Transcript Highlights:

• It has consumer protections in there.
• It has consumer<00:23:59.440> protection<00:24:00.000> pro<00:24:00.400> protection<
• /c> consumer protection pro protection consumer protection pro protection consumer<00:24:01.600> protections
• protections in there for not consumer protections in there for not making<00:24:04.480> sure<
• This bill closes the current gaps in consumer protection code.

Keywords: 958, all

Summary: The Senate convened with an invocation, the Pledge of Allegiance, roll call, and a declared quorum. The chamber approved the journal, received committee reports, and heard the House message transmitting House Bills 44, 66, 305, 313, 432, and House Joint Resolution 25 for concurrence. New Senate measures were also introduced, including bills on virtual currency kiosks, chronic pain treatments, kindergarten readiness child care incentives, municipal financial reporting, and a highway designation. The floor then took up several bills. Senate Bill 172, relating to utility fuel adjustment, was explained as giving the Public Service Commission authority to spread fuel adjustment surcharges over time to reduce spikes in electric bills; the committee substitute was adopted and the bill passed 38-0. Senate Bill 160, relating to child care centers and an emergency clause, was described as limiting license revocation or suspension to serious violations and adding oversight for new centers; a floor amendment adding the cabinet’s designee to weekly support contacts was adopted, and the bill passed 38-0. Senate Bill 158, concerning vehicle financial protection products, was presented as codifying consumer protections and regulatory standards for gap-type products; it passed 37-0. The Senate also passed Senate Bill 155 on animal health emergencies, which would allow the agriculture commissioner, in consultation with the state veterinarian, to respond more quickly to livestock and poultry emergencies and suspend certain requirements to expedite feed and medicine delivery. Senate Bill 153, addressing harmful and fraudulent practices, was amended and passed 38-0; it codifies fraud-investigation practices, creates a post-disaster contractor registry, and restricts door-to-door solicitations during declared emergencies. Senate Bill 145, updating Department of Alcoholic Beverage Control rules for caterer licenses, passed 35-1, and Senate Bill 118, relating to credit personal property insurance, passed without dissent after a technical committee substitute clarified that gap waivers are excluded and aligned filing rules with existing law. The transcript ends as the chamber moves on to Senate Bill 45 on agritourism, with explanation beginning but no final action shown in the excerpt.

Transcript Highlights:

• So, you know, those might be better questions for the next committee, for Consumer Protection, about
• So, you know, those might be better questions for the next committee, for Consumer Protection, about
• So, you know, those might be better questions for the next committee, for Consumer Protection, about
• So, you know, those might be better questions for the next committee, for Consumer Protection, about
• <01:20:26.199> protection to support better consumer protection to support better consumer

Keywords: 910, house, all

Summary: The Housing Committee heard testimony on several housing-related bills. On SB 26, SD 2, relating to affordable housing, the Office of Planning and Sustainable Development explained a prior transit-oriented development study that identified roughly 59,000 possible units and about 25,000 affordable units from known projects, and said the bill would help fill gaps by evaluating additional public lands for housing suitability and possible co-use with existing facilities. Members asked about the need for resources and staffing to do that work, and OPSD said it would need time and consultant support to carry it out. Testimony on the bill included support from state and county housing agencies and comments from planning and land use entities. On SB 66, SD 2, relating to housing and historic preservation review, SHPD and OHA both testified. SHPD said the bill would not override existing burial-site protections and that county staff with proper qualifications could make historic-property determinations locally, while OHA asked for clearer language requiring consultation when Native Hawaiian historic sites are involved and clearer procedures if an adverse effect is found. Committee members and SHPD discussed whether the bill should explicitly preserve existing Chapter 6E processes, whether counties have qualified staff, and how quickly a county would have to decide if it cannot complete the review itself and must use a third-party reviewer. Supporters said the measure could speed permitting and keep decisions local; one opponent argued it could rush approvals and strain infrastructure. The committee also heard support from housing, construction, business, and food-industry groups, and opposition from some preservation and community advocates. The committee then heard SB 332, SD 1, on foreclosure-related protections, with testimony focused on Lānaʻi and concerns about speculative real estate after the foreclosure moratorium ended. SB 414, SD 2, on restoring access to disaster-affected areas, drew support from HHFDC, DHS, and the Maui Chamber; HHFDC noted DOH plans for a temporary paved access road to the Kayola temporary housing site and said agencies were discussing which parcels would be needed. On SB 102, SD 2, relating to affordable housing and third-party historic review, SHPD said it would need to do more upfront screening and that the bill’s timelines and third-party provisions should be clearer; OHA said the measure should include a sunset and better staffing, and asked that the department fill positions to meet review demand. No votes or final committee actions were reported in the transcript.

