Video & Transcript Research : 'shared use agreements'
Page 112 of 500
US
US Federal 2025-2026 Regular Session
Hearings to examine the nominations of Elise Stefanik, of New York, to be the Representative of the United States of America to the United Nations, with the rank and status of Ambassador, and the Representative of the United States of America in the Jan 21st, 2025
Foreign Relations Committee
Transcript Highlights:
- to us.
- us.
- least, of the use of force.
- The credible use, or threat at least, of the use of force.
- A lot of us share the same view.
AL
Transcript Highlights:
- y'all don’t want to pay us to draft an... ...y'all don’t want to pay us to draft an operating agreement
- us or not.
- use it.
- You have three minutes to speak to us. You have three minutes to speak to us. Thank you.
- We appreciate you for sharing with us, Mr.... Williams.
Keywords:
jury duty, nursing mothers, exemption, legal rights, parental responsibilities, sexual extortion, criminal law, felony, threat, blackmail, firearm possession, domestic violence, violent offenses, criminal penalties, pretrial detention, bail, offenses, constitutional amendment, criminal justice, law enforcement
CA
California 2025-2026 Regular Session
Assembly Floor Session May 5th, 2025
California House Floor Meeting
Transcript Highlights:
- Our solidarity is based on shared values, shared experiences, and even shared DNA, including Mexican
- Our communities share a profound history rooted in resilience and a shared pursuit of social justice.
- It gets us to file item number 85, AB 679.
- Joint Powers Agreements, Water Corporations.
- That brings us to file item number 118.
Summary:
The Assembly convened after a quorum call, opened with prayer and the Pledge of Allegiance, and then held its Latino Spirit Awards ceremony. Members adopted House Resolution 16, proclaiming May 4–11, 2025 as Cinco de Mayo Week, after supportive remarks from several caucuses emphasizing Mexican history, women’s contributions, LGBTQ solidarity, Black and Brown unity, and AAPI and Jewish community support. The chamber then recognized 11 Latino Spirit honorees for achievements in human rights, business, arts, public service, community empowerment, health and science, environmental justice, philanthropy, and entertainment.
After the ceremony, the Assembly returned to floor business and approved a series of measures. AB 60, banning synthetic nitro musks in cosmetics and personal care products, passed 56–3. AJR 6, urging Congress to protect federal school meal and local food funding, drew extensive debate and broad bipartisan support; members cited child hunger, farm economies, and local food systems, and it passed 76–0 with 73 coauthors added. Other measures adopted included AB 679 on state park land acquisitions, AB 681 expanding Dream Loan Program caps for undocumented graduate students, AB 1224 on substitute teacher continuity, AB 831 on gaming technical changes, AB 259 extending Brown Act teleconferencing flexibility, AB 467 extending Los Angeles Neighborhood Council teleconferencing authority, and AB 519 targeting deceptive puppy mill sales.
The chamber also passed AB 1522, an urgency Judiciary Committee bill protecting attorneys from politically motivated discipline and creating an expedited licensing path for some former federal attorneys, and AB 263, which extends temporary water flow requirements on the Shasta and Smith Rivers; that bill drew sharp disagreement over water rights, tribal participation, and impacts on farmers, but ultimately passed 51–16. Additional measures approved included AB 428 on pooled insurance for water corporations, AB 492 requiring notice to local jurisdictions when recovery treatment facilities are licensed, and AB 536 preserving colorectal cancer screening coverage. The Assembly also adopted a motion to suspend file notice so Appropriations could hear AB 379 on May 7.
MN
Minnesota 2025-2026 Regular Session
House Agriculture Finance and Policy Committee 3/23/26
Agriculture Finance and Policy
Transcript Highlights:
- use them. >> Okay.
- use them.
- grainity fund stays there and is used grainity fund stays there and is used only<00:16:33.440>
as well as for turf and ornamental uses. as well as for turf and ornamental uses.- The department purchase agreement.
Keywords:
eggs, donation, quality assurance, food assistance, charitable programs, agriculture, grain indemnity, financial security, crop insurance, Minnesota agriculture, farm assistance, down payment, state funding, loan modification, rotational grazing, grazing management, livestock, pasture management, soil health, erosion control
AZ
Arizona 2026 Regular Session
01/30/2026 - House Health & Human Services Committee of Reference
House Health & Human Services Committee of Reference
Transcript Highlights:
- For example, Prescribers' and dispensers' use of the CSPMP supports access to legitimate use of controlled
- We are a shared agency.
