Video & Transcript Research : 'insurance code'

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TX
Transcript Highlights:
  • The insurance code requires the following insurance coverages.
  • And I don't know if you've had to recently work on your personal insurance, your auto insurance, but
  • It relates to the regulation of code enforcement officers and code enforcement officers in training.
  • So each member that is insured under this new quasi-insurance through a religious organization must have
  • That was health insurance, this is not health insurance; these are other risks.
Bills: HB111
Keywords: 1185, senate, all
DE

Delaware 2025-2026 Regular Session

Senate Legislative Session - Session 2 - 37th Legislative Day Jun 17th, 2026

Delaware Senate Floor Meeting

Transcript Highlights:
  • Out of Banking, Business, Insurance, and Technology.
  • insurance.
  • Act, out of Banking, Business, Insurance, and Technology.
  • Insurers must provide clear information on coverage to each insured individual.
  • Insurers must provide clear information on coverage to each insured individual.
Summary: The Senate received communications from the House listing numerous bills, substitutes, amendments, and concurrent resolutions passed by the House or returned to the Senate, and it also noted a Senate amendment being stricken from House Bill 190. Committee reports were read on a wide range of nominations and bills, including favorable reports on several executive nominations and legislation involving nurse preceptors, voting, agricultural/forestry grants, child care, Title IX coordination, vehicle security devices, dry needling, human remains disposition, child care assistance, autism-related oversight, nursing advancement, correctional oversight, massage and bodywork, probate letters, computer security breaches, automobile insurance, medical debt protection, and technical corrections. The Senate also assigned House Bill 300, House Bill 64, and House Bill 385 to the Finance Committee. The chamber confirmed several gubernatorial nominations by roll call vote, each receiving the required majority: Heidi J. A. Gilmore to the Marijuana Appeals Commission; Lee Wynne and Ruth J. Tucker to the Delaware River and Bay Authority Board; Jennifer R. Hallman and Lindsay E. Alexich to the Professional Standards Board; Jason M. Munion and F. Todd Kulata to the Environmental Appeals Board. The Senate also passed House Substitute 1 for House Bill 383, which changes overtime eligibility for certain DelDOT employees and clarifies covered positions, and Senate Bill 315 with Senate Amendment 1, which revises the Delaware Technical Innovation Program to give the Division of Small Business more flexibility in using federal grant funds. Consent Agenda M passed unanimously, including Senate Substitute 1 for Senate Bill 319 on menopause and perimenopause coverage, House Bill 411 on alcohol/tobacco/marijuana enforcement, House Bill 271 on marijuana establishment spacing, House Bill 258 on alcohol licenses, House Bill 303 on juvenile probation/parole officers and DCYF employees, and House Bill 377 on Ocean View municipal election deadlines. Consent Calendar 63 also passed unanimously, including resolutions recognizing Day of Service, National Adoption Month, National Coaches Day, Free Speech Week, Women’s Equality Day, and Spirit of America 250, along with resolutions encouraging a veteran cemetery in Kent County, seeking plans for repurposing underused public buildings, and honoring Delaware Boys State. The Senate spent significant time on floor remarks about the Boys State delegates and on a tribute to emergency responders who helped save a seven-year-old child trapped by a seatbelt; the responders were recognized individually and thanked for their work. Additional remarks explained the purpose of the menopause coverage bill, the adoption month resolution, the free speech resolution, and the America 250 resolution. The session ended with no further business and the Senate recessed until June 18.
TX

