Video & Transcript Research : '7A loan program'
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MN
Minnesota 2025-2026 Regular Session
Preferential scoring for housing projects in communities with land trusts 3/10/26
Minnesota House Floor Meeting
Transcript Highlights:
- It modifies a competitive selection process for certain development programs to include community land
- Minnesota Housing Finance Agency would give greater consideration for their competitive development programs
- uh for community first mortgage loans uh for community land<00:04:29.680>
trust <00:04:29.919> - Um I personally love this program. Um I was had the opportunity over the summer.
- <00:10:25.120>
that <00:10:25.440>can area, but it's it is a program that can area,
HI
Transcript Highlights:
- It establishes within DeHerd the State Internship and Workforce Development Program.
- <00:15:07.959>
that jobs through an internship program that jobs through an internship program - an internship program this is um an internship program this is um assuming<00:15:56.360>
that < - And this five FTE, what will it cost this program?
- <00:20:01.760>
from with a position that's on loan from with a position that's on loan from
Summary:
The Committee on Labor and Technology heard several labor and personnel measures. Senate Bill 1567 would require the Department of Human Resources Development to conduct a comprehensive review of the executive branch classification and compensation system and allow it to contract with a third party outside normal procurement rules. Director Brana Hashimoto testified in support, saying the state has more than 1,400 classes of work and limited staff to keep the system current; she said outside vendor help and market data are needed to update class specifications, minimum qualifications, and pay structures. She noted the project scope and timeline would depend on funding, and said the governor had approved about $1 million for the effort. Members asked about vendor scope, comparisons to the private sector and other public employers, consolidation of obsolete classes, and whether the exemption from procurement rules would speed the work.
The committee also heard Senate Bill 326 on defense of state employees, with testimony in support from HGEA, the Hawaii State AFL-CIO, and the Hawaii State Teachers Association. Senate Bill 337 would expand the pool of interest arbitrators used in collective bargaining disputes by allowing the Hawaii Labor Relations Board to request a list from the Federal Mediation and Conciliation Service and to use arbitrators from both FMCS and the American Arbitration Association; HGEA supported the bill, saying the broader pool would improve selection and address communication issues. Senate Bill 1233 would create a State Internship and Workforce Development Program within DeHerd. The University of Hawaiʻi, HGEA, the Hawaii Primary Care Association, and the Chamber of Commerce supported it. DeHerd said the program could help place interns into vacancies and convert them to civil service jobs, but said it would need about five FTE and roughly $330,000 in salaries to administer a program serving about 50 to 75 interns at a time; members questioned whether the positions could be filled and whether the program could proceed without added resources.
The committee then heard Senate Bill 1359, which would increase the employer-based composite monthly contribution to the Hawaii EUTF Benefits Trust Fund beginning in January 2026 and then tie future increases to Medicare Part B premium changes with a lag. The EUTF administrator testified, and a member noted the measure resembled a bill that had died in conference the prior year. Senate Bill 1454 would give the Labor and Industrial Relations director authority to issue wage payment violation orders, establish penalties and appeals, and broaden the definition of wage; the department supported it, explaining it would align procedures under chapter 387 with existing chapter 388 enforcement and make investigations easier. Finally, the committee moved through a series of collective bargaining cost-item bills for various bargaining units and related entities, with testimony generally in support from Budget and Finance, HGEA, UH, HHSC, UPW, and other unions and associations. One amendment request was to include bargaining units 1 and 10 in the temporary hazard pay funding bill, and the Hawaii Fire Fighters Association noted its airport firefighters unit was still in arbitration and would provide final numbers later.
MN
Minnesota 2025-2026 Regular Session
Stay-or-pay provisions in employment contracts 3/11/26
Minnesota House Floor Meeting
Transcript Highlights:
- <00:04:19.040>
or repayment assistance uh um program or repayment assistance uh um program - a a apprenticeship program or a a certification<00:24:37.760>
program <00:24:38.000>that - is based around apprenticeship programs is based around apprenticeship programs or<00:25:50.880>
- loans?
- and things that we buy and our loans and things that we buy and our student<00:29:13.679>
loans?
TX
Transcript Highlights:
- funding available to such programs.
- School District vocation programs programs with our college programs and other like programs, we do
- A portion of our omnibus bill will have that loan forgiveness program built in. into the bill and then
- And as I mentioned, a loan repayment program as well. Thank you.
