Video & Transcript Research : 'storm damage'

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KY
Transcript Highlights:
  • this time you know when the storm this time you know when the storm started<00:02:53.000> on<
  • make those requests as the damage make those requests as the damage assessments<00:10:26.440>
  • barricades cones for closed or damaged barricades cones for closed or damaged roads<00:13:08.839
  • In terms of bridge damage, 18 bridges have damages.
  • terms of bridge damage 18 Bridges with<00:15:47.120> damages<00:15:48.120> that's<00:15
Summary: The concurrent House-Senate meeting opened with a roll call and then received a briefing from Kentucky Emergency Management and the Transportation Cabinet on the February storms and flooding. Officials described the event as ongoing and statewide in scope, beginning in western counties and then heavily affecting Eastern Kentucky, including major impacts in Perry, Letcher, Clay, Bell, Martin, Pike, and other counties. They reported widespread power and water outages, nearly 600 people initially sheltered, more than 1,500 water rescues, over 250 National Guard members activated, and substantial mutual aid from other states and FEMA. They also said 73 counties had declared emergencies, 23 fatalities had been confirmed at that point, and individual assistance had already distributed $5.5 million to residents after the federal declaration was signed. The administration emphasized that recovery needs were still being assessed but were already significant. Kentucky Emergency Management said public assistance estimates were about $58 million and rising, with about 2,005 homes and 272 businesses inspected so far. Debris removal was identified as a major issue, and officials said they had requested Category A federal assistance for debris in four counties while continuing to seek more as assessments continued. They also noted that disaster recovery centers were opening and that teams were going door to door in affected areas. On transportation, KYTC reported 39 counties affected, a peak of 355 road closures reduced to 49, 18 damaged bridges, 94 bridges with debris on them, and 579 roadway damages, while continuing to clear roads and move supplies such as water, food, blankets, and heaters. Secretary Hicks then asked lawmakers to consider additional funding mechanisms. He said the current $50 million emergency cap in the budget was likely to be exhausted, with $21.5 million already allocated, and proposed either lifting the cap or creating a new “safe fund” for this disaster, similar to prior funds used after the western Kentucky tornadoes and the 2022 eastern Kentucky floods. He said the state could redirect about $25 million from an unused western Kentucky economic development allocation and about $20 million from an eastern Kentucky transportation allocation, for a total of $45 million, to help with this response. Members and officials also discussed debris disposal, with the Pike County landfill expansion identified as a possible site to receive some of the debris and reduce costs. Representative Fugate thanked the agencies for their response and described severe local impacts, including water outages, road slides, damaged water treatment plants, and heavy debris in homes and driveways.
MN

Minnesota 2025 1st Special Session

House Commerce Finance and Policy Committee 3/12/25

Commerce Finance and Policy

Transcript Highlights:
  • If it's damaged in that storm, an HO6 policy also can, not all of them do, but it can have coverage for
  • to their own individual property if it's inside their home and damaged in that storm.
  • <00:44:57.200> H6<00:44:57.800> policy<00:44:58.440> also damaged in that storm
  • an H6 policy also damaged in that storm an H6 policy also can<00:44:59.440> not<00:44:59.960><
  • <01:26:05.600> insurance end up with damage and your insurance end up with damage and your
Bills: HF1865, HF2014, HF2028
MO