Transcript Highlights:

• Protection for consumers and protection.
• Protection and Judiciary and Consumer Protection and Judiciary Committees.<01:11:33.280> um<01
• committees on health uh consumer committees on health uh consumer protection<01:22:26.960> and
• > the consumer protection judiciary for the consumer protection judiciary for the many<01:22:33.120
• <01:25:30.880> Thank protect the consumers of Hawaii.

Keywords: 910, house, all

Transcript Highlights:

• It has simply abandoned the entire field of consumer protection.
• But these consumer protection cases are only expanding. Thank you.
• And we will be aggressive, but these consumer protection cases are only expanding.
• But I'm also just talking about consumer protection as well.
• But I'm also just talking about consumer protection as well.

Keywords: 995, all

Summary: The joint budget hearing opened the FY27 budget process with remarks from the Senate and House Ways and Means chairs, who described the fiscal outlook as challenging because of slow revenue growth, rising health care and other costs, and uncertainty from federal policy changes. Governor Healey and Secretary of Administration and Finance Matthew Gorzkowicz then presented House 2, a $62.8 billion budget that they said grows by about 1% and does not raise taxes or fees. They emphasized affordability, fiscal discipline, protection of core services, and continued investment in education, transportation, housing, child care, health care, and public safety. The administration also discussed a separate bill to delay and phase in certain federal tax-code changes from the so-called OB3 law, especially research and experimental expense provisions, to reduce immediate budget impacts and preserve competitiveness. A major portion of the hearing focused on education and municipal aid. The administration said House 2 provides about $7.6 billion for Chapter 70 aid, fully funds the final year of the Student Opportunity Act, increases special education circuit breaker funding, and raises rural school aid. Senators and representatives from both parties raised concerns that Chapter 70 and other aid formulas are not equitable for small, rural, and low-wealth communities and are not keeping pace with inflation, and several called for broader review of the formula and related funding streams. The governor and secretary said they are open to further discussion, pointed to additional support through rural aid, special education, transportation reimbursements, and minimum aid, and said total Student Opportunity Act investment would reach about $2.1 billion over the life of the law. Transportation, housing, and fair share spending were also central topics. The administration said fair share revenues are being used holistically, with education-heavy spending in the operating budget and transportation-heavy spending in the supplemental budget, and estimated the overall split to date at roughly 57% education and 43% transportation. They highlighted MBTA stabilization, regional transit authority support, microtransit, fare-free regional transit, and bridge and commuter rail investments, while noting the MBTA remains a major fiscal concern. On housing, the governor stressed production, permitting reform, ADUs, down-payment assistance, and support for public housing authorities, while lawmakers pressed for more funding for local housing authorities and for ways to address out-migration, energy costs, and affordability. The governor also said the administration will not withhold fire safety grants from communities over MBTA Communities Act noncompliance and will handle such issues case by case. No votes were taken at the hearing; it was an informational presentation and question-and-answer session.

Transcript Highlights:

• consumers.
• And in thinking about the protections for youth specifically...
• In thinking about the protections for youth specifically, one of the core protections in the licensed
• Clear definitions protect children.
• Clear definitions protect children.