- We have two basic programs, capital post-conviction representation in this program we represent.
MN
Minnesota 2025-2026 Regular Session
Conference Committee on HF2431 5/9/25
Transcript Highlights:
- uphold the integrity of the program. uphold the integrity of the program.
- <00:08:13.840>
So um of specific training programs. So um of specific training programs. - <00:15:00.240>
in harmless the dual training program in harmless the dual training program - program based on a New York, uh, program program based on a New York, uh, program where<00:30:23.440
- staffing as they develop the program. staffing as they develop the program.
Summary:
The committee first took up a series of “same and similar” provisions between the House and Senate higher education bills and adopted them one by one, with brief explanations from members and staff. The items included a cybersecurity addition for a doctoral degree program, Northstar Promise definitions and eligibility limits, self-loan provisions on institution eligibility and data disclosure, and dual training language requiring certificates, diplomas, or degrees to come from accredited postsecondary institutions. The committee also adopted an amendment to the private career school provisions that clarified exempt institutions remain within the act, and removed certain limited-license and renewal fees for institutions participating in dual training grants or the eligible training provider list. Each of these motions prevailed by voice vote.
The committee then moved into policy differences between the House and Senate bills, beginning with emergency grants and hunger-free campus grants. Members discussed shifting funding from OHE-administered competitive grants to direct appropriations for the University of Minnesota and Minnesota State, while the Senate retained competitive grant access for private and tribal colleges and added reporting requirements. OHE Commissioner Dennis Olson said the added reporting would be an extra administrative task but raised no significant concerns. Testifiers from the University of Minnesota, Minnesota State, and the private college sector supported faster, more direct funding and described the grants as important for emergency housing, transportation, food insecurity, and other student basic needs. A LeadMN representative also supported the changes, saying campus staff and students wanted funds delivered more quickly.
The committee also discussed direct admissions on R31. The Senate proposal would require public and charter high schools to participate in the direct admissions program by the 2029-2030 school year. Assistant Commissioner Wendy Robinson said OHE supports statewide expansion and that the program has improved FAFSA completion, college enrollment, and student retention in Minnesota. Members noted the bill had bipartisan support and heard from advocates such as Ed Allies and Students United. No votes were taken on the policy-difference items during this portion of the meeting, and the chair said further discussion of state grant and sexual misconduct policy differences would be held at a later hearing with additional OHE staff present.
CA
California 2025-2026 Regular Session
Assembly Committee on Economic Development, Growth, and Household Impact Jul 11th, 2025
Economic Development, Growth, and Household Impact
Transcript Highlights:
- And the thing that's really key about that program is we start with the dual enrollment.
- Public training programs are not scaling fast enough to meet the demands of our economy.
- Businesses are aware of support programs but aren't engaging with them.
- But those programs are. committed in scale and funding.
- We work with the infrastructure bank, iBank, to manage the the Small Business Loan Guarantee Program.
MN
Minnesota 2025-2026 Regular Session
House higher education panel debates bill to restrict state aid for undocumented immigrants 2/11/25
Minnesota House Floor Meeting
Transcript Highlights:
- <00:01:19.320>
that us to take a look at the programs that us to take a look at the programs - <00:07:32.400>
that address uh any other programs that address uh any other programs that - access any of the state Grant programs access any of the state Grant programs scholarships<00:09
- I’m here to defend the North Star Promise program because of all my peers that benefit from it.
- it's the a slash and bird good programs it's the a slash and bird good programs often<00:27:00.559
CA
California 2025-2026 Regular Session
Assembly Appropriations Committee Mar 19th, 2025
Transcript Highlights:
- These programs are provided by groups like Fannie Mae, Freddie Mac, the Federal Housing Administration
- These programs look at each homeowner's financial situation individually, understanding that everyone's
- These programs are provided by groups like Fannie Mae, Freddie Mac, the Federal Housing Administration
- These programs look at each homeowner's financial situation individually, understanding that everyone's
- for federally backed loans and treats non-federally backed loans the same way should be considered in
Summary:
The Assembly Appropriations Committee met on March 19, 2025, adopted its committee rules unanimously, and then heard a series of housing, insurance, and disaster-recovery bills. Early bills focused on wildfire relief and insurance issues, including AB 238 on mortgage forbearance for Los Angeles County wildfire survivors, AB 493 on insurance payout interest for homeowners, AB 597 on consumer protections after disasters, and AB 226 on strengthening the California FAIR Plan’s liquidity tools. Supporters generally framed these measures as necessary protections for disaster survivors and market stability, while opponents and concerned witnesses raised issues such as investor guidelines, compliance conflicts, and market disruption. Several members also noted equity concerns and the need to balance relief with consistency across the state.
