Video & Transcript : 'insurance liability' :
Page 111 of 500
NM
New Mexico 2025 Regular Session
IC - Legislative Finance Dec 12th, 2025 at 09:39 am
Transcript Highlights:
- Page four, you can see the recurring framework that really focuses on backfilling health insurance premiums
- , paying for the big increases in health insurance premiums.
- have to do a lot of work next interim to figure out how to do more cost containment around health insurance
- and liability premium increases and any modest workload changes that you're seeing.
- We have to set precedents in those court cases to determine where our liability is.
MN
Minnesota 2025-2026 Regular Session
Committee on Commerce and Consumer Protection - 03/03/26
Commerce and Consumer Protection
Transcript Highlights:
- </c> is liable, not the insurance company. is liable, not the insurance company.
- </c><00:15:36.800><c> I</c> insurance claims handling. I insurance claims handling.
- This fundamentally alters the contractual relationship between the insurer and the insured.
- </c> you aren't getting insurance companies. you aren't getting insurance companies.
- </c><00:24:59.679><c> in</c><00:24:59.919><c> the</c> insurance company and its insured in the insurance
Committee:
Senate Commerce and Consumer Protection
NH
New Hampshire 2026 Regular Session
Committee of Conference on HB 155, HB 1102, HB 1109, HB 1356, HB 1469, HB 1323, HB 1376 (05/26/2026)
Transcript Highlights:
- </c><04:04:49.359><c> and</c> covered under their own insurance and covered under their own insurance
- In the meantime, the state is paying insurance for kids that have private insurance.
- In the meantime, the state is paying insurance for kids that have private insurance.
- In the meantime, the state is paying insurance for kids that have private insurance.
- In the meantime, the state is paying insurance for kids that have private insurance.
Keywords:
9:00am HB 155
9:30am HB 1102
10:30am HB 1109
11:00am HB 1356
11:30am HB 1469
1:00pm HB 1323
2:00pm HB 1376, 928, house, all
Summary:
The meeting began with unanimous committee approval of amendment 2026-2021S to HB 2. Senator Lang explained the amendment corrected a drafting error so that $2.5 million in state funds, matched with federal money for a total of $5 million, could be spent during the biennium rather than lapse at the end of the fiscal year. The money is intended to stabilize Medicaid per diem rates for county nursing homes, and members agreed without objection to adopt the amendment and continue working from the bill as amended by the Senate.
The committee then discussed HB 155 and a proposed amendment, 2026-201H, dealing with the business enterprise tax. The House side described the proposal as a compromise that would raise the filing threshold from $250,000 to $375,000 and create a trigger that would reduce the BET rate by 0.05% for each $100 million in combined business tax surplus, down to a floor of 0.25%. Senate members opposed lowering the rate at this time, arguing that tax relief should focus on the filing threshold, which they said would remove filing burdens for about 3,500 small businesses, and that rate cuts should be considered in a budget cycle rather than an off-year. Concerns were raised that one-time revenues, such as tax amnesty receipts or federal repatriation-related surpluses, could unintentionally trigger reductions.
Representative Sweeney later offered a revised approach by moving the effective date of the trigger mechanism to January 1, 2028, and said he was also willing to carve out tax amnesty revenues or adjust the effective date to avoid using one-time funds. The Senate remained unwilling to agree to a rate reduction, though it expressed openness to raising the filing threshold further. The committee ultimately did not resolve the business tax issue and recessed to continue discussions at a later time.
The final item discussed was HB 1102, concerning an increase in the research and development tax credit paired with changes to state park fees. House members supported the R&D credit increase but opposed tying it to higher park fees, citing concerns about tourism, especially at border parks, and noting that the Department of Natural and Cultural Resources had said it did not need the increase. Senate members defended the park fee changes as a fairness issue, arguing that New Hampshire residents should pay less than out-of-state visitors and that the department had not raised rates in many years. No vote was taken on this item during the discussion captured here.
AZ
Arizona 2026 Regular Session
02/18/2026 - Senate Health and Human Services
Senate Health and Human Services COR
Transcript Highlights:
- And don't even consider the fact that their malpractice insurance would go sky high.
- This bill would address the insurance coverage problem for Arizonans.
- Health insurance is one of the largest expenses for families and employers.
- They do not apply to many fully insured, state-regulated commercial plans in Arizona.
