Video & Transcript Research : 'judgment foreclosure'

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MO

Missouri 2026 Regular Session

Substance Abuse Prevention and Treatment Task Force Jun 24th, 2026 at 01:00 pm

Substance Abuse Prevention and Treatment Task Force

Transcript Highlights:
  • I'm on realtor.com and your house is listed for foreclosure. Huh? What? How? Right?
  • Are we literally seeing an increase in foreclosures?
  • Are we literally seeing an increase in foreclosures? Are we seeing more of these things?
  • So I can tell you the moment that we can reduce that judgment, that stigma, as we get there, it opens
Keywords: 959, house, all
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Consumer Protection and Professional Licensure Jun 21st, 2026 at 10:00 am

Joint Committee on Consumer Protection and Professional Licensure

Transcript Highlights:
  • proposes limitations on permissible collections actions, including prohibitions on arrest and foreclosures
  • , limiting interest rates on judgments, protecting certain assets from seizures, and limiting wage garnishments
  • And then lastly, we support the bill because it would prevent the foreclosure on a family's home to collect
Keywords: 995, all
Summary: The committee opened a hearing of the Joint Committee on Consumer Protection and Professional Licensure focused on health care and human services, reviewed testimony logistics, and then heard a long series of witnesses on several bills. Much of the testimony centered on interstate licensure compacts for dentistry, social work, and occupational therapy, with supporters arguing these compacts would improve workforce mobility, continuity of care, and access while preserving state oversight and public protection. Dental witnesses were split on H.455/S.257, with supporters backing the AADB dental compact for its hands-on exam, background checks, and disciplinary safeguards, while opponents argued a competing compact would better promote portability and avoid conflicts tied to proprietary testing and outside commissions. Social work witnesses strongly supported H.380/S.252, emphasizing continuity of care for clients who move across state lines, reduced costs and delays for practitioners, and the compact’s public-protection features; occupational therapy witnesses similarly supported H.427/S.256, citing access, telehealth, military families, and maintained standards. The committee also heard testimony on S.242, which would expand licensure for lactation care providers. Supporters, including lactation counselors and health center staff, said adding certified lactation counselors and related credentials would expand access, improve breastfeeding support, and allow reimbursement for services now often provided without billing. They described the training required and said the bill would help families, especially in underserved communities. Representative James O’Day also testified in support of the social work compact, and a Council of State Governments witness provided background on compact mechanics and state participation. Another major topic was H.419/S.214 on medical debt. Physicians and researchers testified that cancer patients experience long-lasting medical debt and collections burdens, and they supported limits on the sale and collection of medical debt, bans on reporting it to credit bureaus, and related consumer protections. The hearing also included H.465 on a pathway to special licensure for certain long-term limited-registration dentists serving MassHealth patients, which Representative Senna supported as a way to allow immigrant dentists to practice independently. Finally, the committee heard sharply divided testimony on H.444/S.284, which would allow trained dental hygienists to administer Botox and dermal fillers: supporters framed it as a safe, preventive, and access-expanding tool for TMJ, bruxism, and pain management, while dermatologists opposed it as outside hygienists’ training and a patient-safety risk. No votes or formal actions were taken during the hearing.
MN

Minnesota 2025-2026 Regular Session

Committee on Judiciary and Public Safety - 03/02/26

Judiciary and Public Safety

Transcript Highlights:
  • crisis, the Minnesota Legislature passed a bill to help homeowners save their homes from foreclosure
  • The third is the situation where the homeowner in foreclosure dies before the sale.
  • So, the bill before you clarifies that the homeowner has the right to postpone a foreclosure sale if
  • The longer statutory redemption period applies in the new foreclosure.
  • the foreclosure application. the foreclosure application.
Keywords: 1187, senate, all
FL