Texas 89th Regular

Business and Commerce May 23rd, 2025

Business & Commerce

Transcript Highlights:
  • Texas statute and the Insurance Code require the following insurance coverages.
  • It relates to the regulation of code enforcement officers and code enforcement officers in training.
  • regulations regular insurers face.
  • This is not health insurance. Other risks are delineated to be self-insured under this bill.
  • It's a mini insurance code for these types of things because it's got investment limitations, it's got
Bills: HB111
Summary: The committee heard a long series of House bills, with most measures laid out by Senate sponsors and then left pending after brief public testimony. Early bills focused on construction and licensing issues, including HB 305 on prompt payment for public construction audits, HB 5093 on restoring public access to notary contact information, HB 2037 on updating landlord-tenant repair and security deposit rules, HB 4214 on a centralized public information request contact database, and HB 5435 exempting higher education institutions from a 90-day notice requirement for certain public-private partnership projects. Testimony was generally supportive on these bills, and no votes were taken; each was left pending. The committee also considered several transparency and regulatory bills. HB 111 would expand the Public Information Act to certain nonprofit state associations and narrow some attorney-client and working-paper exceptions, with supporters arguing it would improve oversight of public funds and critics questioning the scope and thresholds. HB 5129 would protect occupational license holders’ personal identifying information from disclosure without consent, HB 4350 would allow peace officers to redact personal information from online real property records, HB 4748 would authorize multiple-award state purchasing contracts, and HB 4765 would clean up code enforcement officer licensing rules. HB 4134 would allow motor vehicle creditors to charge limited fees for electronic payment options while requiring a free alternative, and HB 1043 would direct a study of blockchain-based property title records; both drew testimony, with some concern about the practical effects and vendor implications of the blockchain study. Several bills addressed insurance, workforce, and digital-asset regulation. HB 3520 would reduce the insurance coverage required for transportation network companies during the period when a driver is en route to pick up a passenger, drawing support from Texans for Lawsuit Reform and opposition from trial lawyers who argued the higher coverage better protects the public. HB 3320 would create a self-insurance pool for religious institutions, with TDI explaining it would still be regulated but operate under a special statutory framework. HB 4233 would modernize rules for digital asset service providers by removing certain auditor-access requirements and updating reporting and licensing provisions. HB 3923 would reduce bachelor’s-degree requirements for some state jobs, though Every Texan argued low pay, not degree requirements, is the main driver of turnover. HB 4518 would create a legal structure for decentralized unincorporated nonprofit associations tied to blockchain governance; business law experts opposed it as unnecessary and potentially risky, while crypto advocates supported it. Finally, HB 1803 would join an interstate compact for dentists and dental hygienists, with supporters citing workforce shortages and opponents saying Texas already licenses quickly and that the compact could weaken state oversight. Throughout the hearing, the committee repeatedly closed testimony and left bills pending, and a quorum was eventually established before later items were heard.
ND

North Dakota 2026 1st Special Session

Employee Benefits Programs Committee May 7th, 2026 at 10:00 am

Employee Benefits Programs Committee

Transcript Highlights:
  • Can you imagine a $5 health insurance premium? Five-dollar health insurance premium back then.
  • We bid that both under a modified fully insured arrangement, which we have today, and a self-insured
  • I wondered if this was more related to tax code than it was to our health insurance, or maybe Derek has
  • And I wondered if this was more related to tax code than it was to our health insurance, or maybe Derek
  • Group Insurance Program.
Keywords: 908, all
NH

New Hampshire 2026 Regular Session

House Commerce and Consumer Affairs (04/16/2026)

