Transcript Highlights:

• So that was a reduction in cost, uh, liability insurance, malpractice insurance.
• and they have third-party insurance.
• Chapter 49 of the Code of Criminal Procedure relates to death inquests and Chapter 50 of the Code of
• The Code of Chrome procedure project is an interesting one. For decades, the code needed updating.
• codes or parts of codes enacted during the preceding legislative session to incorporate enactments of

Transcript Highlights:

• or not insurance?
• or self-insured.
• The problem primarily arises with underinsured... ...insured or self-insured.
• And then update the insurance code to require that liability insurance pay the recovery operator for
• Or do we create more insurance?

Keywords: 985, all

Transcript Highlights:

• Are you self-insured?
• Other than that, we're self-insured. You're self-insured for property and everything.
• I just, I was just on the medical insurance side, we're self-insured, um.
• Same for vehicles. we self-insure on vehicles. We don't have automotive insurance.
• Health insurance has been steady? Health insurance costs have been going up.

Transcript Highlights:

• For over 100 years, the Texas Insurance code has included anti-rebating laws which prohibit insurance
• Code, which subjects life and health insurers and agents to a private cause of action and triples and
• So this bill moves the life and health anti-rebating statutes into a new chapter in the insurance code
• Uh, section of the insurance code.
• It is because the Department of Insurance interpreted that provision of code to prevent implementing

Bills: HB139

Keywords: ad valorem tax, tax rates, voter-approval, taxing unit, property tax, local government

Transcript Highlights:

• The Assembly Insurance Committee is now officially The Assembly Insurance Committee is now officially
• of Insurance publicly.
• There seems to be a perception that insurance companies non-renew policies just because insurance companies
• Addresses insurer concerns that in cases where the home is not rebuilt for several years, the insurer
• Building code upgrade coverage.

Keywords: 988, house, all

Transcript Highlights:

• This is not a bill to direct all insurance companies to cover this benefit.
• These costs continue to increase the cost of health insurance.
• But so is this continual increase of health insurance premiums across all of this state.
• So I really... ...health insurance premiums across all of this state.
• So the cost is spread out over all of the members of the insurance. That's what insurance is.

Keywords: 908, all

Summary: The Senate opened with prayer, the Pledge of Allegiance, and a quorum call showing 46 members present. It then took up multiple House messages and amendments, appointing conference committees on several measures, including SB 2007, SCR 4007, SB 2374, SB 233, and House bills 1029, 1218, and 1022. The chamber also considered a series of House bills on the sixth and 14th orders, often adopting committee amendments before final passage or, in some cases, rejecting the bill outright. Among the major policy items, the Senate passed HB 1524 on regional planning council grants, HB 1143 increasing a food bank appropriation to $10 million, HB 1126 modernizing cosmetology licensing and inspections, HB 1542 making student applications for admission exempt records, HB 1613 regulating law enforcement use of robots, HB 1582 directing a study on false reports and accusations, HB 1214 revising school transportation funding, HB 1448 creating a study on advanced technologies, HB 1280 on drainage project voting rules, HB 1499 protecting records related to federal judges, and several Senate bills returned from the House, including SB 2221, SB 2117, SB 2198, SB 2120, and SB 2214. The Senate also adopted amendments to HB 1541 on septic systems before rejecting it on final passage. Several high-profile bills failed after debate. HB 1566, dealing with kratom regulation, saw an amendment to convert it to a study fail on a 21-25 vote, after which the chamber laid the bill over for one legislative day rather than take final action. HB 1283, which would have eliminated cost-sharing for diagnostic and supplemental breast exams in the state employee plan, was defeated 22-24 after extensive debate over cost, precedent, and insurance impacts. HB 1527, requiring Holocaust education in statute, also failed 22-24, with supporters emphasizing the importance of the subject and opponents arguing curriculum belongs in standards rather than statute. The Senate adjourned after announcements, scheduling its next meeting for Monday, April 14, 2025.