Florida 2025 Regular Session

April 3, 2025 - 08:00 AM

Transcript Highlights:
  • The bill revises the foreclosure procedure, allowing foreclosure of a lien if it remains unpaid and requiring
  • foreclosure if the nuisance is not abated after two years.
  • The bill revises the foreclosure procedure, allowing foreclosure of a lien if it remains unpaid and requiring
  • foreclosure if the nuisance is not abated after two years.
  • So I believe it says after 90 days they can begin to start foreclosure on this property.
Summary: The committee met with a quorum and first postponed CS for HB 781 at the sponsor’s request. It then heard and passed CS for HB 429, which codifies the existing process for terminating or cancelling motor vehicle dealer franchises and requires manufacturers to provide written sales and service performance criteria; the bill was supported by the Florida Automobile Dealers Association and was reported favorably 12-0. The committee next took up HB 983 on homeowners associations, where the sponsor described HOA fraud and abuse concerns and proposed expanding local law enforcement authority to investigate, inspect, and audit HOAs, easing recall procedures, and allowing prevailing-party attorney’s fees in recall disputes. Two amendments were adopted: one removing constitutionality-problematic Kaufman language, and another defining financial statements more comprehensively to improve HOA transparency. The bill drew support from Miami-Dade County and the Miami-Dade Sheriff’s Office and was reported favorably as amended 14-0. The committee also passed CS for HB 1343 on public nuisance abatement fines, which raises daily fines from $250 to $500, removes the $15,000 cap, adjusts foreclosure timing on unpaid nuisance liens, and allows attorney-fee calculations to include legal assistance time. Members discussed due process and notice concerns, and the sponsor said he would work on clarifying notice for both owners and nuisance-causing parties; the Orange County Sheriff’s Office supported the measure, citing violent crime tied to nuisance properties. CS for HB 643 on residual market insurers was then reported favorably without discussion. CS for HB 1183 on cybersecurity incident liability followed; it would shield government and private entities from liability if they substantially comply with cybersecurity standards, with the sponsor explaining that the bill was revised after a prior veto to define substantial compliance through policy letters, disaster recovery planning, and multi-factor authentication. Despite concerns about the breadth of the liability protection, the committee adopted an amendment and reported the bill favorably 13-1. PCS for HB 915, addressing advertisements for representation services, was also reported favorably 14-0. The bill targets misleading advertising by nonlawyers and notaries, especially in immigration-related services, requiring clear bilingual disclosures and allowing damages, fees, and injunctive relief for violations; it was supported by faith-based and civil rights groups. CS for HB 585 on former phosphate mining lands was then approved 14-0; the sponsor said it would create a defense to Water Quality Assurance Act strict liability for naturally occurring substances on former phosphate mine sites, require notice recording, radon surveys, and pre-suit radiation testing, and it would not apply retroactively to pending litigation. HB 6503, a claims bill for Mandy Penny Lemon, was also reported favorably 14-0 after brief sponsor remarks describing her severe injuries and homelessness following a 2018 incident. Finally, the committee considered HB 129 on pesticide-related products liability. A strike-all amendment was adopted that bars failure-to-warn claims for EPA-registered pesticide products when the label is consistent with EPA’s most recent human health risk assessment and carcinogenicity classification, while preserving claims if information was withheld, concealed, misrepresented, or destroyed to obtain or maintain the label. Supporters argued the bill provides certainty and respects EPA’s scientific labeling process; opponents warned it would effectively block access to courts and delay claims until after lengthy EPA investigations. After extensive debate, the committee reported the bill favorably as amended 13-1.
HI

Hawaii 2025 Regular Session

House Chamber - Tue Apr 8, 2025, 9:00 AM HST - Day 47

Hawaii House Floor Meeting

Transcript Highlights:
  • I'm concerned when the legislature seeks to substitute its own judgment for that of the regulating commission
  • the legislative body at the county level is one place that they will be able to do that, um, this foreclosure
  • ><01:12:09.600> that,<01:12:10.239> um<01:12:10.400> this<01:12:10.640> foreclosure
  • <01:12:11.199> of<01:12:11.360> that to do that, um this foreclosure of that to do
  • that, um this foreclosure of that opportunity<01:12:12.480> raises<01:12:12.880> some<01
Keywords: 910, house, all
MN