Commerce and Consumer Affairs

Transcript Highlights:
  • insurance? insurance?
  • code or that's<01:31:22.520> submitted<01:31:22.840> to<01:31:22.960> insurance,
  • billing code to the insurance?
  • My understanding is these two codes are not covered by commercial insurance anywhere else, certainly
  • Evidently, insurance companies are not really doing that because they don't even have the codes.
Keywords: 928, house, all
Summary: The committee held a public hearing on Senate Bill 562, which would create a home damage mitigation and resilience grant program aimed at helping homeowners make property improvements that could reduce insurance costs and non-renewals. Commissioner DJ Bettencourt of the New Hampshire Insurance Department explained that the program is modeled in part on Alabama’s safer homes program, but tailored for New Hampshire hazards such as floods, microbursts, heavy snow, ice, and falling trees. He said the grants would be limited to primary residences, subject to a means test, capped at $10,000, and intended to help homeowners make targeted improvements such as roof fortification or tree removal that could improve underwriting outcomes and lead to premium discounts. Bettencourt said the program would not use state taxpayer funds and would instead rely on philanthropic donations, possible federal or regional housing-bank funding, and other outside sources. He said the department would not need new staff, and that a current position could be reconfigured to help administer the program part-time. Committee members asked about the funding language, the meaning of “loans” in the bill, whether there were any other states using a similar no-state-funds model, and how many homeowners could be helped. Bettencourt said Rhode Island and Connecticut were moving forward in a similar way, and that the number of beneficiaries would depend on how much money is raised. Members also questioned how the grant program would actually lower premiums, whether savings would apply only to participants or more broadly, and how the IBHS evaluation process would work. Bettencourt and department staff said the direct benefit would be to the homeowner whose property is improved, though neighbors could also benefit in some cases. They explained that IBHS is a building-safety organization that certifies contractors and inspectors and that its standards can qualify homes for insurer discounts. Questions were also raised about confidentiality provisions, first-come-first-served grant awards, rollover of unused applications, and possible tax treatment of donations. The sponsor said those details would be addressed through rulemaking or existing tax rules, and no vote was taken during the hearing.
CA
Transcript Highlights:
  • So with the insurance... With the Insurance Association, I want to ask these questions.
  • I'd like to see a tighter connection between insurance and insurability.
  • your insurance savings, as Mark said, that is a significant free cash flow. 40% off of your insurance
  • the building code, we really use standards to assess... ...to note that throughout the building code,
  • And one final point here, and that's around insurance. Insurance companies are offering discounts.
Keywords: 988, house, all
Summary: The hearing focused on home hardening and defensible space as wildfire mitigation tools, with members and witnesses emphasizing that California’s wildfire losses, insurance costs, and affordability pressures require a broader strategy than the status quo. The chair framed the issue as a tipping point for the state and asked witnesses to discuss how to scale mitigation, improve coordination, and make programs more effective and sustainable. Early testimony from the Insurance Institute for Business and Home Safety explained how embers, flames, structure density, and combustible materials drive community conflagrations, and described the IBHS Wildfire Prepared Home standards, including a base “Prepared” level and an enhanced level. IBHS said California is ahead of other states but still needs standardized, verified mitigation, and noted research suggesting home hardening can reduce losses and improve insurability. The Legislative Analyst’s Office highlighted key policy questions for lawmakers, including the state’s role, intergovernmental coordination, cost-effectiveness, program design, long-term sustainability, and barriers to implementation. Members pressed for practical, lower-cost approaches, and witnesses repeatedly stressed that the first five feet around a home is critical, that many mitigation steps are DIY or relatively low-cost, and that financing will be necessary because many homeowners cannot afford full retrofits. Megafire Action argued that home hardening is a market adoption challenge, not something the state can fully pay for, and recommended a blended model of education, low-interest loans, smaller grants, and insurance discounts to drive mass adoption. Ventura Regional Fire Safe Council and Marin Wildfire Prevention Authority described local programs using assessments, neighborhood-based Firewise efforts, grants, and resident participation, while also calling for better marketing, clearer standards, workforce development, and stronger links between mitigation and insurance benefits. In the later panels, Cal Fire and the State Fire Marshal described the state’s layered approach: parcel-level hardening, defensible space, and neighborhood-scale mitigation. Cal Fire said its defensible space inspection program needs ongoing funding and staffing to remain permanent, and the LAO said the proposal has merit but could be modified depending on budget conditions and alternative funding sources. Cal Fire also described a forthcoming defensible space financial assistance program focused on Zone Zero and vulnerable communities, estimating about $8,000 per home and roughly 3,125 homes served with the proposed funding. The State Fire Marshal clarified that local Zone Zero ordinances cannot be less restrictive than state minimum standards, though local governments have flexibility above that floor. Throughout the hearing, members and witnesses returned to the need for a coordinated statewide marketing campaign, consistent standards, targeted incentives, and sustained funding to move from pilot efforts to mass adoption.
TX

Texas 89th 2nd C.S.

Insurance Apr 17th, 2025

Insurance

Transcript Highlights:
  • Um, HB 4877 makes technical and clarifying changes to chapter 462 of the Insurance code relating to the
  • With costs shared among member insurers.
  • And maintains insurance code authority for TDI to investigate insurance fraud.
  • This legislation addresses an insurance practice which unfairly allows insurance companies to reduce
  • Some insurance policies have clauses stating insureds will need to request the withheld depreciation
VA

Virginia 2026 Regular Session

March 10, 2026 - Regular Session

Virginia House Floor Meeting

Transcript Highlights:
  • And we didn't use insurance.
  • They will be able to get insurance.
  • We want a stable insurance market for patient access.
  • that they can't insure Virginians if we were to pass this, they're insuring in those states that have
  • They correct the code references to the code that gives those folks the authority to do that.
FL