Summary: The Joint Legislative Audit Committee heard an audit on the Department of Cannabis Control’s oversight of cannabis packaging and labeling, focused on whether products attractive to children are being kept out of the legal market. The auditor said the department’s rules are often vague or subjective, leading to inconsistent enforcement, and that the state relies heavily on licensees to self-police because there is no upfront review before products reach the market. The audit cited examples involving cartoon-like images, bright colors, flavor references, candy-like imagery, strain names, and beverage packaging, and recommended clearer statutory standards, possible pre-approval of packaging, better enforcement tools, and stronger tracking of repeat violators. Assemblymembers and senators largely agreed that child safety is the priority, but differed on the best policy response. Some members argued for clearer legislative limits and even plain packaging, saying products like root beer, cherry pie, and cereal-like designs are plainly appealing to children. Department officials said they had already begun reforms, including a centralized label-review team, a rubric, improved databases, and more attention to repeat violations, while also emphasizing that the illicit and intoxicating hemp markets are major sources of youth exposure and that resource constraints limit inspections. They said they are open to working with the Legislature on more specific standards and additional funding. Public witnesses split between public health and industry perspectives. A pediatrician and public health advocate urged stronger restrictions, including plain packaging, limits on flavors and potency, and a pre-market review system, arguing that vague rules have failed children. Industry representatives said they support youth protections but want bright-line, objective standards so compliant businesses can know what is allowed; they argued that most youth-targeted packaging is in the illicit market and that the legal market needs clearer rules rather than broader bans. No formal vote or committee action was taken during the hearing.

Transcript Highlights:

• Please protect our river from the mining in HEBs.
• It's to protect the river overall.
• It's the Landfill Fire Protection Act. Thank you.
• Assembly Bill 1448 will protect our precious coast by strengthening environmental protections, public
• So there is an impact to the consumer.

Summary: The committee heard several climate, environmental, and housing bills. AB 1425, dealing with pit dewatering near the San Joaquin River Parkway, drew extensive testimony. The author and supporters argued the bill was needed to protect the river, groundwater, floodplain conditions, tribal and cultural resources, and public access from a proposed mining project near the river. Opponents, including Cemex, labor representatives, and industry groups, said the bill would bypass the CEQA process before it was complete, threaten jobs, and create uncertainty for an existing operation. Members questioned both sides about hydrology, blasting, dewatering, and the adequacy of the ongoing environmental review. The bill was moved, but several members expressed concern about preempting CEQA and some did not vote or voted no. AB 881, which would allow California to move forward with carbon capture and sequestration pipelines, was presented as a way to advance state climate goals and capture federal funding. Supporters, including SMUD, labor, and industry groups, said the bill would help deploy carbon capture safely and preserve jobs. Environmental justice opponents supported stronger safety direction and warned that CO2 pipelines pose serious risks and that the state should not move ahead without clearer standards. The bill received a due-pass recommendation to Appropriations. AB 1207, on the cap-and-trade allowance price ceiling and the social cost of carbon, was presented as a science-based update to California’s climate policy. The author and EDF said the bill would keep the program aligned with current economic and climate data and protect it from federal political interference. It received broad support and a due-pass recommendation. AB 1106, creating a coordinated network of air quality incident response centers, was also approved after testimony about wildfire smoke, toxic emissions, and the need for better real-time monitoring during disasters. AB 28, the Landfill Fire Safety Act, focused on the Chiquita Canyon landfill fire and related health impacts in Castaic and Val Verde; residents described serious illnesses and contamination concerns, while landfill and county representatives warned about costs and asked for more study. The committee nonetheless advanced the bill with a due-pass recommendation. The committee also heard AB 357, which would speed Coastal Commission review of student and faculty housing projects, with supporters citing student homelessness and opponents urging caution but acknowledging the need for more housing; the bill was presented and discussed, with the committee emphasizing the need to balance housing production and coastal oversight.