- We have American insurance data, and we have German insurance data, which is fairly objective, that after
Committee:
Senate Senate Health and Human Services COR
Summary:
The committee approved the minutes and then took up a large agenda of health-related bills. SB 1214, the Arizona Stem Cell Therapy Act, drew extensive testimony from supporters who said it would create guardrails for regenerative medicine, protect patients, and encourage biotech investment, while opponents argued it was tied to abortion politics and imposed harsh penalties. The bill passed on a 4-3 vote. SB 1194, which would prohibit health professionals and institutions from denying care based on vaccination status, also passed 4-3 after testimony from supporters framing it as an access-to-care and religious-freedom measure and opponents warning it would interfere with private practice policies and parental choice. SB 1814, creating a study committee on substance use disorder treatment standards and oversight, passed unanimously 7-0. SB 1602, increasing stipends for kinship foster parents, passed as amended 7-0, and SB 1603, expanding child-only cash assistance eligibility, also passed as amended 7-0.
The committee then considered several bills focused on gender-related care and public funding. SB 1177, which bars public monies from funding gender transition procedures and makes intentional violations a felony, passed 4-3 amid testimony that it protects taxpayers and counterarguments that it is discriminatory and unsupported by evidence. SB 1014, requiring insurance coverage for detransition procedures when transition care is covered and directing data reporting on transition and detransition, passed 4-3 after supporters said it would help detransitioners and collect needed data, while opponents argued it would chill providers and target transgender patients. SB 1094, creating civil liability for physicians who perform irreversible gender reassignment surgery on minors, was heard with testimony from supporters citing malpractice concerns and detransitioner harms and from opponents saying it would create a hostile environment for providers and treat trans patients differently; the transcript cuts off before the vote is shown. SB 1752, which classifies commercial harvesting or sale of mescaline as a felony while preserving bona fide religious use defenses, passed unanimously 7-0.
Later, SB 1628, requiring insurers to report claims-denial and prior-authorization data and DIFI to publish standardized reports, passed unanimously 7-0 after supporters emphasized transparency and opponents called it redundant to federal reporting. SB 1629, requiring AHCCCS managed care organizations to give advance notice and network-adequacy documentation before terminating high-volume providers without cause, also passed 7-0; supporters said it would prevent patients from losing access to behavioral health care, while health plans and Access said existing oversight already covers much of this and warned the bill could slow necessary network changes. Throughout the meeting, the committee repeatedly adopted motions for due-pass recommendations and, where applicable, amendments, with several bills passing on party-line or near-party-line votes.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Financial Services Jun 21st, 2026 at 10:30 am
Joint Committee on Financial Services
Transcript Highlights:
- I'm Executive Director of the Mass Insurance Federation.
- There's no impact on the consumer or on the insured.
- They're powerless to compete against the insurance companies.
- They're powerless to compete against the insurance companies.
- Yes, there's a high of maybe $55 to just shy of $60 by some insurers.
Committee:
Joint Joint Committee on Financial Services
Summary:
The Financial Services Committee heard testimony on several insurance, transportation, and labor-related bills. Senator Edwards supported bills addressing app-based delivery workers, arguing that food-delivery drivers should be treated as employees with protections and mileage reimbursement, and that a small surcharge on app-based deliveries could raise revenue for the Commonwealth and localities. Kevin Brousseau of the Massachusetts AFL-CIO also backed the delivery-worker bill, saying it would preserve employee status, add data transparency, and create a process for challenging deactivations. MAPC supported a bill to change transportation network company fees from a flat per-ride charge to a percentage-based assessment, saying the current fee is outdated and that a higher fee could raise more transportation revenue and help address congestion and emissions.
A large portion of the hearing focused on auto insurance and collision repair issues. Insurance industry witnesses supported a bill to limit attorney’s fees in PIP cases by giving insurers 30 days after a complaint is served to pay amounts due without fee exposure, arguing that PIP litigation has surged, is clogging courts, and is being driven by out-of-state firms. They also opposed auto body labor-rate bills, saying the market is already adjusting and that a statutory floor is unnecessary. In contrast, auto body shop representatives and the Alliance of Automotive Service Providers of Massachusetts urged favorable action on bills to raise and regularly update collision repair labor rates, saying current reimbursement levels are far below market, have not kept pace with inflation or vehicle technology, and are making it hard to retain workers and keep small shops open. One witness also supported a bill to limit insurance surcharge points for low-damage accidents or minor moving violations.
