-level funding for specific projects, while Climate Solutions cautioned against using CCA dollars to backfill existing obligations. The committee heard no votes during the hearing, and the chair closed by saying the budget would be executed on Thursday.
WA
Washington 2025-2026 Regular Session
House Finance Jan 29th, 2026
Transcript Highlights:
- Hello, welcome to House Finance. We are called to order. Today is Thursday, January 29th.
- I've had a lot of burden shifted onto homeowners, onto farms, onto small businesses.
Summary:
House Finance heard briefings on several tax and housing-related bills, including HB 1717 on a local sales and use tax remittance program for affordable housing, HB 1859 on expanding density bonuses for housing on religious organization property, HB 1960 on a renewable energy excise tax, HB 2133 on making a senior citizen center property tax exemption permanent, HB 2135 on extending a disabled veterans housing sales tax preference, HB 2140 on tax treatment for land transferred to government entities, HB 2442 on a broad package of local tax and levy changes, and HB 2559 on a local option short-term rental tax for affordable housing. Staff also described multiple proposed substitutes and amendments, many of them technical or aimed at shifting administrative duties, changing tax credits, or requiring voter approval.
In executive session, the committee adopted a substitute for HB 1717 and reported it out unanimously with a due pass recommendation. HB 1859 was also reported out with a due pass recommendation after members discussed added flexibility for affordable housing on faith-owned land. For HB 1960, the committee adopted amendments clarifying tax administration and JLARC review, rejected an amendment that would have adjusted property tax levies to offset shifts, and then advanced the bill on an 11-4 vote. HB 2133 and HB 2135 both received technical amendments and were reported out unanimously, with members emphasizing the value of permanent or extended tax preferences for senior centers and disabled veterans.
The committee then advanced HB 2140, which narrows tax consequences when land is transferred to a governmental entity and is used for current-use purposes, with members describing it as a fix for unintended burdens on landowners and farmers. HB 2442, a large local government finance package, drew the most debate; amendments to make new taxes credits against state taxes and to require voter approval were rejected, and the bill passed 9-6. HB 2559, which would allow a local option excise tax on short-term rentals to fund affordable housing, also saw rejected amendments on state tax credits, local control, and voter approval before passing 9-6. Throughout, supporters framed the bills as tools for local governments and affordable housing, while opponents argued they would increase taxes and should require direct voter approval or state offsets.
CA
California 2025-2026 Regular Session
Assembly Floor Session Jun 13th, 2025
California House Floor Meeting
Transcript Highlights:
- lifetimes ago, when the Governor unveiled his initial budget proposal in early January, the Department of Finance
- that position again, after I worked hard to pull them out of that, so that way they could become homeowners
FL
Florida 2026 Regular Session
Appropriations Committee on Transportation, Tourism, and Economic Development Feb 5th, 2025
Appropriations Committee on Transportation, Tourism, and Economic Development
Transcript Highlights:
- But the resources outside of the personnel, the resources and the finance and the grants that get passed
- There's a lot of residents who didn't know what that was, and that's a rude awakening for a homeowner
Summary:
The committee received a program review from the Florida Division of Emergency Management on the 2024 hurricane season and FEMA reimbursement process. Deputy Director Keith Pruitt described the impacts of Hurricanes Debby, Helene, and Milton, including major storm surge, flooding, tornadoes, debris removal, power restoration, flood-control deployments, sheltering, and logistics missions. He emphasized that Florida’s approach is “federally funded, state managed, locally executed,” and said the division has already obligated large amounts of public assistance funding and mitigation dollars while continuing to work on remaining missions and reimbursements.
A major focus of the discussion was how local governments can better document and vet debris-removal and other disaster costs so they are eligible for FEMA reimbursement. Chair DiCeglie and other senators raised concerns about local planning, commercial debris collection, and whether counties and municipalities that spend money up front will be reimbursed. Pruitt explained that eligibility depends on documentation, scope of work, insurance, and FEMA rules, and that the state’s FROC process is intended to help counties identify eligible work before costs are incurred. He also said commercial debris may be eligible in some cases but is not guaranteed, and that counties should coordinate early with FDEM and FEMA.
Senators also asked about possible FEMA reforms, the age of outstanding reimbursement claims, and a proposed state fund to advance money to fiscally constrained counties while they wait for FEMA payments. Pruitt said Florida’s system is a national best practice, but that more county-level training and clearer coordination would help reduce de-obligations and audit problems. He said the reimbursement-advance idea is still being developed, and that the state continues to look at ways to streamline mitigation through programs like Elevate Florida. The committee took no formal action beyond hearing the presentation, and the meeting adjourned after closing comments from senators praising FDEM’s work.
NH
Transcript Highlights:
- </c> is so that your average homeowner is so that your average homeowner doesn't<00:56:32.319><c> get
- So, if it's an individual, a homeowner, and I'm not in favor of this, I live on the lake.