Transcript Highlights:

• There are so many different insurance companies, even within an insurance company; there are so many
• And, you know, if you think about insurance, not just health insurance, but any insurance, really, they
• And, you know, if you think about insurance, not just health insurance, but any insurance. insurance,
• not just health insurance, but any insurance.
• Because if you see a lot of reimbursement codes for physicians, that means what's happening is an insurer

Keywords: 995, all

Summary: The committee held a hearing on several health care access and insurance-related bills, with most testimony focused on H.1136 to improve the prior authorization process. The Massachusetts Medical Society, Massachusetts Health and Hospital Association, Health Care for All, the Leukemia & Lymphoma Society, physicians, and hospital representatives all supported the bill, arguing that prior authorization delays care, increases administrative burden, contributes to clinician burnout, and can worsen patient outcomes. Witnesses described examples involving delayed cancer treatment, diabetes care, COPD medication, shingles pain treatment, and hospital discharge delays. They said the bill would preserve prior authorization but add guardrails such as longer validity periods, continuity-of-care protections, faster responses for urgent care, clearer lists of services requiring authorization, and more transparency and standardization. The committee also heard testimony on H.1142/S.783 regarding equitable reimbursement for certified registered nurse anesthetists (CRNAs), with Senator Lovely and CRNA advocates supporting parity with physician anesthesiologists. They said CRNAs provide the same services at the same standard of care, but private insurers sometimes reimburse them at lower rates than physicians, which they argued is inconsistent with federal and state policy and harms access. Senator Keenan testified in support of a bill addressing claim denials and appeals, saying insurers should provide clearer explanations, time to resubmit claims, and timely appeal responses. Dr. Lorraine Schratz supported H.1126 to align state patient disclosure requirements with federal No Surprises Act rules, and Dr. Michael Trimbley supported H.1120 to recognize direct primary care as not being insurance and to encourage primary care participation. The committee also heard testimony on H.1140/S.801 to remove barriers to patient care by updating insurance statutes to reflect nurse practitioners’ full practice authority, and on H.1168/S.A.18 to eliminate the PCP referral requirement for specialty gynecological care. Witnesses on those bills described delays and denials affecting autism diagnosis, nutrition coverage, and endometriosis care, and said the proposals would reduce unnecessary barriers and improve timely access. After testimony and a few member questions, the chair closed the hearing; no votes were taken during the session.

Transcript Highlights:

• The insurance code requires the following insurance coverages.
• And I don't know if you've had to recently work on your personal insurance, your auto insurance, but
• It relates to the regulation of code enforcement officers and code enforcement officers in training.
• So each member that is insured under this new quasi-insurance through a religious organization must have
• That was health insurance, this is not health insurance; these are other risks.

Bills: HB111

Keywords: 1185, senate, all

Transcript Highlights:

• Out of Banking, Business, Insurance, and Technology.
• insurance.
• Act, out of Banking, Business, Insurance, and Technology.
• Insurers must provide clear information on coverage to each insured individual.
• Insurers must provide clear information on coverage to each insured individual.