Committee members asked questions about deactivation rights for delivery workers, the mechanics of the PIP litigation issue, and the gap between body-shop and mechanical labor rates. Testimony emphasized that current auto body reimbursement rates are around the mid-$40s per hour, while mechanical work can be reimbursed at much higher rates, and that advisory-board discussions have produced only limited progress. At the end of the hearing, the chairs asked if anyone else wished to testify, then moved to close the hearing; the motion was seconded and approved unanimously.
AZ
Arizona 2026 Regular Session
02/09/2026 - House Health & Human Services
House Health & Human Services Committee of Reference
Transcript Highlights:
- And I can't speak to the other insurers.
- A malpractice insurance? Oh, yeah.
- So there is no increased liability.
- Heap, are these prosthetic devices not already covered by insurance? The device? by insurance?
- These are all cases that insurance companies went to ...all cases that insurance companies went to try
Summary:
The committee heard testimony on several health-related bills. HB 2726 would require coverage for diagnosis and treatment of mild obstructive sleep apnea, including a tongue-muscle stimulation device. The sponsor and medical witnesses said the device is a less burdensome alternative to CPAP and could improve adherence and reduce long-term complications, while Access said it already covers medically necessary sleep apnea treatment but was neutral and concerned the bill could narrow review and limit cost-effectiveness analysis. The committee adopted the Bliss amendment and then gave HB 2726 a due-pass recommendation by an 8-4 vote.
HB 2435, as amended, would create a provisional licensing pathway for internationally trained physicians who meet specified ECFMG-related criteria, with supervision, fees set by the Medical Board, and automatic conversion to a full license after four years if conditions are met. Supporters argued Arizona faces severe physician shortages, especially in rural and tribal areas, and that the bill would bring in experienced doctors while preserving oversight. Opponents, including the Arizona Medical Board, said current law already allows case-by-case licensure review and warned the bill could weaken safeguards and bypass existing scrutiny. After adopting the amendment, the committee approved HB 2435 on a due-pass recommendation.
HB 2958 would require Access coverage for comprehensive dental care for pregnant women age 21 and older, with a $500,000 general fund appropriation for a pilot program. The sponsor and public health witnesses said dental care during pregnancy is linked to better maternal and infant outcomes and could reduce emergency room use and complications. The committee adopted the bill and sent it out with an 11-1 due-pass recommendation. HB 2176, which sets timelines and standards for health care institution complaint investigations and dispute resolution, also received broad support from hospitals and was approved unanimously on a 12-0 due-pass recommendation.
The committee then heard HB 2447, which would bar insurers from reimbursing certified registered nurse anesthetists at a lower rate than anesthesiologists for the same service. Opponents argued the bill would interfere with private contracting, ignore differences in training and liability, and likely raise costs for the state and taxpayers; supporters said anesthesia demand has outpaced reimbursement and that parity is needed to protect access, especially in rural areas. The transcript ends during testimony on HB 2447, before any vote is taken.
TX
Transcript Highlights:
- That becomes even more complicated because there are no liability protections.
- I'm sorry, out of money, but the insurance paid their part, but then Tanya had to...
- I understand that, but I know there are times when my insurance doesn't...
- But also, there's a risk of liability. A doctor makes a mistake, and now they're on the hook.
- The doctor takes on no extra liability. I mean, it's just an inherent part of receiving blood.
Committee:
House Public Health
HI
Transcript Highlights:
- It confirms that liability for infractions attaches to the vehicle owner, clarifying that liability for
- It also clarifies that citations issued do not appear on traffic abstracts or impact vehicle insurance
- Confirms<00:16:35.839><c> that</c><00:16:36.000><c> liability</c><00:16:36.399><c> for</c><00:16:36.560
- ><c> infractions</c> Confirms that liability for infractions Confirms that liability for infractions
- </c><00:16:52.320><c> straightens</c><00:16:52.800><c> the</c> impact vehicle insurance straightens the
Summary:
The conference committees met several times on April 25, 2025, to resolve a number of bills, often delaying items until later in the day because of missing FIN/WAM releases or lack of quorum. Early in the day, SB 382 was discussed briefly but not advanced because finance would not release it. HB 1064, relating to the state fire marshal, was taken up and approved after conferees confirmed a $2,212,000 appropriation for fiscal years 2026 and 2027 to fund eight positions in the Department of Law Enforcement. Members thanked the many agencies, staff, and advocates involved, and the bill passed by unanimous votes of those present.