Missouri 2026 Regular Session

Insurance Apr 22nd, 2026

Insurance

Transcript Highlights:
  • damage on structures.
  • Not physical damage. You mean to say functionality.
  • But if it's dented, that's not considered damage.
  • When you put a roof on, are the gutters completely damaged, or is there cosmetic damage?
  • If it's damaged, it's damaged. You have the right to have that repaired.
Keywords: 959, house, all
Summary: The House Insurance Committee heard testimony on House Bill 2250, which would require insurers, beginning in 2027, to pay for full siding replacement when storm damage affects only part of a home and matching siding is not reasonably available. Sponsor Rep. Jaclyn Zimmermann said the bill is intended to codify existing Missouri case law and address complaints from constituents who were left with mismatched siding after hail damage, especially in older homes where the original materials are no longer made. Committee members generally expressed support for the consumer-protection goal, while also discussing possible changes such as limiting the requirement to certain elevations or adding clearer policy disclosures. Opposition testimony came from the Missouri Insurance Coalition, which argued the bill could raise premiums for all homeowners and noted that consumers can already buy more comprehensive coverage if they choose. Coalition witnesses said insurers should repair direct physical damage but warned against requiring full-house replacement for cosmetic mismatch, citing a prior St. Louis-area experience where a similar requirement reportedly increased premiums. Members and witnesses also discussed related issues such as consumer understanding of policy terms, the availability of different policy products, and whether contractor payroll or fraud concerns should be addressed separately. No vote was taken on HB 2250. After the hearing, the committee established a quorum and moved to executive session on House Bill 3328. The committee adopted a House Committee Substitute that removed the IBHS certification requirement in favor of a non-biased third-party testing lab and removed the adjuster cap, while otherwise keeping the bill’s stronger home program framework. The committee then voted the House Committee Substitute for HB 3328 do pass by a vote of 9-0, and the meeting adjourned.
NH

New Hampshire 2026 Regular Session

House Science, Technology and Energy (01/29/2026)

Science, Technology and Energy

Transcript Highlights:
  • storms, you know, and all the damage storms, you know, and all the damage that<00:26:22.159>
  • than paying for all the costs of storm than paying for all the costs of storm damage<00:31:15.520
  • We responded to 23 major storms, including four out of the top 10 most damaging storms in terms of customer
  • There's no limit on the amount of spending that could be necessary for storm damage recovery.
  • There's no limit on the amount of spending that could be necessary for storm damage recovery.
Keywords: 1189, house, all
MN

Minnesota 2025 1st Special Session

Committee on Environment, Climate and Legacy - 03/20/25

Environment, Climate, and Legacy

Transcript Highlights:
  • <00:43:06.000> In Minnesota storm water manual. In Minnesota storm water manual.
  • responsible use of rainwater or storm responsible use of rainwater or storm storm<00:43:12.480><
  • It decreases<00:43:17.599> storm<00:43:17.920> water decreases storm water decreases storm
  • storm water and also as mentioned by Mr. storm water and also as mentioned by Mr.
  • and<01:03:46.240> birth damaged skin, kidney damage, and birth damaged skin, kidney damage
Keywords: 1187, senate, all
MN

Minnesota 2025-2026 Regular Session

Committee on Labor - 03/05/26

Labor

Transcript Highlights:
  • A storm shelter would not have prevented this damage, and I believe it is the intent of these shelters
  • A storm shelter would not have prevented this damage, and I believe it is the intent of these shelters
  • remove the ability to build storm remove the ability to build storm shelters.<00:20:34.480> It
  • storm storm shelter facilities. storm storm shelter facilities.
  • <00:45:21.080> shelters to the requirements for storm shelters to the requirements for storm
Keywords: 1187, senate, all
KY
Transcript Highlights:
  • Thank you, Senator Storm.
  • Brandon Storm, 21st District.
  • Chair Storm, I.
  • the first degree for anyone who damages the first degree for anyone who damages possesses<00:19:
  • Chair Storm, yes.
Summary: The Senate Judiciary Committee met with a quorum and heard three bills. Senate Bill 26, sponsored by Chair Storm, would protect parents and prospective parents with disabilities by barring disability alone from being the sole basis for denying an adoption petition or terminating parental rights. Testimony from Judge Marcus Vanover and Crystal Adams described the bill as a product of the Kentucky Judicial Commission on Mental Health and its work groups, cited Kentucky and national cases and federal ADA guidance, and said the bill would require consideration of supportive services, clearer documentation, retention of records, and conforming language changes. Senator Carroll asked how the bill would apply to a hypothetical adult child with special needs; witnesses said the bill is aimed at adoption and termination proceedings where the Cabinet is already involved, not proactive service requests. The committee approved SB 26 by a unanimous 7-0 vote and sent it to the floor with favorable expression. The committee next considered Senate Bill 64, also sponsored by Chair Storm, which would expand the definition of key infrastructure assets to include telecommunications services such as telephone lines and broadband and make damaging, tampering with, or rendering those services inoperable a Class D felony. Representatives from Charter/Spectrum and AT&T testified that copper theft and vandalism have increasingly damaged fiber and other facilities, citing more than 20 incidents in Kentucky in 2024 affecting over 30,000 customers and diverting resources from broadband expansion. The committee adopted a committee substitute and then passed SB 64 by a 7-0 vote with favorable expression. Finally, the committee heard Senate Bill 73, sponsored by Senator Julie Adams, which would create a felony offense for sexual extortion, allow victims or their representatives to bring civil actions, include the offense in Kentucky’s sex-crime definitions, and require school-based notification and education efforts along with resource information for students. Senator Adams and witness Lady T. Thompson described sextortion as a fast-growing online crime targeting minors, often through social media, gaming, and messaging apps, and argued that stronger penalties and prevention efforts are needed. The transcript cuts off before any committee action on SB 73.
MN