- We are a shared agency.
- We are a shared agency.
- So which number do I use, 11 or 13? I would use the 11 because that's counting our managers.
FL
Florida 2025 Regular Session
Transportation Feb 11th, 2025
CA
California 2025-2026 Regular Session
Assembly Communications and Conveyance Committee Jul 16th, 2025
Communications and Conveyance
Transcript Highlights:
- Uber does a lot of us. The arbitration agreement is a part of the terms of use for a platform user.
- Should I be involved in an accident in a ride share? But the same arbitration agreement.
- many of us have ever done.
- Yes, I'd be happy to share that with you individually, but as Senator Kavalin said with us in the room
- big issue for us.
MN
Minnesota 2025-2026 Regular Session
Department of Agriculture update 2/18/26
Minnesota House Floor Meeting
Transcript Highlights:
- <00:04:29.199>
within grants come from within the US within grants come from within the US - >
you grants, cooperative agreements, you grants, cooperative agreements, you know,<00:04:49.120 - One is a culture of shared responsibility.
- One is a culture of shared responsibility.
- If may have uh that will not be used.
Summary:
The Minnesota Department of Agriculture presented an overview of its budget, staffing, and major program areas, including protection services, marketing, and administration. Commissioners also highlighted concerns about federal funding uncertainty after a January letter suspending active and future USDA awards to the department. They said the issue affected about 13% of the agency’s budget, created confusion for farmers, and briefly disrupted poultry lab testing and HPAI-related work, though they later received assurances from USDA leadership that existing programs would continue processing. The department also described its anti-fraud efforts, including internal controls, a compliance coordinator, a grants administrator, review committees, site visits, and participation in the state’s Inspector General Coordinating Council.
The committee then discussed several agriculture support programs. For dairy margin coverage, the department said Minnesota’s sign-up is open and supported a bill to extend assistance to farmers who began operations in 2023-2025 and were not covered under the earlier production-based formula. The renamed Farm to Food Security program, formerly LFPA, was described as a state-created local food purchasing effort funded at $700,000 per year. The down payment assistance grant for first-time farm buyers was also reviewed; the department said it has supported 112 farmers so far, with additional awards pending, but noted timing problems when purchase agreements fall through. Members asked whether priority should be given to applicants with signed purchase agreements, and the department said that was under consideration.
The grain indemnity account update focused on the Hansen-Mueller facility failure and related claims. The department said the account holds about $10.7 million, has received 19 claims totaling $1.1 million, and that $842,000 of those claims were tied specifically to Minnesota transactions. It explained the difference by noting that some claims involved Minnesota farmers selling in North Dakota and Wisconsin, and that the indemnity account covers grains sold in Minnesota. The committee also heard updates on elk and wolf depredation payments, with the department projecting shortfalls in both funds and noting that payments are being delayed into later months. The agriculture response fund balance was said to be about $2.5 million.
Finally, the Rural Finance Authority and the East Grand Forks potato facility were discussed. The RFA reported strong demand for low-interest loans, about $26 million remaining from the prior $50 million authorization, and a new $50 million bonding request in the governor’s proposal to avoid a funding gap. The department said the program has issued 3,951 loans totaling about $390.3 million with very low defaults. It also requested $1.38 million in bonding for building improvements at the East Grand Forks potato facility, which it said is the department’s only owned building and supports a significant potato industry. In response to a question from Rep. Bang, the commissioner said recent ICE activity had affected farms, processing plants, immigrant workers, and some rural food businesses, and that the department had relayed those concerns to the governor’s office and congressional delegation.
MA
Massachusetts 2025-2026 Regular Session
Senate Session (Full Formal without Calendar) Jun 21st, 2026 at 01:00 pm
Massachusetts Senate Floor Meeting
Transcript Highlights:
- Thank you for being with us. Thank you, Mr. President.
- This agreement includes several items.
- Specifically, the agreement reduced...
- That being said, I understand the urgency of the matter before us, which is why we're in agreement with
- to guide us, reminding us of the power of compassion, working together, and public service.