Several other measures were rolled over to later conference-room meetings, including HB 423 on workers’ compensation, HB 214 on government, HB 1036, HB 1037, and HB 1039 on public employment cost items, SB 828 on workers’ compensation medical benefits, SB 717 on collective bargaining, and HB 286 on the individual housing account program, all pending FIN/WAM release or further agreement. A larger housing agenda was also postponed to 4:30 p.m. in Room 225, including bills on housing, transportation, transient accommodations development, rental housing revolving funds, dwelling unit revolving funds, and low-income housing credit.
At the later transportation and housing sessions, HB 1231 was adopted as a conference draft establishing a $5 county motor vehicle registration surcharge for the Safe Routes to School special fund and clarifying rules for automated enforcement citations and liability. HB 4209 on transit-oriented development also passed; it defined transit-oriented development, created a mixed-income subaccount in the rental housing revolving fund, and authorized HCDA to use the definition in planning. HB 1298 on housing passed with amendments to support a government employee housing program tied to a transit-oriented development site, including funding for planning and an HHFC position. HB 830 on historic preservation reviews also passed with amendments limiting third-party review to residential or mixed-use development and setting staggered effective dates. Later, SB 662 on transportation passed with amendments authorizing county police officers to enforce the statewide traffic code on public streets, roadways, and highways. Several other bills remained pending and were recessed for later consideration.
ND
North Dakota 2026 1st Special Session
Government Finance Committee Jun 25th, 2026 at 10:00 am
Government Finance Committee
Transcript Highlights:
- Okay, next up, we have the Insurance Department with us today.
- insure these buildings?
- insure these buildings?
- So how much of this, is this a question of reducing their liability or transferring their liability with
- “To ensure the architect would have future liability. There you go.”
Committee:
Joint Government Finance Committee
NM
New Mexico 2026 Regular Session
House - Appropriations and Finance Jan 17th, 2026 at 09:11 am
House Appropriations & Finance
Transcript Highlights:
- On line 49, I just see that the agency says governor for employee liability insurance premiums.
- Chair, this would—there's an agency for the Office of the Governor that assesses liability insurance
- Chair and representatives, the Environment Department also pays liability insurance premiums.
- This is specific to lawsuit-based liability insurance, not personal liability.
- Chair, and representatives, in general, the liability insurance premiums paid by agencies would cover
Committee:
House House Appropriations & Finance
NH
New Hampshire 2026 Regular Session
House Labor, Industrial and Rehabilitative Services (04/14/2026)
Labor, Industrial and Rehabilitative Services
Transcript Highlights:
- They derive a benefit on their liability insurance by combining it with workers' comp.
- They derive a benefit on their liability insurance by combining it with workers' comp.
- They derive a benefit on their liability insurance by combining it with workers' comp.
- They derive a benefit on their liability insurance by combining it with workers' comp.
- They derive a benefit on their liability insurance by combining it with workers' comp.
KY
Kentucky 2025 Regular Session
Public Pension Oversight Board (9-23-25) - Reupload
Transcript Highlights:
- TRS does not employee insurance.
- </c> them as far as health insurance goes. them as far as health insurance goes.
- </c> of retired teachers health insurance. of retired teachers health insurance.
- </c> it's self-insured. it's self-insured.
- </c> self-insured through um the state. self-insured through um the state. >> Yes.
Keywords:
Meeting Start: 00:00:35
Attendance Roll Call: 00:00:55
Approval of Minutes: 00:02:56
Deferred Compensation Authority Update: 00:03:12
Retiree Health Update - TRS: 00:15:58
Retiree Health Update - KPPA: 00:56:13
Adjournment: 01:20:33, 958, all
Summary:
The Public Pension Oversight Board received updates from the Kentucky Public Employees Deferred Compensation Authority and the Teachers Retirement System. Chris Biddle reported that deferred compensation assets had grown to about $4.787 billion with roughly 88,000 participants, crediting auto-enrollment, targeted marketing around pay raises, and retiree-focused services. He said the board’s self-directed brokerage account, authorized by last year’s legislation, is being designed around a $40,000 account-balance threshold with up to 25% transferable into the brokerage window, tentatively for July 1 of the coming year. He also described the free financial planning program, which has been used by about 3,300 to 3,500 participants with an 87% return rate, and noted that the plan is currently in a fee holiday; members asked about the fee structure and whether the CFP service is provided through Nationwide, which Biddle confirmed.
Board members praised the deferred compensation program’s growth and asked for the legislation referenced by Biddle. He said the plan’s annual fees are capped, with a $1 monthly fee plus other charges up to a $225 cap, for a maximum of $237 per year absent a managed account. He also said the program is seeking unified payroll access to expand participation, especially among teachers, and that prior lineup changes saved about $6 million annually in participant fees.
