Transcript Highlights:

• Aderholt of Alabama. Ms. Salazar of Florida.
• Aderholt of Alabama. Ms. Salazar of Florida.

Keywords: U.S. House of Representatives Floor Proceedings on Friday, January 24, 2025, 1012, house, all

Transcript Highlights:

• God, we just pray that the legislation we look at today benefit the people of the state of Alabama.
• Members, this is a bill dealing with the Big Creek Lake in Mobile County, Alabama.

Bills: HB387, HB387

Keywords: sales tax, food taxation, local government, financial growth, tax reduction, water recreation, public use, water bodies, sewer commissions, public interest, 1136, house, all

Transcript Highlights:

• Is there a code for conversion therapy that we're not going to pay for?
• Do you Is there a<01:10:11.080> code<01:10:11.480> for<01:10:11.600> conversion<
• Senator Dibble, do you know, is there a code that you're not going to pay if there's a code?
• ,<01:12:02.360> um and coding, um and coding, um they<01:12:03.080> might<01:12:03.640
• <01:44:17.200> I<01:44:17.280> mean Montana, Alabama, West Virginia.

Keywords: 1187, senate, all

Transcript Highlights:

• Isn't that current code?
• In current code, when you are fined in a traffic violation in the work zone, fines are doubled.
• Isn't that current code?
• The bill also makes technical corrections to existing code. Mr. President, I urge passage.
• The bill also makes technical corrections to existing code. Mr. President, I urge passage.

Keywords: 994, senate, all

Summary: The Senate met on March 11, 2026, with prayer, the Pledge of Allegiance, journal approval, and numerous guest and page introductions, including school groups, prayer caucus visitors, and advocates for Home Family Education Day and Women in Blue Day. The chamber then took up committee reports and a large number of House bills, most of them on third reading, along with several resolutions and referrals. Senate Resolution 62, designating March 12, 2026, as West Virginia Athletic Trainers Day, was adopted after remarks emphasizing the value of athletic trainers in preventing injuries and tragedies in school sports. Several other resolutions and concurrent resolutions were referred to the Committee on Rules or laid over under the rules. The Senate passed a wide range of bills addressing economic development, public safety, health, licensing, and state administration. Measures approved included bills on the West Virginia Collaboratory at Marshall University, the Business Ready Sites program, volunteer fire company spending authority, the Load Forecast Accountability Act, funeral service licensure, work zone fines, biennial business reporting, correctional officer retirement law, the Right to Try Act, quick claim deed tax exemptions, an ibogaine drug-development grant program, aggravated vehicular homicide sentencing, 529 savings plan definitions, opportunity zones, barber apprenticeship, municipal and county hotel occupancy fund uses, criminal-record licensing standards, intimate image disclosure remedies, executor training materials, contempt penalties, PEIA treatment flexibility, PANS/PANDAS information, the Respiratory Care Interstate Compact, capitation rate review expansions, convention and visitors bureau board membership, peer support services, cosmetology licensure compacts, natural resource police retirement, DNR fee indexing, ALS care services, the Neighborhood Investment Program, oil and gas well plugging and carbon capture-related provisions, DUI technical changes, abuse intervention program terminology, and a youth summer employment and career readiness program. Most bills passed overwhelmingly, with a few closer votes, including the Load Forecast Accountability Act and the DNR fee-indexing bill. Several bills were amended on the floor, including title amendments and strike-and-insert changes. The Senate also debated the work zone penalty bill, with supporters citing worker safety and fatalities and opponents arguing the bill increased fines too much without requiring removal of outdated work-zone signs. On the energy-related load forecast bill, senators discussed the inclusion of provisions from Senate Bill 420 and concerns about coal plant utilization and utility impacts. After debate, the Senate adopted amendments and passed the bill. In most cases, after passage the Senate ordered the bills communicated to the House, and for a few measures it also adopted title amendments or made bills effective from passage or on a specified date.

