Video & Transcript : 'liability insurance' :

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TX

Texas 89th Regular

Natural Resources (Part II) Mar 26th, 2025

Natural Resources

Transcript Highlights:
  • Site reclamation should be implemented with bonding insurance; use reclamation as the terminology.
Bills: SB2037 , SB1757 , SB1758 , SB1759
Summary: The Senate Committee on Natural Resources took public testimony on Senate Bill 1757 and its committee substitute, a measure dealing with aggregate production operations and a new permitting option for rock crushers/aggregate facilities. Testimony centered on whether the bill should remain focused on air permitting or also include broader quarry operations such as stormwater, reclamation, monitoring, and public participation requirements. Supporters of the substitute, including representatives of the Texas Aggregate and Concrete Association and Associated General Contractors, said the bill would provide a voluntary third permitting option, preserve existing authorizations, and create a more practical regulatory path for Texas growth. Opponents and critics, including representatives of Texas for Responsible Aggregate Mining, Job Materials, and Public Citizen, argued the bill as written was too weak or too broad in the wrong ways. They said best management practices should be set in statute or through negotiated rulemaking rather than left to TCEQ rulemaking, and they raised concerns about limited monitoring periods, vague air-monitoring standards, public notice procedures, and the inclusion of non-air requirements in an air permit. Several witnesses said the bill should better balance industry needs with neighborhood impacts and public health protections. Chair Birdwell questioned witnesses about ongoing negotiations between industry groups and said the bill was intended to be a practical compromise. After testimony and questions, public testimony was closed. The committee left SB 1757 and its committee substitute pending, with no vote taken.
TX

Texas 89th Regular

Natural Resources (Part II) Mar 12th, 2025

Natural Resources

Transcript Highlights:
  • When a well is orphaned, the state assumes the liability of the well in perpetuity.
  • 1146 will allow operators to assist in plugging or replugging orphaned wells without assuming the liability
  • plug a problematic orphan well with allocated public funds or adopt the well and the associated liability
  • well plugger approved by the railroad commission to plug or replug a well without taking on the liability
  • If you could remove that from the surface owner's liability, it might encourage that.
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/27/25

Commerce Finance and Policy

Transcript Highlights:
  • </c> National Association of insurance National Association of insurance Commissioners<00:04:24.520><
  • </c><00:04:57.880><c> companies</c> consistency for insurance companies consistency for insurance companies
  • </c> that would consider ourselves Insurance that would consider ourselves Insurance nerds<00:20:12.039
  • And if the insurance company chooses not to insure the institution, is that going to be a problem?
  • And if the insurance company chooses not to insure the institution, is that going to be a problem?
Bills: HF2601 , HF2607 , HF2027 , HF2608
US

US Federal 2025-2026 Regular Session

Hearings to examine insurance markets and the role of mitigation policies. May 1st, 2025 at 09:00 am

Banking, Housing, and Urban Affairs Committee

Transcript Highlights:
  • insurers from these.
  • was upgraded back to stable, but business liability insurance and homeowner's insurance still have a
  • California's insurance commissioner warned in 2023 that insurance companies will not write insurance,
  • That this is driving up the cost of liability insurance and workers comp insurance and pulling resources
  • insurers.
Summary: The meeting reviewed critical issues surrounding the rising costs and accessibility of homeowners insurance across the United States, particularly in light of increasing natural disasters linked to climate change. Members engaged in extensive discussions regarding the implications for families and the economy, citing significant increases in premiums and decreasing availability of policies in high-risk areas. Supervisor Peysko highlighted the direct impact of federal policies on local communities, emphasizing the growing burden on homeowners as they face skyrocketing insurance costs amidst a backdrop of environmental challenges and regulatory constraints. The committee expressed a unified call to action for bipartisan solutions, focusing on improving building codes and enhancing disaster preparedness measures.
WA

Washington 2025-2026 Regular Session

House Labor & Workplace Standards Feb 3rd, 2026 at 10:30 am

Labor & Workplace Standards

Transcript Highlights:
  • It increases from 7 to 10 days the amount of time for L&I or a self-insured employer to provide a declaration
  • certifying that no provider is willing to treat the worker, and it provides L&I and self-insurers with
  • closure rather than continued treatment being at the discretion of the supervisor of industrial insurance
  • closure rather than continued treatment being at the discretion of the supervisor of industrial insurance
Bills: HB2188 , HB2218 , HB2524 , HB2563
TX