Bo Barnes of TRS then addressed retired teachers’ health insurance, first clarifying a prior question about declining federal contributions to the retirement annuity trust. He explained that federally funded school positions generated contributions that rose from $72 million in 2019 to $109 million in 2022, then fell to $85 million this year, with a projection of $80 million over the next three years; if those dollars do not come from federal sources, they would have to be replaced through the SEEK formula. Barnes then reviewed TRS health coverage, explaining that the statutory contract guarantees access to group coverage but not fixed premium levels, and that TRS administers two retiree plans: KEHP for retirees under 65 or otherwise not Medicare-eligible, and MEHP for retirees 65 and older or Medicare-eligible.
Barnes said TRS completed RFPs for the 2026 plan year, retaining Express Scripts for prescription drugs and switching the Medicare Advantage medical provider from UnitedHealthcare to Humana, while keeping plan design, provider access, out-of-pocket costs, and benefits materially unchanged. He noted a modest hearing-aid improvement of $500 per ear beginning in 2026. He also reported that the TRS Board approved the maximum state contribution for KEHP at $1,044.96, up from $930.76, an 18% increase that he said would require about $15 million to $16 million more annually, while the MEHP premium would drop from $210 to $200 per month because of the new contract. Using the 2024 valuation, he said the KEHP increase would slightly reduce the health trust funded ratio from 80.4% to 80.1% and raise unfunded liability from $4.036 billion to $4.051 billion. Barnes closed by reviewing the 2010 shared-responsibility reforms that shifted retiree health costs away from a pay-as-you-go model, including phased employee and district contributions and Commonwealth stabilization funding. No votes were taken beyond approval of the minutes.
NM
New Mexico 2025 Regular Session
IC - Legislative Finance Nov 20th, 2025
Transcript Highlights:
- . of Insurance.
- Chair, Representative, the current medical malpractice liability insurance market in New Mexico, premiums
- An insurance policy by the doctor requires it to insure all past claims to present.
- From this point forward, that insurance company is going to take that term of insurance.
- So that's only current insurance term. That insurance scrutiny has to cover the claim.
DE
Delaware 2025-2026 Regular Session
House Health & Human Development Committee Meeting Jun 18th, 2026
Health & Human Development
Transcript Highlights:
- insurance in order to operate in Delaware.
- and professional liability.
- Facilities must provide proof of insurance when they apply for or renew their license, and insurance
- If a facility fails to maintain the required insurance, its license can be revoked.
- So, although the state is self-insured and they will cover you under those circumstances, a state is
Committee:
House Health & Human Development
Keywords:
Delaware Health Fund, healthcare access, preventive care, tobacco settlement, public health initiatives, grant program
Summary:
The House Health and Human Development Committee met and considered a series of health, human services, and related bills. The committee heard and advanced House Substitute 1 for Senate Bill 13, which standardizes hospital charity care and financial assistance statewide, and Senate Bill 296 with Senate Amendment 1, which restructures the Delaware Health Fund grant process with a more formal, transparent competitive rubric. Both measures received supportive testimony from DHSS, the Delaware Healthcare Association, and the Delaware Nurses Association, and both were released by committee on roll-call votes.
The committee also released Senate Bill 313 with Senate Amendment 1, which places a temporary moratorium on acquisitions of nonprofit acute care hospitals by for-profit entities and expands notice/review requirements for sales of hospital real estate; Senate Bill 340 with Senate Amendment 1, which requires long-term care facilities to carry specified liability insurance, with questions raised about the exemption for state-owned facilities; Senate Joint Resolution 20, which directs DHSS to study independent assessment tools for Medicaid home- and community-based services; and Senate Bill 341, which updates Delaware Health Information Network law and formally recognizes DIN as the state’s health data utility. Testimony on these bills was generally supportive, with some discussion on constitutional concerns, insurance coverage, and the rationale for the state exemption in SB 340.
Later, the committee advanced Senate Bill 257, which requires new animal shelters to be licensed and inspected before operating and removes a prior exception for certain rescue organizations; and Senate Substitute 1 for Senate Bill 278 with House Amendment 1, which allows earlier pre-authorization for summer child care enrollment and lowers copays for half-day care. Public testimony on these measures came from animal welfare advocates, YMCA representatives, and other stakeholders, all largely in support. Each bill was released by committee, with several votes walked for absent members, and the meeting adjourned after all agenda items were addressed.
