Transcript Highlights:

• Some concern has been raised regarding how direct primary care arrangements interact with health savings
• Chairman Harless deserves support for first responders.
• I'd first like to thank Representative Harless and his staff, James Cook, Ron Hickman, Kelly Peterson

Bills: HB3015, HB3521, HB5632, HJR182, SJR57

Keywords: healthcare, direct primary care, insurance deductibles, Texas Health Benefit Plans, telemedicine, police retirement, disability pension, municipalities, law enforcement, retirement benefits, retirement, beneficiary, Employees Retirement System of Texas, divorce decree, beneficiary designation, Veterans' Land Board, general obligation bonds, constitutional amendment, veterans, housing assistance

Transcript Highlights:

• First on the calendar today was a public hearing, and we will probably vote on it.
• And I think we need to just take care of our kids first. I don't think people need to...
• I, we were just responding to the representative asking us to come take a look at this bill, which is
• Who did the first motion? Shyri, did you do the first motion? Oh, yours is with the motion.
• Would you like me to talk about the bill first and then the substitute, or just go straight to it?

Bills: SB87, HB491, SB43, SB101

Keywords: midwifery, licensed midwives, State Board of Midwifery, licensure fees, professional liability insurance, complaints investigation, emergency care plan, out-of-hospital care, HB491, public schools, K-12, school nutrition, school lunch, cafeteria, artificial dyes, food additives, food coloring, synthetic dyes, Red Dye No. 3, Red Dye No. 40

Transcript Highlights:

• cuz again, I couldn't have done my first cuz again, I couldn't have done my first business<00:16
• Smith responded that Fortis has had 37 loans to date and has had two defaults since deploying its first
• The first that we've requested funds.
• Should I but should I go to him first? first? first?
• Is it inter interacts with paid leave.

Bills: HF3707, HF3732, HF2581, HF3731

Keywords: unemployment insurance, judicial officials, paid leave, economic development, worker protections, workforce development, unemployment benefits, youth training, grants, job creation, grant funding, revolving loan, underserved communities, disadvantaged groups, electrical licensing, installation, Class A installer, regulations, labor and industry, 1183

Summary: The committee first adopted the minutes from February 26 and then heard House File 2581, authored by Representative Frazier, which sought $1 million for Fortis Capital, a nonprofit economic development lender. Frazier and Fortis CEO Brian Smith described Fortis as a gap-financing lender that helps underserved entrepreneurs who cannot meet traditional bank underwriting standards. They said the organization has made 37 loans totaling more than $4 million since 2021, leveraged another $29.5 million, and created 314 jobs. Smith said Fortis typically charges around 6.5% interest, has had two defaults, and uses a revolving loan fund model that recycles repayments; members discussed how the proposal fits with other state economic development programs and whether Fortis should instead be part of a competitive grant process. The chair laid HF 2581 over for possible inclusion in a budget bill. The committee then heard House File 3707, brought by Representative Berg, which would extend confidentiality protections to unemployment insurance and paid leave judges and related staff by adding them to the definition of judges for purposes of protecting personal information. Berg and testifiers from the Department of Economic Development and MAPE said the bill responds to harassment and safety concerns, including threats, doxxing, and an attack near an office, and is intended to protect people making sensitive determinations. MAPE supported the bill as an update to existing protections for similar workers. Members raised concerns that the bill’s language was too broad, especially the reference to the paid leave division, and questioned whether it should cover only judges or also call-center and other staff. Department and committee members agreed the language likely needed narrowing and discussed possible amendments and whether to move the bill to Judiciary and then revisit it. No final vote was taken on HF 3707 during the discussion, and the bill remained under consideration for further language work.

Transcript Highlights:

• You have one long minute, and Representative Dull, you have one long minute to respond, okay?
• This is your first bill in our committee. Is that correct, young man? That is correct.
• Representative Norwood, on your second attempt, you got more votes than you did the first time.
• Strategic plans to respond to the needs that meet that person right where they're at.
• And I think we have been the first in the state to be asked, what does it need to look like?

Bills: HB3131, HB3380, HB3502, HB3552, HB3849, HB3886, HB3907, HB4201, HB4302, HB3448, HB3409, HB4095, HB3637

Keywords: homelessness, shelter standards, safety, accountability, state funding, local governance, regulation, Oklahoma Homeless Shelter Safety and Accountability Act, foster care, child welfare, Department of Human Services, educational opportunities, employment support, technology in child welfare, faith-based organizations, self-sufficiency, financial literacy, HB3502, Oklahoma, children's code

Transcript Highlights:

• First is the question about the penalties.
• First, I believe in the original bill that there is a cure period of 90 days.
• Well, Adam, first of all, that is covered.
• The counties won the first round; it was determined that we acted within our authority.
• James, number one, first of all. Yes, sir.