Minnesota 2025 1st Special Session

Rules and Administration - Subcommittee on Ethical Conduct - 04/22/25

Rules and Administration - Subcommittee on Ethical Conduct

Transcript Highlights:
  • matter there were four foreclosure matter there were four cases.<00:19:13.039> And<00:19:13.200
  • <00:26:39.440> issue<00:26:39.760> because real estate foreclosure issue because real
  • <00:41:39.520> All<00:41:39.760> five<00:41:40.000> were foreclosure matter.
  • All five were foreclosure matter.
  • them for was a real estate foreclosure them for was a real estate foreclosure action<00:55:20.800
Keywords: 1187, senate, all
MN
Transcript Highlights:
  • The foreclosure crisis was raging.
  • It was a mess, but in all of the trouble and all of the three million foreclosures that happened all
  • uh the Foreclosure crisis was raging<00:02:43.040> uh<00:02:43.159> you<00:02:43.280><
  • million the trouble and all of the three million the trouble and all of the three million foreclosures
  • that happened all over the foreclosures that happened all over the country<00:03:30.799> and<
Keywords: 1187, senate, all
KY
Transcript Highlights:
  • Senator Douglas asked how often, as a percentage of the cases handled, the two categories—foreclosures
  • The witness said that less than 1% of the Loan Servicing portfolio is referred out for foreclosures.
  • The witness added that they also do not have internal expertise in foreclosures, though they do have
  • Senator Douglas asked whether the foreclosures and bankruptcies are about 1% of the legal load.
  • we do have expertise of foreclosures we do have some<00:09:29.360> attorneys<00:09:29.680>
Summary: Chairman Hart called the meeting to order, confirmed a quorum, welcomed Representative Rachel Roarx, and the committee approved the February 11 minutes. The committee then moved through its agenda of PSC and related contract items, including a motion to consider the reviewed contracts without objection. One Department of Highways item was deferred when the virtual representatives were not yet available. The committee first took up Kentucky Housing Corporation contracts. Members questioned outside legal services for foreclosures and bankruptcies, why the work was not handled entirely in-house, and how much of the workload and cost it represented. Witnesses said the agency’s need was largely geographic rather than a lack of expertise, that less than 1% of the loan portfolio is referred out for foreclosures, and that many fees are reimbursable through FHA. Both Kentucky Housing Corporation items were approved. The committee then considered a Department for Community Based Services contract tied to a protest and a temporary renewal with PCG. Witnesses said the contract increase was needed to bridge the gap while the protest and RFP process were unresolved, and that the initial vendor received no funds. The committee approved the item, with Senator Douglas explaining his vote as a preference for straightforward answers. The committee also heard a Northern Kentucky University contract for a Workday ERP replacement, including implementation consulting and separate license fees. University officials explained the move from SAP to Workday, the complexity of the systems, and the need for a consulting partner; they said the total effort would span 10 years and that the contract was priced below comparable institutions. After extensive questioning about cost, budget, and value, the vote ended 4-4 and the chair noted the contract would move forward through the Finance Committee if no disapproval motion was made. Finally, the Office of Inspector General presented a contract for culture change training in nursing facilities funded by civil monetary penalties; witnesses said the goal was to improve staff satisfaction, communication, and resident outcomes, and that the CMP fund balance was about $38 million. Discussion also covered survey backlogs and CMS restrictions on the funds, with the item still under review as the transcript ended.
FL

