Transcript Highlights:

• Good morning, this is the House Committee on Intergovernmental Affairs.
• The House Committee on Intergovernmental Affairs will take up public comments on individual bills for
• So, House Bill, uh, thank you.
• House Bill 636 directs the Texas Department of Housing and Community Affairs, known as TDHCA, to collaborate
• , and health systems, which can benefit patients' and clients' housing and health outcomes.

Bills: HB21, HB211, HB223, HB323, HB524, HB530, HB636, HB762, HB21, HB211, HB223

Keywords: housing finance, multifamily residential, low income, tax exemption, audit requirements, affordable housing, local government, development bonds, housing assistance, financial assistance, low income housing, community support, affordability, veterans housing, community involvement, air conditioning, tenant support, healthcare, elderly, taxation

Transcript Highlights:

• </c> support of House Bill 1563. support of House Bill 1563.
• </c> to displace nearly 2,000 public housing to displace nearly 2,000 public housing residents<01:13:
• </c> housing complexes. housing complexes.
• public housing.
• </c> for example by Hawaii Public Housing for example by Hawaii Public Housing Authority<01:22:18.200

Bills: HB2614, HB1660, HB1704, HB1563, HB1573, HB1777, HB1749

Keywords: cosmetics, returns, refunds, consumer protection, high-pressure sales, transparency, accountability, HB1660, Hawaii, county labor standards, counties, contractors, building permits, permit denial, permit suspension, permit revocation, wage theft, wages, benefits, hours

Summary: The committee heard testimony on HB 2614, which would require merchants selling cosmetics to accept returns of newer unopened goods within specified time frames and expand signage requirements for return and refund policies. DCCA’s Office of Consumer Protection strongly supported the bill, citing updated figures of 180 cosmetic complaints from 2020 to 2025, 54 still under investigation, 148 referred to class action litigation, and more than $1.3 million in consumer losses. Members questioned whether the bill was needed given the pending lawsuit and whether bad actors would comply, while the office responded that clearer signage would improve consumer awareness and could reduce complaints without limiting other remedies. No vote was taken. The committee then heard HB 1660 HD1, which would allow counties to require contractors to disclose wage, benefit, hour, and employment-status information and to deny, revoke, or suspend permits for certain labor-law violations. DLIR, the Hawaii Regional Council of Carpenters, Operating Engineers Local 3, and Pacific Resource Partnership testified in support, arguing the measure would help deter cheating contractors, protect law-abiding employers, and keep bad actors from undercutting wages and taxes. One member raised concerns about possible delays to affordable housing projects and whether owners should be held responsible for contractors’ misconduct; supporters replied that compliance is a minimum standard, that county action would be discretionary rather than automatic, and that the bill would not bar counties from working with affordable housing developers. No action was reported. Finally, the committee took up HB 1704, adopting the Psychology Interjurisdictional Compact to allow telepsychology and temporary in-person practice across state lines. The Department of Corrections and Rehabilitation, the State Health Planning and Development Agency, the Hawaii State Association of Counties, and the Hawaii Association of Health Plans supported the measure, saying it would help fill major staffing gaps, especially for forensic evaluations and services in rural and neighbor-island communities. The Board of Psychology raised concerns about the compact’s scope, the need for a study focused specifically on psychologists, background-check requirements, possible loss of regulatory authority and revenue, and the need to update older statutory provisions. Hawaii Association for Justice opposed the immunity language in the compact, and Shawn Scanlon opposed the bill, arguing it could weaken cultural responsiveness and local control and suggesting the state instead improve temporary licensing and other in-state pathways. The committee also questioned the Department of Corrections about its vacancies and whether telehealth could be filled by local providers; no vote was taken in the excerpt.

Bills: SB2350, SB2349, SB2178, SB2101, SB2373, SB2905, SB3231, SB3296, SB2704, SB3162, SB2885, SB2174, SB3256, SB2333, SB2713, SB2100, SB3012, SB2805, SB2102, SB2478, SB2103, SB3233, SB2678, SB2461, SB2645, SB3247, SB2005, SB2022, SB2083, SB2128, SB2130, SB2240, SB2306, SB2547, SB2603, SB2756, SB2782, SB2818, SB2944, SB2982, SB2986, SB3022, SB3031, SB3032, SB3035, SB3053, SB3288, SB2435, SB2970, SB2938, SB3110, SB3251, SB3322, SB2068, SB2268, SB3046, SB2526, SB2231, SB2448, SB2567, SB3095, SB3264, SB3131, SB3069, SB3180, SB2119, SB2137, SB2209, SB2180, SB2949, SB2431, SB2410, SB3199, SB3245, SB2274, SB2277, SB2175, SB2080, SB2799, SB2491, SB2310, SB2489, SB2925, SB2709, SB17, SB2227, SB2887, SB2006