Texas 89th Regular

Finance Apr 23rd, 2025

Finance

Transcript Highlights:
  • future COLAs; third, establishing an actuarially determined funding model that pays off the legacy liability
  • The actuarially determined funding model pays off the legacy liability of $327 million, along with an
Bills: HB135
Committee: Senate Finance
Summary: The Senate Finance Committee heard Senate Bill 2345, as a committee substitute, which would reform the Austin Firefighter Retirement Fund. Senator Schwertner explained that the bill is based on an agreed voluntary funding soundness restoration plan between the City of Austin and the fund, and would create a new reduced benefit tier for firefighters hired on or after January 1, 2026, adjust COLAs for current retirees, establish an actuarially determined funding model to address legacy liabilities and 2024 asset losses over 30 years, and add new board seats. Mayor Kirk Watson, city finance staff, the fund executive director, trustees, and retired firefighters all testified in support, describing the measure as an agreed-to, fiscally responsible compromise that protects benefits, supports recruitment, and reduces risk to taxpayers. The committee adopted the committee substitute, but left SB 2345 pending. The committee also heard House Bill 135, which clarifies tax treatment for exotic game or exotic livestock operations by defining them within agricultural exemptions and stating that sales of exotic livestock are not subject to sales and use taxes. Senator Flores described it as a clarification to provide consistency and fairness, and a witness for the Exotic Wildlife Association said it would resolve a Comptroller-related tax issue and benefit ranchers, landowners, and hunters. The committee closed public testimony and reported HB 135 favorably to the full Senate, with a motion to place it on the local and uncontested calendar. Senate Bill 771, by Senator Hinojosa, was also heard and later reported favorably. The bill would allow diesel fuel used in auxiliary power units or power takeoff units to qualify for the same fuel tax credit or refund already available for gasoline, correcting an inadvertent exclusion from the 2003 motor fuel tax rewrite. A witness supported the bill as a matter of tax equity. The committee then considered House Bill 1109, the House companion to SB 935, which exempts counties from certain motor fuel taxes on fuel used in county vehicles; Senator Hall explained it as simply exempting government agencies from paying the tax on their own vehicles. HB 1109 was reported favorably to the full Senate. The committee adjourned after completing its business.
LA

Louisiana 2026 Regular Session

Civil Law and Procedure Apr 7th, 2026

Civil Law and Procedure

Transcript Highlights:
  • So when your health insurance goes up, your homeowner's insurance goes up, your car insurance goes up
  • So when your health insurance goes up, your homeowner's insurance goes up, your car insurance goes up
  • Whenever I add everything in on my insurance—my general liability, umbrella, everything—I pay over 40
  • My insurance has not gone down. My insurance has not gone down.
  • In my insurance? Yes. In my insurance? Yes. Workers' comp, yes.
Bills: HB37 , HB51 , HB173 , HB180 , HB192 , HB306 , HB366 , HB393 , HB485 , HB516 , HB521 , HB526 , HB638 , HB752 , HB817 , HB976 , HB1006 , HB1044
LA