Transcript Highlights:

• permit applications, are processed pursuant to the requirements set forth in Chapter 36 of the Water Code
• Louisiana and Alabama echo this concern. is key to protecting our shrimpers, public health, and the local
• However, Section 8857, Section 7.056 of the Special District Local Laws Code explicitly prohibits directors
• So, we are bringing the code up to speed. That was for Brian Sledge, just before the bill.
• Newer than the alcohol code prohibition. Is there anybody else wishing to testify?

Keywords: 1185, senate, all

Transcript Highlights:

• Code.
• <00:43:05.720> And<00:43:05.840> then primarily enforces the US code.
• And then primarily enforces the US code.
• , uh Louisiana, other places like Alabama, uh Louisiana, other states,<01:11:01.400> you<01:11
• In fact, if you look at the bill, it does reference a specific part of another code, and I'm going to

Keywords: House streaming session for Friday, April 10, 2026, 957, house, all

Summary: The House met with 122 members present, heard the journal read, and proceeded through a long series of Senate messages, concurrence motions, and third-reading votes on a wide range of bills. Early business included conference committee appointments on Senate Bill 159 (Emergency Medical Services Vehicles and Ambulances, Required Supplies), Senate Bill 514 (Third Degree Assault), and Senate Bill 866 (Chain Restaurants, disclosure of sodium and added sugars), along with several other bills where the House declined to recede from its amendments and named conferees. The chamber also adopted concurrence on House Bill 1181 (children in out-of-home placement) and House Bill 1219 (climate change/homeowners insurance study), and adopted a favorable committee report on House Bill 1602 (no-cost cancer screening for volunteer firefighters), which was amended to add sponsors, make technical changes, and include retired volunteer firefighters before being ordered printed for third reading. The House then took up a Rules Committee consent calendar and moved a batch of bills to the appropriate committees. On third reading, it passed House Bill 1028 (Caroline County Board of Education compensation increase) and House Bill 1599 (Choptank River Enhancement Program and Maryland Seafood Industry Financial Assistance Fund) by constitutional majorities. It also rejected Senate amendments on House Bill 107 (Intelligent Speed Assistance System Pilot Program), House Bill 153 (residential rental apartments air conditioning requirement), House Bill 1063 (hunting management), and House Bill 1067 (lead and lead-based ammunition phase out), appointing conference committees in each case. House Bill 717 (Baltimore City raffles for organizations affiliated with professional baseball and football teams) and House Bill 892 (cemeteries, actions for sale/transfer/alternate use) also had Senate amendments rejected. The chamber then passed a series of Senate bills on third reading, including Senate Bill 309 (precious metal bullion or coins sales tax exemption), 523 (vernal pools identification), 742 (Maryland Protecting People with Disabilities Act), 141 (election misinformation/disinformation and deep fakes), 298 (Maryland Capital Police statewide jurisdiction), 515 (Health Services Cost Review Commission rate setting), 638 (Maryland Heritage Areas funding and grants), 28 (state employee arbitration reform), 72 (Baltimore County off-premises alcohol sales), 361 (Baltimore City alcoholic beverages license extension), 414 (Anne Arundel County nonprofit swim club license), 601 (cybersecurity standards), 305 (incarcerated individual training and reentry grant fund extension), 331 (retired law enforcement handgun permit renewal), 516 (protective body armor requirements and reporting), 651 (transfer-on-death deed establishment), 865 (private passenger automobile insurance work group), 933 (temporary appointment to the Commission on Judicial Disabilities), 261 (money transmission act definition changes), and 823 (Parole Commission selection committee changes). Most passed with little or no debate; Senate Bill 523 drew opposition from a delegate who warned that identifying vernal pools could lead to future regulation and land-use restrictions, while Senate Bill 823 prompted questions about victims’ rights and whether state’s attorneys remained opposed, with the floor leader saying the bill added a victims’ rights advocate to the selection committee and that opposition had been limited to written testimony. Several members later changed votes on Senate Bill 638 and Senate Bill 865 before the House moved on.

Transcript Highlights:

• The amendment is coded A1.
• The amendment is coded A2.
• The amendment is coded A3.
• The amendment is coded A4.
• The amendment is coded A4. I amended. The amendment is coded A4.

Keywords: 1183, house

Transcript Highlights:

• one section of code.
• parts of code into one section of code. parts of code into one section of code.
• It is in existing code. section. It is in existing code.
• uh code sections are brought forth for? uh code sections are brought forth for?
• Florence, Alabama. So, thank you. Florence, Alabama. So, thank you.

Keywords: MS Senate Floor - 11 March, 2026; 10:00 AM, 925, all

Summary: The Senate convened with a quorum, opened with an invocation by Reverend Anthony Phillips, and dispensed with the reading of the journal and committee reports. The chamber also recognized several guests in the galleries, including family members of senators, medical professionals for Early Childhood Day, and advocates and local officials. After introductions, the Senate moved into the calendar and began considering bills and motions. Among the measures taken up, the Senate passed House Bill 1393 to create the Mississippi Energy Infrastructure Fund, with the sponsor explaining it would allow MDA to support energy projects and require compliance with state procurement laws. The Senate also passed House Bill 420, which provides a full homestead ad valorem tax exemption for honorably discharged veterans age 85 or older and allows an unremarried surviving spouse to keep the exemption; senators asked about eligibility, age limits, and safeguards against improper exemptions. Another bill passed was House Bill 1941 on the Mississippi Outdoor Stewardship Trust Fund, which would allow funding through bonds or other means in addition to direct appropriation and raise the DFA processing cap from 2% to 3%; several senators raised concerns about state debt and the funding mechanism. The Senate concurred in Senate Bill 2906, which gives the Secretary of State additional time to establish minimum cybersecurity standards for county election systems. It also adopted motions to table reconsideration on several House bills, including House Bill 908 on absentee ballot receipt dates, House Bill 525 on mandatory minimum penalties for sexual battery, and House Bill 538 on sanctuary policies and immigration enforcement. The chamber voted to reconsider and then again pass House Bill 1613, described as a bill on aggravated trafficking weight and pill counts that also included a chemical abortion ban, after some senators who were absent earlier asked to go on record. For House Bill 2409, dealing with a comprehensive mitigation program for retrofitting insurable homes, the Senate voted not to concur and invited conference. The Senate also passed and retained numerous other items as it worked through the calendar.

Transcript Highlights:

• Let's make sure every child in Florida, no matter their zip code, has a chance to climb.
• Duggan, CS for CS for House Bill 1173, a bill to be entitled an act relating to the Florida Trust Code
• Representative Plakon offers the following amendment: Was title meant a bar code 299921, remove lines
• This bill was stopped last year because of concerns with IVF out of Alabama.
• Representative Rayner offered the following amendment: Bar Code 746613, remove lines 66 through 71 and

Bills: HJR 99, HB 1399, HB 1400, HB 1094, HB 365, HB 1109, HB 647, HCR 35, SB 14, HB 12, HB 1522, HB 422, HB 675, HB 204, HB 748, HB 912, HJR 99, HB 1399, HB 1400, HB 1094, HB 365, HB 1109, HB 647, HCR 35, HCR 123, HCR 124, HR 57, HR 87, HR 111, HR 228, HR 230, HR 322, HR 624, HR 625, HR 626, HR 627, HR 628, HR 630, HR 631, HR 634, HR 635, HR 636, HR 637, HR 638, HR 639, HR 640, HR 645, HR 646, HR 648, HR 649, HR 651, HR 652, HR 653, HR 654, HR 664, HR 665, HR 668, HR 675, HR 676, HR 678, HR 679, HR 680, HR 683, HR 686, HR 688, HR 689, HR 694, HR 695, HR 697, HR 698, HR 699, HR 472, HR 622, HR 632, HR 633, HR 643, HR 655, HR 657, HR 660, HR 661, HR 662, HR 663, HR 667, HR 670, HR 674, HR 681, HR 682, HR 696

Keywords: animal feed, tax exemption, ad valorem taxation, retail, constitutional amendment, retail sale, tangible personal property, Texas tax code, groundwater, water conservation, financial assistance, Texas Water Development Board, innovation fund, local conservation districts, transportation protection agreement, funeral services, insurance exemption, regulation, deceased transportation, HB 365

Transcript Highlights:

• they do time and time again, and for also allowing me to be part of a pilgrimage to the very site in Alabama
• of the 36th District, but as a student of a dream that refused to die in a Memphis hotel or in an Alabama
• Memphis Hotel or in Alabama jail. We gather to honor Dr.

Summary: The Assembly convened after an initial quorum call, then proceeded with prayer, the pledge, and routine motions. Members approved several procedural requests, including moving AB 362 to the inactive file and allowing the Natural Resources Committee to hear AB 34 on January 16. The chamber also recognized guests and paid tribute to retiring Republican caucus consultant Daryl Thomas, with remarks from multiple members praising his long service and legal analysis work. The main floor action centered on ACR 116, a resolution honoring Reverend Dr. Martin Luther King Jr. Members from several caucuses and both parties spoke in support, emphasizing King’s legacy of civil rights, economic justice, nonviolence, and unfinished work. After opening the roll for coauthors, the resolution received 67 coauthors and was adopted by voice vote. The Assembly then took up ACR 118, recognizing Korean American Day; members highlighted Korean American history, community contributions, solidarity with other communities, and the significance of Koreatown and Korean American civic life. That resolution also received 67 coauthors and was adopted by voice vote. The consent calendar was then adopted on a 64-0 vote, including ACR 115 on National Blood Donor Month. The chamber also held an adjournment in memory for former legislator David Kelly, with a tribute to his military service, agricultural background, and legislative work on water conservation and sustainable agriculture. The Assembly announced the upcoming Martin Luther King Day recess and adjourned until Tuesday, January 20 at 1 p.m.

Transcript Highlights:

• They are all watching from home in Alabama, probably texting me trying to figure out how to get the link
• In Mobile, Alabama, my grandfather started working there after returning from the Korean War and eventually
• summers and holidays working alongside him, pumping gas, changing tires and washing windows in the Alabama

Keywords: nominations, Undersecretary of Energy, Undersecretary of Science, Preston Griffith, Dario Gil, energy policy, scientific innovation

Summary: The meeting was convened to discuss several significant nominations, particularly focusing on Preston Wills Griffith III for Undersecretary of Energy and Dr. Dario Gil for Undersecretary of Science. The committee underscored the importance of these roles in shaping American energy policy and scientific innovation. The discussion highlighted the nominees' backgrounds, with Griffith having extensive experience at the Department of Energy and the White House, and Gil bringing expertise in quantum technology and energy research. Members expressed a strong desire to understand the nominees' perspectives on current challenges facing the energy sector, including regulatory mandates and national security concerns. The meeting concluded with a commitment to ensuring thorough evaluations of the candidates and their proposed approaches to pressing issues.

Transcript Highlights:

• This similar language has been passed in Alabama, right? >> Yes, sir. >> It's very successful?
• We brought all the towing code section where we could try to work out some agreement.

Keywords: MS House Floor - 1 April, 2026; 10:00 AM, 925, all

Transcript Highlights:

• IT'S A FEASIBLE STUDY ALLOWING A UNIQUE PIN NUMBER OR CODE WORD TO PAIR WITH UNIQUELY GENERATED PHONE
• AND AGGRAVATED ANIMAL CRUELTY IS A THIRD DEGREE FELONY ON THE CRIMINAL PUNISHMENT CODE SCORESHEET.
• EXACTLY HOW SIMILAR BILLS HAVE BEEN WESTERNIZED IN OTHER STATES CROSS THE COUNTRY INCLUDING TEXAS AND ALABAMA

Keywords: 999, senate, all

Transcript Highlights:

• And he said in Alabama, I think, that there was an outbreak of a skin disease which had been traced back
• he<00:10:11.760> said<00:10:12.080> in<00:10:12.360> in<00:10:12.520> Alabama
• c><00:10:13.160> I<00:10:13.280> think,<00:10:14.240> that And he said in in Alabama
• , I think, that And he said in in Alabama, I think, that there<00:10:14.640> was<00:10:14.800>

Keywords: Public Health and Welfare - Room 216, 24 March, 2026; 11:15 AM, 925, all

Summary: The committee first considered nominees to the Board of Cosmetology and Barbering: Tom Elkins, Todd Freeman, and Aaron Washington. Each described their background in the hair industry and expressed support for making licensing and regulation more workable while still protecting health and safety. Members discussed the need for a balance between oversight and burden, with the chair emphasizing that inspectors should educate rather than intimidate. The committee then voted to advise and consent on the nominees, and the motion carried. The committee next took up the reappointment of Jim Perry to the State Board of Health. Perry described his background in state and federal policy, finance, and health-related work, and said his board service had highlighted operational problems in state government, including personnel and procurement bottlenecks, staffing shortages, succession challenges, and the need for better, more consistent data to guide the state health plan and certificate-of-need decisions. He suggested continued budget support for policy and planning staff, more frequent updates to the health plan, and a review of whether prior procurement and personnel reforms went too far. Members asked about his statement of economic interest and discussed the broader need for better health care information and administration. The committee voted to advise and consent on Perry’s reappointment. It then handled a block of nominations to the Board of Social Workers and Marriage and Family Therapists, voting to take them up and to advise and consent. Finally, the committee addressed the nomination of Dr. Anthony to the State Board of Health, noting that the seat had become vacant due to a recent death and voting to return the nomination to the governor as a procedural matter. The meeting concluded with a motion to rise and report.

Transcript Highlights:

• My district borders Alabama.
• And, believe it or not, we have Alabama people who come on down over the line and sign up for the wonderful
• established, and they get a check for their first quarter's payment, and then they head on back to Alabama
• I'm not suggesting to you that we've got as many people doing that as there are deer crossing from Alabama

Summary: The committee first heard the Pre-K-12 education budget proposal for fiscal year 2025-26 and voted to adopt it as the committee’s recommendation to the full Senate Appropriations Committee. The proposed $34.7 billion budget includes increases for the FEFP, Family Empowerment Scholarships, VPK, school safety, the Florida School for the Deaf and Blind, school hardening, Jewish day school security, and an education enrollment stabilization fund. Members asked no questions on the budget before it was advanced, and staff was authorized to make technical corrections. The committee then passed CS/SB 1402, which expands eligibility for dropout retrieval services to any individual who has withdrawn from high school and clarifies how school grades are calculated for virtual instruction providers that offer only dropout retrieval services. An amendment to clarify the grading calculation was adopted without objection, and the bill was reported favorably after a roll call vote. The committee also took up SPB 7030, a comprehensive scholarship-program bill sponsored by Senator Gates, which would separate Family Empowerment Scholarship funding as its own categorical, expand the education stabilization fund, create fall and spring application windows, require a single scholarship application and more documentation, assign student IDs, change payments to a monthly schedule, require background checks for paid instructional providers, mandate annual FTE audits by the Auditor General, and standardize reimbursement and eligibility procedures. After extensive discussion and public testimony, the bill was adopted as a committee bill and reported favorably, with Senator Osgood voting no. Finally, the committee considered CS/SB 508, which requires private schools participating in the Family Empowerment Scholarship Program to disclose in writing what accommodations, modifications, and services they will provide for students with existing plans such as IEPs, 504 plans, or ELL plans. An amendment was adopted to require public schools to consult with private schools about equitable services, and the bill was reported favorably. Public testimony included support from parent-choice advocates and concerns from private-school representatives about administrative burden and the scope of the required disclosures. The meeting concluded after the final roll call votes and adjournment motion.

Transcript Highlights:

• My district borders Alabama.
• And, believe it or not, we have Alabama people who come on down over the line and sign up for the wonderful
• established, and they get a check for their first quarter's payment, and then they head on back to Alabama
• I'm not suggesting to you that we've got as many people doing that as there are deer crossing from Alabama

Summary: The committee first heard the proposed Pre-K-12 education budget for fiscal year 2025-26, totaling $34.7 billion. The chair highlighted major increases for the FEFP, including $29.6 billion for public schools and K-12 scholarships, a $984 million year-over-year increase, along with higher per-FTE funding, $4 billion for the Family Empowerment Scholarship, $431.4 million for VPK, funding for school safety, the Florida School for the Deaf and Blind, school hardening, Jewish day school security, and an education enrollment stabilization fund. With no public comment, the committee adopted a motion for staff technical corrections and then approved the budget proposal as a recommendation to the full Senate Appropriations Committee. The committee then considered SB 1402 on dropout retrieval programs. The bill expands eligibility so any individual who has withdrawn from high school may enroll in dropout retrieval services and clarifies how school grades are calculated for virtual instruction providers that offer those services. An amendment clarifying the grading calculation was adopted, and the committee reported the bill favorably. Next, the committee took up SPB 7030 on educational scholarship programs, a broad measure addressing school choice funding and administration. The bill would fund the Family Empowerment Scholarship as a separate categorical, expand the education stabilization fund, create fall and spring application windows, require a single scholarship application and more documentation, assign student IDs, standardize payment timing to monthly installments, require continued eligibility verification, and add Level 2 background checks for providers receiving state funds. Members raised questions about background-check enforcement, payment timing, data sharing, and the impact on homeschool and private-school families. Public testimony included support from school-choice advocates and concerns from private-school representatives about added regulatory burdens and deadlines. The committee adopted the bill as a committee bill and reported it favorably, with Senator Osgood voting no. Finally, the committee considered SB 508 on the Family Empowerment Scholarship Program, which requires private schools to disclose in writing what accommodations, modifications, and services they will provide to students with existing plans such as IEPs, EEPs, 504 plans, or ELL plans before enrollment. An amendment was adopted to require public schools to consult with private schools about equitable services. Testimony was mixed: supporters said the bill would give parents needed information for informed choice, while private-school representatives said the language could be burdensome and vague. The committee reported the bill favorably.

Transcript Highlights:

• Programs like Clemson Life in South Carolina and the Auburn Eagles program in Alabama have programs that
• It is a unique curriculum, and as you know, in the Texas Education Code Common Core is not allowed in
• It's about opening the door to fair competition, it's about modernizing our education code.
• It just takes out the, you know, in the code where I talked about the history the code in 2007, where
• For instance, ACD- and SAT that most of our Texas students take because it is in the code, those are

Keywords: 1184, house, all

Transcript Highlights:

• And let's make sure every child in Florida, no matter their zip code, has a chance to climb.
• Duggan, CS for CS for House Bill 1173, a bill to be entitled an act relating to the Florida Trust Code
• The bill amends the Florida Trust Code as it relates to the powers of the Florida Attorney General.
• In fact, this bill was stopped last year because of concerns with IVF out of Alabama.
• In fact, this bill was stopped last year because of concerns with IVF out of Alabama.

Summary: The House convened with prayer, the pledge, quorum call, and several recognitions, including guests for Education and Sharing Day, law enforcement officer of the day Detective Miata Anderson, and later FAMU Day at the Capitol and other visiting groups. The chamber adopted the special order report and then moved through a series of budget-related bills and conforming measures, with debate focused largely on recurring funding, environmental programs, housing, insurance reserves, and tax policy. Members approved HB 5011/SB 2506, which conform environmental resource funding to the proposed budget by shifting Seminole Gaming Compact-related dollars from recurring to nonrecurring funding; supporters said this preserves annual legislative review, while opponents warned it would reduce funding for the Resilient Florida program, wildlife corridor protection, invasive species removal, and other conservation efforts. The House then passed HB 5013, reducing state-funded property reinsurance reserves by lowering the RAP program and repealing FORA funding, and HB 5501, which redirects documentary stamp tax revenues from housing and transportation trust funds to general revenue; Democrats argued the housing changes would reduce affordable housing support, while Republicans said the move was needed to control recurring spending. The chamber also passed HB 5015 on state group insurance, HB 5201 on Florida PALM accounting conforming changes, HB 5203 on Capitol Center tenancy and utilities control, and HB 5009 creating a Florida Accountability Office and revising audit and budgeting functions. The most extended debate came on HB 7031, which permanently reduces the state sales tax rate from 6% to 5.25% and also lowers several related tax rates. Supporters described it as broad-based, immediate tax relief for Floridians, while opponents said property tax relief would be more targeted and that sales tax cuts also benefit tourists and out-of-state visitors. The bill passed 112-0. The House then took up the main budget bill, HB 501, and subcommittee chairs outlined the proposed $112.9 billion budget, including education, health care, transportation, agriculture and natural resources, higher education, state administration, justice, and IT spending. Members began questioning the pre-K-12 budget on school funding, vouchers, proration, mental health and safety allocations, and inflation, with the discussion continuing beyond the excerpt provided.

Transcript Highlights:

• H.R. 192 is a bill to amend title 49, United States Code, to require Amtrak to include information on
• 02:27.120> States bill to amend title 40 United States bill to amend title 40 United States code
• power producer, supplying power to 10 million people across the states of Tennessee, Mississippi, Alabama
• power producer, supplying power to 10 million people across the states of Tennessee, Mississippi, Alabama
• power producer, supplying power to 10 million people across the states of Tennessee, Mississippi, Alabama

Keywords: U.S. House of Representatives Floor Proceedings on Monday, January 13, 2025, 1012, house, all

Transcript Highlights:

• The only four states that don't license public adjusters are Alabama, Arkansas, Alaska, and South Dakota
• why they've been able to keep licensing out in states like the few states they have, Arkansas and Alabama
• Do you know that the premiums in Alabama and Arkansas, which are the two states in the South that do

Keywords: 995, all

Summary: The Joint Committee on Financial Services heard testimony on a wide range of insurance-related bills. Topics included public adjusters (H. 1100/S. 785), electronic cancellation notices (H. 1123/S. 701), insurance rebates and loss-mitigation devices (H. 1233), flood hazard determinations (H. 1087 and related flood bills), organ donor insurance protections (H. 1248/S. 727), mental health parity in disability policies (S. 780), motor vehicle service contracts (H. 1139/S. 812), modernization of business-to-business insurance transactions (H. 1105), and a bill changing the GIC withdrawal notice deadline (H. 1150). Committee chairs set a three-minute testimony limit and heard from legislators, industry representatives, advocates, and affected consumers. Testimony on public adjusters was sharply divided. Insurance agents and property-casualty industry representatives argued that bills barring insurers from prohibiting public adjusters would interfere with policy terms, while public adjusters and several consumers described cases where adjusters helped secure substantially higher settlements and said some surplus lines policies already contain anti-public-adjuster endorsements. On electronic notices, the insurance industry supported consumer opt-in email communications, while agents warned that email-only cancellation notices could cause consumers to miss cancellations. On rebates/loss mitigation, insurers supported allowing risk-mitigation devices outside the policy to encourage innovation, while agents opposed the bill as an improper inducement. Flood-related bills drew opposition from insurers who said flood determinations are complex and federally governed. The committee also heard strong support for organ donor protections from a kidney transplant recipient and the American Kidney Fund, who said the bill would prevent insurance discrimination against living donors and could encourage more donations. On disability parity, a disability insurance specialist opposed S. 780, arguing that mental health limitations are a consumer choice that helps keep coverage affordable, while the bill’s sponsor said it would prevent unequal limits on behavioral health claims. The committee also heard support for H. 1139/S. 812 from the service contract industry, and support for H. 1105 from APCIA as a modernization measure for specialty commercial lines. No votes were taken; after testimony concluded, the chairs closed the hearing.