Keywords: agriculture, aquaculture, livestock, agribusiness, Department of Agriculture, regulatory functions, employee benefits, restorative practices, sustainability, environmental stewardship, local food systems, Native Hawaiian, workforce development, industrial hemp, Hawaii, Native Hawaiian practices, regulation, cultural stewardship, economic development, organic waste

Transcript Highlights:

• a recent political science graduate who recently interned for former Speaker of the United States House
• a recent political science graduate who recently interned for former Speaker of the United States House
• The waiver is The waiver is intended to keep the vehicle moving, as there is no House companion. >> The

Bills: SB2350, SB2349, SB2178, SB2101, SB2373, SB2905, SB3231, SB3296, SB2704, SB3162, SB2885, SB2174, SB3256, SB2333, SB2713, SB2100, SB3012, SB2805, SB2102, SB2478, SB2103, SB3233, SB2678, SB2461, SB2645, SB3247, SB2005, SB2022, SB2083, SB2128, SB2130, SB2240, SB2306, SB2547, SB2603, SB2756, SB2782, SB2818, SB2944, SB2982, SB2986, SB3022, SB3031, SB3032, SB3035, SB3053, SB3288, SB2435, SB2970, SB2938, SB3110, SB3251, SB3322, SB2068, SB2268, SB3046, SB2526, SB2231, SB2448, SB2567, SB3095, SB3264, SB3131, SB3069, SB3180, SB2119, SB2137, SB2209, SB2180, SB2949, SB2431, SB2410, SB3199, SB3245, SB2274, SB2277, SB2175, SB2080, SB2799, SB2491, SB2310, SB2489, SB2925, SB2709, SB17, SB2227, SB2887, SB2006

Keywords: agriculture, aquaculture, livestock, agribusiness, Department of Agriculture, regulatory functions, employee benefits, restorative practices, sustainability, environmental stewardship, local food systems, Native Hawaiian, workforce development, industrial hemp, Hawaii, Native Hawaiian practices, regulation, cultural stewardship, economic development, organic waste

Transcript Highlights:

• This is the House Committee on Appropriations. If you have a cell phone, please silence it.
• It makes this bill look like House Bill 802, so you've got the deposits of the severance, the reporting
• This is Senate Bill 398 by Senator Foyle, provides relative to the regulation of manufactured housing
• I represent the Louisiana Manufactured Housing Association.
• I represent the Louisiana Manufactured Housing Association.

Bills: SB143, SB367, SB388, SB398

Keywords: bulletproof vests, body armor, peace officers, law enforcement funding, police equipment, officer safety, local police, sheriff's office, municipal police, parish law enforcement, grant fund, special fund, Louisiana Commission on Law Enforcement, criminal justice, protective gear, NIJ standards, USMCA, small agencies, public safety, Act 739

Transcript Highlights:

• The first bill we're hearing today is House File 1646.
• With that, this bill, House File 1646, is laid over.
• Solveig Beckel, House Fiscal.
• This was House File 22,000. I'm sorry about that.
• These are in House File 1615, the first engrossment.

Bills: HF1646, HF2443

Keywords: medical debt, debt relief, healthcare financing, consumer protection, financial hardship, commerce, cannabis, insurance, housing, ombudsperson, affordability, property, task force, financial institutions

Transcript Highlights:

• Second engrossed substitute House Bill 1541, engrossed House Bill 1687, second substitute House Bill
• 1859, House Bill 2113, substitute House Bill 2151, House Bill 2151, House Bill 215, substitute House
• Bill 22228, and engrossed substitute House Bill 224269, House Bill 2304, substitute House Bill 2355,
• substitute House Bill 2492, House Bill 2540, and House Bill 2606.
• Bill 2269, House Bill 2304, substitute House Bill 2355, substitute House Bill 2492, House Bill 2540,

Bills: SB6061, SB6234, SB6170, SB6176, SB6182, SB6335, SB5647, SB6047, HB2367, HB2606, SB6129, SB6228, SB6231, HB2235, HB2272, HB2340, HB2543, HB2554, HB2632, HB2464, HB2619

