Video & Transcript : 'lender cap' :
Page 10 of 389
OK
Oklahoma 2026 Regular Session
Energy and Natural Resources Oversight Mar 4th, 2026 at 09:00 am
Energy
Transcript Highlights:
- We're requiring a permit fee from the fire marshal's office, and 75% of that permit fee, capped at $500,000
- specifically, the last thing you touched on there with the 75% going to the local fire departments, you cap
- So, with that being said, I think industry would like a lot lower cap than this.
Bills:
HB4246 , HB4230 , HB3617 , HB3657 , HB2976 , HB3391 , HB4459 , HB4128 , HB3989 , HB2989 , HB4060 , HB3145 , HB2992 , HB3464 , HB4246 , HB4230 , HB3617 , HB3657 , HB2976 , HB3391 , HB4459 , HB4128 , HB3989 , HB2989 , HB4060 , HB3145 , HB2992 , HB3464
Committees:
House Energy , House Energy and Natural Resources Oversight
Keywords:
HB4246, water rights, rural water, wastewater, drinking water, environmental quality, DEQ, Oklahoma Department of Environmental Quality, Oklahoma Rural Water Association, technical assistance, water infrastructure, small systems, utility operators, emergency water response, nonprofit contractors, vendor qualification, competitive bidding, best value procurement, central purchasing act, rural utilities
AL
Alabama 2026 Regular Session
Alabama House Ways and Means General Fund Committee Feb 18th, 2026
Ways and Means General Fund
Transcript Highlights:
- And again, not hitting an income cap limit there at all.
Committee:
House Ways and Means General Fund
Keywords:
appropriation, transportation, judicial system, funding, state budget, Pickens County, local act, vehicle tag fee, registration fee, issuance fee, motor vehicle registration, license plate, replacement tag, transfer tag, renewal fee, county revenue, earmarked funds, ambulance service, emergency medical services, EMS
AZ
Arizona 2026 Regular Session
02/17/2026 - House Natural Resources, Energy & Water
Natural Resources, Energy & Water
Transcript Highlights:
- or the source of water that's prohibited for storage in this act, from both Colorado River water and CAP
- water to just CAP water.
- water that is otherwise transported by way of the CAP aqueduct.
- However, this bill, and I know it's a work in progress, would threaten our ability to use CAP water,
- contractor can order their water from CAP was stricken from the bill.
Bills:
HB2099 , HB2263 , HB2264 , HB2330 , HB2341 , HB2492 , HB2757 , HB2782 , HB2843 , HB2889 , HB2912 , HB2915 , HB2918 , HB4025 , HB4100 , HCR2020 , HCR2057
Committees:
House Natural Resources, Energy & Water , House House Natural Resources, Energy & Water Committee of Reference
Keywords:
water storage, long-term storage credits, groundwater management, drought contingency, Arizona water regulations, Colorado River, replenishment, groundwater savings facility, groundwater storage, underground water storage, active management area, irrigation non-expansion area, Arizona water law, water rights, water replenishment, recharge, water conservation district, multi-county water conservation district, CAP water, Central Arizona Project
AL
Alabama 2026 Regular Session
Alabama House Ways and Means General Fund Committee Feb 11th, 2026
Ways and Means General Fund
Committee:
House Ways and Means General Fund
Keywords:
impoundment, driver licenses, vehicle redemption, local identification cards, law enforcement, HB285, TJ's Law, traffic infraction, traffic ticket, uniform traffic ticket and complaint, minor driver, juvenile driver, parent notification, guardian notification, emergency contact, citing agency, traffic citation, driver safety, youth safety, Alabama traffic law
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Feb 4th, 2026 at 01:30 pm
Oklahoma Senate Floor Meeting
Bills:
SB1519 , SB1775 , SB1900 , SB1948 , SB2080 , SB1226 , SB1456 , SB1462 , SB1463 , SB1980 , SB1479 , SB1608 , SB1923
Keywords:
municipal zoning, home-based businesses, no-impact businesses, local government, regulation, short-term rentals, municipal ordinance, municipal court, court of record, court not of record, city penalties, fine limits, penalty cap, ordinance enforcement, state statute, traffic offenses, speeding, parking, DUI, DWI
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Feb 2nd, 2026 at 12:00 pm
Oklahoma Senate Floor Meeting
Bills:
SB1519 , SB1775 , SB1900 , SB1948 , SB2080 , SB1226 , SB1456 , SB1462 , SB1463 , SB1980 , SB1479 , SB1608 , SB1923
Keywords:
municipal zoning, home-based businesses, no-impact businesses, local government, regulation, short-term rentals, municipal ordinance, municipal court, court of record, court not of record, city penalties, fine limits, penalty cap, ordinance enforcement, state statute, traffic offenses, speeding, parking, DUI, DWI
TX
Committee:
House Transportation
Keywords:
transportation, TxDOT, Texas Department of Transportation, road projects, highways, infrastructure, bridge construction, interchanges, corridor improvements, road widening, railroad grade separation, sound barrier, unified transportation program, legislative notice, project prioritization, capital projects, state highway system, Farm-to-Market Roads, San Antonio, Harris County
TX
Transcript Highlights:
- You may hear that there's a cap on our revenues, but there's no cap on our contributions.
Bills:
HB2065 , HB2462 , HB2621 , HB3187 , HB3539 , HB3563 , HB3726 , HB4164 , HB4207 , HB4368 , HB4706 , HB4916 , HB4950 , HB4967 , HB5177 , HB4429 , HB5597
Committee:
House Transportation
Keywords:
commercial vehicles, parking regulations, residential areas, local governance, land use, traffic safety, high occupancy vehicle lane, pregnant operators, transportation, parental rights, motor vehicle regulations, live video feed, state agency, transparency, public safety, regional transportation, mobility program, sales tax, public infrastructure, local government
TX
Bills:
HB2065 , HB2462 , HB2621 , HB3187 , HB3539 , HB3563 , HB3726 , HB4164 , HB4207 , HB4368 , HB4706 , HB4916 , HB4950 , HB4967 , HB5177 , HB4429 , HB5597
Committee:
House Transportation
Keywords:
commercial vehicles, parking regulations, residential areas, local governance, land use, traffic safety, high occupancy vehicle lane, pregnant operators, transportation, parental rights, motor vehicle regulations, live video feed, state agency, transparency, public safety, regional transportation, mobility program, sales tax, public infrastructure, local government
TX
Transcript Highlights:
- Right now, you're capped at 3.5% unless you go to a voter approval rate under Chapter 26 of the tax code
- But right now they're capped at 3.5%. I don't know if they went to 3.5% last year.
- I think the three and a half percent revenue cap that was passed, I think, in 2020, you know, I certainly
Bills:
HB386 , HB1449 , HB1701 , HB2142 , HB2675 , HB2857 , HB3063 , HB3171 , HB3641 , HB3732 , HB4045 , HB4370 , HB4491 , HB4505 , HB4626 , HB5267 , HB5356
Committee:
House Intergovernmental Affairs
Keywords:
construction contracts, change orders, local government, budget limits, Texas legislation, HB 1449, mobile food vendors, food trucks, mobile food service establishments, permits, county health permit, municipal permitting, Health and Safety Code Chapter 437A, Chapter 437, inspection agreements, permit reciprocity, fee cap, preemption, large counties, population over one million
TX
Transcript Highlights:
- Second, we're putting a cap on fees.
- However, to safeguard against any drastic changes, HB 386 also places an additional cap for projects
- The current statutory cap on contract change orders is outdated and too restrictive, particularly for
- Right now, there's a hard cap on how much flexibility these counties and school districts have when a
- Any amount that goes over that cap, you have to submit a change order.