Louisiana 2026 Regular Session

Transportation May 7th, 2026

Transportation, Highways & Public Works

Transcript Highlights:
  • Chairman, members, House Bill 999 simply clarifies and strengthens Louisiana's compulsory motor vehicle insurance
  • allowing law enforcement to impound vehicles registered in other states if the driver does not carry liability
  • insurance while operating the vehicle in Louisiana.
  • And then Hannah Biaris, National Insurance Crime Prevention, present, would provide information at request
Summary: The Senate Committee on Transportation and Public Works met with five members present and approved the April 29, 2026 minutes. The committee then heard and favorably reported several bills, including HB 1233, which lowers the contract threshold for hospital service districts to use the Seymours program for certain hospital construction projects, and HB 715, which requires aerial applicators operating from public airports to have a transponder and radio; an amendment removing language about airport use of ADS-B data for fees was adopted after sponsors said the issue would be handled in another bill. HB 999 was reported favorably to allow impoundment of out-of-state vehicles operated in Louisiana without liability insurance, and HB 692 was amended to let parishes and municipalities use group purchasing organizations, with a narrowing amendment limiting one-source procurements and assurances that local bidders would not be disadvantaged. The committee also advanced HB 511, creating a grant program for pursuit intervention technology in response to officer safety concerns, and HB 590, which would let OMV issue specialized envelopes or notices for drivers with autism or other disabilities so officers are alerted during traffic stops. HB 503 was reported favorably after a local cleanup change to a golf cart bill for Golden Meadow, and HB 655 was approved to let DOTD use cost-plus contracts for operation and maintenance of state-owned ferries. HB 748 clarified that school board-owned or leased vehicles are exempt from tolls, and HB 860 would allow fillable electronic bids for local government procurement. Later, the committee approved HB 896, a major tolling-related cleanup bill for Plaquemines Parish that addresses customer service center access, administrative fees, and exemptions, with members and local officials criticizing the toll structure and its impact on the parish. HB 1000 was reported favorably as a cleanup measure tied to highway priority program reporting and local district contract limits. HB 887 established a more consistent scoring and ranking process for Seymour projects, with an amendment to avoid conflict with changing FAA grant rules. HB 888, a cleanup bill on temporary tags, was amended with added security features and then reported favorably. HB 1086, a broad electronic title and registration modernization bill, received a lengthy amendment set but was voluntarily held over for a week so members could review the new language. The committee also advanced HB 776 to expand the Port Priority Program to larger projects, with amendments clarifying flexibility and removing private projects from the bill. HB 707 was reported favorably to let the Department of Agriculture and Forestry handle promotional activities for the liquefied petroleum gas commission through a cooperative endeavor agreement. HB 868, a farm safety bill requiring safety chains or other manufacturer-specified equipment on trailers, was reported favorably after testimony about a fatal accident and assurances it would not change engineering standards beyond existing manufacturer requirements. Finally, HB 856 was amended to authorize indefinite delivery/indefinite quantity contracting for DOTD maintenance and construction work, then reported favorably, and the committee later corrected the record on HB 856 by reconsidering and withdrawing one technical amendment set so further floor cleanup could be made. The meeting adjourned without objection.
LA

Louisiana 2026 Regular Session

Transportation May 7th, 2026

Transportation, Highways & Public Works

Transcript Highlights:
  • allowing law enforcement to impound vehicles registered in other states if the driver does not carry liability
  • insurance while operating the vehicle in Louisiana.
  • insurance while operating the vehicle in Louisiana.
  • And then Hannah Biaris, National Insurance Crime Prevention.
  • And then Hannah Biaris, National Insurance Crime Prevention.
Summary: The Senate Committee on Transportation and Public Works met with five members present and approved the April 29, 2026 minutes. The committee then heard and reported a series of bills, including HB 1233, which lowers the contract threshold for hospital service districts using the Seymours program; HB 715, requiring aerial applicators operating from public airports to have transponders and radios and removing proposed ADS-B fee restrictions in favor of separate legislation; and HB 999, allowing impoundment of uninsured out-of-state vehicles. It also advanced HB 692 to let parishes and municipalities use group purchasing organizations, with an added sole-source procurement amendment for certain repairs and parts, and HB 511 to create a pursuit-intervention technology grant program, using a technical amendment to establish the fund structure. The committee also reported HB 590, creating a program to help law enforcement identify drivers with autism or other mental/physical disabilities through special envelopes and related notice technology; HB 503, a local bill cleaning up golf cart and utility terrain vehicle definitions in Golden Meadow; HB 655, authorizing DOTD cost-plus contracts for state-owned ferries; HB 748, clarifying that school board-owned or leased vehicles are exempt from tolls; HB 860, allowing fillable electronic bids; HB 896, addressing tolling rules and fees in Plaquemines Parish and requiring a nearby customer service center; and HB 1000, a cleanup bill on highway priority program reporting and local district contract limits. Later, the committee reported HB 887, which establishes a more consistent scoring and ranking framework for certain procurement processes, and HB 888, a cleanup bill on temporary tags and temporary license plates with added anti-counterfeiting and safety features. HB 1086, a major overhaul moving Louisiana toward a fully electronic vehicle title and lien system, was amended but voluntarily held for a week so members could review the extensive new language. The committee also reported HB 776, expanding port priority funding to larger projects and allowing flexibility in annual amounts, HB 707, shifting LPG commission promotional work to Agriculture and Forestry, HB 868, requiring safety chains or other manufacturer-specified safety equipment on farm trailers, HB 856, authorizing indefinite delivery/indefinite quantity contracting for DOTD maintenance and construction work, HB 345, adding rail infrastructure at ports to the rail improvement program, and HB 685, allowing transit agencies to use FAST Act cooperative procurement for buses and other rolling stock. At the end, the committee corrected its action on HB 856 by reconsidering and withdrawing the technical amendment set 2332 for later floor work, while leaving the bill reported with the department’s substantive amendments.
WA