Transcript Highlights:

• These are issues that involve consumer protection, disclosure, and the core elements of what regulation
• Alexandra Snaski, Assistant Attorney General with the New Hampshire DOJ and the Consumer Protection and
• <01:46:36.119> protection<01:46:36.480> and doj and the consumer protection and doj
• <01:46:48.880> protection<01:46:49.440> act<01:46:49.800> RSA consumer protection
• <01:50:14.400> protection exemption under the consumer protection exemption under the consumer

Keywords: 928, house, all

Summary: The House Commerce Committee opened a public hearing on House Bill 310, sponsored by Representative Keith Ammon, which would create a study commission to develop a legal framework for stable tokens and tokenized real-world assets. Ammon described stable tokens as blockchain-based digital tokens backed by U.S. dollars or treasuries, and tokenized real-world assets as representations of ownership in items such as gold, real estate, or artwork. He said the bill is intended to help New Hampshire get ahead of emerging financial markets while waiting to see how federal legislation develops. Committee members asked about the purpose of the bill, the difference between this proposal and Bitcoin, whether state regulation could be preempted by federal law, and whether the commission could be balanced and avoid becoming a vehicle for fraud or money laundering. Ammon said the proposal is blockchain-agnostic, could apply to multiple networks, and is meant to regulate asset-backed tokens rather than create a state-issued coin. He emphasized that the state would not be guaranteeing the underlying assets, but would set rules requiring audits, proof of reserves, and honest representation of backing, with the Secretary of State’s securities office involved in oversight. Several members raised concerns about the risks of stablecoins, including money laundering, tax evasion, and possible harm to the dollar or confusion about whether the state was endorsing a new currency. Ammon responded that the bill would not undermine the dollar and argued that tokenization could actually expand demand for U.S. currency by making it easier to use globally. He also said the state would not be in the business of weighing assets or directly valuing them, only ensuring a valid audit trail and one-to-one backing. The discussion ended with general agreement that the subject is complex and that a commission could help develop future legislation, but no vote or final action was taken in the hearing.

Transcript Highlights:

• Second, it protects access to federal Lifeline funding for people with Social Security numbers, which
• through a standardized reporting template developed by the Department of Consumer Affairs.
• Consumers are often shown one price, but pay a different price. bottom line amount monthly.
• Without that data, consumers would not be able to do what they need to do. consumers can't make informed
• I'm committed to ban for all, for consumer protection, and for the goals I know that we all share on

Keywords: 988, house, all

Transcript Highlights:

• We've got insurance and consumer protection, which is a lot of what the department does.
• In the area of insurance and consumer protection, we're going to start with the Division of Consumer
• We've got insurance and consumer protection, which is a lot of what the department does.
• In the area of insurance and consumer protection, we're going to start with Division of Consumer Services
• The second key area is safety, reliability, and consumer protection.

Summary: The State Administration Budget Subcommittee met for an introductory overview of the agencies under its jurisdiction and their current-year budgets. Chair Vicki Lopez welcomed members and staff, and each member briefly introduced themselves and identified areas of interest, with recurring themes including fiscal restraint, insurance regulation, revenue administration, condominium issues, and government efficiency. The chair then outlined the subcommittee’s overall budget, about $3.1 billion, and noted major recent policy areas affecting the budget such as condominium legislation and emergency communications funding. Agency heads then presented high-level summaries of their missions and budgets. The Department of Revenue described property tax oversight, tax administration, and child support enforcement; the Department of Management Services reviewed state purchasing, telecommunications, fleet, state insurance, retirement, and digital services; DBPR highlighted licensing, enforcement, condominiums, and building code work; DFS covered insurance consumer services, risk management, unclaimed property, fire marshal functions, and criminal investigations; the Gaming Control Commission discussed pari-mutuel and tribal gaming oversight and enforcement; OIR explained insurer solvency and rate review; the Lottery emphasized education funding and record sales; OFR described regulation of banking, securities, lending, and money services; DOAH outlined administrative and workers’ compensation adjudication; PSC covered utility rate regulation and consumer complaints; PERC described labor relations and career service appeals; and FCHR summarized discrimination complaint investigations and outreach. Several members asked questions about utility returns, insurance regulation staffing, DMS’s state employee health plan deficit and prescription drug formulary management, agency recommendations for reducing regulatory burden, and state facilities usage. Responses generally emphasized that utility rates and insurer filings are determined through evidentiary and actuarial processes, that OIR has reduced vacancies but still seeks specialized staff and a Tampa office expansion, and that DMS acknowledged rising health plan costs and said the issue likely requires broader budget-level discussion. The chair also pressed multiple presenters to stay focused on agency operations and budgets rather than broader policy issues. No votes or formal actions were taken in the meeting.

