Transcript Highlights:

• For certain auto loan interest.
• Auto loan interest, really small.
• Or is it going to be a loan from the bank, I guess?
• So we include the status of all of the different loan authorizations.
• loan program.

Summary: The Budget Section Leadership Division met with a quorum present and approved the March 18 minutes. The committee first heard an update from the Petroleum Council on oil and gas activity, which described North Dakota production as holding steady around 1.1 to 1.2 million barrels per day despite lower prices and market volatility. The presentation emphasized that efficiency gains, longer laterals, and improved completion technology are allowing operators to sustain output while activity shifts north in the Bakken. Members asked about gas taxation, natural gas liquids, flaring, and enhanced oil recovery; the witness said gas is taxed by volume, most liquids are handled through oil lines or gas processing, and the state’s EOR pilot projects and new gas infrastructure are intended to help hold production flat and expand future recovery. The committee then received a presentation from the Tax Department on the federal “big beautiful bill” and its effect on North Dakota income tax collections. The department explained that most of the federal changes were extensions of existing Tax Cuts and Jobs Act provisions, but several items — including the larger standard deduction, senior deduction, tip and overtime exclusions, auto loan interest deduction, and business expensing changes — affect state collections. Revised estimates showed a smaller-than-expected impact on individual income tax, with the department suggesting a net cash effect in the range of roughly $30 million to $35 million when business and individual effects are combined, plus a possible one-time distortion from large oil-field transactions in fiscal year 2025. Members asked which provisions apply to standard versus itemized returns, and the department clarified that most of the individual provisions apply broadly, while the SALT-related item is itemizer-specific. OMB then reported on major capital projects and facility funding. Updates included Capitol grounds improvements such as 18th-floor renovations, wayfinding, augmented reality displays for the Rough Rider Hall of Fame, tree management and lighting studies, and restroom and parking reconfiguration in the tower. OMB also described security upgrades at the governor’s residence, where human remains were discovered on site and are being handled with historical and legal review. The state hospital project in Jamestown remains on schedule for substantial completion in winter 2027 and opening in spring 2028, with costs currently estimated a little over $292 million and a line of credit expected to be drawn in April 2027. The North Central State Office Building in Minot is under construction, with a $5.6 million line of credit already accessed. OMB also reported on the State Facility Maintenance Fund, noting about $1.1 million spent so far on projects such as the Liberty Memorial Building roof and foundation work, Capitol window replacement, boiler replacement, and kitchen remodeling. Finally, Legislative Council staff reviewed the interim compliance report on legislative intent and state trust funds. The report highlighted the status of multiple lines of credit, including those for the state hospital and Minot office building, and noted that the executive budget will likely need to include repayment planning for about $350 million of expected outstanding balances. Other updates included the Bank of North Dakota profit transfer schedule, litigation pool spending, the new Office of Guardianship and Conservatorship, the Missouri River Correctional Center planning effort, HHS items such as FMAP and child care assistance, Job Service’s unemployment insurance modernization project, and DPI school aid turnback estimates. No formal votes were taken beyond approval of the minutes.

Transcript Highlights:

• IBank will continue to monitor and service loans for the life of the loans in debt even after the sunset
• We have a large portfolio of guarantees on economic development loans.
• We also have the infrastructure state revolving loan program, where we make loans at tax-exempt rates
• But in every loan that we make, we are analyzing the risks there.
• And it depends on size of loans, scope of projects.

Committee: House Utilities and Energy

Transcript Highlights:

• The clerk will read a summary of the bill: This bill provides for capital development loans.
• The clerk will read a summary of the bill: This bill provides for capital development loans.
• I want to, I want you to imagine that we pass a law in Pennsylvania that says mortgage rates for homes
• As a consequence of that, anybody that wanted to buy a home would have to go find some way of getting
• $500,000 or more in this marketplace cash to buy a home.