Summary: The Senate received communications from the House listing numerous bills, substitutes, amendments, and concurrent resolutions passed by the House or returned to the Senate, and it also noted a Senate amendment being stricken from House Bill 190. Committee reports were read on a wide range of nominations and bills, including favorable reports on several executive nominations and legislation involving nurse preceptors, voting, agricultural/forestry grants, child care, Title IX coordination, vehicle security devices, dry needling, human remains disposition, child care assistance, autism-related oversight, nursing advancement, correctional oversight, massage and bodywork, probate letters, computer security breaches, automobile insurance, medical debt protection, and technical corrections. The Senate also assigned House Bill 300, House Bill 64, and House Bill 385 to the Finance Committee. The chamber confirmed several gubernatorial nominations by roll call vote, each receiving the required majority: Heidi J. A. Gilmore to the Marijuana Appeals Commission; Lee Wynne and Ruth J. Tucker to the Delaware River and Bay Authority Board; Jennifer R. Hallman and Lindsay E. Alexich to the Professional Standards Board; Jason M. Munion and F. Todd Kulata to the Environmental Appeals Board. The Senate also passed House Substitute 1 for House Bill 383, which changes overtime eligibility for certain DelDOT employees and clarifies covered positions, and Senate Bill 315 with Senate Amendment 1, which revises the Delaware Technical Innovation Program to give the Division of Small Business more flexibility in using federal grant funds. Consent Agenda M passed unanimously, including Senate Substitute 1 for Senate Bill 319 on menopause and perimenopause coverage, House Bill 411 on alcohol/tobacco/marijuana enforcement, House Bill 271 on marijuana establishment spacing, House Bill 258 on alcohol licenses, House Bill 303 on juvenile probation/parole officers and DCYF employees, and House Bill 377 on Ocean View municipal election deadlines. Consent Calendar 63 also passed unanimously, including resolutions recognizing Day of Service, National Adoption Month, National Coaches Day, Free Speech Week, Women’s Equality Day, and Spirit of America 250, along with resolutions encouraging a veteran cemetery in Kent County, seeking plans for repurposing underused public buildings, and honoring Delaware Boys State. The Senate spent significant time on floor remarks about the Boys State delegates and on a tribute to emergency responders who helped save a seven-year-old child trapped by a seatbelt; the responders were recognized individually and thanked for their work. Additional remarks explained the purpose of the menopause coverage bill, the adoption month resolution, the free speech resolution, and the America 250 resolution. The session ended with no further business and the Senate recessed until June 18.

Transcript Highlights:

• Texas statute and the Insurance Code require the following insurance coverages.
• It relates to the regulation of code enforcement officers and code enforcement officers in training.
• regulations regular insurers face.
• This is not health insurance. Other risks are delineated to be self-insured under this bill.
• It's a mini insurance code for these types of things because it's got investment limitations, it's got

Bills: HB111

Summary: The committee heard a long series of House bills, with most measures laid out by Senate sponsors and then left pending after brief public testimony. Early bills focused on construction and licensing issues, including HB 305 on prompt payment for public construction audits, HB 5093 on restoring public access to notary contact information, HB 2037 on updating landlord-tenant repair and security deposit rules, HB 4214 on a centralized public information request contact database, and HB 5435 exempting higher education institutions from a 90-day notice requirement for certain public-private partnership projects. Testimony was generally supportive on these bills, and no votes were taken; each was left pending. The committee also considered several transparency and regulatory bills. HB 111 would expand the Public Information Act to certain nonprofit state associations and narrow some attorney-client and working-paper exceptions, with supporters arguing it would improve oversight of public funds and critics questioning the scope and thresholds. HB 5129 would protect occupational license holders’ personal identifying information from disclosure without consent, HB 4350 would allow peace officers to redact personal information from online real property records, HB 4748 would authorize multiple-award state purchasing contracts, and HB 4765 would clean up code enforcement officer licensing rules. HB 4134 would allow motor vehicle creditors to charge limited fees for electronic payment options while requiring a free alternative, and HB 1043 would direct a study of blockchain-based property title records; both drew testimony, with some concern about the practical effects and vendor implications of the blockchain study. Several bills addressed insurance, workforce, and digital-asset regulation. HB 3520 would reduce the insurance coverage required for transportation network companies during the period when a driver is en route to pick up a passenger, drawing support from Texans for Lawsuit Reform and opposition from trial lawyers who argued the higher coverage better protects the public. HB 3320 would create a self-insurance pool for religious institutions, with TDI explaining it would still be regulated but operate under a special statutory framework. HB 4233 would modernize rules for digital asset service providers by removing certain auditor-access requirements and updating reporting and licensing provisions. HB 3923 would reduce bachelor’s-degree requirements for some state jobs, though Every Texan argued low pay, not degree requirements, is the main driver of turnover. HB 4518 would create a legal structure for decentralized unincorporated nonprofit associations tied to blockchain governance; business law experts opposed it as unnecessary and potentially risky, while crypto advocates supported it. Finally, HB 1803 would join an interstate compact for dentists and dental hygienists, with supporters citing workforce shortages and opponents saying Texas already licenses quickly and that the compact could weaken state oversight. Throughout the hearing, the committee repeatedly closed testimony and left bills pending, and a quorum was eventually established before later items were heard.