Transcript Highlights:

• > costs protect consumers against Rising costs protect consumers against Rising costs of<00:21
• This has nothing to do with consumer protection or increasing consumer protection.
• It's all about consumer protection, but this doesn't help or increase consumer protection one little
• This has nothing to do with consumer protection or increasing consumer protection.
• It's all about consumer protection, but this doesn't help or increase consumer protection one little

Keywords: 1183, house

Transcript Highlights:

• Next measure is SB 2797 relating to consumer protection.
• <00:10:42.600> The uh, relating to consumer protection.
• The uh, relating to consumer protection.
• Um, this bill is a consumer protection statute.
• Um this bill is a consumer time. Um this bill is a consumer protection<00:57:50.760> statute.

Keywords: 912, senate, all

Summary: The committee first heard several measures and took testimony without questions on SB 2431 relating to health savings accounts and SB 2797 relating to consumer protection. For SB 2797, the DCCA Office of Consumer Protection offered comments, Retail Merchants of Hawaii opposed the bill over gift card fraud compliance costs and legal risk, and AARP Hawaii supported it. The committee also heard SB 2946 on foreclosures, where the Hawaii State Bar Association’s Collection Law Section and several lenders, associations, and individuals opposed the measure, while the Hawaii Bankers Association and others offered comments. SB 2961 on insurance drew comments from the Insurance Division and Hawaii Insurance Council, with NAMIC opposing and some individuals supporting. SB 2948 on insurance fraud received comments from the Insurance Division and support from the American Property Casualty Insurance Association, with NAMIC and the Alliance for Responsible Consumer Legal Funding also commenting. No votes were taken during the hearing portion, and the committee recessed after testimony. The committee then reconvened for decision-making on the 9:30 agenda. SB 2431 was passed with amendments, including DOTAX-requested changes, a five-year limit on credit carryforwards, removal of an aggregate cap, a rural definition, transparent reporting, technical amendments, and a deferred effective date of July 1, 2050. SB 2797 was also passed with DCCA-requested amendments, technical changes, and the same deferred effective date. SB 2946 was deferred because there was no testimony in support. SB 2961 was passed with amendments, but after Senator McKelvey raised concern that policy-limit language could undermine the bill, the committee removed two policy-limit amendments before adopting the recommendation. SB 2948 was passed with amendments deleting certain definitions, aligning penalties and public-records provisions, adding coordination and disclosure clarifications, and making technical changes; one no vote by Senator Awana was recorded, with the rest in favor. The committee also considered SB 3000 from a prior hearing and recommended passage with amendments clarifying the Attorney General’s authority, creating a special fund, and addressing concurrent actions, again with a deferred effective date and one no vote by Senator Awana. In a joint CPN/GVO agenda, SB 2258 relating to school agriculture procurement targets was passed with amendments after the Department of Education said it would need to follow up on whether changing the target period from calendar year to school year would create procurement or scheduling issues; the committee added technical changes, a deferred effective date, and routed the bill to Ways and Means, with a note that Education should also have received it. In a later joint CPN/AEN hearing, SB 2452 relating to climate-friendly insurers drew strong opposition from the Insurance Division and several insurance groups, who warned it could push insurers out of the authorized market and into the surplus lines market, raising costs; Senator Dela questioned whether the bill would worsen an already strained market, while the division said the legislature could make the policy choice but warned of market disruption. The hearing then moved to SB 2760 on invasive species, where DLNR, DAB, CGAPS, and the Oahu Invasive Species Committee generally supported broader inspection and quarantine authority, civil penalties, and longer interim-rule authority, while committee members asked about staffing, treatment capacity, and implementation for non-agricultural commodities such as building materials and vehicles.