Florida 2026 Regular Session

Judiciary Nov 4th, 2025

Judiciary

Transcript Highlights:
  • for newspaper constructive notice, where private or real property ownership is threatened through foreclosure
  • issues, like the reports and the expert witnesses, like this is not just, you know, one summary judgment
  • speakers did seek to bring up, I will say, I would think, quite frankly, try to question the good judgment
Summary: The Judiciary Committee took up two bills. SB 98, by Senator Harrell, would let self-storage facilities advertise lien sales either in a newspaper or on a qualifying website, while keeping other notice requirements in place and updating contact information provisions. Supporters, including the Florida Press Association and several newspaper/storage owners, argued print and digital newspaper notices already provide broad public notice and that the bill could reduce notice effectiveness; the sponsor said the bill is an optional modernization and does not affect government notices. After debate, the committee voted 8-1 to report SB 98 favorably. The committee then heard SB 164, by Senator Grall, which expands Florida’s Wrongful Death Act to allow parents to recover civil damages for the death of an unborn child at any stage of development, with carve-outs for the mother and lawful medical care. The sponsor said the bill aligns civil law with Florida’s criminal protections for unborn children and gives families a remedy where current law may not. Opponents, including the ACLU of Florida, health care workers, and others, warned it could invite lawsuits against doctors, hospitals, friends, family members, and people involved in abortion access, and could worsen OB-GYN shortages and deter care. Supporters said it recognizes unborn life and should be treated consistently with existing wrongful death law. The committee approved SB 164 on a 4-3 vote and then adjourned.
US
Transcript Highlights:
  • Because my current employer is judgment-proof and $36 trillion in debt.
  • After Mark first joined my staff in 2015, I became immediately impressed by his temperament, his judgment
  • we've seen is that combining all of them into one firm has allowed them to engage in what's called foreclosure
Summary: The meeting of the Senate Committee on Commerce, Science, and Transportation featured significant discussions regarding technological advancements and their implications for the future. Notably, nominations were made for key positions in the White House's Office of Science and Technology Policy and the Federal Trade Commission. Committee members expressed the importance of leading in emerging technologies like artificial intelligence and quantum computing, emphasizing that the pace of innovation is crucial for maintaining the United States' global position as a leader in technology. The discussions also highlighted the role of the FTC in protecting consumers from deceptive business practices and ensuring fair competition in the marketplace. Attendees underscored the urgency of advancing research and development in areas such as quantum computing, as evidenced by a demonstration of a new quantum chip anticipated to redefine computing capabilities across industries. Various members engaged in vibrant exchanges, showing support for initiatives aimed at bolstering innovation through public and private collaboration. Overall, the meeting set a strong agenda for pursuing future science and technology policies that ensure the U.S. remains at the forefront of global advancements.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Monday, May 19, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • foreclosures occurred. foreclosures occurred.
  • <04:51:43.400> happens, the loan and if a foreclosure happens, the loan and if a foreclosure
  • In my state of California, over 4,000 borrowers face foreclosure.
  • As mortgage rates in the of foreclosure?
  • Um it possible uh do face foreclosure.
AZ

Arizona 2026 Regular Session

01/21/2026 - Senate Judiciary and Elections

Judiciary and Elections

Transcript Highlights:
  • So, you know, turning scientific judgment into a legal question will chill research, chills freedom of
Summary: The Senate Judiciary and Elections Committee heard several bills and took action on multiple measures. SB 1066 would create civil liability for knowingly or recklessly publishing fraudulent scientific research, allowing the Attorney General, county attorneys, and injured parties to sue; the sponsor and supporters argued it would deter research fraud and protect the public, while opponents warned it would chill research and speech. After debate over peer review, fraud standards, and the bill’s scope, the committee voted 4-3 to give SB 1066 a do-pass recommendation. SB 1015 would impose strict personal liability on providers who perform gender transition procedures on minors, including liability for later detransition costs and injuries; supporters framed it as accountability for irreversible treatment on children, while opponents called it discriminatory and likely to function as a backdoor ban. After testimony from the sponsor, medical professionals, detransitioners, and civil liberties advocates, the committee also passed SB 1015 on a 4-3 vote. The committee then considered SB 1049, which would limit spousal maintenance awards to four years and change the factors courts use in setting support. The sponsor said the bill was intended to curb long-term maintenance and align support with self-sufficiency, while judicial and family-law witnesses explained the existing guideline system, the 2022-2025 court study, and concerns that a hard cap could ignore case-specific circumstances such as disability or housing instability. The committee adopted an amendment setting the duration cap at four years and approved the bill as amended by a 4-2 vote. SB 1189, allowing campaign funds to be used for personal security for candidates and family members, passed unanimously after supporters cited threats against public officials and personal experiences with harassment. The committee also passed SB 1081, which would prevent a Department of Child Safety attorney from appearing before a judge they had appeared before in the prior five DCS cases; the sponsor said it was meant to reduce familiarity between attorneys and judges, while opponents raised concerns about rural court access and arbitrary limits. SB 1133, which would eliminate the need for a candidate to file a second financial disclosure statement if one had already been filed that year, was amended to add an emergency clause and passed unanimously. The committee then moved to SCR 1001, a referral measure to end early voting at 7 p.m. on the Friday before the general election and require affirmative request for a mail ballot by voters who have provided proof of citizenship; the transcript cuts off as that measure was being introduced.
MN