Keywords: tourism, self-supported assessment, funding, statewide promotion, economic development, sewage, grinder pumps, residential buildings, regulation, construction, contracting rules, state highway construction, procurement limits, state regulations, infrastructure funding, vehicle registration, enforcement, renewal, transportation, state law

Summary: The Senate opened with ceremonial items, then moved through gubernatorial appointments and a series of floor votes. It confirmed Acacia E. Ingram to the Evergreen State College Board of Trustees, Ashland J. Tibbet and David S. Frockt to the Western Washington University Board of Trustees, and Christine Rolfes to the Olympic College Board of Trustees. Members spoke in support of the appointees’ public service and ties to higher education. The chamber also heard a personal privilege statement honoring a Colfax basketball coach who died of pancreatic cancer, followed by a caucus break. The Senate then considered several bills, passing measures on derelict vessels (SHB 2199), radiologic technologist supervision (HB 2113), nitrous oxide retail sales (ESHB 2532), ambulance transport fund alignment (HB 2531), EMT recertification (HB 2540), affordable housing on religious property (2SHB 1859), factory-built housing standards (SHB 2151), social housing public development authorities (EHB 1687), the Washington Voting Rights Act and voter suppression claims (ESSHB 1750), privacy and data protection reporting and AI use (HB 2606), military family school stability (ESHB 2534), coal-fired utility treatment (HB 2367), and school access to albuterol (SHB 2360). Most passed on strong bipartisan roll calls, though the voting-rights bill and coal-utility bill drew the most debate and partisan division. Several bills were amended on the floor. The Senate adopted changes to the nitrous oxide bill, the factory-built housing bill, the social housing bill, the albuterol bill, and the 3D-printer/firearm-manufacturing bill (ESHB 2320), while rejecting some proposed amendments on the voting-rights and 3D-printer bills. Debate centered on whether the voting-rights bill set too low a threshold for lawsuits and whether the coal-utility bill gave improper treatment to coal generation; supporters framed both as needed protections or transition measures, while opponents warned about litigation and policy overreach. The chamber also discussed tribal consultation in energy siting (SHB 2496), ultimately passing it after a close vote, and later returned to the 3D-printer bill, which advanced after amendments narrowed exemptions for gunsmiths and dealers and clarified the bill’s focus on digital files used to manufacture firearms.

Transcript Highlights:

• In gross, second substitute House Bill 2034.
• And so I think that this bill is an effort to figure out a solution.
• And the solution that's proposed is a direction which will help the state.
• Engrossed Second Substitute House Bill 2034, as amended by the Senate, is declared passed.
• Substitute House Bill 2178, as amended, is declared passed.

Bills: SB6061, SB6234, SB6176, SB6335, SB6047, HB2235, HB2464, HB2619, HB1376, SB5808, SB5949, HB1347, HB1759, HB1983, HB2120, HB2264, HB2338, HB2385, HB2495, HB2521, HB2604, HB2610, HB2675, HB2426

Keywords: tourism, self-supported assessment, funding, statewide promotion, economic development, sewage, grinder pumps, residential buildings, regulation, construction, vehicle registration, enforcement, renewal, transportation, state law, state commission, infrastructure, traffic safety, responsibilities, state capital projects

Summary: The Senate considered Engrossed Second Substitute House Bill 2034, a measure to terminate and restate the LEOFF 1 pension plan and use surplus funds for other state purposes if federal approval is obtained. During debate, senators discussed whether the plan should remain funded at 110% or 120% of actuarial value, whether surplus dollars should instead go to transportation or the budget stabilization account, whether members should receive an additional distribution, and whether local governments should be reimbursed for retiree health care costs. Several amendments were offered: a Gildon amendment to raise the funding target to 120% failed; a technical Robinson amendment adding a date passed; Holy, King, Harris, Schessler, and Conway amendments addressing member distributions, transportation, budget stabilization, local government health care costs, and a reconstituted board distribution all failed; and Robinson’s amendment removing Climate Commitment Act repayment language passed. The Ways and Means striking amendment, as amended, was then adopted. On final passage, supporters argued the bill was actuarially sound, had been reviewed by attorneys, actuaries, the State Investment Board, and the Department of Retirement Systems, and would allow use of excess funding for other state needs. Opponents warned it left too little in the pension fund, should dedicate surplus dollars only to one-time uses, and did not adequately reimburse cities and counties for retiree medical obligations. After debate, the Senate passed E2SHB 2034 by a vote of 25 yeas, 22 nays, with one absent and one excused. Afterward, the Senate returned to Substitute House Bill 2178, which was also passed on final passage by a vote of 39 yeas and 9 nays, with one excused. The chamber then adjourned until the next scheduled meeting.

