Video & Transcript : 'captive insurers' :
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ID
Idaho 2026 Regular Session
Agenda Feb 10th, 2026
Transcript Highlights:
- First up on the agenda is the gubernatorial reappointment vote on Senator Todd Lakey to the State Insurance
- Senator Todd Lakey to the... ...the reappointment of our fellow Senator Todd Lakey to the State Insurance
- Motion carries, and the gubernatorial reappointment of Senator Todd Lakey to the State Insurance Fund
- Next up, we have the gubernatorial reappointment vote on Kevin Settles to the Idaho Health Insurance
- Motion carries, and the reappointment of Kevin Settles to the Idaho Health Insurance Exchange Board will
Summary:
The Senate Commerce Committee first considered two gubernatorial reappointments. It voted to send Senator Todd Lakey’s reappointment to the State Insurance Fund Board to the Senate floor with a recommendation for confirmation, and then did the same for Kevin Settles’ reappointment to the Idaho Health Insurance Exchange Board. Both motions passed without opposition, though members joked about the Lakey appointment and one senator noted he would reserve the right to change his vote on the floor.
The committee then heard three RS drafts from Senator Lakey as part of a code cleanup effort tied to the DOGE Task Force. RS 32897 would repeal outdated veterans-related provisions tied to transferred assets and the completed construction of the North Idaho Veterans Home; RS 32901 would remove obsolete provisions related to county public defender employee transitions and old employee procedure language; and RS 32906 would repeal outdated PERSI-related provisions involving former community college employees, city employees, and certain firefighters. Each RS was moved to print, and Lakey said there had been no pushback on the repeals.
Finally, Representative Skaug presented House Bill 514, which would allow cosmetology and barber students to take the state exam once they reach 80% of their program requirements, rather than waiting until full completion. He said the bill had unanimous House support and no known opposition from schools, students, or salons. The committee voted to send HB 514 to the Senate floor with a due pass recommendation. The committee then adjourned.
ID
Transcript Highlights:
- under consideration the gubernatorial appointments of Cynthia Fairfax, appointed to the Idaho Health Insurance
- Exchange Board, term to expire April 10th, 2009; Hyatt Erstead, appointed to the Idaho Health Insurance
- Hyatt Erstead, appointed to the Idaho Health Insurance Exchange Board, term to expire April 10th, 2020
- And Janice Folkerson, appointed to the Idaho Health Insurance Exchange Board, term to expire April 10
- have the honor to inform you that Senator Todd Lakey of Nampa, Idaho, was appointed to the State Insurance
Summary:
The Senate convened with a quorum present, opened with prayer and the pledge of allegiance, and approved the previous day’s journal. The chaplain’s remarks focused on “Liberty Friday” and the story of Betsy Ross as a symbol of faithful, humble service. The chamber also welcomed visiting fourth-grade students from Coal Valley Christian and recognized guests and birthdays during miscellaneous business.
Several committee reports and gubernatorial appointments were received and referred to the appropriate committees or held for one legislative day. These included appointments to the Commission of Pardons and Parole, the Idaho Health Insurance Exchange Board, the State Board of Education, the State Insurance Fund Board, and the Parks and Recreation Board. The Senate also received House Concurrent Resolution 22, which had been enrolled and signed, and the President signed it for return to the House.
Three new bills were introduced and sent to the Judiciary and Rules Committee for printing: Senate Bill 1228, which would make freedom from discrimination based on sexual orientation or gender identity a civil right; Senate Bill 1229, revising election provisions for single-county-wide highway district commissioners; and Senate Bill 1230, revising alcoholic beverage application and license fee provisions. The Senate then adjourned by motion until 11 a.m. Monday, January 26, 2026.
ID
Idaho 2026 Regular Session
Agenda Feb 26th, 2026
Transcript Highlights:
- meeting the budget neutrality requirement because Medicaid is less expensive than private health insurance
- market... ...to meet was the comparability standard between Medicaid and the private health insurance
- Coverage looks different in Medicaid than it does in the private health insurance market.
- And I think the Department of Insurance has done quite a bit of work on this.
- Private health insurance often does not pay for them either.