Summary:
The Senate opened with the Pledge of Allegiance and a brief recognition of guests participating in the Young Announcers Program, including students and community leaders from Urban Heat 98.1 FM, 365 Dad, and Academy of the Pacific Rim Charter School. The chamber then took up House No. 58, a fiscal year 2025 supplemental appropriations bill focused largely on emergency assistance shelter funding and related policy changes.
Senator Rogers explained that the agreement appropriates $425 million for the EA shelter system through the rest of FY25 and includes measures intended to reduce caseloads and improve oversight, such as tighter eligibility verification, criminal offender information checks, disclosure of prior convictions, reporting requirements, a study of NCIC background checks, and a plan to phase out hotels and motels. Senator Tarr praised the urgency of the bill but criticized the process, saying the measure was negotiated without a formal conference committee or public report and did not go far enough on reform. The Senate adopted the concurrence and further amendment, then adopted an emergency preamble by a vote of 11-0.
The Senate then took final action on House No. 58, with Senator Tarr requesting a roll call vote. After the call of the yeas and nays, the bill passed to be enacted by a vote of 32-7 and was ordered signed by the President and laid before the Governor. The chamber also adopted a motion to adjourn in memory of State Representative Carol A. Doherty, followed by a moment of silence, and then agreed to adjourn until the next day at 11:00 a.m.
FL
Florida 2025 Regular Session
Judiciary Feb 11th, 2025
Transcript Highlights:
- to us one requesting us to enter, though it's not presently provided for in the statute.
- They might be saying us again in the future.
- We actually won some of the cases against us.
- Hey, can I use this image?
- I add, hey, have a tagline that I want to use or a logo that I want to use is not going to run afoul
MN
Minnesota 2025-2026 Regular Session
House sends governor higher education finance bill, SF1 6/9/25
Minnesota House Floor Meeting
Transcript Highlights:
- <00:01:59.680>
did education in Minnesota, all of us did education in Minnesota, all of us - And, uh, just like I this agreement.
- Representative Robbins has tried to get us to do the regent elections.
- to do the Robbins has tried to get us to do the regent<00:18:02.720>
elections. - today because we cannot get agreement today because we cannot get agreement across<00:20:49.200>
MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 3/4/26
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- use that money uh for. use that money uh for.
- c><00:37:53.520>
grants <00:37:53.839>for using or have used their grants for using or - . us. us.
- Um, we use two years of taxes, and we use that to help us determine the year-over-year loss that is described
- Um, we use two years of taxes, and we use that to help us determine the year-over-year loss that is described
Summary:
The committee met on March 4, 2026, and focused almost entirely on an update and oversight discussion of the Promise Act, including its grant and loan programs. The chair opened by explaining that the committee wanted to better understand how the 2023 law was implemented, how funds are still being deployed in greater Minnesota and the metro, and whether adjustments made in 2024 and 2025 were working as intended. The minutes from March 3 were approved at the start of the meeting.
Deputy Commissioner Kevin McKinnon of DEED outlined the program’s legislative history, funding structure, eligibility rules, and oversight process. He said the grant side has about $94 million available, with $16 million going to the Minnesota Initiative Foundations and $86 million to the Neighborhood Development Center, plus administrative and technical assistance set-asides. He noted legislative changes over time, including shifting the revenue eligibility test to the prior year, adding a home-office deduction requirement for businesses using a home address, and maintaining a preference for applicants who had not received more than $10,000 in prior state assistance. McKinnon said about $22 million had been awarded to 35 businesses at the time of the update, and that the loan program has $30 million appropriated, with about $9.5 million lent so far. He also described the application, verification, audit, and payment process, emphasizing that partners handle intake and DEED conducts final review and random audits.
Shahir Ahmmed of the Neighborhood Development Center described the round-one and round-two grant process in more detail. He said NDC spent about nine months building the application platform, launched round one in June 2024, received more than 3,000 applications, and later paused awards while DEED and legislators clarified the law. He reported that 651 applications were approved in the first round for just under $9 million, and that round two launched in September 2025 with a goal of distributing up to $50 million in remaining grant funds. Ahmmed also explained the step-by-step applicant process, including email confirmation, eligibility screening, document upload, identity verification through Plaid, and final DEED review. He said applicants commonly use funds for payroll, equipment or inventory, rent, and utilities. The chair indicated there would be further testimony from other program partners and then member questions, but no votes or formal actions were taken on the Promise Act itself during this portion of the meeting.