Summary: The House convened with prayer, the Pledge of Allegiance, guest recognitions, and a quorum call before moving into committee reports and floor action. Committees reported a number of bills and resolutions, including measures from Local Government, Energy, Health, Judiciary, Appropriations, Rules, and Finance. The chamber also announced caucus and committee meetings, then recessed and later reconvened for final consideration of legislation. Several bills passed the House finally, including House Bill 2299 on body cameras for county probation officers, House Bill 167 designating a scenic byway along Allegheny River Boulevard, House Bill 95 requiring disclosure when content or advertising is generated or substantially modified by artificial intelligence, House Bill 1944 expanding medical amnesty and Good Samaritan protections on campuses, House Bill 2443 creating a child victim recovery fund, House Bill 246 updating references from the Public Welfare Code to the Human Services Code, and House Bill 2586 establishing title protection for music therapists. The House also adopted House Resolution 463 recognizing Korean-American Citizenship Day, House Resolution 499 recognizing Juneteenth Independence Day, and House Resolution 547 directing a study of electronic monitoring as an alternative to incarceration. The House spent significant time on amendments to House Bill 133, which concerns reinstatement of parental rights, and House Bill 138, which addresses parental incarceration and termination of parental rights. Both bills received bipartisan amendments adding guardrails and exceptions, and the amendments were adopted unanimously. The chamber also debated House Bill 2224, the Fair Act, with multiple amendments on utility rates, return on equity, and scope; some amendments were adopted, several tied votes failed, and the bill was left amended for reprinting. House Bill 2544, dealing with school administrators’ rights and negotiations, saw an amendment to allow individual bargaining, but that amendment failed and the bill was agreed to. The session ended with a correction to the record on House Bill 1944, a motion to recommit several bills to Appropriations, and adjournment until June 22, 2026.

Transcript Highlights:

• back home in two ways.
• To bring emergency management and disaster response experience back home in two ways.
• Pajaro levee break, various pieces of wharfs floated away, seawalls were washed away, it was into homes
• We need to evacuate that nursing home, for example.
• We're not actually the ones going in the home to do the activity, but we are working collaboratively

Committee: Senate Rules

Summary: The Senate Committee on Rules convened with quorum and first approved several governor’s appointments not required to appear, including Courtney Welsh to the California Housing Partnership Corporation Board, Janessa Goldbeck to the California Veterans Board, and Tom Huntington to the State Parks and Recreation Commission, each by 3-0 vote. The committee also approved reference of bills to committees, the 2026 committee chair and membership appointments, the 2026 session schedule, the 2026 Senate holiday schedule, and floor acknowledgments, all by 4-0 votes. The committee then heard confirmation testimony from Hernando Garzon, M.D., nominated as Chief Medical Officer of the Emergency Medical Services Authority. Senators asked about EMSA’s strategic plan, data integration, local flexibility in statewide standards, ambulance patient offload regulations, stakeholder engagement, disaster response, rural access, and alternatives to transporting 9-1-1 callers to emergency departments. Garzon emphasized data-driven decision-making, technical assistance to local EMS agencies, collaboration with hospitals and providers, and the use of community paramedicine, telehealth, and pre-positioned resources in disasters. Public commenters and members supported his confirmation, and the committee approved the appointment 4-0 for referral to the full Senate. The committee also heard from Stephanie Weldon, nominated as Deputy Director of the Office of Health Equity at the Department of Public Health. She described her tribal background, prior state, county, tribal, and nonprofit experience, and her focus on serving communities facing health disparities. Senators questioned her about how the office sets priorities, measures outcomes, balances equity work amid political opposition to DEI language, and tailors technical assistance to rural and tribal communities. Weldon pointed to work on tribal consultation, behavioral health, youth mental health, the California Reducing Disparities Project, gender-affirming care, reproductive health, housing and climate-related supports, and community advisory boards. Numerous public witnesses, including tribal and health equity advocates, spoke in strong support, and the committee approved her appointment 4-0 for the full Senate.

Transcript Highlights:

• So, Sheridan Land Water Supply Corporation was created in the 1960s, and that's it. time the loan was
• secured through the Farmer's Home Administration.
• That loan was used to build a rural water system.
• It's going to reduce flooding of homes and businesses.
• Those had almost 600 homes flood. Twice in May and then a couple months later. They had that again.