Summary:
The Senate Health and Welfare Committee received an update from the Department of Health and Welfare on House Bill 345 and Idaho’s transition to comprehensive Medicaid managed care. Medicaid administrator Sasha O’Connell reviewed the bill’s directives, including rural hospital designation, work reporting and community engagement requirements, eligibility redeterminations for expansion adults every six months, changes to renewal processes, the choice waiver, state-directed payments, discontinuation of Healthy Connections Value Care and primary care case management, site-neutral payments, practice authority protections, and expanded cost-sharing. She also explained that the department is awaiting some CMS guidance and is pursuing federal approvals and public comment on several state plan amendments and waivers.
A major focus was the planned move to comprehensive managed care, under which one managed care organization would coordinate most services for each enrollee, with Idaho planning three statewide plans rather than regional contracts. O’Connell said the department has held listening sessions, tribal consultation, and a request-for-information process, and that feedback has centered on continuity of care, timely provider payment, network adequacy, behavioral health and developmental disability services, and the need for clear, consistent contract standards. She said the department is using other states’ contracts and a set of program design pillars to shape the upcoming request for proposals, with a phased rollout planned for January 2029 for most services and January 2031 for developmental disability services.
Senator Wintrow asked about EPSDT after a related statutory repeal in House Bill 345, expressing concern that families might think the protection had been removed. O’Connell responded that EPSDT remains a federal requirement for children and youth and that the department has not changed that obligation. The committee took no vote or formal action and adjourned after the update and questions.
CA
Transcript Highlights:
- If folks are not on Medi-Cal, Medi-Cal, and they have no other way to have health insurance, and they
- And that means that insurance rates are going to go up for everybody paying for insurance.
- In one way or another, it's much more expensive to bear it through higher insurance rates and covering
- rates for folks that are paying out-of-pocket insurance costs.
- Health insurance is a basic need, along with food and shelter.
Committee:
House Budget
LA
Transcript Highlights:
- Committee on Insurance.
- Insurance.
- Committee on Insurance.
- Committee on Insurance.
- Insurance.
Bills:
HR252 , HR253 , HR254 , HR255 , HR256 , HCR103 , HCR104 , HR244 , HR245 , HR246 , HR247 , HR248 , HR249 , HR250 , HR251 , HCR101 , HCR102 , SCR40 , SCR60 , SB112 , SB131 , SB145 , SB194 , SB268 , SB307 , SB312 , SB319 , SB333 , SB341 , SB346 , SB464 , SB466 , SB488 , SB495 , SB503 , SB507 , SB509 , HR9 , HR196 , HCR27 , HCR28 , HCR50 , HCR62 , HCR67 , HCR71 , HCR78 , HCR81 , SCR20 , HB123 , HB251 , HB625 , HB662 , HB709 , HB769 , HB775 , HB783 , HB895 , HB1011 , HB1057 , HB1155 , HB1186 , HB1224 , HB1245 , HB1247 , HB1253 , HB1254 , HB1255 , HB1256 , SB8 , SB10 , SB11 , SB12 , SB13 , SB14 , SB16 , SB17 , SB18 , SB20 , SB21 , SB22 , SB40 , SB48 , SB55 , SB69 , SB75 , SB77 , SB78 , SB85 , SB102 , SB115 , SB133 , SB140 , SB148 , SB151 , SB165 , SB169 , SB170 , SB185 , SB197 , SB200 , SB217 , SB235 , SB278 , SB280 , SB291 , SB300 , SB303 , SB315 , SB324 , SB330 , SB411 , SB416 , SB420 , SB436 , SB438 , SB449 , SB455 , SB456 , SB477 , SB489 , SB521 , SB97 , SB105 , HR171 , HCR49 , HCR65 , HCR72 , HR37 , HCR64 , HR170 , HR191 , HR206 , HR207 , HR208 , HR217 , HCR11 , HCR53 , HCR60 , HCR66 , HCR68 , SCR19 , SCR3 , SCR6 , SCR18 , SCR11 , SCR22 , SCR2 , HCR6 , HB64 , HB68 , HB92 , HB130 , HB258 , HB633 , HB801 , HB61 , HB98 , HB102 , HB139 , HB142 , HB170 , HB185 , HB194 , HB199 , HB231 , HB247 , HB294 , HB336 , HB474 , HB661 , HB842 , HB852 , HB66 , HB153 , HB165 , HB326 , HB387 , HB455 , HB513 , HB603 , HB660 , HB719 , HB762 , HB766 , HB802 , HB816 , HB833 , HB940 , HB950 , HB975 , HB1028 , HB1039 , HB1051 , HB1053 , HB1080 , HB1201 , HB1215 , HB1228 , HB1251 , HB1252 , SB1 , SB23 , SB32 , SB42 , SB43 , SB46 , SB51 , SB110 , SB113 , SB150 , SB154 , SB161 , SB218 , SB220 , SB221 , SB253 , SB289 , SB310 , SB351 , SB399 , SB404 , SB502 , SB26 , SB28 , SB29 , SB30 , SB41 , SB44 , SB64 , SB84 , SB87 , SB93 , SB98 , SB107 , SB118 , SB142 , SB192 , SB195 , SB199 , SB219 , SB222 , SB234 , SB241 , SB255 , SB275 , SB277 , SB292 , SB294 , SB306 , SB314 , SB482 , HCR32 , HB798 , HB998 , HB1084 , HB1223 , HB59 , HB955 , HB1191 , HB1234 , HB646 , HB824 , HB341 , SB397 , SB442 , HB901 , HB79 , HR20 , HR74 , HB284 , HB306 , HB366 , HB393 , HB458 , HB577 , HB582 , HB605 , HB614 , HB682 , HB733 , HB752 , HB773 , HB911 , HB926 , HB996 , HB1035 , HB1069 , HB1113 , HB1140 , HB1180 , HB1240 , SB47 , SB82 , SB89 , SB149 , SB382
Keywords:
consumer protection, credit card fees, cash transactions, rounding practices, transparency, low-income, economic impact, residential construction, building codes, inspection practices, housing costs, task force, HR254, House Resolution 254, Ty Hebert, Acadiana Legislative Delegation, Louisiana State University, LSU, graduation, commendation
CA
Transcript Highlights:
- , years that what happens when you're undocumented and you're not covered by health insurance is that
- SB 1023 requires insurers that provide PrEP through the medical benefits.
- , and the California Department of Insurance, San Francisco AIDS Foundation, Equality California.
- It also does not increase insurers' costs. Thank you.
- Miguel Bastides with the California Department of Insurance, here on behalf of Insurance Commissioner
Committee:
Senate Health
MN
Minnesota 2025-2026 Regular Session
House Health Finance and Policy Committee 2/25/26 - Part 2
Health Finance and Policy
Transcript Highlights:
- And attorneys for insurance companies.
- </c><00:12:22.079><c> companies</c> mentioned by uh insurance companies mentioned by uh insurance companies
- </c> or the background of a life insurance or the background of a life insurance policy<00:12:30.720>
- </c> records are attorneys for insurance records are attorneys for insurance companies.<00:21:51.760>
- </c> your records are for the insurance your records are for the insurance company.<00:25:45.919><c>
Committee:
House Health Finance and Policy
Keywords:
hospital moratorium, hospital construction, bed capacity, hospital expansion, health care facilities, hospital licensing, safety-net hospital, level I trauma center, Ramsey County, Minnesota health law, hospital beds, new hospital exception, certificate of need, inpatient capacity, emergency care, trauma services, health system regulation, state moratorium, hospital modernization, health infrastructure
NH
Transcript Highlights:
- </c> self-insured businesses, correct? self-insured businesses, correct?
- </c> be compatible with a self-insured plan. be compatible with a self-insured plan.
- </c> Um, so if you offer self-insured Um, so if you offer self-insured coverage<01:52:47.199><c> to</
- insurance? insurance?
- </c> increase the number of insured people. increase the number of insured people.
Committee:
Senate Ways and Means
NH
Transcript Highlights:
- So why isn't insurance in New Hampshire.
- only state that doesn't mandate auto liability insurance.
- ><c> department</c><02:01:02.480><c> was</c> we're uh the insurance department was we're uh the insurance
- </c> looking to form a new insurance looking to form a new insurance company.<02:09:04.159><c> So,</c
- There is insurance company go insolvent.
Committee:
Senate Commerce
MN
Minnesota 2025-2026 Regular Session
Committee on Housing and Homelessness Prevention - 01/28/25
Housing and Homelessness Prevention
Transcript Highlights:
- Why are these insurance increases coming?
- Why are these insurance increases coming?
- Why are these insurance increases coming?
- Insurance and if you look at this chart, this is the per-unit cost of insurance.