Florida 2025 Regular Session

Banking and Insurance Mar 17th, 2025

Transcript Highlights:
  • OFFICE OF INSURANCE REGULATION.
  • CARRIERS THAT DO OUR PROPERTY INSURANCE.
  • BILL THE GOAL OF BRINGING DOWN INSURANCE PREMIUMS, DECREASE THE LIKELIHOOD AN INSURER WILL GO INSOLVENT
  • AND HOLD INSURERS ACCOUNTABLE FOR PRIOR POOR DECISIONS BY INSURANCE COMPANIES ARE IN THE BILL DOES THREE
  • CLAIM PLUS ANY DENIAL UNDER THE INSURANCE CODE MUST BE DECIDED BY AN ACTUAL HUMAN BEING. >> ARE THERE
Keywords: 999, senate, all
CA
Transcript Highlights:
  • I'd like to see a tighter connection between insurance and insurability.
  • Standards as the insurance.
  • the building code, we really use standards to assist us, but our code is the minimum for the state.
  • as well as defensible space codes.
  • And one final point here is around insurance. Insurance companies are offering discounts.
Summary: The Assembly Budget Subcommittee on Climate Crisis, Resources, Energy, and Transportation held an oversight hearing on home hardening and defensible space as wildfire mitigation strategies. The chair opened by stressing that California has reached a tipping point, with repeated community-scale wildfire losses, rising insurance costs, and growing utility wildfire mitigation expenses. The hearing was organized around four panels: what home hardening and defensible space are, community risk reduction and coordination, evaluation of current defensible space programs and proposed investments, and the future of home hardening and the California Wildfire Mitigation Program. The first panel featured IBHS, the Legislative Analyst’s Office, and local wildfire mitigation advocates. IBHS described wildfire spread through embers, flames, and radiant heat, emphasizing that structure separation, removing combustible materials within the first five feet of a home, and combining multiple mitigation measures significantly reduce loss. It highlighted its Wildfire Prepared Home and Wildfire Prepared Neighborhood standards, including an “essential” and “enhanced” level, and said California is ahead of other states but still needs scalable, standardized, and sustainably funded mitigation. The LAO outlined key policy questions for the Legislature, including the state’s role, intergovernmental coordination, cost-effectiveness, program design, measurement of success, long-term sustainability, and barriers to implementation. The chair and panelists discussed estimated costs, including roughly $15,000 for a basic retrofit and about $50,000 for more extensive ignition-resistant construction, and whether state funding should focus on the most cost-effective initial measures. The second panel focused on scaling adoption through local coordination, education, financing, and community-based programs. Megafire Action argued that home hardening is a market adoption problem and said the state should not try to pay for every home, but instead target high-leverage interventions across the “customer journey,” including education, financing, trusted certification, and neighborhood network effects. Ventura Regional Fire Safe Council described free home assessments, small retrofit grants, Firewise community support, and the importance of neighborhood-level action, local capacity, and cultural change. Marin Wildfire Prevention Authority described its locally funded model, grant program, public education efforts, and an Ember Ready program that helps residents navigate home hardening and Zone Zero compliance. The chair repeatedly emphasized the need for a coordinated statewide marketing campaign, stronger incentives, better insurance discounts, and more use of local, utility, federal, and private funding sources. The third and fourth panels addressed Cal Fire’s defensible space inspection program, the proposed defensible space financial assistance program, and broader state investments. Cal Fire said homes lacking compliant defensible space are far more likely to be damaged or destroyed and requested ongoing funding and staffing to stabilize inspections statewide; the LAO suggested the Legislature consider alternative funding sources such as GGRF or a reinstated SRA fee. Cal Fire and the State Fire Marshal explained that Zone Zero sets a minimum standard, local governments cannot go below it, and grant prioritization will favor jurisdictions that submit inspections. Cal Fire also said the new defensible space financial assistance program would focus on ember-resistant zone-zero work and, in the Southern California counties covered by the legislation, would assist about 3,125 homes at an estimated $8,000 per home. In the final panel, the State Fire Marshal described California’s layered strategy of parcel-level home hardening, defensible space, and neighborhood-scale mitigation, along with technical support, financial assistance, and incentives such as insurance discounts and builder marketing. The overall theme was that California must move from isolated efforts to a coordinated, science-based, and scalable statewide approach to reduce wildfire losses.
HI