Bills:
HB386 , HB1449 , HB1701 , HB2142 , HB2675 , HB2857 , HB3063 , HB3171 , HB3641 , HB3732 , HB4045 , HB4370 , HB4491 , HB4505 , HB4626 , HB5267 , HB5356
Committee:
House Intergovernmental Affairs
Keywords:
construction contracts, change orders, local government, budget limits, Texas legislation, HB 1449, mobile food vendors, food trucks, mobile food service establishments, permits, county health permit, municipal permitting, Health and Safety Code Chapter 437A, Chapter 437, inspection agreements, permit reciprocity, fee cap, preemption, large counties, population over one million
TX
Committee:
Senate Transportation
Keywords:
SB 1493, Texas Transportation Code, motor vehicle lighting, vehicle lighting standards, high-mounted stoplamp, center high mount stop lamp, CHMSL, brake light, stop lamp, federal motor vehicle safety standards, 49 C.F.R. 571.108, FMVSS 108, vehicle inspection, automotive compliance, Transportation Committee, Texas vehicle equipment, motor vehicle collision report, crash report, accident report, traffic accident
Summary:
The committee meeting focused on two primary bills, SB1598 and SB1493. SB1598, introduced by Senator Hagen Booth, addresses the clarity of collision report information access for law enforcement, aiming to enhance the tools available to police agencies across Texas for solving crimes. The meeting featured strong support from police representatives, including Sheriff Brian Hawthorne of Chambers County, who emphasized the significance of the CARFAX program for police in facilitating access to vital vehicle information, free of charge. Public testimony reflected a consensus on the necessity of the bill for improved investigatory processes.
NM
New Mexico 2025 Regular Session
IC - Mortgage Finance Authority Act Oversight Sep 2nd, 2025
Mortgage Finance Authority Act Oversight Committee
Transcript Highlights:
- It was called the Loans to Lender Program.
- in Santa Fe and we ask for that cap.
- 388 million in volume cap.
- legislative bill, the big beautiful bill, that may help reduce demand for cap or at least allow cap
- Madam Chair, Senator Gonzales, we have to Volume cap.
OK
Oklahoma 2026 Regular Session
Appropriations and Budget Education Subcommittee Feb 9th, 2026 at 10:30 am
A&B Education Subcommittee
Transcript Highlights:
- And it does cap up to 28 kids per class and K through 5, so kindergarten Through fifth grade.
- They're borrowing money from a private lender.
- And so, I believe that what would happen is the private lender.
- It would also include, in any years in which the cap was hit, an increase in the cap in the following
- We're seeing that with the cap again.
Bills:
HB3674 , HB4326 , HB4331 , HB3029 , HB2963 , HB3551 , HB2973 , HB3019 , HB3461 , HB2961 , HB3261 , HB3759 , HB3429 , HB3069 , HB3372 , HB3705
Committee:
House A&B Education Subcommittee
Keywords:
school resource officer, sexual assault training, law enforcement training, CLEET, school safety, mental health, continuing education, HB4326, Oklahoma Higher Learning Access Program, Oklahoma's Promise, scholarship, tuition assistance, higher education, State Regents for Higher Education, eligibility expansion, adopted students, foster care, DHS custody, child-placing agency, tribal custody
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Community Development and Small Businesses Jun 21st, 2026 at 10:00 am
Joint Committee on Community Development and Small Businesses
Transcript Highlights:
- I went to a lender that my whole family banked with, a very popular lender, and my credit is cleaned
- So as you develop your budgets, CDFIs and other mission-driven lenders...
- We are seeing many of our clients turn to predatory lenders and high-interest debt.
- We are seeing many of our clients turn to predatory lenders and high interest debt.
- Did you say that some of those predatory lenders are getting paid back on every swipe?
Summary:
The Joint Committee on Community Development and Small Business held an informational hearing focused on the conditions facing small and micro businesses in Massachusetts and the state programs intended to support them. Chairs Andy Vargas and Adam Gomez opened by emphasizing equitable economic development, the importance of CDFIs, and the need to help underserved entrepreneurs, especially women, minorities, veterans, immigrants, and other groups facing barriers. Committee members noted the hearing would not take up bills, and testimony was limited to 10 minutes per organization.