WV
West Virginia 2026 Regular Session
WV Senate Finance Committee in Session Mar 11th, 2026 at 04:01 pm
Transcript Highlights:
- of property and liability insurance, also being repealed.
- The legislative rule relating to mass marketing of property and liability insurance is also being repealed
- The next, also the Insurance Commissioner, about advertisement of accident and sickness insurance, is
- The next is the Insurance Commissioner to promulgate a legislative rule regarding insurance adjusters
- insurance holding company systems.
Summary:
The Senate Finance Committee met with a quorum present, approved the prior meeting minutes, and then considered a series of House bills and committee substitutes. House Bill 5438, dealing with changes to Step 7 of the school aid formula and allowable uses of certain education allocations, was amended to adopt the Education Committee’s changes and then reported to the full Senate. House Bill 4087 creating the West Virginia-Ireland Education Alliance was also reported, as was House Bill 4191, which expands child care tax credit eligibility for employer-sponsored facilities and changes subsidy payments from attendance-based to enrollment-based reimbursement; senators emphasized its workforce and economic development benefits. House Bill 5074, which reallocates medical cannabis fund balances and future revenues, was amended to increase the Child Protective Commission pilot funding from $3 million to $5 million and remove proposed ibogaine research funding for Marshall and WVU before being reported. House Bill 5353, regulating virtual currency kiosks and money transmission licensure, and House Bill 5527, creating licensure and oversight for wellness reimbursement program administrators, both received strike-and-insert amendments and were reported. House Bill 5687, which phases down the metallurgical coal severance tax and adds a temporary oil and gas tax reduction with county/municipal revenue adjustments, was amended and reported. House Bill 4418, creating an electronic system for municipal business and occupation tax filing and collection with a 1% administrative fee and a participation threshold, was also reported.
The committee then took up House Bill 4245, the Revenue Rules Bundle, which bundles 26 legislative rules from the Department of Revenue and related agencies. The bundle included alcohol, banking, insurance, racing, and tax rules, with several sunset extensions and repeals of outdated rules; the committee adopted a strike-and-insert amendment affecting a lottery consumer protection rule and a pre-need cemetery company rule, then reported the bill. House Bill 5168, providing a $12 million lottery-funded stream for emergency medical services, was amended to clarify the uses of the funds, rename one fund, require a 30% county match for mental health treatment spending, and create two additional county-based EMS funds; senators described it as a needed permanent funding source for EMS, and it was reported. Throughout the meeting, members generally supported the measures, with some discussion on technical details, funding allocations, and the impact of the bills on local services and workforce needs. At the end of the meeting, the chair announced that Senate House Bills 4004, 4006, and 4009 would not be taken up that day, and the committee adjourned.
HI
Hawaii 2025 Regular Session
EEP Public Hearing - Tue Mar 11, 2025 @ 9:00 AM HST
Energy & Environmental Protection
Transcript Highlights:
- </c> to energy establishes Wildlife liability to energy establishes Wildlife liability trust<00:08:19.280
- Is there a way to look at addressing the liability issue without tying it into the securitized insurance
- </c><00:31:40.320><c> issue</c> at the addressing the liability issue at the addressing the liability
- <00:34:51.480><c> question</c><00:34:51.879><c> was</c> liability question was liability question was
- </c><00:35:20.960><c> in</c> that's kind of the point of insurance in that's kind of the point of insurance
Committee:
House Energy & Environmental Protection
Summary:
The committee on Energy and Environmental Protection heard testimony on Senate Bill 897, which would create a Wildlife Liability Trust Fund within DCCA for administrative purposes. The chair opened by noting the hearing had to end by noon because of floor session, and that written testimony would be considered if not all witnesses could speak. Testimony included support from DCCA, the Attorney General’s office, the Public Utilities Commission, Charter Communications, Ulupono Initiative, AES Hawaii, Hawaiian Electric, Clearway Energy Group, Kauai Island Utility Cooperative, Hawaiian Telcom, and IBW Local 1260, with opposition or concerns from the Hawaii Association for Justice and some others. Hawaiian Electric strongly supported the bill and asked for amendments, saying the fund would help address wildfire liability, protect customers and the economy, and support restoration of investment-grade credit; it also proposed a larger shareholder contribution and said the bill was part of a broader effort to raise settlement funds and improve grid safety and resiliency.