Minnesota 2025-2026 Regular Session

Task Force on Homeowners and Commercial Property Insurance 12/16/25

Minnesota House Floor Meeting

Transcript Highlights:
  • that they were trying to claim was actually damage that was pre-existing to the storm.
  • And given the size of a typical storm damage claim, you'd have to put away a significant amount of money
  • existing open damage.
  • existing open damage.
  • property that has existing open damage. property that has existing open damage.
Keywords: 919, house, all
Summary: The task force approved the minutes from the previous meeting and then reviewed the structure and statutory requirements for its final report. Staff explained that the report must go to the commissioners of commerce, housing finance, and economic development, as well as relevant legislative leaders, and must include a summary of task force activities, adopted findings and recommendations, tort reform recommendations to reduce insurance costs, any draft legislation, and other necessary information. A draft report, likely excluding recommendations and draft legislation, is expected to be circulated before the first January meeting. Most of the meeting focused on the Fair Plan and whether it could be expanded to help homeowners associations, affordable housing, and common interest communities that are struggling to obtain coverage. Supporters said these groups are facing availability problems and often end up in the surplus lines market, which lacks the consumer protections of the admitted market. They argued the Fair Plan could serve as a third-market option with stronger protections and better access, especially for properties that are having difficulty getting quotes. Several members and witnesses raised concerns that the Fair Plan was never intended to be a broad affordability solution and warned against using it to artificially lower prices below risk-based levels. They said doing so could shift losses onto other policyholders through assessments and potentially weaken the broader insurance market. The Fair Plan administrator explained that any expansion would require substantial research, staffing, actuarial and underwriting expertise, reinsurance planning, IT changes, and likely assessments or other capitalization decisions, and that the plan would need to focus on a limited subset of properties rather than the entire market. No votes were taken on policy recommendations, and the discussion ended with agreement that more information and scoping work are needed before any formal recommendation is made.
FL