Bills: HB 1089 , HB 1163 , HB 1177 , HB 1238 , HB1318 , HB1400 , HB1407 , HB1532 , HJR7 , HJR7

Committee: House Natural Resources

Transcript Highlights:

• This often results in the need to take out loans to cover operating costs.
• </c> ventures just like we provide for home ventures just like we provide for home owners<00:30:27.720
• People want to live in rental units, town homes, and condos.
• People want to live in rental units, town homes, and condos.
• Orr in the discussion here, there's also a home ownership crisis.

Committee: House Taxes

Transcript Highlights:

• </c> if this cap is not increased, the loan if this cap is not increased, the loan amount<00:08:01.000
• These are all things that people are looking for near their homes.
• These are all things that people are looking for near their homes.
• </c> their homes. their homes.
• </c><01:24:48.680><c> in</c> does impact the state veterans home in does impact the state veterans home

Bills: HF4156 , HF3835 , HF3995 , HF4383 , HF4091 , HF4084 , HF4311 , HF198 , HF4486 , HF4302 , HF4309 , HF4032 , HF3855 , HF3673 , HF4265 , HF4012 , HF4339 , HF4298 , HF3852

Committee: House Capital Investment

Transcript Highlights:

• going to mention, is — [Bell] — is the fact our students are facing serious cuts in their student loan
• students can continue their education without worrying about not being able to pay off their student loans
• heard from the EDUCATION WITHOUT -- WITHOUT WORRYING ABOUT NOT BEING ABLE TO PAY OFF THEIR STUDENT LOANS
• partnership between the state, private lenders, and higher education institutions to provide student loans
• PARTNERSHIP BETWEEN STATE, PRIVATE LENDERS AND HAGER EDUCATION AND INSTITUTIONS TO PROVIDE STUDENT LOANS

Summary: The Higher Education Conference Committee met to discuss budget priorities for SUNY, CUNY, community colleges, TAP, student aid, and capital funding. Chair Toby Ann Stavisky emphasized the need for increased operating and capital support, protection against enrollment-based funding losses, no tuition increases, a review of TAP because it has not kept pace with living costs, and action on student loan access and research funding cuts. Assembly Chair Alicia Hyndman outlined the Assembly’s higher education proposal, including $475.7 million to expand TAP eligibility, raising income thresholds for TAP and the Excelsior Scholarship, creating a graduate tuition assistance program, adding community college operating aid, expanding the Opportunity Promise Scholarship, forgiving SUNY hospital debt service, increasing CUNY operating support, restoring opportunity program funding, creating a $110 million student loan support program called New York Rises, and funding five-year capital plans for SUNY and CUNY plus additional ECAP grants. Members broadly supported making higher education more affordable and accessible, while highlighting district-specific needs. Senator May praised SUNY Reconnect, community college workforce programs, hospital debt service relief, and a five-year SUNY capital plan. Senator Gonzalez framed the budget as an investment in economic mobility. Senator Griffo supported affordability, operating and capital aid, and additional support for medical schools and hospitals. Assembly Members Walker, Colton, and Fall backed TAP expansion, opportunity programs, disability supports, SUNY Downstate’s transformation, and capital needs at CUNY and SUNY campuses. Assembly Member Smullen, speaking for the minority conference, urged a five-way budget process, said TAP has not kept pace with inflation, and called for a more stable long-term funding model for community colleges. He also stressed aligning higher education with workforce needs. Assembly Member Pirozzolo pointed to the College of Staten Island as an example of the benefits of investment and warned that employers recruiting students directly from high school could weaken higher education unless colleges continue strengthening trade and career training. The meeting ended with no vote on the budget items, and the chairs adjourned the conference committee after concluding remarks.

Transcript Highlights:

• Car loan interest: I know it was hard to get a lot of interest going on in this particular area, but
• Maybe we'd have lower rents if the governor wasn't stopping home construction over large parts of the
• And to keep seniors in their homes, and none of that money is in this budget today.
• You don't like it in your home when somebody comes out and gives you a 20% increase.
• being built and homes that are already existing so that one day our taps are not going to be dry.