Transcript Highlights:

• to pay for the house to be torn down, and they also would have had to pay me more money for the house
• to pay for the house to be torn down, and they also would have had to pay me more money for the house
• It's not a big heat bomb attached to your house. It's basically making your house a lot hotter.
• I agree there should be more affordable housing, but what's affordable... ...housing is a nebulous term
• Ultimately, more affordable housing means that we have more supply and more diversity of housing.

Bills: SB1254, SB1431, SB1478, SB1566, SB1787

Keywords: workers' compensation, industrial commission, safety regulations, employee protection, penalties, compliance, municipal planning, homeowners associations, design regulations, property rights, building permits, single-family homes, liquor, alcohol, spirituous liquor, liquor license, liquor licensing, Arizona Department of Liquor Licenses and Control, restaurant to-go cocktails, mixed cocktails

Bills: HB148, HB203, HB360, HB552, HB 1244, HB 1284, HB1533, HJR30, HB148, HB203, HJR30

Keywords: residential property, ad valorem tax, leasing, property appraisal, fair market rent, housing affordability, appraised value, tax limitation, housing market, affordable housing, leased residential real property, rent control, Texas Tax Code, property tax, residential leasing, homestead, tax code, appraisal review board, real estate sales, property tax relief

Transcript Highlights:

• task force on establishing a Department of Housing.
• We are in the midst of a housing crisis that continues.
• The Department of Corrections has housing. DSHS has housing.
• The housing trust fund has a few different areas as well.
• 2015. done by Representative Entemann or House Bill 2015.

Bills: HB2289

Keywords: appropriations, budget, fiscal matters, state spending, general fund, supplemental budget, biennial budget, substitute bill, public defense, civil legal aid, courts, judicial branch, homelessness, supportive housing, affordable housing, behavioral health, juvenile rehabilitation, youth services, child welfare, foster care

Transcript Highlights:

• Now turning to the House Capital Budget document, the House Chair's Capital Budget document, that uses
• Now turning to the House Capital Budget document, the House Chair's Capital Budget document, that uses
• Please take the opportunities presented in House Bill 1903 and HB 2515 to develop long-term solutions
• Operating Budget, House Bill 2289.
• I am here to testify pro on the House budget.

Bills: HB2289

Keywords: appropriations, budget, fiscal matters, state spending, general fund, supplemental budget, biennial budget, substitute bill, public defense, civil legal aid, courts, judicial branch, homelessness, supportive housing, affordable housing, behavioral health, juvenile rehabilitation, youth services, child welfare, foster care

Summary: The House Appropriations Committee held a public hearing on the proposed substitute House Bill 2289 operating budget. Staff briefed the committee on the budget outlook, including near-general-fund resources, assumed revenue legislation, transfers from the Budget Stabilization Account, maintenance costs, policy-level spending and savings, and the chair’s administrative reduction policy. Members asked for clarification on the higher education building-account/Climate Commitment Act financing mechanism, and staff explained how the operating, capital, and surplus-fund pieces interact. Amendment deadlines were also announced. Public testimony was extensive and largely focused on the budget’s impacts on K-12 education, early learning and child care, higher education, long-term care, behavioral health, disability services, public defense, local government, and climate-related programs. Many speakers opposed cuts to transition to kindergarten, local effort assistance, Running Start, school bus depreciation, and higher education support, while others urged restoration of funding for child care, energy assistance, victim services, the Recovery Navigator program, therapy services under Medicaid, assisted living and skilled nursing, and services for people with developmental disabilities. Several witnesses also supported wildfire prevention and forest health funding, public health and reproductive health investments, and civil legal aid. A number of agencies and organizations thanked the committee for preserving or restoring specific items, including wildfire response funding, court interpreter and visitor programs, public health services, and some behavioral health and long-term care investments. Others urged changes, such as restoring the Public Works Assistance Account, maintaining the organized retail crime pilot, funding mentoring and youth services, and extending support for the Washington College Grant for certain vocational students. No votes or final committee action were taken during the hearing.