Minnesota 2025 1st Special Session

Conference Committee on SF2298 5/8/25

Transcript Highlights:
  • Since 2008, our network has prevented 40,000 foreclosures in Minnesota, representing $3.2 billion of
  • <01:01:12.960> in<01:01:13.200> Minnesota,<01:01:14.079> representing foreclosures
  • in Minnesota, representing foreclosures in Minnesota, representing $3.2<01:01:15.680> billion
  • We fear that there's going to be an increase in foreclosures as the economy is uncertain and we have
  • uh as uh be an increase in foreclosures uh as uh the<01:01:57.119> economy<01:01:57.680> is
Keywords: 1183, house
MN

Minnesota 2025-2026 Regular Session

Committee on Judiciary and Public Safety - Part 2 - 03/19/26

Judiciary and Public Safety

Transcript Highlights:
  • Chair and members, to prevent the surprise foreclosures that are sometimes not frequently a feature of
  • So this is based on best or foreclosure.
  • lean foreclosure. lean foreclosure.
  • 15.040> clinical including interference with clinical including interference with clinical judgment
  • ,<02:08:16.000> self-deing<02:08:16.639> and<02:08:16.800> asset judgment, self-deing
Keywords: 1187, senate, all
HI
Transcript Highlights:
  • Okay, we'll move to the next measure, SB 2946 relating to foreclosures. Krebs in support.
  • Okay, we'll move to the next measure, SB 2946 relating to foreclosures.
  • Okay, we'll move to the next measure, SB 2946 relating to foreclosures.
  • Next measure is SB 2946 relating to foreclosures.
  • There were no uh, there foreclosures.
Keywords: 912, senate, all
Summary: The committee first heard several measures and took testimony without questions on SB 2431 relating to health savings accounts and SB 2797 relating to consumer protection. For SB 2797, the DCCA Office of Consumer Protection offered comments, Retail Merchants of Hawaii opposed the bill over gift card fraud compliance costs and legal risk, and AARP Hawaii supported it. The committee also heard SB 2946 on foreclosures, where the Hawaii State Bar Association’s Collection Law Section and several lenders, associations, and individuals opposed the measure, while the Hawaii Bankers Association and others offered comments. SB 2961 on insurance drew comments from the Insurance Division and Hawaii Insurance Council, with NAMIC opposing and some individuals supporting. SB 2948 on insurance fraud received comments from the Insurance Division and support from the American Property Casualty Insurance Association, with NAMIC and the Alliance for Responsible Consumer Legal Funding also commenting. No votes were taken during the hearing portion, and the committee recessed after testimony. The committee then reconvened for decision-making on the 9:30 agenda. SB 2431 was passed with amendments, including DOTAX-requested changes, a five-year limit on credit carryforwards, removal of an aggregate cap, a rural definition, transparent reporting, technical amendments, and a deferred effective date of July 1, 2050. SB 2797 was also passed with DCCA-requested amendments, technical changes, and the same deferred effective date. SB 2946 was deferred because there was no testimony in support. SB 2961 was passed with amendments, but after Senator McKelvey raised concern that policy-limit language could undermine the bill, the committee removed two policy-limit amendments before adopting the recommendation. SB 2948 was passed with amendments deleting certain definitions, aligning penalties and public-records provisions, adding coordination and disclosure clarifications, and making technical changes; one no vote by Senator Awana was recorded, with the rest in favor. The committee also considered SB 3000 from a prior hearing and recommended passage with amendments clarifying the Attorney General’s authority, creating a special fund, and addressing concurrent actions, again with a deferred effective date and one no vote by Senator Awana. In a joint CPN/GVO agenda, SB 2258 relating to school agriculture procurement targets was passed with amendments after the Department of Education said it would need to follow up on whether changing the target period from calendar year to school year would create procurement or scheduling issues; the committee added technical changes, a deferred effective date, and routed the bill to Ways and Means, with a note that Education should also have received it. In a later joint CPN/AEN hearing, SB 2452 relating to climate-friendly insurers drew strong opposition from the Insurance Division and several insurance groups, who warned it could push insurers out of the authorized market and into the surplus lines market, raising costs; Senator Dela questioned whether the bill would worsen an already strained market, while the division said the legislature could make the policy choice but warned of market disruption. The hearing then moved to SB 2760 on invasive species, where DLNR, DAB, CGAPS, and the Oahu Invasive Species Committee generally supported broader inspection and quarantine authority, civil penalties, and longer interim-rule authority, while committee members asked about staffing, treatment capacity, and implementation for non-agricultural commodities such as building materials and vehicles.
NH