Hawaii 2025 Regular Session

CPC Public Hearing - Thu Mar 20, 2025 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • I went to the insurance agent.
  • I went to the insurance attorneys. I went to the insurance agent. agent. agent.
  • What if an insurer, maybe somebody who's already licensed to sell property insurance to buildings in
  • so property insurance property insurance so property insurance they<00:29:59.760> have<00:29:
  • <00:31:15.039> So residential landlord tenant code. So residential landlord tenant code.
Keywords: 910, house, all
Summary: The Committee on Consumer Protection and Commerce heard three resolutions focused on condominium management, insurance, and landlord-tenant issues. For HCR 24/HR 23, which sought a follow-up Sunrise review of condominium association managers, Hawaii Realtors and the Real Estate Commission supported the measure, while several condo owners and advocates described alleged embezzlement, misconduct, and lack of accountability in association management. The Real Estate Commission suggested using a more current bill, HB 1312, as the basis for the review. In decision-making, the committee adopted an HD1 to direct the auditor to conduct a Sunrise analysis on HB 1312 instead of the older cited bills, and the measure passed with amendments by unanimous votes, with one member excused. For HCR 85/HR 79, which asked the Insurance Commissioner to study alternative insurance models for condominium associations and unit owners, the acting insurance commissioner said the division supported the concept but warned the study could be costly and time-sensitive, estimating roughly $1.5 million based on the breadth of the requested work. A committee member and the commissioner discussed whether the scope could be narrowed, and the commissioner said a narrower study could reduce costs. The committee ultimately deferred the measure for possible revision and future discussion. For HCR 158/HR 153, which proposed an Attorney General-led working group to improve landlord-tenant code provisions, the Attorney General’s office said another agency with housing expertise would be better suited to convene the group and suggested LRB for legal research support. Hawaii Realtors supported the idea but said the chairing agency could be changed, while Maui Tenants and Workers Association urged stronger tenant representation and warned against framing the effort in a way that favors investors over tenants. A mediator also noted procedural gaps in court filing requirements for tenants and landlords. In decision-making, the committee adopted an HD1 to shift the convening role from the Attorney General to the judiciary, narrow the scope, and make technical changes; the amended resolution passed unanimously, with one member excused.
WA
Transcript Highlights:
  • One is earthquake insurance.
  • line insurers.
  • buyers of insurance.
  • its insureds.
  • The reinsurance market insures mostly insurance companies.
Summary: The committee heard a work session on earthquake insurance, beginning with background from the Office of the Insurance Commissioner. OIC staff explained that earthquake and earth movement are generally excluded from standard property policies, that earthquake coverage is usually purchased through endorsements or standalone policies with high deductibles and relatively high premiums, and that surplus lines are a limited backstop market not covered by the state guarantee fund. They also described parametric insurance and captive insurance as more specialized products generally suited to commercial or governmental buyers rather than ordinary consumers. A second panel of insurance and banking experts focused on commercial earthquake exposure, especially for older buildings, collateralized loans, and potential knock-on effects to banks and consumers if a major quake caused widespread damage. Members asked about consumer impacts, mitigation incentives, inventories of vulnerable buildings, and whether legislation such as prior work on unreinforced masonry could help reduce risk. The Washington Bankers Association said earthquake insurance is expensive and that affordability is a major concern, while also noting banks participate in disaster-recovery planning and would be affected by major regional losses. No votes or formal actions were taken. The committee then received a presentation from the Washington State Institute for Public Policy on its cannabis and Initiative 502 research. WSIPP staff described the agency as a nonpartisan research institute that conducts legislative-directed studies and explained that its long-term I-502 assignment includes periodic reports leading to a final benefit-cost evaluation in 2032. Staff summarized findings from a 2023 report showing that cannabis possession convictions fell sharply after legalization, though some racial disproportionalities persisted, and that closer retail access was associated with higher reported adult cannabis use, more fatal traffic crashes involving drivers from nearby areas, and higher rates of cannabis use disorder diagnoses among Medicaid enrollees. A 2023 youth-focused report found that students attending schools near retailers were more likely to report cannabis use, had more unexcused absences, and were less likely to graduate on time. In the newest 2025 Medicaid study, staff said retail access was associated with higher probabilities of cannabis use disorder diagnoses, related hospitalizations, inpatient treatment, and co-occurring mental health diagnoses, with event-study analysis suggesting the increases appeared after retailers opened rather than before. Members asked about racial disproportionality, the meaning of cannabis use disorder diagnoses, THC and impairment, whether the findings reflected medical versus recreational use, and how the results should be interpreted in light of broader trends and data limitations. No formal committee action was taken.
FL