Transcript Highlights:

• people's right to raise food for themselves and it protects their neighbors.
• consumer interest, driving demand for Texas grown hemp.
• Consumer misinformation and safety concerns.
• Consumer safety measures.
• When I say cannabinoids, I mean consumable hemp products, right?

Bills: HB294

Keywords: energy efficiency, tax exemption, residential properties, sustainability, real estate

Transcript Highlights:

• And so there's nothing specific that protects them, or there is nothing that protects them, and they're
• I mean, compared to other states, our perspective is that the consumer protections are kind of on the
• Our perspective is that the consumer protections are kind of on the weak end of it and that they could
• You mentioned at the beginning of your testimony that other states may have better consumer protections
• But you failed to talk about the clawback provisions that were put into the bill to protect consumers

Keywords: 959, house, all

Transcript Highlights:

• I mean, compared to other states, our perspective is that the consumer protections are kind of on the
• Our perspective is that the consumer protections are kind of on the weak end of it and that they could
• You mentioned at the beginning of your testimony that other states have maybe better consumer protections
• Do you have a short brief list that you think other states have maybe better consumer protections?
• But you failed to talk about the clawback provisions that were put into the bill to protect consumers

Summary: The Committee on Utilities held an informational hearing on data centers in Missouri, with the chair explaining that the goal was to hear from three speakers with different perspectives and allow committee questions, but no public testimony. The first witness, Matt Edelow of the International Union of Operating Engineers and Columbia-Jefferson City Area Building Trades Council, spoke in support of data center development for its construction jobs, long-term employment, tax revenue, and local economic benefits. He said the Montgomery County projects had already put about 200 Missourians to work, described the facilities as using closed-loop water systems and generator noise levels that he said would be limited by setbacks and acoustics, and urged local hire and apprenticeship requirements. Committee members asked about water use, noise, cybersecurity, labor, and tax revenue, and he said one project could generate about $13.1 million annually at full buildout. The second witness, Rob Dixon of Ameren Missouri, testified that Senate Bill 4 and the Public Service Commission’s large-load tariff provide strong protections for existing customers. He said large data center customers must sign long-term contracts, pay 100% of interconnection costs, post collateral, pay at least 80% of contracted demand, and face exit and reduction fees, with load-shedding rules applying to them like other customers. Dixon said Ameren’s planning process includes engineering reviews and MISO review before projects proceed, and that the utility’s integrated resource plan calls for 5.3 gigawatts of new generation by 2030, with 2.2 gigawatts of signed large-load agreements already in place. He also said large customers can help spread fixed grid costs and put downward pressure on rates, and noted that the protections apply to investor-owned utilities, not co-ops or municipal utilities. The final witness, John Kaufman of the Consumers Council of Missouri, argued that the current protections are not strong enough and that data centers could raise rates through construction work in progress, stranded generation costs, and other risks if projects change or technology shifts. He urged greater consumer protections, including more upfront financial security from data centers, reconsideration of construction work in progress policies, and possibly requiring data centers to bring their own power in some cases. Committee members debated his claims about SB 4, QIP, and rate impacts, with some members saying the law already contains clawbacks and consumer-benefit requirements, while others echoed concerns about transparency and public understanding. The hearing ended without any votes or formal action, and the chair said the committee would continue the discussion in future meetings.

Transcript Highlights:

• But it's graduated, and even at 10 million consumers, it would be about $5.60 per consumer.
• But it's graduated, and even at 10 million consumers, it would be about $5.60 per consumer.
• Of consumers is a proxy for the value that consumers are providing by giving up their data.
• Consumers watch it. They watch advert. Consumers watch it. They watch advert.
• consumer data tax. consumer data tax.