Washington 2025-2026 Regular Session

Senate Business, Trade & Economic Development Jan 22nd, 2026 at 08:00 am

Business, Trade & Economic Development

Transcript Highlights:
  • And I went, the insurance commissioner came out. ...legislative district, and I went to the insurance
  • insurance for entire zip codes.
  • insurance for entire zip codes.
  • Insurers... Insurers support wildfire mitigation. We support the IBHS standards.
  • As the insurance commissioner mentioned, IBHS is kind of our thing. Insurers fund the research.
FL

Florida 2025 Regular Session

House in Session Mar 4th, 2025

Florida House Floor Meeting

Transcript Highlights:
  • PROPERTY INSURANCE MATTERS TO THE PEOPLE OF FLORIDA.
  • [APPLAUSE] A COUPLE OF YEARS AGO, THE INSURANCE INDUSTRY CAME TO THE LEGISLATURE AND SAID WITHOUT SWEEPING
  • THE REPORTS IN EXISTENCE AT THE TIME WERE NOT DISCLOSED TO THE LEGISLATURE, WHICH MAY SUGGEST SOME INSURANCE
  • I HAVE ASKED THAT THE INSURANCE AND BANKING SUBCOMMITTEE CONDUCT HEARINGS, AND THEY WILL HAVE ACCESS
  • [APPLAUSE AND CHEERING] BUT INSURANCE IS ONLY ONE OF THE POLICY QUESTIONS FLORIDIANS CARE ABOUT.
Summary: The Florida House of Representatives convened for the 2025 Regular Session. Speaker Perez delivered opening remarks emphasizing collaborative governance over personal priorities, announcing no House Bill 1 to focus on collective work. He outlined key policy areas including property insurance reform, with plans for subcommittee hearings and subpoena powers to investigate insurance company practices and potential accounting irregularities. The Speaker called for meaningful reforms in housing, healthcare, education, and public safety, while challenging budget subcommittees to find recurring revenue savings rather than relying on temporary tax holidays. The session will focus on government accountability, waste elimination, and taxpayer protection. Governor DeSantis requested to deliver the State of the State address on March 4th, which was approved through concurrent resolution.
HI
Transcript Highlights:
  • We are audited insurance companies.
  • </c> almost every week by PBMs and insurance almost every week by PBMs and insurance companies.<00:32
  • </c><00:58:33.839><c> talked</c> HMSA as well as health insurers talked HMSA as well as health insurers
  • coverage and rates, health insurance coverage and rates, health insurance<00:58:51.359><c> benefits<
  • </c> insurance benefits and affordability. insurance benefits and affordability. workforce<00:58:53.920
Committee: House Health
Summary: The House Committee on Health heard testimony on a series of bills related to public health, pharmacy regulation, disability access, and health care infrastructure. HB 1535, creating an income tax credit for automated external defibrillator installations, drew support from the Department of Health, tax department comments, and public testimony emphasizing AED access in community and transit settings. HB 1765, requiring safety warnings for spear fishing gear, received comments from DLNR and strong support from a free-diving safety advocate who described blackout risks and argued for point-of-sale warnings. HB 1549, which would repeal the law prohibiting drug paraphernalia, drew mixed testimony: the Department of Health, the Public Defender, and harm-reduction advocates supported repeal as a public health measure, while HPD and a county prosecutor opposed it, warning it could encourage drug use and create public safety issues. The committee also heard HB 1550, which would exclude drug testing products from the definition of drug paraphernalia. The Department of Health and harm-reduction advocates supported the bill, saying drug checking tools save lives and help prevent overdoses, while one written opponent was noted. HB 1995, allowing people who are blind or deaf to receive disabled parking permits, drew opposition from the State Council on Developmental Disabilities, the Disability and Communication Access Board, and other opponents, while a few written supporters were also noted. HB 1671, allowing licensed dental hygienists to place interim therapeutic restorations in public health settings, received support from the Department of Health and several oral health organizations, with the Board of Dentistry offering comments. HB 1643, establishing a framework for pharmacy audits and record retrieval, prompted the most extended discussion. The Board of Pharmacy and independent pharmacy representatives supported the bill as a needed framework to limit burdensome audits and protect patient care, while HMSA raised concerns about possible conflicts with upcoming federal PBM reforms and potential unintended consequences. Committee members questioned both sides about timing and workload, and supporters argued the bill was needed now to protect rural and independent pharmacies. Finally, HB 1978, appropriating funds for a new outpatient care center in North Kona, received strong support from Hawaii Health Systems Corporation, Queen’s Health Systems, the Kona-Kohala Chamber, and others, who described it as a long-term investment in West Hawaii’s health care capacity and economy. No votes or final actions were taken in the portion of the hearing provided.
LA