CA
California 2025-2026 Regular Session
Assembly Public Employment and Retirement Committee Mar 19th, 2025
Transcript Highlights:
- it means they will have to pay us out of their own budget.
- I just want to thank you so much for sharing.
- us.
- Permission to use a prop or just show a demonstration.
- That's what we used to do, like 25 years ago at DPSS.
Summary:
The Assembly Committee on Public Employment and Retirement met for its first hearing of the session, adopted committee rules, and heard several labor-related bills. The chair reviewed hearing procedures, including limits on testimony and expectations for orderly conduct. Members then took up measures affecting public employee bargaining, contracting, confidentiality, school employee benefits, pay stub information, and state correctional health staffing.
AB 672 would require public employers to notify PERB when filing court actions involving statutes PERB administers and allow PERB to intervene; it drew support from SEIU, AFSCME, school employees, labor groups, and no opposition, and was passed out of committee. AB 283 would move IHSS bargaining from the county to the state level; providers and recipients testified about low wages, long delays in bargaining, and care access concerns, while counties and public authorities raised cost, scope, and implementation issues. The bill passed 7-0 after members discussed family care worker concerns and the author said he would continue working on the issue.
AB 339 would require local governments to give unions 120 days’ notice before contracting out bargaining-unit work. Labor supporters said the bill would make existing meet-and-confer rights meaningful and protect jobs, while counties, cities, special districts, chambers of commerce, and staffing groups argued it would burden local agencies and interfere with existing MMBA procedures. The committee also heard AB 340, which would make communications between employees and union representatives confidential for PERB purposes; supporters said it codified existing case law, while school administrators, special districts, counties, and business groups warned it could hinder investigations. AB 378 would extend the classified school employees summer assistance program to JPA employees, and AB 374 would require more detailed pay stubs for classified school employees; both had labor support and some education-sector opposition over implementation and cost concerns, and both advanced. AB 393 would require cost analyses before contracting out physician work at CDCR and the Department of State Hospitals; supporters argued the state was overpaying contractors amid high vacancy rates, and the bill also advanced. At the end of the hearing, the committee recorded final votes showing AB 283, AB 340, AB 374, AB 378, AB 393, and AB 672 all passing out of committee, while AB 339 remained on hold with a 4-0 vote and some members not voting.
MN
Minnesota 2025-2026 Regular Session
House Human Services Finance and Policy Committee 4/2/25
Human Services Finance and Policy
CA
California 2025-2026 Regular Session
Assembly Judiciary Committee Apr 22nd, 2025
Transcript Highlights:
- However, to use a caregiver's affidavit, you would be using it to be in contact with a mandated reporter
- in the event of us being, if we were to be taken.
- They're just not required by law to use it.
- Water submeters are used. That's currently in California law.
- Use.
Summary:
The committee heard several bills, beginning with AB 1521, the Judiciary Committee’s civil law omnibus measure. The bill makes a number of minor, mostly clarifying changes, including repealing obsolete Government Code provisions, allowing juvenile courts to hear petitions to establish records of birth, death, or marriage, requiring notice of probate petitions to the Department of Child Support Services, and correcting typos in existing law. It had no opposition and was moved on a do-pass basis to Appropriations, though it was later placed on call pending additional votes.
Members then heard AB 57, which would reserve at least 10% of California’s Home Purchase Assistance Program funds for descendants of formerly enslaved people. The author and supporters framed it as a reparative, race-neutral-by-lineage effort to address historic housing discrimination and the racial wealth gap, while opponents argued it was an unconstitutional racial proxy and should instead be based on individual injury. The bill drew strong support and opposition testimony, was amended, and was approved on a do-pass as amended vote to Appropriations, then placed on call.
AB 495, the Family Preparedness Plan Act, was heard next. The bill would expand and standardize caregiving and guardianship tools for families facing immigration-related separation, including broader use of caregiver authorization affidavits, recognition of non-relative extended family caregivers, and a new short-term guardianship process that preserves parental rights. Supporters said it would reduce trauma and help children remain with trusted caregivers; there was no opposition testimony. The committee approved it on a do-pass to Human Services vote and placed it on call.