Transcript Highlights:

• Can you imagine a $5 health insurance premium? Five-dollar health insurance premium back then.
• We bid that both under a modified fully insured arrangement, which we have today, and a self-insured
• I wondered if this was more related to tax code than it was to our health insurance, or maybe Derek has
• And I wondered if this was more related to tax code than it was to our health insurance, or maybe Derek
• Group Insurance Program.

Keywords: 908, all

Transcript Highlights:

• insurance? insurance?
• code or that's<01:31:22.520> submitted<01:31:22.840> to<01:31:22.960> insurance,
• billing code to the insurance?
• My understanding is these two codes are not covered by commercial insurance anywhere else, certainly
• Evidently, insurance companies are not really doing that because they don't even have the codes.

Keywords: 928, house, all

Summary: The committee held a public hearing on Senate Bill 562, which would create a home damage mitigation and resilience grant program aimed at helping homeowners make property improvements that could reduce insurance costs and non-renewals. Commissioner DJ Bettencourt of the New Hampshire Insurance Department explained that the program is modeled in part on Alabama’s safer homes program, but tailored for New Hampshire hazards such as floods, microbursts, heavy snow, ice, and falling trees. He said the grants would be limited to primary residences, subject to a means test, capped at $10,000, and intended to help homeowners make targeted improvements such as roof fortification or tree removal that could improve underwriting outcomes and lead to premium discounts. Bettencourt said the program would not use state taxpayer funds and would instead rely on philanthropic donations, possible federal or regional housing-bank funding, and other outside sources. He said the department would not need new staff, and that a current position could be reconfigured to help administer the program part-time. Committee members asked about the funding language, the meaning of “loans” in the bill, whether there were any other states using a similar no-state-funds model, and how many homeowners could be helped. Bettencourt said Rhode Island and Connecticut were moving forward in a similar way, and that the number of beneficiaries would depend on how much money is raised. Members also questioned how the grant program would actually lower premiums, whether savings would apply only to participants or more broadly, and how the IBHS evaluation process would work. Bettencourt and department staff said the direct benefit would be to the homeowner whose property is improved, though neighbors could also benefit in some cases. They explained that IBHS is a building-safety organization that certifies contractors and inspectors and that its standards can qualify homes for insurer discounts. Questions were also raised about confidentiality provisions, first-come-first-served grant awards, rollover of unused applications, and possible tax treatment of donations. The sponsor said those details would be addressed through rulemaking or existing tax rules, and no vote was taken during the hearing.

Transcript Highlights:

• So with the insurance... With the Insurance Association, I want to ask these questions.
• I'd like to see a tighter connection between insurance and insurability.
• your insurance savings, as Mark said, that is a significant free cash flow. 40% off of your insurance
• the building code, we really use standards to assess... ...to note that throughout the building code,
• And one final point here, and that's around insurance. Insurance companies are offering discounts.