Transcript Highlights:

• We do have a real struggle, you know, filling the need of these foster homes.
• We do have a real struggle, you know, filling the need of these foster homes.
• In addition to that, we have 136 current home studies that are in progress with our staff.
• In addition to that, we have 136 current home studies that are in progress with our staff.
• So they have to go through training, get a background check, and do a home visit.

Bills: SB36 , SB88 , SB92 , SB97 , SB48 , SB55 , SB58 , SB76 , SB93 , SB89 , SB60

Committee: Senate Senate Tax, Business & Transportation

Transcript Highlights:

• Just home address and... I mean, home number. I mean, do they not have business...
• from your home.
• Yeah, disclosing the home address, home phone number, and electronic email.
• Yeah, line number two, it says home. Address and home telephone number.
• Plus, nobody has a home phone anymore. Right. That's right.

Bills: HB5621 , HB4904 , HB5067 , HB5076 , HB5081 , HB5354 , HB4862 , HB3847 , HB4088 , HB4157 , HB2966 , HB2287 , HB4203 , HB4803 , HB4737 , HB5093 , HB783 , HB5411 , HB4281

Committee: House Judiciary & Civil Jurisprudence

Transcript Highlights:

• One loan at a time, but the million dollars is intended to constrain perhaps the desire to go build a
• So the idea is $1 million per loan.
• maybe they need a loan at a lower rate something like that and it's it's a riskier proposition. my question
• that would happen if we shut down our other Facilities across the state and those roosters have come home

Bills: HB1242 , HB1250 , HB1590 , HB1752 , HB1979 , HB1983 , HB2952 , HB2961 , HB2967 , HB2973 , HB2988 , HB3031 , HB3047 , HB3052 , HB3066 , HB3086 , HB3175 , HB3177 , HB3178 , HB3240 , HB3404 , HB3429 , HB3548 , HB3638 , HB3671 , HB3704 , HB3759 , HB3831 , HB3904 , HB3920 , HB3944 , HB3969 , HB3973 , HB3975 , HB3976 , HB3978 , HB3983 , HB3984 , HB4092 , HB4118

Committee: House Appropriations and Budget

Transcript Highlights:

• states that it shall not grant a public school any authority to regulate or interfere with a student's home-based
• The issue the court found was that relying solely on local property taxes and loans for major repairs
• The issue the court found was that relying solely on local property taxes and loans for major repairs
• of trustees may determine for authorized purposes such as construction, lease-purchase agreements, loan

Committee: Senate Education

Transcript Highlights:

• must do a lot of business line-specific reporting, again, gifts and donors, financial aid, student loans
• Student loans, et cetera.
• debt that we have to report to debt holders and issue financial statements for federal financial aid, loans
• postsecondary credential in our state to ensure that we're cultivating an educated workforce here at home

Committee: Joint Joint Higher Education Committee

Summary: The Joint Higher Education Committee met for a work session on higher education accounting practices and financial transparency. OFM Deputy Director Sarah Rupp explained how state accounting rules and higher education reporting differ, including what data is captured in AFRS today and what will move into Workday, with universities generally reporting summary-level fund data, mandatory codes, and most balance sheet and income statement activity, but not transaction-level detail or vendor payment information. Representatives from the University of Washington and Washington State University described the complexity of their own accounting systems, the many entities and business lines they must track for audits and compliance, and the need to reconcile university-level accrual accounting with state reporting requirements. The committee also heard from the Education Research and Data Center on the public four-year finance dashboard created under Senate Bill 5512; ERDC said the dashboard is based on publicly available data, is best used to examine institutions individually rather than compare them directly, and will be updated with additional metrics in 2025 and 2026. The committee then received a presentation from the Washington Student Achievement Council on the Workforce Education Investment Account (WIA). Joel Anderson reviewed WIA’s creation under House Bill 2158, its revenue sources, and its intended uses for higher education, financial aid, and workforce development. He said recent legislation significantly increased WIA revenues and that, in the 2025–27 budget, the account is being used in new ways, including to replace general fund support for University of Washington operations and to fund a larger share of the Washington College Grant and some faculty compensation costs. Anderson said roughly 98% of current WIA appropriations go to higher education, but the share used to supplant other higher education funding has grown, and he estimated about 60% to 70% of current spending still aligns with the account’s original intent. He also described a new effort to track WIA appropriations across biennia in more detail and noted the WIA Oversight Board’s role in recommending uses of the account and monitoring outcomes. No votes were taken; the committee ended by moving into executive session for staffing issues and then adjourned.