Florida 2025 Regular Session

December 9, 2025 - 03:00 PM

Transcript Highlights:
  • And one of these applications is crop damage assessment.
  • the storms come in, it can absorb more of the precipitation that comes in.
  • Flooding is typically not just because there's a storm coming.
  • Flooding is typically not just because there's a storm coming.
  • From 1960 to Hurricane Irma, we didn't have any storm surge. Little, not much.
Summary: The Natural Resources and Disaster Subcommittee met to discuss the use of artificial intelligence in emergency management and related public-safety applications. The panel included the Florida Division of Emergency Management, the University of Florida, and Florida International University. FDEM described current uses of AI for invoice anomaly detection, automated situation report drafting, and data synthesis in WebEOC, emphasizing that AI is used to speed analysis and improve efficiency but not to replace human decision-making. The agency also said counties retain access through backup communications such as Starlink and generators, and that WebEOC provides shared visibility, archived documentation, and a common operating picture across all 67 counties. University of Florida representatives highlighted Beacon, an AI-enabled public safety audio service developed with FDEM and public media partners to distribute official alerts across multiple platforms, including mobile devices and digital streams. UF IFAS described a geospatial AI “Gaia bot” that turns satellite data into natural-language answers and maps for crop damage assessment and flood-risk mapping, with a focus on making complex Earth-observation data more accessible to growers and policymakers. FIU presented AI models that predict water levels and flood mitigation settings much faster than traditional simulation tools, with comparable or better accuracy, and said the work includes explainability features and broader research on compound flooding. Members asked extensive questions about storm surge, hallucinations, whether generative AI or large language models were being used, data vetting, and hardware needs. The witnesses repeatedly stressed that their systems are not autonomous, that human review remains central, and that the models used are primarily data-driven predictive tools rather than chatbot-style generative AI. The meeting ended with thanks to the panelists and an announcement that the committee’s policy chief was leaving for another position. Representative Mooney then moved that the committee rise, and the meeting adjourned.
KY

Kentucky 2026 Regular Session

Senate Legislative Session Day 51 (3-20-26)

Kentucky Senate Floor Meeting

Transcript Highlights:
  • , >> Senator Storm, >> Senator Storm, >> Senator<00:04:52.160> Thomas, &
  • Storm is a no.
  • <01:49:08.159> substations, broken conductors, damaged substations, broken conductors, damaged
  • > hit<01:49:20.639> South Whereas the storm directly hit South Whereas the storm directly
  • heavily damaged its distribution system. heavily damaged its distribution system.
Keywords: 958, all
KY

Kentucky 2026 Regular Session

House Standing Committee on Transportation. (3-24-26)

Transportation

Transcript Highlights:
  • It's an uh with Senator Brandon Storm.
  • > uh<00:11:03.080> this Senator Storm, uh welcome uh this Senator Storm, uh welcome uh
  • Senator Brandon Storm, 21st Chairman. Senator Brandon Storm, 21st Senate<00:11:14.000> District.
  • Senator Brandon Storm, 21st Senate District.
  • Just<00:15:37.320> immense<00:15:37.839> damage.
Keywords: 958, all
FL
Transcript Highlights:
  • WE EXPERIENCED 3 TO 5 FOOT STORM SURGE ALL ALONG THE COAST AND THERE WAS WIDESPREAD FLOODING, STORM SURGE
  • STILL 60 OF THOSE ARE ONGOING SO WE HAVEN'T CLOSED OUT 2024 EVEN OUR FIRST STORM.
  • DAMAGES THROUGHOUT THE ENTIRE WEST COAST.
  • WITH THE STORM WE EXPERIENCED 5 TO 10 FEET PEAK STORM SURGE AND THIS WAS CONCENTRATED IN THE COLLIER
  • ONE OF THE EARLY LEVELS OF FRUSTRATION WAS THE STORM DEBRIS COLLECTION.
Keywords: 999, senate, all
TX
Transcript Highlights:
  • That had about 130 homes damaged.
  • Lots of damage.
  • road damage?
  • You've got a late night storm.
  • You had the total damage of $22 million in this single event of damage.
Keywords: 1185, senate, all
TX
Transcript Highlights:
  • It can minimize damage by allowing individuals and businesses to take steps to mitigate potential damage
  • Lots of damage, maybe not threats to life, but a lot of damage has gone through there.
  • road damage, how do I report those types of damages to my property?
  • You had the total damage of $22 million in this single event of damage.
  • You had the total damage of $22 million in this single event of damage.
Summary: The joint Senate and House disaster preparedness hearing convened in Kerrville with quorum, public testimony limited to three minutes and invited testimony to 10 minutes. Leaders from both chambers, along with the lieutenant governor and speaker, framed the hearing as an unprecedented joint effort focused on learning from the July 4 flood, honoring victims, and identifying actions to reduce future loss of life. The committee also heard opening remarks about decorum, logistics, and the intent to continue work in future sessions. The first panel included Kerr County Judge Rob Kelly, Sheriff Larry Leitha, Emergency Management Coordinator William B. Thomas IV, Kerrville Mayor Joe Herring Jr., Kerrville City Manager Dalton Rice, Upper Guadalupe River Authority representative William Rector, Kendall County Judge Shane Stolarczyk, and Real County Judge Bella Rubio. They described the flood as sudden and catastrophic, with Kerr County reporting 108 deaths and two missing. Local officials emphasized that they received no timely warning of the scale of the event, that responders and volunteers acted heroically under extreme conditions, and that communications, cell coverage, and rural emergency resources were strained. Several witnesses said the county’s existing alert systems were limited by geography, sparse broadband, and the speed of the flood. Testimony focused on possible improvements, including real-time flood gauges and predictive monitoring, stronger rural emergency management staffing and training, better interoperability and alerting tools such as IPAWS, CodeRED, WENS, and sirens, and expanded broadband and radio coverage. Kerrville asked for a flood warning system before next summer and state help for stormwater, floodplain, and disaster recovery funding. UGRA described its past and current flood-warning and mitigation efforts, including gauge funding, a new software-based flood prediction project, and consideration of additional retention dams. Kendall and Real counties highlighted successful or needed alerting and evacuation practices, while also stressing the difficulty of funding and maintaining such systems in small rural counties. Members asked detailed questions about the timeline of the flood response, low-water crossings, communications failures, sirens, bridges, and whether regional consolidation or additional infrastructure could improve future preparedness.
FL