Florida 2025 Regular Session

December 9, 2025 - 12:30 PM

Transcript Highlights:
  • CURRENTLY THE DEFINITION FOR QUALIFIED HUMAN PROFESSIONAL RELATES BACK TO THE INSURANCE CODE.
  • AS LONG AS THEY HAVE THE AUTHORITY TO ADJUST AND DENY A CLAIM UNDER THE FLORIDA INSURANCE CODE.
  • THE INSURANCE CODE STILL PRESCRIBES HOW LONG CARRIERS HAVE TO MAKE THESE DECISIONS.
  • COMPANIES ARE LIKEWISE RESPONSIBLE TO THE INSURANCE CODE.
  • WE HAVE VERY SPECIFIC CLAIMS HANDLING PROVISIONS IN THE INSURANCE CODE AND WE HAVE VERY SPECIFIC SERIES
ND

North Dakota 2025-2026 Regular Session

House Floor Session Apr 16th, 2025 at 12:30 pm

North Dakota House Floor Meeting

Transcript Highlights:
  • And we have to go with this streamlined tax code. However, maybe that's the way to go.
  • , relating to health insurance benefits coverage provided by a uniform group insurance program, to provide
  • And so in the future, everyone still has health insurance.
  • fully insured.
  • , be forced to bring it up to code.
Keywords: 908, all
Summary: The House convened with prayer, roll call, and a quorum present, then took up several procedural motions, including suspending House rules for three legislative days and replacing conference committee members on Senate Bill 2282 and SCR 4007. The chamber also recognized visiting student groups from Grafton/Pleasant Valley and Shiloh School. Later, the House agreed to several conference committee reports and moved a number of measures through final passage or final disposition. House Bill 1428, which would have created a sales tax exemption for clothing sold by thrift stores or nonprofit corporations, drew extensive debate over tax policy, revenue loss, and possible conflicts with streamlined sales tax rules. Supporters argued it would help lower-income shoppers and nonprofit thrift stores, while opponents said it created an unfair advantage and could reduce state and local revenue. The conference report was adopted, but the bill ultimately failed on final vote, 37-54. House Bill 1440, relating to cigar lounges, was amended in conference and then passed 75-17. House Bill 1460, concerning adult foster care for private-pay adults, electronic monitoring, and a legislative study, was also adopted and passed overwhelmingly, 91-1. The House then passed Senate Bill 2224, which revises gaming commission structure and gaming stamp requirements, adds Attorney General enforcement provisions, and includes a $25,000 general fund appropriation, by a vote of 88-0. Senate Bill 2327, which expands uses of the agriculture diversification and development fund and appropriates $15 million to it, passed 74-17 after a member was excused from voting due to a personal interest. Senate Bill 2267, creating a regulatory framework for on-site wastewater treatment systems and shifting licensing authority to the Department of Environmental Quality, passed 82-10, and Senate Bill 2276, addressing joint water resource boards for cross-county projects, passed 90-1. The most contentious debate centered on Senate Bill 2160, which would move the state employee health plan from grandfathered status to a non-grandfathered ACA-compliant plan and appropriate about $6.6 million for the transition. Supporters said it would give the PERS board more flexibility, expand preventive and other benefits, and potentially slow premium growth without charging employees premiums. Opponents warned it could raise out-of-pocket costs, add mandated benefits, and shift costs to employees, while also arguing the bill had not been adequately studied. After extended debate, the House passed SB 2160 by a vote of 55-37. The chamber also concurred in Senate amendments to House Bill 1318, a pesticide labeling bill, and placed it on final passage, but the transcript ends before the final vote on that measure.
FL

Florida 2025 Regular Session

Banking and Insurance Mar 10th, 2025

Transcript Highlights:
  • But the purpose of the Florida insurance code because such coverage is not insurance.
  • I have access to the same quality insurance as traditional insurance plans.
  • So we're talking about farmers, the level of of insurance in the quality that insurance it's tailored
  • They're going to forgo other insurance. >> Thank you, Mr. Chairman.
  • By Senator Deciglie regarding pet insurance and wellness programs.
Keywords: 999, senate, all
CA