Transcript Highlights:

• </c><00:12:32.959><c> owners</c> insurers currently writing home owners insurers currently writing home
• ,</c> homeowner who has a single family home, homeowner who has a single family home, maybe<00:13:28.800
• </c> underlying insurance policy for a home underlying insurance policy for a home is<00:13:50.079><c
• </c> insurance, home insurance in that area? insurance, home insurance in that area?
• Review of how the loan is created.

Bills: HB20 , HB2612 , HB2404 , HB2459 , HB2194 , HB1880 , HB2284 , HB1969 , HB2458 , HB1546 , HB2161 , HB1721 , HB1641 , HB2137 , HB1782 , HB2360 , HB1965 , HB1897 , HB1513

Committee: House Consumer Protection & Commerce

Summary: The committee heard testimony on HB 20, which would create a lava zone insurance subsidy/fund. The Insurance Division opposed the bill, arguing that lava zones 1 and 2 are the highest-risk areas, that a subsidy would not reduce the underlying risk or loss costs, that it could invite similar subsidy requests for other hazards, and that the bill may conflict with HICV by diverting funds from the CRF. Members discussed the lack of authorized homeowners insurance in those lava zones, the role of HPIA and the surplus market, and the difference between the proposed lava-zone subsidy and the Hawaii Hurricane Relief Fund. The chair noted 37 submitted testimonies in support and one in opposition, and the committee then moved on without taking a vote on HB 20 in the portion provided. The committee then took up HB 2612, relating to mortgages, which would clarify that a mortgage does not exist independently of the debt it secures and is not independently enforceable from that debt. The Hawaii Credit Union League and Hawaii Financial Services Association opposed the bill, while several individuals testified in support, arguing it would restore Hawaii’s long-standing lien-state rule and prevent so-called “zombie mortgages” after the Hawaii Supreme Court’s White decision. Supporters said the bill would protect borrowers from delayed foreclosures and predatory lending practices, while opponents and the Insurance Division emphasized that foreclosure actions still require proof of standing and possession of the note, and that lenders generally pursue foreclosure without seeking deficiency judgments. Committee members questioned the Insurance Division about how the current market works, whether lenders could wait out the statute of limitations and then foreclose only on the mortgage, and whether equitable tolling or later defaults could allow refiling. The division said it is still trying to attract authorized insurers back into the lava-zone market, but has seen little progress. No vote or final action on HB 2612 was taken in the excerpt provided.

Transcript Highlights:

• So on this, I'm wondering what happens if I'm going to go in and I put my home on the line, which with
• I put my home on the line, which with my first business, my parents mortgaged their house, and within
• he testified at that podium was that if a West Virginian is hiring somebody to come help in their home
• So the way personal residential information is defined is a covered individual's home street address,
• So I’m trying to figure out how we can get around that, because, again, they’re not giving up my home

Committee: Senate Judiciary

Transcript Highlights:

• Our youth cannot afford to buy those properties to build homes.
• in some properties and creating some places where they can live, at least to start off start their homes
• I'm just wondering if the Interstate Stream Commission grants and loan programs are effective.
• And that's really because, as pharmacists, we want to go home to our communities.
• I happen to have both my children at home with the care of New Mexico licensed midwives, so it can be

Committee: House House Taxation & Revenue

Transcript Highlights:

• I had to take out loans.
• I had to take out loans.
• I had to take out loans.
• </c> the ability to pay off my loans. the ability to pay off my loans.
• student loans.

Committee: Joint Agriculture, State and Public Lands & Water Resources

Transcript Highlights:

• Home Service Warranty Association Finance Requirements. We’re talking about...
• ’re talking about a bill that amends chapter 634 in the Florida Statutes, which regulates auto and home
• So we’re just trying to align these home warranties with the bill that passed last year to make it...
• , going forward prospectively on another, no longer pilot, but another condominium My Safe Florida Home
• In the My Safe Florida Home program?