State and quasi-public agency witnesses described current programs and funding. Dico Gibral of the Executive Office of Economic Development highlighted the Business Front Door, multilingual access, small business office hours in Gateway Cities, and funding in the Mass Leads Act, including support for CDFIs, small business technology, and capital grants. Tom Hooper of Commonwealth Corporation described workforce training programs such as the Workforce Training Fund, Workforce Competitiveness Trust Fund, and Career Technical Initiative, saying they help small businesses train workers, fill labor shortages, and support returning citizens and people with disabilities. Committee members asked about federal funding uncertainty, workforce migration, training schedules, and program uptake.
Business and advocacy groups focused on cost pressures and regulatory burdens. The Massachusetts Restaurant Association urged continuation of outdoor dining and takeout alcohol sales, and pressed for relief from high credit card swipe fees, support for surcharging, and streamlining municipal licensing. The Retailers Association of Massachusetts cited survey results showing inflation, utility costs, payroll taxes, health insurance, and interchange fees as major concerns, and said many members might sell or close within five years; it also backed ending the state prohibition on surcharging and creating an Office of Main Streets Massachusetts. MACDC, BECKMA, and the Coalition for an Equitable Economy emphasized the need for more technical assistance, CDFI and small business funding, and protections against rising costs, tariffs, supply chain disruptions, and immigration enforcement impacts on immigrant-heavy business districts. No votes were taken.
VT
Transcript Highlights:
- administered by the for licensed lenders administered by the department<00:21:05.679><c> of</c><00:21
- or that need capital in an leing lenders or that need capital in an expedited<00:21:40.320><c> na</c
- Automatic debits from the borrower's deposit account are prohibited unless the lender has a perfected
- has a perfected security interest lender has a perfected security interest under<00:23:09.120><c> the
- We have an existing program for personal lending, and they both have the same cap.
WA
Washington 2025-2026 Regular Session
House Finance Feb 6th, 2026
Transcript Highlights:
- The same thing I tell my patients who drink too much or eat too much: cut back, cap, and then decrease
- I am a senior attorney with Cap City Law of Olympia, and I'm also the current president of the Economic
- Second, LECs have very strict budget... ...those lender requirements.
- I have to certify to lenders that we're in compliance with the law, and I can't currently do that.
- I have to certify to lenders that were in compliance with the law, and I can't currently do that.
Summary:
The committee heard several public hearings on tax and housing-related bills. HB 2451 on local tax increment financing was briefed as a negotiated trailer bill adding new limits and consultation requirements for increment areas, including restrictions on using areas that already have needed public improvements, earlier sunset rules, more detailed project analysis, and stronger notice, mediation, and arbitration procedures for affected taxing districts. Supporters from cities, ports, and fire districts said the bill rebalances the process and protects impacted jurisdictions; the hearing then closed.
HB 2322 would change the alternative jet fuel tax incentive program by replacing the current production-capacity trigger with a fixed effective period beginning in 2031 and ending in 2046, while clarifying carbon-intensity requirements. The sponsor said the change adds certainty and supports cleaner aviation fuel. A refinery representative supported the program but asked for clarification to include Pierce County or define “blender,” while a climate-health opponent argued the bill subsidizes continued fossil-fuel combustion and should be rejected. HB 2590 would revise the limited equity cooperative definition and exempt such cooperatives from WUCIOA unless they opt in, while preserving the property-tax exemption requirements; supporters said it would reduce red tape and better fit cooperative housing, while members raised concerns about unintended restrictive membership rules and asked for fair-housing guardrails.
HB 2655 would create a new sales and use tax exemption for construction and equipment at certain new data centers in eastern Washington, subject to labor, wage, apprenticeship, employment, and sustainability requirements. Supporters framed it as a jobs and clean-energy opportunity tied to hydrogen development and regional competitiveness, while opponents said it was a subsidy for large corporations and could strain water, power, and public revenues. The committee then moved to executive action and advanced HB 1983, the second substitute for HB 1974, the substitute for HB 2334, HB 2367, and the substitute for HB 2650, all with due pass recommendations. Amendments were adopted on HB 1974 and rejected on HB 2367; the other bills were advanced without amendment. Votes were recorded on each measure, with HB 1974 passing 10-4, HB 2334 passing 13-1, HB 2367 passing 11-3, and HB 2650 passing 14-0.
