Video & Transcript Research : 'work authorization'
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LA
Louisiana 2026 Regular Session
Administration of Criminal Justice Mar 31st, 2026
Administration of Criminal Justice
Bills:
HB54, HB55, HB125, HB133, HB158, HB161, HB168, HB169, HB191, HB245, HB280, HB296, HB399, HB821, HB995
Keywords:
parole, rehabilitation, mental health, substance abuse, criminal justice reform, alternative sentencing, juror confidentiality, public records, criminal procedure, privacy, court disclosure, sex offender, sex offense, child predator, registry, registration, notification, supervised release, probation and parole, juvenile offender
AZ
Transcript Highlights:
- How much work over your lifetime would you say that took?
- And so we worked with the sponsor.
- Arizona is already a right-to-work state.
- Educators are working under extraordinary pressure.
- not working because there's still no resolution years later.
Keywords:
interference, disruption, educational institutions, public order, conduct rules, statewide assessment, student testing, academic standards, third grade reading, reading retention, promotion and retention, school accountability, assessment window, testing window, test scores, school report cards, nontest data, graduation rates, dropout rates, education data privacy
Summary:
The committee first approved the minutes from February 18 and March 4, 2026, then took up HCR 2003, the Protect Girls in Sports in Arizona Act. Supporters, including Superintendent Tom Horne and several athletes and coaches, argued the measure would protect fairness, safety, and privacy in girls’ sports and locker rooms by requiring sports to be designated male, female, or co-ed and by limiting access to certain private spaces. Opponents, including the ACLU and Arizona Education Association, argued the resolution was discriminatory, would function as a bathroom ban, and could create enforcement and privacy problems. The committee passed HCR 2003 on a 4-3 vote, giving it a due pass recommendation.
The committee then heard HB 2020, which would make certain threats or disruptions at educational institutions by minors a class 1 misdemeanor instead of a class 6 felony, and passed it 4-3. HB 2032, which shifts the statewide testing window later in the school year and changes related score deadlines, drew support from school leaders who said it would better reflect full-year learning; it passed 6-1. HB 2033, allowing school districts and charter schools to choose paper-and-pencil statewide testing by governing board vote, also passed 6-0 with one member not voting. HB 2318, establishing term limits for school district governing board members, was amended to clarify the limit applies only after two consecutive four-year terms beginning after a specified date; it passed 4-3 despite opposition from the Arizona School Board Association over impacts on rural districts.
The committee next approved HB 2378, which changes eligibility rules for School Facilities Oversight Board members so certain architect and engineer members may not have school-construction business interests, passing 4-3. HB 2313, which prohibits teacher strikes or organized work stoppages and reduces school funding if a strike occurs, passed 4-3 after testimony from educators who said it was punitive and could worsen staffing shortages. Finally, the committee considered HB 2249, which expands the Parents’ Bill of Rights to require written parental consent and notification regarding school facilitation of social transitioning and creates significant civil penalties for violations. Opponents warned it was vague, punitive, and likely to chill ordinary school interactions, while supporters said it was needed to stop schools from hiding information from parents. After adopting a six-page amendment, the committee passed HB 2249 on a 4-3 vote.
AL
Alabama 2025 Regular Session
Alabama Senate Finance and Taxation General Fund Committee Apr 16th, 2025
Finance and Taxation General Fund
Transcript Highlights:
- You know, with the House, we always try to work together with... ...we always try to work together with
- And I had the opportunity to work with our Department of Revenue.
- It does have an excise tax or sin tax that's been worked out with the Department of Revenue.
- Committee work is important. Committee work is where... important.
- Committee work is where the nuts and bolts should occur. Too often, we allow it to be a...