Keywords: 988, house, all

Summary: The hearing focused on home hardening and defensible space as wildfire mitigation tools, with members and witnesses emphasizing that California’s wildfire losses, insurance costs, and affordability pressures require a broader strategy than the status quo. The chair framed the issue as a tipping point for the state and asked witnesses to discuss how to scale mitigation, improve coordination, and make programs more effective and sustainable. Early testimony from the Insurance Institute for Business and Home Safety explained how embers, flames, structure density, and combustible materials drive community conflagrations, and described the IBHS Wildfire Prepared Home standards, including a base “Prepared” level and an enhanced level. IBHS said California is ahead of other states but still needs standardized, verified mitigation, and noted research suggesting home hardening can reduce losses and improve insurability. The Legislative Analyst’s Office highlighted key policy questions for lawmakers, including the state’s role, intergovernmental coordination, cost-effectiveness, program design, long-term sustainability, and barriers to implementation. Members pressed for practical, lower-cost approaches, and witnesses repeatedly stressed that the first five feet around a home is critical, that many mitigation steps are DIY or relatively low-cost, and that financing will be necessary because many homeowners cannot afford full retrofits. Megafire Action argued that home hardening is a market adoption challenge, not something the state can fully pay for, and recommended a blended model of education, low-interest loans, smaller grants, and insurance discounts to drive mass adoption. Ventura Regional Fire Safe Council and Marin Wildfire Prevention Authority described local programs using assessments, neighborhood-based Firewise efforts, grants, and resident participation, while also calling for better marketing, clearer standards, workforce development, and stronger links between mitigation and insurance benefits. In the later panels, Cal Fire and the State Fire Marshal described the state’s layered approach: parcel-level hardening, defensible space, and neighborhood-scale mitigation. Cal Fire said its defensible space inspection program needs ongoing funding and staffing to remain permanent, and the LAO said the proposal has merit but could be modified depending on budget conditions and alternative funding sources. Cal Fire also described a forthcoming defensible space financial assistance program focused on Zone Zero and vulnerable communities, estimating about $8,000 per home and roughly 3,125 homes served with the proposed funding. The State Fire Marshal clarified that local Zone Zero ordinances cannot be less restrictive than state minimum standards, though local governments have flexibility above that floor. Throughout the hearing, members and witnesses returned to the need for a coordinated statewide marketing campaign, consistent standards, targeted incentives, and sustained funding to move from pilot efforts to mass adoption.

Transcript Highlights:

• Um, HB 4877 makes technical and clarifying changes to chapter 462 of the Insurance code relating to the
• With costs shared among member insurers.
• And maintains insurance code authority for TDI to investigate insurance fraud.
• This legislation addresses an insurance practice which unfairly allows insurance companies to reduce
• Some insurance policies have clauses stating insureds will need to request the withheld depreciation

Transcript Highlights:

• And we didn't use insurance.
• They will be able to get insurance.
• We want a stable insurance market for patient access.
• that they can't insure Virginians if we were to pass this, they're insuring in those states that have
• They correct the code references to the code that gives those folks the authority to do that.

Keywords: March 10, 2026 - Regular Session, 976, house, all

Transcript Highlights:

• OFFICE OF INSURANCE REGULATION.
• CARRIERS THAT DO OUR PROPERTY INSURANCE.
• BILL THE GOAL OF BRINGING DOWN INSURANCE PREMIUMS, DECREASE THE LIKELIHOOD AN INSURER WILL GO INSOLVENT
• AND HOLD INSURERS ACCOUNTABLE FOR PRIOR POOR DECISIONS BY INSURANCE COMPANIES ARE IN THE BILL DOES THREE
• CLAIM PLUS ANY DENIAL UNDER THE INSURANCE CODE MUST BE DECIDED BY AN ACTUAL HUMAN BEING. >> ARE THERE

Keywords: 999, senate, all

Transcript Highlights:

• I'd like to see a tighter connection between insurance and insurability.
• Standards as the insurance.
• the building code, we really use standards to assist us, but our code is the minimum for the state.
• as well as defensible space codes.
• And one final point here is around insurance. Insurance companies are offering discounts.