Florida 2026 Regular Session

Appropriations Committee on Transportation, Tourism, and Economic Development Feb 5th, 2025

Appropriations Committee on Transportation, Tourism, and Economic Development

Transcript Highlights:
  • Five- to 10-foot storm surge above the normally dry ground in that area really caused some flooding damages
  • With this storm, we experienced five to 10 feet peak storm surge.
  • With this storm, we experienced five to 10 feet peak storm surge, and this was concentrated in Collier
  • after the storm.
  • after the storm.
Summary: The committee received a program review from the Florida Division of Emergency Management on the 2024 hurricane season and FEMA reimbursement process. Deputy Director Keith Pruitt described the impacts of Hurricanes Debby, Helene, and Milton, including major storm surge, flooding, tornadoes, debris removal, power restoration, flood-control deployments, sheltering, and logistics missions. He emphasized that Florida’s approach is “federally funded, state managed, locally executed,” and said the division has already obligated large amounts of public assistance funding and mitigation dollars while continuing to work on remaining missions and reimbursements. A major focus of the discussion was how local governments can better document and vet debris-removal and other disaster costs so they are eligible for FEMA reimbursement. Chair DiCeglie and other senators raised concerns about local planning, commercial debris collection, and whether counties and municipalities that spend money up front will be reimbursed. Pruitt explained that eligibility depends on documentation, scope of work, insurance, and FEMA rules, and that the state’s FROC process is intended to help counties identify eligible work before costs are incurred. He also said commercial debris may be eligible in some cases but is not guaranteed, and that counties should coordinate early with FDEM and FEMA. Senators also asked about possible FEMA reforms, the age of outstanding reimbursement claims, and a proposed state fund to advance money to fiscally constrained counties while they wait for FEMA payments. Pruitt said Florida’s system is a national best practice, but that more county-level training and clearer coordination would help reduce de-obligations and audit problems. He said the reimbursement-advance idea is still being developed, and that the state continues to look at ways to streamline mitigation through programs like Elevate Florida. The committee took no formal action beyond hearing the presentation, and the meeting adjourned after closing comments from senators praising FDEM’s work.
NH

New Hampshire 2025 Regular Session

House Science, Technology and Energy (01/14/2025)