- </c> stock uh why is why are these Insurance stock uh why is why are these Insurance uh<00:53:52.760>
Committee:
Senate Housing and Homelessness Prevention
KY
Kentucky 2026 Regular Session
House Legislative Session Day 11 (1-21-26)
Kentucky House Floor Meeting
Transcript Highlights:
- This is agreed-upon language with the health insurers and all other stakeholders.
- </c> approval from their insurance companies. approval from their insurance companies.
- </c><00:11:00.320><c> and</c> language with the health uh insurers and language with the health uh insurers
- </c> relating to unemployment insurance. relating to unemployment insurance.
- To Banking and Insurance: House Bills 3 and 365.
Keywords:
Convene 00:00
Senate Message 05:10
Calendar/2nd Readings 07:06
Report of Committees 07:47
Orders of the Day 08:52
HB 176 09:09
HB 178 12:19
HB 280 15:34
Motions, Petitions, and Communications 19:55
Introduction of New Bills and Resolutions 32:05
Recess for ConC and Rules Meeting 32:05
ConC and Rules Report 39:04
Adjournment 40:48, 958, all
FL
Florida 2026 Regular Session
Appropriations Committee on Higher Education Mar 24th, 2025
Appropriations Committee on Higher Education
Transcript Highlights:
- So, obviously, our goal was to create the premier academic insurance research center at Florida State
- The center is the center— ...create the premier academic insurance research center at Florida State.
- The center will conduct research into all lines of insurance.
- It will work in conjunction with the Office of Insurance Regulation and conduct different research.
- Since then, there have been many private models that insurance companies utilize.
Summary:
The Appropriations Committee on Higher Education first took up a block of confirmation hearings for trustees and board members at several public universities and state colleges. Appointees from Florida A&M University, Florida International University, New College of Florida, Pasco-Hernando State College, South Florida State College, Valencia College, Florida Atlantic University, and the University of Florida described their backgrounds and emphasized themes such as governance, student success, workforce alignment, fiscal stewardship, research growth, and institutional reputation. Members asked a few questions, but most nominees received no substantive opposition. The committee then voted unanimously to recommend confirmation of the group of appointees on tabs 3 through 18 and forwarded them to Ethics and Elections.
The committee next heard Senate Bill 114 by Senator Trumbull, which would create the Florida Center of Excellence in Insurance and Risk Management at Florida State University, move the public hurricane loss projection model from FIU to FSU, and provide funding for the effort. Trumbull said the bill is intended to strengthen the state’s insurance research capacity and broaden study of insurance lines beyond wind risk. Senators asked about the impact on FIU and the distinction between the new center and existing FIU work; Trumbull said FIU’s Wall of Wind would remain and that the state-owned model would simply be contracted to FSU instead of FIU. The committee reported the bill favorably.
The committee then considered Committee Substitute for Senate Bill 1624 by Senator Calatayud, a wide-ranging higher education bill addressing tuition, workforce programs, institutional operations, and naming changes. Amendments were adopted to create state college regional consortium service organizations for rural colleges, remove a proposed out-of-state fee change for nonresident online students, extend university master plan update cycles from five to 10 years, and rename Hillsborough Community College as Hillsborough College. The bill also changed several references from specific minority categories to “underrepresented,” revised aid and waiver provisions, adjusted adult education and career program rules, and made other technical changes. Senators Smith and Davis questioned the shift away from enumerated categories, arguing it could obscure disparities affecting groups such as Black students, women in STEM, and students with disabilities; Calatayud said the intent was to focus on socioeconomic access and flexibility for institutions. After debate, the committee voted 6-2 to report the bill favorably, with Senators Davis and Smith voting no, and then adjourned.
MA
Massachusetts 2025-2026 Regular Session
Status of Persons with Disabilities Jan 29th, 2026
Transcript Highlights:
- To start understanding better the impact that the cost of health insurance has on our provider members
- And then, as Stephanie mentioned, we added in a health insurance question this year.
- That was our fifth finding: rising health insurance costs are a major financial burden.
- Providers reported that escalating high health insurance costs... ...directly constrain their ability
- Also, given the health insurance premium increases... ...1,800 people waiting.
Summary:
The Workforce Support Subcommittee of the Status of Persons with Disabilities met, approved the prior November minutes, and heard a presentation from the Association of Developmental Disabilities Providers (ADDP) on its 2025 workforce metrics survey. ADDP described its membership and the survey’s scope, which covers community-based services for people with intellectual and developmental disabilities, autism, and brain injury. The presenters said 102 of 132 members responded, and reported that overall vacancy rates improved for the third straight year, falling from 19% in 2024 to 15% in 2025, with declines across all program types. However, they emphasized that nearly 4,000 positions remain unfilled, licensed practical nurse and clinician vacancies remain especially high, and almost 1,800 people are still waiting for day services.