Summary: The Assembly Budget Subcommittee on Climate Crisis, Resources, Energy, and Transportation held an oversight hearing on home hardening and defensible space as wildfire mitigation strategies. The chair opened by stressing that California has reached a tipping point, with repeated community-scale wildfire losses, rising insurance costs, and growing utility wildfire mitigation expenses. The hearing was organized around four panels: what home hardening and defensible space are, community risk reduction and coordination, evaluation of current defensible space programs and proposed investments, and the future of home hardening and the California Wildfire Mitigation Program. The first panel featured IBHS, the Legislative Analyst’s Office, and local wildfire mitigation advocates. IBHS described wildfire spread through embers, flames, and radiant heat, emphasizing that structure separation, removing combustible materials within the first five feet of a home, and combining multiple mitigation measures significantly reduce loss. It highlighted its Wildfire Prepared Home and Wildfire Prepared Neighborhood standards, including an “essential” and “enhanced” level, and said California is ahead of other states but still needs scalable, standardized, and sustainably funded mitigation. The LAO outlined key policy questions for the Legislature, including the state’s role, intergovernmental coordination, cost-effectiveness, program design, measurement of success, long-term sustainability, and barriers to implementation. The chair and panelists discussed estimated costs, including roughly $15,000 for a basic retrofit and about $50,000 for more extensive ignition-resistant construction, and whether state funding should focus on the most cost-effective initial measures. The second panel focused on scaling adoption through local coordination, education, financing, and community-based programs. Megafire Action argued that home hardening is a market adoption problem and said the state should not try to pay for every home, but instead target high-leverage interventions across the “customer journey,” including education, financing, trusted certification, and neighborhood network effects. Ventura Regional Fire Safe Council described free home assessments, small retrofit grants, Firewise community support, and the importance of neighborhood-level action, local capacity, and cultural change. Marin Wildfire Prevention Authority described its locally funded model, grant program, public education efforts, and an Ember Ready program that helps residents navigate home hardening and Zone Zero compliance. The chair repeatedly emphasized the need for a coordinated statewide marketing campaign, stronger incentives, better insurance discounts, and more use of local, utility, federal, and private funding sources. The third and fourth panels addressed Cal Fire’s defensible space inspection program, the proposed defensible space financial assistance program, and broader state investments. Cal Fire said homes lacking compliant defensible space are far more likely to be damaged or destroyed and requested ongoing funding and staffing to stabilize inspections statewide; the LAO suggested the Legislature consider alternative funding sources such as GGRF or a reinstated SRA fee. Cal Fire and the State Fire Marshal explained that Zone Zero sets a minimum standard, local governments cannot go below it, and grant prioritization will favor jurisdictions that submit inspections. Cal Fire also said the new defensible space financial assistance program would focus on ember-resistant zone-zero work and, in the Southern California counties covered by the legislation, would assist about 3,125 homes at an estimated $8,000 per home. In the final panel, the State Fire Marshal described California’s layered strategy of parcel-level home hardening, defensible space, and neighborhood-scale mitigation, along with technical support, financial assistance, and incentives such as insurance discounts and builder marketing. The overall theme was that California must move from isolated efforts to a coordinated, science-based, and scalable statewide approach to reduce wildfire losses.

Transcript Highlights:

• I went to the insurance agent.
• I went to the insurance attorneys. I went to the insurance agent. agent. agent.
• What if an insurer, maybe somebody who's already licensed to sell property insurance to buildings in
• so property insurance property insurance so property insurance they<00:29:59.760> have<00:29:
• <00:31:15.039> So residential landlord tenant code. So residential landlord tenant code.

Keywords: 910, house, all

Summary: The Committee on Consumer Protection and Commerce heard three resolutions focused on condominium management, insurance, and landlord-tenant issues. For HCR 24/HR 23, which sought a follow-up Sunrise review of condominium association managers, Hawaii Realtors and the Real Estate Commission supported the measure, while several condo owners and advocates described alleged embezzlement, misconduct, and lack of accountability in association management. The Real Estate Commission suggested using a more current bill, HB 1312, as the basis for the review. In decision-making, the committee adopted an HD1 to direct the auditor to conduct a Sunrise analysis on HB 1312 instead of the older cited bills, and the measure passed with amendments by unanimous votes, with one member excused. For HCR 85/HR 79, which asked the Insurance Commissioner to study alternative insurance models for condominium associations and unit owners, the acting insurance commissioner said the division supported the concept but warned the study could be costly and time-sensitive, estimating roughly $1.5 million based on the breadth of the requested work. A committee member and the commissioner discussed whether the scope could be narrowed, and the commissioner said a narrower study could reduce costs. The committee ultimately deferred the measure for possible revision and future discussion. For HCR 158/HR 153, which proposed an Attorney General-led working group to improve landlord-tenant code provisions, the Attorney General’s office said another agency with housing expertise would be better suited to convene the group and suggested LRB for legal research support. Hawaii Realtors supported the idea but said the chairing agency could be changed, while Maui Tenants and Workers Association urged stronger tenant representation and warned against framing the effort in a way that favors investors over tenants. A mediator also noted procedural gaps in court filing requirements for tenants and landlords. In decision-making, the committee adopted an HD1 to shift the convening role from the Attorney General to the judiciary, narrow the scope, and make technical changes; the amended resolution passed unanimously, with one member excused.