Keywords: 919, house, all

Summary: The committee heard testimony on House File 5055, the governor’s supplemental tax budget. Commissioner of Revenue Paul Marquart outlined the proposal as a balanced budget package that would leave a positive bottom line in the current biennium and beyond. He emphasized family-focused tax relief, especially a new refundable young child credit for children ages 0 to 4, which would provide up to $3,000 for one child or $6,000 for two or more, benefit about 104,000 families, and phase out at higher incomes. He also described federal conformity changes, including updates to business interest deductions, dependent care credits, and Section 179 expensing, along with omitted federal items such as research expensing and opportunity zones due to cost and policy concerns. Marquart also defended broader tax modernization proposals, including expanding the sales tax to selected consumer services such as accounting, banking, brokerage, and legal services while lowering the statewide sales tax rate, and creating a social media tax on consumer data collection that would fund an AI readiness special revenue fund rather than the general fund. He said these changes would make the sales tax less regressive and better aligned with the modern economy. Additional provisions mentioned included a gun-related gross receipts tax on firearms and ammunition, cannabis tax technical changes, historic structure rehabilitation conformity, and added auditors for tax compliance. Testimony from outside groups was mixed. Nan Madden of the Minnesota Budget Project supported the governor’s approach as a response to federal tax and spending changes, praised the decision not to conform to opportunity zones or federal no-tax-on-tips/overtime provisions, and urged even stronger revenue measures. Brian Lake of the Minnesota State Bar Association strongly opposed the proposed sales tax on consumer legal services, arguing it would burden low- and middle-income people in sensitive cases and create unfairness when individuals litigate against the state. Tanner Fritsinger of the Minnesota Association of Professional Employees supported the sales tax base expansion and the social media tax as ways to broaden revenue without raising the base rate. The committee chair thanked the commissioner and then began hearing public testimony, with additional testifiers queued up.

Transcript Highlights:

• So when consumers.
• Everyone that I talked to, both consumers and um members of the legislature, I encourage consumers to
• And We have consumer protection is A major piece.
• And the agency's statutory mission is to protect, protect investors, foster capital formation, as well
• , the small business consumers.

Transcript Highlights:

• protect consumers.
• Those are choices that people and consumers make.
• Offers the potential to drive up the costs for consumers.
• Uh, United States consumers, as well as international consumers, um, some of the, some of the products
• Consumer Brands Association is dedicated to increasing consumer transparency, as evidenced by our Smart

Bills: HB25, HB38

Keywords: ivermectin, pharmacist authority, prescription-free, healthcare regulation, patient access, interest rate, ad valorem taxes, homesteads, property tax, tax deferral

Transcript Highlights:

• Consumer protection is one of the key factors that policymakers take into account.
• And these unregulated operators provide none of the consumer protections that the legal market does,
• Some of the other consumer protection measures include things like minimum age requirements, advertising
• and consumer protection. And so, Mr. and consumer protection. And so, Mr.
• through the roof and is protecting through the roof and is protecting consumers.<00:43:22.080>

Bills: SCR145, SCR132, SCR31, SCR110

Keywords: traffic violations, demerit point system, driver license points, traffic safety, hit and run, reckless driving, repeat offenders, recidivism, Department of Transportation, DOT, task force, traffic enforcement, road safety, vehicle code, license suspension, county police, Hawaii transportation, SCR132, Senate Concurrent Resolution, Makakilo Drive Extension

Transcript Highlights:

• And third, the bill includes a consumer protections provision to ensure that data centers will pay for
• protections advocates.
• the consumers we serve.
• We need protection in this David and Goliath situation.
• If so, how are their consumer protection issues that we need to be talking about as the bill moves forward

Bills: HF2928, HF2912, HF2297

Keywords: water appropriation, data centers, environmental review, energy conservation, permit application, carbon-free energy, geothermal energy, renewable energy, Macalester College, appropriation, sustainability, solar energy, pollinator programs, license plates, agrivoltaics, environmental sustainability

Transcript Highlights:

• <00:05:00.160> protection<00:05:00.560> and<00:05:01.120> address consumer protection
• and address consumer protection and address instances<00:05:02.000> of<00:05:02.160> fraud
• for consumers.
• Seeing no further comments, the clerk called the roll. support uh protections for consumers and support
• uh protections for consumers and I<00:53:41.839> would<00:53:42.000> love<00:53:42.160

Keywords: 1189, house, all