HI
Hawaii 2026 Regular Session
CPN, CPN Public Hearings 02-13-2026
Transcript Highlights:
- </c><00:32:27.519><c> that's</c> because of the 25% fee cap that's because of the 25% fee cap that's
- </c> percentage cap can even apply. percentage cap can even apply.
- I'm testifying in regards to the 25% cap.
- Associations must act before senior lenders often in cases to protect their communities.
- It ultimately it goes to the lender.
Summary:
The committee heard testimony on SB 2294, which would require condominium associations, boards, and managing agents to comply with declarations, bylaws, county ordinances, and state and federal laws, including mortgage lending requirements. The Community Associations Institute opposed the bill as redundant, arguing existing law already requires compliance and provides penalties. Supporters, including condominium owners and board members, said the measure would clarify that associations are not “self-governing” in a way that exempts them from outside laws, and cited examples where local officials or police told residents to take issues back to their boards. Several supporters said the bill would reinforce board responsibility for permits, safety, and legal compliance. The committee noted 27 pieces of testimony, with 10 in support and 17 in opposition, and then moved on without taking a vote on the measure in the transcript provided.
The committee also took up SB 2298, which would require common interest community proxy forms to include additional language explaining proxy selection options. The Community Associations Institute opposed the bill, saying the proposed language was inaccurate and would not improve consumer clarity unless significantly revised. Supporters argued that proxy forms are confusing and that clearer instructions would help homeowners understand how their votes are being used. Opponents said the added language would make the forms longer and more confusing, and suggested a separate instruction sheet or other educational material instead. Testimony also raised broader concerns about proxy voting being misused in some associations, with one witness urging that proxy voting be eliminated altogether. The committee reported 29 written testimonies, including seven in support, 19 in opposition, and three with comments, and again did not record a final vote in the excerpt.
For SB 2300, which would shorten condominium reserve cash-flow projections from 30 years to 25 years, the Community Associations Institute opposed the bill, saying it would not make housing more affordable, would reduce transparency, and would increase the annual burden by giving associations less time to save for long-life components. The group suggested that if affordability is the goal, lawmakers should consider allowing future loans or special assessments with guardrails. Supporters of the bill said the shorter projection period would better reflect practical budgeting and help associations plan more realistically, though some supporters also warned against relying too heavily on loans and emphasized accountability and fiduciary responsibility. Other testimony stressed that the impact of changing the projection period would vary by association and that many owners are already struggling with rising fees. The discussion remained focused on testimony and policy concerns, with no final action on SB 2300 shown in the transcript.
WA
Transcript Highlights:
- The same thing I tell my patients who drink too much or eat too much: cut back, cap, and then decrease
- Exempting LECs by lenders, budgets, reserves, audits, and long-term planning.
- I am a senior attorney with Cap City Law of Olympia, and I'm also the current president of the Economic
- Second, LECs have very strict budget those lender requirements.
- I have to certify to lenders that we're in compliance with the law, and I can't currently do that.
Committee:
House Finance
Keywords:
timberland, real estate, excise tax, governmental entities, property taxation, land bank, land banking authority, affordable housing, housing crisis, housing supply, public corporation, public housing authority, nonprofit housing, tax-foreclosed property, blight remediation, redevelopment, anti-displacement, equity, redlining, racial segregation
HI
Transcript Highlights:
- .<00:09:04.880><c> Mandates</c><00:09:05.800><c> interagency</c><00:09:06.360><c> coordination</c> cap
- Mandates interagency coordination cap.
- <00:09:22.000><c> at</c><00:09:22.080><c> $20</c><00:09:22.480><c> million</c> capped at $20 million
- capped at $20 million and<00:09:23.640><c> the</c><00:09:23.720><c> effective</c><00:09:24.200><c> date
- ,</c><00:11:43.760><c> and</c> Institutions, mortgage lenders, and other loan originators to originate