New Hampshire 2026 Regular Session

House Committee on Housing (01/20/2026)

Housing

Transcript Highlights:
  • They can review that and enter into a contract with that knowledge, and that is the time for this judgment
  • So, she brought a declaratory judgment action in court, trying to get a court to force the HOA to provide
  • So, as the process currently exists, there is a 7-day period after a default or a judgment in which a
  • Um, but having the writ of possession possibly being issued within 24 hours of a default or judgment
  • Um, but having the writ of possession possibly being issued within 24 hours of a default or judgment
Keywords: 1189, house, all
MA

Massachusetts 2025-2026 Regular Session

Informal House Session 26 Jun 21st, 2026 at 11:00 am

Massachusetts House Floor Meeting

Transcript Highlights:
  • call firefighter rights; House Bill 1329, temporarily protecting recently widowed spouses from foreclosure
  • call firefighter rights; House Bill 1329, temporarily protecting recently widowed spouses from foreclosure
  • An act temporarily protecting recently widowed spouses from foreclosure, House Bill 1329.
Keywords: 995, all
Summary: The House began with the Pledge of Allegiance and then took up several committee reports and procedural orders. It adopted a resolution commending the Endometriosis Alliance of Massachusetts for recognizing March 2026 as Endometriosis Awareness Month. The House also adopted multiple orders extending committee reporting deadlines, including for the Committees on Children, Families, and Persons with Disabilities; Consumer Protection and Professional Licensure; Health Care Financing; Revenue; and Transportation. In addition, the House concurred with a Senate referral on legislation concerning Great River Regional School Districts and suspended Joint Rule 12 to send two petitions to committee, one on retirement benefits for Suzanne Garcia and another on senior property tax credits. The Committee on Steering, Policy and Scheduling recommended a slate of bills for House consideration, including measures on call firefighter rights, foreclosure protection for recently widowed spouses, wage protections for electronic wage cards and hospital workers, a minimum wage for airline catering employees, incentives for donations to local nonprofits, limits on prison labor, and a sick leave bank for a DCF employee. After suspending Rule 7A, the House gave these bills second reading and ordered them to a third reading. On third reading and final action, the House passed to be enacted a sick leave bank bill for a Department of Correction employee, concurred in a Senate amendment to a land conveyance bill for Brockton, and passed to be engrossed several local and special legislation bills, including measures involving Conway police and fire department employees and an Arlington firefighter civil service exception. The House then adopted an order to meet again Monday at 11 a.m. and adjourned to that time in informal session.