Bills: HB5691, SB427, SB2623, SB2858

Keywords: municipal management district, bonds, assessments, property taxes, economic development, eminent domain, special district, SB 427, local government, political subdivision, state loan, state grant, financial reporting, annual financial statement, annual report, county report, municipal finance, water district, municipality, county auditor

Transcript Highlights:

• Our first session was a couple weeks ago, and I'm looking forward to the next session.
• And my first, my first. Was $1,200.
• first, so that these conversations can happen, right?
• Yes, so no, I have a couple of things to respond to.
• has a contract with the state DSS to take the first 4,800 cases.

Keywords: 962, all

Summary: The Complex Care Committee meeting focused first on a new Diabetes Caucus launched at the Capitol. Rep. Johnson described the caucus as a forum to educate people about type 1 and type 2 diabetes, genetic risk, early testing, pregnancy-related diabetes, and ways Medicaid policy might improve prevention and lower long-term costs. Members agreed the caucus could intersect with care management, and Carolyn Grandell of CHNCT offered to share information about current diabetes-related care management services at a future meeting. The committee then heard a detailed presentation from Alex Rigger of the Office of Health Strategy, who is moving to the Office of Policy and Management. He reviewed Connecticut health care benchmark data, including total health care expenditures, medical spending, and market-by-market trends. He said 2023 to 2024 per-capita spending grew more than 8.5% statewide and 14% in Medicaid, with long-term care accounting for about 46% of Medicaid spending and retail pharmacy also identified as a major cost driver. Members asked about enrollment changes, dual-eligible populations, Medicare Savings Program members, 340B drug pricing, and value-based payment models. Rigger explained that his office tracks alternate payment models and quality benchmarks, but does not separately capture 340B data. Discussion then shifted to Medicare Advantage, dual eligibles, and hospital discharge planning. Members said they want better data on how many Medicaid members are in Medicare Advantage plans and whether those plans shift costs back to Medicaid or affect access to care, especially for complex-care patients. Staff noted DSS does have some Medicare Advantage indicators and that CMS is developing encounter-data rules for states. Kathy Holt and others raised concerns about denials, nursing home stays, and the need to compare Medicaid spending for dual eligibles in Medicare Advantage versus traditional Medicare. The meeting ended with plans for follow-up data sharing, including Alex Rigger’s slides, the diabetes caucus materials, and a future discussion with DSS and other agencies; no formal votes were taken.

Transcript Highlights:

• Add this with the fiduciary duty component, and patients will be put first.
• And first of all, I had prepared notes that I wanted to read, but first of all, I want to go back to
• I have a first from Vice Chair, how to give you. Is there a second?
• During wildfires, ranchers are the first responders.
• During wildfires, ranchers are the first responders.

Bills: AB93, AB204, AB414, AB504, AB598

Keywords: public employees, police officers, benefits, appropriation, law enforcement, medical debt, collection agency, healthcare, consumer protection, financial assistance, occupational safety, air quality, greenhouse gases, employee monitoring, safety program, hemp, hemp products, cannabidiol, CBD, cannabis

Transcript Highlights:

• Would you like to first adopt the DE amendment, or perhaps we should walk through it first and then adopt
• First, Senate File 4419. First, Senate File 4419.
• Okay, let's take the A1 amendment first. Okay, let's take the A1 amendment first.
• First, continuing education requirements.
• First, monitor um a couple of things.

Keywords: 1187, senate, all

Transcript Highlights:

• order of business, which is first order of business, which is first reading<00:15:07.600> of<
• families purchase homes for the first families purchase homes for the first time.<00:17:43.280><
• > down Finally, the first generation down Finally, the first generation down payment<00:19:34.799
• should have been spent for first should have been spent for first generation<01:37:36.880> home
• > and<01:40:10.880> we able to find that first house and we able to find that first house

Keywords: 1187, senate, all

Transcript Highlights:

• First they double victory last spring.
• But this first thing on our agenda.
• challenge, is our first item of action. challenge, is our first item of action.
• :26:22.159> recorded those interactions have been recorded those interactions have been recorded
• interaction with the federal government? interaction with the federal government?