Transcript Highlights:

• One is earthquake insurance.
• line insurers.
• buyers of insurance.
• its insureds.
• The reinsurance market insures mostly insurance companies.

Summary: The committee heard a work session on earthquake insurance, beginning with background from the Office of the Insurance Commissioner. OIC staff explained that earthquake and earth movement are generally excluded from standard property policies, that earthquake coverage is usually purchased through endorsements or standalone policies with high deductibles and relatively high premiums, and that surplus lines are a limited backstop market not covered by the state guarantee fund. They also described parametric insurance and captive insurance as more specialized products generally suited to commercial or governmental buyers rather than ordinary consumers. A second panel of insurance and banking experts focused on commercial earthquake exposure, especially for older buildings, collateralized loans, and potential knock-on effects to banks and consumers if a major quake caused widespread damage. Members asked about consumer impacts, mitigation incentives, inventories of vulnerable buildings, and whether legislation such as prior work on unreinforced masonry could help reduce risk. The Washington Bankers Association said earthquake insurance is expensive and that affordability is a major concern, while also noting banks participate in disaster-recovery planning and would be affected by major regional losses. No votes or formal actions were taken. The committee then received a presentation from the Washington State Institute for Public Policy on its cannabis and Initiative 502 research. WSIPP staff described the agency as a nonpartisan research institute that conducts legislative-directed studies and explained that its long-term I-502 assignment includes periodic reports leading to a final benefit-cost evaluation in 2032. Staff summarized findings from a 2023 report showing that cannabis possession convictions fell sharply after legalization, though some racial disproportionalities persisted, and that closer retail access was associated with higher reported adult cannabis use, more fatal traffic crashes involving drivers from nearby areas, and higher rates of cannabis use disorder diagnoses among Medicaid enrollees. A 2023 youth-focused report found that students attending schools near retailers were more likely to report cannabis use, had more unexcused absences, and were less likely to graduate on time. In the newest 2025 Medicaid study, staff said retail access was associated with higher probabilities of cannabis use disorder diagnoses, related hospitalizations, inpatient treatment, and co-occurring mental health diagnoses, with event-study analysis suggesting the increases appeared after retailers opened rather than before. Members asked about racial disproportionality, the meaning of cannabis use disorder diagnoses, THC and impairment, whether the findings reflected medical versus recreational use, and how the results should be interpreted in light of broader trends and data limitations. No formal committee action was taken.

Transcript Highlights:

• CURRENTLY THE DEFINITION FOR QUALIFIED HUMAN PROFESSIONAL RELATES BACK TO THE INSURANCE CODE.
• AS LONG AS THEY HAVE THE AUTHORITY TO ADJUST AND DENY A CLAIM UNDER THE FLORIDA INSURANCE CODE.
• THE INSURANCE CODE STILL PRESCRIBES HOW LONG CARRIERS HAVE TO MAKE THESE DECISIONS.
• COMPANIES ARE LIKEWISE RESPONSIBLE TO THE INSURANCE CODE.
• WE HAVE VERY SPECIFIC CLAIMS HANDLING PROVISIONS IN THE INSURANCE CODE AND WE HAVE VERY SPECIFIC SERIES