Keywords:
virtual currency, cryptocurrency, tax exemption, state tax law, digital assets, ad valorem tax, tangible personal property, business incentives, economic impact, firefighter, license plate, fees, funds distribution, support programs, memorial, disabled veterans, property tax exemption, debt-to-income ratio, homestead, veterans affairs
KY
Kentucky 2026 Regular Session
House Budget Review Subcommittee on Postsecondary Education (2-16-23)
Keywords:
KY LRC YouTube, https://www.youtube.com/watch?v=IfxEkZHiWzs, 2026-06-21T07:17:03+00:00, 2.2.24, Data collected via generic collector engine, MEETING START 00:00:00
ROLL CALL 00:00:26
DISCUSSION WITH KENTUCKY COMMUNITY & TECHNICAL COLLEGE SYSTEMS,
ACTING PRESIDENT, LARRY FERGUSON, VICE PRESIDENT OF WORKFORCE &
ECONOMIC DEVELOPMENT, JESSIE SCHOOK, AND OWENSBORO CTC PRESIDENT,
SCOTT WILLIAMS ABOUT CAMPUS OVERVIEW, MISSION STATEMENT, COLLEGE &
CAREER READINESS, TRANSFER EDUCATION, AND EMPLOYMENT TRAINING.
TRYING TO BRIDGE THE GAP BETWEEN EMPLOYERS AND EDUCATORS WITH
WORK BASED LEARNING AND APPRENTICESHIPS. BUDGET REQUEST FOR ASSET
PRESERVATIONS THAT WERE SUBMITTED FOR THE 2022-2024 BUDGET. 00:01:16
DISCUSSION WITH MURRAY STATE UNIVERSITY, PRESIDENT ROBERT JACKSON ON
UPDATES FOR RANKINGS AND REPUTATION, RECRUITING AND RETENTION.
INFORMATION ON ACADEMIC EXCELLENCE, QUALITY ASSURANCE, NEW HEALTHCARE
EDUCATION BUILDING, MAINTENANCE AND CAMPUS IMPROVEMENTS, BUDGET
REQUEST FOR ASSET PREVENTION PROJECTS, THE NEW HEALTHCARE EDUCATION
BUILDING, AND THE BREATHITT VETERINARY CLINIC. 00:39:24, 958, all, 2.2.42, 2.1.47
LA
Bills:
HCR6, HCR19, HB81, HB134, HB154, HB163, HB170, HB194, HB254, HB318, HB410, HB473, HB485, HB718, HB970
Keywords:
HCR 6, House Concurrent Resolution 6, successions, intestate succession, testate succession, disinheritance, disinherison, forced heirship, forced heir, legitime, estranged heir, estranged child, inheritance, estate planning, wills, testaments, Civil Code Article 1617, Civil Code Article 1618, Civil Code Article 1619, Civil Code Article 1620
OK
Oklahoma 2026 Regular Session
General Government REVISED: HB4434 - Added Feb 17th, 2026 at 01:30 pm
General Government
Transcript Highlights:
- We will adopt that PCS as a working draft. Any objections?
- committee that is a bicameral, bipartisan working committee of legislators.
- If this is not working in five years, it should not still be in place. Do pass.
- We will adopt the PCS as a working draft. You are now recognized to proceed.
- We will adopt that as a working draft. Please present. Thank you, Mr.
Keywords:
housing, legislative committee, affordable housing, Oklahoma Housing Finance Agency, policy improvement, HB4414, Oklahoma Homebuilder Program, OHFA, single-family housing, homebuilder loans, 0% interest loan, housing finance, workforce housing, Legislative Workforce Housing Committee, housing needs assessment, community housing assessment, disaster recovery housing, federally declared natural disaster, rural housing, urban housing
TX
Transcript Highlights:
- Members, any questions of the author? No questions?
- Members are there any questions of the author? Okay, public testimony is now open.
- Elaine deserved her own day to be honored and. appreciated for all of her work.
- Members, are there any questions of the author of the resolution?
- He's just working his to-do list, and as is usually the case with Guy Herman.
Keywords:
Unplug Texas Day, digital detox, family activities, outdoor recreation, community engagement, crossing guard, school crossing guard, crosswalk safety, school safety, student pedestrian safety, traffic safety, elementary school, campus safety, pedestrian awareness, bicycle safety, traffic regulations, commemorative resolution, appreciation day, Texas Legislature, honorary designation
TX
Transcript Highlights:
- We're asking to be able to work harder, work longer, and do more for our community.
- It works, I don't think as well as Fort Bend County, but it works better.
- So what we're trying to do is just figure this out, and we're more than willing to work with the author
- We're here to work with the representative to work through this bill. Support.