Committee members focused heavily on whether the bill would actually lower costs for ratepayers and improve credit ratings. DCCA said there was a nexus between limiting liability, creating a sufficiently large wildfire fund, and transparent mitigation requirements, but acknowledged there was no guarantee of a credit-rating improvement or precise estimate of rate impacts. Members questioned Hawaiian Electric about the assumptions in its cost comparisons, the 30-year securitization structure, and whether funding could be shifted later to shareholders after credit was restored. Hawaiian Electric responded that the bill assumes the fund is paid through securitization, that removing that presumption could undermine the credit-rating benefit, and that its models suggest credit-spread savings could offset the customer charge over time; it also said it would follow up with additional analysis. The company and Ulupono both described the measure as a difficult but potentially necessary way to socialize wildfire risk and avoid a larger crisis later.
The Hawaii Association for Justice opposed the bill’s liability caps and raised concerns about consumer rights, oversight discretion, statute-of-limitations changes, and evidence rules. Hawaiian Telcom suggested amendments to clarify compliance with FCC pole-attachment agreements. No vote or final action was taken during the portion of the hearing provided, and members indicated they wanted more analysis before being comfortable with the bill’s long-term ratepayer impacts.
CA
California 2025-2026 Regular Session
Senate Floor Session Jan 27th, 2026
California Senate Floor Meeting
Transcript Highlights:
- Today, officers are already facing liability in federal court for constitutional violations.
- And that very important issue was whether this bill would impact municipal state liability, number one
- In other words, it doesn't increase state or local liability. Is that correct? That is correct.
- It has passed the Insurance Committee, and we have worked diligently with stakeholders and the insurance
- Right now, the biggest concern for a lot of Californians is maintaining their insurance.
KY
Kentucky 2025 Regular Session
Senate Standing Committee on Licensing and Occupations (3-27-25)
Transcript Highlights:
- It creates a statutory authority for the board to be able to purchase liability insurance and do some
- This is some pushback we had from insurance companies.
- </c><00:03:39.120><c> insurance</c><00:03:39.640><c> and</c><00:03:39.760><c> do</c><00:03:39.920><c>
- some</c> purchase liability insurance and do some purchase liability insurance and do some other<00:
- companies we're not from insurance companies we're not paying<00:04:44.680><c> for</c><00:04:44.840>
Summary:
The Senate Standing Committee on Licensing and Occupations met on March 27, 2025, with a quorum present and first took up House Bill 255, relating to physical therapy. The bill sponsor and representatives of the Kentucky Board of Physical Therapy and APTA Kentucky said the measure is mainly a cleanup and modernization bill that updates outdated statutory language, changes PTAs from “certified” to “licensed,” gives the board authority to purchase liability insurance, moves fee and fine caps into regulation without changing current fees, renames temporary permits as provisional licenses, and creates a pathway to more easily recognize some internationally trained physical therapists already practicing in other states. Senators asked whether the bill changed training, scope of practice, Medicaid, or supervised practice standards; witnesses said it did not, and that supervised practice requirements remain in place with out-of-state practice accepted only when equivalent or more stringent. The committee approved HB 255 with favorable expression.
The committee then considered House Bill 618, an alcoholic beverages measure with a Senate committee substitute. The bill was described as having three parts: allowing restaurants to buy limited quantities of alcohol from retail outlets to meet customer demand while keeping the three-tier system intact and requiring quarterly reporting; creating a temporary auctioneer license to auction previously retail-sold alcohol in original packaging, such as estate or bourbon collections; and giving quota bar license holders the same opportunity restaurants already have to sell barrel picks by the bottle. Testimony supported the bill as a way to help restaurants, auctioneers, and bars, while a senator raised a question about sales tax on auction sales and another noted that nonprofit or church-related alcohol auctions already require permits under existing law. One senator suggested future guardrails to encourage local purchasing, but no amendment was adopted. The committee passed HB 618 with favorable expression.
WA
Washington 2025-2026 Regular Session
House Labor & Workplace Standards Jan 14th, 2026
Transcript Highlights:
- House Bill 2191 deals with liability for unpaid worker wages in the construction industry.
- This liability does not apply to state, local, or tribal governments.
- A property owner or direct contractor cannot avoid liability that...
- increasing liability through private right of action.
- So help me understand a little bit about where you see... ...potential liability.