The committee also heard AB 392, which would address non-consensual sharing of sexually explicit media by requiring uploader consent certifications, faster takedown procedures, and civil remedies against uploaders and hosting sites. A survivor testified in support, and members discussed implementation details and possible amendments; the bill was moved on a do-pass as amended basis to Appropriations and placed on call. AB 692, which would prohibit employer “stay-or-pay” debt agreements that require workers to repay training or other costs if they leave or are terminated, also advanced despite opposition from business and industry groups concerned about impacts on signing bonuses and voluntary training programs. It was sent to Appropriations on a do-pass as amended vote and placed on call, along with AB 1234, a wage-claim enforcement bill aimed at reducing Labor Commissioner delays and adding consequences for employers who fail to participate in the process. The committee also heard AB 394, which expands protections for transit workers and allows transit agencies to seek restraining orders against violent riders; it received broad support, some concern about system-wide bans, and was discussed with amendments that preserved judicial discretion.
MN
Transcript Highlights:
- To close out our shared testimony, thank you.
- Keep us out of the news, do good work, you know.
- It's tough for us to fund everybody.
- Just to share with you up front.
- If we stay out late, you all stay out late with us too.
Bills:
HF2563
Keywords:
HF2563, legacy finance bill, Legacy Amendment, outdoor heritage fund, clean water fund, parks and trails fund, arts and cultural heritage fund, Lessard-Sams Outdoor Heritage Council, Clean Water Council, Minnesota legacy funds, habitat conservation, prairie restoration, wetland restoration, forest conservation, riparian buffers, water quality, groundwater protection, drinking water, septic systems, watershed planning
CT
Connecticut 2026 Regular Session
Medical Assistance Program Oversight Council Women and Children’s Health Committee June 8th Meeting Jun 8th, 2026
Transcript Highlights:
- So let me share screen.
- use those resources.
- This is a big deal for us.
- A memorandum of understanding data sharing agreement between 20 Head Start agencies through the Head
- It's just here on a platter for us to use.
Summary:
The MAPOC Women and Children’s Health Subcommittee heard a presentation from Kate Parker Riley, executive director of the Connecticut Dental Health Partnership, on the Husky Dental Program and efforts to improve oral health during pregnancy. She reviewed the structure of Connecticut’s Medicaid dental benefit, the ASO model, provider network, utilization trends, and member barriers to care. She noted that children’s dental measures remain above the national median, but adult utilization is lower and the dental provider network has been shrinking, with longer wait times in rural areas.
A major focus was the state’s goal to raise the rate of oral evaluation during pregnancy from about 17.5% to 25% by 2030. Riley described planned outreach to OB/GYN practices using a draft “snapshot” report showing each practice’s pregnancy oral-health rate compared with the state average, along with education materials based on ACOG and AAP guidance. Committee members and guests discussed barriers such as lack of provider training, workflow burden, access to dentists who will see pregnant patients, and the need for stronger referral bridges. Suggestions included adding simple oral-health screening questions in OB settings, using human support to make appointments, and exploring co-located dental hygienists or other embedded models.
Riley also highlighted partnerships with DSS, DCF, Head Start, WIC, Read to Grow, YMCA programs, refugee resettlement agencies, and school-based and hospital partners, as well as data-sharing and navigation efforts. She said pregnant members newly identified through HUSKY will now receive outreach and navigation support. DSS dental director Carolyn MacArthur introduced herself and said she supports the initiative, noting the literature linking untreated maternal dental disease to poor child oral-health outcomes. No votes were taken; the meeting ended with thanks and a preview of upcoming July presentations on integrated behavioral health and home visitation programs.
WA
Washington 2025-2026 Regular Session
Senate Business, Financial Services & Trade Jul 9th, 2025
Transcript Highlights:
- Thank you all for joining us on this virtual meeting today.
- This will all be on the tribal gaming compact amendment, when the state makes sense of agreement with
- an American Indian tribe on a proposed compact with the legislature. ...agreement with an American Indian
- The tribe and states have a shared interest in protecting the public from criminal activity.
- I also have a couple others with us. I'll give them time to introduce themselves as well.