Louisiana 2026 Regular Session

Commerce Apr 13th, 2026

Commerce

Transcript Highlights:
  • citation more recent Louisiana Code of Civil Procedure articles. ...governing service on a limited liability
  • This is House Bill 1027 by Representative Abert, relative to real estate appraiser liability in certain
  • dioxide detectors in one- or two-family dwellings, to provide for licensed real estate appraiser liability
  • members, Louisiana House Bill 1027 is designed to protect licensed real estate appraisers from legal liability
  • Again, it doesn't remove us from any liability for reporting what's happening in a home, but it just
Committee: House Commerce
OK

Oklahoma 2026 Regular Session

Wildlife Apr 7th, 2026

Wildlife

Transcript Highlights:
  • they do feel like this protects their landowners, such conditions because it does make them have liability
  • insurance.
Bills: SB330 , SB2069 , SB2095
Committee: House Wildlife
Summary: The Wildlife Committee considered and advanced two Senate bills. Pro Tem Moore presented SB 330, described as an elk population study bill related to the Northwest Zone and a mirror of a House measure. After brief discussion, the committee voted 7-0 to do pass the bill. Representative Townley then presented SB 269, which would prohibit taking migratory birds through baiting and align Oklahoma law with federal law. The committee asked no substantive questions and voted 6-0 to do pass. Townley also presented SB 2095, which sets fees and fines for hunting guides, with higher fees for nonresidents and a licensing exemption for certain helpers. He said the bill was intended to protect landowners and hunters and support Oklahoma’s reputation as a hunting destination. Members asked about the scope and fee amounts, and were told the fees would be $1,000 for residents and $2,000 for nonresidents. The committee voted 6-0 to do pass. The chair then noted this would likely be the final meeting of the year.
TX
Transcript Highlights:
  • substitute and is recognized to explain the substitute and the differences. up to which simply provides liability
  • A 30.06 or a 30.07 sign would be protected from liability because they have allowed their customers to
  • Under the committee substitute, it's civil liability only, and again, we don't say who wins or who loses
  • does the exact opposite, where if you do put up the sign, it directly puts up a little bit more liability
  • Create liability for having a 51% sign.
Bills: SB82 , SB1807 , SB2254 , HB119 , HB130 , HB581 , HJR98 , SB1988 , SB 18 , SB 34
WA

Washington 2025-2026 Regular Session

House Consumer Protection & Business Feb 10th, 2026 at 08:00 am

Consumer Protection & Business

Transcript Highlights:
  • My preliminary idea is that it would fall under any kind of liability insurance that the establishment
  • So we work directly with our members when they're purchasing their liquor liability insurance.
  • This responsibility is only one of the reasons why liquor liability insurance has become harder to find
  • And, of course, property insurance on that, but liquor liability insurance here is just crazy right now
  • So what I've seen is, yes, you still can get liquor liability insurance somewhere, but is it affordable
Bills: HB1977