- </c><00:57:45.839><c> just</c><00:57:46.000><c> so</c> slope for your average homeowner just so slope
- that just don't know about homeowners that just don't know about this<01:01:14.000><c> um</c><01:01:
- You know, I think that if a<01:01:20.160><c> homeowner</c><01:01:20.799><c> were</c><01:01:21.200><c>
Committee:
Senate Judiciary
MN
Minnesota 2025-2026 Regular Session
Committee on Housing and Homelessness Prevention - 01/30/25
Housing and Homelessness Prevention
Transcript Highlights:
- So you, as a homeowner, would be saving that dollar.
- So you, as a homeowner, would be saving that dollar.
- I will just add that in my area, I would say 3/4 of the homes that are built are built by the homeowner
- I will just add that in my area, I would say 3/4 of the homes that are built are built by the homeowner
- That way we know that the credit is going directly to homeowners instead of to developers who we may
Committee:
Senate Housing and Homelessness Prevention
WY
Transcript Highlights:
- The trigger is the financing mechanism, not the topic.
- Wyoming law financing mechanism used.
- ><00:19:52.400><c> not</c><00:19:52.640><c> the</c> is the financing mechanism, not the is the financing
- This homeowners and small businesses.
- </c> the Utah state legislature has financed the Utah state legislature has financed has<01:22:02.719
Committee:
Joint Select Water Committee
AZ
Transcript Highlights:
- And I think that having open meetings would make that even more intimidating for homeowners.
- And I think that having open meetings would make that even more intimidating for homeowners.
- Intimidating for homeowners.
Summary:
The House convened with prayer, the Pledge of Allegiance, guest introductions, and a proclamation honoring the East Valley Hispanic Chamber of Commerce. Members also welcomed the Doctor of the Day and several guest groups, including Alzheimer’s Association advocates. The chamber then moved into Committee of the Whole to consider several Senate bills.
In Committee of the Whole, the House advanced SB 1037, SB 1233, SB 1290, and SB 1445, adopting committee amendments where offered and giving each a do pass recommendation; SB 1814 was retained. Members discussed SB 1055, which would require reporting certain unlawfully present individuals arrested for crimes to federal immigration authorities, with Democrats raising concerns about profiling and civil liberties and Republicans arguing it simply enforces federal law; it also received a do pass recommendation. SB 1274, relating to transportation and infrastructure, was amended and recommended do pass, SB 1502 also advanced, and SB 1573, concerning foreign or religious sectarian law in state courts, prompted debate over whether it was necessary or duplicative but was likewise recommended do pass. The Committee of the Whole report was adopted, and the measures were assigned accordingly.
The House then took up third-reading votes. SB 1168 and SB 1172 passed overwhelmingly, SB 1290 passed after debate about HOA meeting openness, SB 1221 passed on a 32-24 vote after supporters said it would improve tax transparency, and SB 1400 passed 47-9 despite concerns about peer support and counseling protections. SB 1214, a medical practice bill involving stem cell regenerative therapies, failed 25-31 after some members said they were not comfortable with the measure; afterward, a motion to reconsider its failure was adopted, placing it back on the third-reading calendar. The House also granted the Senate permission to adjourn until April 27, and then adjourned until 10 a.m. on Wednesday, April 22, 2026.
MO
Missouri 2026 Regular Session
Commerce Mar 25th, 2026
Commerce, Consumer Protection, Energy and the Environment
Transcript Highlights:
- They're going to be able to convince that uninformed homeowner very easily that they should waive their
- bad actors still can do exactly what they're doing right now, which is they go to the distressed homeowner
- , they say, hey, Which is they go to the distressed homeowner, they say, hey, we can get you your money
Summary:
The Commerce Committee met in executive session and voted to do pass House Bill 3027 by an 8-0 vote. It then considered House Bill 3490, which deals with historic preservation and colleges and universities. Members debated local control, private property rights, and whether the bill should apply statewide rather than only to Kansas City. The committee adopted a House Committee Substitute that removed the geographic limitation and made the measure apply to public and private colleges and universities, with an option for institutions to opt in or out of local historic commission rules. The substitute was then passed 6-2.
The committee next took up House Bill 3316, which includes Department of Revenue cleanup changes related to vehicle registration, temporary plates, boats, trailers, and lien notice language. Members discussed the bill’s effect on temporary tags and enforcement. The committee adopted a House Committee Amendment, rolled it into a substitute, and then voted unanimously 8-0 to do pass the House Committee Substitute for House Bill 3316.
The committee then moved to a public hearing on Senate Bill 973, a consumer protection bill sponsored by Senator Curtis Trent. The bill requires disclosures for real estate wholesaling and sale-leaseback transactions so sellers understand that wholesalers are not acting as fiduciaries and may not be maximizing the seller’s price. Supporters said the bill would protect distressed or uninformed sellers, while opponents from the real estate industry supported the disclosure concept but raised concerns about the 14-day waiting period before a transaction can proceed, especially in foreclosure or other time-sensitive situations. Some members also questioned whether the bill should require licensed real estate agents or allow waivers of the waiting period. No final action was taken on SB 973, and the committee adjourned after the hearing.