Transcript Highlights:

• Uh and House File 100 licensing.
• Uh, next bill on the agenda is<00:43:22.079><c> House</c><00:43:22.319><c> File</c> is House File is
• SV Beckl, House Fiscal.
• HF2443-DE1 are the House bill as HF2443-DE1 are the House bill as proposed<00:46:40.319><c> today.
• </c> license that is being created in house license that is being created in house file<00:48:43.200>

Bills: HF1646, HF2443

Keywords: medical debt, debt relief, healthcare financing, consumer protection, financial hardship, commerce, cannabis, insurance, housing, ombudsperson, affordability, property, task force, financial institutions, 1183, house

Transcript Highlights:

• Survivors often who face housing discrimination are often unable to flee abusive partners.
• Um survivors often<00:05:24.640><c> who</c><00:05:24.760><c> face</c><00:05:25.000><c> housing</c><00
• :05:25.280><c> discrimination</c> often who face housing discrimination often who face housing discrimination
• and any kind of providing for housing and any kind of providing for all<00:07:39.160><c> of</c><00:07
• you know a lot of them have that lifestyle and um getting hard time getting public housing.

Bills: SCR11, SR9

Keywords: Civil Rights Act, discrimination, employment, housing, public accommodations, LGBTQ+ rights, gender identity, sexual orientation, Equality Act, civil rights, federally funded programs, 912, senate, all

Summary: The joint committees on Energy and Intergovernmental Affairs, Transportation, and later Judiciary heard two sets of resolutions. The first, SCR 132 and SR 124, urged the City and County of Honolulu to take steps to finalize the Makakilo Drive Extension Project. Testimony from a Makakilo resident emphasized the lack of a second access route and raised safety concerns about being trapped in the area in an emergency. Both committees voted to pass the resolutions unamended. The second set, SCR 11 and SR 9, requested that the U.S. Congress amend the Civil Rights Act of 1964 to prohibit discrimination based on sex, sexual orientation, and gender identity in employment, housing, public accommodations, education, federally funded programs, credit, and jury service. Supporters from the Hawaii State Commission on the Status of Women, IMUA Alliance, and Pride at Work in Hawaii argued that stronger anti-discrimination protections are needed to reduce vulnerability to violence, housing insecurity, and exploitation, and to provide federal protections that mirror state law. One senator asked whether state protections already exist and was told the resolutions seek federal-level protections because federal law can supersede state law. Both committees adopted recommendations to pass SCR 11 and SR 9 unamended, with votes in favor and some members excused.

Transcript Highlights:

• House of Representatives.
• </c> House of Representatives. House of Representatives.
• Welcome to the House of Representatives. Welcome to the House of Representatives.
• </c> House of Representatives. House of Representatives.
• of</c> Welcome to your House of Welcome to your House of Representatives.

Bills: SCR48, SCR28, SCR74, SCR62, SCR60, SCR89, SCR147, SCR179, SCR182, SCR59, SCR54, SCR180

Keywords: affordable housing, housing credits, perpetual credits, development, Hawaii Housing Finance, Vietnam veterans, commemorative medal, recognition, working group, Hawaii, no-bid contracts, emergency procurement, audit, state agencies, public funds, accountability, emergency response, disability access, 911 systems, life-saving measures

Transcript Highlights:

• </c><00:12:21.040><c> Um</c><00:12:21.279><c> we've</c><00:12:21.519><c> got</c> storage solutions we
• Um we've got storage solutions we need?
• They've been pretty aggressive at trying to develop agricultural solutions. >> Okay, super.
• </c> agricultural solutions. agricultural solutions. &gt;&gt; Okay,<01:24:55.520><c> super.
• I can understand the complaints about Kahuku because they're right on top of the houses.

Bills: SCR48, SCR28, SCR74, SCR62, SCR60, SCR89, SCR147, SCR179, SCR182, SCR59, SCR54, SCR180

Keywords: affordable housing, housing credits, perpetual credits, development, Hawaii Housing Finance, Vietnam veterans, commemorative medal, recognition, working group, Hawaii, no-bid contracts, emergency procurement, audit, state agencies, public funds, accountability, emergency response, disability access, 911 systems, life-saving measures

Transcript Highlights:

• House with Senate drafts.
• bills returned to by the Senate to House bills returned to the<00:11:37.160><c> House</c><00:11:37.560
• </c> the House with Senate drafts. the House with Senate drafts.
• </c><00:13:46.960><c> of</c> welcome to your House of welcome to your House of Representatives.
• </c> House of Representatives. House of Representatives.