The committee also heard a cluster of housing-production bills. AB 306 proposed a six-year pause on new state building code updates affecting residential construction and limits on local code modifications, drawing strong support from housing and building industry groups who argued it would reduce costs and improve predictability. It also drew opposition from code, environmental, and clean-energy advocates, who warned about safety, local control, and the loss of important code updates. AB 253 would allow licensed third-party professionals to perform plan checks if local review takes 30 days or more, and AB 301 would impose state-agency permitting timelines similar to those already applied to local governments; both were presented as ways to reduce delays and speed housing development. AB 462 would exempt ADU construction from coastal development permit requirements in Los Angeles County, especially to aid fire recovery and expand housing supply.
After hearing testimony and brief member discussion on each measure, the committee placed the bills on suspense or advanced them as appropriate. In the suspense hearing at the end of the meeting, the committee took up the suspense-file bills and reported AB 226, AB 238, AB 301, and AB 306 out with due pass recommendations on roll call votes. The meeting then adjourned.
AR
Arkansas 2026 Regular Session
LEGISLATIVE JOINT AUDITING-COUNTIES AND MUNICIPALITIES Feb 12th, 2026
LEGISLATIVE JOINT AUDITING-COUNTIES AND MUNICIPALITIES
Transcript Highlights:
- At December 31, 2024 and 2023, unpaid loans to the employees totaled $2,400 and $1,000, respectively.
- And you can't loan money. You're not a bank. That's right.
- And you can't loan money. You're not a bank. That's right.
- programs over there, like this safe drinking water loan program and others.
- And I believe most of the time prior to them making loans, they require an audit report.
Summary:
The committee began with approval of the prior meeting minutes and then received updates on delinquent private water and sewer reports. Staff reported that 19 of 43 original entities for the 2022 reporting year had had turnback reinstated, while 24 remained in escrow; for the 2023 reporting year, 59 of 64 entities had filed, leaving five still outstanding. The committee also heard that Adona had come into substantial compliance with municipal accounting law, and it voted to file that report and discontinue withholding turnback. It then voted to start the 60-day clock and file the report for Gum Springs after hearing repeated findings involving budgeting, disbursements, payroll, and Act 833 funds, with city officials saying they had begun correcting records and were seeking help from the Municipal League and a city attorney. Fargo was deferred because the mayor was absent due to illness.
The committee next considered Denning, where staff described repeated and serious accounting problems over 2022-2024, including unauthorized payments, missing documentation, weak payroll controls, and improper handling of funds. The mayor and recorder-treasurer said prior records were disorganized and that they were now working with an attorney, CPA help, and new software; the committee voted to start the 60-day clock and file the report. Green Forest’s report, involving a fixed-asset listing issue after the mayor’s death, was filed. Several private water and sewer reports were either filed or deferred depending on whether responses had been received, and the committee announced its March meeting would be held in Room 149 because of renovations.
The committee then reviewed a series of referred reports involving alleged financial irregularities. In Elaine, the fire chief’s questionable purchases were referred and filed. In Strong, staff described undeposited garbage-bag receipts, improper payments for private dumpster service and other expenditures, payroll tax penalties, and deficit fund balances; the mayor said controls had been improved, but the committee deferred the report to March. The Faulkner County Fair Association report found undocumented cash withdrawals, questionable disbursements, and inadequately documented cash payments to a carnival vendor; the committee filed it. Brooklyn’s report involved a fraudulent direct-deposit change, and Mineral Springs’ report involved transfers from the cemetery fund, employee loans, overpayments, and travel reimbursement issues; both were filed.
Additional reports included Rondo, where the recorder-treasurer explained missing computers and fuel purchases tied to personal vehicles, and the committee filed the report; Waldo, where the mayor had been overpaid due to extra biweekly payments, which was filed; Columbia County, where a floodplain management contract lacked an authorizing ordinance, which was filed; and several private water-system reports, some filed and others deferred for lack of responses. Carlisle’s report showed large but improving misstatements in financial records, and the committee filed it after hearing that new software and training had reduced prior problems. Caddo Valley’s report prompted a lengthy discussion about CDs and interest recognition; staff explained that principal balances should be reflected as city assets and interest should be recorded when earned or reported by the bank, and the report was filed. Prairie County’s budget overrun and road-fund issues were discussed at length, with the judge explaining equipment and weather-related costs and staff clarifying the distinction between road funds and locally approved sales-tax uses; the report was filed. Finally, the committee deferred a Cross County Rural Water Association matter after learning it had not filed with Legislative Audit since 2002-2003 despite receiving significant state funding, and members expressed concern about the long gap in filings.
VT
Transcript Highlights:
- housing loans.
- Program or VHIP. Program or VHIP.
- The 10% Vermont for Vermont program, housed in the office of the state treasurer, loans grants loans
- the treasurer, loans grants loans for the treasurer, loans grants loans for the development<02:15
- programs deposited into it.
Summary:
The House resumed consideration of H.606 on firearm procedures and first took up Section 3 and its effective dates. A member from Northfield spoke at length in support, arguing the provision is narrowly tailored, based on actual dangerousness rather than mental illness alone, and is more limited than federal law because it applies only to specific court findings and is temporary, with rights restorable upon recovery. The House then approved Section 3 and its effective dates, approved the remainder of the Judiciary Committee report, and ordered third reading.
The chamber then moved through third readings and passed H.385 on remedies and protections for victims of coerced debt, H.556 on exceptions to the state minimum wage, H.559 on the parole board, H.723 on posting of land, and H.757 on manufactured homes and limited equity cooperatives. On H.814, relating to neurological rights and AI in health and human services, the House adopted an amendment offered by the member from Burlington that required the advisory council to include proposed definitions for neurotechnology, artificial intelligence, and related terms in its report; the House Health Care Committee reported the amendment favorable 11-0-0, and the bill then passed. H.816, regulating the use of artificial intelligence in the provision of mental health services, also passed, as did H.927, technical corrections for the 2026 session.
The House then took up H.930 on chronic absenteeism. The committee member from Manchester described the bill as an AOE proposal responding to high post-pandemic absenteeism rates and their impact on learning, and outlined provisions adding definitions, updating compulsory attendance language, requiring a state model policy, strengthening notification and truancy procedures, and preserving existing penalties. The member said the Education Committee heard from a wide range of education and child welfare witnesses and passed the bill 11-0. After a brief clarification on the absences section, the House proceeded toward third reading of H.930.
NM
New Mexico 2025 Regular Session
IC - Public School Capital Outlay Oversight Task Sep 9th, 2025
Public School Capital Outlay Oversight Task Force
Transcript Highlights:
- program.
- It really impacts the ability of charter schools to apply for loan repayments or loan programs.
- programs.
- It also made this program a mandated program for PSCSC.
- Our FFA program has been an award-winning program for several years, and we're the only FFA program.
TX
Texas 89th 1st C.S.
Joint Hearing: Senate and House Select Committees on Disaster Preparedness and Flooding Jul 23rd, 2025
Texas Senate Floor Meeting
Transcript Highlights:
- Programs. Next slide.
- So, we have our Flood Community Assistance Program. program, which is our National Flood Insurance Program
- We have in place grants and also essentially zero interest loan programs.
- We have the ability to subsidize loans in this program, and that's where the 0% came in.
- This program offers, with respect to AMHI, typically in our programs, 75%.
Keywords:
flooding, emergency response, communication systems, first responders, disaster management, Texas Water Development Board, regional planning, public safety
Summary:
The meeting primarily focused on discussions around the recent floods in Texas, specifically addressing emergency preparedness, response coordination, and recovery efforts. Officials from various agencies provided testimonies on the challenges faced during the emergency, including issues with communication systems among first responders. Notably, the need for improved inter-agency communication and technology integration was emphasized, with recommendations for establishing regional communications units for better coordination during disasters. The audience included local government representatives and emergency management partners, who shared insights and experiences from the recent flooding events.