Keywords: Senate streaming session for Tuesday, February 3, 2026, 960, senate, all

Summary: The Senate opened with an invocation by Reverend Dr. Patrick Claybourne of Bethl AM Church in Baltimore, introduced by the senator from the 40th district, who highlighted the church’s long history, community work, scholarships, food pantry, school partnerships, and a planned rise center. The Senate journalized the invocation and then recognized several guests, including the Bethesda Roosters U16 rugby team, which was congratulated for winning the Maryland state title and the 2025 National U16 Championship, and members of the Joint Veterans Committee of Maryland. The chamber also welcomed a Johns Hopkins Police Accountability Board appointment letter, which was referred to the Executive Nominations Committee, and later a delegation from the Ghana Parliament legislative staff visiting with the Department of Legislative Services and NCSL representatives. The main floor business centered on Senate Bill 1, which would prohibit law enforcement officers from wearing face coverings. The minority whip argued against the bill, saying it was unenforceable, an improper use of legislative time amid other state crises, and could create a system where local officers detain federal officers for a civil violation; he also said officers mask themselves because of threats and doxxing. Senators in support argued the bill was needed to address masked ICE agents, protect public safety, and respond to concerns about civil rights abuses and intimidation. After debate and vote explanations from senators, including one emphasizing immigrant heritage and another supporting the bill as a protection measure, SB 1 passed with 31 affirmative votes. The Senate then passed Senate Bill 17, an emergency bill on alcoholic beverages related event promoters permits, by unanimous affirmative vote. It next took up Senate Bill 245, an emergency bill prohibiting immigration enforcement agreements. The minority leader questioned whether the bill would eliminate formalized 287(g) agreements and replace them with county-by-county policies, arguing that this could reduce uniformity, weaken safety, and create a patchwork of local practices. The bill’s sponsor responded that counties would still be bound by constitutional and legal limits, that the agreements provide minimal training and resources, and that the state should stop formally cooperating with federal immigration enforcement. The sponsor also said the bill would not increase profiling and that public safety would remain intact. The debate continued with concerns about Montgomery County’s evolving policy and the impact on smaller counties, but the transcript ends before final action on SB 245.

Transcript Highlights:

• excited to show is our new interactive excited to show is our new interactive performance<00:25:
• First Five Hawaii.
• are on target to hit that first are on target to hit that first benchmark<00:43:46.079> of
• Ladies first. Go ahead. Ladies first. Go ahead.
• Um, first on meals.

Keywords: 910, house, all

Transcript Highlights:

• have to wait if we could go to him first have to wait if we could go to him first that'd<00:02:54.840
• <00:16:13.800> her with her and fortunately at first her with her and fortunately at first
• <01:05:33.160> thems means that either the respondent thems means that either the respondent
• <01:05:45.839> have 67.1 uh percent of respondents have 67.1 uh percent of respondents have
• that we have to be present in first that we have to be present in first there's<01:11:14.679>

Keywords: 1187, senate, all

Summary: The committee heard Senate File 59, authored by Senator Green, which would require counties to locate and restore original public land survey monuments and related boundary markers. Green argued that newer GIS/GPS-based surveys have sometimes shifted long-established property lines, creating disputes for landowners, counties, and state agencies. He described examples involving his own property and constituents, including a case where a neighbor allegedly lost access to a well and septic system after a new survey and another where a landowner was told he was farming school trust land based on a newer plat reference. Testimony in support came from Allan Roger Olen, who said a newer survey changed his family’s property lines and created a dispute over land, a building permit, and ownership of well and septic systems. Senator Green also said county plat books are not legally binding and that the bill is intended to force counties to find original monuments before more disputes arise. Committee members raised concerns from the Association of Minnesota Counties about the bill’s timeline, funding, and requirement that counties employ a land surveyor. Green responded that counties had already been told to hire surveyors in some disputes, acknowledged the funding concerns, and said he would look for funding sources while emphasizing protection of property rights. A committee member who teaches surveying explained that adverse possession is a real legal doctrine in Minnesota and noted that restoring all monuments would cost far more than the $10 million already appropriated, estimating the total need at about $300 million. Phil Reigns of the Minnesota Society of Professional Surveyors testified that the Public Land Survey System underlies Minnesota’s land tenure system, that the original monuments were set mostly between 1850 and 1908, and that surveyors aim to restore them as accurately as possible using historical records and modern tools. He said the work is expensive because many counties lack staff surveyors and must hire consultants. Members discussed whether the bill would create boundary conflicts or authorize counties to alter lines, and Green said his intent was to restore original monuments and avoid litigation. Co-Chair Lang moved that Senate File 59, as amended, be recommended to pass and re-referred to the Committee on Judiciary. The motion prevailed on a voice vote. Afterward, the committee began receiving an overview from the Minnesota Council on Latino Affairs.