ADDP also highlighted a new survey question on health insurance costs, reporting that nearly 90% of respondents saw premium increases averaging 11%, which providers said limits their ability to offer competitive wages and benefits. Members and commissioners discussed the significance of the data, the need to balance survey length with useful trend information, and the impact of immigration and workforce availability on provider staffing. ADDP said it plans to repeat the survey in the fall and continue monitoring these pressures.
The subcommittee then elected Rachel Caprillion and Leo Sarkisian as co-chairs by voice vote. Members discussed possible speakers for the next meeting, including state and out-of-state workforce experts, JVS, Josh Cutler or his office, Juan Vega, Human Services Research Institute, and NASDDDS, with an emphasis on training, turnover, apprenticeships, and broader workforce supports. The meeting ended with a motion to adjourn, which was seconded and approved.
FL
Transcript Highlights:
- The Office of Insurance Regulation requires a licensee to select one of the methods of solvency.
- a collateral liability insurance policy, or CLIP, or demonstrate the licensee or its parent maintains
- This is just another tool in the toolbox for an insurance product that they can purchase.
- Law enforcement will be able to stop them and confirm that they have insurance.
- Without plates, without insurance, and without regulating the age of the drivers.
Committee:
Senate Rules
Summary:
The Senate Committee on Rules met and considered a series of bills, beginning with CS/CS/SB 282 on home and service warranty association financial requirements. The bill would allow more than one collateral liability insurance policy to back a warranty license and make related financial requirement changes; an amendment clarifying policy options was adopted, and the bill was reported favorably. The committee also approved CS/SB 280 on candidate qualification, which creates an enforceable requirement and private right of action for party-affiliation qualification rules, and SB 7004, an open government sunset review bill that continues a public records exemption related to housing assistance program applicants or participants after disasters.
The committee then took up several member bills. CS/CS/CS/SB 88 would create an opt-in framework for local governments to allow utility terrain vehicles on certain roads, with safety requirements and insurance clarification added by amendment; supporters emphasized local transportation benefits and law enforcement tools, while several senators raised concerns about misuse in urban areas, and the bill was reported favorably. CS/SB 106 would allow substitute service through the same electronic platform used by scammers in vulnerable adult exploitation cases, with a 30-day hold clarified by amendment; it received support from elder law and advocacy groups and was reported favorably. CS/CS/SB 262 made technical changes to the Florida Trust Code, including decanting, trustee actions, ademption by satisfaction, and homestead/community property trust treatment, and was also reported favorably.
Additional bills approved included SB 402, which updates the unlawful use of uniforms, medals, or insignia statute by referring to armed forces as defined elsewhere in law; SB 700, which continues the public records exemption for site-specific location information for threatened and endangered species; and SB 7006, which preserves public records and meeting exemptions for building plans and related documents depicting 911, E911, and public safety radio communication infrastructure, including next-generation 911 systems. At the end of the meeting, senators requested to be recorded as voting in the affirmative on certain bills, and the committee adjourned without objection.
HI
Transcript Highlights:
- This measure requires all health insurers in the state, excluding Medicaid managed care programs, to
- </c><00:04:50.280><c> this</c> yeah relating to health insurance this yeah relating to health insurance
- </c><00:04:52.360><c> in</c> measure requires all Health insurers in measure requires all Health insurers
- This measure requires health insurance policies and contracts issued on or after January 1, 2026, to
- This measure requires health insurance policies and contracts issued on or after January 1, 2026, to
Committee:
Senate Commerce and Consumer Protection
Summary:
The Hawaii State Senate Committee on Commerce and Consumer Protection met in decision-making session and took up a series of previously heard bills. SB 21 on water carriers was passed with amendments to make the inflationary cost-indexed adjustment mechanism permissive rather than required, along with technical changes and a non-defective effective date. SB 133 on energy was passed with amendments adopting PUC recommendations and changing the effective date to July 1, 2050. SB 391 on recycling, creating an end-of-life lithium-ion battery management working group, was passed unamended. SB 532 on DOE medication administration in public schools was passed with amendments incorporating Hawaii State Center for Nursing proposals and a defective effective date. SB 230 on wild game meat donations was passed with technical amendments and a July 1, 2050 defective date. SB 1279 on pharmacists and telehealth supervision under the 340B program was also passed with a defective effective date of July 1, 2050. SB 1494 on optional hearing aid coverage was passed with technical amendments and a defective effective date of July 1, 2050.