KY
Kentucky 2026 Regular Session
House Budget Review Sub. on Economic Development, Pub. Protection, Tourism, and Energy (2-17-26)
Transcript Highlights:
- how things are going, what the programs how things are going, what the programs are,<00:04:29.759
- Our traditional program is the KBI.
- Our traditional program is the KBI. Our traditional program is the KBI.
- Our traditional program is the KBI. Our traditional program is the KBI.
- There's another program licensing.
Summary:
The Budget Subcommittee on Economic Development, Public Protection, Energy and Environment, and Tourism met for its fourth meeting and approved the February 10 minutes. The committee then heard a presentation from the Cabinet for Economic Development, led by Secretary Jeff Noel, with staff from the cabinet and Kentucky Innovation. The presentation focused on the cabinet’s strategy, including workforce, entrepreneurship, innovation, infrastructure, and placemaking, and emphasized a goal of supporting higher-wage jobs while tailoring programs to urban, non-urban, and rural “heritage communities.”
The cabinet reviewed several funding tools and programs, including economic development bond funds, EDF funds, KBI, the Kentucky Innovation Pool, KSTC-related startup and commercialization programs, veteran workforce programs, and Bluegrass State Skills Corporation training funds. Officials said many projects take years to close and that funds are often committed before they are actually disbursed because reimbursements occur after project completion. They also said Kentucky is less competitive than before because of changes in tax policy and that EDF funds are increasingly important to remain competitive with other states.
Members asked about whether previously allocated money remained available, whether some funds could be clawed back, and the status of the Blue Oval project. The cabinet said it is oversubscribed, with some committed dollars likely to go unused and be reoffered to other projects. On Blue Oval, officials said progress had been made and described negotiations tied to repayment and job creation requirements. They also discussed the Ford/SK loan structure, saying the companies may assume the full $250 million obligation and that repayments would be required if job targets are not met. The presentation closed with discussion of workforce coordination and the need to connect economic development projects with training and support systems, including possible ripple effects for rural suppliers and related businesses.
TX
Transcript Highlights:
- Part two is FEMA has a program called the Hazard Mitigation Grant Program, referred to as HMGP.
- Program (FIP).
- a loan, that many entities do not have the ability to repay a loan.
- So we are still in the building phase of that program. of that program.
- It's good that we have in place grants and then also essentially zero interest loan programs.
TX
Texas 89th Regular
Trade, Workforce & Economic Development Mar 12th, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- And it was initially capitalized with $5 million of a loan from the state.
- So the state loaned this fund $5 million, and they also issued $300 million in. revenue bonds, meaning
- And the loan was fully repaid in 1992, so only a A year later, they were paid the loan, the $5 million
- customer handoffs within and across account the council's partner agencies, and their workforce programs
- The council plan is designed to improve alignment and address gaps across partner programs and agencies
Bills:
HB406
CA
California 2025-2026 Regular Session
Assembly Housing and Community Development Committee Jul 1st, 2026
Transcript Highlights:
- Unfortunately, those same protections do not extend to those who hold personal property loans.
- A prime example is how CalHFA had, or sorry, CalHFA had the CalAssist Mortgage Relief program in the
- and the insurance claims coming in, taking away from the ability to draw down SBA loans.
- Patterson. ...reporting on this program and passed out of the Legislature pretty routinely.
- The risk reduction program will help affordable housing developers access more insurance options than
Summary:
The Assembly Housing and Community Development Committee heard several housing-related bills. SB 996 by Senator Padilla would let manufactured homeowners opt to title their homes as real property, with supporters saying this would improve access to conventional mortgages, consumer protections, and lower-cost financing. SB 866 by Senator Blakespear would require cities and counties to include homelessness-related information in their annual housing element reports, with supporters saying the bill would improve transparency, regional coordination, and accountability around homelessness funding and services.
The committee also heard SB 1090 by Senator Perez, which would impose a temporary moratorium in Altadena on certain state housing density laws after the Eaton Fire. Supporters, including Supervisor Catherine Barger and many Altadena residents, argued the bill would protect fire survivors from speculative investors and give families time to rebuild and return home. Opponents argued the bill could limit tools that homeowners need to finance rebuilding and could reduce future housing production. After extensive testimony, the committee passed SB 1090 to the Assembly Local Government Committee on a 10-0 vote.