Committee: Senate Banking and Insurance

Summary: The committee met with a quorum present and temporarily postponed SB 480 before taking up four bills. SB 282, relating to home service warranty association finance requirements, was explained as aligning Florida’s home warranty solvency rules with the framework already adopted for motor vehicle extended warranties. Two amendments were adopted: one correcting a cross-reference tied to the $100 million net worth option and another making a technical title change. A representative of the Florida Service Agreement Association waived in support, and the bill was reported favorably. The committee then considered two proposed committee bills preserving public records exemptions. SB 7008 would continue the exemption for certain records held by the Office of Financial Regulation related to financial technology sandbox applications, with staff explaining the exemption is narrow and intended to protect proprietary information. SPB 7010 would continue the exemption for sensitive records held by the Department of Financial Services when acting as receiver for an insolvent insurer, including policyholder personal information, claim data, and trade secrets; staff said the exemption mirrors existing protections and allows consumers to request their own information. Both measures were moved as committee bills and reported favorably. Finally, SB 592 revising the My Safe Florida Condominium Pilot Program was heard. The bill narrows eligibility to certain condominiums, changes owner approval from unanimous consent to 75%, and clarifies eligible roof mitigation techniques. Two amendments were adopted: one requiring the grant work to match the initial inspection report and comply with inspection requirements, and another limiting grants to work that results in a mitigation discount. Testimony was supportive, including from home inspectors and AARP Florida, and senators praised the program’s benefits for hardening homes and lowering insurance costs. SB 592 was reported favorably, and the committee adjourned.

Transcript Highlights:

• This had a massive effect on reducing the amount of student loan debt that they had.
• This had a massive effect on reducing the amount of student loan debt that they had.
• </c> bring it back home. bring it back home.
• Now, this aid does not include<01:42:26.920><c> loans.
• It is all It only include loans.

Summary: The Interim Joint Budget Review Subcommittee on Education met for its first summer interim meeting, opened with prayer and the Pledge of Allegiance, and took roll. The first presentation came from Jerry Gels, principal of Ignite Institute in Erlanger, who focused on the rising cost of dual credit. He said dual credit tuition has increased from about $150 to $290 for a three-credit course over roughly five years, which he argued is discouraging participation, especially for working-class and low-income students. He cited Ignite data and broader college outcomes to argue dual credit improves college persistence, shortens time to degree, and reduces student debt, noting that many of his students enter college with substantial credit and that low-income students at Ignite have increasingly participated after targeted efforts and scholarship use. He also said the instructional labor is largely paid by county school systems, so he questioned the size of the tuition increase and said the committee should examine how the costs are being set and whether college tuition should be stabilizing as more students arrive with credits already earned. Members asked about who pays for dual credit, the role of state scholarship support, and whether tuition varies by institution. Gels said students in his district generally pay the dual credit cost themselves, though some districts may cover it, and he noted the dual credit scholarship now covers fewer classes than before. He said the price appears to be set centrally rather than varying by university, and he emphasized that the higher cost is creating barriers even though the courses are taught largely by local teachers on school payrolls. He also described Ignite’s efforts to expand access for free- and reduced-lunch students, saying participation among that group rose from 27% with no dual credit to about 90-92% taking at least one dual credit class. The committee then heard from the Goldwater Institute, represented by Michael Frazier and Dr. Tim Minella by Zoom. They argued Kentucky’s public universities should face stronger accountability and transparency, citing declining public confidence in higher education, rising costs, and what they described as administrative growth and research spending that does not clearly benefit students or the Commonwealth. They proposed requiring a 10-year accounting of staffing growth by category, comparing it to enrollment and low-income Kentucky enrollment, and limiting non-STEM faculty teaching releases for research unless approved under a baseline consent process. They also criticized certain university-funded research projects as examples of misdirected spending and said public reporting should distinguish Kentucky residents from non-residents more clearly, pointing to a reported decline in low-income in-state undergraduate enrollment. No votes or formal actions were taken during the meeting.