The committee deferred action on SB 588, which would allow self-certification for certain behind-the-meter solar systems and exempt them from FEA no-rise/no-impact declarations, citing the testimony submitted. It also deferred SB 281 on telehealth conformity with federal Medicare rules and SB 49 on prior authorization data reporting, both until Tuesday, February 25, 2025, at 9:30 a.m. in Conference Room 229. SB 838 on health insurance coverage for continuous glucose monitors was passed with amendments adopting technical changes and Department of Human Services proposals, plus a defective effective date of July 1, 2050; one member noted support but urged future consideration of including Medicaid managed care. All measures acted on were adopted without objections or reservations, with Senator Richards excused from voting on the measures discussed.
ND
North Dakota 2025-2026 Regular Session
Legislative Audit and Fiscal Review Committee Jun 17th, 2026
Transcript Highlights:
- During the insurance crisis of the 1980s, many public entities could not afford or even obtain insurance
- insurance paying?
- insurance paying?
- the insurer and the people that are at, that have, you know, You know, that we go after the insurer
- If somebody runs a stop sign, hits a bus, and they're insured, where is their insurance in this process
Summary:
The committee was called to order, the Pledge of Allegiance and prayer were offered, and the minutes from the previous meeting were approved. Members then received a memo summarizing major audit items and began hearing audit presentations from the State Auditor’s Office and private auditors on a range of state agencies and organizations.
Several audits were reported as clean, including the Bank of North Dakota, the North Dakota Guaranteed Student Loan Program, the Office of the Governor, the Office of the State Treasurer, the Office of Management and Budget, the Department of Transportation’s flexible transportation fund, Lake Region State College, and the Department of Environmental Quality. The North Dakota Stockmen’s Association also received an unmodified opinion, though repeat findings were noted for limited segregation of duties and financial statement preparation due to its small staff. The Council on the Arts audit found two findings: payroll charged to federal awards without adequate timekeeping records, and unallowable expenditures from a restricted cultural endowment fund. The Department of Public Instruction audit identified unsupported scholarship applications in the paraprofessional-to-teacher program, though additional testing showed the funds were used for their intended purpose.
The most extensive discussion centered on the North Dakota Racing Commission audit, which identified four findings: overspending the promotion fund’s 25% operating limit, grant conditions not being met, improper Breeders Fund awards, and improper procurement for advertising services. Racing Commission director Bruce Johnson acknowledged complacency and weak controls, said the agency would tighten procedures, and explained that the commission had since worked with procurement and would follow the rules more closely. Auditors also explained that the commission would now be audited every two years because of the findings. Another major discussion involved the University of North Dakota School of Law, where auditors found a lack of documentation supporting admissions decisions for post-baccalaureate programs. UND officials said they remain in good standing with the American Bar Association but agreed better documentation and tools are needed; the committee pressed for more transparency and follow-up on admissions criteria.
The committee also received an update on Dakota College at Bottineau, where Minot State University reported that bank reconciliations had been brought current after a significant backlog and would now be maintained through shared services. Members requested a written follow-up report on the issues and corrective actions. Finally, the North Dakota Fair Association explained that its foundation has been dissolved and remaining funds were transferred to another nonprofit for continued support of the state fair, and the Department of Public Instruction provided an update on school meal debt, saying the reported amount was about $1.1 million from a partial district survey and that debt remains a local issue, though it could be revisited if school meal funding changes.
KY
Kentucky 2026 Regular Session
Senate Standing Committee on Appropriation and Revenue. (1-28-26)
Transcript Highlights:
- We've insurance, you know, boring stuff.
- . insurance. insurance.
- </c> we're not touching the health insurance we're not touching the health insurance trust<00:10:36.160
- </c> the health insurance plan? the health insurance plan?
- </c> Which is pretty unheard of for insurance Which is pretty unheard of for insurance plan<00:52:36.000
Summary:
The committee met to hear a presentation from Dr. Hicks on the governor’s recommended budget for the next biennium. He reviewed the revenue outlook, noting modest general fund growth, a large rainy day fund balance, and the impact of recent income tax reductions. He said the budget was built around recurring reductions, lower debt service and retirement contribution rates, and the use of excess restricted funds, while protecting K-12 education, Medicaid, postsecondary education, public safety, and pension obligations.