California 2025-2026 Regular Session

Assembly Health Committee Jun 30th, 2026

Health

Transcript Highlights:
  • You know, we can all agree that health insurance is extremely expensive and health insurance premium
  • Meanwhile, the insurance company gets to double dip.
  • never will be covered by insurance.
  • My name is Miguel Bastides with the California Department of Insurance, here on behalf of Insurance Commissioner
  • They rely on insurance brokers, agents, and related professionals to recommend insurance carriers, negotiate
Keywords: 988, house, all
CA

California 2025-2026 Regular Session

Assembly Health Committee Jun 30th, 2026

Transcript Highlights:
  • And QR codes just don't provide that.
  • You know, we can all agree that health insurance is extremely expensive and health insurance premium
  • They rely on insurance brokers and agents and related professionals to recommend insurance carriers and
  • They rely on insurance brokers and agents and related professionals to recommend insurance carriers and
  • They rely on insurance brokers and agents and related professionals to recommend insurance carriers and
Summary: The Assembly Health Committee heard several measures, beginning with SB 331 by Sen. Menjivar, which would require large-group health plans to cover hearing aids for children. The author and supporters described the bill as a long-running effort to address a developmental emergency and reduce out-of-pocket costs for families, while opponents were absent. Testimony from parents, advocates, medical experts, and organizations emphasized the importance of early access to hearing aids; committee members voiced strong support, and the bill was moved on a do-pass basis to Appropriations, with several members requesting to be added as coauthors. The committee then heard SB 608, also by Sen. Menjivar, to expand access to condoms in school-based health centers and related settings and to prevent barriers such as ID checks. Supporters, including students and school health advocates, argued the bill would improve sexual health and reduce stigma, while opponents from family and faith groups argued it would undermine parental authority and normalize early sexual activity. The bill was supported by committee members and moved forward on a do-pass basis to Appropriations. Next, SB 971 by Sen. Choi proposed community-based healthy aging partnerships for older adults, with testimony from the California Senior Legislature and supporters from aging and dementia organizations. The measure was described as voluntary and focused on connection, independence, and local collaboration; there was no opposition, and the committee moved it on a do-pass basis to Appropriations. The committee also heard SB 869 by Sen. Weber Pierson, which would require warning icons and statements on chain restaurant menus for beverages with very high added sugar content. Supporters framed it as a transparency and public health measure, while restaurant and beverage industry representatives opposed it unless amended, citing cost and menu-space concerns; the bill was nevertheless moved on a do-pass basis to Appropriations after a roll call vote, with some members voting no and the measure placed on call. The committee also considered SB 950 by Sen. Weber Pierson, aimed at ensuring timely coverage of FDA-approved, medically necessary treatments for early-onset Alzheimer’s disease on commercial plans. Supporters, including the Alzheimer’s Association and a patient advocate, said the bill would reduce delays and barriers to care, while health plan representatives opposed it over step therapy and utilization-management concerns. Members discussed the limited treatment window and the need for early access, and the bill was moved on a do-pass basis to Appropriations. In addition, SB 490 by Sen. Umberg would set timelines for DHCS investigations of unlicensed sober living homes and allow counties to assist if the department cannot act in time; supporters from Anaheim and a patient-brokering survivor described serious abuse and oversight gaps, while county behavioral health representatives opposed the county role as an unfunded and potentially liability-creating burden. After discussion, the bill was also moved on a do-pass basis to Appropriations. Finally, the committee began hearing SB 1037 by Sen. Weber Pierson on health insurance affordability and rate review, with supporters arguing it would tie premium increases more closely to affordability targets and public reporting; the transcript cuts off before the committee completed action on that measure.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Mental Health, Substance Use and Recovery Jun 21st, 2026 at 01:00 pm