- Yes, and I appreciate your willingness to work with the... ...author to try to come up with a solution
Bills:
HB 1194, HB 1221, HB1738, HB1913, HB2177, HB2178, HB2180, HB2229, HB2282, HB2448, HB2492, HB2777, HB2984, HB3357, HB3553, HB3602
Keywords:
emergency protection order, protective order, magistrate, criminal procedure, victim safety, family violence, domestic violence, stalking, assault, magistrate's order, temporary protection, court order duration, defendant restrictions, Article 17.292, Texas Code of Criminal Procedure, emergency restraining order, victim protection, firearm restriction, pretrial intervention, reimbursement fee
LA
Transcript Highlights:
- the steps would work under this bill was important.
- They're not doing any additional work.
- that a lot of us are working on.
- Chair, thank you for the good work from your staff.
- I've really appreciated all their hard work this year.
Bills:
HR118, HR196, HR237, HR285, HCR85, HB442, HB443, SCR5, SCR29, SCR33, SCR63, SB25, SB202, SB319
Keywords:
water utility, tax credit, excessive rates, residential service, subcommittee, fallen trees, property damage, insurance, property values, hurricanes, storm damage, local government, homeowners, risk management, committee study, census, military population, Department of Defense, representation, federal funding
MN
Minnesota 2025-2026 Regular Session
Judiciary Committee Meeting - 2025-04-02
Judiciary Finance and Civil Law
Transcript Highlights:
- As everyone knows, this is an extra meeting, so we're just trying to get through as much work as we can
- Medical assistance fraud steals from hard-working taxpayers across Minnesota.
- County attorneys already have this authority when they conduct welfare fraud investigations.
- We are working with property and casualty insurers on a regulatory project.
- work following a tornado in North Minneapolis in 2011.
Keywords:
medical assistance, fraud prevention, subpoena authority, criminal penalties, consumer protection, medical cannabis, medical marijuana, cannabis, cannabinoids, hemp, marijuana registry, patient registry, visiting patient, Tribal cannabis, Tribal medical cannabis program, Tribal sovereignty, Office of Cannabis Management, designated caregiver, home cultivation, adult-use cannabis
MN
Minnesota 2025 1st Special Session
House Judiciary Finance and Civil Law Committee 4/2/25
Judiciary Finance and Civil Law
Transcript Highlights:
- This is an authority financial records.
- <00:03:48.959>
to attorney general's office authority to attorney general's office authority - As to the first question, ... work better for medical cannabis work better for medical cannabis patients
- use of this data call authority. use of this data call authority.
- together around data call industry work together around data call work<00:35:43.520>
following
Keywords:
medical assistance, fraud prevention, subpoena authority, criminal penalties, consumer protection, medical cannabis, medical marijuana, cannabis, cannabinoids, hemp, marijuana registry, patient registry, visiting patient, Tribal cannabis, Tribal medical cannabis program, Tribal sovereignty, Office of Cannabis Management, designated caregiver, home cultivation, adult-use cannabis
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Tue Mar 3, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- <01:16:28.680>
Authorizes relating to telehealth. Authorizes relating to telehealth. - the state compact worked in the past. the state compact worked in the past.
- Thank you very much. be without any regulatory authority. be without any regulatory authority.
- Is my camera working?
- Is my camera working? Oh, the committee. Is my camera working?
Bills:
HB2323, HB2324, HB1509, HB2164, HB2165, HB2367, HB2619, HB1765, HB2187, HB1864, HB1452, HB2314, HB1898, HB2558, HB2319, HB1643, HB2121
Keywords:
workers' compensation, treatment plans, vocational rehabilitation, electronic submission, reporting requirements, occupational safety, hoisting machines, discrimination protection, Department of Labor, safety standards, treatment plan, injured worker, medical treatment authorization, employer response deadline, secure electronic transmission, facsimile, fax, mail submission, denial of care, medical necessity
Summary:
The committee heard several administration bills related largely to workers’ compensation and unemployment insurance. On HB 2323 HD1, which would modernize workers’ compensation notice and filing procedures, DLIR and other agencies testified in support of the original bill language but said HD1 removed key components and weakened the bill’s clarity and continuity. HB 2324 HD1, which would repeal state hoisting-machine certification requirements and the separate crane operator certificate, drew support from DLIR; members asked about whether the change would affect safety or local operators, and DLIR said OSHA-compliant certifications already exist and the union supported the change. HB 1509 HD1, which would require faster employer responses to treatment plans and impose penalties for nonresponse, received support from DLIR and others, while DHRD said it wanted an amendment.