Science, Technology and Energy

Transcript Highlights:
  • event and then slowly during a storm event and then slowly drain<00:16:27.560> out<00:16:27.959
  • <00:26:18.880> water we have if you have a storm water we have if you have a storm water detention
  • So it doesn't take much to move these dams when you have storms of that magnitude.
  • <02:36:25.120> to would be loss of life or damage to would be loss of life or damage to infrastructure
  • infrastructure or damage to any infrastructure or damage to any properties<02:36:27.720> Downstream
Keywords: 1189, house, all
KY
Transcript Highlights:
  • The next storm was our April storm.
  • This is an expensive storm. With this much impact, this storm is likely to be $350 million.
  • It was a strong storm.
  • So, the damage in that storm, our estimates were about $20 million to start out.
  • So, the uh the damage in that<00:44:50.640> storm,<00:44:50.960> our<00:44:51.200> estimates
Keywords: 958, all
Summary: The committee met with a quorum, approved the prior meeting minutes, and then spent much of the meeting recognizing members of the Falmouth Police Department and related support personnel. Representatives and senators described the department’s response to a May 17, 2025 shooting between two vehicles, saying officers secured the area, apprehended suspects, and prevented further harm within about 30 minutes. They also recognized Officer Jonathan Bis for helping rescue a person from a burning storage facility on May 3, and honored Chaplain Abram Croer and police administrator Marilyn Belure for their support roles. Members praised the officers’ service and presented citations; one member also noted the recent flooding in Falmouth and the strain on local responders. The committee also observed a moment of silence for a firefighter who died after a vehicle crash while responding to a call. The committee then recognized Sergeant Major Jimmy Thorne, USMC (Ret.), with a lengthy citation for his military service and community involvement. The citation highlighted more than three decades of service, including Vietnam, Lebanon, Somalia, multiple injuries, exposure to Agent Orange, and numerous decorations such as the Purple Heart and Meritorious Service Medal. Speakers also noted his continued civic work in Williamstown and Grant County. Thorne thanked the committee, said enlisting in the Marine Corps and moving to Kentucky were two of his proudest decisions, and received a committee coin. Members and guests offered additional remarks about his character and service. Finally, Brigadier General Charles Jones and Kentucky Emergency Management Director Eric Gibson gave an update on spring storm response and recovery. They said Kentucky has had three declared disasters and one undeclared event this year, with 113 of 120 counties affected in the last 12 months, including February flooding, April flooding, and May tornadoes; a January ice storm appeal was denied. Gibson emphasized the rising frequency and cost of disasters, citing about $350 million in public assistance over the first 10 years of the period reviewed versus about $2 billion in the last five years. He reported on sheltering, disaster recovery centers, FEMA and SBA assistance, and said about $57 million in individual assistance had been paid and nearly $69 million obligated, while public assistance projects were still moving through review and payment.
FL