Summary:
The Labor and Workplace Standards Committee heard testimony on several bills. HB 2303 would prohibit employers from requesting, requiring, or coercing employees to receive subcutaneous microchip implants, with enforcement through L&I complaints, civil penalties, and private lawsuits; the sponsor said it was a preventive labor standard and noted there was no opposition. HB 2144 would require employers to give written notice before using electronic monitoring for employee performance evaluations, and testimony split between labor supporters, who said workers should know how they are monitored, and business, local government, trucking, retail, construction, and law enforcement representatives, who raised concerns about broad definitions, safety uses, and litigation exposure. HB 2190 would expand collective bargaining rights for language access providers so missed or canceled appointments could be bargained as compensation; interpreters and union representatives supported it, saying they lose income when clients no-show, while the sponsor said the bill would clarify bargaining rights without changing employment status.
The committee also heard HB 2345, a technical change to the state paid family and medical leave premium split in response to IRS guidance. Staff explained the proposed substitute would shift the employer contribution from the medical share to the family share so benefits would not be treated as taxable wages, while keeping the overall premium burden roughly the same; supporters called it a common-sense fix, and some business and school district witnesses said they wanted to avoid additional taxes and preserve program stability. The most extensive debate was over HB 2191, which would make property owners and direct contractors liable for unpaid wages and benefits in construction projects, with exceptions for government and small residential properties. Workers, unions, the Attorney General’s office, and some contractors supported the bill as a way to combat wage theft and level the playing field, while industry groups and subcontractors argued it would impose broad liability on responsible contractors, raise costs, hurt small businesses and minority-owned firms, and should be narrowed with safe harbors or right-to-cure provisions. No votes were taken; the committee held hearings on the bills and adjourned after testimony.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Agriculture and Fisheries Jun 21st, 2026 at 10:00 am
Joint Committee on Agriculture and Fisheries
Transcript Highlights:
- If I could just ask, have you had any conversations with the insurance industry?
- H. 109 and S. 56 create a shield for farmers from liability for PFAS contamination.
- H109 and S-56 create a shield for farmers from liability for P-FAS contamination.
- Just as importantly, the bill provides civil liability protections for food donors.
- Just as importantly, the bill provides civil liability protections for food donors.
Summary:
The Joint Committee on Agriculture and Fisheries held a public hearing on 19 legislative proposals, with testimony limited to three minutes per speaker and seven minutes per panel. The hearing opened with testimony on bills promoting urban agriculture and vacant-lot conversion, including H.121/S.61, which Green Roots staff and community members supported as a way to turn vacant lots in environmental justice communities into urban farms and gardens that improve food access, health, community cohesion, and climate resilience. Rep. James Arena-DeRosa also spoke in support of H.109/S.56, the PFAS bill, describing it as a measure to protect soil and farms from contamination and to create relief for affected farmers.
A major portion of the hearing focused on H.109/S.56, which would ban land application of sewage sludge/biosolids, provide liability protection and relief funds for farmers, and address PFAS contamination in soil, water, crops, and animals. Testimony came from environmental groups, farm organizations, and individual farmers, including the Mass Food System Collaborative, Conservation Law Foundation, Clean Water Action, CEMAP, NOFA, Sierra Club, and several farmers who described contamination in Maine and Massachusetts and urged the committee to act. Witnesses emphasized that PFAS poses serious health risks, that farmers should not bear responsibility for legacy contamination, and that the bill should be paired with funding for testing, remediation, and assistance. Committee members asked questions about farm liability, the scope of the bill, contamination in different ownership situations, and the costs and timelines of remediation, with Senator Comerford and others clarifying that the bill is intended to protect farms and farmers rather than non-agricultural landholders.
The committee also heard strong support for H.416, a farm-to-institution pilot program, from Rep. Lee Davis, Berkshire Agricultural Ventures, and Berkshire Bounty. They said the pilot would connect Massachusetts farms to schools, hospitals, correctional facilities, and other institutions, creating new markets, strengthening local supply chains, and supporting food-is-medicine efforts. Members discussed whether the model could be statewide and referenced existing programs such as Island Grown Initiative and local hospital and insurance partnerships. Another agricultural bill, H.1058, was supported by Rep. Mark Sylvia and the Cape Cod Cranberry Growers’ Association as a way to allow unused cranberry water rights to be transferred within the same watershed for municipal mitigation while helping growers retire or consolidate bogs. The hearing also included testimony on the broader farm omnibus bill H.112/S.55 and related measures, with the Massachusetts Farm Bureau and others praising the committee’s work on agricultural resilience, food security, agritourism, workforce development, and farmland access, while suggesting additional transportation-related fixes for farmers. No votes were taken during the hearing.