The committee also took up HB 2164 HD1 on compounded prescription drugs in workers’ compensation. DLIR supported the bill as a way to define compounded drugs and curb inflated pricing, but DHRD and a medical provider opposed it and asked for amendments. Testimony focused heavily on whether the definition should include 503B compounding facilities and whether physician dispensing should be limited to the first 30 days after injury. HB 2165 HD1, dealing with unemployment insurance eligibility and removing the two-year limit on recouping overpayments, was supported by DLIR but opposed by Unite Here Local 5, which argued it would make it harder for striking workers and other claimants. Members questioned the impact of changing reporting deadlines from calendar days to business days and raised concerns about future benefit offsets; DLIR said the bill was needed for federal conformity and that the committee would revisit the offset percentage and effective date.
Later, the committee heard HB 2367 on pay transparency, requiring salary ranges in job postings and removing the small-employer exemption. The Hawaii Civil Rights Commission, AAUW, Hawaii Women Lawyers, and an individual testifier supported the bill, saying pay transparency promotes fairness, trust, and pay equity; one testifier described being underpaid compared with a predecessor and said posting ranges would save applicants’ time. HB 2619 HD1, concerning homemade food products and farm kitchens, received generally supportive comments from the Department of Health, which requested an amendment to preserve flexibility in future rulemaking. HB 1765 HD1, on spear-fishing safety warnings, drew support from a safety educator and comments from DLNR; supporters said warning labels would help prevent hypoxic blackout deaths and were low-cost and easy to implement. No votes or final committee actions were taken in the portion of the meeting provided.
TX
Texas 89th Regular
Senate Committee on Health and Human Services (Part I) Mar 26th, 2025
Health & Human Services
Transcript Highlights:
- work.
- If you want to work in a daycare center...
- I work for TexProtects, and I am for the bill.
- I would encourage you, as you know, to work with the author to address these concerns.
- Another incident that I've seen that really breaks my heart, when I was working in elections, I worked
Bills:
SB397, SB481, SB596, SB760, SB855, SB1195, SB1196, SB1233, SB1257, SB1318, SB1368, SB1388, SB1398, SB1524, SB1558, SB1589, SB1677, SB1792, SB2034
Keywords:
SB 397, telemedicine, telehealth, teledentistry, remote care, virtual care, consent documentation, patient consent, data collection, data sharing, audio-only telehealth, in-person examination, irreversible medical procedure, health professional regulation, Occupations Code, Texas Health and Human Services, medical records, provider compliance, data privacy, consumer rights
TX
Texas 89th Regular
Senate Committee on Health and Human Services (Part II) Mar 26th, 2025
Health & Human Services
Transcript Highlights:
- In response to concerns with the CBC provider in Dallas, we also work... ...worked with DFPS to add some
- through, so that we can work with them.
- Y'all are gonna have to work that out.
- Yeah, we'll work on this.
- So we'll work.
Bills:
SB397, SB481, SB596, SB760, SB855, SB1195, SB1196, SB1233, SB1257, SB1318, SB1368, SB1388, SB1398, SB1524, SB1558, SB1589, SB1677, SB1792, SB2034
Keywords:
SB 397, telemedicine, telehealth, teledentistry, remote care, virtual care, consent documentation, patient consent, data collection, data sharing, audio-only telehealth, in-person examination, irreversible medical procedure, health professional regulation, Occupations Code, Texas Health and Human Services, medical records, provider compliance, data privacy, consumer rights
OK
Oklahoma 2026 Regular Session
Public Safety REVISION 2: SB2062 - Link added Apr 1st, 2026 at 09:00 am
Public Safety
Keywords:
SB1213, earned credits, inmate credits, good time, sentence reduction, Department of Corrections, DOC, prison reform, corrections policy, inmate classification, class levels, rehabilitation credits, achievement credits, vocational training, educational credits, prison programs, public safety, violent offenders, violent crime exclusions, sex offense exclusions
AZ
Transcript Highlights:
- He has worked with my constituent and the group of county treasurers who've been working on this bill
- And I know it's a working... Mr.