Joint Committee on Mental Health, Substance Use and Recovery

Transcript Highlights:
  • We know what works across the states that have passed the codes.
  • We know what works across the states that have passed the codes.
  • , which is the add-on code.
  • Yeah, so 34 states have passed the codes now on their Medicaid fee schedules.
  • That these are primary care codes, and that removes a lot of the barriers.
Keywords: 995, all
Summary: The Joint Committee on Mental Health, Substance Use and Recovery held a public hearing on 14 bills focused on insurance, parity, opioids, behavioral health access, and mental health system reform. Chair Mindy Domb and Vice Chair Robyn Kennedy outlined hearing procedures and noted the committee would accept written testimony. The hearing featured testimony from legislators, providers, advocates, and behavioral health organizations, with most speakers urging favorable reports on the bills they addressed. A major topic was psychiatric collaborative care, including H. 222/S. 1390, which would raise reimbursement for collaborative care codes to at least Medicare levels and allow billing outside the MassHealth primary care subcapitation model. Supporters said the model improves access, outcomes, and cost savings by embedding behavioral health in primary care, and several witnesses described successful implementation in practices and schools. Committee members asked questions about how the model works, what specialties use it, barriers to adoption, and whether copays, deductibles, and subcapitation rules should be changed. Witnesses also supported related innovation legislation, including H. 2224, which would create a mental health innovation fund and support nontraditional trauma-healing approaches. Other bills discussed included H. 2212, which would require prescribers to discuss opioid and pain-medication risks, alternatives, and addiction/overdose concerns with patients or guardians; H. 2232 and H. 2233, which would address equitable payment and equitable access for behavioral health providers serving MassHealth patients; and S. 1406, which would add opioid maintenance treatment information to MassPAT and allow patient-authorized access to that information. Witnesses also strongly backed S. 1399, which would set targets to increase behavioral health spending within the overall health care cost benchmark, arguing that Massachusetts underinvests in behavioral health and that greater investment could reduce emergency, hospitalization, homelessness, and criminal justice costs. No votes were taken; the hearing concluded after testimony and committee questions.
MI

Michigan 2025-2026 Regular Session

Senate Session 26-06-23

Michigan Senate Floor Meeting

Transcript Highlights:
  • Senate Bill 1061, a bill to amend the Occupational Code.
  • Senator Weber offers Senate Bill 1064, a bill to amend the Occupational Code.
  • Senator Victory offers Senate Bill 1070, a bill to amend the Insurance Code of 1956.
  • Senate Bill 1070, a bill to amend the Insurance Code of 1956. Second reading of the bill.
  • The bill will be referred to the Committee on the Revised School Code.
Summary: The Senate met with 29 members present and a quorum, opened with invocation and the Pledge of Allegiance, and approved several temporary and full excusals for absent senators. During introduction and referral, the chamber received a large number of new Senate bills and House bills, covering election law, public health, occupational and skilled trades regulation, school code and school aid issues, child protection, cemetery and funeral regulation, insurance, estates, food law, political activity, credit unions, social welfare, transportation, natural resources, and a veterans hyperbaric oxygen therapy grant/fund proposal. All of these measures were read and referred to the appropriate committees; no substantive debate occurred at this stage. The Senate then moved into the Committee of the Whole and considered Senate Bills 480, 517, and 278. SB 480, dealing with child care organization licensing and regulation, received and adopted a committee substitute and advanced. SB 517, a Revised School Code bill, received and adopted a floor substitute and advanced. SB 278, amending the State Housing Development Authority Act, was reported without amendment and advanced. The Committee of the Whole reported SBs 480 and 517 with amendments and SB 278 without amendment, and the Senate concurred in those recommendations. On third reading, the Senate took up Senate Bill 49, amending the Michigan Occupational Safety and Health Act, and Senate Bill 50, amending the Code of Criminal Procedure. Senator Albert offered an amendment to SB 49 to require citations within six months of a violation, arguing it would align with federal standards and provide certainty; the amendment failed. Both SB 49 and SB 50 then passed by votes of 20-15, with three senators excused. The Senate also suspended the rules to immediately consider Senate Resolution 134, which recognized June 23-29, 2026 as Grassroots Week; Senator Kavanaugh spoke in support, citing civil rights history and modern grassroots organizing, and the resolution was adopted. The chamber then proceeded to statements and adjourned until Wednesday, June 24 at 10 a.m.
TX

Texas 89th Regular

89th Legislative Session Apr 7th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • to the Committee on Insurance.
  • to the Committee on Insurance.
  • to the Committee on Insurance.
  • insurance. insurance for the Committee on Insurance.
  • Committee on Insurance.
Keywords: 1184, house, all