Transcript Highlights:

• This is the first committee hearing, so you all have to bear with us on this one.
• I'll be going first, and I'm Dr.
• responders who arrive on scene on what can be someone's worst day.
• One of my first memories after the accident was...
• This is not the first time I've testified for a primary seat belt bill.

Keywords: 995, all

Summary: The Joint Committee on Public Safety and Homeland Security heard testimony on several bills, beginning with a major workplace violence proposal for health care settings. Senator Lovely, the Massachusetts Nurses Association, the Massachusetts Hospital Association, and SEIU 1199 all supported legislation requiring hospitals and other health care employers to conduct facility-specific risk assessments, develop violence prevention plans, train workers, and provide reporting and protections for assaulted employees. Witnesses described workplace assaults as frequent and escalating, and committee members discussed balancing worker safety with concerns about criminalizing mental illness; testimony emphasized that the bill targets intentional assaults while preserving treatment and discretion for behavioral health crises. The committee also heard strong support for bills to strengthen traffic safety, including primary seat belt enforcement, rear-facing car seat requirements, and seat belts on school buses. AAA Northeast, the Brain Injury Association of Massachusetts, law enforcement, legislators, and the Massachusetts Insurance Federation all backed the measures, citing crash data, injury prevention, and personal stories of traumatic brain injury. Senator O’Connor testified for school bus seat belts, saying Massachusetts should join other states requiring them, and later Sophia Furzada of the National Transportation Safety Board urged passage of school bus seat belt and child passenger safety bills, saying lap-shoulder belts would reduce injuries and save lives in crashes where compartmentalization is not enough. Other testimony included support for a bill to make 9-1-1 disability indicator forms more accessible and inclusive, with the witness arguing the form should better reflect mental health, developmental disabilities, language access needs, and a fifth-grade reading level. The committee also heard opposition to a proposal to extend Christian’s Law to swimming pools, with a parks and recreation director warning of unintended consequences for municipal camps and underserved communities. Finally, the committee took testimony on a bill to expand the Forensic Science Oversight Board to include workforce representation, which MOSES said would restore technical expertise to the board. At the end of the hearing, the committee adjourned without taking votes on the bills discussed.

Transcript Highlights:

• <00:46:51.120> this But when I first brought this But when I first brought this bill<00:46
• <01:05:01.960> with identification and interaction with identification and interaction with
• executive director of Health First executive director of Health First Incorporated, Incorporated
• to them in the first place. to them in the first place.
• very good first step at doing that. very good first step at doing that.

Keywords: 926, house, all

Summary: The House resumed consideration of H.606 on firearm procedures and first took up Section 3 and its effective dates. A member from Northfield spoke at length in support, arguing the provision is narrowly tailored, based on actual dangerousness rather than mental illness alone, and is more limited than federal law because it applies only to specific court findings and is temporary, with rights restorable upon recovery. The House then approved Section 3 and its effective dates, approved the remainder of the Judiciary Committee report, and ordered third reading. The chamber then moved through third readings and passed H.385 on remedies and protections for victims of coerced debt, H.556 on exceptions to the state minimum wage, H.559 on the parole board, H.723 on posting of land, and H.757 on manufactured homes and limited equity cooperatives. On H.814, relating to neurological rights and AI in health and human services, the House adopted an amendment offered by the member from Burlington that required the advisory council to include proposed definitions for neurotechnology, artificial intelligence, and related terms in its report; the House Health Care Committee reported the amendment favorable 11-0-0, and the bill then passed. H.816, regulating the use of artificial intelligence in the provision of mental health services, also passed, as did H.927, technical corrections for the 2026 session. The House then took up H.930 on chronic absenteeism. The committee member from Manchester described the bill as an AOE proposal responding to high post-pandemic absenteeism rates and their impact on learning, and outlined provisions adding definitions, updating compulsory attendance language, requiring a state model policy, strengthening notification and truancy procedures, and preserving existing penalties. The member said the Education Committee heard from a wide range of education and child welfare witnesses and passed the bill 11-0. After a brief clarification on the absences section, the House proceeded toward third reading of H.930.

Transcript Highlights:

• Would you rather do the amendments first? The amendments first, yeah.
• I will tell everybody today, these are our first speakers on this very long agenda.
• In 2019, I received my first breast cancer diagnosis.
• Without treatment, babies have a 100% mortality rate before their first birthday.
• Without treatment, babies, it's 100% mortality rate before their first birthday.

Bills: S0688, S1414, S0186, S0902, S0196, S1574, S0878, S1092, S1032, S1684, S1686, S1760

Keywords: cytomegalovirus, education, maternal health, newborn care, infectious diseases, student health, epilepsy, seizure disorders, school safety, training requirements, medical marijuana, low-THC cannabis, neurofibromatosis, healthcare, state regulations, child care facilities, public safety, grant program, uterine fibroids, health database

Summary: The committee took up several health-related bills and confirmations. It first heard SB 1414 on congenital cytomegalovirus education, which would require the Department of Health to develop and distribute educational materials to expectant and new parents through maternity, prenatal, newborn, and OB-GYN settings; an amendment removed a section on required instruction for medical professionals, and the bill was reported favorably as a committee substitute. The committee then approved a block of appointees on tabs 2 through 7 and separately confirmed Chavon Harris as Secretary of the Agency for Health Care Administration after her testimony on Medicaid accountability, transparency, managed care oversight, rural health, behavioral health, and the state’s technology modernization efforts. Senators asked Harris about Hope Florida, Medicaid redeterminations, the CORE project, an anti-marijuana ad campaign at DCF, and compliance with a federal Medicaid-related court order; she said she would follow up on some issues. The confirmation was recommended favorably, with Senator Berman voting no. The committee next passed SB 186 on student health and safety, which expands epilepsy and seizure-disorder training requirements to more school personnel, including bus drivers and charter school staff, and requires seizure-first-aid posters and updated Department of Health education efforts. It also approved SB 902 on Department of Health issues after amendments narrowed the bill’s scope and added provisions on medical marijuana regulation, early childhood intervention, practitioner accountability, and autism workforce development; one speaker raised concerns about marijuana dispensary location restrictions and low-THC ratios. SB 196 creating a uterine fibroid research database was also reported favorably after an amendment protecting patient privacy; the bill drew emotional testimony from a patient describing severe symptoms and the need for more research. SB 688 on naturopathic medicine was approved after committee discussion about scope of practice, referral obligations, and whether naturopathic care should be adjunctive to conventional medicine; supporters described complementary care and access issues, while opponents worried about delayed treatment for serious disease. Later, the committee passed SB 1574, “Maddie’s Law,” to add biliary atresia screening to newborn screening using the same blood specimen already collected at birth and to launch an education campaign; parents of a child affected by the disease testified that earlier screening could have prevented severe harm. SB 878 on clinical laboratory personnel was reported favorably to address staffing shortages by allowing Florida to rely more directly on federal CLIA standards for qualified lab workers. SB 1092 on podiatric medicine was approved after an amendment narrowed it to cellular/tissue-based products and podiatrists’ use of certain therapies; the bill also addresses continuing education, informed consent, and advertising disclosures. SB 1032 on medical marijuana was amended and passed, aligning physician certification and card renewal timelines, setting 70-day and 35-day supply limits, and reducing the fee for honorably discharged veterans while preserving funding for FAMU; Senator Harrell opposed it, saying the longer timeframes were too much of an expansion. The committee also heard SB 1760 on Medicaid coverage transparency from Senator Brodeur, who said the bill focuses on accountability and fiscal responsibility, but the transcript cuts off before further discussion or action on that measure.

Transcript Highlights:

• Colleagues, first of all, Mr.
• Will you first please join me in wishing Mr. Gerdes a very happy birthday? All right.
• I don't know if this is a first. Mr.
• Chairman Hunter, first, I also appreciate all the work you've put.
• Yeah, in fact, when I first started in the legislature in 2009...

Keywords: 1184, house, all

Transcript Highlights:

• These might be the reactors that get deployed first.
• We'd have to have some equipment and then supporting our local first responders for their equipment acquisition
• in time, first in right.
• person to get to that water has the first senior priority and the first right.
• It's really about safety first.

Keywords: 908, all

Transcript Highlights:

• First, we're going to have some logistics.
• responders, run our towns and city departments.
• Well, first of all, thank you.
• We’re home to the first school in the country, the first university in the country, you know?
• First, the section on skills capital grants.

Keywords: 995, all

Summary: The Joint Committee on Higher Education held its second public hearing of the 194th General Court on capital investments in higher education, focusing primarily on H.54, the Bright Act, along with H.1426/S.949 on green and healthy public colleges and universities and deferred maintenance, and H.1424 on capital investment in Gateway Cities. Chairs and administration officials framed the hearing as a response to aging campus infrastructure, climate goals, workforce needs, and federal pressures on higher education, and explained that testimony would be taken from pre-registered speakers in person and virtually. University of Massachusetts leaders strongly supported the Bright Act, describing large deferred maintenance backlogs, aging buildings, and the need to decarbonize campuses while modernizing research and teaching facilities. UMass officials said the bill would help keep tuition and fees lower by reducing the need for campuses to finance capital work themselves, and argued that the investments would improve competitiveness, support research, and create construction jobs. Governor Healey, Lieutenant Governor Driscoll, Secretary of Education Tuttweiler, and Secretary of Administration and Finance Gorzkowicz also backed the bill, saying it would leverage Fair Share surtax revenues for a proposed $2.5 billion in campus investments plus additional targeted grants, and that it would support affordability, economic growth, and climate resilience. Committee members asked about the balance between deferred maintenance and decarbonization, the role of grant programs versus direct spending, the impact on tuition and fees, and how the plan would help campuses respond to federal cuts such as NIH and NSF funding. Administration officials said the proposal was designed to be phased in quickly, with some projects ready to start immediately and others taking longer, and that the grant programs would be structured to include all campuses equitably. They also said the plan would build on an existing financing model similar to the Commonwealth Transportation Fund and could help campuses avoid future tuition increases tied to capital costs. Additional testimony came from MassBay Community College, where President David Podell and recent nursing graduate Deanna Cavazos described the benefits of a new Framingham campus building and said community colleges need modern labs, better planning capacity, and deferred maintenance support to serve the enrollment growth from MassReconnect and MassEducate. State university leaders, including President Mary Grant, President Linda Thompson, and President John Keenan, said their campuses face outdated classrooms, insufficient electrical capacity, and aging facilities, and urged passage of the Bright Act as a long-overdue investment in student success and workforce preparation.

Transcript Highlights:

• First, then the tier ones.
• I'm pleased to say that this year we matched four neurology residents of our first year of...
• This is the first individual who actually came to my office and went through every single question I
• I want to add something I didn't say the first time, but I think it's particularly important given where
• It is a short runway, but I have full faith in the interactions we've had in the short time that you've

Keywords: 914, all

Transcript Highlights:

• It'd be nice if the insurance industry addressed it first. That would be nice, yes.
• First of all, I just want to say thank you for bringing this bill up.
• We'll move to the first witness in support of House Bill 2250. Anyone here in support of HB 2250?
• Next, first witness in opposition to House Bill 2250. Come forward.
• “First witness in opposition to House Bill 2250.

Keywords: 959, house, all

Summary: The House Insurance Committee heard testimony on House Bill 2250, which would require insurers, beginning in 2027, to pay for full siding replacement when storm damage affects only part of a home and matching siding is not reasonably available. Sponsor Rep. Jaclyn Zimmermann said the bill is intended to codify existing Missouri case law and address complaints from constituents who were left with mismatched siding after hail damage, especially in older homes where the original materials are no longer made. Committee members generally expressed support for the consumer-protection goal, while also discussing possible changes such as limiting the requirement to certain elevations or adding clearer policy disclosures. Opposition testimony came from the Missouri Insurance Coalition, which argued the bill could raise premiums for all homeowners and noted that consumers can already buy more comprehensive coverage if they choose. Coalition witnesses said insurers should repair direct physical damage but warned against requiring full-house replacement for cosmetic mismatch, citing a prior St. Louis-area experience where a similar requirement reportedly increased premiums. Members and witnesses also discussed related issues such as consumer understanding of policy terms, the availability of different policy products, and whether contractor payroll or fraud concerns should be addressed separately. No vote was taken on HB 2250. After the hearing, the committee established a quorum and moved to executive session on House Bill 3328. The committee adopted a House Committee Substitute that removed the IBHS certification requirement in favor of a non-biased third-party testing lab and removed the adjuster cap, while otherwise keeping the bill’s stronger home program framework. The committee then voted the House Committee Substitute for HB 3328 do pass by a vote of 9-0, and the meeting adjourned.