- And I know it's a work in progress, and I appreciate all the work.
- That's how the financial advisors work right now, and that's how bond counsel works.
- They're doing... ...lots of work.
Bills:
HB2091, HB2140, HB2320, HB2384, HB2398, HB2502, HB2780, HB2918, HB2939, HB2950, HB2999, HB4020, HB4026, HB4029
Keywords:
insurance, financial surveillance, regulations, assessments, Arizona Revised Statutes, investment, state treasurer, gold bullion, treasury management, financial regulations, school districts, bonds, financial advisors, elections, municipal advisors, cost of borrowing, lease agreements, school property, tax exemptions, impact aid revenue bonds
Summary:
The Senate Finance Committee approved the minutes from March 16, 2026, then heard testimony on a series of bills, with the chair noting that testimony and votes would be handled in batches because members were coming and going. HB 2939 would raise the rural qualified facilities tax credit from $20,000 to $25,000 per job for certain projects with initial investment under $2 billion. Lucid Motors supported the change as a tool to attract manufacturing jobs to rural Arizona, while opponents questioned whether the higher credit would actually create new jobs and pointed to a fiscal note that could reach $48 million. The committee later passed the bill 5-2.
HB 2950 would authorize municipalities and counties to form tourism improvement areas funded by lodging business assessments for marketing and tourism promotion. The Arizona Lodging and Tourism Association and Visit Phoenix supported the measure, describing TIAs as voluntary, locally controlled tools already used in other states and useful for rural destinations; senators pressed on whether the assessments were truly voluntary and how the districts would be formed and administered. The bill passed 5-2. HB 2780, a technical cleanup bill related to property tax lien foreclosure and excess proceeds sales, was described as conforming changes to a prior law creating a mechanism for delinquent taxpayers to recover equity; it passed 6-1.
HB 2502 would allow certain ASRS members who are elected officials to retire at normal retirement age without resigning their elected office, with the employer paying the alternate contribution rate. ASRS said it was neutral, and the sponsor and a lobbyist argued the bill would create parity with non-elected members who can retire and return to work; the committee passed it 5-2. HB 2140, as amended by a striker, would let the state treasurer invest up to 10% of trust and treasury monies in physical gold or silver bullion held in secure U.S. depositories. The sponsor and Sound Money Defense League supported it as a diversification and inflation hedge, while opponents argued gold is volatile, costly to store, and not a better use of taxpayer funds; the committee adopted the striker and passed the bill 4-2.
HB 2398 would require commercial liability insurance for watercraft rented or hired in Arizona, including peer-to-peer boat-sharing programs, while not affecting ordinary personal boat ownership. The sponsor, insurers, and rental operators said the bill responds to uninsured boats being rented through apps and to safety and liability problems; some members said training should also be addressed. The committee adopted an amendment and passed the bill 6-1. Finally, HB 2999 would create state affordable infrastructure districts to finance public infrastructure for housing through bonds, taxes, and assessments, with unanimous landowner consent and disclosure requirements. Home builders and contractors said the districts could lower upfront housing costs and improve financing, but contractors sought stronger payment protections and some senators worried the bill could add red tape and costs without guaranteeing savings to homebuyers. After adopting a large amendment, the committee passed HB 2999, though at least one member voted no and another passed on the vote.
TX
Texas 89th Regular
Trade, Workforce & Economic Development Apr 2nd, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- They worked on it for a very long time.
- Defines last work as an employer for whom a claimant worked for 30 hours during a week, which allows
- Thank you so much for your work today.
- This is how this sliding scale works.
- Working families have access to that if they need it, but most working families, the data shows, are
Keywords:
science park district, economic development, technology innovation, higher education collaboration, infrastructure development, Texas Economic Development Office, workforce development, unemployment benefits, state average unemployment rate, benefit year, economic support, Texas Workforce Commission, property owners' association, free speech, assembly rights, government officials, political candidates, floodplain, landlord, tenant
OK
Transcript Highlights:
- How does that get worked out?
- We are working through this.
- Will there be questions of the author? Questions of the Author.
- Will there be questions of the author? Will there be questions of the author?