Bills: SCR48, SCR28, SCR74, SCR62, SCR60, SCR89, SCR147, SCR179, SCR182, SCR59, SCR54, SCR180

Keywords: affordable housing, housing credits, perpetual credits, development, Hawaii Housing Finance, Vietnam veterans, commemorative medal, recognition, working group, Hawaii, no-bid contracts, emergency procurement, audit, state agencies, public funds, accountability, emergency response, disability access, 911 systems, life-saving measures

Transcript Highlights:

• I'm not mistaken right now, there are ongoing negotiations and the reimbursement part may be on the House
• in Congress, on the House part of the Uh, budget, uh, that's been passed, but, uh, thank you for your
• Uh, I think they, they're very appropriate as the, as the House bill. 214 was originally filed, pretty
• So I would add that piece to it, to not just leave it there to the government side of the house.
• Is anyone here present who wish to testify on for or against House Bill 214?

Bills: HB 214

Keywords: Texas Women's Privacy Act, HB 214, sex-segregated facilities, bathroom bill, restroom access, locker room, changing room, shower room, single-sex spaces, gender identity, transgender, biological sex, women's privacy, public facilities, state agency, political subdivision, correctional facility, prison housing, jail housing, family violence shelter

Transcript Highlights:

• And um then there is House File there.
• </c><00:13:42.320><c> File</c> Moving to Section 41 from House File Moving to Section 41 from House File
• </c><01:01:33.640><c> uh</c> recovery uh housing uh recovery uh housing uh uh uh uh in<01:01:35.400><
• ><c> File</c><01:05:27.480><c> 4338,</c> to House File 4338, to House File 4338, counties<01:05:30.080
• </c><01:05:39.160><c> File</c> system is a key element of House File system is a key element of House

Bills: HF4207, HF4338

Keywords: housing aid, local housing trust, funding projects, income provisions, technical changes, human services, medical assistance, Medicaid, provider enrollment, provider revalidation, fraud prevention, program integrity, background study, background check, fingerprinting, licensing, license revocation, payment withholding, payment suspension, prepayment review

Transcript Highlights:

• From very extremely low incomes to folks who have robust incomes, and they are looking for housing solutions
• The blue is all housing housing starts.
• </c> its housing supply. its housing supply.
• </c> housing or or special forms of housing housing or or special forms of housing for<00:39:54.079><
• in</c><01:14:14.800><c> these</c> houses, the smaller houses in these houses, the smaller houses in these

Keywords: Meeting Start 00:00:15 Roll Call 00:00:45 Discussion of Pro-Growth Housing Policies 00:02:33 Adjournment 01:17:15, 958, all

Summary: The Housing Task Force 2.0 reconvened with several new members and heard a presentation from Kentucky Housing Corporation Executive Director Winston Miller and Deputy Executive Director Wendy Smith. They framed the task force’s work as a practical effort to address Kentucky’s housing shortage, update members on the current housing landscape, summarize existing state and federal resources, and suggest areas for the task force to focus on over the coming year. KHC said its 2024 housing supply gap analysis found Kentucky is short about 206,000 housing units, split roughly evenly between rental and homeownership, and projected the gap could grow to 287,000 units by 2029 if current trends continue. They emphasized that every county in Kentucky needs more housing, that the 2008 housing crisis and loss of construction capacity remain major causes of the shortage, and that current pressures include high interest rates, rising insurance and tax costs, construction cost inflation, and housing prices and rents growing faster than incomes. KHC also said homelessness has risen in Kentucky, with point-in-time counts showing double-digit increases in recent years. The presenters reviewed existing resources, including federal programs, the Kentucky Affordable Housing Trust Fund, the rural housing trust fund, KHC mortgage and down payment assistance programs, and the state mortgage interest deduction. They said these resources are important but insufficient to close the gap, and noted that a proposed federal FY2026 budget would cut HUD programs by 44%, potentially removing about $286 million from Kentucky housing resources, though no action has been taken yet. They urged the task force to consider stronger, more flexible tools such as a revolving loan fund, a state affordable housing tax credit, and economic development and employer-assisted housing incentives, and pointed to Indiana’s housing infrastructure and regional development funds as examples. No votes or formal actions were taken in the portion provided.