Dr. Hicks outlined several major spending and reserve proposals, including $350 million from the Department of Insurance’s excess restricted funds to support Medicaid in the first year, $150 million for the affordable housing trust fund, $125 million for rural hospitals, $100 million to offset lost federal ACA premium tax credits, $75 million for utility assistance, and $50 million for food assistance. In education, the proposal included a phased pre-K for all plan funded by sports wagering tax revenue, a 3% annual salary increase for full-time school personnel, continued full funding of teacher pensions, a 2.5% annual increase in SEEK base funding, and additional support for career and technical education and school facilities.
He also discussed Medicaid cost pressures, including higher managed care, pharmacy, behavioral health, and nursing facility costs, and explained the expected effects of federal HR1 changes on Kentucky’s Medicaid program. Those changes include work and community engagement requirements and more frequent eligibility redeterminations for expansion members, which the administration estimated would reduce enrollment by about 4,300 in the first year and 28,000 in the second year. No votes or formal committee actions were taken during the meeting, which was limited to the budget presentation and member questions.
KY
Kentucky 2026 Regular Session
Senate Standing Committee on Appropriation and Revenue. (3-4-26)
Transcript Highlights:
- ,</c> costs, things not covered by insurance, costs, things not covered by insurance, fights<00:34:37.040
- 34:37.960><c> lead</c><00:34:38.159><c> to</c> fights with insurance that might lead to fights with insurance
- :35:04.400><c> hearing</c> insurance companies don't cover hearing insurance companies don't cover hearing
- </c><00:35:34.320><c> consistently</c> are covered by insurance consistently are covered by insurance
- ><c> is</c><00:48:27.359><c> that</c><00:48:27.520><c> insurance</c> families do face is that insurance
Keywords:
Meeting Start 00:00:00
Roll Call 00:00:10
SB 6 Discussion 00:40
SB 6 Vote 00:13:30
Cochlear Implants 00:16:25, 958, all
Summary:
The Senate Appropriations and Revenue Committee heard Senate Bill 6, sponsored by Senate President Robert Stivers, which would create an endowed research fund to support collaborative university research in Kentucky. Stivers described the bill as an extension of earlier higher-education research efforts, arguing that Kentucky should build research “hubs” by requiring or encouraging partnerships among universities and outside entities, with potential focus areas including health care, engineering, aerospace, agriculture, and other emerging fields. He said the proposal would establish five research tranches over five years and sought a $30 million endowment for each, generating annual interest to fund consortium-based research and leverage additional private and federal dollars. Senators Frommeyer, Neal, Givens, Boswell, and Richardson spoke in support, emphasizing economic development, job creation, and examples from other research clusters such as Boston and North Carolina’s Research Triangle. The committee voted 12-0 to report the bill favorably to the Senate floor.
The committee then received a presentation from Dr. Matthew Bush of the University of Kentucky on pediatric hearing loss and cochlear implants. Bush explained that early hearing detection and intervention is critical because hearing loss in newborns is a neurocognitive emergency that affects language, literacy, and long-term outcomes. He outlined national screening benchmarks, Kentucky’s incidence of childhood hearing loss, and the high educational and societal costs of untreated hearing loss. Bush also highlighted disparities in rural and western Kentucky, where children face delayed diagnosis, longer waits for hearing aids or cochlear implants, and more difficulty accessing follow-up care. He described cochlear implants, the multidisciplinary care they require, and research showing improved language development, quality of life, and cost savings when children are treated early.
HI
Transcript Highlights:
- Dorte, for Kia schools in support, and Leslie Door for the Hawaii Insurance Council in support.
- , insurance rates, and any other insurance-related topic relevant to enhancing the protection of property
- , insurance rates, and any other insurance-related topic relevant to enhancing the protection of property
- </c> 11 subsection 8 a the insurance 11 subsection 8 a the insurance commissioner<00:19:13.000><c> as
- </c> insurance rates and any other insurance insurance rates and any other insurance related<00:19:22.360
Committee:
Senate Labor and Technology
Summary:
The joint hearing covered Senate Bills 470, 828, 730, and 1383. SB 470 would create a deferred retirement option program for police officers. The Employees Retirement System warned it could worsen the system’s $14.1 billion unfunded liability by stopping employer and employee contributions during the DROP period, and the Attorney General raised possible tax-qualified status, Internal Revenue Code, and age-discrimination concerns. Police and other supporters testified in favor, but the committees ultimately recommended deferring the bill indefinitely.
SB 828 would expand workers’ compensation medical benefits for firefighters to cover an additional respiratory condition. The Department of Labor and Industrial Relations and the Hawaii Firefighters Association supported the measure, citing occupational exposure and health risks. The committees recommended passage with amendments, and the motion was adopted by both committees.
SB 730, which concerns allowance on service retirements, drew support from the Department of Human Resources Development and the Department of Law Enforcement, but also comments from the Attorney General and ERS. DHRD said the bill could help recruitment and retention but requested more time to work on language with ERS, Budget and Finance, and the AG’s office. The committees postponed decision-making until Friday, February 7, at 3:15 p.m. in Conference Room 225.
SB 1383, relating to fire protection, received broad support from the Governor’s office, Department of Defense, DLNR, Hawaiian Electric, and others. The committees agreed to pass it with amendments, including language suggested by the Hawaii Insurance Council on wildfire-related insurance issues and a committee report link to the Lina fire forward-looking report, phase three. The amended recommendation was adopted by both committees. Later in the meeting, the committees also heard SB 1360 and SB 1361 on ERS administrative and reporting matters, SB 340 on HLRB enforcement authority, and SB 997 on energy; SB 1360 and SB 1361 were presented as housekeeping measures, SB 340 drew disagreement between the Attorney General and HLRB over enforcement authority, and SB 997 was amended to incorporate prevailing-wage renewable energy rate language from SB 743 and then passed with amendments.
KY
Kentucky 2025 Regular Session
Public Pension Oversight Board (1-27-25)
Transcript Highlights:
- system will help cerss health insurance system will help with<00:04:10.799><c> Recruitment</c><00:04
- </c><00:08:02.080><c> so</c> they're receiving on their insurance so they're receiving on their insurance
- </c><00:11:00.760><c> was</c> because of the the health insurance was because of the the health insurance
- paid already well they their insurance paid already well they still<00:20:28.240><c> receive</c><00:
- paid at their at have their insurance paid at their at their<00:21:26.200><c> new</c><00:21:26.480><
Keywords:
Meeting Start: 00:02
Attendance Roll Call: 00:49
Approval of Minutes: 01:55
CERS Retiree Health Subsidy Proposal: 02:14
SB 58: 24:05
TRS Sick/Annual Leave Proposal: 32:53
Adjournment: 48:00, 958, all
Summary:
The committee first approved the prior month’s minutes after a roll call established a quorum. It then heard testimony on a draft proposal from Senator Robbie Mills to increase CERS retiree health subsidies for members retiring on or after July 1, 2003. The bill would raise the non-hazardous subsidy from $14.63 to $40 per month per year of service and the hazardous-duty subsidy from $21.94 to $50, with employee contribution rates adjusted based on the health trust’s funded status. Supporters from sheriffs, firefighters, police chiefs, and the Kentucky League of Cities said the change would improve recruitment and retention, better align the subsidy with the cost of a single health plan, and preserve the system’s financial footing through shared employer-employee costs and funding triggers.
Committee members asked about the fiscal impact, the effect of funding levels above 150%, and how the subsidy would work for rehired retirees or employees who later take private-sector jobs. Mills and other witnesses said preliminary actuarial work was still forthcoming, that the bill was intended to be revenue-neutral or close to it, and that the subsidy would continue to be paid monthly; they also noted existing 2008 rules for rehired retirees and said the benefit would still be available even if a retiree later had other insurance. One member suggested looking at stable accounts as an additional option for special-needs planning in a later bill.
The committee then heard Senate Bill 58 from Senator Robin Webb, which would allow state employees to designate a Special Needs Trust as a beneficiary for retirement benefits. Webb said the measure would help employees provide for disabled dependents without jeopardizing SSI or Medicaid eligibility, and that the bill follows federal special-needs trust rules. He said the proposal could be revenue neutral, but actuarial analysis was still pending and KPPA had asked for electronic rather than paper transfer provisions. Members questioned whether the authority already exists, how the trust would work, and whether stable accounts should also be considered; Webb said he would follow up with additional information.