- Will there be other questions of the author. Other questions of the author?
Bills:
HB1002, HB1250, HB2710, HB3008, HB3045, HB3086, HB3595, HB3678, HB3695, HB3831, HB4107, HB4408
Keywords:
stalking, victim notification, law enforcement, harassment, penalties, criminal justice, protection orders, local law enforcement, Public Safety Technology Revolving Fund, grants, state funding, law enforcement technology, alcohol testing, drug influence, public safety, Board of Tests, accident response, motor vehicle, fire department, fee prohibition
AZ
Arizona 2026 Regular Session
02/10/2026 - Senate Appropriations, Transportation and Technology
Appropriations, Transportation and Technology
Transcript Highlights:
- I appreciate the work that's been done.
- We worked for this all fall, worked on it again during the wintertime.
- in one agency and individuals who work in another agency doing the same work but getting different pay
- in one agency and individuals who work in another agency doing the same work but getting different pay
- join the work to be done on it.
Bills:
SB1072, SB1111, SB1114, SB1116, SB1122, SB1179, SB1250, SB1308, SB1455, SB1456, SB1457, SB1487, SB1547, SB1549, SB1551, SB1552
Keywords:
reimbursement rates, intellectual disabilities, community services, economic security, funding appropriations, automated license plate readers, law enforcement, privacy, data access, public records, behavioral health, patient brokering, appropriation, state funds, Maricopa County, claims review, medical necessity, American Indian health program, healthcare regulations, healthcare
Summary:
The committee first approved the February 3, 2026 minutes and reordered the agenda to accommodate sponsors and speakers. SB 1114, which would appropriate $1 million to the Maricopa County Attorney’s Office to investigate behavioral health patient brokering statewide, was presented as a response to Medicaid fraud and exploitation of vulnerable Native American patients. After brief questions about why Maricopa County would handle statewide oversight, the bill received a do pass recommendation on a 9-0 vote with one member not voting.
The committee then took up SB 1111, as amended by a strike-everything amendment regulating automated license plate readers. The amendment limited use to specified law enforcement purposes, required verification of alerts when feasible, imposed data-retention and handling responsibilities on agencies, and created a misdemeanor penalty for unauthorized release of data. Supporters from Phoenix, Tempe, Prescott Valley, the Arizona Chiefs of Police, and the Arizona Sheriffs’ Association argued the bill provides needed statewide guardrails while preserving a valuable investigative tool for missing persons, stolen vehicles, and serious crimes. Opponents from the ACLU, Institute for Justice, and private citizens raised privacy and Fourth Amendment concerns, warning about dragnet surveillance, unclear terms like “legitimate” law enforcement purposes, lack of public access to records, and the risk of misuse for immigration or abortion-related tracking. The committee adopted the amendment and then gave SB 1111 as amended a do pass recommendation on a 7-2 vote, with one not voting.
Next, SB 1116, as amended, was approved. The bill requires appeals or adverse determinations on behavioral health claims under AHCCCS fee-for-service to be reviewed by someone with relevant clinical experience, and the amendment broadened the requirement to include medical-necessity denials and specified at least two years of similar clinical experience. Senator Werner said the measure was intended to curb inappropriate denials and improve payment for behavioral health providers serving Native communities. Access was neutral but said the bill’s terms were too broad and could require additional staff; the committee nonetheless adopted the amendment and passed the bill 10-0.
Finally, SB 1122, as amended, was approved 10-0. The bill bars AHCCCS from requiring prior authorization for behavioral health services under the American Indian Health Plan, while the amendment prohibited 100% prepayment review and adjusted the corrective-action language. Senator Werner and provider representatives said the measure was needed because providers were being delayed or denied payment, contributing to closures, workforce shortages, and patient brokering. The committee then began hearing SB 1072, a major appropriation to increase reimbursement rates for home- and community-based services for individuals with intellectual and developmental disabilities, with testimony focused on severe caregiver shortages, overtime costs, and unassigned service authorizations.
TX
Transcript Highlights:
- many members, including Representative Perez in the House and Senator Schwartner in the Senate, have worked
- It requires TDI to engage in rulemaking and gives the agency authority to act as an umpire for the appraisal
Bills:
HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458
Keywords:
insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage