Video & Transcript Research : 'train'

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WV

West Virginia 2026 Regular Session

WV Senate Health and Human Resources Committee in Session Mar 10th, 2026 at 01:10 pm

Health and Human Resources

Transcript Highlights:
  • Advisors include physicians who have completed residency training and individuals licensed to practice
  • privilege, a peer support team must complete not less than eight hours of initial basic peer support training
  • and additional training at least quarterly.
  • As an initial basic peer support training and additional training at least quarterly.
  • It sets forth the topics that the training must provide.
Keywords: 994, senate, all
Summary: The committee met with a quorum, approved the March 5, 2026 minutes, and then took up several House bills. House Bill 5086, concerning peer support programs and testimonial privilege for covered caregivers, was amended to remove references to mental health and substance use disorder treatment from the disciplinary protections and to clarify that boards may still require participation in a board-designated professional health program; the bill was then reported to the full Senate with a do-pass recommendation. House Bill 5004, an education bill on PANS and PANDAS, was supported by the sponsor, who described his family’s experience with the conditions and emphasized earlier diagnosis and treatment; it was reported to the Senate. House Bill 537, creating an ALS services program in the Department of Human Services, also advanced after testimony from the sponsor and supportive comments about the disease’s impact; it was reported to the Senate. House Bill 5096, which would have removed personal care and intellectual disability services from certificate-of-need review, drew extensive testimony. The sponsor argued the change would reduce regulatory barriers and expand access to in-home care, while an aging-services witness said certificate-of-need revenues help fund senior meals and other local services and that eliminating the requirement would harm county aging programs. After discussion, the motion to report the bill failed on a recorded division vote of 3-9. House Bill 4695, allowing PEIA patients to switch to an alternative covered treatment without additional prior authorization if medically appropriate and no more expensive, was reported to the Senate. House Bill 5582, creating the respiratory care interstate compact, was amended to remove a committee-added initial background-check provision and then reported. Another House Bill 5582, dealing with the TANF drug screening program, removed the sunset date, allowed oral fluid testing, and was also reported. Finally, House Bill 5466 renamed the batterer intervention program as an abuse intervention program and allowed live synchronous virtual delivery while preserving an in-person option; the sponsor said the change would expand access statewide and better support domestic violence sentencing alternatives. That bill was reported to the Senate as well. The committee then adjourned.
AR

Arkansas 2026 1st Special Session

ALC-GAME & FISH/STATE POLICE Feb 18th, 2026

ALC-GAME & FISH/STATE POLICE

Transcript Highlights:
  • Should we look at some kind of additional language in our training manual and our courses to emphasize
  • in addition to that, some of the more notable items are things they've done for us in the way of training
  • agenda is we're going to have a discussion from the Commission on Law Enforcement Standards and Training
  • Chris Chapman, Director for Law Enforcement Standards and Training for the State of Arkansas.
  • It's the commissioners of the law enforcement standards and training.
Summary: The committee first heard from Arkansas State Police leadership about efforts to reduce vehicle pursuits and fleeing from law enforcement. Members discussed prior legislation that made fleeing a felony and enhanced penalties when suspects exit moving vehicles, and the State Police reported those changes, along with a social media/public service campaign and work with prosecutors, were associated with a 29% decline in pursuits from 2023 to 2025, or 180 fewer pursuits last year than in 2023. Members also asked about a recent mistaken PIT/TVI incident involving the wrong vehicle; the agency said the family was not injured, had requested privacy, and the trooper involved was terminated. The committee also received an overview of the Arkansas State Police Foundation, which funds scholarships, emergency assistance for troopers’ families, and facilities and training support, with no lobbying role reported. The committee then heard from the Commission on Law Enforcement Standards and Training on officer decertification and hiring accountability. Director Chris Chapman explained that every officer separation must be reported, that files are flagged when conduct may warrant decertification even if it does not meet that threshold, and that hiring agencies must be told about prior misconduct before they can add an officer to their roster. He said the commission now receives more decertification requests than before, with requests rising from 158 in the prior three-year period to 256 in the last three years, and that 147 officers were pending hearings, down from a prior backlog that had stretched to about four and a half years. He also said the commission meets every other month for two-day hearings, and that most decertifications involve integrity or honesty issues. Members asked about open investigations, citizen complaints, appeals, and public access to decertification records. Chapman said resignations during internal affairs or criminal investigations are flagged, citizen complaints are usually handled through supervisors, chiefs, sheriffs, or prosecutors and may lead to decertification review if warranted, and decertified officers can appeal to circuit court. He added that decertification records are subject to the Freedom of Information Act and may be used in civil claims. No votes were taken, and the meeting adjourned after discussion of a possible future committee meeting at the fish hatchery in Lonoke.
AR

Arkansas 2026 1st Special Session

ALC-REVIEW Feb 17th, 2026

ALC-REVIEW

Transcript Highlights:
  • This is amendment two to an existing federal grant, and it is for employment and training services for
  • It adds $720,000 for employment and training services for SNAP recipients.
  • It adds $720,000 for employment and training services for SNAP recipients.
  • Next, you'll see the quarterly report on training and certification.
  • This is for education training programs focused on opioid abuse prevention and stigma reduction in the
Summary: The subcommittee first considered a used tire program contract for Arkansas District 4, an $88,000 one-year contract with LTR Intermediate Holdings. Senators raised concerns that the tire district’s revised business plan had not yet been approved and that the contract could leave the district unable to pay. Questions also focused on solicitation language that excluded bidders under corrective action plans. On motion, the committee held the contract until next month and encouraged the tire board to appear. Members then reviewed and, without objection, moved forward a series of methods of finance, alternative delivery projects, and discretionary grants. These included multiple university and college projects such as renovations, roof replacements, a new UCA multipurpose arena, and a revised financing package for UA Fayetteville’s Maple Hill residence hall. The committee also reviewed DHS and Department of Health grants for aging services, substance abuse prevention, mental health, nutrition outreach, hearing-loss follow-up, HIV services, maternal health, and rural hospital quality improvement. The committee next handled contract items, including a UAMS ratification for FMLA Source after an amendment was not submitted for review and payments continued past expiration; UAMS said it had retrained staff and would review for other missed contracts. Members also reviewed numerous construction, intergovernmental, out-of-state, and in-state contracts across state agencies and universities. Questions were raised about an out-of-state aeronautics study, a U of A Fayetteville parking guidance system, and a Veterans Affairs nursing contract. Most items were reviewed without objection, and the meeting adjourned after informational reports on contract amendments and minor contracts.
KY

Kentucky 2026 Regular Session

Senate Legislative Session Day 5 (1-12-26)

Kentucky Senate Floor Meeting

Transcript Highlights:
  • Allowing males to compete in women's sports disadvantages women and destroys the opportunity they trained
  • they trained so hard for.<00:16:48.240> So<00:16:48.639> tomorrow,<00:16:49.040> as
  • Senate Bill 71, an act relating to financial training requirements for local boards of education.
  • Bill 71, an act relating<00:22:02.720> to<00:22:03.039> financial<00:22:03.600> training
  • relating to financial training relating to financial training requirements<00:22:04.640> for<
Keywords: 958, all
Summary: The Senate convened with an invocation and pledge, then completed the roll call and declared a quorum of 34 members. The chamber excused absent senators and approved the journal from Friday, January 9, 2026, without objection. No bills or resolutions were introduced at the first opportunity, and there were no orders of the day before the body recessed for a Rules Committee and Committee on Committees meeting. After reconvening, the Committee on Committees reported referrals: Senate Bill 38 and Senate Concurrent Resolution 9 to Health Services; Senate Bills 29 and 49 to Natural Resources and Energy; Senate Bills 10, 27, 40, and 51 to State and Local Government; Senate Bills 28 and 30 to Transportation; and Senate Resolutions 4, 7, 8, 10, 12, 14, 16, 18, 19, 20, 21, 22, and 32 to the Senate floor. During announcements, one senator spoke at length in support of laws restricting transgender girls and women from competing in women’s sports, urging courts to uphold those laws in pending cases. Other members announced committee schedule changes and made several co-sponsorship requests, all accepted without objection. The clerk then reported new bills and resolutions, including measures on evictions during extreme weather, student journalist freedom, network authority, motor vehicle operation, the Kentucky Horse Park, the Autism Spectrum Disorder Trust Fund, pension oversight, financial training for local boards of education, health care workforce recruitment and retention, and tallow-based cosmetic products, along with two resolutions honoring Robert E. Bob Pernell, Sr. and former Governor Martha Lane Collins. The Senate then adjourned until 2 p.m. Tuesday, January 13, 2026.
TX

Texas 89th 2nd C.S.

S/C on Family & Fiduciary Relationships May 5th, 2025

S/C on Family & Fiduciary Relationships

Transcript Highlights:
  • There, as there is limited judicial training on family violence and child abuse issues, the training
  • By enhancing judicial training, HB 4942 equips judges and tools with the tools to make better informed
  • As written, the bill says that this training is to be provided by the Texas Supreme Court or the Court
  • When using this training as the basis by which these judges determine abuse or neglect, there must be
  • And that are trained in the right subjects when they're dealing with our children.
TX

Texas 89th Regular

S/C on Family & Fiduciary Relationships May 5th, 2025

S/C on Family & Fiduciary Relationships

Transcript Highlights:
  • The training that does exist does not always include instruction on how how to evaluate the quality of
  • By enhancing judicial training, HB 4942 equips judges and tools with the tools to make better informed
  • As written, the bill says that this training is to be provided by the Texas Supreme Court or the Court
  • When using this training as the basis by which these judges determine abuse or neglect, there must be
  • When it comes to just making sure that people know what they're talking about and that are trained in
FL

Florida 2025 Regular Session

Appropriations Apr 17th, 2025

Transcript Highlights:
  • ACROSS THE STATE OF FLORIDA AND PROHIBITS PUBLICLY OWNED AIRPORTS FROM CHARGING LANDING FEES FOR TRAINING
  • THE OFFICER SUFFERS A CATASTROPHIC INJURY DURING ANY IN THE LINE OF DUTY WORK AND DURING OFFICIAL TRAINING
  • IF AN ENTITY PROVIDES TRAINING OR CONSULTING WILL THEY BE ABLE TO USE THAT MONEY TO PAY THEIR EMPLOYEES
  • OTHER OPERATIONAL EXPENDITURES IS TO ENSURE THOSE DOLLARS GO DIRECTLY AND SPECIFICALLY TO THEIR TRAINING
  • A LOT OF TIMES WHEN YOU ARE TRYING TO IMPLEMENT THESE TYPES OF PROGRAMS, SOFTWARE, TRAINING, IT'S ABOUT
Keywords: 999, senate, all
TX
Transcript Highlights:
  • Senate Bill 2619 would ensure that mandatory training for school board members stays free of political
  • The bill requires state approval for all trustee training programs and bans any training provided that
  • page four, you are outlining people who cannot, who were not approved. ... provide provision of training
  • subdivisions or open enrollment charter schools, then their association would be able to provide training
  • We have some new entities, I believe, that are also popping up that provide training, and I know upon
LA

Louisiana 2026 Regular Session

Senate and Governmental Affairs May 27th, 2026

Senate & Governmental Affairs

Transcript Highlights:
  • So we would have to train one of the volunteers to do this.
  • So we've done some TBRI training with our staff. We've done ACEs training with our staff.
  • We are developing that training next provide those services better.
  • We are developing that training next week. APCO will be in town to help us develop that training.
  • That training was then delivered to all staff, and we do some marketing.
HI

Hawaii 2026 Regular Session

LBT Public Hearing 04-13-2026

Labor and Technology

Transcript Highlights:
  • <00:10:28.560> you're<00:10:28.760> willing<00:10:29.040> to<00:10:29.200> train
  • you're willing to train a workforce in<00:10:30.200> order<00:10:30.440> to<00:10:30.600
  • these folks, but organizations to train these folks, but to<00:10:49.320> also<00:10:49.680><
  • I do all of the onboarding and training as well as the stay interviews and the exit interviews.
  • I do all of the onboarding<00:19:33.480> and<00:19:33.600> training<00:19:34.440> as
Keywords: 912, senate, all
Summary: The committee heard and acted on several gubernatorial nominations to the Hawaii Workforce Development Council and one nomination to the Labor and Industrial Relations Appeals Board. For GM 779, Mark Fong Su Wat said he would bring his experience as an electrician and labor community member to workforce development, and he committed to serving if confirmed. Testimony was unanimously supportive, with 10 in support and none opposed, and the committee voted to recommend advise and consent; the recommendation was adopted. For GM 792, Sheryl Cross sought a second term on the Workforce Development Council and described her work on employer engagement, military veteran affairs, and military spouse employment. In response to questions, she emphasized the need to better connect military spouses, underrepresented workers, and students pursuing trades or non-college pathways to jobs, including through school academies and online hiring initiatives. The item was held for later decision-making. For GM 793, Ashley Lohua, also nominated to the Workforce Development Council, said her focus would be helping people stay in Hawaii by improving job retention, listening to community concerns, and building pathways between sectors. Support testimony highlighted her work with marginalized communities and her empathy and leadership. She told the committee she would use her nonprofit and HR experience to help address vacancies and workforce barriers; the item was also held for later decision-making. For GM 774, Douglas Thomas Moore, nominated to the Labor and Industrial Relations Appeals Board, said his first priority would be reducing the backlog. He proposed using informal conferences and mediation to speed workers’ compensation appeals and suggested recruiting more practitioners, especially younger ones, into the field. The committee noted 11 supportive testimonies and no opposition; no vote was taken in the portion provided.
FL

Florida 2026 Regular Session

Community Affairs Feb 3rd, 2026

Community Affairs

Transcript Highlights:
  • Broward County has spent almost $900,000 on DEI training as of fiscal year 2020.
  • Training includes pushing gender fluidity and transgender ideology.
  • The bill would also eliminate discriminatory HR trainings that favor DEI.
  • Well, Miami-Dade County has a similar training.
  • We cannot use DEI for decisions based on hiring, promotion, and training.
Summary: The committee heard several housing, local government, utility, and transparency bills. SB 1342 on transportation infrastructure and land development regulations, by Sen. Rouson, was presented as a housing-affordability measure modeled on the Live Local Act for transit corridors. After adopting an amendment that removed the bill’s compelling-governmental-interest language in enforcement provisions, the committee heard testimony from local-government and housing interests both supporting and opposing the bill’s zoning preemption approach. The bill was reported favorably. The committee also reported favorably CS/SB 1614, by Sen. Leek, which was amended to remove stormwater and code-enforcement spending provisions and to tighten restrictions on local governments seeking state appropriations after audits or without required affirmations. SB 1548, the next Live Local Act iteration by Sen. Claddie Ude, was also reported favorably; it expands where Live Local projects may be located and adds fair-housing protections. SB 968 on home backup power systems, by Sen. McLean, was reported favorably after testimony from builders and energy-related stakeholders, with the sponsor noting he was still working on amendments to refine permit provisions. The committee then approved CS/SB 698, by Sen. Martin, which allows building permits for single-family homes to be issued before septic permits are finalized if application has been made, while still requiring septic approval before occupancy. Builders testified that septic permit delays were causing lengthy project delays and contract cancellations. The committee also reported favorably SB 1320, by Sen. Martin, requiring county tax-increase referenda to include a Department of Financial Services spending analysis if available; the sponsor said the goal was to give voters more standardized fiscal information, while opponents argued existing law already provides similar transparency. SB 484, by Sen. Avila, on data centers, was reported favorably after an amendment adding a knowledge requirement to the foreign-country-of-concern service prohibition; the bill addresses local planning authority, nondisclosure agreements, utility tariff requirements, and water-use limits for large data centers. The committee also reported favorably SB 1118, by Sen. Avila, creating a one-year public-records exemption for data-center location and proprietary information, with testimony split between economic-development supporters and transparency concerns. Finally, the committee took up SB 706, by Sen. Mayfield, preempting naming of major commercial service airports to the state and designating Palm Beach International Airport as Donald J. Trump International Airport subject to federal and trademark conditions; it was reported favorably after questions about local input and airport naming. The committee then heard extensive public testimony on SB 1134, by Sen. Yarbrough, which would prohibit counties and municipalities from funding, promoting, or taking official actions related to DEI and would create penalties and a private right of action for residents. The sponsor argued the bill was aimed at preventing taxpayer-funded DEI programs and cited examples from Jacksonville and other jurisdictions; opponents said the bill was vague, overbroad, and would chill local programs, public education, and civil-rights-related activities. The transcript ends during continued public testimony on SB 1134, with no final committee action shown in the excerpt.
UT

Utah 2025 Regular Session

Business and Labor Interim Committee - November 19, 2025

Business and Labor Interim Committee

Transcript Highlights:
  • So is it common practice for the nurse practitioner training programs in the system?
  • And if so, what level is typically the minimum that a training program would require?
  • And what about the out-of-state, like training programs, brick-and-mortar training programs in other
  • states and also online training programs that Utah kids may be traveling or getting these trainings out
  • Utah kids may be traveling or getting these trainings out of state.
Keywords: 985, all
NM

New Mexico 2025 Regular Session

IC - Land Grant Aug 14th, 2025

House Rural Development, Land Grants And Cultural Affairs

Transcript Highlights:
  • My nonprofit is certified by the Department of Health to do the trainings.
  • Because what the Department of Health has done, they also have implemented a virtual training.
  • So there is not just one avenue of people being able to get trained.
  • It's trained on NMSU data, as I mentioned, but also other extension outfits.
  • They're Actually, easier to train than ranchers. No, I guess.
TX

Texas 89th Regular

89th Legislative Session Apr 24th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • Students in grades 9 through 12 undergo rigorous IRS-aligned tax law training and must pass certification
  • For those of you that don't know, TDCAA does training for all the prosecutors across the state. state
  • And it is because of you and the people that you have. trained to teach us that there are right ways
  • But I'll close saying this, is when I talk about training young prosecutors.
  • The caption uses the term insider training to refer to misuses of official information. the result in
MN

Minnesota 2025 1st Special Session

Committee on Taxes - 03/26/25

Taxes

Transcript Highlights:
  • regional Senator Duckworth said the bill concerns materials for a new regional public safety training
  • He said the First Center will provide state-of-the-art training for law enforcement and first responders
  • , including immersive reality-based training enhanced by the latest AV technology.
  • , and de-escalation, as well as a tactical target range designed for advanced training and a standard
  • is an kind of training facility is an important<00:18:17.440> recruitment<00:18:17.840> and
Keywords: 1187, senate, all
FL

Florida 2026 Regular Session

Senate in Special Session C Feb 13th, 2025

Florida Senate Floor Meeting

Transcript Highlights:
  • Promoting Florida as a destination for law enforcement training.
  • facilities to train law enforcement and federal immigration enforcement.
  • Agencies to pay for apprenticeships, including the salaries of recruits and training.
  • And the bill promotes Florida as a destination for law enforcement training.
  • through partnership agreements to use Florida's training facilities to train law enforcement and federal
Summary: The Senate opened with prayer, the pledge, and a moment of silence honoring former Senator and Judge Thomas Gallen. The chamber then moved to special order items focused on immigration and related enforcement measures. Senate Memorial 6C, urging the U.S. Department of Homeland Security to provide guidance and training for 287(g) agreements, passed by voice vote. The Senate then took up Senate Bill 4C, an immigration measure that would impose a mandatory death penalty for unauthorized aliens convicted of capital felonies and create state crimes for illegal entry and re-entry. Senators Pizzo, Polsky, and Sharief raised concerns about constitutional issues, plea bargaining, trial and penalty-phase procedures, prosecutorial discretion, and the effect on victims’ families. Supporters, including Senators Fine and Gruters, argued the bill was a strong deterrent and a response to serious crimes committed by undocumented immigrants. The bill passed 25-11. The chamber next debated Senate Bill 2C, a broader immigration enforcement package. The bill would create a State Board of Immigration Enforcement, expand local-federal cooperation, fund detention and enforcement efforts, strengthen pretrial detention rules for unauthorized aliens, and end in-state tuition waivers for undocumented students. Senators Davis and Pizzo questioned enforcement mechanics, jurisdiction, bond procedures, and whether local agencies were actually mandated to participate; supporters said the bill was designed to maximize cooperation with federal authorities and the Trump administration. A late-filed amendment by Senator Pizzo to preserve tuition waivers for current students failed 14-22, and a second amendment was withdrawn after discussion. Debate then continued on the bill, with opponents arguing it was costly, federal in nature, and harmful to Dreamers and other students, while supporters said it was necessary to crack down on illegal immigration and align state policy with federal enforcement priorities.
WY

Wyoming 2026 Regular Session

House Floor Session-Day 2, February 10, 2026-PM

Wyoming House Floor Meeting

Transcript Highlights:
  • So my training was probably, you know, 45 years ago.
  • uh an NRA sorry a with a training uh an NRA sorry a training<01:46:51.520> of<01:46:51.679>
  • trained in how to handle that firearm. trained in how to handle that firearm.
  • First, it limits the length of trains from the current mile and a half to a standard train length of
  • of mine that are inside the uh the train of mine that are inside the uh the train yards<01:59:52.000
Keywords: 916, all
MN

Minnesota 2025 1st Special Session

House Education Policy Committee 3/4/25

Education Policy

Transcript Highlights:
  • Principals in the state are extensively trained, but we do need the flexibility to make decisions.
  • Principals in the state are extensively trained, but we do need the flexibility to make decisions.
  • Principals in the state are extensively trained, but we do need the flexibility to make decisions.
  • <00:58:45.200> and alternative space with trained and alternative space with trained and trusted
  • Every month, MDE offers training on NED discipline, or NED 101 and NED 102.
Keywords: 1183, house
CA

California 2025-2026 Regular Session

Assembly Education Committee Mar 18th, 2026

Transcript Highlights:
  • School resource officers are not required to receive standardized training for opioid overdose.
  • the Peace Officer Standards and Training. resource officers are not required to receive standardized
  • training for opioid overdose.
  • and Training.
  • Giving trained SROs the ability to carry and administer it just adds another layer of protection for
Summary: The Assembly Education Committee met without a quorum at first and began as a subcommittee, with the chair outlining hearing procedures and several bills on consent. The committee heard and advanced AB 1581, which would improve collection of tribal affiliation data for California students so Native students are more accurately counted and better served; supporters said current systems undercount Native students and erase their needs. AB 1586 also passed, requiring school resource officers who volunteer to carry naloxone to receive opioid overdose response training every two years; supporters emphasized student safety and the need for rapid response to overdoses on campus, while one school employees’ group raised concerns about retaliation protections for non-volunteers. Both bills were moved do pass as amended to Appropriations, with roll calls held open for absent votes. The committee then approved AB 1943, which updates school notices about secure firearm storage by making the information clearer, more visible, and more likely to reach families at key moments such as counseling or discipline interventions. Supporters from gun violence prevention groups, educators, and parents argued that many school shooters obtain guns from home and that plain-language, digital, and timely notices could help prevent child deaths and suicides; the author shared a personal story about a child accessing a gun at home. AB 1792 also advanced, directing the Instructional Quality Commission to consider updating health education to address digital safety issues such as deepfakes, extortion, grooming, and AI-generated exploitation; supporters said students need instruction that reflects modern online risks, while an opponent objected to language referencing LGBTQIA+ and gender-diverse students. AB 1653 passed as well, adding heat-illness guidance to the health framework after a young Girl Scout described students suffering during extreme heat and not recognizing symptoms. Later, the committee approved AB 1861, which would require the California Department of Education to create a public database of special education investigation reports with personal information redacted; supporters said families need better access to complaint outcomes and accountability, while an opposition witness warned of unintended consequences, misuse of incomplete information, and added burdens on districts. AB 1721 also moved forward, creating a stakeholder work group to review and streamline school safety plan requirements so plans remain practical and focused on emergency preparedness. AB 1631, which would make kindergarten mandatory, received mixed testimony: supporters argued it would help close achievement gaps and improve readiness, while opponents framed it as an intrusion on parental choice; the bill was held on call after a split vote. Finally, AB 1809, extending job order contracting authority for school and community college districts, was also held on call after opposition from contractors who argued project labor agreement requirements raise costs and reduce competition. The committee then began hearing AB 1659, aimed at improving transitions for court school students back to their home districts, with testimony describing re-enrollment barriers and the need for a designated district contact.
AR
Transcript Highlights:
  • They spend billions, with a capital B, billions in training their front line, their tellers, their managers
  • on the amount of fraud that's been prevented and what's been stopped just by best practices and training
  • that are expended on Bank Secrecy Act training... ...and the amount of money and resources that are
  • Our tellers are trained, our bankers are trained, and our contact center people are trained.
  • Our tellers are trained, our bankers are trained, and our contact center people are trained.
Keywords: 1204, all
Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, the Attorney General’s office, the state bank and securities commissioner, the insurance department, AARP, and mortgage industry representatives. Witnesses described fraud as increasingly organized, technology-driven, and often transnational, with common schemes including spoofed bank calls and texts, fake websites and social media impersonations, business email compromise, gift card and wire scams, crypto kiosk fraud, check fraud, and mortgage/real estate fraud. Several witnesses emphasized that seniors are disproportionately targeted and that losses are often underreported because victims feel embarrassed or do not know where to report incidents. Testimony highlighted both state and national responses. Bankers and regulators pointed to Arkansas’s 2025 actions on crypto ATMs and elder-fraud education, including training for gift-card sellers and safe-harbor protections for banks under the Safe AR Act. The Attorney General’s Consumer Protection Division described its complaint process, a new financial fraud task force, and examples of recovered funds, including quick recoveries from Bitcoin kiosk scams and wire fraud cases. The American Bankers Association and others urged stronger accountability for telecoms and social media platforms, citing spoofed caller ID, impersonation ads, Section 230 issues, and the need for a national scam-prevention strategy or federal office. Artificial intelligence was identified as a major emerging risk because it can generate convincing scam emails, websites, and impersonation content at scale. Members asked about reporting procedures, whether banks reimburse fraud losses, how crypto affects recoverability, the safety of tap-to-pay versus chip use, and whether public online records contribute to fraud. Witnesses generally advised victims to report scams through the proper channels, avoid clicking links or responding to suspicious messages, and verify requests independently by contacting institutions directly. The committee also heard that banks and regulators are already sharing information and educating consumers, but that more legislative and cross-agency action may be needed. No formal vote or bill action was taken beyond approval of the November 3, 2025 minutes.