Summary:
The Senate Business, Financial Services and Trade Committee held a public hearing on a proposed tribal gaming compact amendment involving the Lummi Nation and the Washington State Gambling Commission. Tina Griffin, director of the Gambling Commission, explained the compact amendment process under the Indian Gaming Regulatory Act, the role of the commission and legislative ex officio members, and noted that the proposal had reached tentative agreement and would next go to hearings before the commission and the House. She said the commission and tribe have a long-standing collaborative relationship.
Lummi Nation Vice Chairman Terence Adams and other tribal representatives described the tribe’s gaming history and the purpose of the amendment. The proposal would add or update compact provisions for higher table and lottery limits, extension of credit to customers, electronic table games, and conforming definition changes. Tribal representatives said the changes would support tribal governmental services and economic development while maintaining strong regulation and internal controls. Commission staff said similar provisions have already been approved for other tribes and that the tribe would be responsible for setting responsible credit limits and controls, including customer vetting and self-exclusion checks.
Senator Hasegawa asked about how credit would work and what oversight would apply, and staff said they would follow up with more detail. Senator Fortunato clarified that the request was for Lummi to receive provisions already available in other tribal compacts. Committee members also asked about the timing of public comment, and staff said it would be taken at the end of the hearing if any was signed up. No public comment was offered, and the chair closed the hearing without any vote or formal action taken by the committee.
NM
New Mexico 2025 Regular Session
IC - Water and Natural Resources Jul 1st, 2025
Water & Natural Resources Committee
Transcript Highlights:
- We can't let what has happened to us and the challenges burden us, so we work hard.
- So I want to share. I want to share the next thing, which is a quick overview.
- It can be, I think it'd be particularly useful for cost share requirements.
- Cost share.
- My acequia that used to take us maybe six hours to clean now takes us two weekends.
AR
Arkansas 2026 Regular Session
EDUCATION COMMITTEE - SENATE AND HOUSE Jan 6th, 2026
Transcript Highlights:
- Thanks for us.
- It is behooves us to make sure that learners are not in dead-end... ...behooves us to make sure that
- He's so used to this question with me.
- They could be used at private colleges and universities, but they could not be used at private career
- But yeah, you can use SAT, ACT, CLT now, so any of those can be used.
Summary:
The committee approved the November 3 minutes and then received an extensive presentation from Arkansas education and workforce officials on how the LEARNS and ACCESS Acts are affecting career and technical education, concurrent enrollment, and postsecondary readiness. Officials said the state’s goal is for students to leave high school employed, enrolled, or enlisted, and reported increases in K-12 CTE enrollment from about 161,000 to 171,000 students and concurrent CTE enrollment from about 12,000 to 16,000. They also described the new success-ready pathways, merit and distinction designations, and how those measures tie into school accountability and graduation outcomes.
The discussion then turned to scholarships and grants. Officials explained that ACCESS expanded concurrent credit support, increased funding per credit hour, and broadened eligibility for the Arkansas Academic Challenge and Governor’s Scholar programs by adding diploma-of-merit and diploma-of-distinction pathways. They said the Governor’s Distinguished Scholarship itself did not change, but the non-distinguished Governor’s Scholar award now includes diploma of distinction as an additional eligibility route. Members raised concerns about how these requirements apply to private school and homeschool students, and officials said the intent is to ensure those students can qualify if they meet the same standards, though some implementation details are still being worked out. Questions also focused on whether students who explore multiple pathways could be penalized in school letter grades; officials said the system allows multiple ways to earn credit, including AP, IB, concurrent credit, technical certificates, and apprenticeships.
Officials also reviewed workforce scholarships and short-term training funding. They said the state is developing policy for the Workforce Challenge and related professional skills training to set an 80-hour minimum and tiered funding, and they discussed the new federal Workforce Pell rules, which they said are very narrow and will likely apply to only a small number of Arkansas programs unless providers repackage training into stackable, credit-bearing pathways. Members asked for lists of eliminated programs, apprenticeships, and data on scholarship recipients, and staff said they could provide those. The committee also heard from Cody Waites on a $35.8 million U.S. Department of Labor cooperative agreement for the American Manufacturing Apprenticeship Incentive Fund, which Arkansas will administer nationally. He said the grant will support advanced manufacturing apprenticeships, use a pay-for-performance model, and be distributed to sponsors after apprentices are employed for 90 days, with applications opening January 28 and the state expecting to keep administrative costs under 8-9%.