Florida 2025 Regular Session

March 18, 2025 - 09:00 AM

Transcript Highlights:
  • They absorb floodwater during storms.
  • They absorb floodwater during storms.
  • Representative Cross, you had a lot of hurricane damage.
  • As we know, the impacts of recent storms have been felt across many counties.
  • by storm surge, as well as inland counties, excuse me.
Summary: The Natural Resources and Disaster Subcommittee heard and acted on several bills related to wetlands, emergency management, fishing licenses, disaster recovery, the Florida Keys, brownfields, wastewater treatment, and spring protection. HB 1175 on mitigation banking drew the most discussion, with supporters saying it would create more predictable release of mitigation credits and help address shortages, while opponents warned it could weaken watershed-based wetland protection and allow credits to be used farther from the impact site. The committee adopted a strike-all amendment making the changes prospective after July 1, 2025, and then reported the bill favorably with committee substitute by a 12-3 vote. The committee also considered HB 1535, a broad emergency management strike-all that would expand local storm-preparedness information, debris removal coordination, shelter planning, permitting procedures after storms, limits on post-storm fee increases and moratoria, and changes to election procedures after disasters. Members raised questions about FEMA coordination, shelter standards, impact fees, and the 100-mile post-storm land-use restrictions. After adopting the strike-all, the bill was reported favorably with committee substitute on a 17-0 vote. HB 673, which would extend the same fishing-license convenience to freshwater guides that saltwater captains already have, and HB 705, which extends a public-records exemption for disaster recovery assistance applicants, were both reported favorably without amendment. Later, the committee approved HB 995 for the Florida Keys, which combines affordable-housing incentives, a Habitat for Humanity bond exemption, an extension of the Florida Keys Stewardship Act, and a modest increase in hurricane evacuation time to allow additional residential permits; it was reported favorably on a unanimous vote. HB 733 on brownfields received a technical strike-all and was also reported favorably. HB 645 creating a general permit for distributed wastewater treatment systems passed unanimously, and HB 691 on a reclaimed-water project tied to Outstanding Florida Springs passed 16-1 after concerns were raised about cost, water quality, and whether the bill could broaden the intent of existing spring-protection law. The meeting adjourned after all agenda items were completed.
TX
Transcript Highlights:
  • storms with possible isolated flooding.
  • Lots of damage. Maybe not threats to life, but a lot of damage has gone through there.
  • road damage, how do I report those types of damages to my property?
  • We experienced the storm and the flood.
  • Yes, it's right here, you had the total damage of $22 million in this single event of damage.
Summary: The joint Senate and House disaster preparedness and flooding hearing opened with quorum calls, prayer, testimony time limits, and remarks from legislative leaders emphasizing decorum, respect, and the goal of learning from the July 4 flood to prevent future loss of life. Lieutenant Governor Dan Patrick and Speaker Dustin Burrows said the special session and hearings were intended to hear directly from local officials and residents, and that the state would pursue immediate and longer-term legislation and continue working beyond the current session. The committee then heard invited testimony from Kerr County, Kerrville, Kendall County, Real County, and the Upper Guadalupe River Authority, followed by member questions. Kerr County Judge Rob Kelly, Sheriff Larry Leitha, and emergency management coordinator William B. Thomas described the flood as a sudden, unprecedented event that overwhelmed local systems before many officials or residents understood the danger. They said the county received multiple National Weather Service and IPAWS alerts, but the rain fell in remote upstream areas with limited gauges, and the flood rose too quickly for normal response. They detailed the emergency response, including dispatchers handling heavy call volumes, deputies and volunteer firefighters conducting rescues, and state and federal partners assisting. County officials said 108 people died, including 37 children, and two remained missing. They called for better real-time flood detection, stronger rural emergency management resources, improved broadband and cell coverage, and more funding for swift-water rescue and warning systems. Kerrville Mayor Joe Herring and City Manager Dalton Rice said the city had floodplain rules, emergency plans, and prior preparedness efforts, but the event exposed gaps in communications and regional warning capacity. They urged the Legislature to fund a flood warning system, whether sirens, automated alerts, or a hybrid, and asked for support for predictive weather modeling, broadband expansion, a hazard mitigation fund, and disaster recovery resources. The Upper Guadalupe River Authority said it had long funded gauges and pursued flood-warning and mitigation projects, including a new software-based flood prediction system and possible retention dams, and planned to dedicate reserve funds to feasibility studies and infrastructure improvements. Kendall County Judge Shane Stolarczyk said his county’s emergency action plan and early alerts helped prevent deaths there, and he recommended easier access to alerting tools, a river-wide warning system, simpler grant applications, and regional coordination. Real County Judge Bella Rubio said rural counties face major challenges because of limited cell service, broadband, staffing, and funding, especially for camps and visitors along the Frio and Nueces rivers, and argued that reliable alert systems should be treated as a necessity, not a luxury. Members asked about the timeline of the flood, low-water crossings, communications failures, sirens, bridges, and funding, and several witnesses said the key lessons were better communications, better warning systems, and more investment in rural flood mitigation and emergency response.