SB 1388 by Senator Durazo would create an Affordable Housing Risk Reduction Program to help affordable housing providers reduce insurance costs through technical assistance and risk-mitigation support. Supporters said rising insurance premiums are threatening the viability of affordable housing developments and existing units. The committee also reconsidered and then voted on SB 1092, which was taken up only for reconsideration and final vote; after a split vote, the bill ultimately passed the committee. Final recorded votes showed SB 866 and SB 996 passing unanimously, SB 1388 passing with one no vote and one not voting, and SB 1092 passing 7-5 after reconsideration.
WY
Transcript Highlights:
- Recapture program.
- Ready Community Program or for some of the Community Program or for some of the other programs.
- Congress had a program that they said run this program. U.S.
- Those are to run the entire program. Those are to run the entire program.
- Treasury's program in accordance with their program guidelines.
AZ
Arizona 2026 Regular Session
03/26/2026 - House Rural Economic Development #1
Transcript Highlights:
- with transferable title, mortgages enable borrowing against property used as collateral by banks for loans
- Federal agencies administer fragmented grant and leasing programs without centralized coordination, causing
- Navajo economic strategies: the Navajo Nation uses loan guarantees and co-lending programs to reduce
- But this one here covers the loan guarantee program, loan participation program, and bank partnerships
- Loan participation program and bank partnerships that tribes have to offer for businesses.
Summary:
The committee began with a series of presentations highlighting tribal communities as part of rural economic development. Representative Mae Peshlakai described Legislative District 6, emphasizing its large geographic size, the eight tribal nations within it, and the cultural and scenic importance of the Navajo Nation and other tribes. Governor Stephen Roe Lewis then presented on the Gila River Indian Community, focusing on its history, Hohokam heritage, water rights, the MAR-5 aquifer recharge project, cultural traditions, and the importance of collaboration with state lawmakers. Members praised the presentations and noted the need for greater attention to tribal issues in the legislature.
The committee then took up SB 1016, with a strike-everything amendment that moved the property-owner petition requirement earlier in the process for municipal improvement districts and allowed certain notice and protest requirements to be waived. Supporters, including the mayors of Camp Verde and Clarkdale, said the change would improve transparency, reduce financial risk for small towns, and help rural communities build needed infrastructure such as wastewater systems, water lines, and housing-related improvements. The committee adopted the strike-everything amendment and passed SB 1016 on a 5-0 vote, with one member present and one absent.
Next, the committee considered SB 1401, the Workforce Housing Accelerator Act, using a strike-everything amendment that would allow municipalities to create expedited plan review and permitting for qualified workforce housing projects and exempt project proceeds from the state portion of the prime contracting sales tax. Habitat for Humanity representatives said the measure would lower carrying costs and help build more affordable homes, while one member noted the tax exemption would reduce general fund revenue but supported the bill as a targeted tradeoff to address housing shortages. The committee adopted the amendment and passed SB 1401 by a 5-1 vote.
The meeting concluded with Representative Myron Sosec’s presentation on barriers to economic development on the Navajo Nation and other tribal lands. He discussed lower workforce participation, higher unemployment and poverty, limited access to capital, trust-land financing barriers, dual taxation, infrastructure deficits, and delays caused by federal and tribal review processes. He also highlighted Navajo economic strategies such as loan guarantees, renewable energy development, and tourism investments, and urged state action on tax reform, matching funds, and annual tribal field hearings. The committee then adjourned.
HI
Hawaii 2026 Regular Session
WAM-AEN, WAM-JDC Informational Briefings 01-09-2026
Hawaii Senate Floor Meeting
Transcript Highlights:
- . program. program.
- And last year we put in the bill for the agriculture loan program to re-increase the loan amounts and
- <00:42:50.160>
program <00:42:51.160>to bill for the agriculture loan program to bill - for the agriculture loan program to re-increase<00:42:52.160>
the <00:42:52.280>amount - . programming. programming.
HI
Transcript Highlights:
- and short and brief the program offering and short and brief the program we<00:28:47.039>
have - The DOE pays for this bus program.
- I do stand on our written testimony, uh, but I do want to emphasize it as a loan program, that money
- At the 4% range for most of our loans, it would be only the special development programs.
- We do have participation loan programs available. We have those programs available.